The Car Middleman with David Gborie

Buying a car is stressful, but is it worth a stack to hire a middleman to negociate for you? Juruys still out, but comedian and voice of comedy central, David Gborie is here to help Laci get to the bottom of this scam. Along the way these long time friends discuss that time David bought fancy art in the middle of Colorado and why credit scores are a scham to withhold wealth from the Black community. SOCIALS: David Gborie: @coolguyjokes87 https://www.instagram.com/coolguyjokes87/?hl=en Laci Mosley: @divalaci WE'RE ON YOUTUBE: Join us on YouTube! See Laci, the guests, and fraudsters: https://www.youtube.com/@ScamGoddess SOURCES: https://www.wsj.com/business/autos/tomi-mikula-youtube-car-buying-negotiations-4a4c3d63?mod=mhp https://www.wsj.com/personal-finance/the-guy-who-made-a-career-out-of-negotiating-car-prices-answers-your-questions-2b50557d?gaa_at=eafs&gaa_n=AWEtsqfMpmeOplWlJUvQk6hI84xJlmKvbMLEGKBy24Va_meMUWb5LBXwdj2VgOICRzY%3D&gaa_ts=69c460f0&gaa_sig=7Wbqu7-FkckPduY7NZabVPpjGjthyPNNUMSH_ZPUM3OJcPO0TT2bfMPF08NSRZV0TZo54ACD6_U9_ZJ6qw9_xQ%3D%3D https://www.wsj.com/personal-finance/the-guy-who-made-a-career-out-of-negotiating-car-prices-answers-your-questions-2b50557d?gaa_at=eafs&gaa_n=AWEtsqfMpmeOplWlJUvQk6hI84xJlmKvbMLEGKBy24Va_meMUWb5LBXwdj2VgOICRzY%3D&gaa_ts=69c460f0&gaa_sig=7Wbqu7-FkckPduY7NZabVPpjGjthyPNNUMSH_ZPUM3OJcPO0TT2bfMPF08NSRZV0TZo54ACD6_U9_ZJ6qw9_xQ%3D%3D https://www.wsj.com/personal-finance/car-price-purchase-negotiate-d0bef925?gaa_at=eafs&gaa_n=AWEtsqc2rFqXcwYKnzl-kob44qHQbm_owMAPG-PKZiRiDiipDRRh7RAjknt7PXketX8%3D&gaa_ts=69c451a7&gaa_sig=HXfBC6b8TR0dV2aqMcjdV8ixgLYj9OeFvitobxYoNgJ6uCaGvzEZxOXHakt7e-K5Cdl_SLtDGKcHhYQx_10N3Q%3D%3D https://www.wsj.com/personal-finance/car-price-purchase-negotiate-d0bef925?gaa_at=eafs&gaa_n=AWEtsqc2rFqXcwYKnzl-kob44qHQbm_owMAPG-PKZiRiDiipDRRh7RAjknt7PXketX8%3D&gaa_ts=69c451a7&gaa_sig=HXfBC6b8TR0dV2aqMcjdV8ixgLYj9OeFvitobxYoNgJ6uCaGvzEZxOXHakt7e-K5Cdl_SLtDGKcHhYQx_10N3Q%3D%3D https://www.pbs.org/newshour/classroom/daily-news-lessons/2026/03/afroman-prevails-in-defamation-lawsuit-brought-by-police https://www.washingtonpost.com/opinions/2026/03/23/afroman-police-pound-cake-free-speech/ See omnystudio.com/listener https://omnystudio.com/listener for privacy information.

Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:00Laci Mosley?

  My name is Jessa. One of the things I love the most about working for United Healthcare is that everybody matters. Every moment matters. There's a person behind every problem. I care because it's what I was put on this earth to do.

• 0:16Speaker 01

  I'm Ben and I work at United Healthcare. I am just one piece of a larger puzzle, but every piece matters. It's more than just work. We want to make the healthcare system better for everyone. I care because I want to make a difference. That's what committed to care means to me.

• 0:31Laci Mosley?

  911, what's your emergency?

• 0:34Laci Mosley?

  Please help us, they're everywhere. We think they're murder wantons.

• 0:38Speaker 02

  911 Nashville returns.

• 0:41Speaker 03

  There's a homicide detective down here.

• 0:43Speaker 02

  Three bodies on the ground. With emergencies of biblical proportions.

• 0:47Speaker 04

  All since swarms upon you and upon your people.

• 0:50Speaker 03

  That's one of the plagues of the Bible.

• 0:51Speaker 04

  And somebody's unleashing them on Nashville.

• 0:54Speaker 02

  Ryan Phillippe joins 911 Nashville. All new Thursdays on ABC, next day on Hulu.

• 1:00Speaker 05

  Hola a todos, soy Jamie Lynn Segler. Cuando me diagnosticaron tenía veintitantos años y todo mi mundo cambió por completo. Pero con el tiempo decidí que no iba a permitir que eso frenara mi vida. Quise tomar las riendas y después de hablar con mi médico sobre mis opciones, la elección para mí fue obvia. Boom, eso es KISSIMTA. Obtenga más información sobre KISSIMTA o fotumab en kissimta.com.

• 1:31Speaker 06

  Whether you're buying, renting, or selling, Zillow can help make your someday today. To help find a home that fits where you are in life or that apartment that's a little closer to where you want to be. Zillow has the right information, tools, and support to help turn your future home into a reality. Because someday starts today. Visit zillow.com/today to get started. OnDeck is built to back small businesses like yours. Whether you're buying equipment, expanding your team, or bridging cash flow gaps, OnDeck's loans up to $400,000 make it happen fast. Rated A+ by the Better Business Bureau and earning thousands of five-star TrustPilot reviews, OnDeck delivers funding you can count on. Apply in minutes at ondeck.com.

• 2:16Speaker 06

  Depending on certain loan attributes, your business loan may be issued by OnDeck or Celtic Bank. OnDeck does not lend in North Dakota. All loans and amounts subject to lender approval.

• 2:27Laci Mosley?

  She'd throw things, wander, and started hoarding. Mom's Alzheimer's was already so hard. But then we found out she had agitation that may happen with dementia due to Alzheimer's disease. And that was a different kind of difficult. So we asked her doctor for more help.

• 2:42Speaker 03

  Seeing symptoms like these in a loved one? It could be time to ask their doctor about Rexulti, Rexiprazole 2mg, the first FDA-approved treatment for this condition. Rexulti is proven to reduce agitation symptoms. Rexulti should not be used as an as-needed treatment. Elderly people with dementia-related psychosis have increased risk of death or stroke, report fever, stiff muscles, and confusion, which can be life-threatening, or uncontrolled muscle movements, which may be permanent. High blood sugar can lead to coma or death. Weight gain, increased cholesterol, unusual urges, dizziness on standing, falls, seizures, trouble swallowing, or sleepiness may occur. Learn more about these and other side effects at rexulti.com. Tap ad for PI.

• 3:17Laci Mosley?

  I'm glad I asked for help.

• 3:19Speaker 03

  Ask your loved one's doctor about Rexulti.

• 3:24Laci Mosley?

  This is Ashley Canetti from the Ben and Ashley I Almost Famous Podcast. You know that feeling when your skin just needs a tall drink of water? That's what Clinique Moisture Surge 100-Hour Moisturizer is for. Moisture Surge 100-Hour Moisturizer absorbs instantly and hydrates for 100 hours for plump, glowing skin. That's right, 100 hours. It's a lightweight, oil-free gel cream, safe for sensitive skin. It's allergy-tested and fragrance-free. So try Clinique Moisture Surge 100-Hour today at clinique.com. Feels like Moisture Surge.

• 4:19Speaker 04

  What's poppin' congregation? It's your girl, Lacey Mosley, a.k.a. Scam Goddess, back with another installment of the podcast all about robbery, fraud, and those who practice it. It's a comedy show. Sometimes we love them, sometimes we hate them. We'll likely laugh at them, but never at the victims. And you all know, if you've been listening to the show, I'm very what? Yes, excited, thrilled, elated for our guest today. Today, we have David Borey, who's the voice of Comedy Central, period. As long as it lasts. A stand-up comedian and the host of My Mama Told Me Podcast with Langston Kerman. There's something that's not on here. What's that? What's? Oh, my God, it freaked me out so much, David. What is that cartoon that you voiced?

• 5:06Speaker 04

  Was I a lawyer or a baby?

• 5:11Speaker 04

  Those are the only characters I played on television. Actor, actor response. Was I a lawyer or a baby? You were a lawyer. Royal crackers. Yes, royal crackers. I love that. And then it freaked me out so much hearing your voice. I was like, I know that voice. It's very specific. Yes.

• 5:29Speaker 04

  It's very funny. Aw, thank you. Yes, royal crackers. It's Negro. Black cracker.

• 5:37Speaker 04

  Oh, so I have to ask you, David, what's your relationship with scams? Do you love them? Do you hate them? Have you ever been involved in any or seen some? It could literally be anything. I love scams since boyhood. I have been scammed. I have... I haven't really ever got my own off. I just don't have the heart for it. But yeah, I've been scammed. Scam, I take it. Do you remember any of the times that you were scammed? I got scammed on artwork not four years ago. Not four years ago? Yeah, three years ago, probably. Four square, not four years ago. Not four years ago, so less than four years ago. What was it? What happened? Man, it's so embarrassing. You ever drive on? It's not embarrassing. We don't believe in shame on this show.

• 6:20Speaker 04

  We're sharing information, so it's not embarrassing. You said that, so I'm gonna tell you what happened. Okay. I don't like the way you said, "You said that." Like, I'm about to be wrong about it. You opened me up. You said, "You said this is a safe space." It is, it is. And I'm adhering to that. It is. Back home, my boy was driving and they had a side of the road that said, "Rugs, artwork, jewelry." And then it had an address and a date, right? So we pulled up and it was one of those auctions. You know what I'm talking about? Like, what, like a police auction or like? No, no, no, no, no. This was private. They, so because we got scammed, my boy did some research and they just kind of travel around to the less cool states.

• 7:05Speaker 04

  And they have all this stuff and they're flipping it. But what they're not telling you is that the... What are the less cool states? Colorado was one, for sure. I know them boys were in Kansas, obviously. I think the Dakotas probably got hit. Anywhere that's not on the coast. Yeah, the Dakotas and Kansas makes sense. What, they had the Wizard of Oz? Exactly, they got nothing going on. And also, I think that's because Hollywood could make up whatever they wanted Kansas to look like, because who's gonna know? Yeah. Who's been to Kansas? I have several times, but that's my own battle to fight. So it was at an Embassy Suites Ballroom. Okay. And we pull up and we walk in and it's like, there's a Ferrari out front. Okay, so they're trying to tell you there's luxury happening. Yeah, and me and my boy are like, "There's money in the building." Okay, okay.

• 7:50Speaker 04

  And we go in and it's, it is, it's just an auction for all these luxury items. The crowd of people did not seem like people who would traditionally get these auctions, like, get these items. Definitely some guy. What do you mean by that? There was definitely some guys who were... They looked poor? Yeah. Okay. As poor as I did, yeah. Yeah, and... Look, the crowd didn't look like the typical... They weren't giving Ferrari. No, they weren't giving Ferrari. But they were all giving thankful to be in the Ferrari room, much like me and my friend. Okay. And we were like, "We've made it. What a lick we just hit." So they, they're auctioning off all this, like, they give you 40 minutes to come in and look at all the shit they got, right?

• 8:35Speaker 04

  So 40 minutes, you can come in, you look at stuff, and then you sit down and the auction starts. That's the only time you can look at it, is the first 40 minutes, right? Everybody's wearing suits, they're all kind of dressed up. They have this very serious white man doing the auctioning. And the auctioneer is great, by the way. He's like... He was like, "Sorry, $5,000." Not just that. "Give me money, give me the money right now. This is robbery, scam." That for sure, that for sure. But he would call up some stuff and then he would be like, "Come on, folks, we're going to New York next week and this is gonna take it, get taken. I'm giving this to you for $500." Are you... Like, he was like nagging the audience. Oh, he was like bullying them. Bro, he was like, he was basically... He was like, "Are y'all broke? Are y'all broke right now? Y'all broke ass bitches. Y'all can't afford $500? I'm gonna sell it in New York. You know, stupid ass, poor ass.

• 9:20Speaker 04

  I ain't gonna have them to talk about it at book club next week. You sure you don't want to buy this right now?" That's what, that's exactly what it was. He basically was like, "You stupid Luddites. What, you don't understand?" So with the art, they were saying all these famous artists, right? So you're excited, they're like, "This is a Keith Haring. This is a Salvador Dali. This is a Matisse. I bought a Matisse," right? You bought a Matisse? I bought a Matisse. In Kansas? No, this was in Colorado. Okay, Colorado. Outside of Denver, Denver Tech Center. You bought a Matisse in Colorado. I bought a Matisse. And it's like, have you ever been at an auction? Me? Yeah. No. Oh, it's so exciting. Like, when you're in it and you're putting the paddle up? Putting that little paddle up? It's like... It's like the casino? You get a little flip in your stomach, you're scared. You're like, "I'm gonna get rich." And then you're paying too much for the shit, right? Yeah.

• 10:04Speaker 04

  So I bought a Matisse. My friend bought three Keith Haring paintings. And we, we were like, "Maybe we could flip them. We could get the flip on it," right? So we bought them. We go to, we go to buy the shit. Thank God Chase says your card doesn't work. Chase would not, Chase was trying to protect me, right? No, they not trying to protect you. They using your money in other investment ventures. So they're like, "Why you trying to have so much of your money right now? We have to tie it up right now in the house of market." We need this for the hedge fund. We protecting you and also venture capitalists, but also you, so why you want that money? But also me, but so... Have you ever tried to take a large sum of money out of your bank? Like, in cash? Yeah. I can't disclose for tax purposes. It's very difficult to do. How large are we talking about? I mean, one time I... What were you on?

• 10:47Speaker 04

  Well, one time when I was flying to Ireland, I had a week to get there and I had to pull 20 racks out. And that was very hard to do. I, I would not like to have more than $5,000 in cash on me ever. Oh, I was having fun. So you... I'll post the picture. I took a picture with the money up next to my ear like a money phone and my cousin was like cussing me.

• 11:09Laci Mosley?

  He was like, what the fuck are you doing? You're gonna get us robbed. And I was like, this is hilarious.

• 11:14Speaker 04

  So you were just in Ireland with stacks on you?

• 11:16Laci Mosley?

  Yeah, I had to flip them in the airport. And, and that was a little bit of a scam, cuz they only let me flip 12. And I was like, hey, but I got eight more. Like, what's good? And he was like, no, we can't do it. So then, I was like, oh, let me go to another. Like, I left the terminal and my driver was there.

• 11:33Speaker 04

  Because that's the most suspicious thing, by the way. Coming up to currency exchange in the airport.

• 11:37Laci Mosley?

  You're not supposed to fly with more than 10 and not declare it. So I was definitely.

• 11:41Speaker 04

  Flip this 20 for me right now, no questions asked.

• 11:45Laci Mosley?

  I'm from America.

• 11:46Speaker 04

  Let me disappear into your country.

• 11:49Laci Mosley?

  You know I ain't up to no good.

• 11:50Speaker 04

  Yeah, that's crazy.

• 11:51Laci Mosley?

  And then, like, and this was being refunded by the relocation, but at the time, it was just too short of a time to do it. So I had to do it. So then, I, I got eight left, right? I go down outside of the terminal. Eugene is there to pick me up and get my luggage and shit.

• 12:04Speaker 04

  But you got 12. Are they on euros? Are they just euros?

• 12:07Laci Mosley?

  Yeah, I flipped 12.

• 12:09Speaker 04

  I guess less than.

• 12:09Laci Mosley?

  12 USD into, to euros, which obviously is less than 12 USD. Cuz our money is weak. Oh, our money's weak. I remember living in London. That was the first time I understood. I was like, the pound was 1.6 to the dollar when I was living in London. And I remember putting in, giving them my cash in American. They gave me the money back. And I said, wait, I ain't give you rupees.

• 12:27Speaker 04

  London know how you feeling bad. London know how you feeling bad about money.

• 12:31Laci Mosley?

  What, what you mean? And they're like, yeah, your money's weak. You didn't know this?

• 12:36Speaker 04

  I'm also bad at conversion math, so I would, I was, I would be in London, like, at a chippy, like, this fish and chips is $60.

• 12:42Laci Mosley?

  Oh, no, I'm so good at conversion math. I still remember when Greece tanked the euro and I was like, woo, bring it down to 1.3.

• 12:50Speaker 04

  Oh, that's fun.

• 12:51Laci Mosley?

  Yeah. And I was like, let me go on my cell fridge.

• 12:53Speaker 04

  You know where we're hitting right now? I just went to Tokyo and it's hitting.

• 12:56Laci Mosley?

  Yeah, cuz we just bought fucking Japan's debt.

• 12:59Speaker 04

  Yeah, so I had a good time in Tokyo. I took my little brothers.

• 13:01Laci Mosley?

  Oh, yeah, this is the time to go to Japan, y'all. This is the time to go to Japan, okay? Cuz they were about to offload the American, um, what's it called? Like, you know, people buy the dollar? They invest in US Treasury. They have Treasury bonds. So them bonds will start to fall to shit cuz Trump's bitch ass and then we had to come in and like, clean it up. So now's the time to go to Japan.

• 13:21Speaker 04

  You can have a great time for a little bit.

• 13:23Laci Mosley?

  Yes, and it's not what we all deserve.

• 13:25Speaker 04

  Yeah.

• 13:25Laci Mosley?

  But back to what you were talking about. So you in Colorado. You done bought some Matisse's. Are these real Matisse's?

• 13:31Speaker 04

  Okay, they are signed prints, which is not how they were being advertised.

• 13:38Laci Mosley?

  So they said he painted it, and then what he really did was just sign.

• 13:43Speaker 04

  Some prints of some other shit. So it's still worth money, but not the money I auctioned.

• 13:48Laci Mosley?

  Cuz he wasn't in there cooking it.

• 13:49Speaker 04

  No, no, no. So it wasn't worth what I, but their whole hustle is, they're like, hey, you give us 150 more dollars, you can get it approved. Because also what happened is when I bought it, the day that I, the day that I paid for it, everybody's in suits. Real, real upstanding citizens. When I came back to the hotel the next day to cop, my shit's in cardboard boxes. Everybody got on Jordan sweatsuits, right? And the guy, the guy who gave it to me, he was like, listen, at the end of the day, I'm just from Queens. And I was like, whoa, whoa.

• 14:22Laci Mosley?

  Queens?

• 14:23Speaker 04

  Queens.

• 14:24Laci Mosley?

  No, we're not buying paintings from you. I'm sorry, Queens, but we're not buying paintings from people in Queens.

• 14:28Speaker 04

  And he clearly thought we were drug dealers cuz he was like, he was like, these paintings.

• 14:32Laci Mosley?

  You tried to money launder, is what he thought.

• 14:33Speaker 04

  He was like, he was like, these paintings are all right. You know where the flip is, is the rugs. He's like, I'll let you go back in and look at those rugs. But they were on the truck. He's like, I'll let you go in the truck and look at the rugs, like 1520, and I got a guy who appraised them. You just gotta send them out to California. And I was already like, man, I know this is, I know, man. I know I got got. I know I got got. Give me, give me the Matisse. Give me the herrings. I still got it in the crib, and I got a Botero.

• 15:00Laci Mosley?

  So you never tried to flip them?

• 15:01Speaker 04

  Nah, man. And Botero's cool, though. I like paintings of fat people, so it's good.

• 15:07Speaker 04

  I never tried to. We looked online and it was like not. And then my buddy like somehow figured it out that, I guess, yeah, they go to like smaller market type cities with all this stuff. Because like, even like, it was crazy cuz a lot of the jewelry they had was bust downs, which you know doesn't flip.

• 15:23Laci Mosley?

  Right.

• 15:23Speaker 04

  In the same way. So they were selling like bust down Cartier's and stuff like that. So it was like, the whole thing is just like, get people to think these are higher priced goods than they can. You have the name recognition, run it up. Cuz some people were paying.

• 15:36Laci Mosley?

  And also, this is like a social experiment in small towns. It's like a way for them to culturally flex their wealth amongst their small community. Like, oh, I was at this auction.

• 15:45Speaker 04

  Yeah, I got a Salvador Dali sketch.

• 15:47Laci Mosley?

  Yeah, it's like something interesting for them to talk about in book club.

• 15:51Speaker 04

  Cuz they had all the big names. Picasso, all the names that if you're not into art, but you've heard.

• 15:56Laci Mosley?

  Cuz why is Picasso coming to Colorado?

• 15:58Speaker 04

  Why is Picasso in a truck? It's not temperature controlled. Why is Picasso in a truck? It doesn't, it's not like a reasonable way to get art. It was, it was, but it was like, but even after it was all said and done.

• 16:11Laci Mosley?

  Oh, I got Picasso in the trunk. Don't worry about that.

• 16:13Speaker 04

  Bro, why you got Jordan on? That's what, that's what, when I knew it was messed up. Cuz like, I was like, you guys were in suits yesterday. And now you're in Jordan telling me you're from Queens. This is not good.

• 16:26Laci Mosley?

  I feel like they might have felt relaxed around you. You do have sort of a like drug lord energy, David. I'm not gonna lie.

• 16:32Speaker 04

  That's followed me my entire life. Cuz I don't, I don't sell drugs at all. I'm not even good at it.

• 16:37Laci Mosley?

  It's cuz you're so calm and you have beautiful teeth.

• 16:40Speaker 04

  Oh, thank you.

• 16:41Laci Mosley?

  And, and like, and you just see, like, even the way you're sitting, like, this is drug lord energy. Like, the way you're sitting right now, it's giving like, you don't do the murders.

• 16:50Speaker 04

  Yeah, never.

• 16:50Laci Mosley?

  But like, but you, you are there with like, maybe like a white towel in your hand after you've given like a light speech. So that, so that the, all the lieutenants can also hear that how disposable everyone is in the network. And then you just throw a towel on them and you're like, clean them up. And then you leave.

• 17:04Speaker 04

  We pulled up to that truck in a Mazda. It, it didn't look, it didn't look like we were.

• 17:09Laci Mosley?

  Listen, drug lords know how to keep a low profile.

• 17:12Speaker 04

  That's fair. Maybe, cuz he did, he did keep trying to hook me up.

• 17:15Laci Mosley?

  Mazda could have been it. Remember the Mazda commercials when it was dancing?

• 17:17Speaker 04

  Zoom, zoom, zoom.

• 17:21Laci Mosley?

  They used to make real commercials, man. Those shits were lit.

• 17:23Speaker 04

  RIP, man, remember?

• 17:25Laci Mosley?

  They'd be dancing and cheering.

• 17:27Speaker 04

  I haven't seen anybody dance in a commercial ever. It's just like somebody who's got a disease I don't know.

• 17:33Laci Mosley?

  We need to bring all of it back. I feel like everything has gotten so lazy in media. I'm like, where are the commercials for like the old people drugs where they're like sitting in a bathtub and riding bikes? Like, bring that back. We loved it.

• 17:44Speaker 04

  We also need guys in parking lots telling us to go to trade school.

• 17:47Laci Mosley?

  Absolutely.

• 17:48Speaker 04

  What are you doing right now?

• 17:50Laci Mosley?

  Sitting on your couch right now?

• 17:51Speaker 04

  Yeah. You could be a phlebotomist.

• 17:54Laci Mosley?

  Right now? You could be a billin' and coding, but you wanna sit your bitch ass on that couch? You better get up and go to Everest.

• 18:00Speaker 04

  You might as well learn how hospitality works.

• 18:03Laci Mosley?

  Why you watching me right now? Cuz you ain't got no job?

• 18:06Speaker 04

  He did, he did cook on that. That was why I was watching it.

• 18:08Laci Mosley?

  It was.

• 18:09Speaker 04

  It was 100%.

• 18:10Laci Mosley?

  I did think about my life.

• 18:10Speaker 04

  Yeah, yeah. I never signed up. I never signed up.

• 18:13Laci Mosley?

  On the website, just to see what they had going on.

• 18:15Speaker 04

  Man, wouldn't that be great?

• 18:17Laci Mosley?

  But I was still like, hmm. You know, there's a, there's a black woman intuition of like, maybe I go get another degree.

• 18:23Speaker 04

  Yeah, black women are the best at school.

• 18:25Laci Mosley?

  We're like, oh, my god, life is so hard. Maybe I get another degree.

• 18:29Speaker 04

  Man, we're so different, you and I.

• 18:34Speaker 04

  I'm like, life is so hard. Let me go run up these paintings and try to flip them.

• 18:38Laci Mosley?

  Right. I'm like, let me go get another degree.

• 18:40Speaker 04

  But to all that, I, I appreciate a good scam. I love a scam. I love, I feel bad for the people who are scammed on, but I love people making money outside the lines.

• 18:50Laci Mosley?

  Yeah, I think it's, we talk about this a lot. We scam up. People who are scamming us, go ahead and scam them back. That's beautiful. But hand to hand, person to person, I don't agree with those. Just cuz like, everybody's trying to make it, especially in this economy, especially in this country.

• 19:03Speaker 04

  Yeah, everybody's trying to flip. I got so many people I go to high school with who are trying to sell supplements online and shit like that.

• 19:10Laci Mosley?

  Oh, that, the, the high school stay in your hometown to MLM pipeline.

• 19:17Speaker 04

  Somebody needs to talk about it.

• 19:18Laci Mosley?

  Forbes 30 under 30 to prison pipeline. Very strong pipelines.

• 19:22Speaker 04

  Wait, I didn't know that. Is that true?

• 19:23Laci Mosley?

  Oh, yeah. Look up how many people on Forbes 30 under 30 have been in prison or are in prison now.

• 19:28Speaker 04

  You have to be a bad person to get it that quick. Is that what you're saying?

• 19:31Laci Mosley?

  I don't know what they doing, but apparently fast is not good.

• 19:35Speaker 04

  Okay, that's fair. But the MLM high school thing is like, it always makes me sad too cuz they should always be having like two likes. And you're like, oh, man.

• 19:44Laci Mosley?

  You ain't selling no leggings like that.

• 19:46Speaker 04

  Come on.

• 19:48Laci Mosley?

  No, no Herbalife.

• 19:49Speaker 04

  No Herbalife. No like, it's, it's always health stuff too. It's always like, I've changed my life on this health thing. It's like, I think you have an eating disorder.

• 19:59Laci Mosley?

  Yeah, for sure. But, but you need to market the ED correctly. Like, you gotta like, have your before picture and your after and then be like, Herbalife got me to this starvation. And then people might believe your story. Yeah. But I also don't like how ED is now back rampant in our like popular culture. Because obviously, we're about to go through one of the worst depressions that we've ever seen as a country.

• 20:23Speaker 04

  Yeah.

• 20:23Laci Mosley?

  And now they're trying to get people used to looking at emaciated people to be like, look, it's not so bad that you can't buy eggs or bread. Cuz look at these skinny celebrities. Everybody's starving. We all starving? You good with starving, right? Cuz we got a fund of the countries in bombs. You good with starving? Like.

• 20:40Speaker 04

  Are you ready for the depression?

• 20:42Laci Mosley?

  I don't like getting geared up for the depression.

• 20:44Speaker 04

  I kinda think I could come up, to be honest. I remember one time when I was a kid, I read some shit and they said that, uh, entertainment is recession proof. And I noted it. I was like, good to know.

• 20:54Laci Mosley?

  It's not, though. It's actually not recession proof.

• 20:58Speaker 04

  I'm pretty, me and my brothers are gonna be like the new Chaplains.

• 21:00Laci Mosley?

  Shows that we give away for free with advertisements are, but live shows.

• 21:04Speaker 04

  Money for those advertisements.

• 21:06Laci Mosley?

  Don't talk about that.

• 21:06Speaker 04

  I don't, but I would love some. I would love to.

• 21:11Laci Mosley?

  But we don't, but like live shows where I'm in person, it's like, oh, you gotta get a babysitter. You gotta buy a ticket. Maybe you're buying merch. You know, you're driving there. Maybe you're paying for parking. You got two drink minimum at some places. Like, that's not recession proof.

• 21:24Speaker 04

  But I think sometimes that is what people are more willing to spend on than getting a nicer car or something like that. Is like the one night, the one time you come to their town. I think you have a better shot at getting a broke person in that way. Been on some bullshit.

• 21:37Laci Mosley?

  That's true.

• 21:38Speaker 04

  Cuz they still enjoy it. They like you.

• 21:39Laci Mosley?

  And we give great shows.

• 21:40Speaker 04

  Yeah.

• 21:41Laci Mosley?

  Like, listen, some of y'all, y'all carry my shows. Y'all got to steal my merchandise. I put up a sign that says, steal this. And then y'all stole it. I was proud of you.

• 21:47Speaker 04

  Are you serious?

• 21:48Laci Mosley?

  Yeah. Car trip machine wasn't working. I was like, fuck it, give it all away. They were like, what? And I was like, no, give it away. Times are hard. You didn't pay for this show.

• 21:57Speaker 04

  You're a good person. You're a good person.

• 21:59Laci Mosley?

  Take some with you.

• 21:59Speaker 04

  That's the anti-scam.

• 22:01Laci Mosley?

  I guess it is. Oh, we're gonna move into my favorite segment of this show, David. Historic hoodwinkings. This is where I will regale David with a famous con paper group of criminals. We'll get his opinions all throughout. Today we're talking about, gotta keep it on the car theme. Automotive expert, Tommy McCula.

• 22:21Speaker 04

  Ooh, he looks not trustworthy.

• 22:23Laci Mosley?

  Now Tommy McCula, he, he, okay, his barber don't fuck with him because what's going on on the fade on this side? Like, why did they bald him right there?

• 22:31Speaker 04

  You know what I've always-

• 22:32Laci Mosley?

  And it looks like his hairline is full, so this feels like he just got, like, somebody, he asked for a fade? I feel like he showed a picture of like, like, like, either a black or Latino dude with a fade, and his barber at Great Clips was like, "Yeah, sure buddy, I can do that." Cause like, why is it, he bothered you a little bit?

• 22:48Speaker 04

  It feels like they could have blended a little better. It feels like that doesn't, cause my man got a soft face, you can't have a soft face and a hard haircut, you know what I mean?

• 22:57Laci Mosley?

  I feel like that's balance. I feel like soft face, soft hair is just soft blob face.

• 23:01Speaker 04

  But I think you gotta just melt into the softness. He looks like he's trying to escape his, his life in life.

• 23:06Laci Mosley?

  You think he needs to grow it out?

• 23:08Speaker 04

  I think you need to do something wacky, man.

• 23:10Laci Mosley?

  You're right. If he did wacky, he could be a little charming.

• 23:13Speaker 04

  Yeah, the chin is gone, right? So the downstairs ain't popping. Put something on the roof.

• 23:17Laci Mosley?

  That haircut makes him lowkey look like a Nazi. If he didn't have those glasses on, it would be-

• 23:21Speaker 04

  I kinda thought he was a lady. And I don't really know what-

• 23:24Laci Mosley?

  Don't insult ladies like that.

• 23:25Speaker 04

  No, no, no. I just mean, it's like, uh, it-

• 23:29Laci Mosley?

  He clearly knows something about the chin, cause his pose is like, let me give myself a chin. It's like when, when women pose and they, they do this.

• 23:37Speaker 04

  Oh, you think that's cleavage? You think he's doing face cleavage?

• 23:40Laci Mosley?

  Yeah, I think he's doing face, like, face-

• 23:42Speaker 04

  Oh, that's interesting.

• 23:44Laci Mosley?

  Yeah, he's like, "Let me get my chin up there."

• 23:45Speaker 04

  Let me pop it out.

• 23:46Laci Mosley?

  Cause that chin might be like a thumb. We'll see more photos, but I feel like he's trying to-

• 23:50Speaker 04

  I gotta see this guy in another light.

• 23:53Laci Mosley?

  But, so this is Tommy McCula, and he stopped working for car dealers and started working for car buyers, helping them get lower prices on a new car. And he's making money too, of course, right? So he's helping people, as far as we know. So the world's top middleman. I hate a middleman.

• 24:11Speaker 04

  That's the kind of worse energy.

• 24:13Laci Mosley?

  It's such a scam.

• 24:14Speaker 04

  It's a corporate scam.

• 24:15Laci Mosley?

  Yeah.

• 24:16Speaker 04

  It's a corporate scam.

• 24:17Laci Mosley?

  How can we make money off people? Like, how can we, I mean, I talk about it all the time with taxes. Like, you should just be able to file your taxes directly to the government. It's something that we have been trying to push, was this direct file. But, the lobbyists for TurboTax and for, you know, H&R Block and all of them are paying so much money to our corrupt ass politicians to keep it from going through because it destroys their whole industry.

• 24:37Speaker 04

  Right.

• 24:37Laci Mosley?

  But my thing is, is like-

• 24:38Speaker 04

  Did you ever do your own taxes back in the day?

• 24:40Laci Mosley?

  Yeah, I went to H&R Block, I had a lady.

• 24:43Speaker 04

  I just did that 1040 EZ by myself.

• 24:47Laci Mosley?

  The tax man has always been on my ass, so I was like, really, yeah.

• 24:51Speaker 04

  Okay, we don't have to talk on it anymore.

• 24:53Laci Mosley?

  No, that's all we need to know.

• 24:54Speaker 04

  Yeah, that's fine, that's fine.

• 24:55Laci Mosley?

  But now I have an accountant, I have people who handle things, but I watch them.

• 24:59Speaker 04

  Do you feel like, cause I, I feel like my accountant's getting away with some stuff.

• 25:04Laci Mosley?

  Oh no, not mine.

• 25:05Speaker 04

  Really?

• 25:06Laci Mosley?

  He's great, and, um-

• 25:07Speaker 04

  Well, maybe you pass a business card after this, cause my guy-

• 25:09Laci Mosley?

  Cause we have conversations, and the first conversation we had when I hired him, and he was a reference from some, I'll tell you after. Um, but, I like to casually joke with people I work with in business, but, I'll laugh, but I'll stop laughing at the right time, so you know that I'm not serious, and I will explain this. So, I was talking to my accountant for the first time, and I was like, "Yeah, you know, you're gonna have access to all my bank accounts and all of my money, but you know in entertainment, like, things happen, like, remember that Rihanna situation where the people were handing her finances? Like, completely were stealing from her, and then she made that song, 'Bitch, but I had my money,' this was so funny, right?

• 25:46Speaker 04

  Oh, nice. I felt, cause I got scared.

• 25:50Laci Mosley?

  I keep a bat in my trunk.

• 25:55Laci Mosley?

  Yeah, I'll sue, but also, we're both having to show up in a court at the same time.

• 26:01Speaker 04

  I know you're saying it generally, it does feel like you're saying it to me. And the tension has risen in the room, and I just want to acknowledge that. I think it's just-

• 26:09Laci Mosley?

  I was saying, you know, you wanna be funny, I'm gonna be hilarious.

• 26:14Speaker 04

  I don't know, we're kidding anymore.

• 26:19Speaker 04

  Okay. No, give me that card. I need your guy.

• 26:25Speaker 04

  Or gal, excuse me.

• 26:26Laci Mosley?

  This is getting all crazy.

• 26:27Speaker 04

  Yeah, that's fair.

• 26:28Laci Mosley?

  Repercussions aren't gonna be litigation, babes. It's gonna be that plus more.

• 26:32Speaker 04

  I always pretend like-

• 26:32Laci Mosley?

  And possible deniability. I'm like, I got cousins who only got one strike.

• 26:36Speaker 04

  I like that. I like to pretend like I have my money more places than I do.

• 26:40Laci Mosley?

  Same.

• 26:41Speaker 04

  Yeah, like-

• 26:42Laci Mosley?

  It's good.

• 26:42Speaker 04

  Yeah, yeah, yeah. Oh, or, you, this is all the money in the business account, yes.

• 26:46Laci Mosley?

  Right. That's all you know about.

• 26:48Speaker 04

  Yeah. This is all the American money. I gave you access to all the USD.

• 26:52Laci Mosley?

  You wanna talk weirdo? You wanna talk Euro? You wanna talk yen?

• 26:55Speaker 04

  Even more, even weirder. I got a lot of Kroners.

• 27:05Laci Mosley?

  911, what's your emergency? Please help us. They're everywhere. We think they're murder hornets.

• 27:13Speaker 02

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• 27:34Speaker 05

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• 28:04Speaker 06

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• 28:33Laci Mosley?

  Whether you're buying, renting, or selling, Zillow can help make your someday today. To help find a home that fits where you are in life, or that apartment that's a little closer to where you wanna be. Zillow has the right information, tools, and support to help turn your future home into a reality. Because someday starts today. Visit zillow.com/today to get started. Hi, I'm Steph, and I work at United Healthcare. When I think about United Healthcare's members, I think of my own family. My niece was diagnosed with an ultra rare genetic disorder. I know how hard it is for families. At United Healthcare, we can make it easier. I'm Brian. I care because I know what it's like to not speak the language. It's not easy.

• 29:18Laci Mosley?

  Health insurance is complicated. I would say our job is to make everything easy for our UFC members. I work for United Healthcare. I'm committed to care.

• 29:31Laci Mosley?

  She'd throw things, wander, and started hoarding. Mom's Alzheimer's was already so hard. But then we found out she had agitation that may happen with dementia due to Alzheimer's disease. And that was a different kind of difficult. So we asked her doctor for more help.

• 29:47Speaker 03

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• 30:22Laci Mosley?

  I'm glad I asked for help.

• 30:24Speaker 03

  Ask your loved one's doctor about-

• 30:29Speaker 05

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• 31:09Laci Mosley?

  This is good. So he's the world's top middleman, right? So Tommy is a 33-year-old former car dealership employee. You know he's a scammer, he's working at a car dealership, right?

• 31:19Speaker 04

  Off the rip.

• 31:20Laci Mosley?

  Who's spent more than 10 years selling cars and auto financing. He knows the tricks car salesmen pull to get you to pay too much for a car, because that used to be his job. So now he's using his tricks, but maybe for good now, cause he's working on the other side? He is charging them.

• 31:37Speaker 04

  Oh, this is a classic social media hustle, right? I was on the inside, now I'll tell you-

• 31:42Laci Mosley?

  Now I'm on the outside.

• 31:43Speaker 04

  I'll tell you all their secrets.

• 31:44Laci Mosley?

  If you give me money.

• 31:45Speaker 04

  Yeah, yeah, yeah.

• 31:46Laci Mosley?

  So now he works out of his home office, which is Harry Potter themed, in Charlotte, North Carolina. Okay, Harry Potter themed, you're a DK Rowling freak, we should have known. So, his, she's a turf, I hate her. So his new job-

• 31:59Speaker 04

  Job is to negotiate a lower price for cars, right? From a dealership on behalf of the buyer. As long as that buyer pays him a thousand dollars. He calls his new job Negotiation Services. Now, I'm kinda- A thousand dollars? A thousand is crazy, cuz- How much is he knocking off? Obviously, hopefully, more than a thousand dollars. I mean- And he calls the, he calls them for you? So like, if I'm him, I would be like, hello, I'm calling on behalf of Lacey. She would like this new BMW X5. At this price. At this price. Yeah, I mean, and, and you were right to guess social media, cuz he has 500,000 followers on TikTok- I bet. And more than 100,000 on Instagram.

• 32:43Speaker 04

  And he's famous on car forums. So a lot of dealers know who he is. Some car dealerships don't even take his calls. Others do, because they want a chance to take on the big dog. The master negotiator. This is the big dog. Yeah, this is the big dog. Look, again, hand on the chin. I think you're 100% right on that call. You know how like balding men wear hats? You're not balding. I know, I know, I wasn't, I wasn't saying you were hat fishing, David. I know you have hair. No, but people- But some people do hat fish. He's chin fishing with these fingers. We know what that chin look like, and he's like- He is chin fishing. He's chin fishing us. Wow.

• 33:24Speaker 04

  And also, the, the car negotiator thing, if you can't afford to pay a thousand dollars to help someone help you buy a car, do you have a man in your life? If you're a woman especially. I have never purchased a car without having a man with me. Yeah. And the reason I do that is because there's such implicit bias on women buying cars. They try to raise the price, they try to trick you. And so, I will go through a whole car buying process with my dad. Like, the last time I was at the Mercedes dealership, it was with my dad. Strong guy? Is your dad a big, strong guy? He's a tall guy. Yeah, that's important. And he's like, sinewy, plays a lot of golf. He's not skinny. But he looks like, he, he looks like, does your dad look like- He's not the rock, but he's not skinny. But like, he, does your dad look like he's capable of a level of physical violence? Yes, and he is. That's important.

• 34:09Speaker 04

  He's a very good fighter.

• 34:16Speaker 04

  He is. That's really cool. He's very talented. Um, and he got into Princeton when he was 16, so he's also a genius. Wow. So I bring daddy with me, and the whole time, I let on of like, daddy's buying me a car. And I'm like, oh dad, let's try this one, let's try this one. And then, once we get to financing, he's negotiated the rate. And they're like, alright, let's get to payment. I'm like, I'm paying. It's my car. Nice. Like, once the paperwork gets printed and I'm just signing stuff. And they're like, wait a minute. I mean, how square are you on price when you come in? Like, when you come in to buy a car, you have exactly what you wanna pay? I mean, my car's paid off. I'm gonna drive it till the wheels fall off. But I mean, but I mean, just like the pricing, the purchase price. You have exactly, you know exactly what you wanted anyways. I know what I want. Have you ever tried to go without your dad and then gone with your dad? Yes. Cuz I feel like you could-

• 34:59Speaker 04

  But it was only when my car, like, I used to have a Ford Focus. Ford sponsored the show. Okay. Hey, and if you're giving out Focuses- But, no, you don't want this Focus. It, it was a lemon. I kept getting mail, like, physical mail. It would be like, hey girl, take your Ford to the dealership, cuz the, the, the doors are flying off on the highway. Recall stuff. Recall, is the doors are flying off? I feel like that's not, first of all, I don't think that's something you put in the mail. If the doors are flying off, I feel like you need to make phone calls. Yeah, yeah, yeah. So that we know the doors are flying, at least an email. Yeah. You sent this through seven days UPS, USPS, snail mail. Also, it says Ford on it. I'm not believing that. Might as well say Capital One. I took it to the dealership and they were like,

• 35:44Speaker 04

  yeah, we had a lot of recalls on this model. It is pretty much a lemon. You wanna get a new car? And I'm like, they were trying to trick me. Yeah, yeah. But did you, so what happened? Did you do it by yourself, or you had, you brought your dad every time? No, I brought him, I, I, I did that one by myself, but I ended up not buying a car, cuz I felt like they were trying to trick me. Right, they are. Yeah, cuz I wanted to get it repaired, cuz the transmission went out, cuz it was a lemon. But then, like, they were like, oh, well, you know it's a lemon, right? You want another car from us? I'm like, why would I want another fucking car from y'all? If y'all sending me letters talking about- You gave me a lemon. Right. You're a monster. Like, oh, we got some blow up problems, we got a recall for blowups. It's like, can you be for real?

• 36:21Speaker 04

  No, allegedly, that last one is a joke. But the doors flying off is a letter that I got from Ford. So, my doors didn't fly off, but I also no longer have that car. Thank God. Thank God, my door stayed on. Shout out to the king. So, so we're talking about Tommy, right? So Tommy's got all these followers on TikTok and Instagram, right? And he's getting famous amongst the car dealership communities. Three years ago, Tommy started his business called Delivered. Now, he's doing that rapper thing, where you know how like, black is like, six lack, it's like that six that's supposed to be a B, you know? You know, we have all of those. So his is called Delivered. It's D E L V R D. So, you know, we're missing a, a, a vowel.

• 37:06Speaker 04

  I don't love it. Uh, but, so, he did this, like, for negotiating his deals. So, he said that it was free for strangers he met on Reddit. He closed about 50 deals for car buyers before he started charging people. So he did it for free for first. So all the free people could be like, look how good he is. Cuz it is a skill he has, right? Mm-hmm. So now, the company has a team of five professional negotiators and makes about $200,000 in revenue a month. For a flat fee of a thousand dollars, they haggle on a buyer's behalf for whatever car you want. They don't promise the best possible deal, but they will probably get you to pay less than the sticker price of a car, unless it's a super popular model like a Lexus GX550.

• 37:50Speaker 04

  But they'll still take your money if you want a GX550? Yeah, but they said no guarantees on the GX550, but you can try. I'm so angry. Why are you angry? I just don't like this. It's like, buying a car is such a vulnerable thing, because like, even more than most spaces, I think that's like where they really trick people. You know what I mean? So it's like, it's already so vulnerable, you're already getting tricked, and this guy's just adding on to- This isn't a fun scam, this isn't a Matisse. This is how you drive your kids to school. True. You know? But also- But he's going down anyways, right? There are people who are car connoisseurs, so we don't know if these are the type of people who have 12 cars and they don't drive them all. If you've bought 12 cars, are you gonna hire no chin to get your 13th?

• 38:36Speaker 04

  Listen, how you think rich people stay rich? They be stingy. That's what I'm saying, but this is another added expense without like, proof of value. He even says that he might not get it on an, and if you're rich, you're getting a newer car, right, anyways, right? So those are the cars that they're less inclined to like, they have less wiggle room. So it seems like if, I don't think this is a service for rich people. This is a service for poor people who are scared to talk to dealerships. Is how I view it. It's kind of a service for me. If I didn't have a dad. Yeah. Maybe, maybe would've been talking to- Or all that Toyota money.

• 39:09Speaker 04

  Ford. Excuse me. Toyota sponsored the show.

• 39:15Speaker 04

  Tommy also livestreamed some of his conversations to followers who want to tune in. He started livestreaming after his brother encouraged him to upload a heated 27-minute conversation with a dealer who called him a liar and began referring to him as bubba. That video went viral. Some of Tommy's audience want, and like, do we have some of that conversation? We're gonna play a little bit of the conversation. I'm so excited.

• 39:40Laci Mosley?

  Sandy, let me help you. Hey Sandy, are you in new car sales? Yes, I am. Hey, awesome. I just wanted to see if you guys have a car available. Do you have a particular stock number in mind? 27K is in Kia 001. That car is a Kia Telluride F in the 2027? It is not here, it is still on order, Tommy. Is it available? It is available. Awesome, well, hopefully I'll make your life super easy. I already driven it, already know I want one. I'm really just trying to find one. And some of the dealerships, I'm gonna tell you, are insane out here. Some dealerships are charging $5, $10,000 above sticker on this car. And I'm like, oh my, I almost had a heart attack. Last person I talked to. What is your asking price? About 6K over the sticker. I've heard really good things about, I used to live in Florida, so citrus, it, it all aligns with my personal beliefs. I just don't think every dealership's gonna be

• 40:25Laci Mosley?

  bad and try to charge a markup on these cars. I'm hoping I called the right place. Absolutely, let me contact one of my team leaders?

• 40:33Speaker 04

  Oh, millennial, sponge up coded.

• 40:35Laci Mosley?

  That's my third favorite name in the world. It's Steve Alexandria and Jason. Jason, it's Tom, how's it going?

• 40:42Speaker 02

  Good, how are you?

• 40:42Laci Mosley?

  I'm looking for a Telluride. What kind of pricing can I do?

• 40:45Speaker 02

  Other than the MSRP which you have online, we don't have any pricing on that vehicle yet until it arrives.

• 40:49Laci Mosley?

  Jason, not to be blunt here, but why'd I get transferred to you?

• 40:52Speaker 02

  We're taking a lot of calls on him right now. I'm the general manager.

• 40:55Laci Mosley?

  I don't want to waste your time as a GM with you just telling me the same information she could've told me.

• 40:58Speaker 02

  Right, right. We'll have more information once we get him in stock sometime next week.

• 41:02Laci Mosley?

  I probably had bought one by then. I'm looking to put a deposit on one. Just trying to find a fair dealership on one. If you guys don't wanna do that, that's fine. I'll keep going around to somebody's one to put a deposit on one.

• 41:11Speaker 02

  Okay, let me know if you don't end up getting one, or you're still interested once it arrives. Give us a call.

• 41:15Laci Mosley?

  Okay, sounds good.

• 41:16Speaker 02

  Okay, thank you.

• 41:17Laci Mosley?

  I'm trying to debate that, if that dealer, cuz some people were saying that they thought they knew who I was. Something didn't add up there. Why'd she transfer me? This is what I get frustrated with, right? There's a clear lack of caring about the customer experience. And like, the idea that I'd call somebody, talk to them for five minutes, and she's-

• 41:35Speaker 04

  Customer experience is a thing of the past. But also, I'm not paying a stack for that. That's what, that's what we're paying this guy to do? Yeah, we could lowkey do that. That was crazy. He didn't do anything. I mean, he did get them to admit the sticker price and how much above they were pricing the car. They said 6K above the sticker. So now you know the sticker and, and what they're doing. Okay, but he didn't get, is he gonna call another dealership and get me sticker?

• 42:02Speaker 04

  He said that was one of many calls. I don't trust this guy at all. I mean,

• 42:09Speaker 04

  I don't trust the middleman either, so I'm on your side. But also, the dissolution of customer service is so real. We see it in everything. Things that we didn't use to pay for, we have to pay for experiences that we used to have, we don't have anymore. I went into Uniqlo and I was actually really, I kind of loved the checkout system, but I also hated it. So in the store, there weren't really many people milling about, like, every, like, Zara's doing this as well. The retail stores where they're having less and less staff on, and they don't need anybody at checkout, cuz now they have self-checkout. At Uniqlo, you just put all your clothes into this bucket, and it reads all the sensor tags. I've done that, I took my little brother to Uniqlo, yeah. And then you pay. Yeah, yeah, yeah. And it was fast and convenient, but it was also kind of hollow and empty.

• 42:54Speaker 04

  And like, there's nobody here who- Shopping experience? I do, because sometimes you love, like, someone works there and they love the clothes. And like, oh, you should try this, or oh, we just got this then, or whatever, whatever. Or don't do this more specifically, right? Or like, this doesn't wash well or dry clean well. Like, don't worry, but like, do this, or whatever. Like, now you're losing the personal experience that made you purchase things. And some purchases are emotional purchases. Like, clothing is like how you present yourself to the world.

• 43:22Laci Mosley?

  It's your armor, it's language, fashion is language. How do you want to present? What are you trying to communicate? Just like you said, like with the auctions with the fake Matisse's, they showed up in suits for the auction. Then it was trying to buy it. They was like, hey, my guy, like we got on our Jordans. This is who we really are. Fashion is, right, your, fashion is language. And cars are also a deeply personal purchase. It's something you're gonna sit in for a lot of your fucking life.

• 43:46Speaker 04

  Right.

• 43:47Laci Mosley?

  And it's-

• 43:47Speaker 04

  And that's how they sell cars, right? Is all, is all emotions.

• 43:50Laci Mosley?

  Some people's cars is like their image, right? They pull up to a restaurant, they're getting valeted. They want the car to like reflect that they're fancy or rich, or whatever the case may be.

• 43:58Speaker 04

  Or if they're reliable in a RAV4 Toyota.

• 44:00Laci Mosley?

  Mm-hmm. Yeah, or if they're a murderer in one of those big ass trucks. The, the, I, anybody who's riding in one of those monster trucks that are way too high for the road, I'm like, so what, what body image issues do you have? And how many people have you killed?

• 44:15Speaker 04

  Something's either too big or too small.

• 44:17Laci Mosley?

  Yeah.

• 44:17Speaker 04

  Yeah, that's, yeah, that's how I feel when people have giant cars.

• 44:21Laci Mosley?

  Because like, why are you, we're not at motocross. Why are you driving this on the highway?

• 44:24Speaker 04

  Why is it so tall?

• 44:25Laci Mosley?

  You can't see anyone.

• 44:26Speaker 04

  You, this isn't what, you don't use it for work. It's a truck.

• 44:30Laci Mosley?

  It's a feeling. Can't be big in life, you can be big in car.

• 44:34Speaker 04

  Damn, damn.

• 44:36Laci Mosley?

  Big in car. So.

• 44:42Laci Mosley?

  Some of Tommy's audience want to learn how to get a good price for a car, right? That's what he's obviously advertising. Others listen to his calls like ASMR. Jim Simone, a 55-year-old American expat in Singapore, listens on his daily walks to zen out. Imagine like your comfort, like, sound being, your white noise is like this chinless man haggling for cars.

• 45:07Speaker 04

  Woof. That's, that guy has a tough life.

• 45:14Speaker 04

  Damn, that's upsetting. Or I don't know, whatever, what-

• 45:17Laci Mosley?

  He's relaxing!

• 45:18Speaker 04

  Whatever floats your boat, but like haggling over prices? That doesn't feel relaxing at all.

• 45:26Laci Mosley?

  I mean, the way he does it's pretty chill. He's just talking like, yeah, well, I don't know why they brought me to you if you're gonna say the same thing that your associate said. Like, it's like, it's like aggressive, but like, the tone is so chill.

• 45:36Speaker 04

  I wanted him to hit maybe a little more white guy insults. I was kinda hoping for that. A Mr. Man, a Buster Brown.

• 45:45Laci Mosley?

  A little malarkey.

• 45:46Speaker 04

  Yeah, yeah, yeah, poppycock.

• 45:49Laci Mosley?

  Take a long walk off a short-

• 45:50Speaker 04

  Yeah, yeah, yeah.

• 45:51Laci Mosley?

  Bridge.

• 45:52Speaker 04

  I'll tell you where you can put it, pal.

• 45:53Laci Mosley?

  Yeah.

• 45:54Speaker 04

  That's kinda what I was hoping for.

• 45:55Laci Mosley?

  You needed some pals in there.

• 45:56Speaker 04

  You needed some pals in there.

• 45:58Laci Mosley?

  Yeah, a few busters.

• 46:00Speaker 04

  You hit him with a buster, you're getting sticker.

• 46:02Laci Mosley?

  You're getting sticker.

• 46:03Speaker 04

  You drop that B, a hard B on him, hard art? Sticker every time.

• 46:07Laci Mosley?

  Buster.

• 46:07Speaker 04

  Buster? I'll call the BBB buster.

• 46:13Laci Mosley?

  The Better Buster Bureau.

• 46:19Speaker 04

  That was actually what it was originally called. It didn't test as well, though.

• 46:22Laci Mosley?

  It's a scam, too. And they're just holding like a real company's hostage. And like, you can pay if you're a real company to get negative reviews taken off the Better Business Bureau, but they don't actually do anything. I did a whole episode about it.

• 46:32Speaker 04

  That's kind of a fun lick they hit, though.

• 46:34Laci Mosley?

  They did. Honestly, I kinda wish I didn't.

• 46:36Speaker 04

  Yeah, I don't really, I don't really hate that one.

• 46:39Laci Mosley?

  Maybe I make narc.org. And we start reporting people on narc. If you wanna get off narc, you gotta pay.

• 46:45Speaker 04

  Yeah, says here your narc is two Percocets. I could change that for you.

• 46:49Laci Mosley?

  I could change that for you, cuz your rate is real low.

• 46:51Speaker 04

  Yeah, it's not good.

• 46:52Laci Mosley?

  Yeah, you can get on narc right now. We having a 15% off sale.

• 46:55Speaker 04

  I love this transition for you.

• 46:59Laci Mosley?

  Maybe it's like Tony, or Tommy, cuz Tommy, he was the car hustler, and now he's the car savior for $1,000. So Tommy's tactics, the first and most important step in car negotiation process is to not actually go to a dealership in person. That's the mistake regular people make, says Tommy. Thinking you have to walk onto a car lot and take a test drive as part of the car buying process is part of the scheme. In fact, the time you spend at the lot starts to feel like a sunk cost. And you're more likely to give in and just take a deal because you've spent hours talking about it in person. Plus, FaceTime with a salesman is only going to help them pull you into a deal with extra charges and hidden fees.

• 47:43Speaker 04

  That is true. Sunk cost fallacy does ring true at the car dealership.

• 47:47Laci Mosley?

  It does.

• 47:47Speaker 04

  For sure.

• 47:48Laci Mosley?

  Cuz time is money, time is valuable, and then-

• 47:51Speaker 04

  If it's your third spot that day, too?

• 47:53Laci Mosley?

  They are worn down.

• 47:55Speaker 04

  Yeah, and you're like, man, I've been talking about getting a Toyota Land Cruiser for 12 hours.

• 48:00Laci Mosley?

  And I was such a victim to the sunk cost fallacy, which makes no sense cuz I have a business degree and I had to learn about these things in economics. We don't know what a sunk cost is. A sunk cost is when you have already paid into something and not had your desired output. That pay could be your time, your energy, or your money. But because you've invested that time, energy, and money, you will see something scammy through because you've already invested so much time, when in reality, you cannot ever make your time or your money back. It is a sunk cost. It's gone. So it's better to walk away from a situation that's not serving you than to continue to pay into it because you already have paid so much.

• 48:42Speaker 04

  Yeah, I mean, it's very like, a very like bootstraps idea, right?

• 48:45Laci Mosley?

  Yeah.

• 48:46Speaker 04

  You just gotta hard work your way out of it.

• 48:48Laci Mosley?

  Yeah, but it works.

• 48:49Speaker 04

  Yeah, I mean, no.

• 48:50Laci Mosley?

  It works on people.

• 48:51Speaker 04

  It works on me on all kinds of stuff.

• 48:53Laci Mosley?

  Same, same. Sometimes I get to the end and I'm just like, fuck it, buy it. Okay, we're just buying this. This is the thing we're buying. And I'm spending way too much money, but I'm like so, like, I'm overwhelmed with choice, and I'm done with choosing.

• 49:05Speaker 04

  Mm-hmm.

• 49:05Laci Mosley?

  Yeah, been there.

• 49:06Speaker 04

  If a waiter comes three times, that third time, I'm just getting the Nagiri.

• 49:10Laci Mosley?

  Yeah.

• 49:10Speaker 04

  That's just what I'm gonna do.

• 49:11Laci Mosley?

  I'm like, what, what's the special? Give me that.

• 49:13Speaker 04

  Yeah, yeah, yeah.

• 49:14Laci Mosley?

  Like, I don't have time to think anymore. So you can buy a car by email or phone. That's how Tommy does it. And we saw him on the phone in that TikTok video. So he starts out by asking 7% to 10% off the sticker price, or manufacturer's suggested retail price, since in his experience, that's as low as a dealer will go. Then he calls or emails at least seven different dealerships, and sometimes more than 100 dealerships in a number of states, to get competing offers he can pit against each other. And it sounds like it's earning us $1,000.

• 49:43Speaker 04

  Ah.

• 49:44Laci Mosley?

  He and his negotiators sometimes claim to be from the same state as their clients to simplify conversations. Even adopting local accents, come on, theater! But some sales representatives notice the area code, which doesn't match where they say they're from.

• 49:58Speaker 04

  Yeah.

• 49:59Laci Mosley?

  He makes so many of these calls that he uses a bingo card of frequent dealer phrases to entertain himself and viewers, including spaces like, "I'm losing money on this deal," and "The dealer is named Mike." It's always a Mike selling a car.

• 50:13Speaker 04

  Yeah.

• 50:14Laci Mosley?

  Look at this. Salesman named Mike, you can get bingo off that. Touch the car, for sure. Heavy breather. Car salesmen's definitely mouth breathers. Doesn't laugh at my jokes. Ain't shit funny, he trying to make money.

• 50:26Speaker 04

  Yeah.

• 50:26Laci Mosley?

  Recognize Tommy, he's got himself on there.

• 50:30Speaker 04

  Calls me Matthews.

• 50:32Laci Mosley?

  Love it. All dealers do this. Okay. Dealership doesn't answer, being like on there is like such a great ploy for a scam. He's like, they didn't pick up, but I'm still taking $1,000.

• 50:44Speaker 04

  Yeah, this is tough. He proves all this to you? When you employ his services?

• 50:50Laci Mosley?

  I mean, he's filming it, so you know he's doing it.

• 50:53Speaker 04

  Okay.

• 50:54Laci Mosley?

  But this guy's not Robin Hood. Stealing from rich car dealerships and giving to poor car buyers? He's actually taking money from poor car buyers, too, right? Cuz he's taking that stack. A stack for phone calls, for shit that we could all do?

• 51:06Speaker 04

  Feels heavy.

• 51:08Laci Mosley?

  He's just an extra middleman you can pay for to make the process of buying a car suck a little less.

• 51:13Speaker 04

  Right.

• 51:14Laci Mosley?

  And his whole existence is because of how shitty people make buying a car.

• 51:21Laci Mosley?

  I see people online, and I'm just like, y'all have signed, like, oh my gosh. And especially black and immigrant and brown communities.

• 51:28Speaker 04

  I was gonna say, it seems like if the-

• 51:29Laci Mosley?

  Did you see that post on threads about the G-Wagon? And it was like, how much did you pay for your G-Wagon? And there are people under there who were like, I put down, like, how much did you put down? They're like, I put down $60,000 and my car note is $5,000 a month.

• 51:43Speaker 04

  Oh, no.

• 51:45Laci Mosley?

  If you're putting down $60,000 for a car-

• 51:48Speaker 04

  Better get you one of those Kia's.

• 51:49Laci Mosley?

  You can't afford the car.

• 51:50Speaker 04

  $60,000?

• 51:51Laci Mosley?

  Down payment?

• 51:53Speaker 04

  That sucks so bad.

• 51:54Laci Mosley?

  If you can't buy a G-Wagon cash, you probably shouldn't have.

• 51:58Speaker 04

  Isn't the whole G-Wagon hustle the weight anyways?

• 52:01Laci Mosley?

  Yeah, and in California, you're paying way more for that weight.

• 52:04Speaker 04

  Yeah, yeah, yeah. That's why you gotta do it under your business. I don't even like G-Wagons.

• 52:08Laci Mosley?

  Oh, gosh, it's a depreciating asset. Like, so to put 60K down on it, I'm like, that's crazy.

• 52:13Speaker 04

  That makes me really sad.

• 52:14Laci Mosley?

  Unless you have stupid murderer money.

• 52:16Speaker 04

  Yeah, which maybe he does. This guy makes me feel like he's preying on, I, I imagine this guy, he, this hustle works for, like, if there's a language barrier.

• 52:27Laci Mosley?

  Ooh.

• 52:28Speaker 04

  Stuff like that. It, it seems like it's like keyed to, to pretty vulnerable people.

• 52:33Laci Mosley?

  And he's taking advantage of the same trend that car dealers take advantage of, which has made car buying harder now that it's- Ever been in the past. So in the time of the internet, and especially since the pandemic, people are doing all their shopping online. There is no culture of haggling anymore, which is built into the process of buying a car, right? That's why I took my daddy with me.

• 52:53Speaker 04

  Right.

• 52:53Laci Mosley?

  Because they're like, oh, he has a penis. We'll respect him.

• 52:56Speaker 04

  Also, he can fight.

• 52:57Laci Mosley?

  If I just came in there with my bag, oh, yeah, and he can fight. And he looks like he can fight.

• 53:00Speaker 04

  And he's sinewy.

• 53:01Laci Mosley?

  Yeah.

• 53:01Speaker 04

  I feel like your dad has a lot going for him.

• 53:03Laci Mosley?

  He does.

• 53:03Speaker 04

  It's not just the penis.

• 53:04Laci Mosley?

  He's athletic, he's super smart.

• 53:06Speaker 04

  Yeah, he went to Princeton at 16?

• 53:08Laci Mosley?

  Well, he was accepted to Princeton at 16.

• 53:10Speaker 04

  He didn't go?

• 53:11Laci Mosley?

  He went to another college, but I don't want to tell so much of his lore because I'm private.

• 53:15Speaker 04

  Okay, that's fair.

• 53:16Laci Mosley?

  But he's a genius, he's sinewy, and he looks like he could be bought. He's also from Mississippi.

• 53:22Speaker 04

  I don't think everybody has the ace in the hole that you do.

• 53:28Speaker 04

  I don't think this is relatable.

• 53:29Laci Mosley?

  You're right, you're right, on several levels. It's like he's a mathematics genius and an engineer. Also, very good at built to ass. Also, good height, handsome, fit, black man. Okay, fair.

• 53:42Speaker 04

  Catch your blessings.

• 53:43Laci Mosley?

  Okay, fair, fair. But some people might need to hire this guy.

• 53:47Speaker 04

  It sounds like your dad needs to get in this business.

• 53:49Laci Mosley?

  They need to hire Tommy because I got daddy.

• 53:52Speaker 04

  I'm saying your dad needs to make a little bit.

• 53:54Laci Mosley?

  Yeah, Clarence could probably clean up.

• 53:55Speaker 04

  Clarence, that's the strongest man name there is.

• 53:59Speaker 04

  That's a name for men and horses.

• 54:02Speaker 04

  Like, I mean that respectfully, like in a good way.

• 54:03Laci Mosley?

  I know what you mean, yeah, it is. It is a very strong name, you're right.

• 54:10Laci Mosley?

  911, what's your emergency?

• 54:13Laci Mosley?

  Please help us, they're everywhere. We think they're murder hornets.

• 54:17Speaker 02

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• 54:39Speaker 05

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• 55:09Speaker 06

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• 55:40Laci Mosley?

  Whether you're buying, renting, or selling, Zillow can help make your someday today. To help find a home that fits where you are in life, or that apartment that's a little closer to where you want to be. Zillow has the right information, tools, and support to help turn your future home into a reality. Because someday starts today. Visit zillow.com/today to get started. Hi, I'm Steph, and I work at United Healthcare.

• 56:07Speaker 04

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• 56:39Laci Mosley?

  She throw things, wander, and started hoarding. Mom's Alzheimer's was already so hard. But then we found out she had agitation that may happen with dementia due to Alzheimer's disease. And that was a different kind of difficult. So we asked her doctor for more help.

• 56:54Speaker 03

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• 57:29Laci Mosley?

  I'm glad I asked for help.

• 57:31Speaker 03

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• 58:16Laci Mosley?

  So he, you know, is taking advantage of the fact that everything's online. You know, you got your Carvana's, Carvana's passing a show. You got all of these companies doing this stuff online. So the sticker price is not supposed to be what you pay. It's supposed to be a starting point for negotiations. But buyers do not want to negotiate or even talk to another person at all if they can avoid it under any circumstance. Fair, I hate talking to people. People will be surprised by that.

• 58:42Speaker 04

  Right, I am surprised by that.

• 58:43Laci Mosley?

  I'm an introvert. I hate meeting new people.

• 58:46Speaker 04

  Oh, wow.

• 58:47Laci Mosley?

  It's really hard for me.

• 58:48Speaker 04

  Damn, this is a tough business that you got into.

• 58:54Laci Mosley?

  I just hate small talk. I get on the phone with my friends, it's like, how you doing? And they're like, so I'm trying to sell my place in Temecula. It's like, we don't, we don't have a, like, what the weather is like conversation. We're just in it.

• 59:06Speaker 04

  I'm the, I'm the opposite. I'd be chatting at the gas station and I like, I like banal nonsense conversations.

• 59:15Laci Mosley?

  Oh, gosh, I hate banal.

• 59:16Speaker 04

  I, I don't, I, it's not all the time. It's not with people I love, but like, outside, I'll be like, yeah, that's a cool shirt.

• 59:24Laci Mosley?

  That's a cool shirt, and then you guys talk for an hour?

• 59:26Speaker 04

  Yeah, yeah, yeah, like, oh, are the rotisserie chickens good here?

• 59:29Laci Mosley?

  But I, I hate that price scamming because it is in marketing a lot where like, they'll either like, say like, oh, everything's 30% off, but that's actually the real price. The store's just always 30% off all the time. And so that's a trick to make people think that they're actually saving money going into the store. Air Postall does that, like, lower pricing where there's always a deal. The deal is the price they wanted to charge you.

• 59:49Speaker 04

  Yeah.

• 59:50Laci Mosley?

  And like, he's doing that, or like, these car dealerships are doing that by like, here's the fake and faded price, and if you want to fight with us, you can. And we'll make you feel good about the price we actually wanted you to pay anyway. Or if you're a sucker, you'll pay the price that's like on the website. Yeah, it sucks. So people will pay to avoid having a conversation with a stranger. Honestly, I would. And Tommy charges $1,000 per person to do it for them. That's more than most salesmen at a dealership make on commission. You can do the same thing Tommy's doing, using his techniques, without paying anyone. But who wants to do that? Honestly, it's convenience fee. I'm not mad at that.

• 1:00:24Speaker 04

  But here's what, why it makes me not trust him is like, if he's making more than on commission than car dealers are making on commission per sales, car dealers who are known high-pressure salesmen, then what's the pressure level that he's operating at? If his markup is higher than that? Like, he wants to sell you his service harder than they want to sell you that car. That, that feels like you can't trust that guy, right?

• 1:00:48Laci Mosley?

  I feel the same way. I mean, cars are more expensive now than ever. The average transaction price of a new car is $49,466 in December of 2025, up from $40,578 five years earlier. One in five people committed to a monthly car payment, they're committed to a monthly car payment of $1,000 or more at the end of 2025. Yeah. Which is the highest it's ever been. Add-ons that you don't need, like extended warranties, tire protection, VIN etching, and rust-proofing. All of those extra things can inflate the final price by as much as 30%. And we are seeing this. I mean, I told you I was on that thread and people were paying what $4,000 car notes?

• 1:01:27Laci Mosley?

  That's a fucking mortgage for a car. Like, obviously, that's on the high end, but the average being around a thousand or more is insane.

• 1:01:35Speaker 04

  A thousand is a really high car note, that's like.

• 1:01:38Laci Mosley?

  At this point, we gotta live in a bitch.

• 1:01:40Speaker 04

  Yeah, yeah, yeah.

• 1:01:41Laci Mosley?

  Car home.

• 1:01:42Speaker 04

  I hope you're door-dashing.

• 1:01:44Laci Mosley?

  So in 2023, car dealerships in Wisconsin had to pay back a million dollars to car buyers they had illegally overcharged based on their race.

• 1:01:54Speaker 04

  And what race was that?

• 1:02:01Speaker 04

  Think we all know where this was going.

• 1:02:03Laci Mosley?

  Well, look, the car buyers were.

• 1:02:05Speaker 04

  There's only two possibilities, I think.

• 1:02:07Laci Mosley?

  Yep, and it's one of them. The car buyers were American Indians.

• 1:02:11Speaker 04

  God damn, that's worse than I thought it was gonna be.

• 1:02:14Laci Mosley?

  They went back to the motherland.

• 1:02:15Speaker 04

  Yikes.

• 1:02:16Laci Mosley?

  The people who were here first, they Columbusin'.

• 1:02:18Speaker 04

  Damn.

• 1:02:19Laci Mosley?

  The Native Americans.

• 1:02:20Speaker 04

  Damn, the people who named all your lakes, Wisconsin?

• 1:02:23Laci Mosley?

  Right.

• 1:02:25Speaker 04

  That's brutal.

• 1:02:26Laci Mosley?

  Crazy.

• 1:02:26Speaker 04

  That's really.

• 1:02:27Laci Mosley?

  They said we can't name them after sports teams no more. Okay, we gonna, we gonna get them at the car dealership.

• 1:02:32Speaker 04

  Damn it.

• 1:02:33Laci Mosley?

  Ain't right. So these dealerships hold so much power and set such aggressive prices that car buyers often feel discouraged from negotiating or pushing back. Tommy could just be the lesser of two evils. So they were like, we gotta pay this man to help us out.

• 1:02:46Speaker 04

  I see that. I do see that.

• 1:02:48Laci Mosley?

  I do see that as well, but it's also like.

• 1:02:50Speaker 04

  And if it becomes a thing like with the Native Americans where it's probably like, you're getting screwed, everybody in your community is getting screwed, you're like, this, this man looks like a hero, I'm sure.

• 1:03:01Laci Mosley?

  Right. And it's like, oh, we pay this fee, but it's more, it's less than we would pay if we let them hustle us. So he can hustle them down $5,000. Then I save $4,000 because I paid him a grand.

• 1:03:12Speaker 04

  Yeah, yeah, yeah, yeah, yeah.

• 1:03:13Laci Mosley?

  So the biggest tip, though, we'll tell you all, the biggest tip for not getting scammed when buying a car is to not buy a car.

• 1:03:21Speaker 04

  Oh, what up, lease gang? Let's go.

• 1:03:25Laci Mosley?

  And if you do buy one, try not to finance it. Like a movie theater makes their actual profit margin from selling popcorn and soda, a car dealership gets their profits from financing. I did finance my car, but I got a very low interest rate because my Princeton genius fighter daddy was there. And by the time they negotiated it, and he had bought cars from that dealership as well. And so this guy was like yucking it up with him and he was like, oh my gosh, Clarence, at this point, we gotta get you a punch card.

• 1:03:57Laci Mosley?

  And I was like, yeah, give me one too.

• 1:04:03Speaker 04

  We both like punch.

• 1:04:04Laci Mosley?

  We love punch. If you want them hot dogs, what kind of promotion y'all got going on? Give me a donut and a hot dog.

• 1:04:11Speaker 04

  And a hat. Fuck it, fuck it.

• 1:04:14Laci Mosley?

  You don't need add-ons like door edge guards or nitrogen-filled tires. Tires gonna pop if they gonna pop. You don't need, what you gonna float in your car?

• 1:04:22Speaker 04

  Yeah, it's not.

• 1:04:23Laci Mosley?

  What's that gonna do for you? Nothing. Some dealers will pre-fill tires with nitrogen and use green tire stem caps to make it look special while charging $400 extra for that perk. But regular air is mostly nitrogen anyway, so the change makes no difference. Get you a regular air in your tire. Go to Valvoline. Valvoline sponsor the show. And like.

• 1:04:45Speaker 04

  Because also, what if your shit pops? You're gonna, you're gonna fill it back up with air.

• 1:04:49Laci Mosley?

  I'm like, oh my goodness, nitrogen. I gotta put my mouth on it.

• 1:04:51Speaker 04

  Yeah, where am I gonna go? I don't know where a nitrogen pump is at. I can get you some nitrous, but that's different.

• 1:04:57Laci Mosley?

  I'm so scared to buy a new car because they're also adding so many add-ons now that are subscription-based. Like, what do you mean I need to pay a subscription to make sure that my seats warm up?

• 1:05:06Speaker 04

  I just got a, I just got a newer car and they got a subscrib- I didn't, I didn't get it.

• 1:05:11Laci Mosley?

  I'm driving this bitch till the wheels fall off because they adding too much new shit. I'm gonna go to exhibit and have him pimp my ride. I might have a fish tank with dying fish in it in the back, but I'm not ever getting a new car.

• 1:05:23Speaker 04

  I, uh, yeah, and plus they say after 27, they're all gonna have that recording stuff in it.

• 1:05:27Laci Mosley?

  Exactly. You mean I'm driving a flock camera? Be for real.

• 1:05:31Speaker 04

  This is all bad.

• 1:05:31Laci Mosley?

  Be so for real. I'm not doing it.

• 1:05:33Speaker 04

  Let's all go buy El Camino's.

• 1:05:35Laci Mosley?

  Right. I'm gonna drive this hoop-dee into, it's not even a hoop-dee, it's a Benz, but.

• 1:05:38Speaker 04

  I didn't think it was. No part of me, no part of me felt, nothing about you is giving off hoop-dee.

• 1:05:43Laci Mosley?

  Listen, I got it used though. Okay, and this is 2019. I'm a woman of the people.

• 1:05:49Speaker 04

  There we go.

• 1:05:49Laci Mosley?

  And I'm gonna keep pulling that hoe up to every venue and function until the wheels fall off.

• 1:05:54Speaker 04

  Hell, yeah.

• 1:05:54Laci Mosley?

  Once I fall off, I put it back on.

• 1:05:56Speaker 04

  Yeah, fill it with nitrous.

• 1:05:59Laci Mosley?

  No, low-key, my tires probably do have nitrogen.

• 1:06:01Speaker 04

  They might, they might have. Yeah, Mercedes probably does that.

• 1:06:04Laci Mosley?

  So some salespeople may tell you that you have to pay for paint protectant or some other extra that hasn't been added to the car. But if you didn't ask for it, you don't have to pay for it, even if the car already has it. So these are tricks that they try to use. Now, we're warning y'all about some tricks you can save in the car dealership. Always walk into a negotiation knowing what your credit score is. But you shouldn't allow anybody to run your credit or do a credit application until you have agreed to buy that car and you've signed and agreed to the price.

• 1:06:35Speaker 04

  I did know that. I did know that. Don't let them run your shit.

• 1:06:38Laci Mosley?

  Don't let them run your shit. Credit is a scam from the fucking 80s and it's also rooted in racism. They were like, oh, how can we keep black people from getting loans? Let's make up a fake scoring system for everyone and then we'll use that to be evidence that we aren't racially biased.

• 1:06:54Speaker 04

  My shit is A1, though. Top tier.

• 1:06:56Laci Mosley?

  I, I do credit karma sends me very like congratulatory emails.

• 1:07:00Speaker 04

  You're, you're better than 80% of people your age and you're like, that's right.

• 1:07:04Laci Mosley?

  Yeah, I get better than them. I get better than them. But I do sometimes let something go to collections for fun.

• 1:07:11Speaker 04

  Oh, you like the drama?

• 1:07:12Laci Mosley?

  I do love the drama.

• 1:07:13Speaker 04

  Okay.

• 1:07:14Laci Mosley?

  Because it's seven years. It's, I'm like, you bought my debt? You bought this $15 from like Quest Diagnostics? Cool.

• 1:07:22Speaker 04

  Why is it always Quest Diagnostics? You can't pay those bills. They don't allow you to pay those bills.

• 1:07:27Laci Mosley?

  Man, they don't want you to pay them. You go to the doctor's office, you pay a copay.

• 1:07:32Speaker 04

  I'm so glad you brought this up.

• 1:07:33Laci Mosley?

  They run your vitals and shit, and then Quest shows up two months later with that little green thing on the envelope. Talk about you owe some $15. And the only way you can pay us is if you can make it to platform four and three quarters. And then, like, what?

• 1:07:49Speaker 04

  Go off. Go, no, go not, like, and they make it sound like, it doesn't even look like it's from a medical thing. You, you get Quest and you're like, I'm with Verizon. What is this? Like, yeah, I, that shit? I'm really glad you talked about that because that does need to be talked about. Every time, every time Quest gets me.

• 1:08:06Laci Mosley?

  Talk to the doctor's offices because why are y'all hitting me up months later?

• 1:08:09Speaker 04

  I have insurance.

• 1:08:10Laci Mosley?

  Yes.

• 1:08:11Speaker 04

  How has this happened?

• 1:08:12Laci Mosley?

  And I already paid my copay, so Quest, what the fuck you talking about?

• 1:08:15Speaker 04

  Who are you to me?

• 1:08:17Laci Mosley?

  I can't fucking stand Quest. And they do it for such a small amount. It's always like $15, maybe 36.

• 1:08:23Speaker 04

  Mm-hmm. It's an amount of money that I don't mind sending to collections because fuck that.

• 1:08:27Laci Mosley?

  Yeah, and then what they, and what they think is it's an amount of money that you don't mind paying. Because I'm like, I know this ain't a bug board. I'm sending that $15 to collections every motherfucking time. Buy my $15 debt. I'll wait seven years for it to come off. Fuck you, Quest Diagnostics.

• 1:08:41Speaker 04

  Fuck Quest Diagnostics. That was a heel turn.

• 1:08:46Laci Mosley?

  Then I will speak a different tune. Uh, I'll be like, Quest, Diagnostics is so good.

• 1:08:51Speaker 04

  I'm still bang, bang, fuck Quest gang.

• 1:08:56Laci Mosley?

  And a lot of dealerships will try to run your credit before you take a test drive or as soon as you walk in. If you have a lower score, the first step is getting pre-approved, ideally through your own bank, which knows your history. Don't get scammed out here, congregation, okay? So if you know your credit is giving a little, you know, if you know.

• 1:09:17Speaker 04

  You gotta know where you're at. You do gotta know where you're at going into any kind of credit thing because that is like.

• 1:09:23Laci Mosley?

  If you open your credit score and it's like, I used to pray for times like this, times like this, rob, have money, rob like this. Like, if you open your credit, it's like, it's hard out here for a pimp. And like, if, yeah, then you get it pre-approved by your bank, financed through your bank, come in with yourself prepared for the scam because buying a car is a scam. David, before we let you go, I have two things. One, I need to ask you, what do you feel about the scam? Like, how do you feel about Tommy? Like, do we like Tommy? Do we think he's doing a public service? What do we think?

• 1:09:58Speaker 04

  I think that he is probably causing more harm than good. And I think that I get the idea for rich people. I don't think it's probably rich people he's running his numbers up on.

• 1:10:13Laci Mosley?

  That's true. But maybe if they're upper middle class, they're saving a little bit. And also because he can't help himself and he needs to be online, he's telling everybody how to do it.

• 1:10:21Speaker 04

  That is, that is true. So, I mean.

• 1:10:23Laci Mosley?

  So now you got these skills.

• 1:10:25Speaker 04

  That makes me feel even less confident in him.

• 1:10:27Laci Mosley?

  Right? Listen, sometimes you have to make the patriarchy work for you. Ladies, thems. Look, if you got colored hair, if you a barista, if, if you are someone who identifies with the vagina, you know, get, get somebody who identifies with penis to come with you. They don't even have to be smart or good at anything. You can just whisper in their ear. A lot of car salesmen are just tricked by the fact that there's a penis person there.

• 1:10:49Speaker 04

  It's one of our greatest tricks.

• 1:10:51Laci Mosley?

  You can get away with a lot just being like, look at my penis person. You sure you want to trick me? Because there's a penis person here.

• 1:10:56Speaker 04

  That's how I got this far.

• 1:11:04Laci Mosley?

  Look, I may not have one, but I have BDE.

• 1:11:06Speaker 04

  That's all that really matters, I think.

• 1:11:08Laci Mosley?

  You have to have dick energy. This is where you have to have a dick. I don't know who made that up. You don't have to have one.

• 1:11:12Speaker 04

  Probably some dude with a dick.

• 1:11:14Laci Mosley?

  Yeah, probably. He did good. He did good. So now to end this episode, we have a scammer of the week. David, so our scammer of the week is Afro Man.

• 1:11:27Speaker 04

  Oh, I'm familiar.

• 1:11:28Laci Mosley?

  He saves free speech.

• 1:11:30Speaker 04

  I'm very familiar.

• 1:11:32Laci Mosley?

  What he say? I was gonna go to school, but then I got high.

• 1:11:35Speaker 04

  Yeah.

• 1:11:37Laci Mosley?

  Oh, wait, wait. I was gonna take a test and then I got high. I could have cheated and I could have passed, but then I got high. Yes. And now I'm stuck in where was he and I don't know why.

• 1:11:52Speaker 04

  There was a lot of things he got stuck in because of weed.

• 1:11:54Laci Mosley?

  Because I got high.

• 1:11:55Speaker 04

  Yeah.

• 1:11:56Laci Mosley?

  Yes, so the rapper Afro Man won a defamation lawsuit filed by seven Ohio cops and may have saved free speech in the process. It started in 2022 when the Adams County, Ohio Sheriff's Office raided Afro Man, aka Joseph Foreman's home, related to a drug and kidnapping investigation. They smashed in the front door and searched the house with guns drawn. Afro Man wasn't home, but his wife and young children, who were 10 and 12 years old at the time, were. The cops didn't find anything illegal and no charges were filed. Afterward, Afro Man released a series of music videos, memes, and merch using home security footage of the raid, including one notable moment when an officer paused to look at a lemon pound cake on the kitchen counter. The sheriff's deputies said the music video.

• 1:12:41Laci Mosley?

  infringed on their likenesses, made it harder to do their job, cast them into a false light, and caused them humiliation and distress. They sued for $4 million in damages plus trying to get the videos taken down. The case sparked conversations around constitutional right to free speech and the limits of parody. Do deputies have any expectation of privacy inside someone else's home while carrying out official duties? The answer is no. Police officers acting in their official capacity are public officials, meaning the First Amendment strongly protects the right to criticize them. When he won, Afro Man told reporters outside the courtroom, "I didn't win, America won." Let's look at Pound Cake Guy real quick.

• 1:13:20Speaker 04

  Oh, I've, I've, I'm very familiar.

• 1:13:23Laci Mosley?

  I am too. Okay, we can't play too much of the sound because Afro Man will sue us. Afro Man's litigious.

• 1:13:29Speaker 04

  Damn.

• 1:13:30Laci Mosley?

  But yes, he, he showed him eating the pound cake and lusting over the yellow pound cake. And yeah, but he won the lawsuit.

• 1:13:39Speaker 04

  He got him. And that's all we have to know about Afro Man.

• 1:13:42Laci Mosley?

  Yeah, because everything else is problematic.

• 1:13:44Speaker 04

  Let's not dig any deeper.

• 1:13:45Laci Mosley?

  Do not look into Afro Man. He's not on our side. But in this instance, a broken clock is right twice a day.

• 1:13:54Speaker 04

  The enemy of my enemy is my Afro Man.

• 1:13:56Laci Mosley?

  Is my friend. Is my Afro Man. The enemy of my enemy is my Afro Man. Amen. And that leads us to the end of this episode. David, where would you like to be found? That's what we always ask. Who do you want to promote?

• 1:14:06Speaker 04

  Uh, Cool Guy Jokes 87 on Instagram. Great name. Uh, My Mama Told Me Podcast, wherever you can get your podcasts. I got a Don't Tell set on Don't Tell Comedy. And you know, that's all the stuff I got. I'm easy. Easy to find.

• 1:14:20Laci Mosley?

  Oh, with those warm eyes.

• 1:14:23Speaker 04

  Drug dealer eyes.

• 1:14:24Laci Mosley?

  They are drug dealer eyes. They're so soft and warm that I know you could do a murder and sleep really well at night.

• 1:14:29Speaker 04

  Me and Clarence.

• 1:14:30Laci Mosley?

  Yeah. Daddy's gonna die. Oh, gosh. Uh, Diva Lacy, D I V A L A C I, Diva Lacy on all platforms. If you want to read my book, Scam Goddess, watch or listen to the show Scam Goddess on YouTube and also in your earbuds and also audiobook and also physical book if you want to get into that. Scam Goddess is a television show on Hulu as well. You can watch all my other projects that are online. Support a black woman. And most importantly, if you don't got coins right now, because this is a very coin deficit occasion, time.

• 1:15:02Speaker 04

  Bring back our pennies.

• 1:15:03Laci Mosley?

  Reality. Bring back our pennies. We actually need them now. Like, Lincoln, we might need to count you out and bring you back. Um, you can do something for free for a black lady today and just give us five stars on Apple Podcasts or wherever you listen to your podcasts and leave a nice review. Yes. And Congress, I want you to get out there. You be the middle man. Be the middle man to the scam. Scam, card, robbery, and fraud. Scam Goddess.

• 1:15:39Speaker 05

  Hola a todos. Soy Jamie Lynn Sigler. Cuando me diagnosticaron, tenía veintitantos años, y todo mi mundo cambió por completo. Pero con el tiempo decidí que no iba a permitir que eso frenara mi vida. Quise tomar las riendas. Y después de hablar con mi médico sobre mis opciones, la elección para mí fue obvia. Boom. Eso es KISSIMTA. Obtenga más información sobre KISSIMTA o Fotumab en kissimta.com.

• 1:16:08Laci Mosley?

  Okay, laundry stinks. Literally. I mean, you could just keep buying new underwear. Not that I've ever done that. Or maybe sort your clothes into piles based on how re-wearable or filthy they are. Or just use Arm & Hammer Deep Clean. It's made for real life stinks and stains. So even if you don't do laundry the quote, "right" way, Deep Clean will knock it out. I mean, it is from the number one liquid detergent brand that tackles more loads than any other. Come clean with Arm & Hammer Deep Clean. Number one claim based on total wash loads sold.

• 1:16:45Speaker 06

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• 1:17:12Laci Mosley?

  This is Ashley Canetti from the Ben and Ashley I Almost Famous Podcast. You know that feeling when your skin just needs a tall drink of water? That's what Clinique Moisture Surge 100-Hour Moisturizer is for. Moisture Surge 100-Hour Moisturizer absorbs instantly and hydrates for 100 hours for plump, glowing skin. That's right, 100 hours. It's a lightweight, oil-free gel cream, safe for sensitive skin, it's allergy-tested, and fragrance-free. So try Clinique Moisture Surge 100-Hour today at clinique.com. Feels like Moisture Surge. Some days, it's the little things you look forward to most. And with Pepperidge

• 1:17:53Laci Mosley?

  Farms' thoughtfully crafted cookies, there's always something worth savoring. Maybe it's a Milano, made with premium chocolate between two delicate biscuits. A Sausalito, baked with rich milk chocolate chunks and macadamia nuts. Or the simple buttery goodness of a chestman. So pour the coffee, find a comfy chair, and take a moment to treat yourself to a cookie. Or two. Pepperidge Farm. Have a little taste.

• 1:18:18Speaker 02

  Hola, es Mr. Monopoly. Has you had a dream of earning $50,000 for the first house or a gift charity of the year? Monopoly is back at McDonald's. And those are some of the prizes you could have won. Believe in yourself. You don't have to compare 50 states to the United States and DC. 18 years or more. Consult the rules at playermcd.com and playermcd.com/moe for information about playing without a purchase by mail until November 2. The Chance Hard game ends on August 8. The game ends on November 22, 2026. Details to the prizes in the rules. Monopoly is a registered house. In business, there's the easy way with Staples or the hard way. Hard means... Hey, did you proof the signs before having them printed? I think so. Because we're having a clearance sale, not a Clarence sale. Oh, big difference.

• 1:19:02Speaker 02

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