Five Daily Practices for a Purposeful Life

In today’s episode, I share five daily practices for making the most of our time and living in alignment with what we want. I explain how knowing what matters to us, who can help, and how we spend our days creates a foundation for consistent progress. Through lessons from losing my fortune and rebuilding my life, I discuss protecting time for sleep, health, family, faith, and finances. I also share how prioritizing the next action, reframing past setbacks, and applying faith can help us move through uncertainty with greater purpose. Success starts with the daily behaviors that support the life we want to create. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

• 0:00Speaker 00

  I was blessed. I've been a opener, I do the middle side and closer, but David Goggins, man, he's certainly, uh, he's no Dave Meltzer. He's a real closer. Uh, I'm a good middle reliever when it comes to Aspire, but thank you for hanging on late in the day. I appreciate it. Uh, Aspire affords me a lot of flexibility to talk about what I want to talk about, what's on my heart. And I really appreciate that because they care so much about the community. I know a lot of it is financial literacy, education, wealth building. And trust me, I, I know how to make a lot of money, always have made a lot of money. I, uh, made my first million nine months out of law

• 0:38Speaker 00

  school. My first exit in 1995 was 3.4 billion, but I didn't know how to keep money. So good thing I know how to make it. So I had to make it back because I lost over a hundred million in 2008, went bankrupt. Um, and so it's important to have people like aspire in your life because they will help you make a lot of money, uh, but for the sake of others and have fun doing it, but they'll help you keep it as well. And particularly, I want to thank Andrew, who's helped me so much learn the second round of my life, not only a better way to make money, but for the sake of others and how to keep it and let it grow. You see, true financial legacy

• 1:21Speaker 00

  to me is when your money, the interest on your money grows exponentially tax-free. You want to be really rich, want to be really wealthy, will be healthy, but also let the interest on your money exponentially grow tax-free. Your great, great, great grandkids won't have to worry about anything financially. Um, but that's not really on my heart. I just want to thank those guys for giving me the opportunity today. What, what's on my heart is how people are utilizing time today. I'm, I'm a student of time. I've studied infinite time and made constructive time. I help people around the world from the chairman of Gulf Oil to Eros Entertainment, where I sit on

• 2:05Speaker 00

  the board, to tons of different big companies here in, in America, down to solopreneurs for free, understand time. And the reason that I spend so much of my energy helping people understand time is that most people don't take advantage of God's guarantee. You see, it's so interesting that God only gives us one guarantee, one certainty every day. And so many people I know, they try to trick you, especially financially into these certainties of interest rates or markets or whatever it may be, but it's bullshit. I can give you one guarantee and it's

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  the same one that God gives you. You get 24 hours a day to do whatever you want, your divine direction. Every single day of your life, God guarantees you 24 hours of man-made constructive time, except for the last day, unless you're extremely lucky, which I'm praying I am, you'll be cheated. Your last day, you won't get 24 hours. But when you take a step back from time and simplify your life and say, my human experience, not my infinite experience, but my human experience starts when my heart starts and stops when my heart stops. Everything else can stop working. I'm 58 years old. My dad did not explain to me things that stop working when you're 58

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  years old. Luckily, there's a lot of different medications to help you with things that stop working on both sides, right? But think, I didn't know about it. Uh, but more importantly, millions of dollars are made from it. Uh, but nonetheless, time is so important because we don't know from the time our heart starts till the time it stops, what's going to work, what's not going to work. Circumstances change. Time, emotion and value changes instantly. The minute you come up with a great idea, the minute we come to an agreement, written, oral, implied, with consideration, without, that means payment, the minute we come to a decision together or, or we want to do something, time, emotion and value changes. But what doesn't change, circumstances

• 4:11Speaker 00

  change, uncertainty exists 24 hours. So I want to help you understand how to maximize the acceleration aggregation and compounding of everything you desire in your divine direction, what you want. So the first thing is, let's look at, why did God invent 24 hours? Why did he invent this idea that we're going to have to segment the human experience by day and night, by 24 hours of time? Well, it's really interesting because it didn't hit me till later on in life because it seemed all the people I coach and millions of people, free, group, one-on-one,

• 4:55Speaker 00

  business advisory, investment coach, all the people I coach, they, they all have the same problem with time because it's accelerating, aggregating and compounding itself. It's expanding. What do I mean by that? Just between AI and social media, we're aware of like 20 different hurricanes at once. We, when I was a kid, you know, I'm looking at the records because you know, I live in Southern California. We got the Super Nino coming and this shit's been happening for a long time. Now, yes, climate is changing. I'm not getting into that with anybody. You believe what I, you believe, I believe what I, but in essence, there's always a ton of storms going on,

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  but it seems as if what, they're all happening now at once. Social media, there's so many TV, how many channels? Look, I'm old. I remember when they came up with Fox and I'm like, what are they going to do? There's barely enough shows for CBS, ABC and NBC. How are they going to have anything on Fox? Think about it today. And I, I'm like, shit, there's like 16,000 channels. That's not counting about streaming, you know, how much is happening? So God figured it out a long time ago. He said, you know what? I better segment each day for human beings because everything is happening at once. That's why God created time. So everything doesn't happen at

• 6:18Speaker 00

  once. Now, all of social media and technology and the things, it's making it more apparent that everything is happening at once, that things are infinite in their ways, but that really hurts us in the human experience. We get overwhelmed, we get anxious, we interfere with our divine direction, worried, angry, frustrated, separate, inferior, superior, all of these different interferences in our divine direction, we have trouble with because so much is happening at once. Now, thank goodness, everything isn't in our experience happening at once, but it actually is. So how do we handle this acceleration aggregation and compounding to help us with the human experience, which is about what? Learning lessons in the divine direction that we're in,

• 7:01Speaker 00

  our own divine direction. So I've created five daily practices, five practices that you can utilize each and every 24 hours of your day to what? Maximize the amount of time that you spend in your divine direction. See, life is simple for me. I'm either spending time aligned with my divine direction or spending time interfering with it. So the people that I've met, that the billionaires, the millionaires, the entrepreneurs, celebrities, athletes and entertainers, even the hilarious ones like Forrest Griffin, they spend the majority of their time in their divine direction. They spend minutes and moments interfering with it. They don't spend time

• 7:45Speaker 00

  separate, inferior, superior, anxious, frustrated, angry, worried, guilty, resentful. They spend time in their divine direction. And so the first daily practice of understanding, how can I best maximize God's gift, God's guarantee, is to know what I want each day. What do I want today in alignment with where I think I want to be in the future? I have tons of big dreams, big goals. That's my trajectory, but I start with, okay, if I want to own a penthouse two years from now when my son goes to college in San Diego, you know, a $10 million penthouse, that's a big dream. But what is it I want today according to the circumstances of day in my divine

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  direction? That's just one part of my divine direction. So what do I want personally? What do I want experientially? What do I want giving wise? What do I want receiving wise? And it's not only what I want in the future as a trajectory, but how am I limiting myself from getting it? And you know how we limit ourselves? By the meaning we give our past. Most people don't realize that's your biggest limitation. It's the meaning I've given, the traumas, the setbacks, the failures, the mistakes, the voids, the shortages, the obstacles of my past. And if I don't align the meaning with my divine direction, it doesn't matter where my divine

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  direction is because I will limit the one thing that limits my success, which is my self-image. You will know, never ever overachieve your own self-image. So not only must we say to ourselves every day, what is I want today in my divine direction, but how am I aligning the meaning of the past, the failures, the setbacks, the mistakes to align as well? Because God gave you a power to give meaning to everything you see, because your thoughts become your perception, your perception becomes your meaning, your meaning becomes your intention of what you do, say, think, feel and believe, which becomes your behaviors. And your behaviors, that's what creates your results. I was with Nick Saban about three weeks ago. He heard me talking about this.

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  I came off stage like, Dave, man, I just have to tell you, when I was coaching, I would do anything to win a championship, a national championship at Alabama. I would do anything. I can say that now because there's NIL, but I could do anything. He said, but until I realized that my job was to take the 85 players, these young men, and turn them in and take them and make them champions, I didn't have to worry about championships because champions win championships. I gave them champion behaviors through that process of thoughts, perception, meaning, intention and behavior. When you know what you want, I'm the chairman of Napoleon Hill.

• 10:34Speaker 00

  If you've read Thinking Rich, Outwitting the Devil, any of those, Napoleon Hill talks about definiteness of purpose. When you know your definiteness of purpose, you now know what you want each and every day in alignment with your divine direction. Most people live in nothingness. Napoleon Hill calls them drifters, right? I call them tubes. And everybody, I don't know if you know this, but most people live their lives, food in, food out. Their whole life's a tube. They're drifters. But once you know what you want, your nothingness becomes a possibility, a mathematical advantage over every other day. I now have a possibility to get where I want to be or better, my divine direction. The second daily practice, know your who.

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  So I know what I want in my divine direction. Now I need to know two things. Who can I help? And who can help me? Fastest way to get to where you want to be? Find someone that's already there asking for directions. Why so many people ask me for help? Because I paid more dummy tax than most people. I live in California. You wouldn't believe how much shit I get for living in California with this crew. Right? The tax crew? I'm like, what am I worried about a 12% weather tax? When dummy tax is what I worry about? That's why I have Andrew in my life. So I don't have to pay dummy tax because dummy tax will cost you everything you have ever made and cost you everything you will make.

• 12:02Speaker 00

  That's why I know my who in alignment with my divine direction. And of course, helping other people as well. You need to know who you can help get to where they want to be. And there's tons of great thought leaders over the years have told these exact same things. The advantage of knowing your who is it takes the possibility and makes it a probability. Another mathematical advantage in your divine direction.

• 12:26Speaker 01

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• 12:55Speaker 00

  The third daily practice to take advantage of God's guarantee, the 24 hours that you're going to spend in divine direction is know my how. How am I going to use the 24 hours? See, so I categorize these behaviors into things like negotiable behavior and non-negotiable behavior. Planned behavior, unplanned behavior. Paid for behavior, unpaid for behavior. Another category for me is sleep. And the number one piece of advice in being a student of how you use your time 24 hours is to take certainty back from God. He's given you a certainty 24 hours. So how can I make that 24 hours more certain when nothing else is certain?

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  If anybody could guarantee me tomorrow, what temperature it's going to be at at 12:12 PM? Or can guarantee me who's going to win Monday night football tonight? If anyone can do that, I know how to make billions of dollars. I'd give mine to charity. You can keep yours. But no one's ever been able to tell me with 100% certainty what's going to happen. And so what I've done in what I teach people is let's take back the certainty. How do we do that? Negotiable and non-negotiable behavior. So I divide my 24 hour guarantee into 12 hours of non-negotiable behavior and 12 hours of circumstantial behavior that needs to be prioritized every day, reprioritized and post-prioritized. What do I mean by that?

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  Well, I take the things that I know are in my divine direction every day of my life. And I assign a portion of that 12 hours to at minimum. The first thing, sleep. A third of your life is spent sleeping. Most people go to bed at night, wake up more tired the next morning. That's like all of us going out to eat for two, three, eight hours and waking and finishing our meal and saying, man, I'm starving. You would think something's wrong. How many people here have a sleep coach? Oh, I'm the only one. 20 years. 20 years, I've had a huge advantage because I know my who is sleep. Because I recover better than most human beings and I access information while I sleep.

• 15:07Speaker 00

  So I can transcend it to elevate my awareness. Awareness to things like when to buy or sell, whether the guy's an asshole or not, where I should be on vacation. All this is just a matter of awareness. Because I've recovered, which I'm in sports. So I know recovery is one of the greatest advantages of anything. But access to information, infinite information is extremely valuable. So I assign a minimum of eight hours on my sleep a day. If I miss, I just make sure it's a super priority for the next day. So I double down to make sure it doesn't become a behavior or habit. I super prioritize it. I'm human. I miss my non-negotiable sometime, but never two days in a row. The second one, health.

• 15:53Speaker 00

  I put a minimum of an hour a day on my health every day, seven days a week. Next one, family. I spend a minimum of an hour a day with my family every single day, seven days a week. FaceTime, email, text, in person. A minimum of an hour a day on my family. Faith, a minimum amount of time on my faith. You know, it's so funny. People like, what about finance? Yep, finance is in there too. But you know, I know so many people that I coach, they get so busy working. They never make money. They're not healthy. They don't spend time with their family. They don't have faith. But they spend an extraordinary amount of time on their finances. So busy working, they forget to do what's important because they're not non-negotiable.

• 16:39Speaker 00

  Non-negotiable means no matter what happens, delays, interest rates, weather, whatever it is, no matter what happens, I'm going to get time on my sleep, my health, my family, my faith, my finance. And then I add in the study of time and the study of relativity, the meaning of time. And that equals 12 hours every single day, majority of it's sleep. It's not as hard or as anal retentive or OCD as you would think. It's just a minimum amount of time. But I promise you, if you create non-negotiable behaviors aligned with your divine direction, you will get 90% farther than if you just prioritize everything the way you're doing it today, negotiable. Now, here's the ironic thing.

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  12 hours of awake time still remains to do exactly what we do normally, which is live our lives and react and respond and pre-prioritize, prioritize and post-prioritize according to circumstances. The weather, the interest rates, the delays, the arguments with your spouse, whatever else screws you up. But only 10% of your success is going to come from it. But it makes it enjoyable. It makes life a lot of fun. So you can't have all non-negotiable behaviors. In fact, I don't think you could have more than four awake time non-negotiable behaviors. You need 12 hours to do whatever you want and keep learning and making mistakes and all these other things. I created a brand called Made From Mistakes. That's the 12 hours of awake time, non-negotiable time.

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  You're made by those mistakes, but your success comes from non-negotiables. I promise you, the people who spend, give attention, intention to their sleep, their health, their family, their faith, their finance, the study of time and relativity guaranteed success. I've trained literally millions of people to do this. So knowing our how takes the probability from who and makes it your perspective. Next, daily practice number four. Daily practice number four is know your now. One of the biggest things that you can train yourself to do is to do it now.

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  Do you know that 100% of the things you do now or do next get done? It's true. Prioritization of what to do now is one of the most powerful things because it's the antidote to what stops most business people and entrepreneurs. It is impossible to feel overwhelmed. It's impossible to procrastinate. If you know what's important to you each day and you do it now and do it next. It is impossible to feel overwhelmed or procrastinate if you're doing it now and doing it next. I don't even like statistics, but I know 100% of the things you do now and do next actually get done. My next favorite statistic is 99% of all statistics are made up.

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  Not this one though. 100% of the things you do now get done. Learn to prioritize the what, the who and the how. And you'll always know not only how to pre-prioritize, prioritize, but also adjust, post-prioritize. I can send all of you a AAA strategy in life that says, I get alignment, I take action and I prepare for adjustment. That's all part of knowing what's important to you. Non-negotiable, negotiable, planned, unplanned, paid for, unpaid for, sleep. All the things I'm teaching you today allow you to live life with passion, purpose and profitability. All really good things. Or like I like to say, make a lot of money for the sake of helping others and having fun. I'm on a mission to empower over a billion people to be happy. Because I'm really good at all three of those things.

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  I wasn't always good at saving or keeping my money. That's why I got Andrew and my aspire friends. But I've always been good at those three things and I want to empower people to do the same. And the reason is I've never met anybody in the world who makes a lot of money for the sake of helping others and having fun that isn't happy. It's just easy and that's what I want you to do. I want you to leave here with the tools of using your 24 hours a day. The fifth daily practice. Apply your why. So many people, they pay me a ton of money. Mr. Meltzer, I don't know my purpose. I have all the, I have all this. I'm, you know, I'm alone in my trophy room. You know, like I get it. You don't, you don't know your why?

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  Well, to me, that's easy. Apply your why. Your why is already there. I'm a man of faith. Share a quick story with you where that faith comes from. When I lost everything, uh, I lost over a hundred million dollars and went bankrupt. Only reason I wanted to be rich was to support my mom. She raised six kids on her own, five boys and a girl. Pack my dinner. I lived in Akron, Ohio. Pack my dinner in a paper bag after she taught second grade and filled up turnstiles at convenience stores with greeting cards in humility. Would not take any money from my rich relatives. That's who she was. When you go and lose everything, first of all, you wait till the last minute to tell your wife.

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  So you have the best chance to stay married. But you don't tell anybody else. So when I lost everything, my mom had no idea how much I'd effed up. But I had to go tell her I lost everything because I lost my mom's home. Only reason I wanted to be rich was to buy her that house. I lost her home. So when I walked up to her door, I started to cry like a four-year-old. We've all had that grandchild or child that's four and you can't understand. You're like, use your words and all you hear is, huh, huh, huh. Well, that was me, but I was 38. And my mom's, are you okay? Is Julie, my wife, okay? Are the kids okay? Dave, what's the matter? Mom, I lost everything. I lost everything. I lost your home. You're going to need to move.

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  And that's the moment I thought she was going to drop like Sanford and Son, Elizabeth.

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  But she didn't. She just looked at me and said, are you okay? Mom, I lost everything. I lost your home. I don't think you heard me. Oh, do you need some money? Started to cry. I'm like, Mom, I, I lost your home. Please. I'm like, why, why? My mom's very religious. Why, why would God punish me? Oh, and that's when she smirked at me and said, God doesn't punish. God's promoting you, protecting you, loving and perfecting you. Son, you're almost 40 years old. You gotta figure this out and I'm here to help. I looked at her and said, Mom, I have to be honest. I don't believe in God anymore. And she smiled at me and hugged me as I was crying and said,

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  Son, you believe in God, you just believe in the wrong God. Let me help you. Applying our why is seeing something bigger than you that loves you more than your mom. An omniscient, all-powerful, all-knowing source that you believe in, your God. That when there's no evidence or the evidence is contrary to where you think you want to be or better, contrary to your divine direction, that you somehow understand that this problem already has a solution. It's just a lapse of time. Just a lapse of time before it becomes a resolution, a re-solution.

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  There's not one problem, struggle, setback that I've ever faced that I haven't found the resolution to. It was just a lapse of time. It wasn't just the wisdom of all the people that helped me, like Andrew Cortle, to make back and just keep my money, but it was faith in God. And I was protected, promoted, loved and perfected. That's how I am where I am today, where I make a lot of money to help a lot of people and have a lot of fun. I will promise all of you, if you understand God created time so everything doesn't happen at once. And use that time to know what you want, not what other people want, not what's missing, not what you don't have, not what social media wants for you, but what you want

• 24:49Speaker 00

  in your divine direction, aligning the meaning of the past. Know who, who you can help and who can help you. Know how to use time. Negotiable, non-negotiable, planned, unplanned, paid for, unpaid for in your sleep. And learn to prioritize by what you want, who you can help and how to get it done. And apply your why to infinite, all-knowing, all-powerful. That's loving you, perfecting you and promoting you, but you are not infinite. I promise you three things. You will make a lot of money, help a lot of people and have a lot of fun. You will be happy. Please reach out to me if you're interested in getting those five daily practices.

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  I'll give you my email address, [email protected]. It's in the comments there, [email protected]. I'll be happy to send these five daily practices. Please, God bless all of you and remember, be kind. Be kind to your future self and good, do good deeds. God bless you. Thank you.