The Most Hated Couple In Financial Audit History

Go to https://lelo.to/LELOF2sDSxCaleb and use code HAMMER20 for an extra 20% off on ALL products and stackable with current discounts *I DO A DRUG TEST ON HER IN THE POST SHOW* and we find out about so much more *insane* sh*t regarding her, you won't belive it. Watch post show here: https://hamr.link/6184d0 *OR* watch on the brand new Hammer Elite App ➡ https://hamr.link/629469 (discounted annual) 💰 Download Dollarwise - Big Deals, New Features, Free Trial: https://go.dollarwise.com/join ============================= *Caleb Hammer Financial Resources* ============================= 👉 *PERSONAL LOANS* Shop for the best personal loan for a new purchase, a consolidation, or something else → https://shorturl.at/c53Eg 👉 *DEBT RELIEF* Finally experience relief from your debt once and for all → https://shorturl.at/VbGPv 👉 *CREDIT BUILDER* Got crappy credit? Break free and finally build it for good → https://shorturl.at/zZf2P 👉 *AUTO LOANS* Get the best rates on an auto loan or refinance → https://shorturl.at/vNxQL 👉 *CAR INSURANCE* Find and compare much better AND cheaper car insurance for free → https://shorturl.at/vGDD5 ============================= 🔥 MY NEW FLAVOR IS FINALLY LIVE!! Get Liquid Assets *NOW* for under 40 cents per serving!! Get 10% off your entire order with code CALEB - https://hamr.link/calebdrank 🔥 Get Your Own *Hammer Financial Score* → https://hamr.link/newquiz ============================= *Sponsors for This Video* ============================= Ready to reach your goals? Visit https://hims.com/hammer to get a personalized, affordable plan that gets you. Download Albert: https://pnl.link/iwMInqG Equal Housing Lender. Loans start at $1,000; subject to eligibility and credit review. Genius is an AI-powered financial assistant and can make mistakes. Requires Albert Genius subscription — free for 30 days, then auto-renews until canceled in-app. See albert.com/terms. ============================= *Education* ============================= 👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb ⚡Learn how to budget: https://bit.ly/4sspyGh ⚡Learn how to invest: https://bit.ly/41mr8OP ⚡Pay off your debt: https://calebhammer.com/master-your-debt ============================= *Extra Resources* ============================= 👉 Land a high-paying job with no experience or degree: ➡ https://coursecareers.com/CalebHammer 👉 Get FREE MONEY by investing with Public! https://secure.moneymatchup.com/public-caleb 👉 Find the best credit cards for you with my quiz! https://cards.calebhammer.com/yt 👉 Get $20 from Acorns for free: ➡ https://acorns.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡ https://aura.com/hammer 👉 Checking & Savings: Get up to $350 and 3.75% APY on savings with Chime®: https://secure.moneymatchup.com/-caleb-chime-YT ============================= *Chapters* ============================= 00:00 Intro 02:02 Jobs & Income 05:16 asking the important questions 12:26 kids being involved here is craaaazy 19:36 i too turn off my location when having a seizure 27:53 i too cheat while employed at mcdonalds 34:23 bro had to run a dna check on his kid... 37:38 AT CHURCH??? this is a finance show. 40:23 theres more!! 43:53 shes not worth sticking around for... 58:41 oh theyre just f*cked financially too lool 01:03:11 hes a WHAT?? 01:07:46 black WHAT?? 01:14:28 hes on the WHAT?? 01:18:41 bullsh*t bullsh*t bullsh*t 01:22:26 i meaaan if the shoe fits, shes probably on something lol 01:27:05 Budget!! ============================= Want more content? ============================= 🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips 🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel 🍿 Caleb Hammer Top Videos https://www.youtube.com/@CalebHammerTopVideos ============================= *Connect with me!* ============================= TikTok: https://www.tiktok.com/@calebhammercomposer X: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: [email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices

Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:00Speaker 00

  Now, more than ever, we need someone on our side. But Rob Whitman? Whitman's votes drove up costs, cut Medicaid, and risked 350,000 Virginians' healthcare to pay for tax breaks for himself and his donors. He's not on our side. Shannon Taylor will fight corruption, cut taxes, and bring down costs. This November, vote for Shannon Taylor. She's for us. Paid for by HMP, the House Majority PAC dot com. Not authorized by any candidate or candidate's committee.

• 0:29Caleb Hammer?

  To watch episodes of Financial Audit a week earlier, check us out on YouTube. I want to be clear. You've been cheating on probably a dozen times. You've caught her three times.

• 0:37Speaker 02

  She took some dude to church, some homeless guy. And they were all over each other in church.

• 0:43Caleb Hammer?

  The [bleep], what is happening?

• 0:45Speaker 03

  I felt like if I got pregnant, he would leave and I would just go to this guy.

• 0:50Caleb Hammer?

  Did you do a DNA check on the three-year-old? You know she's saying she wants you to leave.

• 0:55Speaker 02

  I'm not gonna lie, I'm at my breaking point. I'm like, I can't.

• 1:00Speaker 02

  I can't keep doing this.

• 1:01Caleb Hammer?

  James! What list are you on?

• 1:04Speaker 02

  I'm on a child [bleep]. I cannot work at a school, cannot work at daycare, anything like that.

• 1:12Caleb Hammer?

  How old was your little sister?

• 1:13Speaker 02

  She was 13.

• 1:16Caleb Hammer?

  Dollar Wise is about to launch its biggest update ever. My team and I have been working day and night. And in the next few weeks, Dollar Wise Web goes live. For the first time, Dollar Wise is coming to your desktop, giving you a bigger, easier way to see exactly where your money goes. Plus, we're launching the Dollar Wise Referral Games with real money and huge prizes. You do not want to miss this. Download Dollar Wise using the link below and create your account now. Because when the Dollar Wise update drops, the games begin.

• 1:48Caleb Hammer?

  I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality, or a story, or a life, or a relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to CalebHammer.com/apply or click that link in the description below.

• 2:09Speaker 03

  Hi, I'm Sarah. I'm 28 years old.

• 2:13Speaker 02

  I'm James, I'm 28. I'm from Glenwood, Arkansas.

• 2:16Speaker 03

  And this is Financial Audit.

• 2:19Caleb Hammer?

  Is she from Glenwood as well, by any chance?

• 2:21Speaker 02

  Yes.

• 2:21Caleb Hammer?

  Okay, good, because you just kind of said you.

• 2:25Speaker 02

  No, we both are.

• 2:26Caleb Hammer?

  Well, thanks for coming on, guys. Thanks for coming down to Austin. I really appreciate it. Sarah, you're the one right in front of me. So let's start with you. What do you do for a living in Glenwood?

• 2:34Speaker 03

  I work in Hot Springs. But I work at Subway.

• 2:42Speaker 02

  It's a 45-minute drive.

• 2:45Caleb Hammer?

  Do you work? Well, what is Hot Springs? I thought you were working at a place that was a hot springs.

• 2:54Speaker 03

  Hot Springs is a town.

• 2:56Caleb Hammer?

  Oh, okay, I didn't need to know that. But that's fine, you work at a Subway. An artist. A sandwich artist, they say. Yes?

• 3:06Speaker 02

  Yeah, she can learn to make me a sandwich.

• 3:07Speaker 03

  He makes his comments all the time.

• 3:10Caleb Hammer?

  Does he?

• 3:11Speaker 02

  Yeah.

• 3:11Caleb Hammer?

  Oh, you're a big commenter, I see it, okay. Very good. Yeah, okay, sure, what do you do there?

• 3:18Speaker 03

  I do a little bit of everything.

• 3:20Caleb Hammer?

  What's your job?

• 3:21Speaker 03

  My job is service. I turn around and I will make sandwiches.

• 3:26Caleb Hammer?

  You're a sandwich artist, perfect. What do you make?

• 3:29Speaker 03

  A lot of times, it's the, like, the 12-inch footlongs. Or it just... Or I just...

• 3:41Speaker 03

  Or I just make drinks.

• 3:49Caleb Hammer?

  What are you laughing about?

• 3:51Speaker 02

  I was making a blonde joke.

• 3:56Speaker 03

  He makes his blonde jokes all the time.

• 3:58Caleb Hammer?

  Is that what he makes?

• 4:01Caleb Hammer?

  You actually don't understand what I asked.

• 4:06Speaker 02

  No, she don't.

• 4:08Caleb Hammer?

  What do you think I asked?

• 4:10Speaker 02

  You're asking what she makes an hour.

• 4:13Speaker 03

  Okay.

• 4:16Speaker 03

  An hour is $11 an hour.

• 4:18Caleb Hammer?

  Sick. How many hours a week do you work?

• 4:25Speaker 04

  Hi, I'm Tim Goey and this is Fushigi.

• 4:28Speaker 03

  That just depends.

• 4:32Speaker 02

  Okay, tell me, typical.

• 4:34Caleb Hammer?

  I'll handle this, thank you.

• 4:36Speaker 03

  I will work... Sometimes it'll be of my full shift, where I work like 11 to 7 or something.

• 4:46Caleb Hammer?

  Okay. How often does your paycheck hit? Is it weekly, is it bi-weekly, is it monthly?

• 4:51Speaker 03

  Bi-weekly.

• 4:52Caleb Hammer?

  Perfect. What is the average amount that hits your account?

• 4:59Speaker 03

  Sometimes...

• 5:01Caleb Hammer?

  Average?

• 5:02Speaker 03

  Average, I would say probably about 2, 250.

• 5:09Caleb Hammer?

  Every other week, you make $200?

• 5:13Caleb Hammer?

  No, no, no, that's a question.

• 5:16Speaker 03

  Yes.

• 5:17Caleb Hammer?

  No, and no, no, every other week, I'm... Oh, hold on. Okay. When you get paid, which is every other week, right? The paycheck that hits your account is $200?

• 5:28Speaker 03

  Yes.

• 5:31Caleb Hammer?

  Mika, can you put her outside of the room real quick and just close the door? And...

• 5:37Caleb Hammer?

  Okay.

• 5:39Caleb Hammer?

  You get out there, Sarah. I need to know right now, 100% in every legal and medical way possible, is she mentally...

• 5:50Caleb Hammer?

  Because how I approach this conversation is different whether or not she is a special needs individual. Is she a special needs individual? Does she have...

• 5:59Speaker 02

  Not to my knowledge, I just know she's not very...

• 6:02Caleb Hammer?

  What the [bleep] is happening right now? Dude, we are a couple minutes into this conversation. She cannot answer, uh, how much she makes? And then they only let her... Okay, but they only let her make $200 every other week?

• 6:16Speaker 02

  She hadn't gotten her first check yet.

• 6:18Caleb Hammer?

  What the [bleep] would she know? Why didn't she tell me that? So she's not mentally handicapped?

• 6:24Caleb Hammer?

  Well...

• 6:25Speaker 02

  No, she'd...

• 6:27Caleb Hammer?

  So I can bully her then?

• 6:28Speaker 02

  If you want.

• 6:29Caleb Hammer?

  Because she's not mentally handicapped, you're confirming.

• 6:31Speaker 02

  Yeah. Just don't, don't go too hard on her. But, you know.

• 6:36Caleb Hammer?

  I'm gonna let you go hard on her, okay, buddy? And I will just do my thing.

• 6:42Caleb Hammer?

  Okay, yeah, let's bring her in. I guess she's a normal, fully cognitive person. Oh, Sarah, welcome back. My beautiful Sarah. I just wanted to, you know, get some clarity from our friend here. Um, okay. Okay, very good, very good. Um, how long have you been working at Subway, Sarah?

• 7:06Caleb Hammer?

  Oh, [bleep].

• 7:11Speaker 03

  It's not long. I just started the job.

• 7:14Caleb Hammer?

  And how long have you been working at Subway, Sarah?

• 7:16Speaker 03

  I'd say maybe...

• 7:20Speaker 03

  Oh, Lord.

• 7:23Speaker 03

  How long would you say? Because I would say...

• 7:28Caleb Hammer?

  James, how long has she been working at Subway, James?

• 7:30Speaker 02

  Maybe a week.

• 7:32Caleb Hammer?

  Okay, so you wouldn't know what you get paid. How many hours are you expected to make, uh, work a week? Expected to work a week? What did, what did they tell you? Because then we can do some math. We can figure out what you think you're gonna be making.

• 7:47Caleb Hammer?

  Say something! Yes, chief? No, chief? Maybe chief? How many hours a week do you think you're gonna be getting?

• 7:58Speaker 03

  I don't know.

• 8:02Caleb Hammer?

  Sarah, what did they tell you you'd be getting? Sarah, please. Sarah, please.

• 8:08Caleb Hammer?

  Sarah, please. Okay, what was she doing before this?

• 8:12Speaker 02

  She was working part-time at Dairy Queen.

• 8:14Caleb Hammer?

  Okay. Well, we love DQ here, big DQ fans. Let me tell you, I've... I dumped those tenders in that gravy. That shit is so [bleep] good. Am I right, girl? Am I right, girl?

• 8:28Speaker 03

  Yes.

• 8:29Caleb Hammer?

  Oh, she loves that gravy.

• 8:32Speaker 02

  Yeah, she was making, uh...

• 8:34Caleb Hammer?

  The gravy's the only thing she can chew.

• 8:37Caleb Hammer?

  Okay, James, what do you do for a living?

• 8:39Speaker 02

  I doordash for a living.

• 8:40Caleb Hammer?

  I hope this brings in money because I don't know how the you guys are paying. Are you guys married?

• 8:43Speaker 02

  Yes.

• 8:44Caleb Hammer?

  You guys are married?

• 8:44Speaker 02

  We've been legally married for the past three years. Yes.

• 8:46Caleb Hammer?

  Thank you for being able to answer questions. I really appreciate it.

• 8:48Speaker 03

  Legally married?

• 8:49Speaker 02

  Yes.

• 8:50Caleb Hammer?

  Were we illegally married?

• 8:51Speaker 02

  No, no, I just went to courthouse, got married, all that stuff.

• 8:54Caleb Hammer?

  Love it. That's good. Love's in the air.

• 8:56Speaker 02

  We've been together for eight years now, eight and a half years.

• 9:00Caleb Hammer?

  Okay, very good. Okay, so we got together at twenty, little love, little marriage. That's beautiful. Okay, so how many hours are you doing doordash? What are you bringing in on a monthly basis?

• 9:15Speaker 02

  On a monthly basis, I'm bringing about two thousand a month.

• 9:17Caleb Hammer?

  Okay, thank you. Listen, I don't, I do not know the cost of living in Greenwood, Arkansas. I've driven through Arkansas, but I don't think Greenwood's known for being the more expensive place to live.

• 9:27Speaker 02

  No, it's a logging town.

• 9:29Caleb Hammer?

  Now, two thousand bucks, that's before maintenance.

• 9:31Speaker 02

  Yeah.

• 9:32Caleb Hammer?

  Is that after gas?

• 9:33Speaker 02

  Uh, some of the gas I don't pay for.

• 9:37Caleb Hammer?

  What?

• 9:37Speaker 02

  My dad has a company fuel card for his business and sometimes he lets me fill up off of it.

• 9:42Caleb Hammer?

  Are you kidding me? Okay, well, hopefully he, no one.

• 9:47Caleb Hammer?

  Yeah. Oh, yeah, me too. Me too, girl.

• 9:51Speaker 02

  It used to be more, but.

• 9:53Caleb Hammer?

  Huh? What are you looking at? Where are you going?

• 9:55Speaker 02

  What I made used to be more.

• 9:57Caleb Hammer?

  Why is it less? Okay, guys, what's going on here? Just something, what the is going on here?

• 10:02Speaker 02

  Okay, so I used to make more money, but it's been more of a struggle getting her to sit home with the kids.

• 10:09Caleb Hammer?

  Well, she has a job. With the kids?

• 10:12Speaker 02

  When she's not.

• 10:12Caleb Hammer?

  You impregnated her.

• 10:13Speaker 02

  We have two kids.

• 10:14Caleb Hammer?

  You popped out children. Children, children were popped out. Was that legally?

• 10:21Caleb Hammer?

  Right?

• 10:26Speaker 02

  Uh, what?

• 10:28Caleb Hammer?

  Special?

• 10:29Speaker 02

  No, no.

• 10:30Caleb Hammer?

  Okay, two kids. How old are your kids?

• 10:32Speaker 02

  Uh, one is three and one is eight.

• 10:34Caleb Hammer?

  You have an eight-year-old?

• 10:35Speaker 02

  Yeah.

• 10:35Caleb Hammer?

  You guys got pregnant immediately?

• 10:36Speaker 02

  Uh, six months into our relationship, when we first got together, yeah, she got.

• 10:40Caleb Hammer?

  Why would you have to stay at home with the kids, especially the eight-year-old? I mean, I don't know. I mean, what's the issue?

• 10:44Speaker 02

  Well, I can't get her to stay home after she's off work, so that way I continue working.

• 10:49Caleb Hammer?

  Wait, after work, you don't go home?

• 10:51Speaker 03

  No.

• 10:52Caleb Hammer?

  Where the you going?

• 10:53Speaker 03

  With him.

• 10:54Speaker 02

  She tries, she tries to go with me while I'm doordashing.

• 10:58Caleb Hammer?

  What the do we do? You know you have kids at home, right?

• 11:00Speaker 03

  Yes.

• 11:01Caleb Hammer?

  Why don't you want to stay with them?

• 11:08Caleb Hammer?

  Take your time.

• 11:11Caleb Hammer?

  Why don't you want to see your kids?

• 11:14Speaker 03

  Hi.

• 11:18Speaker 03

  It's more due to my

• 11:24Speaker 03

  frustration and how I feel like I can't handle them.

• 11:27Caleb Hammer?

  I'm sorry, I have to ask because I've just never experienced it. If you will just go with me. Can I see that upper row?

• 11:36Speaker 02

  I want to see your smile.

• 11:38Caleb Hammer?

  Please.

• 11:40Caleb Hammer?

  Just a big smile, big as you can.

• 11:44Caleb Hammer?

  Big smile. I've just never seen it.

• 11:52Caleb Hammer?

  Or you can lift up your, your lip.

• 11:56Caleb Hammer?

  You can also say no, like I'm, I'm getting no response here. Well, there it is. We just saw it. Okay, um. Why? What happened?

• 12:08Speaker 03

  My patience level, I let it.

• 12:10Caleb Hammer?

  But your bottom row is fine.

• 12:17Speaker 03

  I tend to try to just throw it off on him.

• 12:19Caleb Hammer?

  Your teeth?

• 12:20Speaker 03

  No.

• 12:21Caleb Hammer?

  No, I asked how they got like that.

• 12:24Speaker 03

  Because I wouldn't, honestly, wouldn't

• 12:29Speaker 03

  take care of myself like I needed to.

• 12:30Caleb Hammer?

  Your bottom row's fine. I'm confused. How does that work?

• 12:35Speaker 02

  Her bottom row is not fine. It's, it's only these front.

• 12:38Caleb Hammer?

  Better, oh.

• 12:40Speaker 02

  Only these front few, yeah.

• 12:42Caleb Hammer?

  Okay, so you want her to stay home with the kids?

• 12:45Speaker 02

  Yes.

• 12:45Caleb Hammer?

  Why the won't she?

• 12:47Speaker 02

  Um, she has seizures and she, she's on medicine for it though, but she tries using them as an excuse, plus her patience level. Plus, I can't.

• 12:56Caleb Hammer?

  Doesn't someone need to be home with the kids?

• 12:58Speaker 02

  Yeah.

• 12:58Caleb Hammer?

  Who's with the kids?

• 13:00Speaker 02

  They are either with my mom and dad or her mom and dad while she's at work, mainly her mom and dad. And then as soon as she gets off work, they make us come get them. I'll take her back to the house.

• 13:12Caleb Hammer?

  Yeah.

• 13:12Speaker 02

  Kids. When I take her back to the house with the kids, she'll walk off with the kids and go back to her mom and dad's.

• 13:21Speaker 02

  And I'm like, can you not stay home with them?

• 13:23Caleb Hammer?

  Are they okay with that? The mom and dads?

• 13:26Speaker 02

  They get frustrated by it. And then they're also living in a hotel room. So like.

• 13:30Caleb Hammer?

  Why the?

• 13:32Speaker 02

  I don't want her and all the kids cramped up in a hotel room.

• 13:35Caleb Hammer?

  Why are they in a fucking hotel room?

• 13:37Speaker 02

  Their house burned down.

• 13:38Caleb Hammer?

  What the? Was that after you were, you making all the in the basement?

• 13:44Caleb Hammer?

  Just assuming, like, I don't know, something's going on here. It's weird.

• 13:47Speaker 02

  Oh.

• 13:47Caleb Hammer?

  Okay, okay, well, yeah, I mean, that, that's the issue. Is she gonna be able to pick up more hours from work though? Because the reality is you guys just have to make more money, right? Like, that's, that's clearly what's going on here. Whether she's staying at home or not with the kids, like, I mean, sure, I would rather mothers stay at home with the kids.

• 14:05Speaker 02

  Yeah.

• 14:05Caleb Hammer?

  Than grandparents, but like, that's not my biggest concern. She needs to work more hours, but she's not, she doesn't even know how many hours she's gonna work, dude.

• 14:14Speaker 02

  Yeah, from what I'm gathering, because they, they, they started her, they're training her, she's working eleven to, eleven to four.

• 14:22Caleb Hammer?

  Yeah.

• 14:23Speaker 02

  And there was, um, I believe she, she won't get her schedule until later today.

• 14:30Speaker 02

  Uh.

• 14:32Speaker 02

  She won't, she won't, uh, get her schedule until later today when her boss texts it. But, um, I seen one day where she worked eleven to seven, so I'm hoping maybe, maybe when they're done training her, it'll bump up to eleven to seven. No big deal. I'll start working early in the morning and you know, work until she gets off and you know, maybe I can make money that way. She can make money at Subway and we both bring in a good income.

• 15:00Caleb Hammer?

  Now, you said you like patience when it comes to the kids. When I was talking about your teeth, but you said lacks patience. What? What's the issue? You're a mother. You, you had the kids, take care of the kids. What is this lacking patience?

• 15:17Speaker 03

  I'll get frustrated over stuff.

• 15:19Caleb Hammer?

  Like what, though? Give me an example.

• 15:21Speaker 03

  If the kids don't listen.

• 15:22Caleb Hammer?

  Okay, what was like the last thing they didn't listen to?

• 15:27Speaker 03

  I'm telling them to do something and they're like, no.

• 15:31Caleb Hammer?

  Yeah, and then what do you do?

• 15:32Speaker 03

  I get frustrated and I yell at them.

• 15:35Caleb Hammer?

  You yell? What kind of yell?

• 15:37Speaker 03

  Hmm, I'll just

• 15:40Speaker 03

  I'll turn around and I'll, I'll yell their name and then I'll be like, no, you do it this way, you do it that way, you do it this.

• 15:48Caleb Hammer?

  Do you make them brush their teeth?

• 15:49Speaker 03

  Yes, they do.

• 15:50Caleb Hammer?

  I don't know, buddy. What do you think's going on here?

• 15:54Speaker 02

  I don't know. I, this is my biggest frustration because a lot of this, like not wanting to be home with the kids, started two years ago after she gave birth, two, three years ago after she gave birth to our daughter.

• 16:04Caleb Hammer?

  So she didn't have any issues with the eight-year-old?

• 16:06Speaker 02

  Uh-uh.

• 16:07Caleb Hammer?

  So what's going on now then?

• 16:08Speaker 02

  I have no idea.

• 16:10Caleb Hammer?

  Well, what does it look like?

• 16:11Speaker 02

  So before she gave birth to our daughter, she would sit home, because we were living with my mom and dad, she would sit home.

• 16:18Caleb Hammer?

  Well, that's support.

• 16:19Speaker 02

  Uh, she would, she would sit home with the kids, no problem. Sit home with our son, no big deal. I'd go out work.

• 16:27Speaker 02

  All fine and dandy. We decided to move into town. We have the, she has our daughter, we move into town. She slowly started like not, like when she gave birth, she kept pushing her daughter off to her mom and dad's. Especially as a newborn, I'm like, that's not right.

• 16:47Caleb Hammer?

  I guess.

• 16:47Speaker 02

  Because she was over at her mom and dad, her, our newborn daughter was over at her mom and dad's house for two weeks straight one time. And I'm like, that's, that's, that's not right. She should be home with us. Um, and

• 17:03Speaker 02

  like I but I don't have an explanation for it. I just know it, it, it started happening after she gave birth to our daughter. She just couldn't sit home with the kids, couldn't watch them.

• 17:13Caleb Hammer?

  Well, you said you were making more before.

• 17:15Speaker 02

  Yeah, because we were, um, she was actually sitting home with the kids, no big deal.

• 17:18Caleb Hammer?

  So you're saying you need to cut your hours right now because the kids are just at the parents, so you need to go pick them up?

• 17:24Speaker 02

  I have to go pick them up and then she won't stay home with them and she'll try like walk off.

• 17:29Caleb Hammer?

  I'll have to. You know, you gotta pay bills, right?

• 17:33Caleb Hammer?

  Is that funny? Is keeping a roof over your head funny?

• 17:39Speaker 03

  Funny, no, but I do know that we do have to pay the bills.

• 17:42Caleb Hammer?

  Then why not take care of the kids so the man can go work? That's what he's trying to do. He's trying, he's actually trying to go get more hours. That's what bro is trying to do.

• 17:53Speaker 02

  And.

• 17:55Caleb Hammer?

  Do you not support your husband?

• 18:00Caleb Hammer?

  Do you not love your kids?

• 18:03Speaker 03

  I do.

• 18:04Caleb Hammer?

  Do you? Then not, why not provide?

• 18:09Caleb Hammer?

  Why aren't you a provider in this house at all?

• 18:24Speaker 03

  I don't.

• 18:28Caleb Hammer?

  What's wrong with her? I've never encountered someone like this. She, she can't process or think or something. What's wrong? What's wrong with you?

• 18:36Speaker 03

  I feel like.

• 18:38Speaker 02

  I think she's nervous.

• 18:39Speaker 03

  I feel like being at home, I'm just locked up inside and not able to do anything.

• 18:45Caleb Hammer?

  Well, why not take the kids with you to a park? That's fine. But why not take the kids with you to the park? Still gotta take care of the kiddos, right? You're making him have to leave work where he's genuinely making money and come take care of the kids because you refuse to be mother. You can't take him to a park?

• 19:06Speaker 03

  I can.

• 19:06Caleb Hammer?

  Or do you just want to go do what you want to do?

• 19:09Speaker 03

  A lot of times it is what I want to do.

• 19:11Caleb Hammer?

  So you're being selfish, prioritizing yourself over being a mother and being a good partner. How's y'all's relationship now with this big dynamic?

• 19:20Speaker 02

  It's up and down. We've been fighting a lot, especially over money.

• 19:24Caleb Hammer?

  She fights?

• 19:25Speaker 02

  Well, mainly me. I get mad, I go. And I tell her, I said, I need to be working. I can't pay these bills if I'm not working.

• 19:32Caleb Hammer?

  I do agree with that. I've never had someone beg to work more on this show. My goodness. You know how crazy that is? That you are holding back? That is not funny. You can't pay your bills. If you're laughing at that, that's pathetic.

• 19:46Speaker 02

  Uh, I would, so when I would, on the rare occasion, I'd get her to sit home with the kids. And she has a his, like a medical history of seizures.

• 19:55Caleb Hammer?

  I know that.

• 19:56Speaker 02

  She will turn her location off.

• 19:59Caleb Hammer?

  Well, what the?

• 20:00Speaker 02

  Walk off from the house.

• 20:01Caleb Hammer?

  Oh, whoa, whoa. I'm sorry.

• 20:03Speaker 02

  Disappear with both kids.

• 20:04Caleb Hammer?

  I'm sorry. How does having a seizure equal turning off location?

• 20:10Caleb Hammer?

  Please help me understand that in more than five words.

• 20:15Speaker 03

  I do it so that way he can't find me.

• 20:17Caleb Hammer?

  Why?

• 20:20Caleb Hammer?

  I need to know why. I, I, usually people turn off locations so that someone can't find them. Yes, that's how that starts. Why?

• 20:34Caleb Hammer?

  Good one. Try again.

• 20:39Speaker 03

  Cause I feel like a lot of times he'll just get mad at me for leaving.

• 20:43Caleb Hammer?

  Well, because she's going where?

• 20:46Speaker 02

  She'll normally walk to her mom and dad's, which kind of frustrates me because I'm like.

• 20:51Caleb Hammer?

  Well, that's not inherently bad.

• 20:53Speaker 02

  No, but they're all cramped up in a hotel room.

• 20:55Caleb Hammer?

  Situation's not the best, but it makes sense for wanting to, the grandparents, like, that's not bad.

• 21:00Speaker 02

  There was one time I caught her walking down a, the four lane highway that was near our apartment with the kids.

• 21:08Caleb Hammer?

  With the. Where are you going?

• 21:10Speaker 02

  I don't know where she was going.

• 21:12Caleb Hammer?

  Where are you going?

• 21:14Speaker 02

  And then she'll just randomly start walking around.

• 21:16Caleb Hammer?

  Where were you going?

• 21:18Speaker 03

  Honestly, I don't remember.

• 21:22Caleb Hammer?

  Walking on the highway with your kids?

• 21:25Speaker 03

  Yes.

• 21:31Caleb Hammer?

  Nice. And then what? You said what? You called her what?

• 21:39Speaker 02

  I, uh, I forgot what I said.

• 21:45Speaker 02

  Oh, so when she would go to her mom and dad's, I have no problem with that, right? Other than the fact that it's a cramped hotel room. I've caught her walking down the highway. I've caught her walking random places. I've got no problem with her going to the park. It's just I want her to leave her location on when she leaves. Because if she has a seizure or something, I need to know where she is.

• 22:03Caleb Hammer?

  I agree. That is scary. So why not? Okay. I mean, listen, if you, you turn off location because he gets angry that you leave. So that's why you turn off location. So he doesn't see where you go. If you turn off the location, he's going to know you left anyway. So he'll be upset regardless. Why not have it on for safety?

• 22:19Caleb Hammer?

  Especially because we don't know the, like, uh, the highway is insane. I'm not as freaking out about the grandparents and whatnot. Yeah, the hotel room situation, that's not the best, but it's like, whatever.

• 22:30Caleb Hammer?

  The highway and other things are crazy. Why not just leave it on? Here's a question for the gooners out there. Why do most of the adult toys out there feel like a power tool with a sleeve on it? One motor, one flat buzz, and the same speed from start to, well, finish. Lilo is today's sponsor, and they're a Swedish company that's been making high end pleasure products since 2003. And they just relaunched the F2S with double the motors. The F2S double sonic, twice the motors, twice the fun. It's got two sonic stimulators, one at each end of an open ended real feel silicon sleeve. So the whole length is doing something instead of focusing on one spot like an angry bee.

• 23:12Caleb Hammer?

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• 23:56Caleb Hammer?

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• 24:37Caleb Hammer?

  What else are you doing? What are you, you have to, there's, people don't do that unless they're hiding something. I just, I just have to say, maybe there is nothing. I don't know. The producers don't know. Can't get a word out of you. Well, what? What are you not telling me?

• 24:51Speaker 03

  A lot of times I'll go to just try to, if not go to my mom and dad's, I'll go try to hang out with a friend or something.

• 24:58Caleb Hammer?

  But you, why? I'm so confused why you can't take care of the kids. And especially like every day, I understand wanting to see friends. I understand wanting to be around friends. And that's fine and family, but like, let's make that two out of the seven days and not, is it seven out of seven? Is it every day?

• 25:17Speaker 02

  When she takes off and stuff?

• 25:18Caleb Hammer?

  Yes.

• 25:19Speaker 02

  She'll, if she's not taking off from the house, she thinks she has to ride with me. Like she will not sit at the house. Which when she rides with me, she'll at least help me. So I mean, I guess that's okay.

• 25:29Caleb Hammer?

  DoorDash? Okay, great. And I guess hills are hard for you, but I don't know.

• 25:34Speaker 02

  No.

• 25:35Caleb Hammer?

  Okay.

• 25:36Speaker 02

  But it's frustrating.

• 25:38Caleb Hammer?

  Do you take your medicine for the seizures?

• 25:42Speaker 03

  Sometimes.

• 25:43Caleb Hammer?

  Okay, well, what the am I supposed to, what are we supposed to do then? If she's not willing to take the medication she needs to take?

• 25:48Speaker 02

  That, that's, that's one of the small reasons I applied because I'm like, maybe if somebody could talk some sense into her, you know, we'd get this stuff figured out. We'd get something done. Cause I'm, I'm not gonna lie, I'm at my breaking point. I'm like, I can't.

• 26:05Speaker 02

  I can't keep doing this.

• 26:10Speaker 02

  It's, I mean, I got told her it's not fair to my daughter that my daughter is sitting in the car for eight to 10 hours a day.

• 26:17Caleb Hammer?

  Okay. But you say you fight over this and she, she wanted to change. What's her perspective? Because she won't tell me. What's her perspective when you bring this up?

• 26:26Speaker 02

  She tells me she's going to try and do better, but I don't see it.

• 26:28Caleb Hammer?

  Are you trying to do better?

• 26:33Speaker 03

  Sometimes.

• 26:34Caleb Hammer?

  What does that mean, dude? That's not funny. Talk to me. This is a serious conversation. This is your kids. We don't fuck around with kids. Come on. What do you mean sometimes? You won't even take your fucking medication.

• 26:50Speaker 03

  A lot of times I'll just say, I'm not worried about the medicine. And I tend to try to push it off, but he tries to push it on.

• 27:01Caleb Hammer?

  Is that pushing it on? You taking the medications you're supposed to take that'll protect you from seizures? I don't understand. Why, why not take it? What's, what's the anti? What's the argument?

• 27:15Speaker 03

  A lot of times I'll forget about it.

• 27:18Caleb Hammer?

  Then is it him pushing it on or just reminding you?

• 27:23Speaker 03

  Technically, it would be him reminding me. I just don't.

• 27:28Caleb Hammer?

  What the fuck are you talking? Does she get angry when you remind her?

• 27:31Speaker 02

  No.

• 27:31Caleb Hammer?

  So what the fuck is she talking about?

• 27:32Speaker 02

  A lot of times she don't want to take it because she don't like to. I don't think she likes to take medicine at all.

• 27:38Caleb Hammer?

  Are there side effects to this?

• 27:40Speaker 02

  There are, but I haven't noticed any in her.

• 27:42Caleb Hammer?

  So what the fuck are we doing here?

• 27:43Speaker 02

  And she's supposed to take it twice a day. I've just been giving it to her once at night to like when we started it. That was just when we started.

• 27:50Caleb Hammer?

  Why don't you think the medication is directed?

• 27:52Speaker 02

  I'm trying to give it to her in the morning too. But she won't take it.

• 27:56Caleb Hammer?

  Okay, dare I ask? We just know how every creature is in financial oddity. Let me tell you, you guys are creatures if there are any.

• 28:07Speaker 03

  You gotta be quicker than that buddy.

• 28:08Caleb Hammer?

  Especially with the location turning off. Has there ever been in the eight years or three years of marriage? Any infidelity?

• 28:16Speaker 02

  Yeah, she cheated three times.

• 28:20Speaker 02

  She was working at McDonald's last.

• 28:25Caleb Hammer?

  Huh?

• 28:26Speaker 02

  She was working at McDonald's last year.

• 28:29Caleb Hammer?

  Okay, is that you? Oops, the dick slipped in. I worked at McDonald's. The golden arches. Is that how that works?

• 28:36Speaker 02

  No.

• 28:37Caleb Hammer?

  What? What the fuck are you talking about? How is it? How are men getting cheated on by the most literal disgusting creatures that have ever been created in the history of this planet? Yes, I'm talking about you.

• 28:48Speaker 02

  I have no idea. So it is a long history with us. We started having three ways like five, six years ago.

• 28:57Caleb Hammer?

  Yeah, but that's fun. You guys are consenting to that. It's okay.

• 28:59Speaker 02

  We consented to it. It was only women. No big deal.

• 29:00Caleb Hammer?

  You're agreeing to it?

• 29:01Speaker 02

  Um.

• 29:02Caleb Hammer?

  Okay, he's not gay, everyone.

• 29:03Speaker 02

  A year ago, she started working at McDonald's again with her dad.

• 29:10Speaker 02

  Yeah, her dad was her manager.

• 29:15Speaker 02

  No, uh, she started cheating with a guy up there.

• 29:19Caleb Hammer?

  Up there?

• 29:20Speaker 02

  Yeah, he was working, he was working a night shift with her.

• 29:23Caleb Hammer?

  A coworker. Okay, there we go. That's all you had to say. Jeez.

• 29:27Speaker 02

  I found out they were texting back and forth and they were trying to meet up.

• 29:32Speaker 02

  About, hmm. First one was in December of the year before.

• 29:37Caleb Hammer?

  Oh my.

• 29:38Speaker 02

  Was the first guy.

• 29:39Caleb Hammer?

  That was McDonald's man?

• 29:41Speaker 02

  Yep, two of them were McDonald's. Yeah.

• 29:45Caleb Hammer?

  You laugh.

• 29:46Speaker 02

  Both of these guys were bums, no cars.

• 29:49Caleb Hammer?

  Have you seen her? What do you think is going for her?

• 29:54Speaker 02

  I know.

• 29:57Caleb Hammer?

  Why are you still with her?

• 30:00Speaker 02

  The kids.

• 30:01Caleb Hammer?

  Nah.

• 30:02Speaker 02

  I love her.

• 30:02Caleb Hammer?

  No, they'd do better without.

• 30:04Speaker 02

  I want her to try to do better. I mean, I don't know if that makes sense. I'd. I don't want to just. Well, I've been with her so long. I don't want to just throw my hands up and give up. I want, I want her to try and do better.

• 30:16Caleb Hammer?

  No, she's not going to. She won't even brush her teeth. So. How'd you find out about McDonald's man number one, apparently?

• 30:23Speaker 02

  Number one, I caught the text messages.

• 30:25Caleb Hammer?

  Really?

• 30:26Speaker 02

  Yep.

• 30:26Caleb Hammer?

  How? Is it just sitting there to pop it up?

• 30:28Speaker 02

  I was just laying in bed at night and I decided to grab her phone because mine died and as I was. Pretty much. I mean, I was just going through her phone and I just started seeing text messages about.

• 30:40Caleb Hammer?

  And what did you do?

• 30:41Speaker 02

  How they were making out in the back of the store. I'm like, what the hell?

• 30:43Caleb Hammer?

  Yeah, this was, it wasn't even like online. This was like actual in person. How far did you go with him?

• 30:51Caleb Hammer?

  Be honest, we always catch people in their shit. We'll do an investigation afterwards. We'll call people. You won't get away from this.

• 30:59Speaker 03

  The farthest we went was.

• 31:01Caleb Hammer?

  McDonald's number one. Yes.

• 31:03Speaker 03

  The making out.

• 31:05Speaker 03

  In the back of the store and my dad.

• 31:09Speaker 03

  My dad caught me.

• 31:10Caleb Hammer?

  Oh.

• 31:10Speaker 03

  And told him.

• 31:12Caleb Hammer?

  I thought you said you caught her on text messages.

• 31:14Speaker 02

  Look at text messages. Your dad never told me. Your parents never told me nothing.

• 31:17Caleb Hammer?

  But your dad caught you and didn't even tell him? Well, no shit. He hates your grandparents. Now I understand why. Or your parents. I was like, why the fuck is he so anti them? Well, there we go.

• 31:27Speaker 02

  They've never liked me since we got together either.

• 31:29Caleb Hammer?

  Well, you're a fat disgusting.

• 31:31Speaker 02

  Well, I wasn't fat when we got together.

• 31:33Caleb Hammer?

  What happened? Bringing home that cheating McDonald's?

• 31:36Speaker 02

  Regular sodas. I started drinking, started drinking two twenty four pack a week.

• 31:41Caleb Hammer?

  That's insane.

• 31:43Caleb Hammer?

  You just made a, he kissed you?

• 31:46Speaker 03

  Yes.

• 31:47Caleb Hammer?

  He put his tongue in your mouth?

• 31:52Speaker 03

  Yes.

• 31:55Caleb Hammer?

  Do you?

• 31:57Speaker 02

  No.

• 31:58Caleb Hammer?

  No, of course not.

• 32:00Speaker 02

  I'm not, I don't know. I don't see that, the tongue kissing thing. That's not my thing. That's weird.

• 32:04Caleb Hammer?

  That's not what I was even talking, that's not weird, but like, I'm sorry, her mouth is rotten.

• 32:10Speaker 02

  I know.

• 32:10Caleb Hammer?

  And he didn't care. He was all up in there, huh? So there was no grab of the bulge of the tits? No touching?

• 32:20Caleb Hammer?

  Literally, he was making out with her hands like this?

• 32:24Speaker 03

  No.

• 32:24Caleb Hammer?

  No, which, which part?

• 32:26Speaker 03

  We did.

• 32:27Caleb Hammer?

  Grope?

• 32:28Speaker 03

  Yes.

• 32:29Caleb Hammer?

  Did he ever see you naked?

• 32:31Speaker 03

  No.

• 32:31Caleb Hammer?

  How did it only stop at making out though? Because that's just not how that stuff works.

• 32:36Speaker 02

  He ended up moving away.

• 32:37Caleb Hammer?

  Yeah, but how long were you doing it with this with McDonald's number one?

• 32:47Speaker 03

  It was, it was a little bit.

• 32:49Caleb Hammer?

  How long?

• 32:53Speaker 03

  For, I'd probably say for maybe.

• 33:00Speaker 03

  Like a few months.

• 33:01Caleb Hammer?

  And it never went beyond making out? That's impossible.

• 33:06Caleb Hammer?

  You're lying.

• 33:07Speaker 03

  No.

• 33:07Caleb Hammer?

  You just didn't get caught.

• 33:09Speaker 03

  We were at work and.

• 33:10Caleb Hammer?

  Yeah, but if you're already making out, I don't trust her. Okay, well, when did you catch her the second time?

• 33:15Speaker 02

  The second time was another guy up at McDonald's.

• 33:17Caleb Hammer?

  Oh my, and when was this?

• 33:20Speaker 02

  Uh, it was about April, May last year I caught her.

• 33:24Caleb Hammer?

  You're a cuck loser.

• 33:25Speaker 02

  Yeah.

• 33:27Caleb Hammer?

  April, May?

• 33:28Speaker 02

  Yeah.

• 33:29Caleb Hammer?

  How'd you catch her?

• 33:30Speaker 02

  Um, I was again on her phone after mine died. And I was just sitting on the toilet, taking a Duke, playing a game on her phone and.

• 33:42Caleb Hammer?

  You're not hiding stuff.

• 33:43Speaker 02

  Starts, no. He starts texting and wanting her to leave, walk off from my house to go meet him somewhere so they could.

• 33:52Caleb Hammer?

  Okay.

• 33:52Speaker 02

  And when I saw that, I.

• 33:56Speaker 02

  I lost my shit. I started yelling at her, uh, threw her phone at her and I said, what the hell?

• 34:01Caleb Hammer?

  You threw a phone at her? I don't know if we should do that. The yelling, I at least understand. Did you hit her with the phone?

• 34:08Speaker 02

  Yeah, it kind of hit her.

• 34:09Caleb Hammer?

  Where'd it hit you?

• 34:11Speaker 03

  It just hit.

• 34:13Speaker 02

  Hit her arm.

• 34:13Caleb Hammer?

  Okay, what else?

• 34:14Speaker 02

  I was just yelling at her and then she tried walking off from my house and I'm like, no, get back in the house.

• 34:20Caleb Hammer?

  Okay, uh. And how long were you with him? McDonald's too?

• 34:28Speaker 03

  That was a few months.

• 34:30Caleb Hammer?

  Okay, you guys.

• 34:36Caleb Hammer?

  Come on.

• 34:37Speaker 02

  And.

• 34:38Caleb Hammer?

  You guys fucked, right?

• 34:39Speaker 03

  Yes.

• 34:40Caleb Hammer?

  How many times?

• 34:41Speaker 03

  Twice.

• 34:41Caleb Hammer?

  Twice in a few months? Did he wear a condom?

• 34:44Speaker 03

  No.

• 34:45Caleb Hammer?

  Have you done a DNA check on the three year old? I'm not even kidding.

• 34:48Speaker 02

  Yeah, yeah, three year old's mine.

• 34:50Caleb Hammer?

  You did a DNA check? You did a DNA check?

• 34:53Speaker 02

  Yep.

• 34:53Caleb Hammer?

  See, people don't do that. People don't do DNA checks on their wives, on their, no, no, on the kid they made with their wife. Why'd you do a DNA check?

• 35:01Speaker 02

  I just wanted to make sure.

• 35:02Caleb Hammer?

  Uh huh. Is that not a wake up call? Leave. What the fuck? That was only March, April. Hey, guess what? Did he come in you?

• 35:15Speaker 03

  Yes.

• 35:23Speaker 02

  I didn't know any of this.

• 35:28Speaker 02

  Explains why your parents hid it from me.

• 35:31Caleb Hammer?

  Oh, they knew about this man coming in you?

• 35:34Speaker 02

  They knew about him, yeah.

• 35:34Caleb Hammer?

  What?

• 35:35Speaker 02

  Yeah, they knew about him because that was her, her dad was his boss.

• 35:40Caleb Hammer?

  Well, that doesn't mean he knows who's fucking.

• 35:42Speaker 02

  Well, no, he doesn't know that. I don't know if they know that, but I know they were all over each other up at work and.

• 35:47Caleb Hammer?

  And he doesn't give a.

• 35:49Speaker 02

  Her parents don't care, no.

• 35:49Caleb Hammer?

  He hates you. Why? Why did they hate you?

• 35:52Speaker 02

  When me and her got together, I was nineteen. I had no job.

• 35:57Caleb Hammer?

  Same with her.

• 35:58Speaker 02

  I mean, well, no, when she was nineteen, she was working at McDonald's.

• 36:01Caleb Hammer?

  Well, you know, she loves that job.

• 36:03Speaker 02

  I didn't have a job. I was just running around doing whatever I wanted because I mean, I grew up with daddy's money. My dad's always made good money. He's always given me money for doing stuff for him, so.

• 36:13Caleb Hammer?

  How many abortions have you had?

• 36:15Speaker 03

  Abortions?

• 36:16Caleb Hammer?

  Yes.

• 36:17Speaker 03

  I haven't done any, honestly.

• 36:20Caleb Hammer?

  Why did it take you a second?

• 36:26Speaker 03

  To think about the situation.

• 36:27Caleb Hammer?

  Were you taking Plan Bs after every time?

• 36:33Caleb Hammer?

  What were you gonna do if you got pregnant? Like a month ago?

• 36:38Caleb Hammer?

  He came in you twice.

• 36:41Caleb Hammer?

  What were you gonna do if you got pregnant?

• 36:42Speaker 02

  Oh, that didn't, that was last year.

• 36:44Caleb Hammer?

  Okay, what were you gonna do if you got pregnant?

• 36:47Speaker 00

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• 37:19Speaker 03

  I felt like if I got pregnant, then

• 37:26Speaker 03

  it would be that that's why he would leave and I would just go

• 37:34Speaker 03

  to this guy.

• 37:35Caleb Hammer?

  You know, she's saying she wants you to leave.

• 37:39Caleb Hammer?

  And so she just said.

• 37:41Speaker 02

  I got told.

• 37:42Caleb Hammer?

  She was giving you a reason to actually leave because she's too cowardice to break up with you. You hear that, right?

• 37:47Speaker 02

  Yeah. If that's what she wants, I'll just leave her at her mom and dad's.

• 37:51Caleb Hammer?

  She's getting raw loads from guys. How, how are you still there? How are you even sitting at this table right now?

• 37:58Speaker 02

  I didn't know.

• 37:59Caleb Hammer?

  And now, what do you think? What's going through your head right now, buddy?

• 38:03Speaker 02

  I mean, I'm not thrilled.

• 38:11Speaker 02

  I mean, I'm half tempted when we get back just to leave her at my leave her at her mom and dad's.

• 38:16Caleb Hammer?

  Yeah.

• 38:16Speaker 02

  Go home with my kids.

• 38:17Caleb Hammer?

  I would say so. And then a third time, somehow, the ugliest creatures. I don't understand.

• 38:25Speaker 02

  The third time was a few months ago.

• 38:26Caleb Hammer?

  Oh, my.

• 38:29Speaker 02

  And it was only one day. And I caught it and stopped it.

• 38:32Caleb Hammer?

  One day at one.

• 38:34Speaker 02

  She took some dude to church, some homeless guy. And they were all over each other in church.

• 38:39Caleb Hammer?

  What is happening?

• 38:41Speaker 02

  And I had to find out from the pastor.

• 38:43Caleb Hammer?

  Why are you with a homeless guy? And why are you cheating in church? Where'd you find him?

• 38:52Speaker 05

  Stupid answers for 800.

• 38:55Speaker 02

  Drug addict's apartment next door.

• 38:56Speaker 03

  Yeah.

• 38:56Caleb Hammer?

  Huh?

• 38:58Speaker 02

  There was a drug addict living next door to us. And he was over there and she decided to take him to church one morning, I guess while they were in church.

• 39:07Caleb Hammer?

  Why'd you like summon him?

• 39:15Caleb Hammer?

  Hello?

• 39:18Caleb Hammer?

  Why did you invite him?

• 39:20Speaker 03

  Because I wanted someone to go to church with me. And I have always felt like he wouldn't go.

• 39:25Caleb Hammer?

  Very good. Why'd you start grabbing his chicken, dick in the pews?

• 39:34Speaker 03

  To try to make him happy.

• 39:36Caleb Hammer?

  Did he ask you to?

• 39:38Speaker 03

  No.

• 39:38Caleb Hammer?

  Why are you trying to make him happy?

• 39:41Speaker 03

  We we both had a like we at first thought we had a feeling for each other.

• 39:49Caleb Hammer?

  You just met him that morning.

• 39:55Caleb Hammer?

  Right?

• 39:55Speaker 03

  Yes.

• 39:56Caleb Hammer?

  What all did you guys do?

• 40:00Speaker 03

  We sat in the sanctuary and I just

• 40:06Speaker 03

  filled on him.

• 40:07Caleb Hammer?

  Huh? Like you were jacking him off over the clothes?

• 40:13Speaker 03

  Yes.

• 40:13Caleb Hammer?

  Did he come?

• 40:14Speaker 03

  No.

• 40:15Caleb Hammer?

  Okay.

• 40:15Speaker 02

  And then I ended up picking them all up from church.

• 40:18Caleb Hammer?

  Including the homeless guy?

• 40:20Speaker 02

  Yep, because I didn't know that. I didn't know that was going on. After we left the church, pastor calls me and I'm like, oh,

• 40:29Speaker 02

  that's a problem.

• 40:31Caleb Hammer?

  I want to be clear. You've been cheating on probably a dozen times. You've caught her three times. Hey, it's already over, girl. Let me just tell you, it's already over. How many more times have you cheated? Answer truthfully now. I will literally have my internet guy do a poll on you and we will find out.

• 40:51Caleb Hammer?

  And I will put it in this video.

• 40:55Speaker 03

  Honestly, it's probably been about

• 40:59Speaker 03

  four or five times.

• 41:00Caleb Hammer?

  Who were the other two?

• 41:01Speaker 03

  It was two guys that I was friends with.

• 41:04Caleb Hammer?

  When?

• 41:05Speaker 03

  It was before, it was after

• 41:09Speaker 03

  McDonald's number two.

• 41:11Caleb Hammer?

  Which, okay, so this was end of last year, early this year.

• 41:15Speaker 03

  Yes.

• 41:16Caleb Hammer?

  The two guys, you were friends with them.

• 41:19Caleb Hammer?

  How, in what context? You were friends with them from where or what?

• 41:22Speaker 03

  We knew each other from school and we just

• 41:28Speaker 03

  tried to hang out together.

• 41:29Caleb Hammer?

  All, all, all three of you? Do you know them? Does he know them?

• 41:33Speaker 03

  No.

• 41:33Caleb Hammer?

  What would you say when you went to hang out with them? Or would you just turn off your location?

• 41:39Speaker 03

  I would turn off my location.

• 41:40Caleb Hammer?

  Uh huh. Okay, so what? You went in to their place? And it was both of them?

• 41:48Speaker 03

  I would go and meet like, I would meet them like.

• 41:52Caleb Hammer?

  So this was, this multiple times? With the language you're using?

• 41:57Speaker 03

  Yes.

• 41:57Caleb Hammer?

  It's okay, be truthful. Okay, so you would meet them where?

• 42:01Speaker 03

  I would meet them like down the street or I would like I would walk from our place to, to meet them.

• 42:09Caleb Hammer?

  Where would you meet them though? Like what was the thing?

• 42:15Speaker 03

  We just met each other on the side of the street and we would just hang out for a little bit and.

• 42:20Caleb Hammer?

  At the side of the street? On the sidewalk?

• 42:23Speaker 03

  Yes.

• 42:24Caleb Hammer?

  Okay, what would you guys do on the sidewalk?

• 42:27Speaker 03

  Stand there, talk, hang out.

• 42:29Speaker 06

  Frankie, my favorite. What can I do for you?

• 42:34Caleb Hammer?

  In you get, baby. Yeah, but you said you cheated. What did you guys do?

• 42:38Speaker 03

  We kissed.

• 42:39Caleb Hammer?

  Come on.

• 42:43Caleb Hammer?

  You're already there. What did you guys do?

• 42:49Caleb Hammer?

  He's already gonna assume the worst anyway, so you may as well just tell.

• 42:55Speaker 03

  We kissed and we hugged all over each other.

• 43:00Caleb Hammer?

  Did they both fuck you?

• 43:01Speaker 03

  No.

• 43:02Caleb Hammer?

  Suck? Blowjobs?

• 43:04Speaker 03

  Nope.

• 43:05Caleb Hammer?

  Cuddling?

• 43:06Speaker 03

  Just hugged and made out.

• 43:09Caleb Hammer?

  Okay, and what was the fifth one?

• 43:17Caleb Hammer?

  You said you cheated five times that you can remember.

• 43:23Speaker 03

  We would all just, I would, with each one of them, I would just make out with them and hug them.

• 43:28Caleb Hammer?

  So you would just get random guys? You would just make friends with random guys? And make out with them? And hug them?

• 43:36Speaker 03

  Yes.

• 43:37Caleb Hammer?

  And you, but you've only had sex with one, two?

• 43:44Speaker 03

  Two of them.

• 43:45Caleb Hammer?

  Okay, I literally just said two because I made that up. I, I was gonna say one, then send two. You're just agreeing with whatever I say. You're not gonna admit to your full extent, are you?

• 43:56Speaker 03

  It would be two of them or

• 44:01Speaker 03

  and I would do it like, I would feel like he didn't want to be around me. Because he would do more of his video games and everything versus spending time with me.

• 44:18Caleb Hammer?

  Okay, so he wouldn't give you the quality time you're looking for. So you sought it somewhere else?

• 44:24Speaker 03

  Yes.

• 44:25Caleb Hammer?

  Now, you said two times or, what's the or?

• 44:30Caleb Hammer?

  Over the course of eight years, how many other people have you been with? If you had to do your most educated guess?

• 44:38Caleb Hammer?

  And do not lie. We will find out. We always find out.

• 44:44Speaker 03

  I don't know.

• 44:46Caleb Hammer?

  You can't even count?

• 44:49Caleb Hammer?

  A couple a year?

• 44:53Speaker 03

  Sometimes.

• 44:55Caleb Hammer?

  Were your, were your kids ever, you would take them with you, right?

• 45:02Speaker 03

  I would take the kids with me, yes.

• 45:07Speaker 02

  Well, that's frustrating.

• 45:09Caleb Hammer?

  Oh. Oh, that's frustrating.

• 45:12Speaker 02

  Yeah.

• 45:13Caleb Hammer?

  That's all you got? She would take her kids, go suck a dude's dick and get raw loads put in her?

• 45:20Caleb Hammer?

  She would take her kids to do that?

• 45:24Speaker 02

  Apparently so.

• 45:31Speaker 02

  I don't know what to say.

• 45:33Caleb Hammer?

  Just tell me what's going through your head.

• 45:36Speaker 02

  Uh.

• 45:42Speaker 02

  I know I it's it's wrong to do it, but I the temptation to strangle her. I mean,

• 45:49Caleb Hammer?

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• 46:32Caleb Hammer?

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• 47:17Caleb Hammer?

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• 47:53Speaker 02

  Doing my best to pay the bills, take care of the kids.

• 47:57Caleb Hammer?

  Why not just take the kids? Go. She clearly doesn't care. She takes them with her.

• 48:05Speaker 02

  Thinking that's what I might do.

• 48:07Caleb Hammer?

  That's what you might do? I'm sorry. If I've been cheated on multiple times a year for eight years, I think I'm done. I don't think she's changing. You don't care to change.

• 48:21Caleb Hammer?

  I mean, you're still gonna do it. By the end of this year, you'll have another one. I don't know what it is. Maybe it's because you don't get enough attention. Whatever it is, you're gonna do it. That's your entire thing. You've done it forever. Right?

• 48:35Speaker 03

  Yes.

• 48:37Caleb Hammer?

  Buddy, I don't know what to do. She just said she's going to do it again. Like, are you guys in an open relationship?

• 48:43Speaker 02

  No.

• 48:43Caleb Hammer?

  Okay. That's cheating then.

• 48:48Speaker 02

  Yep.

• 48:54Caleb Hammer?

  So given all that, and thank you for the backstory. That's actually very important. I know Springer Elite and I thought, well, I love it, but the thing is, it is financial audit. This is financial and that actually is all applicable to all this. What do you guys want me to do? What do you guys want from me?

• 49:25Speaker 02

  I mean, I want to, I want to fix my budget. I know that.

• 49:27Caleb Hammer?

  So you, so I should focus on you.

• 49:30Speaker 02

  As far.

• 49:31Caleb Hammer?

  Is she incorporated in this anymore?

• 49:33Speaker 02

  We have a joint account, but nothing goes into it besides.

• 49:36Caleb Hammer?

  That's not my question. I'm asking going forward.

• 49:40Caleb Hammer?

  By percentage chance of you guys actually separating.

• 49:44Speaker 02

  Fifty fifty.

• 49:45Caleb Hammer?

  That's insane. You are such a pathetic cuck. You are such a pathetic cuck. You're a pathetic cuck. You're a pathetic father. You're a pathetic cuck. You're a little bitch.

• 49:57Speaker 02

  I wouldn't say I'm a pathetic father.

• 49:59Caleb Hammer?

  Yes, you are. You're a pathetic father by leaving them with someone who takes them to go suck someone else's dick. I couldn't think of anything else that is more pathetic. Go get yourself some assistance. Go sit down with Dr. D. He'll help you with this. He is my personal therapist who I've now worked with to allow other guests to see him because he's been so good with me. That's not a sponsorship or anything because he's anonymous. Sit with him, talk with him. You get it for free. I pay for it. Literally. He doesn't give it for free. I pay for it. So the thing is,

• 50:32Caleb Hammer?

  how is it 50 50? How the is it 50 50?

• 50:36Speaker 02

  I just don't want to break the home because I know.

• 50:38Caleb Hammer?

  It's broken.

• 50:39Speaker 02

  I know it's broken. I just.

• 50:41Caleb Hammer?

  She's sucked two dicks a year minimum for eight years. And she literally said she is not stopping.

• 50:52Caleb Hammer?

  She said that here on camera in front of you. She will suck another dick by years in. How many guys?

• 51:01Speaker 02

  Not very much.

• 51:02Caleb Hammer?

  How much?

• 51:04Speaker 02

  Uh, last night was the first time we've done it in the past two weeks.

• 51:09Caleb Hammer?

  I'm surprised you're even willing to get in there, dude. There's been other men's come.

• 51:15Speaker 02

  I didn't know that.

• 51:16Caleb Hammer?

  Recently.

• 51:18Speaker 02

  That I didn't know.

• 51:19Caleb Hammer?

  And it doesn't with you.

• 51:21Speaker 02

  No, it does.

• 51:23Caleb Hammer?

  But you're 50 50. That's pathetic.

• 51:26Speaker 02

  My only, the only reasoning for that is I, I don't know. It's hard to think about breaking the home up with the kids involved. I'm thinking about them.

• 51:37Caleb Hammer?

  They already are.

• 51:40Caleb Hammer?

  Whoa. What do you guys think your financial score is zero to 10, zero being the worst, 10 being the best?

• 51:47Speaker 02

  Point one.

• 51:51Speaker 03

  I'd say maybe one or two.

• 51:53Caleb Hammer?

  If you want to know your Hammer financial score, take the assessment. It is free. It's been revamped. If you've taken it in the past, you definitely want to take it again because now it is much more detailed in each category. Check it out. You can see where you need to do better, where you're already doing great and how you stack up against others. So that is free at Calebhammer.com. Just takes a few minutes to sign up. And if you don't want to be like a guest who ends up on the show, make sure you download the Dollar Wise Budget app. It is the best budget app for the average American and there's a free trial to see if it works for you. Most people take the annual version afterwards because it saves nearly 50% on your money and you get the physical version of my 30 day meal plan signed by me mailed directly to you and the digital version of the cookbook as well. Who cooks?

• 52:33Speaker 02

  Me.

• 52:34Caleb Hammer?

  You do. So you work all day, then you have to get home because she won't take care of the kids unless she can take the kids to go suck a dick and then you have to cook.

• 52:44Speaker 02

  Then I cooked the dinner.

• 52:45Caleb Hammer?

  And what the are you cooking, big boy?

• 52:47Speaker 02

  Uh, I like to cook a lot of Italian foods.

• 52:50Caleb Hammer?

  Yeah, you do. You're a carb master, aren't you?

• 52:54Speaker 02

  Honestly, don't eat a lot.

• 52:57Caleb Hammer?

  You're being a woman right now. You're being a fat woman. No, no, you're being a fat woman. Every fat man, we're fully willing to accept that we are fat because we eat too much.

• 53:06Speaker 02

  Oh, I'm a fat fuck, but I got.

• 53:08Caleb Hammer?

  Because you eat too much. Huh?

• 53:10Speaker 02

  I got fat from sodas. I used to drink two.

• 53:13Caleb Hammer?

  Okay.

• 53:13Speaker 02

  I would drink two to three.

• 53:15Caleb Hammer?

  It's calories in, calories out.

• 53:17Speaker 02

  Yeah.

• 53:17Caleb Hammer?

  Because it's the fat women lying in my thigh ruins.

• 53:20Speaker 02

  No, it was from sodas.

• 53:21Caleb Hammer?

  Is from sodas. You're drinking it right now. Oh, we just don't have full calorie Coke. So.

• 53:26Speaker 02

  Yeah. I try. I'm trying that and that's probably not a good way to go either, but.

• 53:30Caleb Hammer?

  It's gonna be interesting to budget this off of $2,000. But hey, you got a credit one. Of course you do. It's the worst you can get.

• 53:38Speaker 02

  Yep.

• 53:38Caleb Hammer?

  What's going on with this big fella?

• 53:40Speaker 02

  Uh, I pay it once every month to try and pay it down.

• 53:44Caleb Hammer?

  Well, like the minimum. Yes, you do.

• 53:45Speaker 02

  Yeah.

• 53:46Caleb Hammer?

  Well, you didn't. Wait, but it was, but then you put, wait, but interest, you spent $313 on it. But wait, the, hold on. Wait, that, okay, the balance is $354. $354.18. Your limit is 300.

• 54:04Speaker 02

  Yep.

• 54:04Caleb Hammer?

  What the is wrong with you? What are we doing here? I thought you were trying to do better for the sake of your, hey, you're not going to be able to leave. You're never going to be able to leave if you are in this kind of credit card debt.

• 54:15Speaker 02

  Yeah, it was, I think I missed two payments.

• 54:19Caleb Hammer?

  Yeah, you did. You were behind by three.

• 54:21Speaker 02

  Yep.

• 54:21Caleb Hammer?

  Why? It's a $30 normal minimum, but it's 90 right now. Why? Why? Why?

• 54:28Speaker 02

  Uh.

• 54:29Caleb Hammer?

  Yeah, late fee. Oh, it's a balance transfer. Why are you balance transferring to a credit one where there's interest and fees every month? That doesn't make any sense.

• 54:36Speaker 02

  It was, I don't know how they're wording it. It's not balance transfer. It's just every, so every month on the statement, they put balance transfer up there and I don't know why.

• 54:46Caleb Hammer?

  No, not for $313. Every month. Where does that come from?

• 54:52Speaker 02

  No, it's, it's labeled balance transfer.

• 54:54Caleb Hammer?

  What was it though? $313 of what?

• 54:58Speaker 02

  The 313 I spent, I spent a couple of months ago.

• 55:02Caleb Hammer?

  From where?

• 55:03Speaker 02

  Bullshit.

• 55:03Caleb Hammer?

  On what card?

• 55:04Speaker 02

  Buying McDonald's.

• 55:05Caleb Hammer?

  No, on what card? This card?

• 55:08Speaker 02

  Yeah.

• 55:10Speaker 02

  I don't know why it's labeled balance transfer. Every.

• 55:12Caleb Hammer?

  Doesn't make any sense.

• 55:14Speaker 02

  Every statement I have, it's labeled balance transfer.

• 55:16Caleb Hammer?

  You can take McDonald's when she got load into McDonald's? That's crazy.

• 55:22Speaker 02

  Well, I didn't know that.

• 55:22Caleb Hammer?

  Salty nut while you're down in your salty fries?

• 55:26Speaker 02

  Well, if it makes it better, it wasn't her McDonald's that she worked at.

• 55:29Caleb Hammer?

  It doesn't. It actually makes my McDonald's worse knowing that it's this making it. You know, you're a creature, right?

• 55:40Speaker 03

  Yes.

• 55:44Caleb Hammer?

  So now do I feel mean for saying that? No, you're a piece of shit. You're horrible. You're evil. You're a bad mom. I can't feel bad. No, Caleb, you can be mean. You can be mean. You can be mean. Okay.

• 55:57Caleb Hammer?

  Interest fees. It's insane, dude. And it's all on McDonald's and shit? I thought she said you're the cook.

• 56:04Speaker 02

  Yeah, well, sometimes I'd like to get a breakfast burrito in the morning.

• 56:07Caleb Hammer?

  Ah.

• 56:08Speaker 02

  I'd get two.

• 56:12Speaker 02

  I would get two and a Coke.

• 56:14Caleb Hammer?

  A Coke? You start your morning off with a Coke? What size Coke?

• 56:18Speaker 02

  Large.

• 56:19Caleb Hammer?

  Oh, buddy.

• 56:20Speaker 02

  No ice.

• 56:22Caleb Hammer?

  Well, that is the proper way to do it. That is the proper way to do it. All you ice getters are actual, it comes out of the fountain cold. Ice takes up space, less soda and also waters down. If it's already coming out cold, why do we need the ice? It doesn't make any sense. Look at him. Who do you think the expert is?

• 56:46Speaker 02

  Yep.

• 56:46Caleb Hammer?

  Oh, yeah. Okay. Uh, yeah, yeah, you're doing all this on a 30% interest rate of death. Okay. Now, do I even give a shit about yours? Are you honestly, you, you deserve to be like burned at the stake? In the new trials? The whore trials? You're a whore?

• 57:05Caleb Hammer?

  You are a whore?

• 57:10Caleb Hammer?

  A disgusting whore?

• 57:21Caleb Hammer?

  You're good with staying with a whore?

• 57:24Caleb Hammer?

  Fifty fifty, clearly. Okay.

• 57:28Caleb Hammer?

  Well, let's see what a whore does. Um, she sends a photo of her taking a picture of her credit report, not even a screenshot. That's good. Oh, America's car. Okay, then you're the she's just a whore.

• 57:46Caleb Hammer?

  Okay, you have a car. What kind of car you have? Kind of car does a whore drive? I'm being so mean right now, but she deserves it.

• 57:53Speaker 03

  Don't drive.

• 57:55Caleb Hammer?

  Why does it say her? It's under her?

• 57:57Speaker 02

  She co-signed with me.

• 57:58Caleb Hammer?

  Oh, you okay, but you're also on it.

• 58:01Speaker 02

  Yes.

• 58:01Caleb Hammer?

  So you're both on it.

• 58:02Speaker 02

  It's the car I use for work.

• 58:04Caleb Hammer?

  I'm sure it is. What is it?

• 58:05Speaker 02

  2019 Kia Rio.

• 58:07Caleb Hammer?

  Hmm, why are you getting an 18,000, a 20,000 hour car to drive Uber Eats DoorDash? Buddy?

• 58:15Speaker 02

  Uh, when we got

• 58:16Caleb Hammer?

  Huge term. Yeah, 52 months. Fuck me.

• 58:18Speaker 02

  We got, I had a car that I owned.

• 58:21Caleb Hammer?

  I'm sure you did.

• 58:22Speaker 02

  Paid five grand for a 2018 Hyundai Elantra.

• 58:25Caleb Hammer?

  Yeah, I want to do five, but.

• 58:30Speaker 02

  We ended up getting hit by a drunk driver one day and

• 58:32Caleb Hammer?

  Okay, then why'd you go from five to 20? I'm sorry, dude.

• 58:35Speaker 02

  I couldn't find no good used cars.

• 58:36Caleb Hammer?

  Ah, yeah, but it's even worth spending time and even not making money for a second. Instead of going into a 20,000, not what's the interest rate on this?

• 58:45Speaker 02

  That I don't 100% know.

• 58:47Caleb Hammer?

  Well, if you sent a statement like we requested, you could, we could have found out.

• 58:50Speaker 02

  Right now, the payoff is 18. I know that. And then once every tax

• 58:55Caleb Hammer?

  Statement. Why didn't you send a credit report?

• 59:00Caleb Hammer?

  Yes, we requested credit report, but the statement too.

• 59:03Speaker 02

  I don't think I got the car statement.

• 59:05Caleb Hammer?

  We know that. That's why I'm not looking at it. Why?

• 59:09Speaker 02

  I didn't think about it.

• 59:13Caleb Hammer?

  What is wrong? You're coming on financial audit? Caleb Springer.

• 59:20Speaker 02

  That was my mistake.

• 59:22Caleb Hammer?

  No shit. Now I don't know what the interest rate is. What do you think it's worth, though? I at least have this information.

• 59:28Speaker 02

  Kia Rio?

• 59:28Caleb Hammer?

  Yeah, that you owe 18,639 dollars on.

• 59:31Speaker 02

  At most, maybe six to eight.

• 59:33Caleb Hammer?

  4,800. No, you there's no trading. There's no difference. There's no maneuvering here. You're done. You're done. At a 52 month term? $528 a month. This is, man, it just got it last year.

• 59:50Speaker 02

  And it was stolen.

• 59:52Caleb Hammer?

  So what did you receive from the wreck?

• 59:54Speaker 02

  Uh, from the wreck, I got 6,000 for property damage.

• 59:58Caleb Hammer?

  And what'd you do with that?

• 1:00:00Speaker 02

  Um, we spent it on shit and then

• 1:00:03Caleb Hammer?

  What else did you get?

• 1:00:04Speaker 02

  We got the car. We got a down payment on the car.

• 1:00:08Caleb Hammer?

  How much did you get in total?

• 1:00:09Speaker 02

  Uh, 112?

• 1:00:12Caleb Hammer?

  Thousand dollars? Wait, wait, wait, hold.

• 1:00:15Speaker 02

  But after lawyer fees

• 1:00:20Caleb Hammer?

  When was this?

• 1:00:22Speaker 02

  Last year in July, or well, we got the money in December.

• 1:00:25Caleb Hammer?

  You got the money six months ago, seven months ago, eight months ago.

• 1:00:28Speaker 02

  Yeah, we got the money in this, the

• 1:00:29Caleb Hammer?

  And how much did you get after all fees and everything?

• 1:00:31Speaker 02

  Okay, after the injury fees, we got, or the lawyer fees and doctor bills. 63.

• 1:00:38Caleb Hammer?

  Where the is it?

• 1:00:40Speaker 02

  Uh, I let my, I let my dad borrow 23.

• 1:00:44Speaker 02

  I bought me a

• 1:00:45Caleb Hammer?

  A truck?

• 1:00:46Speaker 02

  Yeah.

• 1:00:47Caleb Hammer?

  Why do you have a truck? You drive DoorDash?

• 1:00:49Speaker 02

  When I'm not driving the car.

• 1:00:50Caleb Hammer?

  Why?

• 1:00:51Speaker 02

  It hurts getting in and out of the car every day.

• 1:00:54Caleb Hammer?

  Get an SUV, one car. That's it. You're done.

• 1:00:58Speaker 02

  And then

• 1:00:58Caleb Hammer?

  What? No, no response? Why the did you get a truck? How much did you spend on the truck?

• 1:01:04Speaker 02

  17.5.

• 1:01:05Caleb Hammer?

  Ah, where did the rest go?

• 1:01:09Speaker 02

  Uh, bought a bunch of stuff for the house, washer and machine.

• 1:01:12Caleb Hammer?

  Oh, you didn't have one?

• 1:01:15Speaker 02

  No.

• 1:01:15Caleb Hammer?

  You didn't have plates? You didn't go to Goodwill and get some plates?

• 1:01:18Speaker 02

  Well, I bought a plate set, like a nice plate set.

• 1:01:21Caleb Hammer?

  Why? Who cares?

• 1:01:23Speaker 02

  I don't know. I spend a lot of time in the kitchen, so I figured I may as well.

• 1:01:27Caleb Hammer?

  Goodwill, dude, it's fine. You wash it. It's totally chill. It's right in through our college and it's totally fine. It was okay. It's okay.

• 1:01:35Caleb Hammer?

  What's your truck worth?

• 1:01:38Speaker 02

  Uh, right now, probably five.

• 1:01:39Caleb Hammer?

  Good. Oh, my. How did it go from 17 to five?

• 1:01:43Speaker 02

  A mechanic messed it up.

• 1:01:44Caleb Hammer?

  Good.

• 1:01:45Speaker 02

  And right now I'm trying to fight him to get it fixed right.

• 1:01:50Caleb Hammer?

  And did you have a contract?

• 1:01:53Speaker 02

  Yeah, it was done through a warranty. Cause there's an extended warranty on the truck.

• 1:02:01Caleb Hammer?

  Okay, yeah, keep fighting that. How long have you been fighting that?

• 1:02:03Speaker 02

  Uh, just started a week ago.

• 1:02:05Caleb Hammer?

  Oh, if it's fixed, it's worth about 11.

• 1:02:07Speaker 02

  Yet, yeah.

• 1:02:08Caleb Hammer?

  If it's fixed, it's worth about 11. Once it's fixed, sell it.

• 1:02:12Speaker 02

  I'll think about it.

• 1:02:13Caleb Hammer?

  No, what, what other options are there?

• 1:02:15Speaker 02

  Well, I'm not getting rid of the truck. That's not one that's happening.

• 1:02:18Caleb Hammer?

  Then what the are we doing here? If you're not willing to sacrifice shit.

• 1:02:21Speaker 02

  I do truck stuff too, still.

• 1:02:23Caleb Hammer?

  What do you do? Trucks still do?

• 1:02:24Speaker 02

  My dad has a farm and I

• 1:02:26Caleb Hammer?

  Your dad, his farm? How much do you make from that? He borrowed money from you. He should pay that back.

• 1:02:32Speaker 02

  He is. He pays for the car loan.

• 1:02:34Caleb Hammer?

  He pays his minimum monthly payment?

• 1:02:36Speaker 02

  Mm-hmm.

• 1:02:36Caleb Hammer?

  Well, think, so that'll go against his 20?

• 1:02:39Speaker 02

  Yep.

• 1:02:39Caleb Hammer?

  Has he ever been a little late?

• 1:02:42Speaker 02

  He was late because he had to pay for dentures out of pocket.

• 1:02:45Caleb Hammer?

  Oh, I know someone else who needs that.

• 1:02:49Caleb Hammer?

  Whore.

• 1:02:50Speaker 02

  And the payment's not due until September and he's picking it up again in September.

• 1:02:56Caleb Hammer?

  Why, why is there a two month pause?

• 1:02:58Speaker 02

  It's paid ahead.

• 1:03:00Caleb Hammer?

  Oh. Okay, so on the farm, what do you do? What do you make?

• 1:03:04Speaker 02

  Um,

• 1:03:07Speaker 02

  he, so it depends really. It depends on what I

• 1:03:10Caleb Hammer?

  You don't make

• 1:03:10Speaker 02

  He'll either pay me $50 for putting hay out or

• 1:03:13Caleb Hammer?

  Justifying not paying off 10,000 hours of debt with what you'd be able to get from this truck with making $50 here and there?

• 1:03:22Speaker 02

  We live with them too.

• 1:03:24Caleb Hammer?

  So?

• 1:03:25Speaker 02

  So I'm just doing what I can to help.

• 1:03:27Caleb Hammer?

  Okay, yeah, keep sucking dick, dude. He deserves it. He's, he's

• 1:03:33Caleb Hammer?

  he's and you are, I don't even know what you are. I can't even insult you properly.

• 1:03:46Caleb Hammer?

  Okay.

• 1:03:49Caleb Hammer?

  Sell the truck. Or else what the is the point of doing a financial audit? Yes, this is still a financial, believe it or not. I don't believe it.

• 1:03:58Speaker 02

  I'm not selling the truck.

• 1:03:59Caleb Hammer?

  Okay, then what the fuck are we doing? There's no conversation then?

• 1:04:03Speaker 02

  I, I drive it when I drive it. I mean,

• 1:04:05Caleb Hammer?

  Oh, you know what? I felt bad about this next topic, but no, I don't feel bad about it anymore. Cause he's Why is, why does your family call him a He looks like one.

• 1:04:17Speaker 03

  Because

• 1:04:23Speaker 03

  my mom originally just never liked him and she

• 1:04:27Caleb Hammer?

  That's usually a reason to call someone a

• 1:04:32Speaker 03

  And it started with a I believe it was, I mean, correct me if I'm wrong, the conversation where was texting

• 1:04:41Caleb Hammer?

  Whoa, who's that?

• 1:04:42Speaker 03

  My little sister. Sorry.

• 1:04:44Caleb Hammer?

  How old was your little sister?

• 1:04:47Speaker 02

  She was 13. Sarah made a group chat, like through texts.

• 1:04:52Caleb Hammer?

  With who?

• 1:04:53Speaker 02

  Her sister.

• 1:04:55Caleb Hammer?

  And?

• 1:04:55Speaker 02

  I wasn't paying attention to

• 1:04:56Caleb Hammer?

  You were in it?

• 1:04:58Speaker 02

  Yeah.

• 1:04:58Caleb Hammer?

  It was you three?

• 1:04:59Speaker 02

  Yeah.

• 1:05:00Caleb Hammer?

  With a 13 year old?

• 1:05:02Speaker 02

  Yep, I wasn't paying attention.

• 1:05:03Caleb Hammer?

  Of course.

• 1:05:04Speaker 02

  The photo I sent up and show you.

• 1:05:05Caleb Hammer?

  What you

• 1:05:05Speaker 02

  Nothing bad.

• 1:05:07Caleb Hammer?

  Oh, let me see.

• 1:05:09Speaker 02

  I sent that and I thought I was sending it to just my wife.

• 1:05:13Caleb Hammer?

  Okay.

• 1:05:14Speaker 02

  And she calls me a for that.

• 1:05:16Caleb Hammer?

  Well, I mean, to a 13 year old, that is kind of crazy.

• 1:05:20Speaker 02

  But I didn't, I wasn't paying attention to what I sent it to.

• 1:05:25Caleb Hammer?

  So now they think you're

• 1:05:27Speaker 02

  Because of that, yeah. And that happened a few years ago.

• 1:05:32Caleb Hammer?

  It's rough, man. It's a rough one. I, I wouldn't go full I think you're, I think you're a dumbass with no care in the world and you shouldn't have done that. And it's a bad move. It's a bit extreme. But

• 1:05:50Caleb Hammer?

  they hate you.

• 1:05:51Speaker 02

  They, they have always hated me from the, from the beginning.

• 1:05:54Caleb Hammer?

  I think, I don't think I would like, if I had a daughter and like, yeah, all that, and you sent that 13 year old? That's weird.

• 1:06:02Speaker 02

  Yeah, it's weird. I wasn't paying attention to what chat I was

• 1:06:05Caleb Hammer?

  Saying that, but I don't know. It's not difficult.

• 1:06:09Speaker 02

  You know, I just, I thought nothing of it. I thought it was funny. I was like, okay, let's send it. Whatever.

• 1:06:13Caleb Hammer?

  Yeah, I mean, I guess, sure, it was probably funny a couple of years ago, but

• 1:06:19Speaker 02

  Yeah, should I have done it?

• 1:06:20Caleb Hammer?

  Did they let you around her?

• 1:06:22Speaker 02

  Yeah, I go around there all the time.

• 1:06:23Caleb Hammer?

  Around the 13 year old? 15 year old now?

• 1:06:26Speaker 02

  She's always with them, yeah.

• 1:06:28Caleb Hammer?

  And they have no issue? So I don't think you do think, do something weird.

• 1:06:31Speaker 02

  No.

• 1:06:33Caleb Hammer?

  Okay.

• 1:06:34Speaker 02

  No, they come over to our, well, we don't live there now, but they come over to our apartment all the time. We'd go over there and we'd go swimming over there at their hotel room. I mean,

• 1:06:43Caleb Hammer?

  You guys live next to a drug addict.

• 1:06:45Speaker 02

  Yes.

• 1:06:46Caleb Hammer?

  You know what she looks like, right?

• 1:06:48Speaker 02

  Yep. That's one of the things that were really concerning me.

• 1:06:51Caleb Hammer?

  One of the things, oh, well, I didn't even know that, but I learned about that. But the thing is, I was kind of concerned about it. So what I did, I went a little Maury. I had my people go out and get a drug test. And we've been filming for an hour and they have it. I'm testing you in the post show.

• 1:07:17Speaker 02

  And uh.

• 1:07:19Caleb Hammer?

  Okay, so.

• 1:07:22Caleb Hammer?

  I'll get into, I guess you said that's a concern. I'll get into that in a second, but.

• 1:07:33Caleb Hammer?

  I have another finance thing. Was the truck finance?

• 1:07:36Speaker 02

  No.

• 1:07:37Caleb Hammer?

  So this is, why do I have another 12,000? This was repoed.

• 1:07:41Speaker 02

  I voluntarily repoed that car a few years ago, yeah.

• 1:07:44Caleb Hammer?

  What was it?

• 1:07:46Speaker 02

  It was a 2014 or 2015 Toyota.

• 1:07:51Caleb Hammer?

  What happened? Uh, they think, they probably think you're a bum too.

• 1:07:55Speaker 02

  We moved into a trailer next to my mom and dad's.

• 1:07:59Caleb Hammer?

  Oh my gosh, what do you guys not do? That is so fucking trashy.

• 1:08:01Speaker 02

  We had a roommate live with us and she would eat us out of house and home. She'd constantly take off from a car.

• 1:08:07Caleb Hammer?

  Probably ate your pussy too, right?

• 1:08:12Speaker 03

  She's one that we all had a threesome with.

• 1:08:14Caleb Hammer?

  Oh.

• 1:08:16Speaker 02

  Yeah.

• 1:08:16Caleb Hammer?

  I think it's fun if you're into it.

• 1:08:18Speaker 02

  She would take my car early in the morning without permission though, and then bring it back with them on an empty tank. And her constantly eating us out of the house.

• 1:08:27Speaker 02

  I don't know where she'd go.

• 1:08:27Caleb Hammer?

  Oh dang, geez, okay.

• 1:08:29Speaker 02

  She would, she would leave early in the morning, come back late in the afternoon and I couldn't make no money like that.

• 1:08:35Caleb Hammer?

  Uh huh. Now why did the, why did this roommate make you racist? I'm being told. That's kinda crazy.

• 1:08:42Speaker 02

  I wouldn't say it's racist, more I guess black fatigey because she'd, she'd bring, she'd bring like a lot of the ghetto. Like she'd bring a lot of ghetto guys around and.

• 1:08:55Caleb Hammer?

  Oh, I'm sure you love that.

• 1:08:56Speaker 02

  The house.

• 1:08:57Caleb Hammer?

  And did you?

• 1:09:01Caleb Hammer?

  Oh my gosh, who did you not?

• 1:09:02Speaker 03

  I did not, I did not have sex with the guys that she brought. It was more. Just me, her and him.

• 1:09:12Caleb Hammer?

  Okay, go on.

• 1:09:13Speaker 02

  Um, the guys that she was bringing in, I mean, yeah, they were black guys. Um.

• 1:09:17Caleb Hammer?

  Okay.

• 1:09:18Speaker 02

  She, what got me more black fatigey is one night they started fighting in the apartment, or not, not the apartment, our trailer. And he started throwing my trash can and just throwing shit in my house.

• 1:09:31Speaker 02

  And just acting ghetto. And I'm like, what the living?

• 1:09:35Caleb Hammer?

  You know.

• 1:09:36Speaker 02

  I walked out of my bedroom with a gun in my hand.

• 1:09:38Caleb Hammer?

  Oh my.

• 1:09:40Speaker 02

  Cause I mean, he was, he threw a trash can at her. He was throwing shit around on one.

• 1:09:44Caleb Hammer?

  Yeah, not a good guy. So one guy did that. Now you don't like black people? Now you're.

• 1:09:47Speaker 02

  That's, no, that's not the.

• 1:09:48Caleb Hammer?

  Okay, you're fatigued to black people because one guy threw a trash can?

• 1:09:51Speaker 02

  Where we live is bad.

• 1:09:53Caleb Hammer?

  Okay.

• 1:09:53Speaker 02

  Where we lived. Uh, the.

• 1:09:57Caleb Hammer?

  I'm trash fatigued. I'm, I'm fatigued to trashy black people, but I'm fatigued to trashy white people as well. You people fatigue me just as much. You're trashy. Look at her. Meth mouth, cheating, sucking dick, putting straight on the social programs, popping out kids left and right. You people are, you people are bad too. Trashy anyone is bad. I'm trash fatigued. And you people are trashy. Are you on food stamps?

• 1:10:23Speaker 02

  Yeah.

• 1:10:24Caleb Hammer?

  Oh my. If you or your child spent years growing up on social media and experienced serious mental health struggles, you should hear this. Recently, a jury ordered Meta and YouTube to pay millions for their role in designing and promoting addictive platforms. They knew their apps could contribute to anxiety, depression and body image issues, but did not share those risks while prioritizing profits. The recent historic verdict underscores the consequences of those decisions. Now Morgan and Morgan is stepping up to hold these platforms accountable for the harm they caused. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over $1,000.

• 1:11:04Caleb Hammer?

  Guys, you've known me since the beginning and the fact is I just love building products that help people and we're continuing to do that with the Caleb Hammer Financial Services. Listen, now you got personal loans that you can get the best rates on forever. You want to use it for, whether it's consolidation after you change your behavior, or you need to purchase something that gets a good return on investment. And now we got credit building as well. You can shop for the best credit builders that are either free or low cost to you and build that credit. We got debt forgiveness and debt consolidation as well. We got auto loans for your new car that are great rates. Or you can refinance your horrible auto loan today. And not only that, now you can shop for the best car insurance out there.

• 1:11:45Caleb Hammer?

  The thing is we are building more and more of these to help you get the best tools and services that you can possibly get online at the best rates. So check those out at Calebhammer.com. All those links are below in the Caleb Hammer Financial Services. Check them out. Save yourself a lot of money. When she's choosing not to work, like what are we doing? You people fatigue me just as much as black people that are also trashy. White trash, black trash, Asian trash, Muslim trash. I don't give a. Trash is what this fatiguing. You are just as bad. These people that you're complaining about, you are just as bad.

• 1:12:20Speaker 00

  Now, more than ever, we need someone on our side, but Rob Whitman? Whitman's votes drove up costs, cut Medicaid and risked 350,000 Virginians healthcare to pay for tax breaks for himself and his donors. He's not on our side. Shannon Taylor will fight corruption, cut taxes and bring down costs. This November, vote for Shannon Taylor. She's for us. Paid for by HMP, the House Majority PAC.com, not authorized by any candidate or candidate's committee.

• 1:12:49Caleb Hammer?

  Bad. You're all fucking bad. You're leeching on the system.

• 1:12:57Caleb Hammer?

  How much you guys get a food stamps a month?

• 1:12:59Speaker 02

  520.

• 1:13:00Caleb Hammer?

  Good death. You're welcome. Plus your child tax credits. You're welcome.

• 1:13:11Caleb Hammer?

  So cause a black dude threw a trash can at her, you couldn't pay for your car?

• 1:13:15Speaker 02

  No, there's, there's more causing me to think that way.

• 1:13:21Caleb Hammer?

  Go on.

• 1:13:22Speaker 02

  The apartment we live in, it's, it's ghetto neighborhood. It's rundown.

• 1:13:27Caleb Hammer?

  And you guys are too. You're ghetto. You are criminals. I guarantee you she does drugs. Guarantee you, we're gonna find out on the post show, she does drugs. You guys likely are that thing that you hate. Dude, she took the homeless man next to your drug den to church and jerked him off in the pews. You guys are them. Do you not realize you are what you hate?

• 1:13:53Speaker 02

  I didn't realize that.

• 1:13:56Caleb Hammer?

  Yes, we are fatigued of trashy motherfuckers.

• 1:14:05Speaker 02

  But I'm not out here stealing cars and shooting people, so.

• 1:14:09Caleb Hammer?

  It gets to a point.

• 1:14:11Speaker 02

  That's what's going on.

• 1:14:11Caleb Hammer?

  We'll see if she gets there to get her next hit. I swear, if you're a addict, I'm gonna be so pissed. Your mother. Oh my goodness. Okay, okay, okay. Yeah, she has a close $488 credit card. Oh my.

• 1:14:30Caleb Hammer?

  Why have you guys been on food stamps? Because she chooses not to work. Because you don't work either. Fucking bullshit. So stupid.

• 1:14:37Speaker 02

  Two years.

• 1:14:43Caleb Hammer?

  This show is turning me into something I do not want to become.

• 1:14:47Caleb Hammer?

  But I recognize I talked to the worst, I talked to the worst, I talked to the worst, I talked to the worst. Lindsay's trying to give me a heart attack. Lindsay's trying to give me a heart attack. Okay. Okay, you, collections of $1,801.

• 1:15:00Speaker 02

  Mmm, Verizon may.

• 1:15:02Caleb Hammer?

  Oh, sure. Why not? Can't even pay your fucking Verizon. Get helium. It's 15 bucks a line. And it's just as good a service as many of the others. It is great. I would do that. Okay? And guess what? I'll get you both course career certifications. Yay. Yippee. Take that shit. Go make money. Trades, tech, accounting, you name it. People in the audience have taken course career certifications all the time. I hear for them constantly. We get an email each time one of them signs up. And they do it and they convert them into six figure careers. So do that, okay? Take our resources, get your shit together.

• 1:15:44Caleb Hammer?

  No, he's not.

• 1:15:47Caleb Hammer?

  Well, maybe that's why they call him a predator.

• 1:15:55Caleb Hammer?

  James.

• 1:15:58Caleb Hammer?

  What list are you on?

• 1:16:00Speaker 02

  I'm on a child abuse list. With the state. I cannot work at a school, cannot work at daycare, anything like that. Um, so what happened?

• 1:16:14Speaker 02

  I heard a bump in the night. I got up at 4 a.m. with my handgun.

• 1:16:20Speaker 02

  And I left my handgun on the nightstand while I went back to bed. Got up at 11 a.m. My son shot my handgun in the bedroom.

• 1:16:35Caleb Hammer?

  You're the reason why there's always child deaths.

• 1:16:39Caleb Hammer?

  Leaving your gun around unintended?

• 1:16:41Speaker 02

  Yeah, it was a mistake.

• 1:16:42Caleb Hammer?

  I like guns. You're the that make them bad.

• 1:16:47Speaker 02

  Worst part is I had a gun safe and I didn't put it back.

• 1:16:49Caleb Hammer?

  Hey, remember how you are the thing you hate?

• 1:16:52Speaker 02

  No.

• 1:16:53Caleb Hammer?

  Yeah, no shit. You had a gun safe. You piece of you're a piece of shit. You're a piece of shit. Leaving your gun out in front of your. You're a piece of shit. How long you on that list for?

• 1:17:03Speaker 02

  Uh.

• 1:17:04Caleb Hammer?

  The kid shot the gun where the bullet go?

• 1:17:07Speaker 02

  It's a year and then I can. It went into the floor and hit a steel beam on the floor.

• 1:17:10Caleb Hammer?

  You are lucky this kid is alive.

• 1:17:12Speaker 02

  Yeah.

• 1:17:15Caleb Hammer?

  That you guys give a shit.

• 1:17:17Speaker 02

  I absolutely give a shit.

• 1:17:19Caleb Hammer?

  Okay, leaving a gun out.

• 1:17:22Caleb Hammer?

  I don't even know what to do with you.

• 1:17:24Speaker 02

  Well, I was half asleep when I did it. I mean, it was a mistake, but.

• 1:17:28Caleb Hammer?

  I would hope so at a minimum. Good.

• 1:17:34Caleb Hammer?

  You didn't even react to that hitting me. What kind of pills are you on? Open Sky.

• 1:17:40Speaker 02

  Those are two cards that I had that went in the.

• 1:17:42Caleb Hammer?

  Fuck, it just went into collections.

• 1:17:44Speaker 02

  They're well, they were just clothes, not in collections yet.

• 1:17:47Caleb Hammer?

  Yeah, it just went into collections.

• 1:17:49Speaker 02

  Oh, then.

• 1:17:50Caleb Hammer?

  Yes.

• 1:17:52Caleb Hammer?

  370. What? What? What's going on with you? You have the weirdest build I've ever seen in my life. Fix yourself. Stop being a whore.

• 1:18:03Caleb Hammer?

  You have AIDS yet?

• 1:18:07Speaker 03

  Have I what?

• 1:18:08Caleb Hammer?

  Do you have AIDS?

• 1:18:09Speaker 03

  No.

• 1:18:09Caleb Hammer?

  When's the last time you were tested?

• 1:18:16Speaker 03

  Been a little bit.

• 1:18:18Caleb Hammer?

  What's a little bit?

• 1:18:19Speaker 03

  It's.

• 1:18:23Speaker 03

  I want to say before. I moved in with him.

• 1:18:28Caleb Hammer?

  When did you guys move in together?

• 1:18:30Speaker 02

  Hmm, six months after we got together.

• 1:18:33Caleb Hammer?

  Eight years ago?

• 1:18:35Speaker 02

  Yeah. I got tested the other day. I don't have nothing though. So.

• 1:18:39Caleb Hammer?

  Well, that's good.

• 1:18:42Caleb Hammer?

  I recommend you go do a full panel.

• 1:18:48Speaker 02

  Did my doctor was looking for diabetes, stuff like that. I don't.

• 1:18:50Caleb Hammer?

  I'm sure and they don't have to look very hard.

• 1:18:57Caleb Hammer?

  Premier Bank. This is another one. You you've had this in collections forever. Still be on for a few years. What a crow. The people I meet in this show. Caleb ham.com slash apply. It's you. Are you sure you don't have HIV?

• 1:19:12Speaker 03

  Yes.

• 1:19:13Caleb Hammer?

  No, you're not. You got tested eight years ago. You don't know. How can you say that? You took raw loads.

• 1:19:20Caleb Hammer?

  Oh, shit. You need to get tested, actually.

• 1:19:30Caleb Hammer?

  And other collections and this one just went to collections. Uh, four fifty six. Okay, I want to get into these checking accounts and this still more debt. Okay, you have another collections eight forty four.

• 1:19:44Caleb Hammer?

  That was T-Mobile. You're really going through every service provider. Great. Um, uh, you woman, you have your own Verizon's collections. Cause you both suck at everything. Six thirteen. Him. Oh, DoorDash. I think we're through the debt. Okay, we have a DoorDash Crimson account. A twenty dollars in savings, forty.

• 1:20:12Speaker 00

  Now, more than ever, we need someone on our side, but Rob Whitman? Whitman's votes drove up costs, cut Medicaid and risked 350,000 Virginians healthcare to pay for tax breaks for himself and his donors. He's not on our side. Shannon Taylor will fight corruption, cut taxes and bring down costs. This November, vote for Shannon Taylor. She's for us. Paid for by HMP, the House Majority PAC dot com. Not authorized by any candidate or candidate's committee.

• 1:20:41Caleb Hammer?

  Eight dollars in our checking account. Really doing great.

• 1:20:47Caleb Hammer?

  Okay, let's see. Yep. Started with sixteen dollars. Apple Bill. Survival servers.

• 1:20:54Speaker 02

  It's a game server I have.

• 1:20:55Caleb Hammer?

  For Minecraft?

• 1:20:56Speaker 02

  No, Daisy.

• 1:20:58Caleb Hammer?

  Okay, Subway.

• 1:21:02Caleb Hammer?

  You're checking on her, making sure she's not getting her roast beef taken apart in the back?

• 1:21:06Speaker 02

  No, that just my lunch one day.

• 1:21:11Caleb Hammer?

  Okay.

• 1:21:13Caleb Hammer?

  How long do you think it tells? She's I mean, she's everywhere she goes, right? Well, actually, no, she already confirmed she will by the end of this year. She literally said yes. Got some bullshit, got some bullshit. Your Instacart. Dude, you drive DoorDash and you're Instacarting. You're stopping at Walgreens, getting your diabetes medicine or bullshit. Best way, Galen Games, foreign transaction fee.

• 1:21:36Caleb Hammer?

  Doing, man? Dodge store. You keep going to the Dodge store. What's that for?

• 1:21:41Speaker 02

  Uh, Dodge's is a gas station.

• 1:21:42Caleb Hammer?

  Oh, well, you went and got some bullshit. Uh, talk about the DoorDash. You're DoorDash. You're you are the DoorDasher. And you're DoorDash. You suck, man. You suck. ATM, who knows? Have you ever cheated on her? You should have.

• 1:21:57Caleb Hammer?

  You should know what an actual kiss is supposed to taste like. Trivisa, got some bullshit. You're getting energy drinks a lot while you're on the road or like cokes and shit.

• 1:22:05Speaker 02

  Yeah.

• 1:22:05Caleb Hammer?

  Make your gamer subs. I see. Is that liquid assets you made?

• 1:22:08Speaker 02

  Yeah.

• 1:22:09Caleb Hammer?

  Made liquid assets. Very good, right?

• 1:22:10Speaker 02

  Yeah, it's pretty good.

• 1:22:12Caleb Hammer?

  Ah, okay, get that shit. It's forty cents a serving, man. I don't even know. Bullshit, bullshit. It's so stupid. Ranching Good Works, KFC, Taco Bell. It's bullshit. This is bullshit. KFC again. Doordashing some shit. Try. What's Trivista?

• 1:22:27Speaker 02

  Trivista.

• 1:22:28Caleb Hammer?

  Yes. Trivisa?

• 1:22:31Speaker 02

  What? What is the amount? What does it say?

• 1:22:34Caleb Hammer?

  Hey, what is M U C? Male to female dot com.

• 1:22:39Speaker 02

  I have no idea.

• 1:22:42Caleb Hammer?

  What? Well, you're paying for our of no idea. Yes, you do. You know, I'll just look it up, right? This is where you're able to just say what it is.

• 1:22:51Speaker 02

  Well, I have no idea what it is.

• 1:22:54Caleb Hammer?

  M U C F T T.

• 1:23:00Caleb Hammer?

  Website operates as customer support portal.

• 1:23:06Caleb Hammer?

  As it's a scam.

• 1:23:08Speaker 02

  I have no idea.

• 1:23:10Caleb Hammer?

  You're being scammed. You're paying for it. It's. Yeah, it's it's it's it's it's. Oh, yeah, here we go. People on Reddit, which is like the worst place on the internet, but sometimes can be helpful.

• 1:23:20Speaker 02

  Yeah.

• 1:23:21Caleb Hammer?

  Uh, yeah, they're getting charged. You're being charged for it. You're getting scammed. Here's your joint account. Who else knows what she has? Burger King. Can you even chew?

• 1:23:31Speaker 03

  Yes.

• 1:23:32Caleb Hammer?

  Where? In your back?

• 1:23:35Caleb Hammer?

  Can you take a bite like this?

• 1:23:38Speaker 03

  I can.

• 1:23:40Caleb Hammer?

  Does it hurt?

• 1:23:41Speaker 03

  Sometimes.

• 1:23:41Caleb Hammer?

  Oh. Does it taste weird?

• 1:23:44Speaker 03

  No.

• 1:23:45Caleb Hammer?

  Hey, smells weird. Trust me. I've been smelling it every time you. Burger King, McDonald's. I always have to smell people's shit in this. And you guys are overdrafting. Okay. So again, we'll do the test in the post show, but you said before I do this budget here, that it's a concern.

• 1:24:02Speaker 02

  I said point one. Oh, wait. Uh.

• 1:24:04Caleb Hammer?

  Huh?

• 1:24:05Speaker 02

  What's concern?

• 1:24:07Caleb Hammer?

  You said I said I'm gonna do a drug.

• 1:24:08Speaker 02

  Oh, yeah. I thought.

• 1:24:09Caleb Hammer?

  What do you mean it's a concern? Tell me. Bring me up to speed.

• 1:24:13Speaker 02

  Oh, I was just concerned if she is doing drugs or not. It's one of the things I've been concerned about, but I thought you were.

• 1:24:19Caleb Hammer?

  Why? Why do you have that concern?

• 1:24:22Speaker 02

  Over the past two years, she's lost a lot of weight since we moved in next into this apartment complex.

• 1:24:26Caleb Hammer?

  This is weight loss? Okay.

• 1:24:29Speaker 02

  She. Well, she used to be two hundred.

• 1:24:32Caleb Hammer?

  What is she now?

• 1:24:33Speaker 02

  One forty.

• 1:24:35Caleb Hammer?

  Okay. The teeth are in a concern?

• 1:24:39Speaker 02

  They are. I tried helping her fix them. I took her to the dentist, even offered to pay for dentures and everything because I had to pay a little like I think it was ninety dollars a month. And so I even offered, I said, hey, we could. And that was a few years ago while we were living with my mom and dad and didn't have much for bills. And I was like, we can get this done. You'll be able to. You know, you'll be able to eat properly, smile, look pretty. No big deal, you know?

• 1:25:00Caleb Hammer?

  Yeah, that's not my concern. Okay, great. It's the drugs that might be my concern.

• 1:25:05Speaker 02

  Yes.

• 1:25:05Caleb Hammer?

  What is leading you to the suspicion though? Besides the weight loss, there has to be more than that. I'm sorry. If my girlfriend lost a couple pounds, I wouldn't be like.

• 1:25:14Speaker 02

  Some of her actions, a lot of her actions, actually.

• 1:25:17Caleb Hammer?

  Tell me.

• 1:25:18Speaker 02

  Uh, just like she doesn't want to stay home with the kids, the walking off, the.

• 1:25:25Speaker 02

  Kind of loopiness. She she's not like. Well, she's not like she was two years ago. So like.

• 1:25:32Caleb Hammer?

  Tell me.

• 1:25:33Speaker 02

  Like once she can't handle the kids. That's that's kind of one that's kind of raised my eyebrow after she gave birth to our daughter. She'll refuse to eat, so she won't eat, but maybe once a day sometimes.

• 1:25:43Caleb Hammer?

  Hmm.

• 1:25:44Speaker 02

  Obviously, the disappearing. Um.

• 1:25:46Caleb Hammer?

  Yeah, that's huge. I mean, the disappearing is crazy, dude. Erratic behavior.

• 1:25:52Speaker 02

  She would go over to that neighbor's apartment all the time, too, and spend time.

• 1:25:55Caleb Hammer?

  The drug den?

• 1:25:56Speaker 02

  Yes, it was.

• 1:25:57Caleb Hammer?

  The drug den?

• 1:25:58Speaker 02

  She would go over there a lot. Yes.

• 1:26:00Caleb Hammer?

  It's what? That's it? What drugs were they doing over there?

• 1:26:05Speaker 02

  Uh, to my knowledge, she smoked the lady next door.

• 1:26:08Caleb Hammer?

  And do you see your teeth?

• 1:26:12Caleb Hammer?

  Why would you go hang out with her?

• 1:26:15Speaker 03

  A lot of times I would go over there and just talk or I would smoke a cigarette.

• 1:26:23Caleb Hammer?

  This is a meth house, a legitimate meth house.

• 1:26:26Speaker 02

  Yep.

• 1:26:28Speaker 02

  And that's one of the reasons I want to get out of there because I don't want to live next to that no more.

• 1:26:33Caleb Hammer?

  Yeah, but you guys moved back into a crazy place, you said?

• 1:26:36Speaker 02

  No, we moved back in with my mom and dad.

• 1:26:38Caleb Hammer?

  Oh, you're not in a like a druggie type apartment complex now?

• 1:26:41Speaker 02

  No, no, no, we're moving to my mom and dad's and it's a farmhouse off the side of a two lane highway.

• 1:26:46Caleb Hammer?

  Thank my goodness, especially for the sake of your kids, man. Um, I mean, yeah, I'm sorry. Have you ever confronted her about this drug use?

• 1:26:56Speaker 02

  I have, and she tells me it's not happening.

• 1:26:59Caleb Hammer?

  And what's the proof that she's willing to provide?

• 1:27:03Speaker 02

  I've tried getting her to take a drug test and then her parents would push back on it and say, no, she don't need to do that. Why would you make her do that?

• 1:27:09Caleb Hammer?

  Okay.

• 1:27:10Speaker 02

  Her parents enable her a lot.

• 1:27:12Caleb Hammer?

  Yeah, I would say so. And then what else?

• 1:27:14Speaker 02

  Um, she claims she got drug tested at Subway when she started.

• 1:27:16Caleb Hammer?

  Oh, okay. Well, that would be a thing, right?

• 1:27:18Speaker 02

  I never had to take her to like, because most places when they drug test, they'll take you to a separate facility to do that.

• 1:27:23Caleb Hammer?

  Yeah.

• 1:27:23Speaker 02

  That's what happened when I was installing internet for a living.

• 1:27:26Caleb Hammer?

  Well, we also looked it up. Subway does not require.

• 1:27:29Speaker 02

  Yeah.

• 1:27:29Caleb Hammer?

  So why would you make that excuse?

• 1:27:36Caleb Hammer?

  Why would you even lie about that? You haven't been drug tested for Subway. I have actually. It's not a thing.

• 1:27:46Caleb Hammer?

  Uh, maybe like the franchise specifically does, but Subway does not typically drug test hourly crew members for employment.

• 1:27:57Speaker 02

  It could, I mean, it could be the franchise, but.

• 1:28:00Caleb Hammer?

  Maybe, but also he's never had to take you anywhere.

• 1:28:05Caleb Hammer?

  You go to a then. You pick up homeless men and jerk them off.

• 1:28:13Caleb Hammer?

  You leave for hours unknown, turning off your location, being found on the side of a highway. Lie, most likely lying about a drug test. What would you expect us to believe?

• 1:28:28Caleb Hammer?

  Well, and that's why we will confirm it in the post show. Never had someone to take a drug test. And honestly, if you didn't do the DNA test, and I think I understand why you did. We would have made you do that. I would love to go full Maury. Why not? Let's combine every show people compare us to.

• 1:28:47Speaker 02

  Well, the DNA test was more, I started watching the Andrew Tate shit. And then I was like, well, you know what? Let's do it.

• 1:28:54Caleb Hammer?

  What?

• 1:28:55Speaker 02

  I started becoming like one of those Tate guys, just listening to the shit he says.

• 1:28:59Caleb Hammer?

  Don't usually people get fit who listen to that?

• 1:29:02Speaker 02

  Sometimes, yeah.

• 1:29:03Caleb Hammer?

  Or you're just going to become an incel freak?

• 1:29:05Speaker 02

  No, I, I have a lot of physical pain that keeps me from working out as much as I can.

• 1:29:10Caleb Hammer?

  You're fat.

• 1:29:11Speaker 02

  I know.

• 1:29:12Caleb Hammer?

  What do you think physical pain is usually amplified by dramatically?

• 1:29:16Speaker 02

  Being fat, I know.

• 1:29:17Caleb Hammer?

  Where's your physical pain?

• 1:29:19Speaker 02

  Uh, lower back, middle back.

• 1:29:21Caleb Hammer?

  You're fat!

• 1:29:23Speaker 02

  Shoulder, knee.

• 1:29:24Caleb Hammer?

  No shit. No shit. Okay, your debt minimums payment is 558. With your parents, what's your rent gonna be?

• 1:29:33Speaker 02

  Uh, we haven't fully discussed it, but we're in the ballpark of six to 800.

• 1:29:36Caleb Hammer?

  Let's call it seven then, including utilities?

• 1:29:39Speaker 02

  Yeah.

• 1:29:40Caleb Hammer?

  Okay.

• 1:29:40Speaker 02

  I just gotta have them.

• 1:29:41Caleb Hammer?

  Is that gonna include internet as well?

• 1:29:43Speaker 02

  Yep.

• 1:29:44Caleb Hammer?

  Okay. What's your phone bills?

• 1:29:47Speaker 02

  Uh, the phone bill is one ten a month.

• 1:29:50Caleb Hammer?

  Hey, court's gonna be on your side. Kick her ass out. Uh, gas from drive, drive. Now, besides what your dad pays for, how much do you think is extra?

• 1:30:01Speaker 02

  It, I guess it varies because

• 1:30:06Speaker 02

  a lot of times I'll, he'll let me fill up every morning on his fill card for the work. Um.

• 1:30:12Caleb Hammer?

  Come on, what do you think? We're just averaging.

• 1:30:15Speaker 02

  Uh, let's say two to 400, including.

• 1:30:18Caleb Hammer?

  Okay, we'll do 300 then. Car insurance, how much?

• 1:30:21Speaker 02

  Uh, the car insurance is 360.

• 1:30:24Caleb Hammer?

  Necessary food, groceries. This is what I'm gonna do for the two kids, for you, and you're gonna be cooking. And we should kick her out, but if not her, I'm gonna do 900 bucks. Meal prep, meal plan, follow the meal plan. You're warming up a lot of food. And remember, you already have food stamps, so I'm gonna actually just, I'm gonna do it 400.

• 1:30:45Caleb Hammer?

  Scammers, pieces of shit.

• 1:30:49Caleb Hammer?

  Uh, TP fund, anything else you need to survive for you and the kids? I'm gonna do 250. Shut the up. I'll tell you what, what, what?

• 1:30:57Speaker 02

  None.

• 1:30:58Caleb Hammer?

  Shut up. 250. That ebbs and flows. No, it doesn't count for meth or whatever it is. You probably do. We'll find out. If your drug test comes back clean, I'm gonna be so impressed. Medical healthcare copays on a monthly basis. You guys are probably on Medicare, Medicaid.

• 1:31:11Speaker 02

  Yeah, I haven't paid in copays.

• 1:31:14Caleb Hammer?

  I'm sure. Subscriptions. I will give you 50 bucks. You, any pets?

• 1:31:20Speaker 02

  No.

• 1:31:21Caleb Hammer?

  Thanks. You have a gym?

• 1:31:27Caleb Hammer?

  Uh huh. I'm sure. Anything else that needs to be in this budget that I have not put in?

• 1:31:37Speaker 02

  Nothing I can think of.

• 1:31:45Caleb Hammer?

  $2,728. You're behind. Here's what I actually recommend. You, one, you just need to get a job, buddy. Like, what the fuck are we doing here? Get the course career certification, maybe get into some trades, do some stuff. Try to definitely get on a diet. Stop with the full calorie sodas. You either drink the gamers up or Coke Zero. I don't care. Let's stop. You gotta stop drinking calories. We need to cut our weight. That'll help with your pain and that'll allow you to be more productive.

• 1:32:18Speaker 02

  Yeah.

• 1:32:18Caleb Hammer?

  That'll allow you to be more productive. So the thing is, and then yes, you're gonna be following this budget. I would just stop paying on your desk besides your car. Truly, because you can't afford them and roof overhead is what matters more than anything. If you can change your behavior, I'll allow you to go through bankruptcy and you gotta sell the truck. It's not an option. You have to put it towards the truck, immediately pay off your credit one, stop using that shit. And put it towards the car. We need to pay off the car as quick as we can. We need it. You need to be debt free. You don't make enough money.

• 1:32:46Speaker 02

  Yeah.

• 1:32:46Caleb Hammer?

  But you need to go make 4,000 hours a month. You need to leave her. She will never stop cheating on you. She said that here. She's being surprisingly honest and I appreciate it. So your one good quality is you can't seem to lie.

• 1:33:02Caleb Hammer?

  You need to leave her, move in with your parents, see if we can get that rent closer to zero. Take care of this debt. Get rid of your truck. Leave the whore. Take care of your kids that are gonna need a father in their life. Take care of your health because they're gonna need a father in their life.

• 1:33:18Speaker 02

  Yeah.

• 1:33:19Caleb Hammer?

  Get them away from these horrible grandparents from her side. Horrible mother. The court will be on your side. I promise you. Like, what the fuck are we doing? You're, you should be taken from your kids. Do you understand that? You take them to the side of the, you take them for you to go get.

• 1:33:38Caleb Hammer?

  I've never advocated for children to be taken away from kids on this show. And it's not something I would say lightly.

• 1:33:46Caleb Hammer?

  You are a bad mother of bad partner. And you need to get rid of this shit and sell the truck to get you there quicker. I don't know, but only do that if you change your behavior. I need to do this drug test and there's of, of course, there's even more things for us. Let's get the hammer financial score for us. Spending in a budget, stop shaking.

• 1:34:03Speaker 02

  Sorry.

• 1:34:04Caleb Hammer?

  Spending in a budget, you overspend clearly, zero out of 10, death is corrections. Guys, I'm sorry. You don't have real, like retirement. No, you don't have anything. Hammer financial score is zero out of 10. Get yours at Calebhammer.com. Now join us in what is guaranteed to be one of the best post shows ever. Plus, there's so much more we haven't talked about. I cannot wait. You have no idea. Uh, join Hammer Elite by clicking that join button or that link below, or by downloading the Hammer Elite app. Or by going to hammerelite.com, wherever you want to be a member, either on YouTube or on Hammer Elite. It is the same membership on both platforms, just trying to give you as many choices as possible. Three premium shows every single day, six days a week. That's why there's 120,000 monthly active members, because it's incredible. See you in the post show.

• 1:34:45Caleb Hammer?

  I am gonna have you and Sarah go to the women's restroom. We're gonna make sure that no one's in there. I just want to make sure that you're in there. There's like a big stall. Just make sure that she follows those instructions. Uh, and we'll have the answer in five minutes. James said she's never had an issue with drugs or pills before. And then I get on the phone with Sarah and Sarah says, oh yeah, I used to be a big old pill popper before I met him. And that she had a Benadryl issue while y'all were married and you said it's me and the kids or these damn pills. I just launched the brand new Hammer Elite app available on every major platform. So you can watch every show anywhere you want. You'll get three exclusive dedicated shows every single day, Monday through Saturday.

• 1:35:27Caleb Hammer?

  Refer a friend after you sign up and you get an additional 30 days of Hammer Elite access for free. Download the Hammer Elite app by using the link in the description or pin comment down below. This is the best membership you'll ever join and that's a promise. I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship. I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food. And we'll have a great time hanging out. Go to Calebhammer.com slash apply or click that link in the description below.

• 1:36:01Speaker 00

  Now, more than ever, we need someone on our side, but Rob Whitman? Whitman's votes drove up costs, cut Medicaid and risked 350,000 Virginians healthcare to pay for tax breaks for himself and his donors. He's not on our side. Shannon Taylor will fight corruption, cut taxes and bring down costs. This November, vote for Shannon Taylor. She's for us. Paid for by HMP, the House Majority PAC dot com. Not authorized by any candidate or candidate's committee.