Pod Insights Earn Your Leisure The AI Strategy That Pulled Meta Back Into the Game Quotes “They have 3.4 billion across their platforms?” Unnamed speaker · 7:40 · Share this quote “They could generate up to $30 billion in revenue by, by 2030.” Unnamed speaker · 6:53 · Share this quote “You need Instagram for your news. You need Instagram for your amusement.” Unnamed speaker · 12:05 · Share this quote Chase Freedom Flex 0:40–1:00 Apple Card 1:10–2:38 Empower 2:26–3:15 Grainger 3:16–3:45 Empower 13:00–13:29 Cincinnati Insurance 13:42–14:37 About this episode Subscribe and watch more videos
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Transcript 0:00 Speaker 00 This is an iHeart Podcast. Guaranteed Human.
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2:35 Speaker 03 Terms and more at applecard.com. Earners, what's up? Look, building wealth isn't just about making money. It's about knowing where your money is working for you. That's why we partnered with Empower. Empower is all about helping you invest well so you can go out and live a little. Their free Empower Personal Dashboard gives you a complete view of your financial life in one place. Track your net worth, monitor your budget, analyze your investments, set retirement goals, and more. You've worked hard for your money. Now make sure it's working hard for you. Download the Empower Personal Dashboard or visit empower.com. Not an Empower client, paid or sponsored.
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3:46 Speaker 05 Um, for sure. Okay, let's talk about Meta.
3:51 Speaker 06 And really quick for the person who said, what happened to the crash in 2027? I said two weeks ago, it's not going to be a typical crash. It's going to be economic crash as expressed in the McDonald's, Under Armour, Lowe's, Home Depot chart. It's going to be the crash of the have and have-nots. They're gonna make sure that the money flows to the haves, which is the stock market, public equities. And then, if you're not invested, you're going to be penalized and punished. I appreciate you. Back to you, driver shot. Too many of you spend time making snarky comments opposed to just running the bag up.
4:26 Speaker 06 But let me help you. Can I sponsor his, uh, his, his, his membership into E Y L University?
4:34 Speaker 05 Absolutely.
4:36 Speaker 06 See, I'm a talk shit and give. But I want you only talk shit if, if like when you check that portfolio, that shit say got some commas in it. But let me sponsor you into E Y L U.
4:49 Speaker 03 Run up the commas. Run up the commas.
4:53 Speaker 06 Please.
4:57 Speaker 05 Meta, Meta was up $76 today. And it's up 34%, I believe, for the month. So it's, it's having a strong rally right now.
5:09 Speaker 05 So you talked about the new AI that is, that is rolling out. So Meta, a company that we've been talking about for so long.
5:20 Speaker 05 I personally always respected what Meta built. And I always respected the legacy of Instagram.
5:31 Speaker 06 Legendary, life-changing.
5:33 Speaker 05 Yeah, for sure. And the, and the brilliance of WhatsApp. And the brilliance of Facebook, too.
5:41 Speaker 05 And here we are now. So Meta, what is the deal with Meta?
5:51 Speaker 03 Meta is, uh, obviously, when you talk about the difference a month makes, right? Think about this, a month ago, they were sitting in front of Congress selling a lawsuit because of some of those apps that you just spoke about. And what we saw today, although those apps are prominent in the wheelhouse of Meta, what they have now created, and we talked about it a few weeks ago. I think last week I asked you if you use Muse. Shout out to the Meta team, they had sent it over. And I was like, look, y'all got something that's incredible. Right, in terms of ease of use, this is probably the easiest one in terms of AI agents that I've seen because of how simple it is to use. So much so, that was last, like, two weeks ago, we got it. Last week, we spoke about it.
6:35 Speaker 03 If you look in the App Store right now, it's the number one free app in the App Store. In front of ChatGPT. What does that mean for Meta? Well, based on what we saw today, shout out $82, they're looking at it now, hey, we have now a wheelbase to generate income from subscriptions. And so they're already estimating that they could generate up to $30 billion in revenue by, by 2030. So why is that important? Because we know the ad business is like the predominant revenue source when we're talking about Facebook and we're talking about Instagram. But now you have a new source with AI. They tried it with Meta AI, kinda didn't go the way we thought. They had Menace, and then we, we saw what happened with Menace.
7:19 Speaker 03 But that was the first indication that, hey, we need to have a new revenue source. And now what we've seen with Muse, they got something that is functional, that's easy of use. And I'm telling you, once people start using it, this is gonna be the thing. Because it already has so much data because of the database that Meta already consists, right? You're talking about, I mean, 8 billion people in the world? They have 3.4 billion across their platforms? So you're talking about nearly 45% to 50% of, of the population, they have their data. So now what can you do with that? This is a, this is a, a key moment in, in the history of Meta. Number one, because of what they just came from a month ago. But also, think about the times. On Wednesday, they're gonna have their tech summit.
8:05 Speaker 03 And so there's an anticipation that there's more things to come. There's gonna be more talk about what they're gonna be doing with Muse in terms of AI. Everybody was saying, hey, that capex spend is too much. How are they gonna justify it? How are they gonna justify it? Well, this is the first sign that we're seeing of a capex spender, a hyperscale spender, saying, hey, we now have a revenue generator, which is a, a change in the story, that narrative of how are they gonna make money? How are they gonna make money? They keep spending. Well, here we go. Here comes Muse.
8:35 Speaker 06 They've done a great job. I want to talk from a technical level first. Anytime Meta's kinda hovered around at 523, 60 to 485 level, it was a great area to buy. So, um, Jensen has talked about it being like a value hyperscaler. For a long time, um, Meta opened up at 662, 73. It spent most of the year underneath that, that yearly open. But anytime that they've hovered around that 540 and down price, it was a really good time to buy. For my swing traders, if you've been swinging this for a couple of months, one of the key levels I was looking at was 693, 4 to break above. We're clearly above there now.
9:19 Speaker 06 But I think this is a prime example of, and I've said it at the top of this year, I think they've been grossly mistreated for how they ran the company because I think they've done an incredible job. But with this introduction and the Instagram Plus and a few other initiatives that they have in place, I think they will be, um, fine long-term. Four-year revenue up 22%. Operating income is up 20%. Operating margin, approximately 41%. Net, net, um, income is $60 billion. Ad impressions is up 19%.
9:53 Speaker 06 I think if we are going to talk sector rotation, which I hate, I think they got pummeled because there were so many other stocks that were giving a higher return. But if you're looking long term,
10:07 Speaker 06 you would be remiss to not buy this one at that price in that five to forty to five fifteen range and hold it for long term.
10:16 Speaker 03 Yeah, on August 24th, it was sitting at five fifty five.
10:22 Speaker 03 August twenty, less than a month ago, five fifty one on August 24th. And here we are getting ready to test new all time highs up there over, over eight hundred. Yeah, I, I think it's just a race to eight hundred at this point. I think it's, it's a definitely race there. What's interesting about Zuckerberg is like, we've seen this happen so many times. He goes to Congress, he has a product that doesn't work. They still rebound, right? It was, whether it was the metaverse, changing the name of the company, they still rebound. When it was the Oculus and it was, you know,
10:55 Speaker 03 that didn't kind of pan out the way they thought because they, they tried to buy a celebrity, didn't have any functionality. They, here comes Muse, man, it didn't work. Here comes Muse. He's just has a, a way to just maneuvering through turbulence and keep, keep the ship going, you know, to, to all time highs.
11:14 Speaker 05 Well, they have an essential product and sometimes you just got to use the eye test. That's why I was never really concerned that TikTok was going to overtake Meta because they have a core fan base that was never going to go over to TikTok. They do have, still have some problems with probably young, really young kids, but millennials and Generation X are all on Instagram. And the baby boomer generation is all on Facebook. And if you want to communicate with anybody that does not live in America, you have to use WhatsApp. So they essentially, they essentially have three pools of, of people. And how can you lose when you literally have half of the world's population that depends
11:58 Speaker 05 on you in one, in one way or another? Cause it's not just a social media app, it's a dependency app. You need Instagram for your news. You need Instagram for your amusement. You need Instagram for your relationship dating, um, life.
12:15 Speaker 06 Facts. Now you're cooking my boy.
12:17 Speaker 03 Earners, what's up? Look, every purchase is a financial decision. So it's worth asking, what am I getting out of this? If you're using the Chase Freedom Flex Card, you can maximize your cash back on things you need. Groceries and gas, cash back. Dinner, cash back on that too. More ways to earn, more ways to get rewarded. Sign up for the Chase Freedom Flex Card. Learn more at chase.com slash get flex. This is a paid collaboration with Chase Freedom Flex. Cards issued by JP Morgan Chase, N A, member FDIC. Subject to credit approval. Offer subject to change. Terms apply.
12:53 Speaker 03 Earners, what's up? Look, building wealth isn't just about making money. It's about knowing where your money is working for you. That's why we partnered with Empower. Empower is all about helping you invest well so you can go out and live a little. Their free Empower Personal Dashboard gives you a complete view of your financial life in one place. Track your net worth, monitor your budget, analyze your investments, set retirement goals and more. You've worked hard for your money. Now make sure it's working hard for you. Download the Empower Personal Dashboard or visit empower.com. Not an Empower client, paid or sponsored.
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15:39 Speaker 06 Hey, I'm Niall Rogers. This fall, I'll be driving across the country, meeting some of today's coolest and most fascinating artists. We'll explore the stories before the moments that changed everything. Because every musician remembers the moment where it all began. Experience Before the Moment, a Lincoln original series on the iHeartRadio app, YouTube, or wherever you get your podcasts.
16:10 Speaker 00 This is an iHeart Podcast. Guaranteed Human.
Topics Meta Instagram Muse Facebook TextNow JP Morgan Chase WhatsApp TikTok App Store 5G Next The Truth About NIL What Every Athlete & Parent Needs to Know Page updated November 14, 2026 · transcript and summary are machine-generated