404. I want to do everything, so I do nothing

Why is it that we can have a million visions, dreams and goals for how we want our life to be, but we can't seem to execute any of them? Is it laziness? Lack of discipline? Or fear? In today's episode, we break down the analysis paralysis that comes with wanting to do everything, and instead doing nothing at all. Our discussion includes: The three types of fear keeping us stuck The most famous study on decision making! The psychology of regret How to choose what path to follow first Dealing with the judgement of others And so much more! Happy listening! Watch on Netflix: HERE https://netflix.com/thepsychologyofyour20s Follow Jemma on Instagram: @jemmasbeg https://www.instagram.com/jemmasbeg/?hl=en# Follow the podcast on Instagram: @thatpsychologypodcast https://www.instagram.com/thatpsychologypodcast/?hl=en# Subscribe on Substack: @thepsychologyofyour20s https://substack.com/@thepsychologyofyour20s For business: [email protected] mailto:[email protected] For business: [email protected] mailto:[email protected] The Psychology of your 20s is not a substitute for professional mental health help. If you are struggling, distressed or require personalised advice, please reach out to your doctor or a licensed psychologist. See omnystudio.com/listener https://omnystudio.com/listener for privacy information.

Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:00Speaker 00

  This is an iHeart Podcast. Guaranteed Human.

• 0:04Speaker 01

  OnDeck is built to back small businesses like yours. Whether you're buying equipment, expanding your team, or bridging cash flow gaps, OnDeck's loans up to $400,000 make it happen fast. Rated A plus by the Better Business Bureau and earning thousands of five-star TrustPilot reviews, OnDeck delivers funding you can count on. Apply in minutes at ondeck.com. Depending on certain loan attributes, your business loan may be issued by OnDeck or Celtic Bank. OnDeck does not lend in North Dakota. All loans and amounts subject to lender approval.

• 0:32Speaker 02

  This is the story of the one. As a shipping manager, he's running the dock, stocking supplies, and making sure every order goes out on time. And Grainger helps him stay prepared. From shipping supplies to PPE to hand tools, he counts on Grainger to keep products moving and trucks rolling. So his operation runs smoothly, no matter the shift. Call 1-800-GRAINGER, click Grainger.com, or just stop by. Grainger, for the ones who get it done.

• 1:02Jemma Sbeg?

  This episode is sponsored by Gymshark. Gymshark has spent over 14 years obsessing over gym clothing and the people who wear it. And let me just say, I think we all know they are very, very good at what they do. No, seriously, their stuff is so good. Their everyday seamless collection is light, it's soft, it's stretchy. All of their stuff just looks good on, and it's made for people who love to exercise, whatever exercise that is, lifting, cardio, Pilates, running around campus, maybe just doing errands. Discover Gymshark and find your new favorite gym clothing at gymshark.com.

• 1:39Jemma Sbeg?

  No one's journey is the same. That's why Delta SkyMiles moves with you. Whether it's earning miles from coffee runs to flights, to redeeming for vacations your way, or even unlocking exclusive experiences, a SkyMiles membership fits into your lifestyle, letting you do more of what makes you you. It's more than travel, it's the membership that flies, dines, streams, rides, and arrives with you. Because when you have a membership, that's as unique as you are. There's no telling where your journey will take you next. You know that feeling when your skin just needs a tall drink of water? That's what Clinique Moisture Surge 100 Hour Moisturizer is for.

• 2:21Jemma Sbeg?

  Moisture Surge 100 Hour Moisturizer absorbs instantly and hydrates for 100 hours for plump, glowing skin. That's right, 100 hours. It is a lightweight, oil-free gel cream, safe for sensitive skin. It's allergy-tested and fragrance-free. I use this all the time. It makes my skin feel so fresh and plump and glowy. Even under makeup, I still see an amazing difference. It never leaves my skin oily or tacky. Try Clinique Moisture Surge 100 Hour today at clinique.com. Feels like moisture surge.

• 3:05Jemma Sbeg?

  Hello, everybody. I'm Jemma Sbeg and welcome back to the Psychology of Your 20s, the podcast where we talk through the biggest changes, moments and transitions of our 20s and what they mean for our psychology.

• 3:27Jemma Sbeg?

  Hello, everybody. Welcome back to the show. Welcome back to the podcast. It is so great to have you here, back for another episode as we, of course, break down the psychology of our 20s and back for a very important episode at that. I want to do everything, so I do nothing. This is our topic for today. I have so many dreams for myself and my life, but I don't chase any of them. I hear this all the time from people in their 20s. In fact, I think it is the biggest worry I hear from people during this decade. And it's also a major root of so much dissatisfaction, not just now, but in the future.

• 4:10Jemma Sbeg?

  Obviously, it doesn't always sound like that, right? It doesn't always sound like somebody being like, I wanna do everything, but I do nothing. It sounds like, I don't know which of these jobs to choose, so I'm just gonna stay where I am. It sounds like, I don't know whether to stay or leave my relationship, so I guess I'll just stay. I don't know whether to honor my passions or my need for stability, so I'll do neither. I don't know whether to travel or whether to save, so I won't do either as well. All of it is the same. It all comes back to this core dilemma. Our expectations for ourselves, our, our dreams, I guess, are so heavy that they often keep us pinned to one place. Safe, but not very happy. This conundrum is so interesting to me because

• 4:55Jemma Sbeg?

  it's not that you can't achieve what you want if you set your mind to it. It's not that there is a lack of things that intrigue you, or a lack of opportunities, or ambition. In fact, I normally find that people who get stuck in this situation have an excess of ambition. Psychologically, it's about regret, right? And more than that, it is about fear. It is very easy, from the outside, to look at someone who is stagnant at this point in their life and to assume that they are just lazy, they lack discipline, they lack motivation, they lack structure. I would say eighty percent of the time, for people in this situation, that's not their problem. A lack of discipline is not the problem.

• 5:40Jemma Sbeg?

  It is this fear that's holding them back from just choosing somewhere to direct their discipline. So today, we're gonna talk about what's really going on and also my guide to taking all those options, taking all those dreams and committing, choosing, chasing what you really want, even if you are entirely unsure how it's gonna turn out. So, without further ado, let's get into the episode.

• 6:08Jemma Sbeg?

  Let's return to this main dilemma, wanting to do it all, not knowing which path is worth trying first, so doing nothing. This has been something that personally I've been dealing with a lot recently. Um, let's get candid for a second. I'll be totally honest. I've been doing this podcast for five years now, literally for my entire twenties, minus like one or two years. I honestly want to do beyond this before I turn thirty. Um, and I just can't seem to take a step towards anything. I feel like I have a new brilliant idea every week for how I want these last few years of my twenties to go. You know, I really want to go back and get my PhD like I always wanted

• 6:48Jemma Sbeg?

  to. That was my path before this podcast happened. You know, I really want to launch a business. I want to write another book. I think about a business idea like every day. Part of me also just wants to do nothing, but I have done none of these things. Um, I think maybe because I'm leaving this invisible space for the most perfect, fully formed idea to like come along and like to have the space to complete it. I want to have this like full body confirmation reaction that I had when I started the podcast. That's like the only time I've ever felt that. And because I feel like I felt that once, and because I took this one big risk, I'm like, oh, maybe I don't need

• 7:28Jemma Sbeg?

  to take risks anymore. Maybe I just need to coast. Maybe it really just comes down to this sense of like, I've just, I don't know, I feel like life has gone so well. I've got all this privilege. Taking the wrong step would be a disservice to everything that's gone well in my life. And I'm so young that like to set off in the wrong direction feels like it would have such major consequences for me. So let's interrogate why that is because you guys know I have a deep hunger for self-awareness. I'm not somebody who can leave my problems alone. This is what I've concluded from the research. This is why I feel like I'm staying still, as I'm sure many of you are as well. I know I mentioned fear.

• 8:12Jemma Sbeg?

  What I've realised is that it really comes down to three distinct fears. The fear of regret, the fear of failure and the fear of being judged, the fear of being seen. Those kind of feel like similar fears, they are really, really different. Let's start with the biggest primary fear for so many of us. The fear of regret, the fear that we will choose one of these paths one day. We will choose that one, that path branching out in front of us. And we will find ourselves five, 10, 15 years down the line in a place we don't wanna be. And unable to change it. We will find ourselves deeply resenting the version of us right now. Who didn't know any better and chose the wrong path.

• 8:58Jemma Sbeg?

  The interesting thing about fearing regret or fearing the wrong outcome. Is that you're really just worried about a lack of control, right? It's actually quite a human fear. And you're really just worried about putting things in motion that will be unchangeable. And what it really comes down to is this deep knowledge that we as humans have less control than we think. But also our time here is finite, right? We can't do it all. So how do we know with certainty? What choice is gonna maximize our pleasure and our happiness whilst minimizing our pain? Which one of these is gonna be the perfect combination of max pleasure, minimal pain? The thing is, we don't. We only know in hindsight.

• 9:39Jemma Sbeg?

  Sometimes we don't even know in hindsight because there's no way of knowing if another path would have turned out any better. Really, at this point, like you just have to bet on the one you think is best. What's ironic as well, and I think is a core part of this, is that the more choices we have. The more impactful and the more severe our paralysis analysis normally is. Which is funny, right? I think there's this logic that more choice and more ambition, more dreams. Means it will be easier to choose because the right one is gonna stand out. Unfortunately, like that is not the case. There is a term for this. Um, you've probably heard it, you've probably even heard it on this podcast.

• 10:23Jemma Sbeg?

  It is called the paradox of choice. The paradox of choice um was, it kind of first appeared, actually it didn't kind of, it first appeared. As the title of a book by this American psychologist, his name is Barry Schwartz. And in this book. Barry talks about a very, very famous study, probably one of the most famous psychology studies of all time. It was conducted in the year two thousand. What it involved was a researcher, a researcher setting up a jam stand at a local supermarket. On day one, she has twenty four jams. On day two, she only has six jams. The researcher was like, based on what I think I know about human psychology, when I have twenty

• 11:05Jemma Sbeg?

  four jams, more people are gonna buy a jam because their preferences are gonna be reflected and represented by my options. The truth that really shocked researchers was when there were twenty four jams, only three percent of people were able to make a decision and purchase something. When there was six jams, thirty percent of people who came to the stand bought a jam. Why? Because when we have too many choices, it actually doesn't equal freedom, it equals overwhelm. The pro con list that our mind is mentally working through is too large. It's too large to compare fifty options against each other versus two.

• 11:50Jemma Sbeg?

  And the risk of disappointment also increases with each new potential jam because each new potential jam offers, you know, a whole new flavour that we could really, really love. We're not really talking about jam, right? We're not talking about jam, talking about our lives. And we're talking about the potential decisions or ideal selves or futures that we want to inhabit. It is paralyzing and it also makes us feel silly to be complaining about having so many options, so many goals, that we can't choose one. But it stomps your brain. It creates the I do nothing part of this equation, mainly because of cognitive overload.

• 12:33Jemma Sbeg?

  And because of the possibility of making the wrong choice is so large and profound that it drives our behaviour, kind of counterintuitively, to make no choice. So that's the fear of regret. Second is the fear of failure. This is different from our fear of regret because our fear of regret is about a fear of inaction. So like leaving a stone unturned, leaving an opportunity not taken. Our fear of failure is about the fear of action and the fear of making a tangible mistake rather than a mistake derived from not doing anything at all. It is the fear of committing and then being disappointed.

• 13:14Jemma Sbeg?

  Or being, you know, not being able to meet the expectations for this dream. Or this life that we wanna create. You know what? That's a possibility. It's a real possibility. We might not have what it takes. And it really stings to think about it. Because it gets all tied up in our self-worth, our self-esteem, our ego, like those little pesky things that we have to deal with. Nobody wants to feel like they weren't good enough or big enough for their dreams. Or that they got so, so close and missed it because of something that they did. That is a big reality to consider. And you know what? Sometimes people do decide.

• 13:59Jemma Sbeg?

  I don't think I could survive that, so I don't wanna take that risk. The fear of failure is too loud. But I truly believe that like a lot of this really comes down to a lack of self-acceptance. And more specifically, a lack of self-trust. Like this belief that like bad things could happen and you won't be able to survive them. If things do not grow perfectly well, you will not live. You will not be able to endure it. Failure will become you. Failure will be a permanent state of mind that you will remain in. The thing is, it's not and it won't be. You can try again and again and again and again. In fact, most people do and will. You're gonna be totally fine. In fact, a little bit of failure, I think especially in your twenties, is like healthy for you.

• 14:41Jemma Sbeg?

  It's part of a healthy emotional diet because it proves you are trying and you're putting yourself in the path of luck and opportunity. And it didn't hit you this time, but it could hit you next time. I also think that's why, again, inoculating yourself against failure as early as you can in life, in your twenties. Like, basically allowing little failures.

• 15:04Jemma Sbeg?

  To come in proves how capable you are of surviving what might be a bigger failure. And if you want a big life, like that may one day present itself. The possibility of big failures is gonna be there. But it's no big deal. You've inoculated yourself. You got the failure vaccine. Like, it is nothing that you can't handle. There is this incredible piece of psychology research from two thousand and three titled Fear of Failure, Friend or Foe? Which basically talks about how our fear of failure is not a singular thing. Your fear of failure can either lead you to work harder. This is what they call an overstriver response to failure.

• 15:47Jemma Sbeg?

  Or it can lead you to develop defensive behaviours. This is called a self-protective fear of failure. So overstriver or self-protective. The thing is, you wanna be an overstriver. If you cannot stop fearing failure, at least fear failure in a striving manner. Use it as a motivator, not as something that's gonna handicap you from the start. Use it as something to look at and be like, I don't want that. And the biggest failure is not choosing, I'm gonna work really hard. Our final fear that we need to touch on today is the fear of not just failing, the fear of being seen to fail, or the fear of judgment from others. Also, part of this is, with all these choices, sometimes the fear of confusing people with your direction.

• 16:32Jemma Sbeg?

  Sometimes like something not going right, choosing something else and thinking that people are gonna judge you for that. When I talk to people who have this similar, I wanna do everything, so I do nothing fear. This actually comes up so often. It's this idea that we have promised people, we are this one type of person committed to doing this one type of thing. And so choosing something different or veering off course, maybe that makes us a liar. Maybe people would think weirdly, strangely about us. Maybe they would think that like, we're not disciplined, or like, we're entitled, or like, we just can't choose a lane. That potential for social judgment keeps us small in anticipation.

• 17:14Jemma Sbeg?

  To this, I say, literally, who cares? Be multi hyphenate. Have the courage to just say. That didn't work out. What's next? Have the courage to confuse people with how many interests you have. If they're thinking about you that much, you win. You are the one with the mental real estate in their mind. You're the one with the goals big enough that they are on their radar. That's crazy. That person's thinking about your goals, probably more than you're thinking about them. You're the one with the audacity to try, rather than just to judge others for trying. That makes you a winner. Even if you publicly fail at something or whatever it is you're trying, you still win.

• 17:56Jemma Sbeg?

  Sometimes even having that rather slightly existential mindset of nobody's gonna remember this anyway is really powerful. It's a very stoic mindset to have because you put distance between yourself, the potential outcome and this person's potential opinion, and you see it really clearly in the grand scheme of things. Their opinion will not matter on your deathbed. What will matter is realizing you didn't do the things your heart really called you to do because of their opinion. That will matter. You know what will also matter? Getting to tell yourself the story that you did it anyway. Having a life of alignment, freedom, purpose,

• 18:41Jemma Sbeg?

  that that person could never dream about because you just said, I do not care. Thank you for your opinion. Have a nice day. Sometimes, and this is another mental exercise I do, it's really helpful to see life as divided into teams. The people who had the audacity to try and the people who didn't. Which team do you think is having more fun? Which team do you think is happier? Which team do you think is having a better time on this earth? The audacity team, duh. Be part of that team. Okay, we're gonna take a short break here, but when we return, I wanna give you a guide to picking. Let's, let's pick together. What are you gonna do first? What's the interest that you're gonna commit to today?

• 19:23Jemma Sbeg?

  Stay with us. We're gonna reveal all after this short break.

• 19:33Speaker 04

  OnDeck is built to back small businesses like yours. Whether you're buying equipment, expanding your team, or bridging cash flow gaps, OnDeck's loans up to $400,000 help make it happen fast. Rated A+ by the Better Business Bureau and earning thousands of five-star TrustPilot reviews, OnDeck delivers funding you can count on. Apply in minutes at ondeck.com. Depending on certain loan attributes, your business loan may be issued by OnDeck or Celtic Bank. OnDeck does not lend in North Dakota. All loans and amounts subject to lender approval.

• 20:02Jemma Sbeg?

  This episode is sponsored by Gymshark. Gymshark has spent over 14 years obsessing over gym clothing and the people who wear it. And let me just say, I think we all know, they are very, very good at what they do. No, seriously, their stuff is so good. Their everyday seamless collection is light, it's soft, it's stretchy. All of their stuff just looks good on, and it's made for people who love to exercise, whatever exercise that is. Lifting, cardio, Pilates, running around campus, maybe just doing errands. Discover Gymshark and find your new favorite gym clothing at gymshark.com.

• 20:39Jemma Sbeg?

  I've been approaching my health really differently this year. I used to be really focused on maximizing and doing more. And now I'm just realizing that if I listen to what my body needs, I perform way better. And that's why I am obsessed with my Whoop. Truly, you guys, you know I'm such a data and information-driven person, and I love opening my Whoop app and seeing how my sleep, my stress, my strain is correlating with my mood, with my running performance, with how I'm just feeling day to day. I'm not an elite athlete by any means, but I do really benefit. And I also just really enjoy knowing more about my body. And Whoop also gives me these actionable, personalized insights that have made me more

• 21:23Jemma Sbeg?

  intentional and meant that I make smarter decisions day to day about what I need, rather than just putting my foot on the gas and just going, going, going, going. New members can try Whoop with a 30-day free trial before committing to a membership. That's join.whoop.com/psychology for your free month of Whoop.

• 21:43Jemma Sbeg?

  No two journeys look alike. That's why Sky Miles is designed to move with you wherever life takes you. Fly, it flies with you on new adventures, family getaways, business trips, and the moments that matter most. Earn, it earns alongside your everyday life. It dines with you on special nights out, it streams alongside your favorite entertainment, rides through your daily routines, and helps turn everyday moments into something more. Redeem, it helps you redeem for what's next. From spontaneous weekend escapes to the trip that you have been dreaming about, to upgrading your next trip to a premium cabin experience, the miles you've earned along the way can help take you further. Access, and it unlocks access to exclusive, one-of-a-kind experiences and opportunities

• 22:28Jemma Sbeg?

  that make membership feel rewarding long before takeoff and long after landing. Because Sky Miles is more than a travel program, it is a membership that moves with you. Fly farther, earn every day, redeem your way and access more. Because when your membership is as unique as you are, there's no telling where your next journey will take you. Growth isn't linear, there's no magic timeline or secret template, and no one understands that quite like Southern New Hampshire University. Because SNHU has online degree programs built for whatever path you are on. Tried college before? Transfer up to 90 credits. And if you're new to this, no worries. Every student gets a dedicated academic advisor.

• 23:13Jemma Sbeg?

  And here's the best part, there's no set class times, so school actually fits your life. Ready to get started? Visit SNHU.edu/psych. That's SNHU.edu/psych. Here is the truth that you've got to get really comfortable with. No, you cannot do it all. You just can't. That's one of the limits that we face. As humans with finite time, but you can do a lot more than you think. If you are able to surpass your decision paralysis. And here is exactly how I would go about it, how I'm gonna try to go about it. And how I have in the past, I will say.

• 23:57Jemma Sbeg?

  Number one, stop trying to cram sixty to seventy years of goals in life. Into the next few months or the next few years. Stop compressing your timeline and remember like, goals take time. Experiences come later on in life and in stranger ways than you would ever expect. And if you try to do everything at once, that is a very quick way to becoming disillusioned with your dreams. Burnt out by your dreams, putting a lot of pressure on yourself. And also never getting anything done, like doing it all right now would be a disaster. This is what you have to do instead. I want you to treat your twenties and with that in mind, like any decade of your life, really.

• 24:40Jemma Sbeg?

  Like it is made up of five seasons, like a TV show. I spoke about this in my book, Person in Progress, by the way, if you wanna buy it. But whether you divide your life or your decades up into seasons of two years, seasons of three years, maybe even five. And you have to find a way to mentally represent your life. So that it's not just like one clump of years extending out in front of you, one year after the next. Instead, there are segments. Each new season is gonna have different characters, different character arcs, different plot twists, different destinations, different supporting characters, like. There's gonna be so much that's gonna be different, like different seasons in a TV show, different sets, different everything.

• 25:24Jemma Sbeg?

  And in each season, you have to choose your major focus and your minor focus. And until you realize you are bored of that focus, or you've finished that focus, or you're not, you know, you realize it's not for you. You stick with it, you give it everything, you don't get sidetracked. A major focus for the next three to five years could be finish my degree, launch my business, launch my podcast. Write my book, travel, pursue acting, save for a property. And then your minor focus, which can change like every year is something like get more hobbies. Make a new friend, figure out my personal style, run a half marathon. Something that's kind of more personal, definitely something that's not as like career or finance focused.

• 26:10Jemma Sbeg?

  Two years, three years, five years, whatever segment works for you. During that time, you have to focus on your major goal. That is your only objective, because it's not going to be forever. It's just going to be for this period. And after, let's say, three years, you have all the permission in the world to try something new or to pivot or to like. Quietly know like, hey, I've accomplished that one. That's part of the, I want to do everything. I did that one thing. And that can remain stable whilst I go and do my other things. Like I can say I did it. I can say I tried it. Now it's time to go do something else. You know, when I quit my job to do my podcast full time, I did say, I'm going to give myself two years to to just give it everything.

• 26:52Jemma Sbeg?

  Now it's like been three years later. It's been three years and now I'm pivoting into doing other things. Like there are other things I want to do. I've given the podcast outside of my job such a big chunk of my time. Now I'm doing video podcasts. Now I'm writing, like writing another book. Like now I'm doing these other things like. That gets my time now and I don't feel guilty for not having given this previous thing my all. When you segment, when you say this is my time for this and later this will be my time for that. You give your individual dreams the space to breathe rather than like. Treating them like fricking caged chickens and cramming them all in with all the others. I feel like just to simplify this easily and just to make it like a a quick mantra.

• 27:36Jemma Sbeg?

  Date one dream at a time. A question that will probably come from this is like, what dream do I prioritize first? I think this is actually rather, I don't know if this is. Privilege to say, I think it's a rather easy question to answer. You just have to use your regret thermometer here. Your regret thermometer is basically like asking yourself, what's the one I'm gonna regret the most? What one hits the highest regret level in my mind? Like, what's the one that if I am on my deathbed and I, if I die in like three months, I'm gonna be like, why did I not do that specifically? That was a huge goal of mine. Why did I not do that? I also think a good exercise to do is just to sit down and really identify like,

• 28:21Jemma Sbeg?

  if I'm gonna choose the first thing I pursue, what are my values? What do I actually care about? What is the life you really want? Not the life you think you want, not the life others want for you. What is the life you want? Can you identify it? Is it wealth? Is it creativity? Is it connection? Is it comfort, excitement, adventure? If it's adventure, don't choose the strict corporate job first. Like, that cannot be the first pathway. If your priority, your main value was adventure, that can come later. If a part of you really just knows, I just wanna live a creative, artistic, free life, don't choose the dream, the first dream, to be a one that restricts you straight out the gate. Make that plan B.

• 29:04Jemma Sbeg?

  Take all the things that like you really wanna do. Write like a hu- a massive list. Actually, like, you can do this right now. Write a massive list.

• 29:17Jemma Sbeg?

  Anything that you're like, not a hundred percent, like, I would wanna give my life to this,

• 29:23Jemma Sbeg?

  cross it off for now. Something you can do later. Like, I think half the reason why we can't choose what we wanna do is because half of the things on our list are things that we don't actually care about. I think that like we sit down with all these thoughts of like, but I wanna be a doctor and I wanna be, I wanna travel all the time and I wanna run my rescue center and I wanna be an artist or I wanna be a mom or I wanna be a dad. And we're like, but wait, half those things are not things we actually wanna do. Half those things are things that we think other people want from us. Like, half those things are things that we expect ourselves to want. So genuinely, go through that list. Cross out as many as possible until you get to the one that really stands out.

• 30:06Jemma Sbeg?

  That is where your regret thermometer is gonna send you. Especially again, like, if you are in your twenties, you have so much time. Those things, those plan Bs, like, they can come later. You have heaps of time to settle. You have heaps of time for that. Just don't do it now. Like, it's always gonna be there. You can settle. That's why it's called settling. You can do whatever you want. You can't always do what you wanna do right now, whenever you want. Like, you may not have money or connections or stability, but you have gusto, you have enthusiasm. You have less obligation, probably. That is an asset. Like, that is the asset of your time. Please, please use it for something good and something fun, or use it for literally anything. Doesn't matter what, as long as you care about it.

• 30:52Jemma Sbeg?

  The third thing I really want you to do is set decision timelines for yourself. Tell yourself and commit to starting when you say you will. Make a choice by a certain date. And then if you really wanna go small, like,

• 31:09Jemma Sbeg?

  just do some micro risks. Commit for like two months. Just like go as small as possible. Just be like, I'm gonna make a decision by here, by this time. This is the decision. Now, for the next two months, two weeks, two years. Like, I'm just gonna test it out, right? Baby steps. Those baby steps are so crucial because they re- they reduce the mental threat of an all-in, like, full stakes, no take-backs life change. And that's really important because probably something you're dealing with is just a lot of overwhelm and stress. So this just lets you concentrate on what's right in front of you. Not the big outcome, like, two, three, fifteen years down the line, that is like its own scary monster level of fearful and terrifying.

• 31:54Jemma Sbeg?

  Pick something you can do in the next two months for one of your dreams and action it. Finally, I want you to remember two final things. Firstly, you can jump across timelines. Making a choice in life isn't like strapping yourself to a train aboard.

• 32:12Jemma Sbeg?

  Unmovable tracks like that you can never get off. It's like hiking through a forest. Where you can like push through the dense bush to change tracks. When you realise that you're lost, you can be flexible. If you don't like the life that you end up creating, you are not stuck there. You can borrow parts of other dreams that you have. You can go back to school. You can start over. You can practise as a novice. You can cut your own path through the forest. It's not this. You are not tied to any particular life path, just because it's the first train you got on. You can get off. There's heaps of stops for you to get off. Like, these are not locking contracts. You have agency. There are not clauses that are unchangeable. You can change at any time if you. If you want to, if you have like the spirit.

• 32:57Jemma Sbeg?

  And if you have the resources that I'm sure you do, if you're considering all these choices. And secondly, the final reminder, the one I wish I knew sooner.

• 33:08Jemma Sbeg?

  The very fact that you care now about making the right choice, shows that you will always care. The very fact that you are worrying about not being able to do it all, worrying about your future self. Worrying about regrets shows that you have accountability over your life. And if you someday do encounter a life that you didn't sign up for. That emotional reaction, that same motivation is still there and it's gonna propel you to change. I had this professor say to me once, the people who are anxious about making the right decision are never the ones I worry about. I worry about the ones who are apathetic. I worry about the ones who don't worry, because that shows a lack of buy-in.

• 33:51Jemma Sbeg?

  That like changed my life when he said that. Like, the biggest mistake you can make will never be making a mistake. It will be not having the guts to fix the mistake. Or not caring enough to fix the mistake. You obviously care. That's why you're so worried right now. You obviously will always continue to have this force and this motivation in you that will want you to change your life. So, choose whatever you choose. And you will be fine. Like, you will be okay because you are not apathetic. That's what all this worry proves. So. That is all I have time for today. That is the end of my big rant about wanting to do it all

• 34:32Jemma Sbeg?

  and not doing any of it. I hope that this has helped you make a choice. I hope that it's at least helped you to be like baby step. Like audacity takes you a long way. What am I going to be audacious about? What am I going to just concentrate on now, just for the next little while, not forever? I hope that breaking it down has made that like the process behind why this is hard and how to overcome it um, a lot easier. If you have made it this far and you were listening on Spotify, leave a comment down below. What is the dream? What is the ultimate dream that you have for your life? Why not? Put it out to the universe. What is like the thing that you really want to have happen for you?

• 35:15Jemma Sbeg?

  Put it in the comment section. Let's make like, let's just put that, put it that one inch closer to reality. Let yourself verbalize it, maybe for the first time. Make sure that you're also following us on Instagram at that psychology podcast. You can of course, share your dreams with me over there as well. I'm always receptive to hearing them, especially if like one of your dreams is starting a podcast. I'm always down to give some advice. Send this episode to somebody who you think it will resonate with. Follow us. You can also read the transcript of this episode on Substack. There are so many things that you could do with this episode. You could, you could watch it on Netflix if you wanted. I don't know if you know that. If you are new to this podcast, we are also on Netflix uh, all over the world. So if you want to watch future episodes, past episodes,

• 35:58Jemma Sbeg?

  you're more of a visual learner, that is a great place for you to go and check us out. I think that's enough plugs for me. I think I've done enough. I think I've done enough self-promotion for this episode. So yeah. Do with that what you will. And as always, at the end of every episode, you guys know I say this. Be safe, be kind, be very gentle to yourself, especially if you're like debating the future. It's a tough one to think about, but I'm a hundred percent sure you're going to be okay. We will talk very, very soon.

• 36:35Jemma Sbeg?

  This episode is sponsored by Gymshark. Gymshark has spent over 14 years obsessing over gym clothing and the people who wear it. And let me just say, I think we all know they are very, very good at what they do. No, seriously, their stuff is so good. Their everyday seamless collection is light, it's soft, it's stretchy. All of their stuff just looks good on and it's made for people who love to exercise, whatever exercise that is, lifting, cardio, Pilates, running around campus, maybe just doing errands. Discover Gymshark and find your new favourite gym clothing at gymshark.com.

• 37:12Jemma Sbeg?

  I've been approaching my health really differently this year. I used to be really focused on maximising and doing more. And now I'm just realising that if I listen to what my body needs, I perform way better. And that's why I am obsessed with my Whoop. Truly, you guys, you know I'm such a data and information driven person and I love opening my Whoop app and seeing how my sleep, my stress, my strain is correlating with my mood, with my running performance, with how I'm just feeling day to day. I'm not an elite athlete by any means, but I do really benefit and I also just really enjoy knowing more about my body. And Whoop also gives me these actionable personalised insights that have made me more

• 37:57Jemma Sbeg?

  intentional and meant that I make smarter decisions day to day about what I need rather than just putting my foot on the gas and just going, going, going, going. New members can try Whoop with a 30 day free trial before committing to a membership. That's join.whoop.com/psychology for your free month of Whoop. Hey, question, are you an extra care member at CVS? Because there is literally no reason not to be. It's super easy to join and members instantly get extra big deals on things you buy most. I mean, this is stuff you're already buying, things like snacks, personal care products, all of it. And after you join, the savings just show up. Deals refresh every two weeks, but they don't last long.

• 38:41Jemma Sbeg?

  Head to your local CVS or open the CVS app, look for extra big deals and start saving today.

• 38:49Speaker 05

  Hey folks, it's Matt Altmaix.

• 38:50Speaker 06

  And Joel Larsgaard.

• 38:51Speaker 05

  From the How To Money Podcast.

• 38:53Speaker 06

  If you travel for work like I do, you know that every trip is an opportunity to get more from the miles that you are already earning. Whether you are heading to your next client meeting or catching a flight home, those miles can go a long way.

• 39:07Speaker 05

  And for a limited time, new Delta SkyMiles Business Card members can earn 200,000 bonus miles, the highest miles offered this year, with a Delta SkyMiles Reserve Business American Express Card. Apply today at delta.com/podcast. Offer ends November 4th. Minimum spending requirements and terms apply.

• 39:25Speaker 00

  This is an iHeart Podcast. Guaranteed human.