Wallstreet Trapper: From Prison to Millions—The Brutal Truth About Money, Power & Playing the Game to Win (Fan Fav)

This is a fan fav episode. Being trilingual is considered to be rather prestigious. Speaking other languages expands your ability to communicate so greatly it adds to the perceived value people will assign to you. But, when you are fluent in Street, Hustling, Broke Money, and Wall Street it becomes the twist no one ever expected. Wallstreet Trapper comes from a troubled past that includes being homeless at 14 and serving 10 years in prison by the age of 16. What he has learned over the years reaches far beyond knowing how to trade stocks and build wealth. His super power is speaking Wall Street in a language that correlates to the same losing game he played on the streets that ended with being shot, in jail or in prison for nearly everyone he knew. His wisdom and willingness to share and make an impact is affecting future generations and bringing Wall Street to the hood, proving that human potential is truly nearly limitless when you put knowledge to use. Original air date: 8-24-2021 SHOW NOTES: 0:00 | Violent Beginnings and Prison 8:46 | Finding Out It’s All A Game 14:16 | Real Gangsters Are in Wall Street 18:11 | Break Down Generational Poverty 25:15 | Good Business vs. Good Hustler 28:29 | Know How The Game Works 33:46 | Unapplied Knowledge 36:36 | Bringing Wall Street to the Streets 40:44 | Key To Wealth Is Ownership 46:21 | Power of Knowledge Applied 51:43 | If Investing Isn’t Possible Learn more about your ad choices. Visit megaphone.fm/adchoices https://megaphone.fm/adchoices See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:00Tom Bilyeu?

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• 1:10Speaker 01

  Some people actually fear success. Success comes with a lot, right? But until you can overcome that average reality that you live in, no matter what you're on, once you become comfortable there, it becomes average. Anyone can live in average. Everyone can live in mediocrity, right? Then there's those outliers who consistently push themselves to go to the next level. And the thing about the human mind and the human body, it will go as far as you push it.

• 1:38Tom Bilyeu?

  Hey, everybody. Welcome to another episode of Impact Theory. Today, we are going to melt your brain. We are here with the one and only the Wall Street Trapper.

• 1:46Speaker 01

  What's good, what's good, man? I'm good, man. I appreciate you letting me come, man.

• 1:50Tom Bilyeu?

  I could not be more excited. So we were talking before we started rolling. So you are not a financial advisor. Nobody should take this as advice. I don't want you to have to caveat that over and over. But you understand the stock market and you are bringing... Sound investment principles to people that typically thought that this shit was either beyond them, uninteresting and cool, whatever. And I think you are changing lives in a way that few people are. And throughout the course of this interview, I have no doubt I'm going to heap you with praise because I am so blown away by what you're doing and how good you are at it. And I think that's really the important part. But let's first go into the story so that people understand your bona fides, how you came up. Start with prison, how it changed your life, what you learned. That would be super helpful.

• 2:35Speaker 01

  Though, so even before prison, at about nine or 10, I saw my moms get shot in front of my face. So immediately, my mindset on violence was it's a necessary evil. Right? Because I was surrounded around it, right? So my early years were surrounded with violence. I saw my mom selling drugs, I saw my mom robbing, I saw my moms get robbed, I saw her get shot. And then she later on went to prison, right? So I saw that early. At 14, my mom was in prison and I lost my grandmother, which was who I was living with at the time. And my moms and my grandmother always had this conflict where my grandmother was like, listen, he doesn't need to be exposed to that.

• 3:20Speaker 01

  My grandmother was an entrepreneur. So I saw entrepreneurship from two different spectrums. My mama as a hustler. And the streets teach you so much about investing in business, right? And we never can connect the two because we aren't exposed to that yet. This is all we know. So we live in this dome and then what happens is we start to adjust to how it's around us. Just like in investing in entrepreneurship, you have to understand your competitors. In the street, you gotta not only understand your competitors, which is the people who are hustling against you, you also gotta understand the predators, right? And so you understand all of that. So mom goes to jail, grandmother's an entrepreneur, she has a fruit company.

• 4:04Speaker 01

  And so she's telling my mom, like, yo, like, you can't just expose him to this. And so my mom is like rogue, so she's like, listen. The streets is all around us. We talking like nineteen eighty-nine, nineteen ninety, ninety-two, New Orleans murder capital of the year, back to back to back. Like, that's all it's known for at this time.

• 4:24Speaker 01

  And my mom says, "Listen, he has to know this. It's the only way he's gonna survive in New Orleans." So, if anybody has to teach it to him, I'm gonna teach it to him. I'm not gonna hide it, I'm not gonna sugarcoat it. Some people were like, "She was a tyrant, but I understood it because it helped me survive in those tough years of my life." Fourteen, I'm homeless, because my mom's in prison, my grandmother's dies. I go to Delaware for about sixty days.

• 4:52Tom Bilyeu?

  At fourteen?

• 4:52Speaker 01

  Yeah, I go to, because my uncle lives out there. And nobody wanted to take me in. It's kinda like taking, and I don't wanna use it bad, like taking a wild animal and trying to domesticate him, it's extremely hard and nobody has the patience for it, right? So, I go to Delaware and I just get in trouble. Like, back to back to back, to the point where the police comes to my uncle's house like three times. My uncle is just like, "Bro, like, I can't do it." "You affecting my family right now." I'm like, "I get it, I go home." So, now I'm like homeless for a minute, sleeping in an abandoned house, sleeping in abandoned cars, but it don't bother me. Like, I'm like, "All right, cool, that's what we doing." I'm moving my aunt, who at the time was on drugs. So, I'm like, "Okay, I got a roof over my head, but we live in a duplex, so that's

• 5:37Speaker 01

  a house, you know, it's two houses." And I turned, the landlord was on drugs. So, I create a deal with her to let me get this side of the crib, and I would pay her in drugs every month, and let me just make this my trap house at the time. So, I'm fourteen years old, I got my own crack house, I'm living on this side, I'm paying my auntie in crack, she's taking all of my clothes and my shoes and crack and whatever the case may be, but at fourteen, this is what I'm doing. I'm only really going to school at this time to just, like, fraternize. Wasn't really tripping on learning, but I was kinda smart. Like, I'm still passing, but school was just a way for me to not be on the street all day, every day.

• 6:21Speaker 01

  I wind up saying, "You know what? This, this, this makes no sense for me."

• 6:24Tom Bilyeu?

  What didn't you think about learning at that point?

• 6:27Speaker 01

  Survival. That was the only thing.

• 6:30Tom Bilyeu?

  You're not reading yet, though.

• 6:31Speaker 01

  Nah, I'm not. I'm just on survival mode. Like, the world, I just want to get to the next day. I want to make as much money as I can selling crack. I gotta send my mama money in jail, right? I gotta go to jail. I gotta switch shoes out with her so she can still be fly. Like, I'm going through that process. So, survival is the only thing that makes sense at this time. The game is the only thing that makes sense at this time, right? It's no, what do you have future? What do you want to be in the future? I don't know. I'll be the biggest dope dealer I can be. I don't know, right? That's it. So, I go to prison at 16 for attempted murder on robbery.

• 7:02Tom Bilyeu?

  Tried it as an adult?

• 7:03Speaker 01

  Yep, tried as an adult. So, I got robbed. I got set up. The female I was dealing with at the time, and that's part of the game. So, I was just too open with her in a situation, and it happened. So, I wound up getting set up. A dude kicks in the door, put a Mac-11 in my face. And he was like, yo, like, give it here. So, me, I'm like, man, I don't got nothing. She was like, you playing me, so he cock it back. And I guess she don't want to see me get killed. Because in my mind, I'm like, yo, I ain't gonna let you just rob me like this because there's no mask on in the streets. It's the difference between robbing me and jacking me. Robbing me is when you still have a mask on. Jacking me is when you have no mask on and you're like, yo, you know who I am, get it in blood, come see me.

• 7:47Tom Bilyeu?

  He had no mask?

• 7:48Speaker 01

  Nah, so that's a bold statement in the streets, right? So, I'm like, man, I don't got nothing, bruh. So, she wanted to be like, yo, give it to him, he's right here. So, she tell him where he's at or whatever. And so, I figure out who he is. The streets always tell you who he is. So, I went to prison for shooting him six times.

• 8:03Tom Bilyeu?

  Oh, God!

• 8:04Speaker 01

  Yeah, so I went to prison for attempted murder on robbery.

• 8:05Tom Bilyeu?

  So, not in that moment, you basically find him?

• 8:09Speaker 01

  Nah, find him, yeah. Not late, maybe like three days later, three, four days later. So, at 16, I go to prison for attempted murder on a robbery. I could have got more, but my auntie at the time knew the judge. And, you know, she kind of like told him my story. Crazy thing is, I met him about... Two before, three years ago. And I told him, thank you.

• 8:28Tom Bilyeu?

  The judge?

• 8:29Speaker 01

  Yes.

• 8:30Tom Bilyeu?

  Whoa.

• 8:30Speaker 01

  I told him, thank you. I got presented with an award in New Orleans for being an outstanding father.

• 8:34Tom Bilyeu?

  Whoa.

• 8:35Speaker 01

  And I had no speech.

• 8:37Tom Bilyeu?

  God, fucking chill.

• 8:37Speaker 01

  Yeah, I had no speech. I got a picture in my phone. I'll show it to you. Um, and he wound up passing like two years ago. But I got that moment because in that moment when he gave me the 10 years, he said, I'm saving your life, young man.

• 8:50Tom Bilyeu?

  By getting you off the street?

• 8:51Speaker 01

  By giving you these 10 years. Because they could have given me 25, 30, again, attempted murder on robbery with the dude coming to court. Doesn't matter that we was in the streets or not, right? All they know is he got shot, right? So I couldn't even say, yo, he robbed me out of some drugs and like, the hell?

• 9:06Tom Bilyeu?

  It's not gonna go far.

• 9:07Speaker 01

  It's not gonna go far, right? So, uh, I saw him and he was like, uh, maybe 2020, right before the pandemic, matter of fact. And I told him, thank you, because that changed my life. But in prison, uh, I had a fight with two of my homies in prison. Um, we fight for like four hours.

• 9:26Tom Bilyeu?

  Jeez.

• 9:27Speaker 01

  Back to back. I'm just fighting one after another. Like, we just fighting. Um, and I go to solitary confinement. And at this time, all these parish prisons considered like one of the worst parish prisons in the United States of America, right? And I go to the cell and I meet this white guy.

• 9:47Speaker 01

  That was the turning point of my life.

• 9:50Speaker 01

  I get in the cell with him and I'm frustrated, like I'm kind of bust up. Um, and he sees me and I guess he's in awe of the idea of so many black people are in this position. He says something to me. He says, man, y'all playing a wrong game.

• 10:12Speaker 01

  And so in my mind, like I'm frustrated, I'm like, man, what the fuck are you talking about? Like, bruh, like, don't make me whoop your ass in here right now. Like, he's like, no, no, no. He's like, listen, bruh, I don't mean no harm, no disrespect. But y'all, like, why? So I guess he's like perplexed by this whole dynamic of all of these black men in here. And I'm like, man, what are you talking about, man? Like, this, this, this ain't no game. Like, this is real. And so he says something. He said, that's the problem. Y'all don't even know it's a game.

• 10:42Tom Bilyeu?

  Fuck.

• 10:42Speaker 01

  And so when he told me that, I'm like, like, it's something about when you mad and you in the moment. But like something, when it makes sense, it hits you like a ton of bricks. So I'm like. What? He was like, man, listen, man. There's a game that's being played. And you're playing a game that you can't win. For a minute, I just start thinking about the people who I knew that was in the streets. Everybody lost. Everybody suffered the same fate. There was nobody in the street that I knew at sixteen that won. Everybody I knew had either been to prison, been shot, got killed, their father. Like, everybody suffered the same fate. So my rebuttal to him is this. Well, if it's such of a game, you know the rules, why are you here with me?

• 11:24Tom Bilyeu?

  It's a good question.

• 11:25Speaker 01

  Right? He says,

• 11:28Speaker 01

  I ain't in here. Two point eight million dollars embezzlement. I paid eight hundred thousand restitution. I kept two million. Have you ever seen two million? I'm like, man, get the fuck out of here. You fucking lying. So one thing about prison and jail, you can show your paperwork. Like, you can lie all you want, but your paperwork tells me. So I said, let me see your paperwork then. So in New Orleans, I had a red band. So a red band means attempted murder, armed robbery, kidnapping, carjacking, a violent offense. He has on a red and white band at the time. The red and white band means you're in federal custody. And it's crazy because in prison or in jail, like, if you get a federal band, it's like a hierarchy. It's like, you know something that we don't know, you next level, right?

• 12:13Speaker 01

  So he showed me his paperwork and it's right there in black and white. And immediately, he got my attention. Because a red and white band makes me respect you a different level at sixteen. But then when I see it in your paperwork, I had never seen two point eight million dollars written down nowhere. Right? So that changes my idea, like, damn. So tell me, how do I do what you do? So how do I do that? And he was like, nah, it's not even about that. So he tells me these, the first three things, he said, listen, man. Both the people do three things, man. They stop trading time for money. They make their money work for them and they give as much value to people as they can.

• 12:52Tom Bilyeu?

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• 13:37Tom Bilyeu?

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• 15:01Tom Bilyeu?

  Incogni is I-N-C-O-G-N-I.com/impact. Promo code IMPACT. It's completely risk-free with a 30-day money-back guarantee. I want to stop you there for a second. I know where you're going with this, we're gonna go there. But one thing I love about your fucking story dude, you don't say, "One thing that white people do is..."

• 15:21Speaker 01

  Nah.

• 15:22Tom Bilyeu?

  "One thing that wealthy people..." Getting people to see that, to me, that's the game. Is recognizing that this isn't, it doesn't break along racial lines the way people think it does. And my time working in the inner city showed me, this is not about that. But this is about class, for sure, and getting people to understand that they can move between classes. Ah, that's the fucking game, sorry. I just had to say that so important to me.

• 15:46Speaker 01

  There is a shift, but, and there's the exposure part. So like just coming up in the streets, you only see the game from the lowest level. And you look at everybody else in part admiration and part like jealousy. Cause you see it, and you're like, "Damn, I will never get there." Right? And so the only way that I think I can get there is through sports or hustling. That's it, that's the only, or rapping, those are the only three options that you have. And so, you, you make a decision on which way you want to go. Right? And so you look at it from like, "Damn", and so me, I'm at the time like, "Man, I can't rap. I damn sure I can't play sports." So hustling is what I got. You limit yourself, and nobody comes along and teaches you anything different.

• 16:31Tom Bilyeu?

  So giving those three things again that wealthy people do.

• 16:33Speaker 01

  So you say wealthy people stop trading time for money, they start making their money work for them, and they give value to, as much value to people as they can. The caveat, I mean, we got a little defense to that, he said, "The reason why you give people so much value is because if you give them so much value, they'll never leave you, they'll always be there for you, and you will never need for anything as long as you give wealth, value to people." And so I learned that as I got older, that part really didn't make sense to me at the time. But the money working for you part, and I was like, "What the, how do you make your money work for you?" Again, all I know is how to go get money. That's all I know. So, later on in that, he says wealthy people do three things. So this, we in the cell for about 45 days. So all of his conversations, now that you said, is never was black or white.

• 17:17Speaker 01

  Every conversation with him about money and transition was always wealthy people do.

• 17:23Speaker 01

  It was always, it wasn't white people do, it wasn't black people, it was always wealthy people do this. Wealthy people do this. And I was like, damn, and now that you said that, this now makes sense to me again. So he says wealthy people, first they get into stocks, then they start a business and then they get real estate. So if, when people ask me, how did I get into stocks? It's because I followed that rule. I'm like, first, if you would say real estate, business, I would have been, I would have been the real estate.

• 17:51Speaker 01

  But he said stocks first and I was like, damn. And so I just, my, my rest of my time in prison, I wanted to be that. I wanted to be a part of that wealthy conversation. So in prison is easy to get, you know, I took my time, I researched the Warren Buffets and the Peter Lynch's. And I'm not gonna lie, in the beginning, that shit was like Chinese to me. Right? This is a foreign language. And so what happened to me was it started reminding me of being in the streets. Everything about it. And I heard this term one time that said, the real gangsters are on Wall Street. The real gangsters are in the government. And I was like, damn. And so once I started getting into the stock market.

• 18:34Tom Bilyeu?

  I wanna fuck with that idea for a second. I'm, I'm, I'm thinking through this in, in real time, so forgive me if I'm super clumsy. But this is one of the things about you that I think is so interesting. When I hear, so I'm good at making money. I'm not good at investing money. So when I hear you talk about stocks, you make it sound fucking edgy and cool. And makes me want to like learn about it and get into it. And there is this idea of um

• 19:04Tom Bilyeu?

  making something cool, that I think people try to uh wash it away. But when you think about the phrase, the real gangsters are in Wall Street. It, hopefully it helps people break through some idea of like, oh, well, they were born into that and that's why they have it. That isn't true. They were taught something, which they happened to be taught because they were born into it. But once you latch on to they were born into it, you think, then it's not for me. Once you realize, no, no, no, it doesn't matter how or why they got taught, they got taught. And that's what allows them to move like a gangster. To give that word a, you know, there, there is definitely some negativity and there are people in the, the financial system that really are like fucking gangsters and they're fucking sinister.

• 19:48Tom Bilyeu?

  But if people can let go of that idea. Not everybody with money is sinister and getting money doesn't make you sinister. And that's why, one thing that I think is important and I know we talked about before we started rolling, you're a little bit conflicted, how much do I show my growing wealth? And I think that, I normally hate when people flex and I, I, I won't say that I never flex, but I never go out of my way to flex. But it's important for people to see that you, by living the way that you live, you don't just get a talk cool, you actually live in a different way, which is really fucking interesting. Anyway, so, the real gangsters are on Wall Street.

• 20:22Speaker 01

  Yes, yes. And so, and what happens is, and just let me say this right quick, the reason why people think wealthy people or people with money are sinister is because that's what you kinda taught in the hood. Like, you kinda taught like, the people who really have money, like they did some wicked shit to get it. They did some backstabbing, cutthroat shit to get it, and you'll never get that. Right? And so, that same mentality now happens on a lower level. Right? The hustling and the dope dealing, so now you think like, yo, I gotta just do sinister shit to get money. And then the people who are successful in the drug game, they're looking at the people at the top like, damn, I wanna be that, but the people at the bottom will never get a taste of that.

• 21:04Speaker 01

  And so now we just kinda living off ambition and so now the people who in the middle who work in, they're like, all them people with money, they all crooks. They all, because being at the bottom teaches you to envy people at the top. It, it just happens. It's a, it's something that brews down there, right? It's kinda like when you cook, I don't know if you had gumbo before, right? But it's kinda when you cook food, right? The base goes to the bottom. And so, most people live in that bottom, never knowing how they'll get up there. Right?

• 21:29Tom Bilyeu?

  I remember, so when I was working in the inner cities, I remember having this moment where I was like, wait a second. This is not an intelligence problem. Intelligence is evenly distributed. Like, in, I, I remember saying to my wife, the next fucking Elon Musk is gonna be found somewhere in Compton. The problem is, he doesn't believe in himself. And so, he's not gonna do anything. And so I became obsessed with this idea that generational poverty is not about money, it's about mindset. Now, it will manifest as money, but it is that, so I remember I had one kid come to me and, and I was the first person that- told him, "You can be successful." Like, "What the fuck? Why do you not think you can be successful?" It didn't even make sense to me.

• 22:06Speaker 01

  Mm-hmm.

• 22:06Tom Bilyeu?

  And he was like, "Well, my mom always told me that the world didn't want to see people that look like me succeed."

• 22:11Speaker 01

  Mm-hmm.

• 22:12Tom Bilyeu?

  And I was like, "I'm sorry, what?" I'm like, "Even if your mom had good intentions, that is the worst fucking advice ever." Because if you think you can't be successful, that will govern the way that you move.

• 22:21Speaker 01

  Mm-hmm.

• 22:22Tom Bilyeu?

  Right? So Kobe Bryant, people that have listened to me for a while have heard this quote a thousand times. "But boos don't block dunks." The world, the world can hate you all they want. But if you're good enough, think about this. The best basketball players in the world were paid millions of dollars to stop Kobe Bryant from scoring, and the motherfucker scored 81 points in a single game. 81 points! When you've got five people paid millions of dollars actively trying to stop you, and they can't because you've gotten that good.

• 22:47Speaker 01

  Mm-hmm.

• 22:48Tom Bilyeu?

  That, to me, is the game of money. People can not want you to succeed all they want, but if you out-invest them, they can't stop you. They can't stop you. They can't stop you.

• 22:59Speaker 01

  That's heavy.

• 22:59Tom Bilyeu?

  And so getting people to break through that... So that was the first time I realized, "Whoa, wait a second. We've got people thinking in a way that governs their behavior, such that..." And now I'm gonna quote you, which I had never heard this before, but this scares the shit out of me. "If you want to hide something from a black person, put it in a book." Fuck! So, that's heinous in ways I can't even explain. And I'll say that it really, again, doesn't break along racial lines. It breaks along economic lines.

• 23:28Speaker 01

  Mm-hmm.

• 23:29Tom Bilyeu?

  So if people are not encouraging you to read, you're not going to read. It's fucking hard in the beginning. It feels like you're learning Chinese.

• 23:37Speaker 01

  Mm-hmm.

• 23:38Tom Bilyeu?

  How do you, how did you break through that?

• 23:40Speaker 01

  So there's a few things where we can get into that. So there's this economic thread that weaves itself through the hood. And one of the things we do gotta understand is that... There has been intentionality when it comes to preventing black culture from thriving economically. So we look at like Black Wall Street, we look at Durham, North Carolina, we look at Rosewood. Every time a affluent black neighborhood gets in that level where like, yo, we bout to do it, and they set the tone for the rest of them, that get bombed, it get pillaged, it get, that happens. And so now that becomes discouraging, right?

• 24:23Speaker 01

  It's like, yo, like every time we try, yo, like, fuck, man, right? And so now what happens with that is that mindsets get, that mindset gets impregnated in the next generation for fear of survival, right? Like, yo, don't try to become this as a collective because they're gonna bomb this, and I don't wanna see you dead, so we'll low level think. Now, that is intentional. What happens is now, no one now believes that it's possible. Once you keep passing that down, you start accepting the lower level. And then there's a few of us or a few people who say, nah, I'mma out there, yo, like, I'm bout to go for it. And then whatever happens, I'm with that shit. You feel me?

• 25:06Speaker 01

  So for me, again, one of the greatest things that happened to me was my mother telling me like, the world is raw, and you gotta get this shit how you live. But I also saw my grandmother be a legal entrepreneur. So I saw it from both worlds. The greatest thing that ever happened to me was going to prison. Because I was able to sit down and mature in that environment. Whereas had I been in the world, I'm not saying I wouldn't still be this, but the path would have been completely different.

• 25:35Tom Bilyeu?

  Did you do all 10 years?

• 25:36Speaker 01

  I did eight years and nine months.

• 25:38Tom Bilyeu?

  God damn.

• 25:39Speaker 01

  Eighty-five percent of it. And so had I still been on the street, I would have now been struggling with survival. One of the things that happens often in the culture of black people is survival mode. You never get a chance to play offense. You're always on defense. One, because of mindset, because you don't see it. Again, the book dealer and the rapper, everybody who's working is struggling. And so you never wanna be that. You never wanna be that. You're like, damn, like, why is everybody struggling? I need to do something different. So while I'm in prison, I pick up a habit of reading. That was the game changer for me.

• 26:22Speaker 01

  On the streets, I never had the opportunity to just sit down and read because I'm always trying to survive. In prison, there was no longer a survivor mode there. When we look at it from, when we break everything down.

• 26:33Tom Bilyeu?

  That's fucking fascinating.

• 26:34Speaker 01

  We break everything down and we look at it from a skeleton. I have a roof over my head. I have a bed, it's not the most comfortable bed. I have a bed, I get three meals a day, whether I like it or not, I have the essentials.

• 26:49Speaker 01

  I started hustling in prison, so I was working in the laundry. And so, uh, your clothes don't really get clean, so I found a hustle, like, yo, I'll wash your clothes when we do it, but it's five dollars or twenty-five dollars a month. So that gave me a whole nother set of money. And then I started being like a numbers dude, how Vegas have the numbers, the betting. I became a numbers guy, so I had.

• 27:10Tom Bilyeu?

  Self-taught.

• 27:11Speaker 01

  That's it, self-taught. I used to get the USA Today, I used to look at this guy Danny Sheridan, he used to put out the line. And then I would take his numbers and put those numbers on my ticket, and my ticket was called Braveheart. So now, I did college football, NFL football, and laundry. I had a whole thing going. Now, check this out, there's five units in prison, I had people in each unit selling tickets for me, as in distributors. So the streets was the same in there, right? And so, in each unit, there's six, eight domes, so one person was responding, he had runners, and everybody worked for me. And so that's how I survived, but I had time now to just sit down and read. And I would read one, my first book ever reading was Sister Soulja Cold As It Went Ever. Changed, I was like, damn, this is dope.

• 27:57Speaker 01

  So I went through the reading of hood classics, and then I jumped into like, let me understand.

• 28:02Tom Bilyeu?

  Is Sister Soulja like the hip-hop artist?

• 28:04Speaker 01

  Yeah, she had a book, The Cold As It Went Ever.

• 28:06Tom Bilyeu?

  Shit.

• 28:07Speaker 01

  Phenomenal book. I read it, and I was like, damn, like, this shit is dope. So I went through a phase where I was reading like the hood books, and then I was like, man, I've lived this shit already. No matter how many times you tell a hood story, it's still the same. I've lived this shit for real, I don't keep need to read this. And so, I used to get up in the mornings and watch CNBC. So my people in prison, they love to watch the younger the rest of them.

• 28:33Speaker 01

  And so I would have to get up before them to watch like Squawk Box, Jim Cramer. I'd be like, damn, these motherfuckers making all this money and they not risking their life. Something gotta change for me. Something gotta change. And so I just started listening to them every day and I started comparing it to the streets. A good business is just like a good hustler. A good business has great product. They have great clientele. A great hustler has a great product. He has consistent clientele. A good business on the stock market has what's called a moat, a competitive edge that keeps his competitors away. A good hustler on the street is gonna have that competitive edge where they be like, nah, yo, I ain't rocking with you. I'm gonna just wait the trap come back.

• 29:18Speaker 01

  Right? So there's the competitive edge. A good business has a good branding moat. I mean, my name is good. Right? So a good hustler on the street, yo, trap got that blue magic. I'm good on you. Like if I can't get trapped, I'm gonna just go try. But trap got that blue magic. That's what I'm rocking with. Branding moat, right? That's it. A great business on the stock market has more assets, more liquidity than debt. A good hustler on the street is if you don't learn how to fund your business, if you're operating where all you have is re-up money, you're not gonna last long. So those components reminding me the same in the, on the stock market or in the world of a company's paying terrorists. That's equivalent to a bus, a dude on the street going pay draft to go hustling somebody hood.

• 30:00Speaker 01

  Like you can't hustle over here unless you pay me draft. It's the same as a terror. It's the same thing. So once I, once I broke the game down to a way that I can understand it, it wasn't about me just being brilliant. It was like, yo, how do I make the game winnable for me?

• 30:14Tom Bilyeu?

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• 30:57Tom Bilyeu?

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• 31:17Speaker 02

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• 31:22Speaker 03

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• 31:31Speaker 02

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• 31:42Speaker 03

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• 31:46Tom Bilyeu?

  Yeah, this to me, so this is a really important idea. This is what I talk about with business and mindset. I always tell people, you have to understand how the game works. And what I mean by that is there's a physics to everything. So there's a physics of business, so thinking from first principles, how these things are actually structured. And I think the big breakthrough, and I've heard you say this, and I think this is really smart. There's a difference between the basics and the fundamentals. Yes. The basics is just 101. So here are the sort of words and phrases that you're going to need. The fundamentals are the physics. This is how it works. And once you know how something works, then you can get good at it. But if you, and I really think the vast majority of humanity, and I don't care what class you're in. The vast majority of humanity does not understand how the world works.

• 32:31Tom Bilyeu?

  Yep. Therefore, they are at the mercy of the world and the people that figure out how it works can change things. You know, I mean, we'd use a negative word, say manipulate, but it really isn't that. Like this is power. Close your eyes, imagine a world better than this one. Open your eyes, get the skills to make that world come true and go actually make it come true. That's fucking power. Imagine being able to close your eyes, imagine something, open your eyes and actually be able to create it. That's fucking power. So to, whether that's to change, you know, people growing up in the inner cities, whether that's to create generational wealth in your own family, whether that's to learn architecture and build a bridge or a house, whatever. Like, that is the point. But to be able to do that, you have to understand how things work.

• 33:15Tom Bilyeu?

  And like, yeah, that's, that is to me, what is so powerful about you.

• 33:22Tom Bilyeu?

  You understand a game that a lot of people that are disenfranchised understand, the streets. And you're saying, motherfuckers, this is just physics. Let me show you the correlate over here. It's all the same shit.

• 33:32Speaker 01

  Same. That's it. And so that's, that's important for me, the understanding, the basics and the fundamentals. Like, once you start understanding the fundamentals, you give yourself power. Cause you now understand, like you said, you see how the machine works. Right? And so most people look at the machine and marvel and say either, like, most people look at the stock market, most, 98% of the people who I know look at the stock market and say, yo, that's not a game I can play.

• 34:01Speaker 01

  I'm standing away from it. And so the ways, the way it's set up is, the world is set up, well, listen, cool, I don't even want you to play. Just give me your money, I'll play it for you. So when we look at like banks, like, we understand that banks don't necessarily work in our favor. Right? So banks only give us 0.05% interest on the money we have there. Well, we can get 8% just by putting our money in an index fund. So why would I just sit my money in a bank and let the bank make all the money? Cause all they gonna do is invest the money for you. So they now operating as the plug. They operate now as the man who, I'm gonna front you this, I'm gonna make my money, I'm gonna take the cut, I'm gonna give you just enough to keep coming back. I'm gonna go to the plug. Who is the plug? The stock market.

• 34:43Speaker 01

  Right? And so once I understood the fundamentals of like, the most important thing too, is we don't understand how money works. That's a whole different language in its own. The relationship with money in my community is you make money just enough to pay bills. And so, once you get tired of paying bills, you say, you know what? I need to treat myself to something, right? No matter if I gotta go in debt, no matter if I got, I need to treat myself to something to take this misery away. So you treat yourself to something that you can't afford at the time, right? But it makes you feel good in the moment. And so, because it makes you feel good, you say, you know what? I'm living. This is a reprieve from everyday struggle. Let me get back on a hamster wheel.

• 35:28Speaker 01

  And so, the sacrifice now becomes hard because now you saying, I gotta work, work, work and never get that reprieve?

• 35:36Speaker 01

  I'm not willing to do that, right? And so, that's the mindset comes in and say, everybody around me had the same problem.

• 35:45Speaker 01

  No one represented the solution. So if I don't change something, I'm only gonna end up like everybody else I know. Somebody has the solution somewhere. There's too many people out here living the life of their dreams that I'm watching. They know something I don't know. And the only thing that they had was access to a different type of information. So, once I went and got the information, I now wanted to sing from the mountaintop like, yo, look at this dope thing I found. Everybody gonna be a part of it. And then, when I showed it to people, they was like,

• 36:18Speaker 01

  "That ain't it, bro." "I'm not about to do that." And so, I realized how powerful it was for me to, one, become economically like powerful in my mind. Because the thing about investing, especially in stocks, is that piece of ownership of everything that I use, now makes me say, well, if I own that Apple, God, I don't care about buying an Apple phone. If I'm gonna wear Levi's and I'm gonna wear Timberlands, if I can own VFC Corp., then I own the stuff that I'm buying. I'm okay with that. Like, that subtle shift in my mindset changed everything for me. Because now, I was after just owning everything that I consumed in the beginning. That was my introduction to the game. Let me just own everything I consume and then I'll feel okay.

• 37:04Speaker 01

  And then, one dope thing happened to me. In two thousand and ten, this after I'm home from prison now, right? I'm home from prison, um, I'm back in the streets hustling. Because even though I have the information, I don't have the money. Right? And I'm like, well, shit, I gotta get the money. My door gets kicked in in two thousand and ten. They get eight pounds of weed, ten thousand dollars. Yeah, by the cops. Eight thou- eight pounds of weed, ten thousand dollars, a two twenty-three, a forty with extended clip and a beam, and a hundred X pills. So a cop tells me, you ain't learned your lesson. You ain't learned your lesson. And I was like, damn, that was some dumb shit.

• 37:49Speaker 01

  Right? Like, I got knowledge, I got information, but I still felt victim to the same shit that everybody around me knew. So therefore, the knowledge that I had wasn't powerful because it wasn't applied. So I was fortunate, God bless me. I wound up getting found out guilty because it's called fruit of a poisonous tree. So they kicked in my door, but they didn't have probable cause because they stopped me in my truck, didn't find nothing on me. So they went to my house, kicked the door in with no surgical on. So now everything you find is null and void. That's purpose, man, because that's not supposed to happen, right? I'm thinking for that all the time. And then, um, but that put me in a situation

• 38:31Speaker 01

  because now, even though it cost, it cost me sixty thousand dollars to beat that charge, I don't have no money. So now I get into the robbing game. So now I start robbing dope dealers, right? Because a OG told me that a person who works a job every day, they not a part of this game. So they not fair game. They, you don't mess with them. But somebody who sells a nickel bag, he fair game. A shark don't care if it's a tuna or whatever. If you in the ocean swimming, you fair game. And so I started robbing dope dealers at the time. I was like, yo, if you want, you can't call the police? If you want to see me, see me, I'm with it. And I got in a situation where, um, I was good at it, me and my partner, God bless us. So and then one day, I almost got killed. And I go to my partner, I say, bro, I'm out, I guess I done did.

• 39:15Speaker 01

  But when they kicked my door in, something happened. So they took my truck, they took my money, but they didn't mess with my stock account. It didn't freeze, it didn't. I said, hold up. They don't think I'm smart enough for this. In the book Forty Laws of Power, it says, never underestimate your opponent. And at that point, I realized that America underestimates us. And it's not, it's from a class issue because we've never said we're capable of doing this. It's a game we just didn't play. So I said, okay. God, what do you want me to do? All I know how to do is be a hustler.

• 40:00Speaker 01

  And the voice from nineteen ninety-nine comes in my head and says, you're just playing the wrong game. I said, oh, okay. Started working as an ironworker, building stadiums, building power plants. It's crazy because I was making good money, two thousand dollars a week. That's good money to something like, yo, two thousand dollars a week? Yo, that's it. Two thousand, twenty-five hundred, like, it was amazing. I started saving and investing seventy percent of my money. God damn. I was living bare minimum. I was like, if I'm gonna change, I gotta make like the hard choices. It's hard for people to make sacrifice because you gotta now go against and do it out. Some of the things that gives you that momentary gratification, that simple, that, ah, that's what keeps you alive.

• 40:40Speaker 01

  That's what keeps you going, just to go on vacation one time a year, to get these pair of shoes that may cost me a thousand dollars. I know I can't afford them, but I've worked so hard. I need that, just to keep giving me something. And so I was like, okay. And once I started doing it, man, and I started showing my homies in the street, that it was a game changer. It changed my life.

• 41:01Tom Bilyeu?

  Were you showing them your portfolio?

• 41:02Speaker 01

  No, I was showing them, yeah. I was like, yo, look, I'm about to, and this before Robin Hood even existed. Right? So I'm on E-Trade at the time, and I'm like, bro, check this out. And we go get, we go to the club, bruh, and we buy bottles, Hennessy. We buy Moet. We buy Louis Vuitton. We buy Fendi. Yo, we can own that. It was like, what? Like, yo, there's a stock called LVMH, Louis Vuitton, Moet, Hennessy. But you can get it on the market. It's LVMUY because it's in France. And they were like, what? I'm like, man, look. I'm like, listen, bro, we upgrade our iPhones every year. We can own Apple. And so now, we own Apple, we own iPod.

• 41:47Speaker 01

  Bro, we wear Timbaland's every day. And so that was like, they got it, but it was like.

• 41:54Speaker 01

  I see it, but I don't know. And I was like, all right. And so then I had an idea. I said, check this out. We know the end result of being in prison. I've been shot, you've been shot, you've been shot. We did some shooting, we've all been in jail. Who suffers?

• 42:13Speaker 01

  Like your kids, your moms, your girl. I said, at least what we gotta do is if we gonna play the game, we gotta at least reward them for us playing the game. I was like, so what we gotta do is invest our money for them. So we making ten, five thousand dollars a week. If we can do that, if we can make twenty thousand dollars, but we gotta give them something. If it ain't cash, we gotta at least put something up for them. Because if we gone for ten years, what they gonna do? We can at least have that for them. And then I was telling one of my partners, I was like, listen, bro, you need to invest the money, because he was making more money than me. I said, what happens when you get knocked off? Because one thing, you know your time is coming. So you live the game until it's your time. You understand that. What happens when you go do a five, ten year bid? And you come home and nobody can give you money? At least if you got it in the stock market,

• 42:58Speaker 01

  when you come home, you up. Your money been working for you for ten years, five years. You ain't gotta ask nobody for nothing. You go up to the rear, man, what you got? He was like, damn, that's smart, bruh. And so my idea was, like, how do we get, how do we start changing the mindset? And some people might be like, but why would you tell them that? Because what happens is, you gotta start somewhere. You gotta make the game winnable in the languages that we can understand. And so, once you learn English, now you say, you know, I wanna learn Spanish. I wanna learn French, I wanna learn that. Because now you understand the power of words. And so, once they started understanding the power of the game, it was like, okay, I can play this game. And so, it was powerful for me when my homies in the street started investing their money.

• 43:43Speaker 01

  That was a game changer for me. When my homies in the street, who didn't finish school, who didn't go to college, started telling me, man, I bought some Apple, bruh. I bought some Microsoft, bruh. I bought some Nike, bro, because I'm about to get the new J's. So I'm like, that was powerful for me.

• 43:59Tom Bilyeu?

  Yeah.

• 44:00Speaker 01

  We made the game winnable.

• 44:02Tom Bilyeu?

  Dude, you have a phrase, Wall Street looks like us now.

• 44:04Speaker 01

  Wall Street looks like us now.

• 44:06Tom Bilyeu?

  There's another phrase you say, but you should like, put that same like fucking stamp on it is, I own that.

• 44:12Speaker 01

  I own that.

• 44:13Tom Bilyeu?

  Because you talk about stocks in a way that sounds so rad. Where it's like, you refer to yourself as an owner of the companies. And, and the thing is, it actually is true. Like, you're not playing a linguistic game. It is true. But people don't think about it like that. But it's so much more powerful than having a cool pair of kicks. As I say, I own the company that makes those kicks. Or I own the company that makes that phone. Or, you know, Tim Cook, the CEO of Apple, works for me, I'm a shareholder. Right? It's, uh, it's really, really powerful. Explain that basic idea of ownership for people that might not quite put it together that stocks really are owning that company.

• 44:53Speaker 01

  So I actually got that term from Warren Buffett. In one of his meetings, I want to say it was the 1995 shareholder meeting. And he said that, um, he owned great, owning a stock is like, is owning a percentage of a great business. And so, once I understood that concept, I understood that the key to wealth is through ownership. Like, that's what, that was one of the things that made it click. Because I studied the wealthy people. Like, I studied them. And I was like, damn. Even you go back to Black Wall Street, O.W. Gurley. The reason why he bought, he has the 40 acres and those acreages. One of the things he did was, he said, I'm going to sell these pieces to my people so they can have ownership.

• 45:39Speaker 01

  I was like, damn. When you study Reginald White, one of the first black man to make a billion dollars on Wall Street. It was about, he wanted it to have ownership. So I said, the key to building wealth is not how much you can work. You can't work your way to wealth. You gotta invest your way to. And all wealthy people, black, white, Asian, Chinese, they own a whole bunch of shit.

• 46:03Speaker 01

  The people who aren't wealthy is because they don't own nothing. You only have your money sitting in cash. If your money is just sitting in cash, realistically, you're becoming poorer every day.

• 46:14Tom Bilyeu?

  Right, or they own depreciating assets.

• 46:16Speaker 01

  And that's what cash is. It's a depreciating asset because the more money they print, the more money that money loses value. So if it's just sitting in, it's the reason why the bank wants you to have your money there. So they can take it and use it and invest it so much and be like, hey, is this sitting? I'm gonna give you fifty cents on whatever you had in there.

• 46:30Tom Bilyeu?

  Right.

• 46:31Speaker 01

  And so the idea of ownership was, you know, we can just start owning everything that we, no matter if it's just a stock. Like, that's powerful. Because if you can start owning the businesses that you now consume every day, you turn a one-time transaction to a lifetime of profit. And that was major for me. Because if I go to the store and buy a pair of Nikes, that's a one-time transaction. In order for me to get something from them again, I gotta come back and buy another pair of Nikes. But if I own the Nike stock, long as I own it, it's a profitable vehicle for me. So that one-time transaction can become a lifetime of profit if I own that business.

• 47:13Speaker 01

  If I'm gonna buy Apple, if I know I'm an Apple user, if I know I got the phone, I got the AirPods, I got the MacBook, I got the PC, I got, I excited when Apple was about to drop something, why wouldn't I own it? As much of it as I can, right? Like, if I, if I understand that concept, if I know people gonna, America has one of the biggest trash problems in the world, right? So if I know that Waste Management is a company that's gonna be here forever because we aren't gonna stop throwing things away, why don't I own that company? Because I know everybody throws things away. And so now, instead of me getting excited about Apple line being around the corner because it's a new phone, I'm like, yo, y'all about to make me some money.

• 47:55Speaker 01

  Right, so when I hear kind of like Waste Management has bought forty acres of disposable land for another landfill, I'm excited about that. And another great thing about the stock market is, for me, it now makes me pay attention to the world. And so now I understand what's going on in the world. I started learning business cycles, market cycles. You know what I'm saying, like, because now I can understand, yo, this is okay. Things are going out of business, okay, we're in this cycle. Okay, people are hiring, okay, we're in expansion cycle. And so now I started to take, I took an economic class on my own without just understanding the world. And so you start understanding when something is happening in China, okay, something happening in China, so I own Apple. Apple has twenty percent of their revenue in China, okay, they might take a little hit right now.

• 48:41Speaker 01

  You know what I'm saying? So the stock market helped me start understanding how the world moves, the fundamentals.

• 48:47Tom Bilyeu?

  Right.

• 48:48Speaker 01

  Right, and so that's important.

• 48:50Tom Bilyeu?

  I really hope people, no, no, no, I really hope people pay close attention to you because even in this interview, they're not going to understand how much you know. And I've listened to hours and hours and hours and hours and hours of your footage. And I'm just like, fuck. So one thing I want to, I want to be on record as saying, and you can play this on a loop on your fucking website, whatever, is that I can afford any money manager I want. And you are as knowledgeable as the money manager that I have. I'm very impressed with your ability to explain these concepts. And so that's important to me for a couple of reasons. One, there are certain people that are only going to listen to you.

• 49:33Tom Bilyeu?

  So it's great, so they now have access to, I'm telling you, world-class information. And then number two is, the journey that you've been on, you started on the streets, were homeless, in prison, like, really caught up in the lifestyle. And through knowledge, you have transformed your life and your family's life. And if they can believe that you can do it, they have what I call the only belief that matters. The only belief that matters is this, if you put time and energy into getting better at something, you will actually get better at that. And that is true for every human. Now, why is that the only belief that matters? Because your behaviors follow your beliefs and only behaviors matter.

• 50:16Tom Bilyeu?

  So if you invest in the stock market, even if you don't believe in it, your investment could still go up. If you believe in the stock market and know it's the surest path to wealth, but don't invest in the stock market, you'll never reap the gains. So getting people to believe that they can get better, because what you've done is just read and study and research and spend time watching CNBC and then you look like, I heard you once explain, oh, I'll see a ticker symbol go by that I don't know it. I don't sit there and waste time that I don't know it. I just go look it up. And so now that's another ticker symbol. And for anybody that just heard ticker symbols, like, what the fuck is a ticker symbol? Go look it up, right? So you're such a powerful example of the power of knowledge. I think that's really, really interesting.

• 50:58Tom Bilyeu?

  So yeah, I hope that this is for people that didn't know you before coming into this interview. Hopefully they'll spend more time because they'll see just how much you know.

• 51:07Speaker 01

  Man, thank you for that. And that's, I understand that knowledge is what gives us leverage in life.

• 51:15Speaker 01

  It's not about how strong you are.

• 51:18Speaker 01

  It's about what you can learn. And then how can you actively apply that? I have this acronym called F I N A L Y exiting average reality. Right? And what happens is until we can overcome the fear, some people actually fear success. Success comes with a lot, right? But until you can overcome that average reality that you live in, no matter what you're on, once you become comfortable there, it becomes average. Anyone can live in average. Everyone can live in mediocrity, right? Then there's those outliers who consistently push themselves to go to the next level. LeBron spends $1 million on his body, working out, eating right, agility, mobility,

• 52:02Speaker 01

  because he will never be average. And the thing about the human mind and the human body, it will go as far as you push it.

• 52:11Speaker 01

  Right, there is, there is science that says that Gandhi levitated before. The power of mind. So you may look at it like, man, nobody can't levitate. Get out of your mind. But there's a level of meditation, concentration, that you can lock into, that can take you there. As long as you believe in it, like you said, the only belief that matters is, what do you believe you can do? I personally believe that there is nothing I cannot do. And for me, it's all about impact, purpose, fulfillment. Like, the money is a byproduct of everything else. That isn't my focus. My focus is, I have a knowledge and information that I know that can change lives. Not just one life, not just, like, lives. And so the way that you change lives is by consistently learning,

• 52:56Speaker 01

  finding new ways to put that information out there, being able to open up, being able to be vulnerable, because people need to connect. People connect to knowledge in the way that they can see two things that help people, imagery and vocabulary. What they see and what they hear. Right? So most people won't connect to a certain knowledge because the people who speak it don't relate and too can't speak the knowledge in the way that they can eat it. So for me, it's always about, how do I attain as much, it's always a challenge for me. How can I attain as much knowledge as I can? Because I love learning. Like, I love learning, but then, how do I take that and be able to now reciprocate it or give it to somebody who may not understand calculus or trigonometry?

• 53:40Speaker 01

  But if I can give it to them in this way, they can say, oh yeah, I got it. And there's more people that struggled in the world that has become successful. So struggle has to become a language that I'm, I struggle. So that's a language I'm great at. So if I can break down things into a struggle language now, I make it the game winnable for everybody. And that's the goal, to make the game winnable for everybody who's bold enough to step into the batting cage. If you bold enough to do that? I was bold enough to jump in a goddamn hundred and fifty-two foot tank with sharks in Dubai. If you bold enough to do it, there's an experience that comes from that. And that experience is so exhilarating, it will take you to the next level. Because now you keep chasing the next level of you.

• 54:24Speaker 01

  And that is when you start understanding life at a whole nother concept, when you start understanding that, yo, for the longest, I was just low level living, I was low level thinking.

• 54:36Speaker 01

  Now that I've been exposed to something, and I say this often, whatever you haven't been exposed to, isn't your fault. Once you get exposed to it, you now are accountable for it. And so, once I've become exposed to so much knowledge and information, once I expose you to it, you accountable because now you can no longer say, "I didn't know."

• 54:57Tom Bilyeu?

  What do you say to people that don't think they have enough money to invest?

• 55:01Speaker 01

  So, the important thing for me to tell them is, start where you are. You build a house brick by brick. I mean, of course, you can get a house put together all at once. We live in that world now.

• 55:10Tom Bilyeu?

  I get the idea.

• 55:11Speaker 01

  Right? But you build a mansion, you build an empire, you build it brick by brick. Like, you start with twenty-five dollars. And we have to understand, think, R.I.P. to Nip, man. The great, he says something that's phenomenal, he said, "We on a marathon." We didn't get into the our situation overnight. If we look back at our situation, you see that was, you inherited that, whatever it is, that poverty. You inherited that, that mindset, that idea scarcity, that idea that you don't have enough money. You inherited that. Building wealth becomes a revolutionary act. Because now you start saying, "I'm gonna go against what I was taught." Right? And so, I say about starting with twenty-five dollars. If you can do twenty-five dollars a month, that's cool. If you can do twenty-five dollars a week, that's cool.

• 55:56Speaker 01

  But what happens is, once you start understanding the power of how your money works, you start saying, "Yo, I don't need to do that." Because that's taking away from this. Let me, that twenty-five will now become fifty dollars. Guaranteed. That fifty will now become a hundred because you're gonna start doing more with less. The person who works out and sees that they dropped ten pounds in two weeks says, "You know what? I'm gonna go a little harder. Because I know if I can drop ten, I can drop twenty." Right? I know if I can get, if I see one muscle shake up, I know it's possible. The word "possible" is so powerful.

• 56:30Speaker 01

  Possible changes the game. Instead of it being impossible, we now say I am possible. Or I'm possible. That changes the dynamic. So the first mindset is investing your first stock. It don't have to be a winner. It doesn't have to be a home run. It can be an AT&T stock that costs $26 right now. It may not be the best investment in the world, but you started. Right? And the great thing about anything is you can't be great if you never go to practice. You can't hit 81 if you never get in the gym. So just get in the gym and then find somebody who can teach you. Be dedicated to understand the process. Warren Buffett said he reads 500 pages a day. That lets me know I got a whole lot more reading to do, man.

• 57:14Speaker 01

  I'm an audible book junkie right now because I'm trying to. Because I can, if he's the greatest investor and if he's reading 500 pages a day, I don't know how he does it. But in my mind, if he's still learning, I got a whole lot of learning to do. If somebody like Monet Pabri and Guy Spivier can pay Warren Buffett a million dollars to have lunch with him. And these are already great investors who I look up to. If they can pay him a million dollars to go have lunch with him, that means they're trying to learn. Their learning has to go to the next level. So if learning is the catalyst to everybody who's wealthy and successful, I can never be sufficient with what I know. And I think that has to happen too. We have to understand the power in learning and being educated, man.

• 57:56Tom Bilyeu?

  No doubt.

• 57:57Speaker 01

  Yeah.

• 57:57Tom Bilyeu?

  Where can people find out more? Because I intentionally did not spend a lot of time on the actual financial part of it. But you have so much good information. Where can people connect with you and learn more?

• 58:09Speaker 01

  So on Instagram is wall underscore street underscore Trapper. And on YouTube is just Wall Street Trapper. On Twitter, it's Wall Street 504. Alright, because somebody stole my Wall Street Trapper, man. But that's where I'm at right now.

• 58:23Tom Bilyeu?

  What about your classes? I'll hype those up.

• 58:25Speaker 01

  I have those on. The Trap University, man. I have a vision, man. I talked to you about it. So The Trap University is where you can get all the courses, all the eBooks. I appreciate that, man, for sure. I mean, we, and I teach just investing on so many different levels for us. And I also have a group called Trappers Anonymous.

• 58:48Speaker 01

  Where we teach a lot of stuff. I'm a lot engaged in that, so definitely, man. But just check me out on our social media. You don't even have to get nothing from me. Just check me out on there and then that information will change your life for sure, man. Thank you for that.

• 58:59Tom Bilyeu?

  For sure, for sure.

• 59:01Tom Bilyeu?

  Boys and girls. This one was important. I knew that this was gonna be a lot of fun and I didn't know just how meaningful it was gonna be. I'm meeting him today for the first time, obviously, like anybody. I researched the life out of him, but yeah, I would be very surprised if we don't do more. I, I think what you're doing is, is the tip of a revolutionary spear. So I hope that you guys follow him. What you can find for free will already change your life. And I'm telling you right now that I have access to anybody about money and I found his information really useful. And usability is the highest stamp I can put on something. So I hope you guys will dive in, make use of the information that he has.

• 59:44Tom Bilyeu?

  It really is, the ability to build wealth is available for anybody that can avoid eating marshmallow for today and can play the long game, as he said. I think that's very wise. Speaking of things that are very wise, if you haven't already, be sure to subscribe. And until next time, my friends, be legendary. Take care.

• 1:00:00Speaker 01

  Salute, salute.

• 1:00:02Tom Bilyeu?

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