Behind the Scenes Minis: Knuckle Buster

Tracy discusses horse- and tennis-related deaths in history. Holly talks about cash being supplanted by credit and debit cards as a preferred method of transaction. See omnystudio.com/listener https://omnystudio.com/listener for privacy information.

Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:00Speaker 00

  This is an iHeart Podcast. Guaranteed Human.

• 0:04Holly Frey?

  A rare disease diagnosis can change your life, but it doesn't have to define your future. In season seven of Untold Stories: Life with a Severe Autoimmune Condition, host Martine Hackett continues the conversation with people living with MG, CIDP, and the broader rare disease community, exploring what comes after diagnosis through stories of hope, progress, and connection. Produced by Ruby Studio in partnership with Argentex, listen on the iHeart Radio app, Apple Podcasts, or wherever you get your podcasts.

• 0:35Speaker 02

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• 1:05Holly Frey?

  Deanna Flores is a flag football star, a trailblazer, an entrepreneur, and now host of a new podcast. In Born to Become with Deanna Flores, she's sitting down with people from every corner of culture to find the whole person behind the public identity. Every episode, you'll get to know Deanna, her guests, and even yourself a little better. No lectures, no know-it-all hosts, just real people being real. Listen to Born to Become with Deanna Flores, out now on the iHeart Radio app or wherever you get your podcasts. Created in partnership with Geico. Workplace chaos. We've all been there. Deadlines are slipping, projects are piling up, and suddenly you realize the missing piece is the right person. That's when you say, this is a job for sponsored jobs.

• 1:47Holly Frey?

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• 2:31Holly Frey?

  From Wong Kim Ark, whose case gave us birthright citizenship, to Polly Murray, the trailblazing activist lawyer and Episcopal priest who pushed our country to take racial and gender equality seriously. Tune in every other week, wherever you get your podcasts. Welcome to Stuff You Missed in History Class, a production of iHeart Radio.

• 2:58Tracy V. Wilson?

  Hello and happy Friday. I'm Tracy V. Wilson.

• 3:00Holly Frey?

  And I'm Holly Frey.

• 3:02Tracy V. Wilson?

  Today, we talked about Anne of Brittany.

• 3:04Holly Frey?

  We sure did.

• 3:05Tracy V. Wilson?

  I said this to Holly while I was working on this, but every single time I do an episode about royalty,

• 3:14Tracy V. Wilson?

  I'm taken by surprise by how much it sucks that everyone has the same name.

• 3:20Holly Frey?

  Yeah.

• 3:20Tracy V. Wilson?

  There's five names, and everyone has them. And I'm always like, was that the 11th or the 12th? Was that his cousin or his brother?

• 3:30Holly Frey?

  Right. It's also nerve wracking because the slightest typo can change the course of history.

• 3:34Tracy V. Wilson?

  Yeah.

• 3:37Tracy V. Wilson?

  Yeah. So, yeah, I, every time we do a royal episode, I forget until I'm back into another one.

• 3:44Holly Frey?

  It's because you block it out from the trauma immediately afterwards.

• 3:48Tracy V. Wilson?

  Also, according to this episode, horses are very dangerous.

• 3:53Holly Frey?

  Right?

• 3:54Tracy V. Wilson?

  As far as I know, both of the deaths after a horseback fall in this episode were people who were just out for a ride, enjoying themselves in a recreational way.

• 4:06Holly Frey?

  Just riding.

• 4:09Tracy V. Wilson?

  And then fall from a horse.

• 4:11Holly Frey?

  Scary.

• 4:12Tracy V. Wilson?

  And then another tennis death. We, in the episode about Charlotte Cooper Stary, who was a tennis player that we did a while ago, we kind of talked about the history of tennis in that episode and talked about the lot of royals whose deaths are somehow connected to tennis. And Charles was not one of the people that came up in that episode.

• 4:32Holly Frey?

  But now we can add him to the roster.

• 4:34Tracy V. Wilson?

  We can add him to the roster. Various speculation about what might have really been going on, because it seems like he would have had to hit his head incredibly hard for that to be the cause of death without something else going on.

• 4:51Holly Frey?

  Right.

• 4:52Tracy V. Wilson?

  Harder than would be expected by then just continuing into the tennis court to watch the game.

• 4:59Holly Frey?

  Yeah. I mean, there are freak accidents like that.

• 5:02Tracy V. Wilson?

  Yeah, there are.

• 5:04Holly Frey?

  But there were also other things that could have been in play.

• 5:07Tracy V. Wilson?

  Yeah, yeah. Especially considering that, like, he had sort of been described as never in very good health. We also didn't say it specifically in this episode, but he apparently had lots of affairs. And this was an era when there were not effective treatments for a lot of the sexually transmitted infections

• 5:27Holly Frey?

  Yeah.

• 5:27Tracy V. Wilson?

  that could be gotten when having lots of affairs. There's been a speculation that he might have had, like, syphilis that had gone to his brain.

• 5:38Holly Frey?

  Right.

• 5:39Tracy V. Wilson?

  I don't know what kind of, maybe not documentation, but like, what specific evidence might have led to that speculation? Because I was like, I cannot research all of these side details about people who are not Anne for the episode. I did like getting to research Anne, though.

• 5:57Holly Frey?

  Yeah.

• 5:58Tracy V. Wilson?

  I enjoyed the book, The Unicorn Hunters. It took a little longer for me to get into than some of her other work, because she's got other books that just captivated me from the very beginning. And this one took a little longer. But then strange and surprising things started to happen because it is a fantasy in addition to being a historical reimagining.

• 6:24Holly Frey?

  Yeah.

• 6:26Tracy V. Wilson?

  And it's always fun to get to read about historical women making the most of the power that they have in different

• 6:35Holly Frey?

  For sure.

• 6:36Tracy V. Wilson?

  situations. And of course, a royal, a royal woman has a lot more power than a lot of other women, but she seems to have been able to use the power that she had when all of the men around her had way more power than she did.

• 6:49Holly Frey?

  Yeah. Yeah. She sounds very interesting to me. But I kind of appreciate her bossy approach to life. It works for me. I'm like, yeah, baby, do it.

• 7:00Tracy V. Wilson?

  Yeah.

• 7:01Holly Frey?

  I had two, I had one thought, and I have a horrible confession.

• 7:05Tracy V. Wilson?

  Okay.

• 7:06Holly Frey?

  That might get me stoned to death in the streets.

• 7:08Tracy V. Wilson?

  Uh-oh.

• 7:09Holly Frey?

  One was just completely unrelated to this. When I was looking over this this morning and her

• 7:18Holly Frey?

  sadly not long-lived son, Charles Orlon, came up. I was like, oh, my gosh, this makes sense of a story I had heard somebody tell many, many moons ago, or I'd seen somebody tell in a thing, which is Rowley Crump, who, famous Disney imagineer.

• 7:38Tracy V. Wilson?

  Yeah.

• 7:39Holly Frey?

  And he told this story once, I don't know if it was in an interview or just in a, like, a video of him talking about his life, like, there wasn't necessarily quite an interview, where he was saying when he first started working at Disney, which was something he wanted so badly. I think we talked about this maybe in one of our Honey Mansion episodes, that he wanted that job so badly that he took a huge pay cut to do it. And apparently, initially, HR typed his name wrong on his employee card. And so people were calling him Orland for the first some number of time. And he, he was so scared to jeopardize this new job that he didn't correct them. And I was like, why would anyone think that somebody was named Orland? And now I'm like, oh, yeah, because it's a friend, maybe she was French or had French relatives.

• 8:23Holly Frey?

  Everything clicked into place for me.

• 8:26Tracy V. Wilson?

  Yeah.

• 8:26Holly Frey?

  Here's my horrible confession.

• 8:28Tracy V. Wilson?

  Okay.

• 8:29Holly Frey?

  Oh, man, am I almost scared to say this. I'm really going to make some people angry. I hate the unicorn tapestries.

• 8:35Tracy V. Wilson?

  Yeah.

• 8:35Holly Frey?

  I don't know what it is about them. You know I love art. There is something about the composition of them. I don't like it.

• 8:44Tracy V. Wilson?

  No.

• 8:45Holly Frey?

  I don't know what it is. I don't know if it's like the mannerism. Like, I'm fine with mannerism in paintings, but there's something about it in a fabric execution that just gives me the weird ick. I don't know.

• 9:01Tracy V. Wilson?

  Yeah.

• 9:02Holly Frey?

  I know I'm a monster. People love these things. They want fabric prints of these. Like, I, I have talked to so many people who are like, I hope there's a run of fabric of the unicorn tapestries. And I'm always like, um, cool.

• 9:15Tracy V. Wilson?

  Have fun with that.

• 9:16Holly Frey?

  Not for me.

• 9:17Tracy V. Wilson?

  I have not seen these ones in person, but I have seen the other unicorn tapestries that are in the Cluny Museum in Paris and were the inspiration for our previous episode on unicorns. So I feel like I will reserve judgment until the day. At some point, I'm sure I will make it to the cloisters.

• 9:40Holly Frey?

  Oh, it's spectacular.

• 9:41Tracy V. Wilson?

  It's not like New York is that far from me.

• 9:43Holly Frey?

  No, but even when you're in New York, like, going up to the cloisters is a little bit of a hike, depending on where you're staying in the city. Yeah, I don't know what my problem is. It's me. I'm the problem. I understand that. I just don't, I have no good reaction to those.

• 9:56Tracy V. Wilson?

  Yeah.

• 9:57Holly Frey?

  And never have, and I don't know what it is.

• 9:59Tracy V. Wilson?

  All right. People like what they like. That's what I think.

• 10:02Holly Frey?

  It's true.

• 10:03Tracy V. Wilson?

  That's what I think.

• 10:03Holly Frey?

  I'm not anti-unicorn. I think part of it is the one, the unicorn in the garden, where he's in a very small enclosure.

• 10:12Tracy V. Wilson?

  Then I was going to say the enclosure one.

• 10:13Holly Frey?

  It's much too small for any animal, first off. I'm just like, the animal behaviorist nerd in me is like, that's going to cause unwanted, what's called undesirable behavior patterns. It's not real, Holly. It's a unicorn on a tapestry. It's okay. But it's still, that might be the heart of it, where I'm just like.

• 10:30Tracy V. Wilson?

  You're stressed out by the animal treatment.

• 10:32Holly Frey?

  My pedantry about how this unicorn is being treated

• 10:37Holly Frey?

  prevents me from appreciating any of the art of it. Yeah, I don't know. That one in particular is the first one I saw, I'm sure, because it's the most popular one. It's the one that gets reprinted in books and used on book covers and, you know.

• 10:48Tracy V. Wilson?

  Yeah.

• 10:50Holly Frey?

  And I just, I don't know. It's not, it's not my jam. I'm sorry, anybody that loves it, you should wear it proudly and love it, and I will not criticize it. I just won't. I will be quietly irked from afar.

• 11:02Tracy V. Wilson?

  It is a very, very, the enclosure is barely larger than the unicorn.

• 11:11Holly Frey?

  But they've already hunted it at that point. So like, what do they care?

• 11:14Tracy V. Wilson?

  Yeah.

• 11:14Holly Frey?

  Right? It's not about, like, treating it with treasure-like reverence.

• 11:19Tracy V. Wilson?

  Yeah.

• 11:20Holly Frey?

  Yeah. This might be the heart of why I don't like. I was talking to a friend recently, I'm jumping tracks a bit about why I don't like Lady and the Tramp.

• 11:30Tracy V. Wilson?

  Okay.

• 11:31Holly Frey?

  Disney people, I hear you, but here's the thing. Do you remember Lady and the Tramp?

• 11:36Tracy V. Wilson?

  Vaguely. I mean, I have seen it.

• 11:39Holly Frey?

  It had been a long time since, you know, when Disney used to do the like, it's going in the vault and you couldn't see a movie for a long time. It came out and I was like, hey, I haven't seen this since I was a kid. I should watch it. And I watched it and I was horrified. Because the whole point is like, Lady is their treasured pup. They love her. She gets treated like a little princess baby angel, like she should be. And then they have a baby and they kind of push her to the side and they're like, ah, get out of the way, lady. And I'm like, this is why I don't like children and why this movie was not a repeater for me.

• 12:08Tracy V. Wilson?

  Yeah.

• 12:08Holly Frey?

  Yeah. I don't hate children. I just don't want one in my life.

• 12:11Tracy V. Wilson?

  Yeah, that's fine.

• 12:12Holly Frey?

  I'm scared around them.

• 12:15Holly Frey?

  Anyway, similarly, the unicorn tapestry does something in my brain that I'm like.

• 12:21Tracy V. Wilson?

  Yeah. Oh, well. Oh, well.

• 12:24Holly Frey?

  Orland, that's, that's a better thing. Mr. Pants came up, so I'm.

• 12:28Tracy V. Wilson?

  It did. It did.

• 12:29Holly Frey?

  Love it. Love it. Yeah.

• 12:35Holly Frey?

  A rare disease diagnosis can change your life, but it doesn't have to define your future. Tune in for season seven of Untold Stories: Life with a Severe Autoimmune Condition, a Ruby Studio production in partnership with Argenx. Hosted by public health and policy expert, Dr. Martine Hackett, Untold Stories: Life with a Severe Autoimmune Condition pushes the conversation within the rare disease community forward. Featuring guests living with MG, CIDP, myositis, SMA, and other rare autoimmune conditions. Each episode explores hope, progress, and connection. How does research create new opportunities? How do shared experiences help light the way forward? How do we best show up for each other?

• 13:20Holly Frey?

  Tune in to find out. Listen on the iHeart Radio app, Apple Podcasts, or wherever you get your podcasts.

• 13:31Speaker 04

  First thought is like, wow, how are we going to do all this?

• 13:33Tracy V. Wilson?

  Hey, everybody. It's Tracy from Stuff You Missed in History Class. That's Alan Goya, a planning engineer at AT&T. He's talking about Intuit Dome, home of the Los Angeles Clippers, where every seat, screen, phone, and transaction is connected with AT&T fiber and 5G, defining the fan's experience. And Alan's master plan made it all possible.

• 13:54Speaker 04

  It was going to rival anything that was already built. And that takes quite a bit of people and different teams to all be on the same page.

• 14:02Tracy V. Wilson?

  That includes field services manager, Drexel Jones. His team made sure it all came together and held up on game day.

• 14:08Speaker 05

  Through what Alan's whole crew designed, we connected the event visitors to the world.

• 14:14Tracy V. Wilson?

  And after years of hard work and collaboration, it was opening night.

• 14:18Speaker 05

  To actually see the whole stadium light up and data is flowing is a beautiful thing.

• 14:22Speaker 04

  What the fans experience is incredible. It gave me a lot of pride.

• 14:25Tracy V. Wilson?

  AT&T, connecting fans to what they love.

• 14:28Speaker 06

  Connecting changes everything. AT&T.

• 14:32Tracy V. Wilson?

  So you're considering getting a home security system, but you want something that fits your space. Well, with ADT Blue, it's easy to customize a system that's right for you and set it up yourself. Just pick the kit and monitoring plan that makes sense for your home. Let's say you're worried about package theft. The ADT Plus app can walk you through setting up a new doorbell camera kit. Once it's installed, ADT Pros can help you keep tabs on it 24/7, or you can manage it yourself from the ADT Plus app. There are no long-term contracts, so you can change your monitoring plan whenever you want. The flexibility doesn't end there. You can add to your system as you need to with things like extra cameras or motion sensors.

• 15:11Tracy V. Wilson?

  Some life decisions are hard, but thanks to ADT Blue, you can DIY trusted ADT home security in a snap. Head to ADT.com/BLU to build your system today. And to hear more about home protection and other grown-up topics, check out new episodes of Grown Up Stuff on the iHeart Radio app, Apple Podcasts, or wherever you get your podcasts.

• 15:37Speaker 06

  Hi, it's Nora McInerney, host of the Head Start: Embracing the Journey podcast. We're back with more honest conversations from people living with chronic migraine. People figuring out how to adapt, advocate, and stay connected to the things that bring them joy while managing their condition. People like romance novelist Britt Middleton.

• 15:56Speaker 00

  It's not often that people can look at you and see that you are living with this. And it felt very important for me to show how people can have these incredibly successful, high-pressure, highly-visible jobs. But I also wanted to show, because it is a romance, that having the right partner and her love interests actually takes care of her during a migraine attack that happens in the book. And that is also based on my life as somebody who's had an incredible partner to me for the last 14 years.

• 16:29Speaker 06

  Listen to the Head Start: Embracing the Journey on the iHeart Radio app or wherever you get your podcasts. This show is brought to you in partnership with AbbVie.

• 16:45Holly Frey?

  We talked about credit cards this week.

• 16:46Tracy V. Wilson?

  We did. We did.

• 16:49Holly Frey?

  We did not talk about credit reports, but we will.

• 16:52Tracy V. Wilson?

  Yeah.

• 16:53Holly Frey?

  I think in the not-too-distant future, because that is also a whole fascinating thing.

• 16:57Tracy V. Wilson?

  Yeah.

• 16:58Holly Frey?

  That determines the course of so many people's financial lives.

• 17:01Tracy V. Wilson?

  Yeah.

• 17:01Holly Frey?

  And is a thing people just made up.

• 17:03Tracy V. Wilson?

  At this point, credit card seems so ubiquitous.

• 17:07Holly Frey?

  Yeah.

• 17:08Tracy V. Wilson?

  And so many things, it seems hard to like imagine living your life without one. Or if not a credit card, at least a debit card that's tied directly, some kind of card.

• 17:20Holly Frey?

  Yeah.

• 17:21Tracy V. Wilson?

  To pay things with. And I didn't quite realize the recency of that. But it's something that's been around pretty much longer than my whole life.

• 17:32Holly Frey?

  Right. But it didn't become like the way everything functioned and.

• 17:36Tracy V. Wilson?

  Yeah.

• 17:37Holly Frey?

  Yeah. Within our lifetimes. One of the things that was interesting that I saw just this past weekend, I was at Disney World. I went to the Epcot Food and Wine Festival. Don't bring cash to those booths.

• 17:49Tracy V. Wilson?

  Uh oh.

• 17:50Holly Frey?

  They're not taking it anymore.

• 17:51Tracy V. Wilson?

  Yeah.

• 17:52Holly Frey?

  It's all plastic now.

• 17:53Tracy V. Wilson?

  Yeah.

• 17:54Holly Frey?

  I have a card and a lot of places are doing that now. So it's kind of this funny thing where they're so ubiquitous now.

• 17:59Tracy V. Wilson?

  Right.

• 17:59Holly Frey?

  That they have supplanted cash as the preferred mode of transaction. Just interesting.

• 18:06Tracy V. Wilson?

  I feel like I have different feelings about that within the closed ecosystem of somewhere like Epcot or a food and wine festival. But a lot of things that have become cashless, I'm like, people who don't have a credit card still need to do that. Like still need to be able to buy a bottle of water at the convenience store or whatever.

• 18:28Holly Frey?

  Yeah. Yeah. And I, I'm always very aware of when stores have that sign up because I'm like, what will people do if they really need what you have? And I'm always like, I have that, you know, dopey attitude where I'm always on the lookout. Does someone look panicked because they only have cash? Because I think I'm going to fix it somehow.

• 18:49Holly Frey?

  It comes from a good place. Do you know what I really want to talk about?

• 18:52Tracy V. Wilson?

  What do you really want to talk about?

• 18:53Holly Frey?

  Bellamy's book, Looking Backward.

• 18:55Tracy V. Wilson?

  Okay.

• 18:55Holly Frey?

  I kind of want to talk about him maybe in the future, but it's interesting because when that book first came out, because it, it showed this vision of a utopia in the future where like all of these issues of capitalism and, and people having such disparity of the way wealth was distributed. Being gone and it being great. Like it actually kind of launched a pretty big movement at the time. A lot of sort of utopian society experiments started as a consequence of people being very excited about that book. But I just feel like it would be, it's, it's ripe. For another surge of popularity right now. Like it's just the concepts in it, I think would appeal to a lot of people.

• 19:40Holly Frey?

  I did not read the whole thing cover to cover, but I read probably 25 to 30% of it and found it to be a pretty easy read and pretty well-written.

• 19:51Holly Frey?

  I think I'm going to read the whole thing. I'm very curious about it.

• 19:54Tracy V. Wilson?

  Nice.

• 19:55Holly Frey?

  I love it. Knucklebusters. Thanks, Andor, for inspiring this episode. Listen, I'll Star Wars up anything I can.

• 20:01Tracy V. Wilson?

  That seems great to me.

• 20:02Holly Frey?

  But it was funny because I remember posting, was I still on Twitter then or was it already on police? Anyway, wherever I was on social media, I had posted something where I was like, man, everybody that worked in retail in the eighties and nineties just had like a knee-jerk trauma reaction to watching that knucklebuster go. And so many people chimed in and were like, oh, my gosh, I literally shuddered. Oh, my gosh.

• 20:25Tracy V. Wilson?

  Yeah. Well, even that I, even not working retail, like I can hear the sound of that machine in my head.

• 20:31Holly Frey?

  It is satisfying, I will say, the. But like then you have one go wrong. Like I remember I was working, like I said in the episode, in a, a hair salon that was inside a department store. And it would do like, the cash register would print the ticket out on the, the little carbon-layered thing. And then you had to run the thing. But if you messed up running the card. You had to handwrite all of the card information on it. Cause you couldn't rerun the card on that ticket. You couldn't reissue the ticket through our cash register system at the time.

• 21:11Tracy V. Wilson?

  Yeah.

• 21:12Holly Frey?

  And then it was like, operation slowdown is in effect. Everybody is gonna have to wait an extra 12 minutes while I check this person out. On a Saturday afternoon was a very big problem. Nobody wants to wait 12 minutes when their shampoo and set is freshly done. And I have a lot of, a lot of very specific memories of that job, which I did for several years.

• 21:34Tracy V. Wilson?

  Yeah. I have very specific memories of my first credit card. Which, as we said, I signed up for at a, at a tent with a table under it.

• 21:47Holly Frey?

  Yeah.

• 21:48Tracy V. Wilson?

  Outside of the student center at my college. And I feel like I got a free thing too. Like there was a free water bottle or something.

• 21:56Holly Frey?

  They were giving out shirts, squeeze balls, tote bags, umbrellas, all the stuff.

• 22:00Tracy V. Wilson?

  I was a pretty responsible teen.

• 22:04Holly Frey?

  Not me.

• 22:05Tracy V. Wilson?

  Um, and so I really did use this card only for emergencies for a while. And the first big emergency that I used it for was I went to the University of North Carolina in Asheville. A winter storm blew in right when I was supposed to be returning to school for the spring semester. A situation happened where I was like, I gotta leave, I gotta get there now. Or I'm gonna be stuck at my parents' house for like a, fully a week or more. Because that's, there's, there's no road clearance in that part of North Carolina where my parents live. So I went ahead and got to Asheville. The school would not let me get into the dorm early.

• 22:46Tracy V. Wilson?

  And so I wound up at a motel and I would not have been able to pay for that motel without that credit card.

• 22:52Holly Frey?

  Oh, yeah.

• 22:53Tracy V. Wilson?

  And so like, it really did save me in that situation. And it was a little bit later when I moved from a, a job that had paid me a little bit more to a job that paid me a little bit less and was also in a more expensive city. And I started just using the credit card to kind of make up the difference in my relative incomes. And then that added up over time.

• 23:25Holly Frey?

  Yeah.

• 23:25Tracy V. Wilson?

  Until it was a five-digit number.

• 23:29Holly Frey?

  Yeah. I mean, that's really easy to do. I mean, we, you know, when we first got married, we were very poor. And there were times when like, we were kind of juggling the cards to try to make ends meet while still paying off enough of each of them each month that we could keep doing that for a while.

• 23:45Tracy V. Wilson?

  Mm-hmm.

• 23:45Holly Frey?

  And then as I got better jobs, I just started paying them down.

• 23:48Tracy V. Wilson?

  That was, yeah, I got better jobs and started paying them down. And then I got a first time home buyer tax credit.

• 23:56Holly Frey?

  Hmm.

• 23:56Tracy V. Wilson?

  That was a lump sum. And I was able to use that lump sum to pay it to zero.

• 24:02Holly Frey?

  Yeah. Yeah. Which is the best feeling.

• 24:05Tracy V. Wilson?

  Yeah. I had to pay back that tax credit later. But it, but, but that not being in debt had allowed me to save up the money. So that when the repayment of the tax credit was due, I was able to do it.

• 24:19Holly Frey?

  Right. And you weren't paying interest on all of that.

• 24:22Tracy V. Wilson?

  Right.

• 24:22Holly Frey?

  The whole time.

• 24:23Tracy V. Wilson?

  Yeah.

• 24:23Holly Frey?

  Cause that's what'll get ya.

• 24:25Tracy V. Wilson?

  Yep.

• 24:26Holly Frey?

  It's really hard, it's tricky, I think, too, for, you know, I mean, but I, there are so many teenagers that are so much smarter than I was at that age. But I just like, wanna point out that like, the part of your brain that manages judgment is not done forming yet.

• 24:43Tracy V. Wilson?

  Hmm.

• 24:44Holly Frey?

  When a lot of these companies were like, yeah, you can have a credit card. Here you go. When, you know, you were in school. And I'm like, are any of you taking this into account? So a lot of people graduate not only with student loans, but like this massive credit card debt that they really.

• 24:58Tracy V. Wilson?

  Yeah.

• 24:59Holly Frey?

  Uh, should not have had access to in terms of line of credit yet.

• 25:03Tracy V. Wilson?

  And you and I also came of age in the era when we were explicitly taught that student loan debt was good debt.

• 25:10Holly Frey?

  Yeah.

• 25:11Tracy V. Wilson?

  So.

• 25:12Holly Frey?

  The funnest.

• 25:13Tracy V. Wilson?

  That sort of interconnected with being offered a credit card while in college.

• 25:19Holly Frey?

  Yeah. Yeah. I initially had a card that was attached to my dad's account.

• 25:27Tracy V. Wilson?

  Mm-hmm.

• 25:28Holly Frey?

  That didn't go great.

• 25:34Holly Frey?

  Listen, I, I, I'm a spendy girl at times. I mean, I'm much more financially responsible than I was at that age, but I'd still like to, you know, have a little, a little spender at times. Yeah, that was a source of much conflict and consternation.

• 25:51Tracy V. Wilson?

  Sure.

• 25:52Holly Frey?

  But it's fine now. It's fine.

• 25:54Tracy V. Wilson?

  Yeah.

• 25:59Holly Frey?

  A rare disease diagnosis can change your life, but it doesn't have to define your future. Tune in for season seven of Untold Stories: Life with a Severe Autoimmune Condition, a Ruby Studio production in partnership with Argenx. Hosted by public health and policy expert Dr. Martine Hackett, Untold Stories: Life with a Severe Autoimmune Condition pushes the conversation within the rare disease community forward. Featuring guests living with MG, CIDP, myositis, SMA, and other rare autoimmune conditions, each episode explores hope, progress, and connection. How does research create new opportunities? How do shared experiences help light the way forward? How do we best show up for each other?

• 26:43Holly Frey?

  Tune in to find out. Listen on the iHeart Radio app, Apple Podcasts, or wherever you get your podcasts.

• 26:55Tracy V. Wilson?

  Guess who's back in the house? The old gays are turned for season two of Silver Linings, their hit podcast from iHeart's Ruby Studio in partnership with ViiV Healthcare. Just wait until you hear what hosts Robert McMillan and Jessa have in store this time around. They strut back down memory lane navigating life, love, loss, and everything that shaped them along the way. And as usual, someone just might break into song. From leather bars to bathhouses, dance floors to drag brunch, nothing stays off limits. These are the kinds of insights that can only come from experience. So listen to your elders, honey, and discover the silver linings you can take with you. All sass, zero filter, and decades of perspective from four friends

• 27:38Tracy V. Wilson?

  proving that queer joy only gets better with age on the podcast that never gets old. Listen to Silver Linings, available on the iHeart Radio app, Apple Podcasts, or wherever you get your podcasts.

• 27:54Holly Frey?

  Deanna Flores, flag football star, trailblazer, broadcaster, and entrepreneur, knows what pressure feels like. She knows what it takes to step up in the moment. And she knows that even the biggest achievement is never the end of the story.

• 28:07Tracy V. Wilson?

  In the new podcast, Born to Become with Deanna Flores, she's sitting down with people from every corner of culture, including sports, business, wellness, and entertainment, to find the whole person behind the public identity.

• 28:19Holly Frey?

  Whether she's talking to an athlete on the field, a founder heading into a pitch, or a musician before a show, the conversation starts with the official bio ends.

• 28:28Tracy V. Wilson?

  Every episode, Deanna shares her own experiences, questions, and even doubts. Her guests learn from her, she learns from them, and you might pick up something along the way. No lectures, no know-it-all host, just real people being real.

• 28:41Holly Frey?

  Come curious and leave with something you can use.

• 28:44Tracy V. Wilson?

  Listen to Born to Become with Deanna Flores out now on the iHeart Radio app or wherever you get your podcasts. Created in partnership with Geico.

• 28:56Tracy V. Wilson?

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• 29:40Tracy V. Wilson?

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• 30:06Speaker 06

  Hi, it's Nora McInerney, host of the Head Start: Embracing the Journey podcast. We're back with more honest conversations from people living with chronic migraine. People figuring out how to adapt, advocate, and stay connected to the things that bring them joy while managing their condition. People like romance novelist Britt Middleton. It's not often that people can look at you and see that you were living with this. And it felt very important for me to show how people can have these incredibly successful, high-pressure, highly-visible jobs. But I also wanted to show.

• 30:41Tracy V. Wilson?

  Because it is a romance that having the right partner and her love interests actually takes care of her during a migraine attack that happens in the book. And that is also based on my life as somebody who's had an incredible partner to me for the last 14 years. Listen to the head start embracing the journey on the iHeart Radio app or wherever you get your podcasts. This show is brought to you in partnership with ABV.

• 31:13Holly Frey?

  The other thing that did happen for me as I got older, able to pay this stuff off, is that I don't have that many cards. One thing we didn't talk about in this episode is how quickly, I noticed it really take off in the 90s. I know it had always been around, but in the 90s, it seemed like every store wanted to offer you their credit card.

• 31:36Tracy V. Wilson?

  Uh huh.

• 31:38Holly Frey?

  And what some stores did that caught me off guard at one point, and I ended up racking up a, like, I didn't even spend that much on it.

• 31:46Tracy V. Wilson?

  Right.

• 31:46Holly Frey?

  But I had an account that I didn't realize I wasn't paying because

• 31:50Tracy V. Wilson?

  Oh, yeah, yeah, yeah.

• 31:51Holly Frey?

  Some stores would issue you the store card, but it would also automatically open up like a Visa or MasterCard at the same time.

• 32:00Tracy V. Wilson?

  Oh.

• 32:01Holly Frey?

  And sometimes the balances, like, there was one store, a very large department store chain that still exists that I won't name because they'll probably be like, you're the dumb one. But like, you would open it, you could use the store card, but it would automatically transfer any unpaid from your monthly on to the other account. And I didn't even know that account existed and wasn't. So then they were suddenly like, this is going to collections. And I was like, what are you talking about? What this do you mean? Now, some of that is user error, 100%, but also just that structure was

• 32:33Tracy V. Wilson?

  Yeah.

• 32:34Holly Frey?

  dicey.

• 32:34Tracy V. Wilson?

  I do remember having a pile of different store cards.

• 32:38Holly Frey?

  Yeah.

• 32:38Tracy V. Wilson?

  And some of them were stores that I shopped at often enough for that to make sense. But other times, it was, do you want 20% off today? You can sign up for our credit card.

• 32:49Holly Frey?

  Oh, my gosh, all the time.

• 32:50Tracy V. Wilson?

  Yeah. And like, a person not making a lot of money early in my career, I was like, absolutely, I do want 20% off of these work clothes that I'm buying for my office job.

• 33:01Holly Frey?

  Yeah. Yeah, a lot of those now have been acquired, you know, the little smaller store cards. There are still some, but a lot of those got acquired by bigger companies, right? Like, Target was doing theirs for a while. Now I think that's a Visa. I don't have that account at this point.

• 33:20Tracy V. Wilson?

  Yeah, I don't know.

• 33:21Holly Frey?

  I did at one point. I have it for quite some time. Disney got acquired by Chase?

• 33:27Tracy V. Wilson?

  Mm hmm.

• 33:28Holly Frey?

  I should know that. I use that one. We also did not talk about, like, the rise of rewards programs, which happened in the 1990s.

• 33:37Tracy V. Wilson?

  Yeah.

• 33:37Holly Frey?

  Because they all operate so differently, even though the basic concept is you spend X amount, we credit you in some form of either money back or points or some other program. And then you can sometimes put those points on another card and that card becomes the, like, a gift card. Is it like, it was too much to get into?

• 34:00Tracy V. Wilson?

  Mm hmm.

• 34:01Holly Frey?

  So if you're dismayed out there in our listener village at not having the history of points programs or reward programs, sorry.

• 34:09Tracy V. Wilson?

  Yeah.

• 34:10Holly Frey?

  Listen, I have two rewards cards that get used so much.

• 34:15Tracy V. Wilson?

  I have two rewards cards and then a third card that is just the card that I have had for the longest that I still have for that reason. And the two rewards cards kind of act as the primary card and the backup for the most part.

• 34:29Holly Frey?

  Yeah, mine are a little specific to what I use them for.

• 34:33Tracy V. Wilson?

  That too. Like, there's the primary one that most of the stuff goes on. There's the backup and also for the other vendor. And then there's the third one that I just keep active enough that it doesn't get canceled just in case, because it's the longest thing on my credit history.

• 34:48Holly Frey?

  Same, because I keep that third card in a place in the house so that if, heaven forbid, we are away from the house and whoever is watching our cats.

• 35:00Tracy V. Wilson?

  Sure.

• 35:01Holly Frey?

  There is a, an emergency, they don't have to out of pocket anything.

• 35:06Tracy V. Wilson?

  That's smart.

• 35:07Holly Frey?

  And I'm just like, whatever it takes, pay the people. That, to me, is a little easier to do than

• 35:13Tracy V. Wilson?

  Yeah.

• 35:14Holly Frey?

  to know that that's, I mean, one of the services we use, like, I have friends that watch our cats, but sometimes if those friends are, as just happened.

• 35:21Tracy V. Wilson?

  On the trip with you.

• 35:22Holly Frey?

  On a trip with us, both my main friend that watches them and the backup friends that watch them, we use an actual professional service. And I know they have a whole system that they use, but even so, I just like knowing I could always say, hey, there's just a card in this place. You can just go grab that and take it right to the emergency vet with you.

• 35:41Tracy V. Wilson?

  Mm hmm.

• 35:42Holly Frey?

  Anyway, credit cards.

• 35:43Tracy V. Wilson?

  Yeah.

• 35:44Holly Frey?

  Fascinating to me.

• 35:46Tracy V. Wilson?

  Yep.

• 35:46Holly Frey?

  Tricky parts of life for, for, at many times, for many people.

• 35:50Tracy V. Wilson?

  Yeah.

• 35:50Holly Frey?

  It has been tricky for me in the past, but now I have it under control.

• 35:54Tracy V. Wilson?

  Thanks, universe.

• 35:56Holly Frey?

  If this is your weekend coming up, I hope you spend your money in whatever way makes sense to you. I judge no one. And if you do spend money, I hope it's on something that delights you. Maybe a little treat, maybe a little, something to give you a little dopamine hit and make you smile. If you don't have a weekend coming up and you are working, probably to help pay off all of the many bills, maybe including credit cards, I hope that that work is fulfilling, if at all possible. And if not, I hope it goes smoothly and is easy and your shift ends really fast and then you can get back to your life. And I hope that everybody is kind to you, whether you are working or not, and that you are kind to others, because we all need it really bad. We will be right back here on Monday with a brand new episode. We will also be back here tomorrow with a class.

• 36:46Tracy V. Wilson?

  Stuff You Missed in History Class is a production of iHeartRadio. For more podcasts from iHeartRadio, visit the iHeartRadio app, Apple Podcasts, or wherever you listen to your favorite shows.

• 37:01Speaker 07

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• 37:43Speaker 07

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• 38:27Speaker 07

  or visit zepbound.lily.com.

• 38:31Holly Frey?

  A rare disease diagnosis can change your life, but it doesn't have to define your future. In season seven of Untold Stories: Life with a Severe Autoimmune Condition, host Martine Hackett continues the conversation with people living with MG, CIDP, and the broader rare disease community, exploring what comes after diagnosis through stories of hope, progress, and connection. Produced by Ruby Studio in partnership with Argenx. Listen on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

• 39:02Tracy V. Wilson?

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• 39:45Tracy V. Wilson?

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• 40:05Speaker 00

  This is an iHeart Podcast. Guaranteed Human.