Pod Insights Smart Money Happy Hour with Rachel Cruze and George Kamel Ritzy vs. Regular: Reacting to Social Events in Every Class About this episode Join us on the Live Like No One Else Cruise!
🤔 Think you’re good with money? Take our Money in America quiz!
Lifestyles of the rich and famous—and the relatable regulars. From the Met Gala to the bougie Europe trip your cousins won’t stop posting on Facebook, we’re lifting the veil on the most notorious social events in every social class.
Next Steps:
· 🎙️ Catch our episode We Judge People’s Ridiculous Money Decisions for 58 Minutes.
· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
· 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
· 💵 Create a free budget and find more margin with EveryDollar.
Connect With Our Sponsors:
· Check out the FAIRWINDS Credit Union exclusive account bundle.
· Get 20% off when you join DeleteMe.
· Get 20% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍹 Cranberry-Lime Mocktail
Recipe by: Food Network
· 2 cups frozen cranberries
· 1 1/4 cups sugar
· 3/4 cup frozen limeade concentrate
· 1/2 cup fresh lime juice
· Splash of seltzer water
Instructions: Combine the cranberries, sugar and 1 cup water in a medium saucepan over high heat. Bring to a boil and reduce to a simmer. Carefully smash the cranberries, then simmer the mixture until slightly reduced and dark red, about 10 minutes. Let cool for 10 minutes. Strain the mixture into a heat-safe container, pressing on the cranberry solids to extract all the juice. Let cool for 30 minutes. Combine the cranberry syrup with the limeade and lime juice in a pitcher and stir well. Mix equal parts of the drink mix and seltzer. Serve over ice with cranberries and a lime slice.
Explore More From Ramsey Network:
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Transcript 10,162 words · 3 speakers
Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.
0:05 George Kamel? Lifestyles of the rich and the famous, and also lifestyles of the relatable regulars. Today, we're lifting the veil on the biggest social events in every social class. Wow, good for you.
0:15 Rachel Cruze? Yes, we are peers, George. Stop trying to elevate me.
0:18 George Kamel? She's just like us.
0:18 Rachel Cruze? Stop trying to elevate me. Do you trust the rides?
0:21 George Kamel? You don't, but that's kind of part of the fun.
0:23 Rachel Cruze? Okay.
0:28 Rachel Cruze? Hey, guys, I'm Rachel Cruz.
0:30 George Kamel? I'm George Kamel.
0:32 Rachel Cruze? And this is
0:33 George Kamel? Smart Money Happy Hour.
0:35 Rachel Cruze? George, this is
0:41 Rachel Cruze? this is a pool.
0:42 George Kamel? It's the heaviest drink we've had on this show so far. I mean, I lift a lot of weights. This is probably a 10-pounder.
0:49 Rachel Cruze? Well, this is the show where two friends who happen to be money experts talk about what you're talking about. So everything from pop culture, current events, and money.
0:56 George Kamel? But first, let's talk about this beautiful monstrosity.
0:58 Rachel Cruze? I mean, yeah.
1:01 George Kamel? This is a cranberry lime mocktail. You wouldn't believe it. It looks like a big gulp, but there is no alcohol in it, which is probably for the best. We're going to give you our rating and reveal the cost per glass at the end of the episode. You'll want to stick around for that. I think it's going to be a good one.
1:15 Rachel Cruze? Yeah, my knee jerk is that it's fantastic.
1:18 George Kamel? Love a knee jerk.
1:19 Rachel Cruze? All right, George, you know, it's about to be May. It's gonna be May. I was gonna do the same thing, too.
1:26 George Kamel? You have to do it.
1:26 Rachel Cruze? Yes, I know.
1:28 George Kamel? It's a millennial rite of passage.
1:29 Rachel Cruze? So do you know what that means? What does May bring?
1:31 George Kamel? Free queso all month for Cinco de Mayo.
1:35 Rachel Cruze? No, but that fits the glasses, though.
1:37 George Kamel? It does. Very Cinco de Mayo.
1:39 Rachel Cruze? No, it's the Met Gala season.
1:41 George Kamel? Didn't even know that was a thing.
1:42 Rachel Cruze? You love pop culture. The Met Gala, it's happening.
1:45 George Kamel? Nobody knows less about the Met Gala than me.
1:47 Rachel Cruze? And, yes, well, the fashion in the Met Gala is like
1:51 George Kamel? Wait, is this where Rihanna dresses up like the Pope? And we're supposed to act like it's art?
1:56 Rachel Cruze? Yes.
1:57 George Kamel? Is that what happens?
1:58 Rachel Cruze? The fashion's crazy.
1:59 George Kamel? On purpose.
2:00 Rachel Cruze? On purpose, yes. Depending on the theme and there's like always a thing there, yeah.
2:04 George Kamel? The richer you are, the dumber you can dress, I've realized. Is that fair?
2:09 Rachel Cruze? Yes. George, that's actually pretty good. Cause some stuff people wear, you're like, never. You could never like, that's not pretty.
2:16 George Kamel? Well, we look at Harry Styles outfits and we're like, wow, he's really pulling off that sequin romper.
2:22 George Kamel? What? He's so fashion.
2:26 Rachel Cruze? I know, no.
2:27 George Kamel? I go for timeless. Fifty years from now, I want my kids to watch this and go, dad looks good. That was a, that was a good jacket.
2:33 Rachel Cruze? Yes. Hey, do you know what, um, TV show, actually, I'm gonna say pulled it off 75% of the time? It's Friends.
2:40 George Kamel? Oh, Friends.
2:42 Rachel Cruze? They have very timeless style. Like there's, there's some stuff they're like, oh wow, that feels very nineties, early 2000s. But the, like, they did a really good job. Yes. The timeless pieces, that's the classiest.
2:53 George Kamel? Well, now kinda baggy is back in, so the nineties style of dress.
2:57 Rachel Cruze? Yeah, that's probably true. Yeah, that's probably true. Um, okay, so the Met Gala, you know nothing about it. Okay, so we're gonna do a little fun rapid fire.
3:04 George Kamel? Oh, good. You can play along at home if you also know nothing.
3:06 Rachel Cruze? This is the height of pop culture. I don't watch, I don't, I don't even know if it's like on TV. Like, I don't watch on TV. This is where I go to Instagram that night and I look through everyone's pictures. And then the other best part is other people that critique them, like other, you know, whether they're like designers or whatever, and they show like, good, good, horrible, good. And you get to see like what professional people in the fashion industry have to say. It's my favorite.
3:29 George Kamel? So there is an objective truth to these outfits.
3:33 Rachel Cruze? I mean, I don't know. Okay, you ready for this one?
3:35 George Kamel? Okay.
3:38 Rachel Cruze? Who's in this?
3:40 Rachel Cruze? Who's in this photo, George?
3:42 George Kamel? Uh, oh gosh, is that Kim Kardashian?
3:44 Rachel Cruze? George Kamel, yes!
3:47 George Kamel? She's wearing head to toe all black, face covered.
3:49 Rachel Cruze? Yes. We got a little Kim. Wow, you know this.
3:53 George Kamel? It's giving, uh, like green screen suit meets hijab.
3:56 Rachel Cruze? Yeah.
3:56 George Kamel? You know what I mean?
3:57 Rachel Cruze? I never would.
3:58 George Kamel? There's a lot going on there.
3:59 Rachel Cruze? Actually, she's pretty good.
4:02 George Kamel? Is that fair?
4:03 Rachel Cruze? Yeah, it is fair, actually, yes.
4:05 George Kamel? It's skin tight, but it's all black and it has a whole, like a head covering.
4:09 Rachel Cruze? Yeah.
4:10 George Kamel? Face covering.
4:11 Rachel Cruze? But the poor thing, her, like, she's got no, like, no nostrils.
4:15 George Kamel? I could wear that and look good, I feel like.
4:16 Rachel Cruze? Freedom. Well, and all, there's all these masks in the background from the photographers. So I'm assuming 2020, or probably 2021, 2022, like, is when that was. So I'm trying to think if she was with.
4:26 George Kamel? Is that the Kanye era?
4:27 Rachel Cruze? Kanye, that's what I was gonna say. I'm trying to think if that's when she was.
4:30 George Kamel? Yo, girl, you look so good.
4:31 Rachel Cruze? This feels, this feels extreme to me, which yay, would be there. Okay. Which celebrity matches the carpets of the Met Gala every year with her dresses?
4:44 George Kamel? Oh, gosh. That's a lot of celebrities that could be doing that.
4:47 Rachel Cruze? Oh, really? No, I think there's.
4:50 George Kamel? Matches the carpet? Lady Gaga?
4:52 Rachel Cruze? Nope.
4:52 George Kamel? Oh, that feels like someone who would match the carpet.
4:54 Rachel Cruze? This is gonna be fun. I'm gonna give you three hints.
4:56 George Kamel? All right.
4:56 Rachel Cruze? If I can drink my bowl. Here we go. Um, okay, I'm gonna say gossip is clue number one.
5:05 George Kamel? Gossip Girl. Is that the clue?
5:08 Rachel Cruze? Number two, lawsuit.
5:11 George Kamel? Blake Lively.
5:12 Rachel Cruze? Mm-hmm. Good job. You wanna see?
5:15 George Kamel? Yeah, let's.
5:15 Rachel Cruze? This is fun.
5:16 George Kamel? How do you match the carpet?
5:17 Rachel Cruze? Oh, look at her. Classy. She did pretty great. I do think she's like one of the most beautiful people.
5:21 George Kamel? Oh.
5:24 George Kamel? Okay.
5:24 Rachel Cruze? Fun, huh?
5:25 George Kamel? I guess.
5:26 Rachel Cruze? Cute. I love it. I think it's great.
5:30 George Kamel? Yeah, but if I was matching the curtains, you wouldn't be like, wow, what a great look. You know what I mean?
5:34 Rachel Cruze? But if it was Dolce, I would.
5:35 George Kamel? If it was a $10,000 dress.
5:37 Rachel Cruze? Yeah, I'd be like, well done, George. Well, now that I give Harry Styles feels, I'd probably say, George, take that off.
5:42 George Kamel? Thank you.
5:42 Rachel Cruze? Give it to Whitney. All right, last trivia question about the Met Gala. George.
5:47 George Kamel? All right.
5:47 Rachel Cruze? Which British royal family member attended the Met Gala only once in 1996? You got Queen Elizabeth?
5:56 George Kamel? The second.
5:56 Rachel Cruze? Camilla, Parker Bowles.
5:58 George Kamel? Okay.
5:59 Rachel Cruze? Meghan Markle or Princess Diana?
6:02 George Kamel? Okay, Princess Di, I don't think she had passed yet in 96. Is that true? It feels, I wanna say Princess Di.
6:10 Rachel Cruze? Ding ding ding, yes.
6:11 George Kamel? Correct?
6:11 Rachel Cruze? Yes, she attended one time.
6:13 George Kamel? Wow.
6:14 Rachel Cruze? The Met Gala.
6:14 George Kamel? It just feels like something she would do.
6:16 Rachel Cruze? Man.
6:17 George Kamel? Meghan Markle would be there for the networking. Princess Di would be there for the sheer art.
6:22 Rachel Cruze? Just with those eyes.
6:22 George Kamel? Yeah. R.I.P.
6:25 Rachel Cruze? I wish she could do her eyes.
6:27 George Kamel? Is that what she did? Did you see where she would
6:31 Rachel Cruze? You know how she does, she looks
6:32 George Kamel? Okay, did you see this clip where she would walk backwards to avoid paparazzi taking photos of her?
6:37 Rachel Cruze? Who?
6:38 George Kamel? Princess Di. It was masterful.
6:40 Rachel Cruze? Talk about conspiracy. Did you know there was a whole thing that she apparently knew about Prince Andrew? And the old
6:48 George Kamel? Whoa, you think that was part of her demise?
6:53 Rachel Cruze? Possibly. There's a lot of conspiracies around her death, but that was one recently. I thought, what if she's one? What if she's the one that would have saved and they
7:00 George Kamel? It would connect a few dots, that's for sure.
7:02 Rachel Cruze? I know. What a, what a hero. We love her.
7:05 George Kamel? Wow, alright.
7:06 Rachel Cruze? Love her.
7:07 George Kamel? Well, we've covered fashion. I'm done with that. Now I've got some financial trivia for you.
7:10 Rachel Cruze? Okay, give it to me.
7:11 George Kamel? Some more in my wheelhouse. True or false, the Met Gala is an actual fundraiser?
7:16 Rachel Cruze? True.
7:17 George Kamel? 2025, it raised a record $31 million.
7:21 Rachel Cruze? Yes.
7:21 George Kamel? In its 77-year history.
7:23 Rachel Cruze? Yeah, it's for the, for the museum.
7:25 George Kamel? Yeah, the proceeds go to the Met's self-funded Costume Institute.
7:28 Rachel Cruze? Yes.
7:28 George Kamel? Operations, exhibitions, acquisitions, things that rhyme with that, conservation. There's roughly 33,000 fashion artifacts. I love these are called artifacts. Like a meat costume is an artifact?
7:40 Rachel Cruze? I know.
7:41 George Kamel? Versus like a fossil in ancient Egypt, which is an all, you know what I mean?
7:45 Rachel Cruze? Totally.
7:45 George Kamel? Like, let's define artifact, guys.
7:47 Rachel Cruze? Yeah, that's fair. That's fair.
7:48 George Kamel? Okay, true or false, there's an entertainment budget for the guests each year?
7:52 Rachel Cruze? Uh, I'm gonna say false. I bet they give their time and everything because to say that they performed at the Met Gala.
8:00 George Kamel? It's actually true.
8:00 Rachel Cruze? Okay.
8:01 George Kamel? There's an entertainment budget. Last year it was more than $1.3 million.
8:04 Rachel Cruze? Okay.
8:04 George Kamel? Wicked stars, Ariana Grande and Cynthia Revo, performed for their peers.
8:09 Rachel Cruze? For their peers?
8:10 George Kamel? Their peers. We have different peers, Rachel and I.
8:15 George Kamel? Wow, alright, can you guess, A, how much individual tickets cost for the Met Gala, and B, the starting price of a table?
8:21 Rachel Cruze? Cause the table's the big thing.
8:22 George Kamel? Yep.
8:24 Rachel Cruze? Um, gosh, table, I'm gonna go 200 grand.
8:27 George Kamel? Okay.
8:28 Rachel Cruze? Single price of a ticket? Um, fifty, thirty?
8:33 George Kamel? You're a little under on both. Seventy-five grand for tickets, three hundred fifty grand for a table.
8:38 Rachel Cruze? Oh, my gosh.
8:39 George Kamel? So, let's start saving up. Let's start that sinking fund every dollar. Wait, can we can't go? We have to be invited?
8:46 Rachel Cruze? Yeah, and I think Anna Wintour, I think she actually handpicks. Devil Wears Prada, her, you know, that they portrayed. I think, though, I think I've heard she handpicks the guest lists. Like, it's a very exclusive, yep, whole thing. And I think, I guess, if you get invited, you have to buy a ticket then, right?
9:03 George Kamel? I feel like it's rude not to.
9:04 Rachel Cruze? Yeah, I don't.
9:05 George Kamel? It's for charity.
9:07 Rachel Cruze? It's for charity. For the arts. For the arts. That's, that's another, that's another level of people when you say that.
9:13 George Kamel? For the arts.
9:13 Rachel Cruze? For the arts. For the arts.
9:15 George Kamel? It is wild to compare how different the definition of a social event, uh, depends on a person's social class.
9:21 Rachel Cruze? Yes, so I think we should go through it. Let's do, uh, per social class, what social events they would attend. Would that be fun?
9:27 George Kamel? I like that a lot. So, all the way from the celebrities down to the, the poppers and the peasants.
9:32 Rachel Cruze? Let's just, yes. Go all the way.
9:34 George Kamel? Well, me, I wouldn't say you.
9:35 Rachel Cruze? Here.
9:35 George Kamel? I'll say me.
9:36 Rachel Cruze? Me? What?
9:37 George Kamel? I don't attend highfalutin events.
9:40 Rachel Cruze? You think I do?
9:41 George Kamel? Were you not at the inaugural ball?
9:43 Rachel Cruze? Yes, I was one time. This is probably the nicest event I've ever, uh, Winston's never rented a tux except for our wedding.
9:50 George Kamel? He did, like, a rental? He doesn't own one?
9:51 Rachel Cruze? No, I'm telling you, see, I'm a peasant down here.
9:55 George Kamel? No, Winston is a peasant.
9:56 Rachel Cruze? We don't own tuxes.
9:57 George Kamel? How does Winston not own a tux?
9:58 Rachel Cruze? I don't own ball gowns, ball gown.
10:00 George Kamel? Did you went shopping for a ball gown?
10:02 Rachel Cruze? Uh, Rent the Runway. So, I didn't even buy it.
10:04 George Kamel? Wow, good for you.
10:06 Rachel Cruze? See, I am, yes, we are peers, George. Stop, stop trying to elevate me.
10:10 George Kamel? She's just like us.
10:11 Rachel Cruze? Stop trying to elevate me.
10:13 George Kamel? That's so great.
10:14 Rachel Cruze? Don't try to elevate me. Okay, well, before we dive in, this is gonna be a fun episode for me, selfishly, so thank you.
10:19 George Kamel? You asked for this.
10:20 Rachel Cruze? Thank you, yes. But, uh, what I would say, though, whether you're a celebrity or not, actually protecting your information online is really important. And so Delete Me comes in and removes your information from data broker websites that will sell your data. They make money off of you. And then you get spams and scams and phishing and all this stuff because your data's out there. It's all you're connected all out, all over with your home address, your phone number, your kids' names, everything. So Delete Me goes in and removes all that information. And the service is incredible. It is a subscription that we use, we love, and we recommend to anyone now in 2026.
10:59 George Kamel? Yes. You don't have to be a public figure for this to be a real concern for you. And the pricing is amazing. It comes out to about nine bucks a month with our code, Smart Money. So you can go to joindelete.me/smartmoney to get 20% off their annual plans. And you can get one for the whole family. That way everyone's protected from the kids to the parents to the spouses. This is worth it for anyone in your life that you care about. Stay safe. Keep your digital life private.
11:24 Rachel Cruze? Okay, so the Oscars for this year is done. But back in 2025, last year, the cost estimated to be $57.7 million to produce. And again, just a fraction of what the nominees spent on their films. So for example, last year, Wicked was nominated for 10 categories, but the film's budget was $150 million. Advertisers pay
11:50 George Kamel? Took my breath away.
11:51 Rachel Cruze? 1.95 million. So basically $2 million for a 30 second spot. And then the little goodie bags. Oh, have you heard about this?
11:58 George Kamel? I've heard about the Oscars goodie bags.
12:00 Rachel Cruze? Oh, yeah.
12:00 George Kamel? What's in there?
12:01 Rachel Cruze? Estimated over $170,000. So it's like luxury getaway, scan care, all the things. But you get these goodie bags at all these events that are like out of this world.
12:14 George Kamel? When I hear a goodie bag, I think like, there might be a Tootsie Roll in there.
12:17 Rachel Cruze? A Tootsie Roll.
12:18 George Kamel? Not a luxury getaway. What is it? Is like a gift card?
12:21 Rachel Cruze? Like designers and all of it. I mean, all of it.
12:22 George Kamel? They don't need the money.
12:23 Rachel Cruze? See, isn't that funny?
12:25 George Kamel? They can just go take a luxury getaway.
12:27 Rachel Cruze? Yes.
12:27 George Kamel? Now, if it's like the assistants, the people's behind, people behind the scenes, give them the goodie bags.
12:32 Rachel Cruze? That's what they should do.
12:32 George Kamel? Leonardo DiCaprio doesn't need your goodie bag, guys.
12:35 Rachel Cruze? No, he doesn't. No. But the companies do it. So Leonardo DiCaprio ends up on the vacation and gets spotted there. And then they make money.
12:42 George Kamel? Paparazzi's there. This, you know what? Conspiracy theory. It's all an inside job.
12:46 Rachel Cruze? They're all in cahoots.
12:47 George Kamel? They're all in cahoots.
12:48 Rachel Cruze? Probably. Probably. Leo.
12:50 George Kamel? The publicity companies pay the paparazzi to go catch Leonardo, and they're in cahoots with the getaway company.
12:56 Rachel Cruze? I believe it. Who should we get into cahoots with, George?
13:00 George Kamel? I'm in the wrong cahoots, whatever I'm in with. It ain't a good one.
13:03 Rachel Cruze? Well, I wonder what would be a good? Let me think. Ticketmaster?
13:11 George Kamel? Yeah, what am I asking for from Ticketmaster?
13:13 Rachel Cruze? I don't know, money?
13:14 George Kamel? Backstreet Boys tickets? It's as good as it gets? I can do better.
13:17 Rachel Cruze? Maybe, maybe. Yeah, but the Oscars, again, it's where all the celebs go. That's a social event to be at for them.
13:25 George Kamel? And here's, get this, the average cost to attend the Vanity Fair Oscar party, couples reportedly pay $83,000. To just schmooze at the party.
13:34 Rachel Cruze? To go to the party.
13:36 George Kamel? You gotta have so much money just to schmooze these days.
13:39 Rachel Cruze? Well, that's what it is, right? I mean, if you think about it.
13:42 George Kamel? Yeah.
13:42 Rachel Cruze? They just, yeah, they don't think, they don't think about it.
13:44 George Kamel? You just wanna be in the room if you're rich enough, I guess.
13:46 Rachel Cruze? Okay, next, is the, is it Canes? Cans?
13:49 George Kamel? I think can.
13:51 Rachel Cruze? Can.
13:51 George Kamel? Just can.
13:51 Rachel Cruze? Oh, just can.
13:52 George Kamel? If it's like the English variation.
13:53 Rachel Cruze? Can.
13:54 George Kamel? The French, I think, extended a little bit. I was in Reddit threads, Rachel, I was deep in it. I was in the subreddit.
13:59 Rachel Cruze? Oh, it is, it's pronounced can. Con.
14:03 Rachel Cruze? Yep, you're right. Oh, wait, wait, we got a 45 second. We got a 45 second.
14:11 Speaker 02 You're looking at how to pronounce the name of this film festival that takes place in this beautiful coastal city on the French Riviera, in the south of France. How do you say it? Can. Can. Film Festival.
14:27 Rachel Cruze? Can. Can.
14:29 George Kamel? That's the official pronunciation, which is closest to can, but not quite con.
14:34 Rachel Cruze? Okay. Can.
14:35 George Kamel? Can.
14:36 Rachel Cruze? Can.
14:36 George Kamel? Can.
14:37 Rachel Cruze? Film Festival, that's what we're gonna say.
14:39 George Kamel? Can.
14:39 Rachel Cruze? Can. Con, con, con.
14:42 George Kamel? That guy must make a living off of his YouTube videos. He takes 40 seconds to get to the word.
14:48 Rachel Cruze? That's who we should be in cahoots with.
14:50 George Kamel? That guy.
14:50 Rachel Cruze? Yeah, it's quite him.
14:52 George Kamel? I should do a pronunciation YouTube channel.
14:55 Rachel Cruze? So fun.
14:55 George Kamel? And I would just get to it, instead of this guy. It's in the south of France. Nobody cares.
15:01 Rachel Cruze? Oh my gosh.
15:02 George Kamel? All right.
15:03 Rachel Cruze? Okay.
15:03 George Kamel? This film festival, so pretentious.
15:05 Rachel Cruze? Yes, this was supposed to begin in 1939, but WWII was happening. So it actually took place in 1946. And lasts about two weeks. So who attends? It's filmmakers, actors, journalists, fans from around the world. And many popular films have come through the cans with a popular response. So you got ET, Pulp Fiction, Pixar's Up.
15:31 George Kamel? Who knew?
15:31 Rachel Cruze? Looky there, Moulin Rouge, Moonrise Kingdom.
15:35 George Kamel? Love that one.
15:35 Rachel Cruze? I don't know if I know.
15:36 George Kamel? Wes Anderson. He's a very hipster director, probably not your speed.
15:40 Rachel Cruze? Okay. Yeah, I don't know him. Cowboy?
15:43 George Kamel? Not quite. Very symmetrical, artsy shots.
15:48 Rachel Cruze? No.
15:48 George Kamel? Whimsical, quirky.
15:50 Rachel Cruze? Not my thing.
15:51 George Kamel? Okay.
15:51 Rachel Cruze? Yeah, no.
15:52 George Kamel? I tried.
15:53 Rachel Cruze? I need a murder and an affair.
15:56 George Kamel? Uh, that might happen.
15:58 Rachel Cruze? I need like a.
15:59 George Kamel? That could happen in a Wes Anderson film.
16:01 Rachel Cruze? I need a mystery, that's what I mean. Oh my gosh, well, the money here, you ready for this?
16:07 George Kamel? Okay.
16:07 Rachel Cruze? Uh, to attend is over $1,300 after. Tickets, travel, food and other costs, so it could be.
16:15 George Kamel? That feels cheap. I mean, a ticket to France alone feels like it costs that.
16:19 Rachel Cruze? Yeah, or it could cost up to tens of thousands for the more elite access, so.
16:22 George Kamel? That's what you would do. Go big or go home.
16:24 Rachel Cruze? Go big or go home. Yeah, I'm not, I'm not like an artsy person. It's like the film festival stuff doesn't, I hear festival too and I run.
16:32 George Kamel? You'll wait for it to be on Netflix. You're not gonna go to the festival to be the first to see it.
16:36 Rachel Cruze? No, but I will go to a movie theater.
16:38 George Kamel? When's the last time you went?
16:40 Rachel Cruze? Um, when was the last movie I saw in theaters? Zoolander 2?
16:44 George Kamel? What?
16:45 Rachel Cruze? Like kids.
16:45 George Kamel? That was an insane answer.
16:49 Rachel Cruze? No, not Zoolander, Zootopia!
16:55 George Kamel? I was like, was there a Zoolander 2?
16:57 Rachel Cruze? Everyone's like, wait, wait, wait, no, no. Zootopia.
17:02 George Kamel? I was like-
17:03 Rachel Cruze? It's like my kiss.
17:04 George Kamel? You acted like you go to the theater all the time and then you drop Zoolander as your reference?
17:11 Rachel Cruze? Zootopia.
17:12 George Kamel? Yeah, okay, that makes more sense. Now I need to find out, was there a Zoolander 2?
17:18 Rachel Cruze? With Ben Stiller? Was there? Oh, no.
17:22 George Kamel? Oh, yeah, there was in 2016. Rachel hasn't made it to the movies in a decade.
17:27 Rachel Cruze? Ten years.
17:28 George Kamel? And to be fair, it got a 21% on Rotten Tomatoes.
17:30 Rachel Cruze? Yeah, I believe it. Zoolander 2, yeah, sorry, Zootopia. And actually, as the opposite of that, Zootopia 2 was the highest grossing Disney film. Did y'all hear this?
17:41 George Kamel? I didn't know that.
17:42 Rachel Cruze? It became, it was the, which is great, because it was fine, but it was not like a classic, like should be the highest grossing. Yes.
17:50 George Kamel? Wow.
17:50 Rachel Cruze? Isn't that wild?
17:52 George Kamel? I feel like they're just making stuff up.
17:53 Rachel Cruze? Has Mia seen Zootopia?
17:55 George Kamel? No, she hasn't even seen Frozen yet, and she's obsessed. She knows all the words, every song.
17:59 Rachel Cruze? Why have you not shown her Frozen?
18:00 George Kamel? Screen time. It's just simply too much for her little brain. It's too much for her tiny brain.
18:04 Rachel Cruze? Lord.
18:05 George Kamel? She doesn't have the attention span.
18:06 Rachel Cruze? Oh, stop that. Show her Frozen.
18:09 George Kamel? You're gonna have to deal with that monster after an hour and a half of screen time.
18:11 Rachel Cruze? Stop it. She's like four years old. Well, no, she's two.
18:15 George Kamel? She's two and a half!
18:15 Rachel Cruze? Okay, okay. All right.
18:17 George Kamel? She's not even potty trained yet. I feel like you gotta at least be potty trained to watch an hour and a half movie.
18:23 Rachel Cruze? Ah, yeah, maybe so. I can't remember now. It's too, too long ago for me.
18:28 George Kamel? Yeah, we'll get there then.
18:28 Rachel Cruze? But I love a movie.
18:29 George Kamel? I can't wait. Yeah, you watch a lot of like throwback movies with your kids, right?
18:32 Rachel Cruze? Yes.
18:33 George Kamel? That's your thing, like 90s movies, 2000s movies?
18:35 Rachel Cruze? We love like a Sandlot, Dustin checks in. Oh, yeah, there's so, there's so many great.
18:38 George Kamel? And they hold up. The kids like them.
18:40 Rachel Cruze? Yes, but then my girls are really into like the Disney musical stuff. There's this new one called Teen Beach on Disney, and it's like these teenagers that get sucked into a 1950s film. Like about a beach.
18:54 George Kamel? Okay.
18:55 Rachel Cruze? Anyways, it's all these songs and soundtracks. I don't know.
18:58 George Kamel? But they love it? They're dancing to it?
18:59 Rachel Cruze? Oh my gosh. They love it.
19:01 George Kamel? That's fun. All right. Enough celeb talk, Rachel. Let's move into upper and middle class social events, starting with the upper class. So, upper class, the one that comes to mind, the Masters Golf Tournament.
19:12 Rachel Cruze? Oh, yes.
19:14 George Kamel? It exudes class.
19:15 Rachel Cruze? Now, that's, that's exclusive, right? You have to be invi-
19:17 George Kamel? It's really hard to get there.
19:19 Rachel Cruze? Yes. Like, I mean, I guess you can get a ticket, but like, you have to know someone that has, like, it's like, you can't just go on Ticketmaster.
19:24 George Kamel? No, no.
19:25 Rachel Cruze? And buy a ticket.
19:25 George Kamel? Because the price isn't that much. Daily tickets are around a hundred and forty bucks or less if it's a practice round.
19:30 Rachel Cruze? No, that's not bad.
19:31 George Kamel? But there's a official Masters Lottery. So, if you purchase it through that, four-day badges, five hundred and twenty-five bucks.
19:37 Rachel Cruze? Okay.
19:37 George Kamel? And then there's third-party sites that can list tickets up to sixty-five hundred dollars.
19:40 Rachel Cruze? Oh.
19:41 George Kamel? Even though it was a no resale policy.
19:43 Rachel Cruze? Okay, but that's where, that's where it gets pricing.
19:45 George Kamel? But it's really hard to get tickets through the lottery. So, people are willing to, to go for it.
19:48 Rachel Cruze? So, they'll get it, and then they turn around and sell them. They're not supposed to.
19:51 George Kamel? No. I don't know how they enforce it, but.
19:54 Rachel Cruze? Um, and I would go for the food. Do you know their, like, pimento, all their stuff and their pricing hasn't changed?
20:00 George Kamel? Oh, that's right, yeah.
20:02 Rachel Cruze? Yes.
20:02 George Kamel? It's like a couple of bucks.
20:03 Rachel Cruze? All their menu items are, like, super cheap, and it's all the same food that they've had for, like, decades there. That's fun.
20:08 George Kamel? Finger foods, right? Like little sandwiches?
20:10 Rachel Cruze? Yeah, it's like pimento cheese. Uh, what's all the, it's all these famous sandwiches that they have.
20:13 George Kamel? There's a Masters drink that I think I made.
20:15 Rachel Cruze? It's, uh-
20:16 George Kamel? I made one year while we were watching it.
20:17 Rachel Cruze? Yes, yes. I know what you're talking about.
20:19 George Kamel? It was decent. I think it had, like, vodka and some juices in it.
20:23 Rachel Cruze? Yep.
20:24 George Kamel? Pretty light, pretty fruity. I was mildly unimpressed, but I guess if you're on a hot golf course all day.
20:29 Rachel Cruze? It's like a mix of something, right?
20:31 George Kamel? Yeah.
20:31 Rachel Cruze? Yep.
20:32 George Kamel? You tell me, Masters cocktail. We should have made it for this episode, guys.
20:35 Rachel Cruze? It's the pimento cheese sandwich and the egg salad sandwich. Those are, like, the two famous ones.
20:39 George Kamel? Oh, wow.
20:40 Rachel Cruze? Famous. And then there's, like, the one that's together. And then you got the chicken salad, the barbecue pork sandwich.
20:46 George Kamel? Yeah, I'm getting hungry.
20:47 Rachel Cruze? Yep. Um, pimento cheese sandwich, a dollar fifty. Egg sandwich, a dollar fifty. Yeah, like, it's like-
20:53 George Kamel? I'm glad they're finally giving these rich people a discount. It's about time.
20:56 Rachel Cruze? I know. Good for them.
20:58 George Kamel? This is crazy.
20:59 Rachel Cruze? Uh, the peach ice cream sandwich. So, it, or the pim- yeah, what was your drink?
21:03 George Kamel? Peach ice cream sandwich? That sounds delicious.
21:06 Rachel Cruze? Yeah, famous drink.
21:07 George Kamel? Masters cocktail, if you just search that.
21:09 Rachel Cruze? The Azalea?
21:11 George Kamel? Yeah, Azalea cocktail.
21:13 Rachel Cruze? There you go. It's vodka, lemonade, pineapple juice, and a splash of grenadine.
21:17 George Kamel? Grenadine, yep.
21:18 Rachel Cruze? Grenadine.
21:18 George Kamel? Which is kinda like a pomegranate syrup. See, it's good. It's a little sweet, because you got the pineapple juice, the grenadine. It's like, everything is sweet.
21:25 Rachel Cruze? For sure. Um, okay, Masters, would you go?
21:28 George Kamel? Would I go? If invited, yeah. If Dave Ramsey was like, "Hey, hop on, we're going to the Masters," I'd be like, "Yeah, I'll go."
21:34 Rachel Cruze? I'll go.
21:35 George Kamel? I'll find a golf uniform.
21:37 Rachel Cruze? Find a green collared shirt.
21:39 George Kamel? I'll wear a belt and tuck in a shirt for that.
21:41 Rachel Cruze? Do what I gotta do.
21:42 George Kamel? I love a good sandwich, so...
21:43 Rachel Cruze? Okay, very southern. You know what's so southern? The Kentucky Derby.
21:47 George Kamel? I would probably rather go to that.
21:49 Rachel Cruze? That would be fun. Even though I'm against betting, a little horse betting would kinda be exciting, you know?
21:54 George Kamel? Go for the horses, stay for the sundresses and fun hats.
21:57 Rachel Cruze? Stay with the hats. Yeah.
21:58 George Kamel? Big hats blocking my view. That's what I'm there for.
22:00 Rachel Cruze? Nashville has a version of it. Steeplechase, that we like, try to be the Kentucky Derby, and it just doesn't quite...
22:06 George Kamel? No one's buying it.
22:07 Rachel Cruze? It's just not...
22:08 George Kamel? And the Kentucky Derby has a famous, uh, drink.
22:11 Rachel Cruze? Yeah, they drink, um...
22:12 George Kamel? Is it a mule? It's a mint julep.
22:13 Rachel Cruze? A mint julep. Thank you.
22:15 George Kamel? I do love a mint julep. Now, that is a drink I can get behind.
22:18 Rachel Cruze? See, that's one that I would just drink there. I don't know if I'd make a mint julep.
22:22 George Kamel? Well, I would make it for you, but now I won't.
22:25 Rachel Cruze? So if you have just like, the infield, general admission tickets, around a hundred and thirty dollars.
22:31 George Kamel? That's reasonable.
22:31 Rachel Cruze? Not terrible. Reserve seating, seven hundred to a thousand. That's what I would do, George. If we're gonna go, I need a seat. I don't like standing in fields.
22:39 George Kamel? Treat it like a Backstreet Boys concert.
22:41 Rachel Cruze? Yep. Uh, now, the premium covered clubhouse seating, ooh, it exceeds over two thousand dollars a ticket.
22:47 George Kamel? See, that would have to be like, "Hey, your ticket's covered on me." You know, I get invited by somebody who has that kind of money.
22:53 Rachel Cruze? Yeah. Would you go seven hundred dollars, though, for like, a seat?
22:56 George Kamel? If I'm with my wife, I would. Solo, I would slum it.
23:00 Rachel Cruze? Okay.
23:01 George Kamel? With the general admission crowd. But for her sake, and I do think covered, if it's like, a real hot day...
23:07 Rachel Cruze? I know.
23:07 George Kamel? Would change your life.
23:08 Rachel Cruze? I know.
23:09 George Kamel? Like, would you pay an extra thousand bucks to be able to survive for a couple of days out there? Probably.
23:14 Rachel Cruze? Probably.
23:15 George Kamel? And then, of course, the gambling money. People gamble on the Kentucky Derby.
23:19 Rachel Cruze? How much do they gamble, you think?
23:21 George Kamel? Thousands upon thousands.
23:22 Rachel Cruze? And see, here's the thing. They know what they're doing, some of them. Like, they like, they know the horses.
23:25 George Kamel? They've studied the horses.
23:26 Rachel Cruze? Yes, like, what they're eating, their diets, the trainer, the jockey. Like, it's a whole thing. Like, to me, that feels... Gosh, maybe I'm being hypocritical here. That feels almost more predictable in a way than like, I'm gonna bet on this game of 24 players.
23:44 George Kamel? Yeah.
23:45 Rachel Cruze? Football and hope that they make a catch.
23:46 George Kamel? Like, there's still a level of luck, but there's also, you kind of know the stats and the jockeys. But there's still so many variables that could go wrong.
23:54 Rachel Cruze? Hundred percent.
23:54 George Kamel? That could skew it.
23:55 Rachel Cruze? Weather.
23:56 George Kamel? Yeah, that's true.
23:57 Rachel Cruze? What if it was rain?
23:58 George Kamel? I will say, I have a family member who had a, I think one, like, had a horse in the Derby that won.
24:03 Rachel Cruze? No way. And they got the little cup.
24:05 George Kamel? I think so. Like, he had bought the, the horse and, like, trained it and all that. Like, I think went in with someone else, maybe. And then this horse was in the Derby and it was crazy.
24:15 Rachel Cruze? I wonder how much you make if your horse wins, but it's a lot.
24:18 George Kamel? Good question.
24:19 Rachel Cruze? Okay, next little high-dollar, if you will, event, the Super Bowl. And in a company suite.
24:25 George Kamel? Yeah, that's what screams upper class.
24:27 Rachel Cruze? So, if you're, yep, February 2026, the cheapest single ticket fell anywhere from 4,100 to 4,900 on sites like StubHub and its competitors. But private suites cost anywhere, oh my cheese, ready for this? 600,000 to 3 million dollars.
24:45 George Kamel? It's all-inclusive, 16 to 32 guest room.
24:48 Rachel Cruze? Oh my gosh.
24:48 George Kamel? That's still wild.
24:50 Rachel Cruze? I mean, that's like each guest paying 100 grand, basically, to, like, pull our money together and...
24:54 George Kamel? I mean, if you pack it out, it's still like 20 grand plus per person. That's on the cheap end.
24:59 Rachel Cruze? It'd be like 100 grand, right?
25:00 George Kamel? Cheap end. Well, if you got 32 people, that's 600K. So, that's like the best possible scenario.
25:05 Rachel Cruze? Yeah, yeah, yeah, yeah, yeah. That's fair.
25:06 George Kamel? Yeah, and you get 16 at 3 million, that is pretty insane.
25:10 Rachel Cruze? That's wild.
25:10 George Kamel? Now you're talking like 200 grand.
25:12 Rachel Cruze? Yeah, I'd pick Kentucky Derby.
25:14 George Kamel? I've been to a football game. It's better at home. Can we all just admit that? Like, other than the energy, it's a better viewing experience at home.
25:22 Rachel Cruze? Yes.
25:22 George Kamel? You get the commentary, you can actually see what's happening on the field, they have all the camera shots.
25:26 Rachel Cruze? Yeah, but being there live is like, that's like saying, watching a concert.
25:28 George Kamel? Well, just to say, I was at the Super Bowl. That's what you're really there for.
25:31 Rachel Cruze? Yeah, if you don't like one of your teams, right? Like... If you are a diehard Bears fan or Bills fan, you know what I mean? Like, one of these diehard fans, and they made it to the Super Bowl, I could see why you'd want to go. Like, that's kind of how I feel about you, T, a little bit of like, if they went to the national championship.
25:46 George Kamel? You would go for the experience.
25:47 Rachel Cruze? I may be looking for it.
25:48 George Kamel? To say, "I was there."
25:49 Rachel Cruze? Yeah, just to be part of it, because it's your team. Like, you do, you're like, you are bought in. So, in that sense, I get it.
25:55 George Kamel? Yep.
25:55 Rachel Cruze? But also, good night, that's a lot of money.
25:58 George Kamel? Yeah.
25:58 Rachel Cruze? Right?
25:59 George Kamel? And we tell people, Rachel, on the Ramsey Show, they call in and say, "Hey, Rachel, can I go to this expensive event?" And we say, "Well, do you have the money for it?"
26:08 Rachel Cruze? Yep.
26:08 George Kamel? And if you budget for it with a sinking fund and you're debt-free, you've got an emergency fund, it's not a huge part of your world, then we give them the green light.
26:15 Rachel Cruze? Oh, 100%. Oh, yeah.
26:16 George Kamel? So, these are achievable if you're budgeting and working with a financial institution.
26:19 Rachel Cruze? We're saying upper-class, too, with this, meaning like, just for the average person to go and be like, "Oh, I'm gonna drop, you know, $8,000 on just this one-day event."
26:28 George Kamel? Yeah.
26:28 Rachel Cruze? Right? That costs some money.
26:30 George Kamel? Yeah. But the best way to save up for this or any other event is through a high-yield savings account. And you want to do this with an institution that you can trust, that actually has your best interests at heart, and that is Fairwinds Credit Union.
26:40 Rachel Cruze? Yeah, Fairwinds is amazing. They have a smart bundle where you get the high-yield savings account, a checking account, and the Ramsey Debt Is Normal B Weir debit card, which I love. And all of it is so great, you guys, and their app, like, their interface on just banking online, they make it so easy. And if you have another bank, you can even plug in that account to Fairwinds and transfer money over. Like, they make stuff so simple.
27:04 George Kamel? And you can have up to 10 savings accounts for different funds. So, if you're saving up for the Backstreet Boys trip or the Super Bowl, you can just set that money aside and earmark it separately. So, it's not sitting inside of your emergency fund.
27:15 Rachel Cruze? That's right. So, you can be very specific about your savings, which is awesome. And it's high-yield, so you're gonna get a better rate of return.
27:20 George Kamel? Yeah, competitive rates.
27:21 Rachel Cruze? Traditional savings account.
27:23 George Kamel? You got nothing to lose. So, go check it out. Go to fairwins.org/Ramsey to open that smart bundle today. Again, it'll take you five minutes.
27:31 Rachel Cruze? Yes, so fast.
27:32 George Kamel? Talks on your phone. You can't beat that.
27:34 Rachel Cruze? All right, so, let's step down from the upper-class, George. Let's go middle class. Here we go. Concert splurges. So for the cheapest seats at the average concert tour, you're gonna pay at least a hundred bucks. Harry Styles is doing a one-month residency, ooh, in Madison Square Garden.
27:52 George Kamel? MSG, that's a big one.
27:53 Rachel Cruze? Wow. And tickets at one point exceeded $3,000.
27:58 George Kamel? For Florin Pitt.
27:59 Rachel Cruze? That's crazy. Yep, so.
28:01 George Kamel? Then you tack on hotel, flight fees, like you're, if you're making a trip out of it, you're talking, you know, thousands of dollars to go into an exclusive event like this.
28:10 Rachel Cruze? Yeah, absolutely. You know, and you're not in like the hundreds of thousands of dollars, but it's still gonna be.
28:16 George Kamel? It's reasonable for a middle-class family if they save over time.
28:19 Rachel Cruze? That's right, yes.
28:20 George Kamel? The problem is a lot of people just put this on a credit card and go, well, it's a once-in-a-lifetime experience and I just want, my daughter, just, she just had to do it. We didn't have the money. And so that's what stresses me out, is people paying for this concert seven months after it's over.
28:34 Rachel Cruze? Yes, with the interest of a credit card.
28:37 George Kamel? At 24% APR. I know. Never worth it. So never go into debt for any of these experiences. But again, if you want to save up for it, put a hundred bucks away for a year, you got 1,200 bucks in that account.
28:45 Rachel Cruze? Mm-hmm, it's perfect. Okay, fancy birthday parties or bachelorette trips.
28:50 George Kamel? Oh.
28:51 Rachel Cruze? Yep, so.
28:51 George Kamel? These can really get expensive.
28:53 Rachel Cruze? Yeah, well, if you're going domestically, it could be anywhere from 500 to 1,000 that you're probably chipping in for your part.
28:58 George Kamel? Hotel, travel, food.
28:59 Rachel Cruze? Yeah, but a lot of people, I mean, it's bigger than that, right? So if you go on like a week-long premium couples cruise, for instance, it's gonna be more like $2,000. But yeah, so there's gonna be some expenses when it comes to, again, people go all out for birthday parties or these like special occasion trips. So I would put bachelorette party in there, honeymoon.
29:21 George Kamel? Even a destination wedding, you could throw in there.
29:23 Rachel Cruze? Yes, would be expensive, yeah.
29:24 George Kamel? That gets pricey.
29:25 Rachel Cruze? But that's like, that's definitely an event that, for families, like, hey, I'm gonna save up and pay for that. But one event actually involves a cruise, which I love, is the Live Like No One Else Cruise.
29:35 George Kamel? The one we're going on?
29:36 Rachel Cruze? Yes, it's gonna actually be in March of 2027, you guys. So if you are debt-free, if you got your emergency fund, you're past baby step three, this is the Live Like No One Else Cruise. So let's put a link down below, George, so y'all can check it out, so we can go cruising together.
29:51 George Kamel? All social classes are invited.
29:52 Rachel Cruze? I was gonna say, every social class.
29:54 George Kamel? As long as you pay cash and you're debt free, we're not gonna yell at you, and it is well worth it. The entire Ramsey personality crew will be there.
30:01 Rachel Cruze? Yes.
30:02 George Kamel? We have special guests. And the last one we did, I'm still like on cloud nine from it.
30:07 Rachel Cruze? I know.
30:07 George Kamel? And it's only like the Ramsey people on there.
30:10 Rachel Cruze? Yeah, the whole ship.
30:10 George Kamel? So everyone you meet, everyone was like, this was the nicest attendees, like even the staff was like, who are these people?
30:15 Rachel Cruze? So nice.
30:16 George Kamel? Like the Ramsey people.
30:17 Rachel Cruze? Yep. So if you wanna go on a cruise with us.
30:18 George Kamel? They tip well.
30:19 Rachel Cruze? Click the link below, y'all. It's gonna be fun. Okay, another one that I love. A family Disney trip.
30:26 George Kamel? You've done that.
30:27 Rachel Cruze? I have done that.
30:28 George Kamel? Worth it?
30:29 Rachel Cruze? Yes. So fun.
30:31 George Kamel? Now, there's a range of like how much you could spend at Disney.
30:34 Rachel Cruze? Hundred percent.
30:35 George Kamel? There's the budget version where you're staying off property.
30:37 Rachel Cruze? Yep.
30:38 George Kamel? You're not doing the park hopper and lightning lane.
30:40 Rachel Cruze? No, so the cheapest, yeah, around a hundred and nineteen dollars a person. So that's like a-
30:44 George Kamel? That's a one day ticket.
30:45 Rachel Cruze? Yep. No park hopper or anything. Or you could do like a three day, which would be three hundred and eighty dollars. So different, depending on the day is what you add on, park hopper or not, yes, of what you could build out, make it more pricey or not. But for a lot of families, Disney is like a bucket list destination to go.
31:04 George Kamel? Yeah.
31:04 Rachel Cruze? But sadly, a lot of people just go into debt for it, which was like your man on the street. Remember that?
31:07 George Kamel? Oh, that's right. Yeah, I did a man on the street video on my YouTube channel at Disney, and people were just telling me, yeah, we're a hundred and eighty thousand dollars in debt, and this trip costs us five thousand dollars on a credit card on top of that for the week. I'm just, everyone at home watching in the comments section is like, why are they at Disney?
31:24 Rachel Cruze? I know.
31:25 George Kamel? And then they told me, you're ruining these people's vacation. I didn't mean to. It's my job to inquire.
31:31 Rachel Cruze? You don't have the money to be there.
31:32 George Kamel? But it was a lot of fun. I met a lot of nice people. But yeah, travel costs, flights, gas, hotel stays, food costs, all of that on top can really add some pain.
31:40 Rachel Cruze? But for a week, yeah, for a, for a multiple day a week, I mean, it could be anywhere from five thousand to ten thousand. I mean, it's a chunk of change.
31:46 George Kamel? For a family of four.
31:47 Rachel Cruze? Yeah, like if you, if it's you and a spouse and a couple of kids, like you're paying for it for sure. But that is a trip that a lot of people, they look forward to.
31:55 George Kamel? And having been now as an adult, I will say it's, if you're gonna do it, it's worth doing it well. Even though it's gonna be pricier, I don't wanna spend my day standing in lines.
32:05 Rachel Cruze? Yeah, like pay for the lightning lanes and that kinda thing. Yeah, totally. No, I agree.
32:08 George Kamel? So if you can stomach it and budget for it, well worth it.
32:11 Rachel Cruze? I love it. All right, George, let's encompass everyone. You ready?
32:13 George Kamel? People at any paycheck.
32:15 Rachel Cruze? Any paycheck level, some events that we love.
32:19 Rachel Cruze? Uh, we love a good holiday celebration. So throw in the 4th of July, a Friendsgiving potluck.
32:24 George Kamel? A cookout.
32:24 Rachel Cruze? We love an Easter egg hunt, right?
32:26 George Kamel? Block party, neighborhood?
32:28 Rachel Cruze? Yes.
32:29 George Kamel? You have Flag Day growing up? That was a big one for us. I don't know why, but...
32:32 Rachel Cruze? Wait, are you kidding?
32:33 George Kamel? No, Dead in Massachusetts, we celebrated Flag Day. We got the day off school and everything.
32:37 Rachel Cruze? No, you didn't.
32:37 George Kamel? Yes.
32:39 Rachel Cruze? Really?
32:39 George Kamel? Yeah.
32:40 Rachel Cruze? Is that where, uh, who, who sewed the first American flag? What was her name?
32:44 George Kamel? What's her name?
32:45 Rachel Cruze? What was her, Betsy Ross?
32:46 George Kamel? Betsy Ross.
32:47 Rachel Cruze? I feel like she's a Massachusetts gal.
32:48 George Kamel? Maybe that's why. Cause in hindsight, I'm like, were we the only town doing Flag Day?
32:53 Rachel Cruze? Massachusetts feels old-
32:55 George Kamel? There was a little Flag Day parade.
32:56 Rachel Cruze? Old American history. It feels like Plymouth Rock, you know what I mean?
32:59 George Kamel? Yeah.
33:00 Rachel Cruze? We're gonna celebrate.
33:01 George Kamel? You ever been to Plymouth Rock?
33:03 Rachel Cruze? No, I heard it's just a rock.
33:05 George Kamel? Nothing could be more disappointing.
33:06 Rachel Cruze? I know, that's what I've heard.
33:08 George Kamel? It's the saddest, it's not even a big rock.
33:10 Rachel Cruze? You know, I've never done either, is the Liberty Bell.
33:12 George Kamel? Oh, that one I think would be cooler.
33:14 Rachel Cruze? Oh, there it is, you know?
33:16 George Kamel? Yeah.
33:16 Rachel Cruze? There's only so much we got, but we got a bell.
33:19 George Kamel? There's a bell.
33:19 Rachel Cruze? Um, no, I feel like Massa- I feel like y'all appreciate American, like colonial-
33:24 George Kamel? Yeah, we were closer to it, I feel like.
33:26 Rachel Cruze? Yes, we were.
33:27 George Kamel? Founding fathers.
33:28 Rachel Cruze? I think we were one of the 13 original colonies, though, Tennessee.
33:31 George Kamel? Oh, didn't know that. We got a thumbs down, is that not true?
33:35 Rachel Cruze? No, we weren't one of the 13 original colonies?
33:38 George Kamel? I feel like it was more the Northeast.
33:40 Rachel Cruze? Hold on, hold on, hold on. Was Tennessee one of the 13 original colonies? Oh yeah, 13 out of 50. It was considered one of the, yes, y'all, it was! Oh no, nope. Uh, Tennessee was considered one of the original states, though, but that is slightly different than the original 13. Man, we got, we got people all around us, though. We got the Carolinas, we got Georgia, like, they're all right there.
34:11 George Kamel? Yeah, I feel like closer to the coast, the better.
34:12 Rachel Cruze? We're the 16th, okay, I was off by three.
34:16 George Kamel? Well, you don't get a trophy for being 16th place, sorry. Now, if you're, if you could be considered a Commonwealth? Commonwealth of Massachusetts, Commonwealth of Kentucky.
34:25 Rachel Cruze? Yeah, that's pretty cool. And what does Louisiana have? Parishes. I want a parish.
34:30 George Kamel? Oh, yeah.
34:31 Rachel Cruze? I wish we were parishes. Wouldn't that be cool? I'm in this parish. Uh, Chicago's like that, too. Doesn't Chicago, don't they have parishes? How their city's divided up?
34:39 George Kamel? The Pope's from there, so.
34:41 Rachel Cruze? He is. We got an American Pope. Yes, we do.
34:44 George Kamel? That's something.
34:45 Rachel Cruze? To the nice and creed, George.
34:47 George Kamel? Don't know what that is, but I'll cheers to it. If Rachel co-signs it. Not a huge fan of creed, but I'll go for it.
34:57 George Kamel? That's good. Yeah, I like these, these holiday celebrations are, like, I feel like it is a, it's a unifying experience.
35:04 Rachel Cruze? Oh, for sure. Yes.
35:06 George Kamel? Cause anybody, everybody celebrates this.
35:07 Rachel Cruze? Well, not everybody, George.
35:10 George Kamel? Americans.
35:11 Rachel Cruze? Well, friends get, okay, there we go. Not the world. We have some international listeners and watchers.
35:16 George Kamel? But I feel like if you're not even from here, you should be celebrating America's independence.
35:19 Rachel Cruze? Do they do Thanksgiving, though?
35:21 George Kamel? Uh, a lot of, I think a lot of countries do Thanksgiving.
35:24 Rachel Cruze? They do? For America?
35:25 George Kamel? It's just their own version. Like, I feel like the UK probably does a version of Thanksgiving.
35:29 Rachel Cruze? With fish and chips.
35:31 George Kamel? They have their own dates for it.
35:32 Rachel Cruze? For fish and chips.
35:32 George Kamel? But similar holidays.
35:33 Rachel Cruze? You know what? I think I'd rather have fish and chips and tartar sauce.
35:36 George Kamel? Oh, yeah.
35:37 Rachel Cruze? I bet they have better food.
35:39 George Kamel? In the UK?
35:40 Rachel Cruze? I'm not a good, uh, I'm not a big Thanksgiving food person.
35:43 George Kamel? Turkey's not for you. What about a nice spiral ham?
35:46 Rachel Cruze? Now, uh, no, but give me Italian. When was Italy found? Oh, my gosh. Could you imagine pizza and pasta for your, like, Thanksgiving? Yes.
35:54 George Kamel? Make that happen at your house.
35:56 Rachel Cruze? Yes.
35:56 George Kamel? It's America. You can do what you want.
35:58 Rachel Cruze? That's right. Land of the free, home of the brave.
36:00 George Kamel? Who's gonna stop you? I dare them to stop you. Don't tread on me.
36:04 Rachel Cruze? Who's gonna stop me?
36:05 George Kamel? That dry turkey.
36:06 Rachel Cruze? Oh, man. Um, okay, lake weekends. This is, this is maybe, well, I wouldn't say it's southern. This is probably America.
36:12 George Kamel? Well, it depends if you have a lake.
36:14 Rachel Cruze? Yeah, but like, uh, Memorial Day, 4th of July, Labor Day, you got your, your bookings.
36:18 George Kamel? You guys spent most holidays on the lake if it was warmer, right?
36:21 Rachel Cruze? Yes, so much, so much of the lake. So that is, that is fun.
36:23 George Kamel? Barefoot skiing?
36:25 Rachel Cruze? I did not barefoot ski.
36:26 George Kamel? Oh.
36:27 Rachel Cruze? No.
36:27 George Kamel? You're not capable?
36:28 Rachel Cruze? But Dave did. I've never tried. Don't wanna.
36:29 George Kamel? Really?
36:30 Rachel Cruze? You have to go. I slalom.
36:32 George Kamel? What's the one you did?
36:32 Rachel Cruze? I slalom.
36:33 George Kamel? Slalom. What's the one where you're on, you're like two feet in front of each other on one ski? That's slalom?
36:37 Rachel Cruze? I can slalom.
36:38 George Kamel? That's impressive.
36:39 Rachel Cruze? Um, mom of three. That's what I always think. I get up once a year now. That's all I do.
36:43 George Kamel? And you're like, I'm a mom. It's even more impressive.
36:45 Rachel Cruze? I do, I do. Just like, let me go. Almost 40.
36:48 George Kamel? Even seeing Dave Ramsey out there, I mean, he was majestic. There's only one word for it. It was like he was in another person's body.
36:55 Rachel Cruze? It is a smooth water and when you cut solemn and the spray, you know, the fan of the water goes up. It's pretty fun.
37:00 George Kamel? Yeah.
37:00 Rachel Cruze? Pretty.
37:01 George Kamel? He taught me. I got up first time.
37:03 Rachel Cruze? Yes, you did, George.
37:04 George Kamel? Cause he was a good coach. Now he's like, he's a coach. He's yelling at you.
37:08 Rachel Cruze? Oh, yeah.
37:09 George Kamel? Get up, get up, up. Get your legs up, get your... I'm like, oh, yes, sir. So you're scared and dude doing it right the first time.
37:14 Rachel Cruze? That is true. But Dave Ramsey, he has taught more people because he took our youth, like when he was within the youth group of like, like when he was like a youth group leader back when I was a kid. I mean, he's taught so many people to skate because he really does believe it's the boat driver. If you have a good boat driver, you can get...
37:30 George Kamel? And he is the best.
37:31 Rachel Cruze? You can get almost anyone up. It's the boat driver. That's like the big player, not the skier.
37:35 George Kamel? So he can hold the world record for getting the most people debt free and coaching the most people into water skating.
37:40 Rachel Cruze? Ask him next time. Say, Dave, how many people do you think you've taught to water skate?
37:43 George Kamel? That's a legacy right there.
37:44 Rachel Cruze? I'd be curious what he has to say.
37:45 George Kamel? I love this. Well, all these celebrations, what's great is you can keep them real cheap. You know, you can potluck style, prepare a dish, contribute and, uh, you know, 20 to 50 bucks will do it in most cases.
37:54 Rachel Cruze? So fun. Yep. I love it. But you know where I don't want to go cheap?
37:58 George Kamel? Where?
37:58 Rachel Cruze? Cozy Earth.
38:00 George Kamel? Why would you?
38:01 Rachel Cruze? We wouldn't. We want quality products and that is what they deliver people. So whether it is blankets, bed sheets, um, whether it is sweaters, joggers, socks, like all of their products. So I'm telling you, I mean, and I wash them over and over again and they stay, the fabric stays consistent, the fit stays consistent. We just, we love Cozy Earth. Now it's getting a little bit warmer, so I had to take that cuddle blanket. Remember that massive? I did. And I did put that in our hall closet because we're probably not going to use that for a few months.
38:33 George Kamel? Till it gets cold out.
38:34 Rachel Cruze? Yep. But that thing, I had to lift it out of the basket again. I was like, man, it's heavy.
38:38 George Kamel? It's my only workout I do, carrying that, that blanket around.
38:42 Rachel Cruze? It's so big.
38:42 George Kamel? So if you want to feel upper class at middle class prices, Cozy Earth is the place to go. You can get 20% off when you go to cozylearth.com/smartmoney and use promo code SMARTMONEY at checkout. And if you get the post purchase survey, make sure you let them know Smart Money Happy Hour sent you.
38:58 Rachel Cruze? All right. Last event, George, we'll chat about.
39:01 George Kamel? All right.
39:01 Rachel Cruze? The old county fair.
39:03 George Kamel? That might be the last bastion of, of community we have.
39:06 Rachel Cruze? What's the state that has? It's the one that's like the massive Iowa State Fair. Oh, that's a state fair, not a county fair. The Iowa State Fair, that's like the huge one.
39:16 George Kamel? We've got the Williamson County Fair here.
39:18 Rachel Cruze? We do.
39:19 George Kamel? Which is decent.
39:20 Rachel Cruze? Yeah, it's crawling with a bunch of high schoolers, though.
39:22 George Kamel? I went, yeah, I thought, this'll be fun, we should go. And so I took Whitney last time, and never again.
39:27 Rachel Cruze? Because of the, all the teenagers?
39:29 George Kamel? Yeah, it's like rude high schoolers. But the county fair, without the teenagers, is a good time. You got the funnel cakes, the ride tickets.
39:36 Rachel Cruze? Do you trust the rides?
39:37 George Kamel? Uh, you don't, but that's kind of part of the fun.
39:40 Rachel Cruze? Okay.
39:40 George Kamel? Is like, this could be it.
39:42 Rachel Cruze? This could, I'm choosing to live on death.
39:46 George Kamel? That one's pretty wild.
39:47 Rachel Cruze? The pirate ride, that is pretty fun, though.
39:49 George Kamel? And the roller coaster, you're like, this was put together by a guy who has not slept in days, might be under the influence, is living off a monster and a prayer.
39:56 Rachel Cruze? I agree.
39:57 George Kamel? And, and he put this thing together in a couple of hours.
40:00 Rachel Cruze? It's so true.
40:01 George Kamel? This is crazy, and we just trust it.
40:03 Rachel Cruze? I know, George, I'm with ya. The fair stuff makes, or you know, you know what's even a step down from that?
40:08 George Kamel? What's that?
40:09 Rachel Cruze? Is like in the, in the mall, the mall parking lot fairs that come in.
40:12 George Kamel? Oh, yeah.
40:13 Rachel Cruze? And they set those up in the mall parking lot, and you're like, I don't know.
40:18 George Kamel? Yeah.
40:19 Rachel Cruze? Then I guess a lot of people don't pass away.
40:22 George Kamel? You make a fair point.
40:24 Rachel Cruze? Or they even like mix it.
40:25 George Kamel? The ratio of people dying at a county fair, pretty low.
40:27 Rachel Cruze? Pretty low, so I think we're good, yeah.
40:29 George Kamel? Yeah. I did see they had a great seals show, with the live seals, you know? They were doing like back, at this Williamson County Fair.
40:36 Rachel Cruze? No way.
40:36 George Kamel? That was the best part of the whole thing.
40:37 Rachel Cruze? Where's the water?
40:38 George Kamel? They like bring in like tanks.
40:40 Rachel Cruze? Oh, stop it.
40:40 George Kamel? And the seals are doing backflips, and they're, they're really putting on a show.
40:44 Rachel Cruze? Oh no, it's like Blackfish. We free the seals?
40:46 George Kamel? They seemed happy, but you know, we don't know what's going on inside.
40:49 Rachel Cruze? No, we don't, no, we don't.
40:50 George Kamel? Only God knows.
40:51 Rachel Cruze? Only God knows. Okay, so then, let me go, okay, I'm gonna keep going for just a second. But the step up of the county fair is like a theme park that's not Disney. Like a Dollywood. Yes.
41:01 George Kamel? Now we're talking.
41:01 Rachel Cruze? Now I trust that. I trust Dolly. I will get on any ride that Dolly endorses.
41:06 George Kamel? I will say that. We had one locally in Massachusetts, well, it was near Massachusetts, called Canobie Lake Park.
41:11 Rachel Cruze? Oh, they're beautiful.
41:12 George Kamel? And it was like the old wooden rickety coasters.
41:14 Rachel Cruze? Oh, those are fun.
41:15 George Kamel? Which are really fun.
41:16 Rachel Cruze? Yeah, those are fun.
41:16 George Kamel? So that was our theme park we'd go to. If we're not gonna go to like a Six Flags over in New England.
41:20 Rachel Cruze? So we had Opryland when I was a kid in Nashville.
41:22 George Kamel? That's right. And Nate Bargatze's bringing his own back.
41:24 Rachel Cruze? Oh, I heard that.
41:26 George Kamel? He said he's, it's too late, he can't turn back. Like the investors are involved.
41:30 Rachel Cruze? Listen, if it's good roller coasters, I'll be there.
41:32 George Kamel? So I think it's gonna be called Nate Land.
41:33 Rachel Cruze? I love them.
41:34 George Kamel? I guess.
41:35 Rachel Cruze? Wow. Rachel Land. Rachland.
41:37 George Kamel? I mean, he's got enough money. Hopefully, it's great. I would go. And he wants it to be this family-friendly experience.
41:42 Rachel Cruze? Well, let me just say this, George. Whether you're at the Met Gala or the County Fair, I think it's the people that make it. The community.
41:49 George Kamel? That's so true.
41:49 Rachel Cruze? Do you know what I mean with your family, your friends? Like, there is something about a Friendsgiving, to go into the Masters, like, whatever it is, like, doing it with people you love. Honestly, it's gonna be the best part.
42:01 George Kamel? I think it actually could be better than the Met Gala. Some of these uppity events, you go and you expect a certain thing, and it disappoints. And sometimes the cheap thing has the most joy in it.
42:11 Rachel Cruze? Hundred percent. Low expectations.
42:13 George Kamel? Yes.
42:13 Rachel Cruze? Yeah. No, I'm with you. I love it. But yeah. So whether you're planning the Met Gala or getting the funnel cake at the County Fair, budgeting, like we said earlier, though, like Disney, all these places, all these things, whether it's like a once-in-a-lifetime trip or a trip that you take every other year, whatever the thing is, be budgeting for it. EveryDollar is a great budgeting app that we use. But, um, yeah, just being intentional about it. I think that's what's important. And I think when money's stress doesn't play in, you actually can enjoy the experience more.
42:39 George Kamel? Yes. I do think we tend to go toward, well, if it's gonna cost a lot of money, it must be awesome. But then the most fun is like, we had a mahjong night at my house.
42:47 Rachel Cruze? Yes.
42:48 George Kamel? They already had the board. And like, that kind of stuff, I think, is where real life happens.
42:52 Rachel Cruze? I'm with you. Yep. We celebrated Winston's birthday. And so we had some families over last night to the porch, because it was beautiful. We had great weather last night. And we played with all the kids, because all the kids are now a little bit older. They're like, third, fourth, fifth grade, you know?
43:05 George Kamel? Yeah.
43:05 Rachel Cruze? So they can play games with the adults, because they can hang. So we played Mafia. Have you played Mafia before?
43:10 George Kamel? Wait, is this the one where someone's the Mafia?
43:12 Rachel Cruze? Yeah, there's like Two Mafia, Two Night Watch. It's like a whole thing. Anyways, we, the kids would not stop playing. I mean, like, we'd get done with the round, like, one more time, one more time, all of it.
43:20 George Kamel? That's awesome.
43:21 Rachel Cruze? Something I'd say, a deck of cards, and it's the people. You get around.
43:25 George Kamel? It's the people.
43:25 Rachel Cruze? You get around your friends, your family. It is. It's so enjoyable. So. That's my, uh...
43:30 George Kamel? Beautifully said.
43:31 Rachel Cruze? I love it. That's what you just remind me of. That's so true.
43:34 George Kamel? That's what I'm here for.
43:34 Rachel Cruze? Regardless of the cost. Doesn't cost a lot. Okay, well, before we spill the tea on our guilty as charged segments, uh, what do you think about the drink? I liked it. I just couldn't pick it up, honestly.
43:43 George Kamel? It's just, the glass alone is a couple of pounds.
43:46 Rachel Cruze? Yes, I mean, it just was-
43:48 George Kamel? Without any liquid in it. This was the Cranberry Lime Mocktail. It's got frozen cranberries, sugar, fresh lime juice, frozen limeade concentrate, and some seltzer water.
43:57 Rachel Cruze? So good.
43:58 George Kamel? Which, hot take, I think every mocktail needs a little seltzer water. So you give it a little zip. And, uh, it only costs a dollar thirty-five.
44:05 Rachel Cruze? I'm going an eight out of ten. Eight point five. I'm gonna give it an eight.
44:08 George Kamel? Wow, generous, okay.
44:09 Rachel Cruze? It's a little too sweet for me.
44:12 Rachel Cruze? Like, it feels like a dessert, almost.
44:13 George Kamel? Yeah.
44:14 Rachel Cruze? Um, but it, but it, but nothing is like, ah. You know, sometimes you have a drink and you're like, oh, God, that part's bad.
44:19 George Kamel? I'm gonna give it an eight. I think it's really solid. I want a little more punch from the lime. Uh, I think the limeade concentrate, left to my own devices, I try to go as fresh as possible versus like the old can of Minute Maid, but, you know, left to your own devices. This is a killer drink that you can make a whole batch of for the whole family. So give it a try this weekend. The recipe is in the show notes for this Cranberry Lime Mocktail.
44:40 Rachel Cruze? Love it. All right, now it's time for
44:43 George Kamel? Guilty as Charged.
44:45 Rachel Cruze? And this is where we ask each other a guilty as charged question every week. And if we're guilty, we take a sip. All right, George, question is, what's the last event no amount of money could have ever made it worth it?
44:57 George Kamel? Oh, wow, that's, them fighting words.
45:01 Rachel Cruze? Oh, man.
45:02 George Kamel? So an event I didn't go to?
45:03 Rachel Cruze? I'll tell ya.
45:04 George Kamel? Or an event you did go to that you regret?
45:06 Rachel Cruze? I think it's the regret.
45:10 Rachel Cruze? What's the last event no amount of money could have made it worth it? Like, what was a flop of an event?
45:14 George Kamel? This is mean, because I have a lot of friends with babies, but any infant or toddler's birthday party, I can do without.
45:20 Rachel Cruze? Oh, that's fair.
45:21 George Kamel? I escaped the latest one, which was a petting zoo in someone's backyard with like-
45:25 Rachel Cruze? Oh, wow.
45:25 George Kamel? Camels, mini pigs.
45:26 Rachel Cruze? Oh, my gosh.
45:27 George Kamel? I think a Shetland pony was back there. So Whitney took Mia on her own.
45:33 Rachel Cruze? Okay, and you stayed with Henry?
45:35 George Kamel? I was a hero. I stayed with my boy. She took the girl, but she had a great time.
45:40 Rachel Cruze? It was great.
45:41 George Kamel? But just the chaos, you know, the screams, the awkward small talk with other parents.
45:46 Rachel Cruze? Well, no one can, you can't be in a conversation.
45:48 George Kamel? You're watching your kid, making sure they don't get mauled by a camel. Those things are mean.
45:54 Rachel Cruze? I agree.
45:54 George Kamel? So yeah, that one I could do without, and I know they're only gonna get more complicated. When we go to the trampoline park and now I gotta fill out a waiver saying, hey, your kid's probably gonna go to the hospital today. Hope you're okay with that.
46:05 Rachel Cruze? Yes, and you can't sue us. So here you go.
46:08 George Kamel? Must be nice.
46:08 Rachel Cruze? Must be nice.
46:09 George Kamel? How about you?
46:10 Rachel Cruze? I'm gonna say Hot Wheels Monster Truck Jam.
46:15 George Kamel? You went to that. Was that a Bridgestone Arena thing?
46:18 Rachel Cruze? Terrible. Yes. Charles loves monster trucks, but specifically Hot Wheels monster trucks. Like, it's very specific.
46:27 George Kamel? Like branded?
46:28 Rachel Cruze? He's a branded guy.
46:29 George Kamel? Okay, he's a name brand kid.
46:31 Rachel Cruze? He really is. Even his little cars, y'all. He'll turn them over and it's like a matchbox. He's like, no. He needs Hot Wheels, Hot Wheels, Hot Wheels, Hot Wheels. Hot Wheels pajamas. He's like a Hot Wheels kid. And he loves Hot Wheels monster trucks, like that specific brand. Well, I, as being the fun mom, sees that they're coming. Hot Wheels Monster Truck Jam, like the exact same ones. And it's like the bone shaker, these like specific monster trucks that have names are coming. Real life monster trucks coming.
46:58 George Kamel? Oh, wow.
46:59 Rachel Cruze? And I thought, I'm amazing. I'm about to buy five tickets to Hot Wheels Monster Truck Jam at Bridgestone Arena. Um, it's terrible, George. It's terrible.
47:12 George Kamel? Were they like launching them off ramps?
47:13 Rachel Cruze? No. No.
47:16 George Kamel? What's the point?
47:17 Rachel Cruze? No. I know. Now, one did jump over a car. One did jump over a car.
47:21 George Kamel? Okay.
47:22 Rachel Cruze? Then they were like, bone shaker, and it was like, like a little fire came up. And then the bone shaker comes and it just...
47:30 George Kamel? Drives around?
47:30 Rachel Cruze? Goes in a circle. I'm not kidding. Like, that was bone shaker.
47:35 George Kamel? Pretty intense name for the activity.
47:37 Rachel Cruze? And then it drives off and you're like... And then the other one, I mean, nothing. Like, it was, like, we left early. Like, we left early.
47:44 George Kamel? Was Charles upset?
47:44 Rachel Cruze? And the worst was, it was a week after my Backstreet Boys concert.
47:47 George Kamel? Oh, that's why.
47:48 Rachel Cruze? So I just went from the top of my game to this, and it was so... Horrible. It was just horrible. It was horrible.
47:56 George Kamel? Was it cheap at least? Was like 20 bucks a ticket?
47:58 Rachel Cruze? No, no. That was the other. I bet I could find the price. No, it was like, yeah, yeah. I mean, we paid a couple hundred bucks.
48:03 George Kamel? Oh, no.
48:04 Rachel Cruze? Yeah. Yeah. Yeah. Yeah. So anyways, that was it. Never again. Never again.
48:09 George Kamel? That's sad.
48:10 Rachel Cruze? That. I've done a dinosaur thing. That was really bad, too.
48:13 George Kamel? Oh, that's right.
48:13 Rachel Cruze? Really? All for Charles, too. I do this all for my son. I do this all for my son.
48:17 George Kamel? You know what I sent Whitney and Mia was a Frozen, like a little theater production, a Frozen.
48:23 Rachel Cruze? Okay, that's cute.
48:23 George Kamel? That's like a 30-minute Saturday morning type thing.
48:26 Rachel Cruze? Yeah.
48:27 George Kamel? Apparently it was terrible.
48:28 Rachel Cruze? Oh, gosh.
48:29 George Kamel? But I think Mia had a good time.
48:30 Rachel Cruze? We try. We try.
48:31 George Kamel? See some princesses and...
48:33 Rachel Cruze? Oh, my gosh.
48:33 George Kamel? The things we do as parents. Really, it all comes down to if they're not on our own volition.
48:38 Rachel Cruze? That's right. We're doing it for them. Well, if you have a guilty's charge question for us, make sure to DM us at Rachel Cruz and at George Camo because we get them, we appreciate them. And if you love this episode, you're gonna love our next episode. We judge people's ridiculous money decisions for 58 minutes. So that's coming up next. And make sure to subscribe so you don't miss an all-new episode of Smart Money Happy Hour.
Previous Critiquing the Best and Worst Rebrands of All Time Next Reacting to Outrageously Bougie Celebrity Homes Page updated October 30, 2026 · transcript and summary are machine-generated