Dave Ramsey: "It's Not Fair Out There."

Dave Ramsey delivers a direct and empowering message about responsibility, mindset, and success. Life isn’t fair — and that’s not the point. What matters is your willingness to take ownership, think intentionally, and go after what you want regardless of where you started. Want Ad-Free Episodes? Join QOD Club and hear zero ads inside our Circle community. Plus, book clubs, mentorship calls, weekly business trainings, and new likeminded friends. Get started for only $9. Source: How to Be Intentional With Your Money | Dave RamseyHosted by Sean CroxtonFollow me on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

• 0:09Speaker 00

  Your whiny little friend says, "But it's just not fair out there." It's not fair out there. The fair's where the Tilt-A-Whirl is and the prize pig. It's not fair. And, "Oh, it ought to be equal." Equal is fair. Not in the Bible. And by the way, equal's not fair. If you work 100 hours a week, and the guy works 10 hours a week, you should get paid more.

• 0:53Speaker 00

  I got a face for radio. I got friends who are pretty. And they're like on TV and stuff. And they make more money because they talk to more people than I talk to. That's not fair. I'm in Nashville. I've got all these music friends. I can't play... I'm in talk radio for a reason. I mean, I can't... I mean, I got all these music friends and they sell 10 million albums. I've never even seen an album except one I put on the record. That's only... It's not fair that they make more money at albums than I make. Of course it is! They serve more people. They help more people with joy than I help with that.

• 1:36Speaker 00

  If I sell 10 books and help 10 people get out of debt, I should make one set of money. That's fair. But if I sell 10 million, I should make another set of money. That's fair. Fair is not equal. Because effort, talent, education, bothering to show up is not equal. So don't let the whiners tell you, "The game is rigged. The system's rigged." So I got to meet Condoleezza Rice. This woman is incredible. We were doing a leadership event. She came in to speak with us. She's unbelievably smart. Her purse is smarter than I am. And... The woman, competition ice skater,

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  world-class concert pianist,

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  second woman ever to be Secretary of State, first black woman ever to be Secretary of State,

• 2:33Speaker 00

  Provost of Sanford, grew up in a lower-middle-class family in extremely racist situation in Birmingham, Alabama. In those days, they called it "Bombingham", because that's when all the bombing was happening, with the racism.

• 2:48Speaker 00

  But she didn't define, it wasn't defined by that. She didn't say "The system's rigged". Is racism real? Oh, yes, racism is real. Is sexism real? Oh, yes, it's real. We don't all have the start, same starting point from where we got to where we got to go. We don't all have the same starting point. And that's not fair, it just is.

• 3:09Speaker 00

  But Condoleezza said her parents, what they taught her was

• 3:13Speaker 00

  that it doesn't matter where you come from, all that matters is where you're going to.

• 3:19Speaker 00

  So, I, yeah, I, I started a little further back. I'm from Antioch, Tennessee. I didn't go, and I'm not from one of those cool families. I'm just a redneck hillbilly. So, I started a little further back. Some people started further back than that, and they passed me. Did you know every single demographic, every single race we found in the study had become millionaires? Someone chose to go from where they started to believe, "I'm gonna be intentional. If you think you can, if you think you can't, you become what you think about. I'm going to aim at this. As a man thinketh in his heart, so is he, and I'm gonna go do it."

• 4:04Speaker 00

  And then there are hope stealers among my brothers and sisters in Christ. The ones that are oversaved, you know 'em.

• 4:14Speaker 00

  Christians shouldn't be wealthy. As a matter of fact, the Bible condemns the rich to hell.

• 4:23Speaker 00

  Have any of you heard this? Have you ever even thought it? I used to think it, because I kinda grew up in an area that was all Christian. I'm in Nashville, there's more Baptists there than people.

• 4:39Speaker 00

  And yet, the scripture actually says this, "And you shall remember the Lord your God, for it is he who gives you the power to get wealth." The Bible does not say money is the root of all evil. It says the love of money is the root of all evil. Well, Dave, you know, Jesus said, "A camel can't get through the eye of a needle, so a rich man can't get into heaven." One of my pastor buddies says, "Don't let the world teach you theology." And I'll help you with that. For goodness sakes, don't let Twitter teach you doctrine.

• 5:11Speaker 00

  The most quoted scripture by the angry, unbeliever, Christian hater, "Don't you know that the rich aren't going to heaven because a camel can't get through the eye of a needle?" All you gotta do is just finish reading the context, and Jesus goes on down, because the disciples were amazed. They said, "Well, who then can be saved?" And he says, "No one gets to the Father, except through the Son."

• 5:42Speaker 00

  And so, let me just be mean to you. Are you ready to be mean? Because it's a spiritual gift, okay? So, let me just be mean to you. If you believe with your toxic political beliefs, or you believe with your toxic upbringing in Christianity that rich people aren't going to heaven because of that scripture, let me help you with that. That's what theologians call heresy. And let me help you with heresy. Heresy is when anyone can't get to... What you're saying is prostitutes can go to heaven if they ask Jesus for forgiveness? Drug dealers can go to heaven if they ask Jesus forgiveness? Murderers can go to heaven if they ask Jesus forgiveness? But not those rich people. Jesus's blood is not strong enough at the cross for those rich people.

• 6:27Speaker 00

  That's called heresy, technically speaking, if you're in seminary. Okay? So, don't practice in heresy on Twitter, okay? It's bad for you. There's a lot of stuff on Twitter that's bad for you. So, just helping you with this. "With the evil 1%, they have all the money. They shouldn't have all the money." Oh, God, here we go. Okay, I'm a math guy. So, here's the thing.

• 6:54Speaker 00

  If you make $39,000 a year, household income, you are in the top 1% of income earners in the world. You are officially going to hell.

• 7:09Speaker 00

  Well, this is how absurd this line of critical thinking is when you take your religion and you make it toxic to justify your victimization. Don't do it. As a man thinketh in his heart, so is he. I'm gonna be intentional about winning the Super Bowl. I might have a harder start. It might not have been good when I was growing up. People might be mean to me because of reasons they shouldn't be mean to me, but it doesn't matter. I'm still gonna go win the Super Bowl. I'm still not gonna quit. The Bible teaches cause and effect. We reap what we sow.