Is AI Disrupting Higher Ed? How Do I Balance Talent With Passion? and Scott’s Approach to Charitable Giving

Scott speaks about ChatGPT Edu, specifically how it will affect higher education and the edtech industry. He then gives advice on how to balance talent with passion as it relates to the Algebra of Wealth. He wraps up by sharing his approach to charitable giving. Music: https://www.davidcuttermusic.com / @dcuttermusic Subscribe to No Mercy / No Malice Buy "The Algebra of Wealth," out now. Follow the podcast across socials @profgpod: Instagram Threads X Reddit Learn more about your ad choices. Visit podcastchoices.com/adchoices

Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:01Scott Galloway?

  Support for the show comes from Northwest Registered Agent. Your business identity is everything that makes your business legitimate and professional. With Northwest Registered Agent, you don't just form a business, you start a complete foundation built for privacy, credibility, and growth. That includes registered agent service, a business address, operating agreement, domain, website, professional email, phone number, and built-in privacy. In other words, your home address, personal email, and phone number stay private. Don't pay hundreds or thousands of dollars for what you can get from Northwest for free. Visit northwestregisteredagent.com/profgfree and start using free resources to build something amazing. Get more with Northwest Registered Agent at northwestregisteredagent.com/profgfree.

• 0:48Speaker 01

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• 1:19Scott Galloway?

  Welcome to the Prof G Pod's Office Hours. This is the part of the show where we answer your questions about business, big tech, entrepreneurship, and whatever else is on your mind. In last week's Office Hours, we answered your questions surrounding luxury, commerce, the rise of the remote husband, and time management.

• 1:34Scott Galloway?

  So what you've seen is effectively everyone's been crowded out. This goes to a broader issue in that I believe almost every industry is turning into an oligopoly. You will lose some professional trajectory. You will lose some opportunity to develop relationships that will pay off later in life by being remote. I just think to myself, okay, is this something I need to do? Or I have to do, or something I want to do? And then I eliminate everything else.

• 1:59Scott Galloway?

  Today, we'll answer your questions about AI in higher education, the intersection of passion and talent, and charitable giving. So with that, first question.

• 2:11Speaker 02

  Hi Scott, I work in college student affairs and I've been both curious and concerned about the rise of AI and how it's changing higher education as an industry. OpenAI just announced their new ChatGPT-EDU product, which feels like a play to legitimize and maybe tame the untamed Wild West aspect of AI. How do you think a product like ChatGPT-EDU will influence the rest of EdTech, which you criticized in the past? Thanks for all the content. I don't always understand what you're talking about, but I always learn something.

• 2:43Scott Galloway?

  Okay, so a thoughtful question, and let's be clear, I don't always understand what I'm saying. So look, ChatGPT-EDU is a version of ChatGPT built on its faster GPT-4O model. God, talk about some shitty branding. Specifically for universities, according to OpenAI, ChatGPT-EDU allows universities to responsibly deploy AI to students, you know, that's what they're worried about, faculty researchers and campus operations. OpenAI has claimed it's available at an affordable rate for universities. It's smart. Almost every, every software and media company, or even Apple, has discounted rates for universities because that is an audience that will represent a fairly significant lifetime value, both

• 3:27Scott Galloway?

  in terms of economics and influence. ChatGPT-EDU also offers reliable administrative controls, robust data security and high usage limits. Examples of ways you can use ChatGPT-EDU per OpenAI's release include personalized tutoring for students, write grant applications, assist professors with grading. Several universities, including ASU, University of Oxford, a bunch of them, UT Austin, have been key players in shaping ChatGPT. Look, I like this. I don't, I don't think you can keep technology in a bottle across any sector and also in education. I remember- That when I was in business school, they were, there was a little bit of a debate around whether we should be allowed to use spell check. I just think you should give your students,

• 4:11Scott Galloway?

  you want your students to be critical thinkers, you wanted them to be just ninja warriors, and you want to essentially train them to use every tool such that they are better than their average bear, it can develop differentiation, the currency and the margin that commands in the marketplace such that they can do good things, lead the world, save the dolphins, and mostly, in my view, create economic security for them and their families. I think that's why most people pursue higher education, other than the beer and football, which is why I went. But I think that we want to give them as many tools as possible. I tell my students to use ChatGPT to the extent they want. If it's something comes back anodyne and bad, and I believe I can notice something. Whenever I get really pissed off at my team

• 4:52Scott Galloway?

  and I get shit that I think is just mediocre, I say, what did ChatGPT write this? Because it comes back like a computer wrote it, I find. I find it's a great tool for brainstorming. So for example, if I'm looking for, I don't know, characteristics of income inequality in Northern Europe versus Southern Europe, it'll write something up for me and it'll give me the examples, and I don't like most of them, and I don't like the way it frames it, but it'll give me two or three things I haven't thought of before. I use it for brainstorming. Will it get to the point where it can write in the voice of, I don't know, a Maureen Dowd or a J.D. Solinger? Probably, but I think it's still a long way from there. I think we let kids have at it and raise the standards, have them expect higher quality work for them. I think this makes a lot of sense. Now, as it relates

• 5:34Scott Galloway?

  to higher ed, you know, everyone's saying Harvard's out of business. Bullshit. Harvard will go from 55,000 applicants to 45,000, and keep in mind, they're a corrupt institution. It's really a hedge fund just offering classes, and they'll still just let in 1,500 kids. So instead of admitting 5%, they'll admit 6%. The elite schools aren't in the business of educating. We're in the business of certifying. Our value add is our brand and our admissions department, which prescreens people who are, and only lets in freakishly remarkable people. So if you could have a button on LinkedIn that said freakishly remarkable, it would give you graduates of elite colleges or children of rich people, which quite frankly, in our economy are good people to hire oftentimes. Sometimes, or a lot of times, they're shitheads, but they have a lot of contacts. So.

• 6:19Scott Galloway?

  Anyways, I'm not even going to go into the whole Nepo bullshit. But you effectively have elite colleges are going to be fine. Technology is not going to disrupt them. The higher the online ed space, which I am in, has been a shit show. I got this wrong. It has not disrupted traditional education. Those brands are the strongest brands in the world. They say Apple or Coca-Cola are the strongest brands in the world. Bullshit. Harvard, MIT and Stanford are the strongest brands in the world. No one's giving Apple $200 million to put their name on the side of a building on the Cupertino campus. These brands are really fortresses. Now, are they going to be disrupted? Are there, is there an overdue reckoning? Yeah, it's not going to come from students or applicants. So it's going to come from donors. These organizations have built these insatiable beasts around all their bullshit of people,

• 7:04Scott Galloway?

  administrators, thoughtful people, FIPS, formerly important people hanging out as the vice chancellor of something before they run for senate and lose again. And the reckoning is going to come from alumni who say, fuck this. I am no longer going to fund the zombie apocalypse of useful idiots on campuses and pull their funding, which will require, which will require a modification or a reduction in their, or rethinking of their cost structure. They will turn to AI to relieve some, some teachers of their administrative tasks. If they were smart, they would cut 10, 20, 30% of the cost right now. Where did, when the hell were we asked to morph from being centers of excellence to social engineers? No one ever asked us to do that. Anyway, where are you going to see the biggest impact of AI?

• 7:48Scott Galloway?

  Is leveling the playing field across lower middle income homes. What do I mean by that? I engage in this. My kid has tutors. Actually just told us he doesn't want a tutor and we're like, okay. And then we realized that he's a kid, which means he's stupid. And as I think about this, I'm going to force him to have continuous math tutor. But tutors are expensive and the reason they're expensive is they're effective and they help your kid get better grades, help them do better on tests. What this will be, I think the biggest impact this is going to have on primary education is that ChatGPT and Anthropic will be able to offer what are pretty reasonable facsimiles of $150 an hour tutor for nearly free. Now, you're going to have to monitor your kid more closely, but I think they're going to be able to zero in on where the

• 8:32Scott Galloway?

  kid is weak, where he or she is strong, and level them up even if they don't have wealthy parents. I think that's a great thing. Unfortunately, it'll also lead to great inflation and take the bar even higher. I sometimes worry about my 16-year-old in the sense that you want your kid to have just the right amount of stress. You don't want them to be totally carefree and walking or sleepwalking through life as I was at 16 and not give a shit. But at the same time, you don't want them to be one of the part of the anxious generation. You want them to have just enough amount of stress. But on the whole, on the whole, ChatGPT isn't going to change the elite institutions. They have brands that are almost impenetrable. It will provide an opportunity for an overdue look at cost cutting at an administrative level. And I think the good part will be that it'll push tutorial or

• 9:15Scott Galloway?

  the tutorial industrial complex will bring the cost down and offer it up for middle-class and lower income homes. Thank you so much for the thoughtful question. Question number two.

• 9:26Speaker 03

  Hey, Scott. I'm a big fan of the show and your latest book. I'm 24 and working in advertising as a visual effects artist at a small but successful studio in New York. I graduated two years ago with a degree in visual effects and chose a job in advertising over some lesser paying jobs in film and TV. I've just read the chapter of your book about finding your talent, and I'm trying to identify where I draw the line between my own talent and passion. I feel very lucky that I've begun a career in visual effects, and I like to think that I've got at least some talent for it, given my ability to leverage my portfolio for jobs so far. Call it a fear of burnout or diminishing passion or both, but I'm wondering if you have any advice for young people whose passion and talent seem to be awkwardly blurred together. How do you go about separating them to avoid, as you said in the book, letting the work spoil the passion? And is there a way of

• 10:09Speaker 03

  balancing both on a schedule you can't control?

• 10:12Scott Galloway?

  So Ryan, if you're doing something you're good at and you like, maybe you don't even love it at this point, it's hard to find something you love at a young age because generally at a young age, it means you're doing the shit work. You're doing the work that no one else wants to do. You're editing stuff, you're writing the copy, you're, you know, your bosses get to show up late, but you don't. I do that a lot and it's something I hate about myself. And my New Year's resolution is the same every year, be on time for stuff. And I'm not, I don't know if it's because I like the rush of being late, or I'm just a narcissist, but anyways, I don't know how I got here. It sounds to me like you're kind of where you should be. And that is, you're getting good at something and ask yourself, could I be great at it? And if you can be great at it, what I can promise

• 10:54Scott Galloway?

  you with near certainty, or assure you, or claim with near certainty, I guess, I guess a promise has 100% certainty, is that if you become great at it, you're going to become increasingly passionate about it. Because the accoutrements of being passionate about something, the camaraderie, the economic security, the prestige, the achievement, the ability, or just the recognition when you produce something great with a team of people, it feels really good. I think it'll make you passionate about whatever that is. I think passion comes from mastery. So, I mean, a couple of things. One, look at the space you're in and think, am I learning a lot? Am I learning a lot at this company? Do I have senior level sponsorship? Is the firm doing well? Is it a good culture? Do they

• 11:35Scott Galloway?

  pay me fairly? Is there a path? Has someone taken in a rational interest, or at least a real interest in my future and it's coaching me? All of these things are important to ask yourself at a specific organization. Separate that, the organizational components to, do I like this field? Am I good at it? Could I be great at it? And it strikes me that your industry is going to go through tremendous disruption. A friend of mine has invested in an Indian special effects company that uses technology to bring down the costs. I think they did a lot of the special effects for Dune, and instead of it costing 10 million, it cost, you know, three or four, seven, I don't know what it is. But your ability as a young person, your brain is more agile, more neuroplastic, whatever the term is, to absorb new technologies and then apply them or cut a swath between

• 12:19Scott Galloway?

  technology and creativity and be great at visual effects and be more efficient. I think that is a fantastic seat. So I'd just be careful. I think a lot of young people think, well, I'm not loving my job or I find it difficult. Well, there's a word for that, work. And I don't care how romantic the industry is. If you're going to be good at something and really, I think there's just a ton of stress and work involved. And it sounds to me like you've found a good seat for yourself. So how do you balance both? I don't know, boss, I hate the word balance. I think at the age of 24, this is what I would do if I were you and I were blessed with a career that it sounds like you're pretty good at and that is growing, or I think visual effects are going to grow.

• 13:01Scott Galloway?

  A couple, just one quick side note, design media for a smaller screen. You don't want to be in the movie effects business. The movie business is going to get smaller and smaller. The TV business is going to be fine. It's going to be a huge business, but it's not going to grow. But if you can be great at capturing people's imagination with effects or figure out a way to do things for the small screen, specifically the phone, that is champagne and cocaine. Anyways, be the guy that really understands the intersection between creativity, storytelling, and technology. But it sounds to me, Ryan, like you're in a pretty good seat. And also, don't be hard on yourself. Recognize that at the age of 24, the majority of people have no fucking idea what they want to do. You know what I was doing at 24? I was deciding not to stay in investment banking and moving back in with my mom. And I had absolutely no idea what I wanted to do with my life.

• 13:45Scott Galloway?

  And then when my best friend and my girlfriend said they were applying to business school, I'm like, oh, I'll apply to business school then. With a 2.27 GPA from UCLA, I applied to business school. Go figure, Ryan. Definitely be that guy who understands the intersection of technology, creativity, and storytelling. Thanks for the question, Ryan. We have one quick break before our final question. Stay with us.

• 14:10Scott Galloway?

  Support for the show comes from NetSuite. They say every day your business is late to AI. You might fall two days behind. So how do you keep up with the competition when they're only moving faster? Enter NetSuite Next. You probably know NetSuite, the AI-powered business management suite that securely connects all your data. It's a unified suite that brings your financials, inventory, commerce, HR, and CRM into a single source of truth, trusted by over 44,000 customers. NetSuite Next is the next big leap in how business gets done because AI is built into everything you do. It automatically surfaces customer insights throughout your day. AI agents work alongside you to solve problems and handle routine work. And anytime you have questions about anything, you can ask, just like you're having a conversation with a colleague.

• 14:54Scott Galloway?

  NetSuite is customized for a wide range of industries, so it supports the way your business truly works. Whether your company earns millions or even hundreds of millions, it's time for NetSuite Next, where your business meets AI. If your revenues are at least in the seven figures, get our free business guide, Aligning for the Agentic Era: How AI is Changing Everyday Work, at netsuite.com/prog. The guide is free to you at netsuite.com/prog. netsuite.com/prog.

• 15:27Scott Galloway?

  Support for the show comes from Vanta. As AI adoption grows, so does your company's security risks and requirements. New frameworks, audits, and vendors keep piling on, but your team isn't getting any bigger. Most compliance tools promise automation, but you're really stuck doing all the work by hand, chasing screenshots, validating controls, and playing catch-up when audit season comes around again. Vanta works differently. The Agentic Trust Platform is built to scale with you, not slow you down. With over 1,400 automated tests across 400-plus integrations, Vanta collects evidence and monitors your controls year-round, cutting your audit prep by 82%. Plus, you can access the Vanta agent everywhere you work, whether your team is in Vanta every day or living in tools including Claude or Cursor. Want proof?

• 16:12Scott Galloway?

  Over 16,000 fast-growing companies like Ramp, Ryder, and Harvey save time and resources while scaling fast with Vanta. Learn more at vanta.com/prog and get $1,000 off. That's spelled V-A-N-T-A dot com slash prop G for $1,000 off.

• 16:34Scott Galloway?

  Support for the show comes from Vanta. As AI adoption grows, so does your company's security risks and requirements. New frameworks, audits, and vendors keep piling on, but your team isn't getting any bigger. Most compliance tools promise automation, but you're really stuck doing all the work by hand, chasing screenshots, validating controls, and playing catch-up when audit season comes around again. Vanta works differently. The regentic trust platform is built to scale with you, not slow you down. With over 1,400 automated tests across 400-plus integrations, Vanta collects evidence and monitors your controls year-round, cutting your audit prep by 82%. Plus, you can access the Vanta agent everywhere you work, whether your team is in Vanta every day or living in tools including Claude or Cursor. Want proof?

• 17:19Scott Galloway?

  Over 16,000 fast-growing companies like Ramp, Ryder, and Harvey save time and resources while scaling fast with Vanta. Learn more at vanta.com/provg and get $1,000 off. That's spelled V-A-N-T-A dot com slash profg for $1,000 off.

• 17:43Scott Galloway?

  Welcome back. Question number three.

• 17:44Speaker 04

  Hey Scott, this is Brian Paul from South Florida. Just finished Algebra for Wealth, loved it. Ended up sending it to both my 30-year-old kids with a couple of notations on things they need to specifically look at. But as a 65-year-old business owner, I'll tell you, a lot of stuff I learned there. Love the show and also love Pivot. Just listened to your last episode, talking about giving and the wonderful women in this world that are doing it so kind-hearted, you know, obviously so generously. So my question's around that. You're a charitable giver, you've mentioned that as well, and I also believe that there's no point in kicking the stuff forward until the time I go and giving it out there and working the world.

• 18:26Speaker 04

  Tell me a little bit about how you go about making decisions with regards to the types of giving that you've done, now that you've kind of put away your chunk of change that's going to support you for the balance of your life. Again, love the show, looking forward to your answer.

• 18:40Scott Galloway?

  Brandt, thanks for the question. First off, you sound like just such an impressive man. You have a great voice, by the way. You could, you could have a second career in podcasting. And this is what I call the mother of all good problems, right? Trying to figure out how to give away money and what to do about it. As a matter of, it's interesting, it is a bigger issue than people think. UBS, I used to get invited every year to this UBS generational wealth conference. And basically, it was a conference for rich kids. So, you know, think of the wealthiest names in the world. You get to meet their kids and you, I would talk about living a meaningful life. I talk a little bit about brands and technology. And then they would spend an entire day on giving, which I thought, I didn't participate in it,

• 19:21Scott Galloway?

  but I thought that was interesting because obviously wealthy people are very philanthropic. I do think, and just to revisit what you referenced, I do think there's a virus in the United States of hoarding. And that is, you, the problem with the number is if you get to 10 million, you can imagine 30 million, then you can imagine 100 million. And because your life has consistently gotten better along that scale as you increase your wealth, you think that that scale is linear. And that if you can get from 10 to 30 million, your life's going to get three times as good. And what Daniel Kahneman has shown is that the difference between zero and 1 million is huge. The difference between 1 and 10 million is modest. And the difference between 10 and 50 million is really negligible. So, once you hit your number, and a decent way to calculate your number,

• 20:04Scott Galloway?

  if you want to be really conservative, is figure out how much money you need every year. What is your burn? Say you need a half a million dollars to live really well a year. Then times it by 25. That means you would need 12 and a half million dollars in savings and income. Now, anything above that, I think you could start thinking about giving away, or spending, or going above that half a million dollars a year. Now, I'm a big spender. I like it. Hey, big spender. I'm indulgent. I'm materialistic. I love, I think I'm good at spending money. You know what I hate? I hate it when people who have money can't spend their money well. I can't tell you, speaking of Florida, how many really wealthy people I know. And I go into their house, I'm like, oh my God. I mean, fountains and stairways and like shitty modern art

• 20:48Scott Galloway?

  and pictures of themselves everywhere. Oh, God. I'm like, Jesus Christ, can someone show these people how to spend their fucking money? That's not what you asked. How do I approach giving? I try to foot it to something I'm passionate about and I think I know something about and that I want to change. So my big thing is how men are struggling. I have recently made a gift of, I think, about 14 or 15 million dollars to the University of California, Berkeley and UCLA for the development of programming that's more vocational, that would have no entrance requirements, not a traditional four-year degree, that appeals to younger people, mostly younger men, who no longer have access to wood shop, metal shop and auto shop, but are thinking about specialty nursing or, or construction, or

• 21:32Scott Galloway?

  plumbing, or electric, and can foot or can find skills that foot to this enormous yap in the real economy, and that is the trades sector. The trade sector is going to lose five people over the next 10 years for every two that go into it, which means the cost of renovating and having soapstone installed in your kitchen, which I just had, exceptionally expensive. So those people are going to have incredible pricing power. Probably the biggest opportunity in our economy right now is, in fact, to buy a trades business, a small business, if you will. Anyway, I'm passionate about that. I really like the new chancellor of University of California, Berkeley, Rich Lance. He's a wonderful guy. I've known him for 20 years. So I trust him to deploy the capital prudently and effectively. So that's my, kind of my thing. The other thing I'm

• 22:17Scott Galloway?

  passionate around as it relates to young men is teen depression. I've given a bunch of money to the JED Foundation. Is that fair? I don't know. Give a couple hundred or 500 grand to them. And then, just a personal relationship. I have a personal relationship with a kid named Scott Harrison that I've known for 25 years, and he is building wells in Sub-Saharan Africa. Do I have a passion around water or people in Africa? No. I'd probably rather give money to Americans. I know if that sounds jingoistic. Trust your instincts. But I'm so inspired by Scott and him and his personal story that I feel a friendship, a kinship with him. So I want to be supportive of his amazing charity, Charity Water. And he runs it so well that I'm confident my money will be put to good use. So how do I do it?

• 23:01Scott Galloway?

  I find things that foot to my passions or things I think are really important, that I have a specific interest in. But let me finish where I started. This is a great problem. Congratulations on your success. And I think it's very American to be thinking the way you're thinking.

• 23:20Scott Galloway?

  That's all for this episode. If you'd like to submit a question, please email a voice recording to [email protected]. Again, that's [email protected]. This episode was produced by Caroline Shageran. Jennifer Sanchez is our associate producer, and Drew Burrows is our technical director. Thank you for listening to the Prop G Pod from the Vox Media Podcast Network. We will count you on Saturday for No Mercy, No Malice, as wrote by George Hahn. And please follow our Prop G Markets Pod wherever you get your pods for new episodes every Monday and Thursday. By the way, our Prop G Markets Pod is already the number one pod in business in America.

• 24:05Speaker 05

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• 24:35Speaker 07

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