5 Ways to Achieve a ‘Rich Life’ & Change Your Mindset from Scarcity to Abundance

What does a "rich life" mean to you? Do you focus more on what you have or what you lack? Today, Jay will redefine what it truly means to live a "rich life." While society often equates wealth with material possessions and financial success, Jay challenges this narrow definition and explores how richness can also encompass time, energy, relationships, and inner fulfillment. Drawing on personal experiences, historical insights, and anecdotes from his conversations with inspiring figures like Kobe Bryant and Tom Hanks, Jay illustrates how people can find peace and purpose by focusing on what genuinely matters. He also addresses the pitfalls of tying happiness solely to financial success, emphasizing that it’s not money itself but our mindset—whether driven by envy, ego, or gratitude—that shapes our sense of abundance. Jay further unpacks our personal definitions of wealth. Are we in a season of prioritizing career growth, family, love, or personal development? He explores how life’s richness comes from aligning with our true values and fully embracing the priorities that resonate most in each phase of life, without guilt or external judgment. In this episode, you'll learn: How to Define Your Rich Life How to Shift to an Abundance Mindset How to Find Purpose Beyond Money How to Focus Your Energy for Growth How to Live Authentically and Fully Richness isn’t about how much you have but how deeply you experience life. Prioritize what matters, invest your energy where it counts, and trust that each step you take toward alignment with your values brings you closer to a truly abundant existence. With Love and Gratitude, Jay Shetty What We Discuss: 00:00 Intro 02:39 How Do You Define Wealth? 06:59 What You Do Becomes Your Identity 10:26 How to Create a Rich, Abundant Mindset? 11:46 The Difference Between Resume and Eulogy Virtues 17:01 How Do You Spend Your Time and Energy? 19:46 Looking at Richness Beyond Money 22:47 The Five Regrets of the Dying See omnystudio.com/listener for privacy information. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:00Jay Shetty?

  This episode is brought to you by AG1. Are you feeling September reset too? Shorter days, longer to-do lists, earlier alarms, all those routines you promised yourself you'd pick back up. It can feel like your whole life is recalibrating. And when everything around you is changing, it helps to have a few things you can rely on. AG1 Next Gen is one of those easy habits to keep. It's the clinically-backed, comprehensive daily health drink that supports your gut health, energy production, and foundational nutrition all in one scoop. AG1's ingredients are sourced from quality partners for absorption, potency, and nutrient density to deliver the foundational nutrition your body needs. And alongside a proper diet,

• 0:44Jay Shetty?

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• 1:30Jay Shetty?

  Vinted creates a prepaid shipping label for you. And the best part, there are no seller fees, so you keep what you earn. It's a simple way to clear out your closet, be less wasteful, and maybe make some extra money along the way. And if you've been thinking about a wardrobe refresh, this can make it feel a little more worthwhile. You're not just letting go of clothes, you're getting more value from what you already have. Give your clothes a second life with Vinted. Download the Vinted app for free to start selling with no seller fees, so you keep every dollar you earn. This episode is brought to you by AG1. Are you feeling September reset too? Shorter days, longer to-do lists, earlier alarms, all those routines you promised yourself you'd pick back up. It can feel like your whole life is recalibrating.

• 2:16Jay Shetty?

  And when everything around you is changing, it helps to have a few things you can rely on. AG1 Next Gen is one of those easy habits to keep. It's the clinically backed, comprehensive daily health drink that supports your gut health, energy production, and foundational nutrition all in one scoop. AG1's ingredients are sourced from quality partners for absorption, potency, and nutrient density to deliver the foundational nutrition your body needs. And alongside a proper diet, AG1 Next Gen meets 94% of nutrient requirements and is clinically shown to enrich the gut microbiome. For a limited time, save 20% on your first subscription order of AG1 Next Gen or AG1

• 2:59Jay Shetty?

  Pro at drinkag1.com/onpurpose. That's drinkag1.com/onpurpose.

• 3:10Jay Shetty?

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• 3:52Jay Shetty?

  Right now, listeners of On Purpose get 40% off a subscription to Calm Premium at calm.com/j. That's C-A-L-M dot com forward slash J-A-Y. For 40% off, calm your mind, change your life.

• 4:10Jay Shetty?

  No one says I love money, but everyone agrees that they appreciate what money brings them. Peace of mind, diminished anxiety. Most of us are rightly worried about what will happen in the future. And if nothing else, money gives us the false confidence to believe that what happens, good or bad, will probably be okay. But absent the concept of money, what else can rich mean? What does it mean, for example, to live a rich life?

• 4:43Jay Shetty?

  Hey everyone, welcome back to On Purpose. I'm Jay Shetty and as always, I'm so grateful you're taking the time to be with me here for our latest episode. If you've been listening recently, you know we've had some incredible guests, incredible workshops for our Fridays, and it just keeps getting better. Whenever any of you tell me, when I bump into you, that you've been listening, you've left a review, that you're enjoying and appreciating the guests and the conversations, I truly appreciate the depth of what you share with me. So if you ever see me, let me know. It means the world to me and I'm so grateful to have you here. Today, as we talk about this theme of defining wealth, defining success,

• 5:28Jay Shetty?

  not chasing and pursuing the things that other people are important, but actually focusing on the things that we believe are a priority, living our lives on our terms, focused and fixated on our goals that are truly ours. Right? When someone tells me their dream, the first thing I ask them, if their dream is really their dream? Or is it their mothers or fathers, their sisters or brothers, their family members, their teacher in school, whatever it may be? So many of us use our time chasing a dream that isn't even ours.

• 6:09Jay Shetty?

  And in order to take us on this journey today, I want to ask you a question. And when I ask you this question, a lot of you may see it as a simple matter of math. And the question can be easily answered by plugging it into Google or ChatGPT. The question is, who's the richest man in the world? Now, it's probably safe to say the most of us define the word rich in exactly the same way. Money. Who has the most assets or resources or stuff? Who has the greatest number of houses around the world, a supercar collection, maybe horses, artwork, wine collection, swimming pools, tennis courts, whatever it may be. Maybe they own a football team.

• 6:53Jay Shetty?

  Now, if you go online, the answer comes up at once. Right now, in the latter part of 2024, when I'm recording this, the richest man in the world is the tech entrepreneur Elon Musk, who owns X, which used to be known as Twitter, and companies like Tesla, SpaceX, and Starlink. If online estimates can be believed, today Elon Musk has a net worth of $263 billion. Others on the richest man in the world list, which is heavy on fortunes derived from technology, are in second place Jeff Bezos, the founder of Amazon.com, with $224 billion.

• 7:37Jay Shetty?

  And down the list, Larry Ellison of Oracle, Bill Gates, the founder of Microsoft, and Mark Zuckerberg, the founder of Meta. But today I want to challenge us to look at wealth and richness through a different lens. Now, I've never been the one to say money doesn't buy happiness. I think money can solve lots of problems, and I actually believe that learning to manage, invest, and grow our financial stability is a really important skill. And we have other episodes with experts on the show about that. But today, I really want to focus on this idea of how we define wealth, what we think of as rich. And the truth is, rich is personal.

• 8:18Jay Shetty?

  Two years ago, the financial services firm Charles Schwab conducted a survey of 1,000 Americans from 21 to 75. "What does it take to be considered wealthy or rich?", respondents were asked. When the results were crunched, the somewhat random answer came in at around $2.2 million. Now, why that particular figure? No one has a clue, especially since the net worth of the average American household is approximately $120,000, all of which goes to show that if your net worth exceeds $120,000, you may not be rich in the sense of having $2.2 million, but you're better off than most of your fellow Americans.

• 9:03Jay Shetty?

  Now, why even ask this question? Partly because in the US at least, we live in a culture that's preoccupied with the making, spending, and sometimes flaunting of money. One of the greatest privileges of being able to work, live and travel abroad is the recognition that what we assume to be universally true is in fact more of a function of where you grew up and where you live. As listeners to this show, you know I was born in London, lived in India for some time while I was a monk and across the UK during that time, and moved to the US nearly a decade ago. It's been around eight years now. One of the first things I noticed is that in America, one of the most common questions I was ever

• 9:44Jay Shetty?

  asked is, what do you do for a living? And it's really interesting, if you think about it, all of us at an event are asked, what do you do? What do you do for work? Our work has become our identity, right? What we do as our career has defined our personalities. But if you look at around the globe, asking another person what they do for a living might be actually a bit more rare. And we might find that bizarre because we don't even know of a place like that. Cultures like Scandinavia are intensely private to the point where entering an elevator and saying hello to the other passengers is seen almost as personal trespass. Now, I'm not proposing one or the other, I'm making the point as

• 10:27Jay Shetty?

  to how much our identity gets wrapped up in the work we do. I remember having the fortune of sitting down with the late Kobe Bryant, and what I was amazed by was that he was an athlete who was at peace in retirement, which is very rare because naturally so much of your identity becomes about playing the sport. It becomes about being known as one of the best athletes of all time. But he was able to detach and disconnect from that and create a new identity. I had the fortune of interviewing Tom Hanks recently, just a couple of weeks ago on the podcast. And what I sensed from him was that he was peace in his career. And yes, you could say he's had a largely successful career, of

• 11:08Jay Shetty?

  course he has, he's had a phenomenal career, but it was also that he wasn't hanging on to it, he wasn't chasing it, there was a peace around him. And that's what I was trying to understand, what's the difference between someone who achieves and has peace? So it's almost like someone who achieves and receives peace versus someone who achieves and then just needs to keep achieving. And what do we define as an achievement?

• 11:34Jay Shetty?

  So, has rich always been linked to money? Is a really interesting question to look at. And the answer is yes. And it goes all the way back to the Middle Ages. The original old English word, rice, spelled exactly like the carbohydrate, led to the word rich. Even back then, rice referred directly to how much money a person had and was also connected to power, strength and high social status. So from early on in our evolution as humans, there has been a strong link between money, power, rulership and the attendant high regard of others. Arguably, the same is true today. Now, what I'm interested in this episode to do is not to discourage you from having financial ambitions.

• 12:19Jay Shetty?

  I don't believe that that's the point. What I've realised, actually, is that it's not whether you have something or don't that makes you happy when it comes to material, physical things. It's what you don't have. So for example, if you have money and envy, that will ruin you. If you have money and ego, that will ruin you. If you have money and a lack of gratitude, that will ruin you. And if you have money and no envy, that's beautiful. If you have money and no ego, that's beautiful. If you have money and gratitude, that's incredible. So what I've found over time, that the missing link wasn't about the material thing, it was about the emotional part of the experience of having or not having that thing.

• 13:04Jay Shetty?

  That quality, that attribute, is what transformed how we felt.

• 13:11Jay Shetty?

  Okay, I am so excited about this because we've got the first ever merch drop for On Purpose. It's finally here. And for World Mental Health Today, we're doing an exclusive, limited edition drop with all the proceeds going to the National Alliance on Mental Illness, NAMI. So now you can wear your On Purpose merch, listen to the podcast and know that you too are having an impact. I want to thank you so much in advance. I can't wait to see all of your pictures wearing the merch, their sweatshirts, a hat, t-shirts. Check it out on our website, jshettyshop.com. That's jshettyshop.com. And remember, 100% of the proceeds go to NAMI.

• 13:58Jay Shetty?

  So today, what I want to explore is different ways in which we can be rich, different ways in which we can be wealthy. Because I really believe that part of it is creating an abundance mindset. That's what this episode is really about. How do we create a rich, abundant mindset as opposed to this scarcity mindset? The poverty in our mind is contagious, right? So how do we change that? Experience has always taught me that no matter who you are, humans want to feel a sense of contentment, a sense of ease in their lives. They seek a sense of purpose, which they often find in their work, and they seek social bonds and love.

• 14:40Jay Shetty?

  If you're a man whose biological goal it is to provide for and protect your family, your happiness can derive from the job you do and the positive feelings you derive from making sure your loved ones are safe and attended to. But let's also be very clear. Money, even though no one likes to talk about it, matters. Money's important. No one says I love money, but everyone agrees that they appreciate what money brings them. Peace of mind, diminished anxiety. Most of us are rightly worried about what will happen in the future. And if nothing else, money gives us the false confidence to believe that what happens, good or bad, will probably be okay. But absent the concept of money, what else can rich mean? What does it mean, for example, to live a rich life?

• 15:25Jay Shetty?

  A few years ago, I read a wonderful article in the newspaper where the writers spoke about the difference between resume virtues and eulogy virtues. In the first category are those abilities and credentials that people bring to their workplace. And in the second category are those qualities that people discuss and get emotional about and remember once you're gone. These are known as eulogy virtues. And while there may occasionally be some overlap between the two, it's striking that in the second category are the words such as honest and loyal, and a good friend, and a loving husband, and parent, and a great number of our community.

• 16:07Jay Shetty?

  But as the article I read pointed out, if we focus exclusively on our resume virtues, there will inevitably come a time in our lives when we begin feeling a little bit hollow, as though we've missed the point of life. This was what it was all about all along? Getting another promotion? Earning a bigger paycheck? Staying at high-end hotels? Suddenly, you consider friends of yours, who maybe haven't made the same investment in their careers as you have, who've lived quieter, steadier lives, filled with children, good meals, the occasional vacation, and the effort to make a difference in the worlds they inhabit. Maybe they haven't won an award. Maybe they haven't come close to earning millions of dollars. But they've lived a rich life as well.

• 16:50Jay Shetty?

  Learning, growing, and being. This isn't, again, to discourage you, it's to say, what parts of your wealth do you want to expand? What parts have you not invested in? Rich, then, has a lot to do with the choices we make about what has meaning and what doesn't. What does it mean to lead a rich and meaningful life? It's a question nearly everyone confronts at some point in their own journey, and one that great thinkers and philosophers have been wrestling with since the beginning of time. Even asking this question is a positive step, as it gives us space from what the world appears to define as having meaning. Example, behaviors, habits, and rituals that lead only to accumulation of economic growth.

• 17:33Jay Shetty?

  You may ask yourself, who am I and why am I doing what I'm doing in this life? Is this something I love doing? If it isn't, then what do I want to do instead? What was I put here for? This isn't just about what we do for a living, it's about the very why of our being. I couldn't be more excited to share something truly special with all you tea lovers out there. And even if you don't love tea, if you love refreshing, rejuvenating, refueling sodas that are good for you, listen to this. Radee and I poured our hearts into creating Juni Sparkling Tea with adaptogens for you, because we believe in nurturing your body, and with every sip, you'll experience calmness

• 18:16Jay Shetty?

  ...of mind, a refreshing vitality and a burst of brightness to your day. Juni is infused with adaptogens that are amazing natural substances that act like superheroes for your body to help you adapt to stress and find balance in your busy life. Our Super 5 blend of these powerful ingredients include green tea, ashwagandha, acerola cherry and lion's mane mushroom, and these may help boost your metabolism, give you a natural kick of caffeine, combat stress, pack your body with antioxidants and stimulate brain function. Even better, Juni has zero sugar and only five calories per can. We believe in nurturing and energizing your body while enjoying a truly delicious and

• 19:00Jay Shetty?

  refreshing drink. So visit drinkjuni.com today to elevate your wellness journey and use code ONPURPOSE to receive 15% off your first order. That's drinkjuni.com and make sure you use the code ONPURPOSE. Some psychologists define meaning as being about coherence and purpose, the understanding we have of our lives and the direction where we hope they're going. Others argue that significance is just as important as coherence and purpose, that we need to have a sense of our lives' intrinsic value. But regardless of what you believe, meaning and the search for meaning will always be a personal endeavor. There are no right answers.

• 19:44Jay Shetty?

  The way I have found meaning in my life may not be how you find meaning in yours. That doesn't mean that one is better or worse, this isn't a competition, and there are no prizes awarded at the end. It just means that meaning and the search for meaning is an individual as people are. That said, a rich and meaningful life tends to have a few things in common. The first is that it involves passion, caring deeply about what you do for a living or even the hobbies in your life. Making and sustaining strong social relationships is another important factor, as there is a connection among the strength of our friendships, our sense of belonging and our perception that our lives are full and meaningful. Finally, there's our overall positivity.

• 20:26Jay Shetty?

  The more positive our mood and the more we feel in control of our environments will also enhance our sense of meaning. This episode is brought to you by Indeed. I know how important every hire is for a business. If you need to make the right hire, this is a job for sponsored jobs. Indeed sponsored jobs helps find quality candidates when you need the most. You can reach who you need based on whatever criteria you're looking for, like skills, certifications, or location. In fact, people are finding quality hires on Indeed right now. In the minute I've been talking to you, companies like yours made 27 hires on Indeed, according to Indeed data worldwide. Spend less time searching and more time actually interviewing candidates who check all your boxes.

• 21:09Jay Shetty?

  Listeners of this show will get a $75 sponsored job credit at indeed.com/podcast. That's indeed.com/podcast. Terms and conditions apply. Need to hire? This is a job for Indeed sponsored jobs. This episode is brought to you by Mazda. The best habits are the ones we hardly notice, the ones that quietly shape the way we move through life, giving us the confidence to focus on what really matters. That's Mazda's approach to safety. Every Mazda is designed with proactive safety features that help keep you more aware, more connected, and more engaged with your drive, so you can stay present behind the wheel. That commitment has earned Mazda recognition as Consumer Reports' safest new car brand.

• 21:52Jay Shetty?

  And as of July 2026, Mazda has won more 2026 IIHS Top Safety Pick Plus awards than any other car brand. Visit www.iihs.org to learn more. A lot can happen when an accident doesn't. Mazda, more of what matters to you. Visit MazdaUSA.com to learn more. Consumer Reports does not endorse products or services. This episode is brought to you by State Farm. We talk a lot about intentional decision making, and that extends to the practical stuff too, like making sure your coverage actually works for your life. State Farm is there to meet you where you are, and they know how sweet it is to feel good about your decisions.

• 22:33Jay Shetty?

  Talk to a State Farm agent today to learn how you can choose to bundle and save with a personal price plan. Like a good neighbor, State Farm is there. Prices are based on rating plans that vary by state. Coverage options are selected by the customer. Availability, amount of discounts and savings, and eligibility vary by state.

• 22:51Jay Shetty?

  Let me give you another way to look at the richness of life. As humans, we're all given two things: time and energy. We use both to foster experiences and create social interactions in our lives. Time, in varying measures, is one of the foundations of being born and of being human. It's when our personal clock starts ticking. We all know we have time, we just don't know how much or when that time will run out. If we're privileged to be in good health and we live at an era in a culture where life is relatively peaceful, chances are good that we will live a normal lifespan, which today in the US at least is 80 years for women and nearly 75 years for men,

• 23:34Jay Shetty?

  averaging out between the two sexes at 77 years. We're also given energy or vitality, physical and mental power, the capacity to engage in work and to exert ourselves. Together, time and energy form the basis of every one of our lives. What does it mean then when we ask ourselves, "Who's the richest man in the world?" And of course, ultimately, who's the richest person in the world? I only focused on the male gender for the perspective of asking this question, but what makes us feel the richest? We've talked about money, we've talked about qualities, but it leaves us with the greatest gift: it's how we use our time and energy. Someone can be time-rich because they have lots of time. We often talk about feeling time-poor these days.

• 24:19Jay Shetty?

  We're running from meeting to meeting, running from this to that. So we're time-poor and maybe money okay, but what about being time-rich? That's a value. What about being energy-rich? We take care of our energy, we manage our energy. I want us to expand our definition of rich so that time and energy are also there, just like money. According to one survey, we all spend 28 years of our lifetime sleeping, 15 years engaged in work, 13 years relaxing, 7 years performing everyday household chores, 5 years socializing, and 4 years eating and drinking. Over the course of an average lifetime, we'll work a dozen jobs and interact with roughly

• 25:03Jay Shetty?

  eighty thousand people. Our heart will beat two point nine two billion times, or a hundred thousand beats a day, and our eyes will blink four hundred and twenty million times, or around five point three million blinks per year. We'll take six hundred and seventy two million breaths and walk roughly sixty three thousand miles. That's what it means to be alive. And it's so important that we figure out how we want to use that time alive. So let's really look at richness as beyond money when we're thinking about our lives. And think about, is this a year where I want to be wealthy and travel?

• 25:48Jay Shetty?

  Is this a year where I want to be wealthy in experiences? I remember speaking to a friend the other day and he was like, you know, the last couple of years, I haven't made as much money as I, you know, usually do. And I said to him, but you fell in love. You found the greatest wealth of all. You found a life partner that you've proposed to, you're gonna get married to, like, what an incredible investment. And I think it's a really interesting thing that we have to think about, where it's like, there are gonna be seasons in our life. Some seasons are all about financial growth. Some seasons are all about family growth. Some seasons are all about relationship growth. And I think what makes our life hard and complicated is either when we're trying to

• 26:30Jay Shetty?

  do all of them all at once, or we feel bad that we're prioritizing one, right? There's a feeling that when we're prioritizing our financial health and our financial wealth, that with some way, we feel guilty that we're not investing in the other things. And guess what? It takes away the joy from building your financial position. And then when you're spending time with friends and family, you're then feeling guilty that you're not building your company. And so what we do is we actually let our internal state be clouded. By shame and guilt for what we're focused on. So I'm here to remind you, let's take away that shame and guilt. Let's take away that judgment.

• 27:14Jay Shetty?

  Let's focus in on the real thing, the real growth, right? Let's focus in on going, okay, what season am I in? What year am I in? Is this a year where I'm really focused on my career? Or is this a year where I'm really, really focused on my family? Or is this a year that I really need to focus on love? And I think so many of us are trying to do everything all at the same time. That we don't achieve anything and then we feel worse. And I think often we're made to feel guilty and judged for focusing, for prioritizing. But we all know it's so hard otherwise, right? What have you ever achieved when you weren't focusing?

• 27:55Jay Shetty?

  I know there was a part of my work that I kept trying to outsource for the last few years. It's been something I'm really passionate about, but I haven't had the time because I've been working on so many other things. In the last 12 months, I decided to put so much more focus on it. And all of a sudden, it was transformative. It shifted, it moved. And so if we don't move our energy towards something, it won't move. And if we're trying to equally perfectly divide up our energy across a couple of areas, across a couple of things, we, you know, recognize that that's all we're gonna ever get back from it, right? That's all we're ever gonna get back from it.

• 28:38Jay Shetty?

  Now, when you look at Bronnie Ware's beautiful book about the five regrets of the dying, she says they are, "I wish I'd had the courage to express my feelings. Tell them." If you've got someone that you need to open your heart to this week, you want to open your heart to, tell them. The second is, "I wish I'd stayed in touch with my friends." Call that person, reach out, don't hold back.

• 29:11Jay Shetty?

  The third is, I wish I'd lived a life true to myself, not the life that other people expected of me. That's what I was talking about earlier. What is rich for you? Define rich, define wealthy, define wealth this year. Don't be pulled and pushed around by the opinions of others. The fourth is, I wish I hadn't worked so hard. And I think that's a challenging one because we all have to work to survive. And I think we'll all feel that way. But I also want to give us grace to not have that regret and recognize we had, some of us may have felt like we had to, we needed to. And the fifth is, this is the more important side of it, I think. I wish I'd allowed myself to be happier.

• 29:53Jay Shetty?

  It's so beautiful. I wish I'd allowed myself to be happier. How could you be happier today? How could you be richer today because you choose to be? You allow yourself to be. How could you be more abundant today because you choose to be? You allow yourself to be? How could you be wealthier today because you choose to be? You allow yourself to be? You look in that direction, right? You look in that direction. You amplify that. You bring it to life. I'm so grateful for your time and energy today. I hope this leaves you feeling lighter, richer, wealthier, recognizing that there is so much wealth in your life. And I hope it allows you to create more financial wealth as well with that abundance mindset.

• 30:36Jay Shetty?

  Take care of yourselves. Remember, I'm forever in your corner and always rooting for you. If you loved this episode, you'll love my conversation with Dr. Joe Dispenza on why stress and overthinking negatively impacts your brain and heart, and how to change your habits that are on autopilot. Listen to it right now.

• 30:55Speaker 01

  How many times do we have to forget until we stop forgetting and start remembering? That's the moment of change. No one cares how many times you fell off the bicycle. If you ride the bicycle now, you ride the bike.

• 31:06Speaker 02

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• 31:23Speaker 03

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• 31:27Speaker 02

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• 31:30Speaker 03

  I'm not the first then.

• 31:32Speaker 02

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