12/13/24 Celebrity Famous Fails & Getting Down to Business with CSUB's Coach Ari Wideman

The Moneywise Radio Show and Podcast Friday, December 13th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www. MoneywiseGuys.com facebook: Moneywise_Wealth_Management instagram: MoneywiseWealthManagement Guest: Ari Wideman - Head Coach for the CSUB Women's Basketball Team website: https://gorunners.com/sports/womens-basketball

• 0:00Speaker 00

  From the padded radio room off Stockdale Highway, here is Money Wise. Call or text in at 661-396-1000.

• 0:09Speaker 01

  I need a dollar, dollar, dollar, that's what I need. Hey, hey. Well, I need a dollar, dollar, dollar, that's what I need. Hey, hey. Said I need a dollar, dollar, dollar, that's what I need. And if I share with you my story, would you share your dollar with me?

• 0:30Speaker 02

  Securities offered through SCF Securities, Inc., member FINRA/SIPC. Investment advisory services offered through SCF Investment Advisors, Inc., SCF Securities, Inc. and Money Wise Wealth Management are independently owned and operated.

• 0:40Speaker 00

  Now, let's start the Money Wise Show.

• 0:43Speaker 03

  Welcome, welcome, welcome. Hey, you know what, Steve Z?

• 0:48Speaker 00

  Yes?

• 0:49Speaker 03

  In solidarity with Devontae Campbell, I don't feel like doing the show today. You just take it. Latroy and I are just gonna take the day off. You go ahead and do it.

• 0:58Speaker 00

  I miss Latroy.

• 1:00Speaker 04

  You know, I was gonna say, man, like...

• 1:01Speaker 00

  He's been sick for a while.

• 1:03Speaker 03

  We've all been sick. It's been going through the office like nuts.

• 1:06Speaker 04

  I thought Steven retired me from the radio show.

• 1:08Speaker 00

  No, no.

• 1:10Speaker 04

  That's what I honestly thought, guys. I thought...

• 1:12Speaker 00

  Well, 'cause you're available on those Wednesdays and Fridays, and I try to rotate, and then you were sick for a little while, so I was trying to give you some, you know, some space.

• 1:19Speaker 03

  Some TLC.

• 1:20Speaker 00

  Yeah. 'Cause last time he was on, he was like... He played Barry White for him last time he was on the show.

• 1:26Speaker 04

  Well, you can play Barry White again.

• 1:28Speaker 03

  But hey, I just...

• 1:29Speaker 00

  He was on, right?

• 1:29Speaker 03

  You know, in solidarity...

• 1:31Speaker 00

  How about them Rams?

• 1:32Speaker 03

  How about them Rams?

• 1:33Speaker 04

  We ate and six.

• 1:34Speaker 03

  Shoot.

• 1:35Speaker 04

  We made them Niners six and eight. How you like that?

• 1:37Speaker 00

  Boom.

• 1:37Speaker 04

  How you like them Golden Nuggets?

• 1:38Speaker 00

  What happened to that Niner Bang Bang Gang, or whatever the hell they call them?

• 1:41Speaker 04

  Bang Bang Niner Gang.

• 1:42Speaker 03

  Well, a third of their linebacking crew decided they just didn't wanna play.

• 1:47Speaker 00

  Yes.

• 1:48Speaker 04

  They need to start putting that in contracts, 'cause you have... I remember Vontae Davis...

• 1:52Speaker 03

  How the guy even still has a job, I don't know.

• 1:53Speaker 00

  I was just talking to a buddy of mine this morning, the Scott Cox Show, and I was telling him, "I've never heard of any other player just giving up on his team."

• 2:01Speaker 04

  He forfeited the contract.

• 2:02Speaker 03

  I've seen it a couple of times before. There's been a couple of times, not just in the NFL, but NBA.

• 2:08Speaker 00

  'Cause I remember Vontae just walked out at halftime.

• 2:10Speaker 04

  Yeah, it needs to be a payback clause. It's like, you are gonna get fined your whole contract.

• 2:14Speaker 03

  You made a half a million dollars for that game. You only played one half. You're gonna give us two-thirds of that money back?

• 2:20Speaker 04

  No, the whole contract.

• 2:21Speaker 03

  The whole contract, like, whole thing.

• 2:22Speaker 00

  That's probably right.

• 2:24Speaker 04

  That's, I mean, that's like bad. Like, you got people going to the game, buying tickets and stuff like that. You know, yeah, pay that money back, man.

• 2:32Speaker 03

  Well, welcome to the Money Wise Show. Little bit of a tangent just to start out, but we're live here on the padded radio.

• 2:38Speaker 00

  I won't even bring up the Soto jersey or the Soto contract.

• 2:42Speaker 03

  We'll talk about that in a minute.

• 2:43Speaker 04

  I heard Chris yesterday, you know, because these walls can talk and I heard Chris in here talking about my boy Juan Soto, he's not even that good of an outfielder.

• 2:51Speaker 00

  Yeah, he was bashing him.

• 2:52Speaker 04

  Like that, hey, he's, he's a, he's a stud.

• 2:54Speaker 03

  Hey, you know what? When you can mash 50 home runs and you got that swagger at the plate from the left-hand side, you can say what you want.

• 3:00Speaker 04

  I'm sorry, Chris, I disagree with you.

• 3:02Speaker 03

  You can, you can, you can drop a couple of, you can drop a couple of easy fly balls.

• 3:06Speaker 00

  I'll take that money. If he's not that good, someone, someone's overpaying then because that's a ton of money.

• 3:12Speaker 04

  Well, at least it wasn't 10 years, 10 years. At least he tagged on five years. So that way it reduces, you know.

• 3:17Speaker 00

  And it can actually go up.

• 3:18Speaker 03

  He can go up. So if he opts out after the fifth year, let's say the Mets are just absolute, well, they play like the Jets.

• 3:25Speaker 04

  Yep.

• 3:26Speaker 03

  Then maybe he can opt out of the contract and get 55 million a year.

• 3:30Speaker 00

  Yeah. And if he stays, it kind of goes up. It goes up to 800.

• 3:34Speaker 03

  Yeah, exactly.

• 3:35Speaker 04

  I'm, I'm, since we all on a tangent here of talking about sports, OBJ, I'm so happy that he got cut.

• 3:41Speaker 00

  Me too.

• 3:41Speaker 03

  You know what?

• 3:43Speaker 04

  Oh, look at Chris. Chris is right here right now, stepping in the radio room.

• 3:46Speaker 03

  What, what do we got? We got trash?

• 3:47Speaker 00

  He's talking about the Soto.

• 3:49Speaker 04

  I told you that.

• 3:50Speaker 03

  He said Juan Soto is trash.

• 3:52Speaker 04

  I don't agree with you.

• 3:53Speaker 00

  He brought it in trash.

• 3:54Speaker 03

  Brought it in the trash can for Juan Soto. Juan Soto is trash.

• 3:58Speaker 00

  But no, I'm going back to OBJ. I mean, he, I know he's been having some personal issues, some family stuff. So one of the things. Away, but he, he hasn't been OBJ since 2016.

• 4:09Speaker 03

  He hasn't been OBJ since the one catch that like defined his entire career, right? I, I was telling Latroy off the air that like OBJ, I can't remember another player that had made an entire career.

• 4:25Speaker 03

  His entire career, his, all of his earnings, all of his money off of one stinking catch on Monday Night Football that was ungodly. Don't get me wrong.

• 4:33Speaker 00

  It was a badass catch.

• 4:33Speaker 03

  It was a badass catch, but that was the only thing, that's the only highlight of his career that actually warranted him getting that contract.

• 4:40Speaker 04

  He wore the David Tyree gloves.

• 4:41Speaker 03

  Yeah.

• 4:42Speaker 00

  The stickies, the stickums.

• 4:44Speaker 03

  The stickums.

• 4:45Speaker 04

  You know, honestly though, to be, to be fair to OBJ, he did have that string of 100 yard games, uh, straight in a row. Like I think his rookie year, he had like, he played only 12 games. They had like 1300 yards receiving.

• 4:58Speaker 03

  Yeah.

• 4:58Speaker 04

  Then the year after that, he averaged almost nearly 100 yards again, uh, per game. He, he was a, he was a stud. He was a beast out there.

• 5:04Speaker 03

  It's just that, that one play on Monday Night Football, what was it against the Eagles? It was the, he was one of the Giants against the Eagles, I think it was, when he reached behind him and caught that one-handed, three finger, three finger catch, you know?

• 5:15Speaker 04

  What was his deal when he was healthy?

• 5:16Speaker 00

  I still think Jarvis Landry was better, but that, I'm a Dolphin fan, but he doesn't, he doesn't get the big names like him, but no, they were teammates out in LSU and I liked Landry better.

• 5:28Speaker 04

  The small tight end.

• 5:30Speaker 00

  Yeah. I mean, he played quarterback. He played everything.

• 5:32Speaker 03

  10 yard crossing pattern.

• 5:33Speaker 04

  Uh, nine yard average per catch.

• 5:35Speaker 00

  But yeah, he was a, he was a yak guy.

• 5:38Speaker 03

  That's true. Well, we'll see what happens to OBJ.

• 5:42Speaker 00

  But I just heard Greg Kurz thinking, uh, that the Chiefs are going to pick him up and I, I don't think anyone's going to pick him up.

• 5:47Speaker 04

  Chiefs are going to get Cooper Cup. They're already talking about trading Cooper Cup to the Chiefs. Uh, they talking about trading, um, Garrett Wilson somewhere. Garrett Wilson wants out of New York Jets. I hope the Rams get him.

• 5:57Speaker 03

  You know, I don't know that the, I don't know that the Rams are going to trade at this point.

• 6:01Speaker 00

  Well, the deadline's over.

• 6:02Speaker 04

  Well, I think Garrett Wilson, is his contract up after this year, I believe.

• 6:06Speaker 00

  I believe so, yeah.

• 6:07Speaker 04

  He'd be on the market.

• 6:07Speaker 00

  But no, now that Beckham is going to clear waivers, anybody can pick him up. I personally don't think he's going to be playing football.

• 6:15Speaker 03

  Yeah, I think he's going to retire.

• 6:16Speaker 04

  He's going to go hit the clothes with Justin Bieber and have fun, just, you know?

• 6:21Speaker 03

  Good grief.

• 6:21Speaker 00

  As long as it's just Bieber.

• 6:23Speaker 03

  You, you know, we do have a show we're supposed to run, right?

• 6:25Speaker 04

  Oh, yeah, yeah, yeah.

• 6:26Speaker 03

  Yeah.

• 6:26Speaker 04

  Let's do that. Having a conversation.

• 6:28Speaker 03

  Welcome to the Money Wise Show. We're live on the pad.

• 6:30Speaker 00

  I missed Latroy, man.

• 6:32Speaker 04

  See, I started, I'm insane.

• 6:34Speaker 03

  Live from the padded radio room off Stockdale Highway, ESPN Radio, Bakersfield 1230 AM, 101.1 FM. As always, streaming on the interwebs at MoneyWiseGuys.com.

• 6:45Speaker 03

  Please call into the show, text into the show anytime, 24 hours a day, 661-396-1000. We did get a couple of questions during the 23 hour break in between shows. We'll get to those here in a little bit. I'm Justin Leland, sitting here with me as always.

• 7:01Speaker 04

  Mr. LaTroy Dinkins.

• 7:03Speaker 03

  Mr. LaTroy Dinkins.

• 7:04Speaker 04

  Yes, sir. I'm back.

• 7:06Speaker 03

  And our, and our sidekick, Stephen Nicholas.

• 7:09Speaker 00

  Sidekick, huh? Damn.

• 7:11Speaker 03

  Sidecar.

• 7:13Speaker 04

  Hey, you know it's a drink, right? Have you guys ever tried a sidecar? That's a nice, real good drink.

• 7:19Speaker 00

  You know it's Friday because Cece was telling me about some drinks too. I'm like.

• 7:23Speaker 03

  Oh, God. It's, it's the holidays. The year's almost over.

• 7:25Speaker 04

  Eggnog and cognac.

• 7:27Speaker 00

  Something about an Irish dumpster or something like that.

• 7:29Speaker 03

  An Irish dumpster fire?

• 7:30Speaker 00

  I was like, that sounds bad.

• 7:33Speaker 03

  We should make a drink called the Dumpster Fire.

• 7:35Speaker 04

  Remember in the Simpsons show when Homer used to go into the bar, he used to light up that little?

• 7:39Speaker 03

  Oh, yeah, the little, yeah. The, the flaming, what is it? The flaming Dr. Pepper that's illegal in like 49 states? Yeah, that one.

• 7:47Speaker 00

  That's the same one you were telling me about.

• 7:48Speaker 03

  Yeah, it's like, it's no thanks. Hey, we got some birthdays out there.

• 7:53Speaker 00

  Yes.

• 7:53Speaker 03

  I want to say happy birthday to Ms. Taylor Swift.

• 7:56Speaker 00

  Oh, you'll hear. I got Taylor.

• 7:58Speaker 03

  You got Taylor.

• 7:59Speaker 04

  We got Jamie Foxx.

• 8:00Speaker 03

  Jamie Foxx. One that actually, I was actually really, uh, this is a cool one. 99 years old, Dick Van Dyke.

• 8:08Speaker 04

  Yeah, that's awesome.

• 8:10Speaker 03

  The, I, you know, I used to Nick at Night, you know, when I was growing up, we used to watch Nick at Night. We'd used to watch the Dick Van Dyke Show and all that stuff, like black and white, the whole thing. Dude, it was, it was hilarious. Great show.

• 8:21Speaker 04

  Yeah.

• 8:21Speaker 03

  And he's a great dude. He's just a really good, solid guy. But you want to know what's four times older than Dick Van Dyke?

• 8:27Speaker 04

  What's that?

• 8:29Speaker 03

  The oldest bond in the world.

• 8:32Speaker 03

  I'm not kidding.

• 8:33Speaker 04

  What's the interest rate on that bond?

• 8:34Speaker 03

  Let's find it. Let's see here. So 400 years old.

• 8:39Speaker 03

  So Dick Van Dyke was born a hun- like 99 years ago. This bond was already in service for 300 years.

• 8:47Speaker 04

  Oh, Lord.

• 8:49Speaker 03

  New Year's Day in 1624 in the Netherlands. They had a big problem with the city being basically a third of the city was below sea level. So the region was really flooded. Amsterdam was even threatened by water, but this small little town, uh, Utrecht. Utrecht, whatever.

• 9:12Speaker 03

  So the Dutch basically said they were financial pioneers, like the finances of the Dutch East Indies, like they, these guys knew what they were doing. They had to develop the era's most vibrant bond market. So a local water authority. So think like north of the river, you know, right? So a local water authority, uh, swiftly, swiftly sold 50 bonds. They sold 50 bonds that raised about 23,000 carolous guilders, which is what their currency was at the time. To finance repairs of this levee and dams and the, the waterways and everything to protect this city.

• 9:51Speaker 03

  Of these bonds, the only one that's still surviving is a 1,200 gilder bond sold on December 10th of 1624. To a wealthy woman in Amsterdam called Elks, Elskin. I don't even want to pronounce the last name. I'm not even going to try. In return for her money, the water bond promised her descendants or anyone who owned the bearer bond. 2.5% interest rate in perpetuity.

• 10:19Speaker 04

  Wow.

• 10:19Speaker 03

  Forever.

• 10:20Speaker 04

  Forever.

• 10:21Speaker 03

  Forever. So the bond is still alive and well and pays a whole whopping 14 euros in interest a year. Today's current owner, guess who the current owner is? We talk about this every year. I think it pops up. The owner of the bond. The New York Stock Exchange.

• 10:38Speaker 00

  Oh, wow. Of course.

• 10:40Speaker 03

  So they have collected, uh, the, the New York Stock Exchange has collected about 300 pounds of interest for the bond's 400th birthday.

• 10:51Speaker 00

  Got a little Jesus dust on it.

• 10:53Speaker 03

  Yeah, something like that. He's, so yeah, 2.5% interest for the next, for forever. Yeah. In perpetuity, whoever owns that bond. So 400 years old.

• 11:03Speaker 03

  Not, uh, you know, Dick Van Dyke's old, just not.

• 11:06Speaker 00

  As old as paper.

• 11:07Speaker 03

  That old. Close, but no cigar.

• 11:10Speaker 00

  Yeah.

• 11:11Speaker 03

  But happy birthday to, uh, the oldest bond in the world.

• 11:17Speaker 03

  Uh, 400 years. That's a, that's a long time to keep a piece of paper, right?

• 11:21Speaker 00

  Yeah.

• 11:23Speaker 03

  Bingo.

• 11:28Speaker 03

  Man, that brings back memories.

• 11:29Speaker 00

  You know, that's old.

• 11:31Speaker 03

  Man, he trips over the ottoman and falls on the face, on his face. Yeah. Mary Tyler Moore, before she was on the Mary Tyler Moore Show, the split off. I mean, it was great. Great TV. Great TV. Hey, we got a great show ahead of us. I know we've already gone through the first segment talking about football and OBJ and the fact that he didn't really deserve a career after one catch.

• 11:52Speaker 03

  Talking about.

• 11:53Speaker 00

  Yesterday was Chris about Soto and now you with, uh, OBJ.

• 11:57Speaker 03

  Hey, you know.

• 11:58Speaker 00

  Where's the positivity of some of these players, man?

• 12:00Speaker 03

  Just talk about the Rams. Yeah. But I'm positive that Anthony Reddone is gonna get released by the end of this, this season.

• 12:07Speaker 00

  Unless you play fantasy and you started Cooper Cup last night.

• 12:10Speaker 03

  That too.

• 12:11Speaker 00

  Cause that was a big fat zero.

• 12:13Speaker 04

  Yeah, I haven't painted this in my fantasy.

• 12:14Speaker 03

  Speak, speaking of, uh, I'm playing, I'm up against Sherrod, I think this week.

• 12:20Speaker 00

  Do not blow it.

• 12:23Speaker 03

  I'm gonna try not to. I think at this point, I still have like a 70% chance of winning because he did get some points yesterday because he had, uh, the Rams running back.

• 12:31Speaker 00

  Oh, Kyron.

• 12:32Speaker 03

  Yeah.

• 12:33Speaker 00

  Yeah, he's, he's been solid too.

• 12:34Speaker 03

  Yeah, he got like 13 points off of him yesterday, but I don't, I don't think that's gonna win it for him. Uh, hopefully I'll win. You're in, you're, you gotta buy this week, right?

• 12:43Speaker 00

  Me and Sammy.

• 12:43Speaker 03

  You and Sammy gotta buy. We're coming for you.

• 12:46Speaker 04

  I'm the only person who's gotta buy every week.

• 12:48Speaker 03

  No, no, the, the joke is everybody gotta buy by playing.

• 12:52Speaker 00

  Yes.

• 12:54Speaker 03

  You were the bye week.

• 12:56Speaker 03

  Yeah, so you and Dustin are playing, I guess, the consolation game next week.

• 13:01Speaker 04

  Nice. I made it to something. I might just pay attention to it this week, too.

• 13:05Speaker 03

  Yeah, just so you can maybe get seventh place.

• 13:07Speaker 04

  Yeah.

• 13:07Speaker 00

  You should put the Dolphin logo as your team.

• 13:09Speaker 04

  Yeah.

• 13:10Speaker 03

  No, that'd be the Jets.

• 13:12Speaker 04

  Dolphins are performing like this VIX right here, negative 79.

• 13:18Speaker 00

  Hey, we're on a winning streak.

• 13:20Speaker 04

  I know you guys are. Good job.

• 13:22Speaker 00

  And we beat the Rams.

• 13:23Speaker 03

  Oh, man.

• 13:24Speaker 04

  Hey, we see, we'll.

• 13:26Speaker 00

  We get the Niners next week, so we'll see.

• 13:28Speaker 03

  Yeah. Markets are down today, not much. S and P was basically flat. Dow Jones down about two tenths of a point. And the NASDAQ, mixed market, NASDAQ was up slightly. Um, kind of going back to your talk about the VIX, that's the, the fear index. Going down, which basically means it's positive. Um, I don't know. I mean, there's a, there's a lot of people right now kind of wondering if this, you know, quote unquote, Trump trade, um, you know, markets have been in, in really quite good territory over the past year. Right. But especially since November, um, with the, uh, uh, Trump winning the, uh, the presidency.

• 14:12Speaker 04

  Yeah.

• 14:12Speaker 03

  Um, you know, the markets are up pretty substantially from there. There's a lot of folks right now kind of wondering though, it's like, hey, we just got some bad news earlier in the week. Right. With, um, jobless claims and, and, uh, uh, unemployment numbers kind of softening and getting worse.

• 14:29Speaker 04

  Yeah.

• 14:30Speaker 03

  Um, but the markets are still kind of staying in that high, high level. So it's kind of one of those things. It's like, how much longer can this, you know, positive trajectory stand? Before we have some level of a correction.

• 14:43Speaker 04

  Right. We're going to have a correction. Uh, one thing I wanted to pivot to, Justin, like personally, have you had any family members calling you about the crypto, uh, XRP, uh, telling what you think about Bitcoin? What you think about XRP? What you think about Dogecoin? I've been having a lot of calls from family members.

• 14:59Speaker 03

  I will say this, my family knows my thoughts on crypto, so they don't ask me.

• 15:04Speaker 04

  What is your thought on crypto, man?

• 15:06Speaker 03

  You know, it's, I, I don't mind the blockchain technology. The technology itself is going to be here to stay. It is something that is, um, vitally important and necessary in our world of technology and data packets moving back and forth. So the blockchain, absolutely, totally understand it, totally get it. Assigning a value to that blockchain with some arbitrary fictitious digital foreign currency doesn't hold water. It's basically so if if I wanted to buy Shiba Inu or Dogecoin or Cardano or any other number of a thousand and one cryptos that are out there.

• 15:49Speaker 03

  Or a million by this point. Hell, I mean, the I won't even say the name of the girl that created her own crypto currency. I want to leave that one alone.

• 15:57Speaker 04

  What's the name of the Sailor Moon?

• 15:58Speaker 03

  Yeah, something like that. Something like that.

• 16:04Speaker 03

  The value of that coin is literally, quite literally, whatever the buyer says it's worth.

• 16:11Speaker 04

  Yeah, it's the retail, the retailers are putting retailers are pushing the price on all those.

• 16:15Speaker 03

  So, so if I buy Cardano, I don't know what Cardano is trading at right now, you know, four bucks, seven bucks, 10 bucks. I have no idea. Don't care. Let's say it's 10 bucks a coin.

• 16:29Speaker 03

  If I am holding on to that coin and I don't want to sell it, but I think that the coin is worth $20 a coin. I'm going to hang on to it until somebody tells me it's worth $20 a coin.

• 16:39Speaker 04

  Yeah.

• 16:39Speaker 03

  And even then, I'm probably going to hang on to it again because at that point, because I'm part of the cult.

• 16:44Speaker 04

  Are you calling it a cult?

• 16:45Speaker 03

  I'm going to wind up thinking it's worth $40 a coin and I'm going to continue doing that until somebody gives me a price that is what I feel the value of that coin is, even though there's no intrinsic value to it whatsoever.

• 16:57Speaker 04

  It's not. It's no, none whatsoever.

• 16:59Speaker 03

  It is not backed by anything. So I have actually heard people say this. And we're going to have to get to a break because we got the best show. The second half of the show is going to be fire. You think this is fire? Wait.

• 17:12Speaker 03

  So I've actually had people say that the US dollar is not backed by anything. I cannot laugh at that hard enough.

• 17:21Speaker 03

  I've actually heard people say they'll say something to the effect of that the dollar is not backed by anything. It's a fiat currency. It's a piece of paper. It's this. It's not backed by anything. There's nothing further from the truth. The US dollar is backed by the full faith and credit of the entire United States government and each and every taxpayer that pays taxes into the economy and buys goods with those dollars. There's an actual value associated with it. Okay. Does it fluctuate against other currencies? Yes, but it has an actual value. You know what a dollar is worth. A dollar is worth a dollar, right?

• 17:57Speaker 04

  And gold is worth a crypto.

• 17:58Speaker 03

  And gold is, yeah, exactly. But then crypto, it's literally not backed by anything. It's whatever whoever says it's worth says it's worth. So to get back to your point, when my family asks me about crypto, they don't.

• 18:16Speaker 04

  Well, maybe I need to set some boundaries.

• 18:18Speaker 03

  Yeah, that seems like a fair, fair bet. Hey, we are going to take a quick break. We got a couple more things we want to talk about real quick before our guest comes on at the bottom of the hour. Our guest, let me pull it up here. I know it's Ari, but I'm trying to remember. Wideman? Yep. Yeah. Ari Wideman. You're going to want to stay tuned for this. She is the new head coach for the Cal State Bakersfield Women Runners Basketball Team. We had her, I heard her speak actually at my Rotary Club about two, three weeks ago, and the infectious nature of her, her

• 18:59Speaker 03

  energy and what she wants to bring to the program. It's going to take time. Like, let's, let's be honest, that's, you know, as far as basketball is concerned, they're not playing great basketball right now. But when you have a coach like Ari, who has the fire and the process, I would keep your eye on this, this team over the next three, four years as they start getting some more players in here. I think it's going to be a really great, but I'm really looking forward to talking to Ari here at the bottom of the hour. Get, get a feel from where she comes from, what her, her drive is with student athletes, what she's going to be able to get out of these, these ladies, young ladies. And yeah, go from there. But, you know, we're going to take a quick break right now. When we come back, celebrities and their stupid decisions with money.

• 19:45Speaker 00

  Are you an employee with a company sponsored retirement plan? Do you fully understand how you're invested? And whether or not you are maximizing your retirement plan's options? For more information on a free assessment, contact MoneyWise's 401k specialist, Justin Leland at 661-847-1000. That's 661-847-1000.

• 20:17Speaker 03

  Oh my goodness.

• 20:22Speaker 03

  Sorry.

• 20:23Speaker 04

  I thought she was gonna play some Barry White, cuz you was talking.

• 20:26Speaker 00

  Hey, it's Swiftie's birthday, man.

• 20:28Speaker 03

  I'm definitely not a Swiftie, sorry.

• 20:30Speaker 04

  Play some Jamie Foxx next then. This is his birthday too.

• 20:32Speaker 03

  Shoot.

• 20:34Speaker 00

  If I can find the clean versions, I will.

• 20:36Speaker 04

  Put "Unpredictable," that's clean.

• 20:39Speaker 03

  I gotta say, not a Swiftie, not a Swiftie, sorry man.

• 20:44Speaker 00

  Just a couple days later, in here, Sherrod been dancing.

• 20:47Speaker 03

  You know what, you're right. Sherrod is the Swiftie.

• 20:51Speaker 04

  Sherrod know how to dance?

• 20:53Speaker 03

  Yeah, I don't know. Like Elaine from Seinfeld.

• 21:00Speaker 04

  I see that.

• 21:02Speaker 03

  Hey, I got a couple of questions popped in here. Uh, first question we had, how would one prepare for possible changes to tax benefits? Like the standard deduction or EV credits? Thanks, guys. Easiest way to prepare is pay attention. We don't know what those tax cuts and benefits are gonna look like by the end of this year. Um, the Tax Cuts and Jobs Act of 2017, a lot of those tax cuts sunset in 2025. And so if Congress doesn't, you know, re-engage and make some of those cuts permanent and, and, and other things. The, the Tax Cuts Act of 2017 was absolutely massive. There's all sorts of different caveats and, and things that are in there, earmarks in there. And, um,

• 21:46Speaker 03

  We're not going to know until it actually comes to fruition as to whether or not certain things continue on or not.

• 21:51Speaker 04

  It should be called the Tax Gain Act.

• 21:53Speaker 03

  The Tax Gain Act, exactly. So, uh, so as far as preparation for those things, just keep your eyes open, right? Like, you know, you may want to hold off on buying that EV. Of course, the EV prices right now are about a half what they were two years ago. So the tax credit really doesn't matter much when you're getting the car for half off, right?

• 22:12Speaker 04

  What's the tax credit, like 3,000?

• 22:14Speaker 03

  Something like that. Something like that. Um, and so we had another question about crypto. We went a little bit on a tangent on that, but good afternoon. When people are starting to trust other cryptos more, or is this just normal ups and downs?

• 22:27Speaker 04

  Normal ups and downs. Bingo.

• 22:29Speaker 03

  It is normal ups and downs. It's, I, I like to think of it like this. Yeah, maybe pump and dump, but think about it like, um, so if GM has a massive quarter, right? Sells a boatload of cars. Does Ford's stock go up? Typically, yes.

• 22:45Speaker 04

  Yeah, they correlate.

• 22:46Speaker 03

  They correlate because they're in the same industry, right? So if you're looking at crypto and Bitcoins at 110 or whatever the heck it is. Yeah, all, all of the other cryptos are going to kind of go up in, in concert with that. It's, it's sector driven.

• 23:00Speaker 04

  Yeah.

• 23:01Speaker 03

  Right?

• 23:01Speaker 04

  And then too, like, you know, with, with some of these credible sectors, like, you know, banks and finance and things of that nature, they get institutional endorsement. When those moves happen in the market, then you got, you got big buyers, big institutional footprints.

• 23:17Speaker 03

  Smart money behind it.

• 23:18Speaker 04

  Smart money behind it. To hold the price stagnant, right? In crypto, you only got retailers. So that's why normally you'll see like a, a big surge in like XRP or, um, whatever you have Dogecoin, and then you'll see a big drop because retailers don't have the strength to hold any price up like the institutions do.

• 23:34Speaker 03

  No, they don't. Last question from this individual was, sorry, one more question. What are smart, smart contracts on blockchain? Smart contract? Easiest way to put it is just another word for an algorithm.

• 23:47Speaker 04

  Yeah.

• 23:47Speaker 03

  It's input and output. So it's on the blockchain. It says, hey, uh, if, if Joe or anybody gives me $10, give them, like Troy said, give me a movie ticket, right?

• 23:57Speaker 04

  Yeah.

• 23:58Speaker 03

  You know, give them a movie. If he gives you $10, provide a movie ticket. It's the same thing.

• 24:02Speaker 04

  Or Jesse, if Jesse can go dunk a basketball.

• 24:04Speaker 03

  That ain't happening.

• 24:07Speaker 03

  It ain't happening. Unless I got trampoline. You give me a trampoline, I might be able to get there. At least, at least within six inches. So, uh, that's what's going on there. Um, Jim Carrey, A-Lister.

• 24:20Speaker 04

  It's my favorite, one of my favorite actors.

• 24:22Speaker 03

  Funny guy.

• 24:22Speaker 04

  Yeah.

• 24:23Speaker 03

  You know, Dumb and Dumber, all that kind of stuff. He's a, he's a real one. Jim Carrey said, uh, you know what? He came out of retirement because he quote unquote, needs money.

• 24:34Speaker 03

  Uh, he's the latest A-Lister to open up about taking some roles to boost up their finances. Basically, I guess, uh, spending too much money, uh, in lifestyle and all the things and, you know, hey, inflation hurts celebrities too, I guess. Right? So he did this job, you know, did the, uh, Dr. Robotnik and, you know, the Sonic movie, Sonic 2, and made a bunch of money. And here, he said he was gonna retire, he was gonna take a break. He wasn't gonna do anything anymore. And here we are two years later and the guy's doing another movie because he needs the money.

• 25:10Speaker 04

  What is his career earnings?

• 25:11Speaker 03

  Oh geez.

• 25:12Speaker 04

  I'm looking it up right now.

• 25:13Speaker 03

  Looking it up right now. So, here's the other thing about it though. I also have a feeling that these A-list celebrities and sports stars and, and folks, uh, they spend money on really stupid stuff.

• 25:28Speaker 03

  Really stupid stuff.

• 25:30Speaker 04

  Hold on. 300, 300 million dollar career earning for Jim Carrey.

• 25:33Speaker 03

  300 million dollars.

• 25:35Speaker 04

  Yeah.

• 25:36Speaker 03

  Even if you, even if you tax half of that and he's walking away with 150, that's more money than 99.999% of people could spend in a lifetime.

• 25:45Speaker 04

  He made 20 million off the cable guy.

• 25:49Speaker 03

  How much do you make off of, uh?

• 25:50Speaker 04

  Sonic.

• 25:51Speaker 03

  Sonic?

• 25:51Speaker 04

  I don't know.

• 25:52Speaker 03

  Like 20 mil?

• 25:53Speaker 04

  Yeah.

• 25:53Speaker 03

  Something like that?

• 25:54Speaker 04

  Something like that. It was, it was big. And they come out with a part, they come out with a three.

• 25:58Speaker 03

  Yeah, this is the third one. That's the reason he did it. He, you know, he went to the studio and said, I need money, make another movie.

• 26:02Speaker 00

  You can't do those Sonic movies without him. He's like the best part of it.

• 26:05Speaker 04

  Yeah, he is, yeah.

• 26:06Speaker 03

  He's like, he goes to the, he goes to the, the, the production company and says, hey, uh, my checking account's gotten under 7 million dollars. Uh, we just, just come up with some stupid script, I'll do it. Let's do this thing. Uh, and I do know that, uh, athletes and, uh, type A personalities and, and A-class celebrities, they spend money on stupid stuff. Joe Burrow, Joe Burrow went out and spent 3 million dollars on the Batmobile. And you wonder why people like Jim Carrey run out of money. A fully functioning Batmobile. Does it even, does it come with the missiles and like the lasers and stuff?

• 26:43Speaker 00

  Are those even street legal?

• 26:45Speaker 03

  It says that he bought it and it says it's street legal.

• 26:49Speaker 00

  Really?

• 26:50Speaker 03

  It's a fully functional.

• 26:52Speaker 00

  If I had that type of money, I would, I would get that.

• 26:54Speaker 04

  Yeah. I mean, he makes 275 mil.

• 26:56Speaker 00

  But he needs to buy us some home security.

• 26:59Speaker 03

  The Batmobile features 525 horsepower imitation turret guns, smokescreen delivery system and weighs over 5,000 pounds.

• 27:09Speaker 04

  I mean, if you make 55 million dollars a year. I mean, that's, that's like a drop in the bucket.

• 27:15Speaker 03

  Yeah, but come on. If you're thinking about long-term. Do we really want to be buying a $3 million Batmobile?

• 27:21Speaker 04

  Nah, nah.

• 27:23Speaker 03

  And you wonder why Jim Carrey's out of money. He's probably buying Batmobiles.

• 27:29Speaker 03

  We're going to come right back. We're going to take a break. Uh, we were a little short, a little long on the previous, uh, uh, segment, a little short, answer some questions. When we come back, we really want to, uh, welcome Ari, uh, Wideman, who's the new coach of the, uh, Lady Runners. Just call it coach. Just coach. It's coach.

• 27:49Speaker 00

  Money Wise Wealth Management is the only locally owned independent firm that uses a comprehensive wealth tax and estate approach. Working closely with a highly trusted CPA and attorney for information on how Money Wise can help you invest and plan for your future. Call 661-847-1000. That's 661-847-1000.

• 28:20Speaker 03

  Welcome back.

• 28:24Speaker 03

  Welcome back to the Money Wise Show. A little college.

• 28:28Speaker 03

  A little college, uh, ruckus.

• 28:31Speaker 00

  That's our fight song.

• 28:32Speaker 03

  I know it is.

• 28:33Speaker 04

  College, college man. Everybody's doing that.

• 28:40Speaker 03

  Doing the Roadrunner.

• 28:42Speaker 03

  Right?

• 28:42Speaker 00

  I can't see you on the radio.

• 28:44Speaker 03

  You can't see me on the radio? I'm just doing the...

• 28:47Speaker 03

  Sit down there.

• 28:48Speaker 00

  That looks like Sherrod dancing.

• 28:53Speaker 03

  Hey, welcome back to the Money Wise Show. I'm your host, Justin Leland. We're, uh, we're joined right now by Coach, uh, Ari Wideman. She was just named the fourth head coach in the history of Cal State Bakersfield, women's basketball program. Uh, she took the helm of the squad here just this spring in, uh, 2024.

• 29:13Speaker 03

  So she really is, um, you know, I'm in the downtown Rotary Club in Bakersfield here. She was our speaker, I think, what, three weeks ago? Three or four weeks ago, something like that. And in the 15 years I've been in that club,

• 29:32Speaker 03

  15 years I've been, since 2009, I've been in that club, 15 years I've been in that club. I can count on one hand the speakers who have come in to speak to our club, who had gotten there early, walked around the entire group at every table, shook hands with every single member of the club that was there and introduced herself.

• 29:54Speaker 03

  Ari was one of those. Coach was one of those.

• 29:58Speaker 03

  And it took me aback. And then, so I'm like, okay, we got, we got ourselves a, a speaker today.

• 30:05Speaker 03

  She gets up behind the microphone and I think she just blew everybody away.

• 30:09Speaker 03

  Her just enthusiasm for the sport, her knowledge of the sport, her love for her student athletes.

• 30:21Speaker 03

  It just like permeates her ethos, I guess.

• 30:26Speaker 03

  So in last year, she was the assistant coach for the University of Toledo Women's Basketball Team, and always a perennial contender in the Mid-American Conference, and, uh, helped Toledo to a 28-6 record.

• 30:39Speaker 03

  Great record.

• 30:40Speaker 05

  Yeah, it's awesome.

• 30:40Speaker 03

  Regular season title for the MAC. And so she's coming here to bring her expertise, knowledge, love of the game, love of the sport, and just love of life to Bakersfield. Coach Ari, welcome to the show.

• 30:55Speaker 05

  Hey, thank you. Hey, that was an awesome introduction. I'm

• 30:59Speaker 03

  I had to bring a little bit of fun. Yeah.

• 31:02Speaker 05

  Let's go.

• 31:03Speaker 03

  Yes.

• 31:03Speaker 05

  I'm very pleased with that. So that was awesome. Thanks for having me.

• 31:06Speaker 03

  I, you know what? The

• 31:11Speaker 03

  we don't really get into the X's and O's and the, the, the part of like basketball in general. But I mean, we're on ESPN radio. It's a sports station. We're a money show. We kind of, we kind of want to bridge the gap between the two.

• 31:24Speaker 03

  And so first off, tell us a little bit more than just the bio. Who are you? What, what brings you to Bakersfield? You know? What drives you to want to be a, a coach and a mentor to these young ladies?

• 31:42Speaker 05

  Yeah. I mean, first coming to Bakersfield, it was just awesome to come back to California. I love rebuilds. Besides the University of Toledo, I've always been a part of turnarounds. And so that is enticing to me. A lot of people might not like that. It takes a lot of work, but I was really excited about that and I, I'm a believer. And so I'm like, you know, it might be something that doesn't look like much, but if you're faithful with a little bit, I believe you'll be faithful with, with a lot. And I want to get this thing rolling and do something that hasn't been done. And so I'm believing that I'm, I'm called to do that here. And so that's why I came.

• 32:17Speaker 03

  Nice. And, and so like leaving the University of Toledo, coming to Bakersfield, what has been, maybe I guess the, like you don't know what you don't know before you get to a location, right? Like, has there been anything that's been truly like a surprise to you? Coming from outside of the community, coming to Bakersfield that, that maybe? Excited you, or was different than what you had perceived?

• 32:45Speaker 05

  Yeah, I'd been down here as a player and a coach in my past, but it's grown and then obviously I was just really excited about the people. Like I've met some amazing people here. I feel like just blue collar, hardworking, and that's the type of person I am. And even just like my CrossFit gym here, the people are some of the best people I've met and they're just, I'm just, I'm kind of a weirdo. Like I love like the grind and working really hard and the people at that gym, they like pushed me to be better and that's one of the best parts of my day.

• 33:12Speaker 03

  Is going to the gym at 5:00 in the morning and just?

• 33:14Speaker 05

  Yeah, just getting after it, like 4:30 a.m. class. There's some killers in there.

• 33:20Speaker 04

  So let me, let me ask you something real quick. You know, you're from Chino, right? Do you got brothers? You got any siblings? What, what brought you into the sport as a young, young female?

• 33:29Speaker 05

  Yeah, I have a twin sister, so we're naturally competitive, but my dad is, is a, he's a basketball player. He wasn't allowed to play just because his parents wanted him to go to med school, but he's like 6'5" and so we just competed all the time in the backyard, the three of us, and would get shots up. And, and so that's who introduced me to the game and big Lakers fan, just a big basketball guy.

• 33:51Speaker 04

  I could tell she got like a competitive nature to her.

• 33:53Speaker 03

  Drive, yeah.

• 33:54Speaker 04

  Competitive drive. You do CrossFit and you do all that stuff. So that's pretty cool.

• 33:57Speaker 05

  Little juice, little juice in the tank.

• 33:59Speaker 03

  So, you know, coming to Cal State as the, the fourth coach in, in the women's program, the, the first African-American coach in the history of Cal State Big Four.

• 34:11Speaker 04

  Fifty years?

• 34:12Speaker 03

  Fifty years, right? You know, what is it that is really driving, talking about the student athlete aspect, right? So you have students here and, you know, with, with what's going on with NIL and the, the transfer portal and, and the, the things that are necessary to be, you know, for lack of a better word, to, to build a competitive, like, team around, around these, these players, you also have to think as a coach about The fact that these girls probably like they're they're not going pro.

• 34:50Speaker 05

  Yeah.

• 34:50Speaker 03

  Right? Like let's the you know, so what are you doing or how are you able to guide these young ladies, young women?

• 34:59Speaker 03

  And and you know, be a tutor to them to move them on through life and and you know, what you know, the academic portion of it as well as the the physical athletic piece?

• 35:09Speaker 05

  Yeah, that the players who are at this level, mid-major, low to mid-major, it's rare that they would go to the WNBA, but they can go overseas, which obviously we'd push for. But I I think that what we can offer too, especially at this level is it's not as transactional yet. Which I really like being able to help mold and develop young women. And so from an academic standpoint, I mean, our standards are pretty high. We had a 3.95 GPA this summer, and I don't think that's been done.

• 35:40Speaker 03

  That is amazing. 3.95.

• 35:43Speaker 05

  Yeah, disappointed with the kid that got an A minus, but.

• 35:47Speaker 03

  Kick him off the team?

• 35:48Speaker 05

  Yeah.

• 35:48Speaker 03

  Get out of here. You brought our you brought our average down.

• 35:51Speaker 05

  Yeah, and and and now, though, in our handbook, it's a 3.3 for our team. And I just I value academics and my parents did. So I really think we have to be sharp in in that regard. I still want to develop a mentorship program as I'm getting to meet people in Bakersfield, but I'd love to pair each player with a mentor in their field of study, preferably a female. But I'm I'm open to to males, but I would like them to have someone to job shadow, to have as a reference, because a lot of them don't get to work as student athletes.

• 36:19Speaker 03

  Right.

• 36:20Speaker 05

  And just someone who they can get lunch with and just get to know, and and that can help them progress their in their field in the future. And so that's that's really important to me that we start to really tap into meeting more people in the community who are open to that.

• 36:32Speaker 03

  Yeah.

• 36:33Speaker 05

  I think athletes are usually great hires just because they have the work ethic. Yeah, discipline, they can communicate, they've worked in a team setting. And so ideally, we can help them with that. And and I think that this being such an affordable place in California, it's a great place to to stay and and build a life. And so I hope that we can do that with them. And then, obviously, serving and giving are pillars of this program. And so community service, we've done a ton in the community as far as we've went to Rosewood Senior Living, we've been to elementary schools, we've been to we do the cleanups on campus. I mean, I think that's so important that we serve this community. And ideally, we'll put a good product on the floor, and they will want to support us as well.

• 37:11Speaker 03

  Right, and that's, and it's a, it's a whole community effort. It's not just a, it's not just one person or one thing that's that, that builds it. It's, it's a whole community. And so I like your idea, what you're saying about the, the mentorship of, you know, if, if you have one of your, your teammates, one of your, you know, that you're coaching, and they, they want to get into the finance industry, or economics, or whatever, finding a, a firm that would be able to mentor that individual is, is amazing. I, you know, I don't see that that's something that's really been done, uh, you know, systematically.

• 37:47Speaker 04

  Yeah.

• 37:47Speaker 03

  With really any college, you know, that I know of.

• 37:50Speaker 04

  Yeah, trying to line them up with, with some career path.

• 37:51Speaker 03

  Exactly. Line them up with the professionals.

• 37:53Speaker 04

  Yeah, it's very unique, because, you know, like, I, I play college football. I know it's a different culture from, you know, women's basketball and all that, but no, that's, I think that's pretty neat that, uh, you're trying to pretty much build character, not just on the court, but just off the court too. You know, you're putting a lot of value in people, you know, outside of basketball, you know, you're, you're kind of like that mentor and all that, so.

• 38:12Speaker 03

  So what I want to know, and think about this when we, we're going to go to break real quick, we'll come back, and I do want to, uh, kind of delve into a bit more, um, you know, what do you see going forward with NIL, the, the transfer portal? Yes, we are a mid-major, and, you know, it's not necessarily as transactional now, like you said, yet. What do you see going forward? And then how does, does the community rally behind this program to help you? Totally. When we come back, we'll be right back.

• 38:39Speaker 00

  Are you nearing retirement and currently working with a financial advisor? Are you not sure if you're invested appropriately? Call our offices at 661-847-1000 to sit down with a MoneyWise financial advisor for a no obligation assessment of your investments.

• 38:55Speaker 04

  There we go.

• 38:58Speaker 03

  Got your guy you wanted.

• 39:03Speaker 04

  Some Jamie Foxx.

• 39:06Speaker 04

  It's only right if you're gonna play Taylor Swift, man. This is birthday too.

• 39:09Speaker 00

  That's a big jump. It's like saying, is this Slipknot?

• 39:15Speaker 03

  I'm surprised you didn't play like Chitty Chitty Bang Bang.

• 39:17Speaker 00

  I had it ready. I had it ready.

• 39:19Speaker 03

  It's Dick Van Dyke's birthday. Like, bring it out.

• 39:21Speaker 00

  We only have three breaks. I can't get everybody.

• 39:23Speaker 03

  I know. Come on, man. Shoot. Welcome back to the Money Wise Show. We're here with Coach Ari Wideman from Cal State Bakersfield Women's Basketball Team. And, you know, we were talking a little bit off the break, you know, some other things that are going on and kind of getting a better feel for what's going on with things like NIL, with the transfer portal. The, you know, how does the university bring in money through things like guaranteed games and things like that? So, Coach, walk us through what you think and what you see as the landscape of NCAA

• 40:03Speaker 03

  Women's Basketball, you know, from 30,000 feet up. What does it look like for those really high, you know, profile Indiana, you know, Tennessee, those types of clubs, you know, to, you know, mid-major markets like Bakersfield or whatever. Like, what does it look like when you take into account the financial pressures that the NCAA is under now because of NIL and the transfer portal?

• 40:30Speaker 05

  Yeah. NCAA, it's wild right now, but a good player at a P4 could go for $170,000 plus for women's basketball. And that just, it's awesome that women's basketball is getting that much attention and so players are more expensive.

• 40:43Speaker 04

  Well deserved.

• 40:44Speaker 05

  It's just, it's crazy, the amount of money that a player can make. But obviously, we're not at that level. And so, right now, we have a free roster, but obviously, we want to bring in more talent and do some special things here. And so, we have our Sports Excellence Fund for women's basketball. So, people could donate to that. That would be amazing. And just any donations, obviously, would help us in our program. I would love to do a foreign tour here in the summer. And I think those are just awesome to build and that chemistry in the summer.

• 41:14Speaker 03

  Yeah.

• 41:15Speaker 05

  And ideally, like at Toledo, ours was 80 people. We had boosters come. We had our SWA. It was just fun in terms of building the culture and establishing that, which we're trying to do. I really want this to be sustainable. I know a lot of things right now aren't ideal, but if you want to build a firm foundation, you can't skip steps and...

• 41:35Speaker 05

  Don't want to be a one-hit wonder. You want to build something that is sustainable. Um, but, but yeah, we, we'd love to, to get some really talented players in here, but yeah, it's just the way it is now. You, the people who have the most money are probably getting the best players.

• 41:48Speaker 03

  It's a pay to play.

• 41:49Speaker 05

  Yeah. Yeah. So it kind of hurts when you're a good, like a good recruiter, I mean, can, can, can connect with people because that doesn't necessarily matter as much anymore.

• 41:58Speaker 03

  What can you bring? Yeah. The, the recruiting piece is how much money, uh, can you bring in?

• 42:02Speaker 05

  Yeah.

• 42:03Speaker 04

  She got some messages.

• 42:04Speaker 03

  Yeah, we got a couple of messages popped in. What do we got, Troy?

• 42:06Speaker 04

  It says, great book and I am in Rotary with Justin and she is a go-getter. CSUV was lucky to get her to come coach and, and look out for the women's team in the next few years. And then it says, I love her energy and was wondering if she was, she, she has coached elsewhere and wanted to know what she can expect for future years for the runners. Or smaller, smaller colleges that don't have the big checkbooks to bring the big names.

• 42:29Speaker 03

  Exactly. Kind of what we're talking about right now. Yeah. You do have great energy, but yeah, it's like the recruiting piece is.

• 42:38Speaker 03

  You, you can't really necessarily just, you know, rest on your laurels of you're a likable person. You have all this high energy.

• 42:43Speaker 05

  Yeah.

• 42:44Speaker 03

  It's where's the checkbook?

• 42:45Speaker 05

  Yeah. It worked in the past, you know?

• 42:47Speaker 03

  It worked for a while.

• 42:48Speaker 05

  It's so, no, that would, that would help if our community really rallied around, um, supporting all, all the sports at CSUV. But, um, it, it helps you because you've just got access to, to different players.

• 43:01Speaker 03

  Yeah. And it's just, you know, it's, uh, it is a sad state of affairs. I, you know, don't get me wrong. It is necessary because those.

• 43:09Speaker 04

  Should be a cap to it though.

• 43:11Speaker 03

  Those student athletes, man, they, they were being treated like.

• 43:15Speaker 04

  Cattle, but.

• 43:15Speaker 03

  Cattle for a long, long time.

• 43:17Speaker 04

  But it should be a cap to it. I, I really believe like the tradition of college. I just remember those days when you, like I said, I always say like you had those small school players.

• 43:27Speaker 03

  Mm-hmm.

• 43:28Speaker 04

  Right? And I'm talking about football because I know, uh, you had those small school players, like Ben Roethlisberger came out of Miami of Ohio.

• 43:34Speaker 03

  Yeah.

• 43:35Speaker 04

  And just dominate. We don't have stories like that no more because everybody want to go to the big show and go to these.

• 43:39Speaker 03

  They're going to the SEC.

• 43:40Speaker 04

  SEC and all this stuff. Like I love those stories. We don't have those stories no more. That, the tradition is distorted, man.

• 43:45Speaker 05

  I do love that. And it's, it's just, yeah, it's tough, but I, I.

• 43:52Speaker 05

  I get it, but I just, I, yeah, I love, I was happy with my, my full ride and not having any debt and my stipend to pay my rent and I was a happy camper, you know?

• 44:00Speaker 03

  Yeah, appreciated it, right?

• 44:01Speaker 05

  Yeah.

• 44:03Speaker 03

  But so, you know, going forward, now can kind of getting in back to the team, uh, what's the schedule look like from here on out? I believe you guys play Fresno State tomorrow.

• 44:11Speaker 05

  Yeah.

• 44:11Speaker 03

  Traveling up to Fresno State tomorrow and then what's the, what's rest of the schedule looking like?

• 44:15Speaker 05

  Yeah, Fresno State and then we have Wichita State December 18th at home, which is, is a great opponent, American Conference. And then we have Seattle U, I believe, December 29th and then we'll, we're done with this, um, brutal schedule. That's tough, but I think it prepared us for Big West play and then, yeah, we hop into Big West play, which started two games. But, um, I think that we've been battle tested, which, which I love, I love hard things. And so it might not be fun and as comfortable, but I, I know we're getting better.

• 44:42Speaker 03

  And so going forward, like obviously this is the first year, you're trying to implement the foundation of what you're trying to accomplish long-term, right? You talked about, you know, wanting to build something sustainable. So what do you see as success for this particular, um, uh, program? Say two years down the road, three years down the road. Do you see us maybe making it into the NIT or something like, what, what does the, are we looking at tournament play? Or are we looking for different, uh, different goals, different metrics you're looking at?

• 45:14Speaker 05

  Yeah. I mean, this year, I don't know if the things that I would be, would be considered success can, can be quantifiable. But in year three to five, yes, I absolutely want to be in postseason play.

• 45:25Speaker 03

  Yeah.

• 45:26Speaker 05

  It has like, I desire for that to be done. Um, and I would love to see like a huge jump in year two, um, especially since we've had a whole year to recruit.

• 45:38Speaker 03

  Yeah.

• 45:38Speaker 05

  And it's player, there are players who are specific to my philosophy, which is pace, space, create.

• 45:44Speaker 03

  Yeah.

• 45:45Speaker 05

  And so you have to be able to break the arc in four seconds. You need to play a little bit reckless at times to get in the seventies and eighties in terms of possessions and spacing. You have to have great snipers, great shooters to, that's the oxygen to any good offense. And then can you create for yourself or others based off of a drive, a cut, a pass?

• 46:02Speaker 03

  Yeah.

• 46:03Speaker 05

  Like we have to have players that are built for that.

• 46:05Speaker 03

  Creating space.

• 46:06Speaker 05

  Yeah. And then we.

• 46:07Speaker 03

  Moving without the ball.

• 46:08Speaker 05

  Yeah. And then we can play the brand of basketball that I really, really love and conversely do that same thing with, with those three words. But I try to keep everything simple and we just. We are getting things out of these players, but I just also have a vision of what I would like to see us play like. And so

• 46:25Speaker 03

  Those players growing into that role, or when they graduate, having somebody else fill in and take on that

• 46:31Speaker 05

  Exactly.

• 46:31Speaker 03

  That mantle.

• 46:32Speaker 05

  Exactly.

• 46:32Speaker 03

  So in the, the link notes for the podcast, we're going to put a link to get tickets. Will be in the show notes. So please go out there, grab some tickets, support your Road Runners. Men, women, basketball, baseball, whatever, doesn't matter. Support, support your local university and go get some tickets. And watch this great team go out there and play and put it out, all out there on the court. You know?

• 46:59Speaker 04

  I think she's, she's, she's going to bring them back to that early 2000 era.

• 47:02Speaker 03

  Yeah.

• 47:03Speaker 04

  Where we're dominating.

• 47:04Speaker 05

  Yeah, we gotta bring it back.

• 47:05Speaker 04

  Yeah, you're gonna bring it back. You, you got, you got this.

• 47:07Speaker 05

  It has to be done.

• 47:08Speaker 03

  I see it. I see it. Thank you, Coach, for joining us today. Really great conversation about, you know, just where basketball is, you know, and, and where the NCAA is, you know, looking forward to big things from this, from the university coming forward. So thank you very much for joining us.

• 47:26Speaker 05

  Thank you.

• 47:26Speaker 03

  As always, you know, we're here money wise. We are advisors as well as radio show, you know, podcasters. If you need help with your personal finances, give us a call, 661-847-1000. We're here for you. And as we go into the, the weekend, have a wonderful weekend. Be smart, be safe, be money wise. We'll see you on Monday.