My 600-Lb. EBT Audit | Financial Audit

*I CALL THE GUY SHE CHEATED ON HIM WITH* and I fully expose their situation, and it gets soooooooo messy, you won't belive it. Watch post show here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡ https://hammerelite.com/#join (discounted annual) 🥪 💰 Download Dollarwise - *NEW COOKBOOK* + Big Deals, New Features, Free Trial: hamr.link/dollarwise-youtube ============================= *Caleb Hammer Financial Resources* ============================= 👉 *PERSONAL LOANS* Shop for the best personal loan for a new purchase, a consolidation, or something else → https://hamr.link/moneylion-personal-loans-youtube 👉 *CAR INSURANCE* Find and compare much better AND cheaper car insurance for free → https://hamr.link/moneylion-auto-insurance-youtube 👉 *STUDENT LOAN REFINANCING* Student loans killing you? Get relief today → https://hamr.link/moneylion-student-loan-refi-youtube 👉 *CREDIT BUILDER* Got crappy credit? Break free and finally build it for good → https://hamr.link/moneylion-credit-builder-youtube 👉 *AUTO LOANS* Get the best rates on an auto loan or refinance → https://hamr.link/moneylion-auto-refi-youtube 👉 *BEST HIGH-YIELD SAVINGS* Find the best high rate for a savings account →: https://hamr.link/moneylion-savings-youtube 👉 *TOP CREDIT CARDS* Stop with the BS and get the best points on your purchases → https://hamr.link/moneylion-credit-cards-youtube ============================= 🔥 MY NEW FLAVOR IS FINALLY LIVE!! Get Liquid Assets *NOW* for under 40 cents per serving!! Get 10% off your entire order with code CALEB - hamr.link/gamersupps-youtube 🔥 Get Your Own *Hammer Financial Score* → https://hamr.link/newquiz ============================= *Sponsors for This Video* ============================= PDS Debt: Get your free, 30-second personalized assessment TODAY at https://PDSDebt.com/hammer Hims: Ready to reach your goals? Visit https://hims.com/hammer to get a personalized, affordable plan that gets you. If you or someone you know experienced serious mental health struggles as a result of social media use, you may be entitled to a potential recovery of over $1,000. Visit https://morganmorganpa.sjv.io/c/7273707/4089046/23429?sharedid=caleb-hammer to submit a claim now. ============================= *Extra Resources* ============================= 👉 Checking & Savings: Get up to $350 and 3.75% APY on savings with Chime®: https://hamr.link/chime-youtube 👉 Land a high-paying job with no experience or degree: ➡ https://hamr.link/course-careers-youtube 👉 Protect your online privacy and security for free with Aura: ➡ https://aura.com/hammer ============================= *Education* ============================= 👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb ⚡Learn how to budget: https://bit.ly/4sspyGh ⚡Learn how to invest: https://bit.ly/41mr8OP ⚡Pay off your debt: https://calebhammer.com/master-your-debt ============================= *Chapters* ============================= 00:00 Intro 01:25 Jobs & Income 05:15 it isnt financial audit without some cheating! 11:45 leonardooooo got with an underage.. 21:18 oh she got the receipts 27:24 shoutout to the 4 for $20 31:34 bro wanted some head for her grandma dying??? LMAAAO 38:30 hes so entitled.... 43:10 he got WHAT 51:00 w entrepreneurship 01:00:10 hes a smooth talker for sure lol 01:10:40 cooking isnt that hard!! 01:16:00 whos Eric.. Caleb? 01:21:30 not the onlyf*ns... 01:29:54 Budget!! ============================= Want more content? ============================= 🍿 The Caleb Hammer Show: https://www.youtube.com/@calebhammershow 🍿 Caleb Hammer Top Videos https://www.youtube.com/@CalebHammerTopVideos 🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips 🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel ============================= *Connect with me!* ============================= TikTok: https://www.tiktok.com/@calebhammercomposer X: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Business/General: [email protected] Sponsorships: [email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices

Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:01Speaker 00

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• 0:26Speaker 01

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• 0:56Caleb Hammer?

  So you're 22, how old is she?

• 0:57Speaker 03

  18, 17.

• 0:59Caleb Hammer?

  She was 16. You're pregnant with a 16-year-old, she's 22?

• 1:02Speaker 03

  And the shit that you gotta pay for, I don't have to pay for.

• 1:05Caleb Hammer?

  Well, it's because you abandoned your kids instead of paying for them.

• 1:08Speaker 03

  I'm basically gonna invent some new stuff.

• 1:11Caleb Hammer?

  What's your invention?

• 1:12Speaker 03

  My invention is pocket bots. I'm on nanotechnology.

• 1:16Speaker 04

  I hate that shit. I'm trying to get my life together.

• 1:20Caleb Hammer?

  How?

• 1:21Speaker 04

  I was gonna start a Only ****, but right now I'm addicted to Fruit Loop, so I can't.

• 1:27Caleb Hammer?

  I just launched my brand new cookbook, Just Pack a Sandwich. It's full of budget-friendly recipes I love. It was so good. Oh, really? Plus a few inspired by your favorite Financial Audit episodes. McDonald's, McDonald's. Right now, the only way to get a physical copy is with a full year of Dollar Wise. Go to dollarwise.com or click the link below to get yours.

• 1:48Caleb Hammer?

  I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to calebhammer.com/apply or click that link in the description below.

• 2:09Speaker 04

  Hi, I'm Keisha, I'm 27 years old.

• 2:11Speaker 03

  Hello, I'm Leonardo and I'm 31 from Baton Rouge, Louisiana.

• 2:15Speaker 04

  And this is Financial Audit.

• 2:18Caleb Hammer?

  I wanna ask you a question real quick. Uh, what do you do there for a living?

• 2:22Speaker 04

  Um, home health. Uh, I work overnight. I work at a rehab place.

• 2:29Caleb Hammer?

  Yeah, sure.

• 2:30Speaker 04

  Yeah, and I'm also, uh, a sub, I sub a two.

• 2:34Caleb Hammer?

  You sub a two?

• 2:35Speaker 04

  Yeah, sub a two.

• 2:36Caleb Hammer?

  Who are you subbing to in?

• 2:38Speaker 04

  Kids, all grades.

• 2:40Caleb Hammer?

  That's good.

• 2:46Speaker 04

  All grades from kindergarten to high school.

• 2:59Caleb Hammer?

  You have to stop first.

• 3:00Speaker 04

  Okay.

• 3:02Caleb Hammer?

  What do you make from the first job? Is that how this is? At all times, is that how Keisha is?

• 3:08Speaker 03

  I mean, yeah, you know the laugh, the laugh? It's crazy, but uh, this is how it is, man.

• 3:15Speaker 04

  Oh, okay.

• 3:16Speaker 03

  That's what defines her.

• 3:17Speaker 04

  Yeah. Yeah.

• 3:20Speaker 03

  Let me be honest with you, you can deal with that type of laugh?

• 3:24Caleb Hammer?

  Long-term?

• 3:30Speaker 04

  Okay. I'm known for that.

• 3:35Speaker 04

  But my home health job that I work overnight at the rehab place, I make $10.50.

• 3:41Caleb Hammer?

  You make her work overnight so you don't hear that?

• 3:48Speaker 04

  We don't live together anymore, so he don't got to hear it no more.

• 3:51Speaker 03

  Yes, Lord.

• 3:55Speaker 04

  Okay.

• 3:58Caleb Hammer?

  Okay.

• 3:59Speaker 04

  Okay, I'm ready.

• 4:00Speaker 03

  She used to wake up in the middle of sleep and go.

• 4:03Speaker 04

  No, I didn't.

• 4:04Caleb Hammer?

  Really? You don't live together anymore?

• 4:06Speaker 03

  No, I ain't lying to you.

• 4:09Caleb Hammer?

  You moved out, are you guys together? Were you guys together?

• 4:13Speaker 03

  Yes, we were.

• 4:14Caleb Hammer?

  We weren't together?

• 4:15Speaker 04

  You never asked me to be your girlfriend.

• 4:17Speaker 03

  Damn, so we never was together?

• 4:19Speaker 04

  No.

• 4:20Caleb Hammer?

  Whoa.

• 4:21Speaker 04

  Yeah.

• 4:21Caleb Hammer?

  So it's news to you?

• 4:23Speaker 03

  Yeah, it's news to me.

• 4:24Speaker 04

  I got a video in my phone saying, uh, can I be your girlfriend? You'd be like, nope, and you start laughing.

• 4:34Speaker 03

  Well, I thought, I thought automatically when, um, you invite people to the family functions and they meet your mom.

• 4:41Caleb Hammer?

  The cookout?

• 4:42Speaker 03

  Yeah, yeah, also, and also, uh, isn't there a certain amount of time to, uh, you considered married?

• 4:48Caleb Hammer?

  Well, common law, maybe.

• 4:49Speaker 03

  Yeah, you know what I'm saying? So I thought all of that mattered besides me saying it. Actions meant more than me saying it.

• 4:56Speaker 04

  He thought I could read his mind.

• 4:57Caleb Hammer?

  How long, wait, when did you move out?

• 4:59Speaker 04

  2023.

• 5:01Caleb Hammer?

  From living with him? Wait, why are you even considering that move out? You haven't lived together for three years. Have you, have you been dating that time in the three years?

• 5:10Speaker 03

  Man, we've been dating for about damn near eight, nine years.

• 5:12Caleb Hammer?

  Okay, that's what I was gonna say.

• 5:13Speaker 04

  We dated for seven years, but when I moved out, we still was like, kinda, what, we're not dating, we together.

• 5:22Speaker 03

  You didn't move out.

• 5:23Speaker 04

  I moved out.

• 5:24Speaker 03

  Somebody else made you move out.

• 5:27Caleb Hammer?

  Who made her move out?

• 5:27Speaker 04

  Nobody moved me out. Do not start.

• 5:30Speaker 03

  Okay.

• 5:30Caleb Hammer?

  Leonardo, no, tell me, start.

• 5:34Caleb Hammer?

  Who made her move out?

• 5:36Speaker 04

  Who made me move out?

• 5:37Speaker 03

  Jehovah Witness? What's a Jehovah's Witness?

• 5:41Speaker 04

  Yes, sir, we believe the truth.

• 5:44Caleb Hammer?

  What?

• 5:44Speaker 04

  No.

• 5:45Caleb Hammer?

  What the **** are you talking about?

• 5:50Speaker 03

  The truth people start coming around and they, you need to move out of here.

• 5:54Speaker 04

  No, no.

• 5:55Speaker 03

  I swear to God.

• 5:56Speaker 04

  No. I, when he started doing all this nonsense, I thought it.

• 6:02Caleb Hammer?

  What, what do you mean nonsense? I don't know what you mean nonsense.

• 6:05Speaker 04

  Cheating on me, yeah, yeah, yeah, when he started.

• 6:08Caleb Hammer?

  Of course.

• 6:09Speaker 04

  Started cheating, and he was even like disowning me. He was like, I think he was into this woman so much that he was like, starting to disown me. Like, one time I came home early and I didn't, he didn't think I was gonna come home early and I heard her, heard him on the phone, oh, look, she's here, she's coming, and then hung up the phone. And I was like, mm, mm.

• 6:29Caleb Hammer?

  Wait, so what am I dealing with? I'm confused.

• 6:31Speaker 04

  I don't know what I'm, I don't know what you're dealing with because I don't know what I'm dealing with.

• 6:35Caleb Hammer?

  Okay, the, the application that Keisha submitted specifically had, he needs to man up or get the **** out of my life.

• 6:43Speaker 04

  Yeah, yeah.

• 6:44Caleb Hammer?

  That was her application hook.

• 6:47Speaker 04

  Yeah.

• 6:48Caleb Hammer?

  I thought, it, it sounds like you guys don't live together.

• 6:50Speaker 04

  We don't.

• 6:51Caleb Hammer?

  But your finances are intertwined?

• 6:52Speaker 04

  Yes.

• 6:53Caleb Hammer?

  Okay, that's a mess. So he needs to man up or get the **** out of my life. What is he not, what are you not manning up about?

• 6:59Speaker 03

  Oh.

• 6:59Caleb Hammer?

  Leonardo, please.

• 7:01Speaker 03

  So I'm gonna be real with you, no cap, no rap. So, you know, I was doing my dirt with the little females or whatever, but I, I took her, uh, I promised her, I said, man, look, I'm gonna leave to go to Baton Rouge so I can go make this money and then we can get on track. Well, when I went to Baton Rouge, I was so hurt. She moved out the house. She moved out the motherf*** house. So I'm like, damn, should I come back to Baton, from Baton Rouge and check on her? Well, she already out that bitch, so I'm hurt. You know what I'm saying? And I come back, and when I come back, I got money. So if you look, so if you look at the financial standards, when I came back, I lived up to my motherf***ing name. I was like, you know what I'm saying? I'm gonna, because before I went to Baton Rouge, I didn't have no money.

• 7:45Speaker 03

  I was broke in the motherf***, couldn't take care of bills or nothing. But when I came back, shit just started spiraling upwards. You know what I'm saying? Was able to take care of.

• 7:54Caleb Hammer?

  I don't know what you're saying.

• 7:55Speaker 03

  I was able to take care of electric bills and everything. Like she said, 200 something to electric bills. The lady not even living in my house, but I'm still, I'm still covering it. She, her friends hate me, but I'm still there. You know what I'm saying? So it's like, how you don't know what I'm saying and she's telling you? It's true.

• 8:14Caleb Hammer?

  I'm, I'm, I'm, I'm trying to know what you're saying. Um, okay, well, according to Leonardo, I think.

• 8:21Speaker 04

  Yeah.

• 8:22Speaker 03

  Yeah.

• 8:22Caleb Hammer?

  He, uh, is saying he manned up.

• 8:24Speaker 03

  I manned up, real talk.

• 8:26Caleb Hammer?

  He went to Baton Rouge and got that money.

• 8:29Speaker 04

  Yeah.

• 8:30Caleb Hammer?

  And came back to wherever.

• 8:32Speaker 03

  Even though I was a dog and had some flaws, I came back with no fleas.

• 8:36Speaker 04

  You came back with some fleas.

• 8:38Caleb Hammer?

  Fleas, well fleas, STD?

• 8:40Speaker 03

  No, no, no, no, no, no, no, no.

• 8:41Caleb Hammer?

  What are you talking about fleas? What fleas?

• 8:42Speaker 03

  I'm talking about as in, as in, when I came back.

• 8:46Speaker 04

  No.

• 8:46Speaker 03

  I was on a straighter path because of losing her.

• 8:49Speaker 04

  But, but, but at the time, I was paying for everything.

• 8:52Caleb Hammer?

  Whoa.

• 8:53Speaker 04

  Yeah.

• 8:54Caleb Hammer?

  You're having a girl pay for everything.

• 8:55Speaker 04

  Yeah, I was paying for everything till he got that good job. So we've been together for.

• 9:00Caleb Hammer?

  Well, he got that good job, though.

• 9:01Speaker 04

  But I'm not gonna be with somebody if he slept with somebody in the house that we, we sleep at.

• 9:05Caleb Hammer?

  Wait, I thought you cheated. No, he cheated?

• 9:07Speaker 04

  I don't cheat. The reason why, he liked the idea of me. I never, he's the only person I ever been with. He's the only person I ever been with. And so like, I made him wait two years, so

• 9:21Speaker 04

  at that time, he made a baby on me because I made him wait.

• 9:23Caleb Hammer?

  What did you just say? He made a baby on you?

• 9:26Speaker 04

  Yes, and then after that.

• 9:28Caleb Hammer?

  Wait, does that mean he came on your stomach?

• 9:31Speaker 04

  No, he actually cheated on me and made another child on me.

• 9:34Caleb Hammer?

  What?

• 9:35Speaker 04

  Yeah, and then.

• 9:36Caleb Hammer?

  Leonardo!

• 9:37Speaker 04

  And then.

• 9:38Speaker 03

  This is before Baton Rouge.

• 9:40Speaker 04

  Yeah.

• 9:41Speaker 03

  So yeah, so, so, so, so, let me clear this out.

• 9:43Caleb Hammer?

  Wait, wait, wait, oh, hold on, okay, you're 31, when was? Is this? When did he make the baby on you?

• 9:49Speaker 04

  Was two years in.

• 9:50Speaker 03

  I was about, about twenty two, twenty two.

• 9:54Caleb Hammer?

  How did he meet her? How'd you meet her? You're the girl.

• 9:58Speaker 03

  I, I, I had this group of friends that, you know, I was saying, I was one of those kids that was isolated. I really ain't.

• 10:03Caleb Hammer?

  You were twenty two, you weren't a kid.

• 10:08Speaker 03

  But yeah, I was isolated, you know what I'm saying? I really had no friends. So when they started taking me out, I met her. You know what I'm saying?

• 10:13Speaker 04

  Yeah.

• 10:14Speaker 03

  Uh, I gotta say, we know what I'm saying, but.

• 10:16Speaker 04

  Yeah.

• 10:17Speaker 03

  I met her and I met her at a party. I started vibing with her, you know, uh, after I started vibing with her. We had this one night, we slept together and that's when the kid happened.

• 10:28Caleb Hammer?

  Can I ask a?

• 10:30Speaker 04

  And we, we went to the same school.

• 10:33Caleb Hammer?

  Can I ask a black question?

• 10:34Speaker 04

  Yeah.

• 10:35Speaker 03

  Yeah.

• 10:35Caleb Hammer?

  I want to be informed on, uh, black.

• 10:38Speaker 04

  Yeah.

• 10:40Caleb Hammer?

  Black men.

• 10:42Caleb Hammer?

  Why do you come inside without a condom? The first time you have sex with someone? Every time?

• 10:48Speaker 03

  See, it wasn't no choice because I didn't have the opportunity to get a condom at the time.

• 10:52Caleb Hammer?

  There is a choice to pull out, Leonardo.

• 10:55Speaker 03

  I know, but you know, at twenty two, if something feeling good at twenty two, you in there.

• 10:59Caleb Hammer?

  Oh, at twenty two, I was pulling out.

• 11:01Speaker 03

  Man, where I'm from, we ain't pulling out.

• 11:05Caleb Hammer?

  Well, that's what I'm asking.

• 11:06Speaker 03

  We ain't pulling out.

• 11:08Caleb Hammer?

  That's what I'm saying, I'm asking why?

• 11:09Speaker 03

  Man, see, hey, look, environment good, ocean, everything good, nice little setting. So you mean to tell me we come from the hood? Well, we probably in the projects.

• 11:22Caleb Hammer?

  Okay, you can still pull out in the projects.

• 11:24Speaker 04

  Thank you.

• 11:25Speaker 03

  Shit.

• 11:26Caleb Hammer?

  Well, also just preferably not.

• 11:28Speaker 03

  Yeah, we gonna pull out in the project because we so, so, we so worried about the, uh, what they call it? When you under stress and everything. No, we worried about none of that. We worried about the environment. We're like, yeah, we gotta pull out because we, we damn near low, we broke. But when you, when you by the ocean, it's like, say for instance, we in Austin, I'm gonna make a baby in Austin, all these motherfucking peaceful people. Shit, we gonna make a baby.

• 11:51Caleb Hammer?

  We do have peace and quiet here.

• 11:52Speaker 03

  The environment bring a different side of you, you know what I'm saying? I don't think about being a dog on your show.

• 11:57Speaker 04

  You see?

• 11:58Speaker 03

  You know what I'm saying?

• 11:59Caleb Hammer?

  So, okay, I'm, why were you with him for so long after he made a baby on you?

• 12:05Speaker 04

  Young, dumb and full of cum.

• 12:07Caleb Hammer?

  Well, no, that was another person.

• 12:09Speaker 03

  Hmm.

• 12:10Speaker 04

  Me too.

• 12:11Caleb Hammer?

  Oh, did he make a baby with you?

• 12:13Speaker 04

  Oh, no, no, no, I'm just saying I was young, dumb and full of his cum.

• 12:16Caleb Hammer?

  But not making a baby?

• 12:17Speaker 04

  Yeah. Like, I was just so.

• 12:20Caleb Hammer?

  Silence your phone, Leonardo.

• 12:22Speaker 03

  Oh, my bad, my bad, my bad, my bad.

• 12:24Speaker 04

  Yeah, I just loved his funky draws.

• 12:30Caleb Hammer?

  So you were twenty two, how old was she?

• 12:31Speaker 04

  So, he was twen- he was twenty two.

• 12:34Caleb Hammer?

  But she's two years younger than you.

• 12:36Speaker 04

  Yeah.

• 12:37Speaker 03

  Eighteen, seventeen.

• 12:39Caleb Hammer?

  Well, but, uh, let me do the math, because if I'm not mistaken, she's four years younger than you.

• 12:43Speaker 03

  But, but.

• 12:43Caleb Hammer?

  She's two years younger than her.

• 12:45Speaker 03

  I didn't know that.

• 12:46Caleb Hammer?

  She's, so she, you were twenty two.

• 12:50Caleb Hammer?

  Hold on, let me do a little. Uh, she was sixteen.

• 12:52Speaker 04

  Yeah.

• 12:53Caleb Hammer?

  You pregnant a sixteen year old at twenty two?

• 12:56Speaker 03

  But I didn't know that.

• 12:57Caleb Hammer?

  Well.

• 12:57Speaker 04

  Yeah.

• 12:58Speaker 03

  I didn't know that. She was, she didn't tell us our age.

• 13:01Speaker 04

  Yeah.

• 13:02Speaker 03

  And the people I was hanging around with said she was on go. You know what I'm saying? And she, she been f***ing men that was over twenty four and twenty five.

• 13:10Caleb Hammer?

  Oh, okay.

• 13:12Speaker 04

  Yeah.

• 13:12Speaker 03

  You know what I'm saying?

• 13:13Caleb Hammer?

  Still, the kind of the men's responsibility to not.

• 13:16Speaker 04

  Yeah.

• 13:16Speaker 03

  I mean, at twenty two, coming from where I come from, you think we about to ask that about ages and stuff? That's very.

• 13:22Caleb Hammer?

  Are you saying you get arrested for other things over in San Diego?

• 13:25Speaker 03

  No, I'm just saying, like, it's common for, in my city, it's common for a thirty.

• 13:29Caleb Hammer?

  Child?

• 13:29Speaker 03

  No, it's common for a thirty four year old to mess with a, a twenty three year old.

• 13:34Caleb Hammer?

  Well, yeah, those are two consensual adults.

• 13:36Speaker 03

  It's, it's like, we don't think on the same.

• 13:38Caleb Hammer?

  That's normal here, too.

• 13:39Speaker 03

  No, no, but we don't think on the same mind frame as y'all. Only thing, only thing.

• 13:43Caleb Hammer?

  It's y'all, who's y'all? Me?

• 13:45Speaker 03

  I'm, I'm just saying in Austin, in Austin, period.

• 13:47Caleb Hammer?

  Wait, a twenty three year old can't have sex with a thirty two year old? I don't.

• 13:50Speaker 03

  But I'm just saying, like, like, the actions, certain people take in big cities. Where I'm from, they don't actually think about actions that they take. We, we more in the f***ing survival mode. Y'all, y'all got actually time to think about what y'all doing. We don't have time to think about, huh?

• 14:09Caleb Hammer?

  Like what, like what?

• 14:11Speaker 03

  Like what, what you mean, like?

• 14:12Caleb Hammer?

  Well, you said things that.

• 14:13Speaker 03

  So, so basically, so basically, all we know is drugs, trapping, and that's it.

• 14:19Caleb Hammer?

  What's trapping?

• 14:20Speaker 03

  Trapping, trapping is basically like you linking up with a couple dudes and, and, and this is not federal.

• 14:26Caleb Hammer?

  Sounds gay.

• 14:27Speaker 03

  No.

• 14:29Speaker 03

  Well, you, you can, you can call it gay or whatever.

• 14:31Caleb Hammer?

  Well, linking up is.

• 14:33Speaker 03

  Well, well, no, linking, linking up, nah, nah, it's different types of linking up.

• 14:37Speaker 04

  Like thugging on the side of the corner.

• 14:39Speaker 03

  Different ways you can correlate a word to mean something.

• 14:42Caleb Hammer?

  Oh, okay. No, I'm just trying to clarify.

• 14:43Speaker 03

  But us linking up is basically like, hey, for instance, and I wasn't doing this, but hey, let's play the game, link up and play the game. Let's link up and go play football.

• 14:52Caleb Hammer?

  Oh, hanging out with your friends.

• 14:54Speaker 03

  But, but, but, well, we was introduced to, you know what I'm saying? And I'm not saying, uh, because my pops is a good man.

• 15:03Speaker 00

  This episode is brought to you by Google Chrome. You think you know a browser, but Gemini and Chrome, that's new. It can help you with practically anything on the web, like restoring a vintage motorcycle from a fifty page restoration blog, or finally break down that long article you've had open for weeks. Gemini and Chrome is here for it. Ready to make anything online make sense? There's no place like Chrome. Check responses set up require compatibility and availability varies eighteen plus.

• 15:28Speaker 03

  But back then, my pops was in the streets. So it's like, what we was introduced to around the streets was basically linking up and they selling drugs, messing with multiple women, and they getting money.

• 15:39Caleb Hammer?

  Well, money is good.

• 15:40Speaker 03

  So that's, so that's it. So, so anything else besides rules, foundations on what you should do and principles? The person that taught me that was never, he was never in my life. He was always overseas doing I T. You know what I'm saying? So who was going, who was going to be able to tell me, oh, you can do this, you can do that, these are the rules, these are the foundations?

• 16:01Speaker 04

  But he cheated on me.

• 16:02Caleb Hammer?

  I do got that, uh, I do understand that, but the thing is, I get the survival mode thing, right?

• 16:07Speaker 03

  Hmm.

• 16:08Caleb Hammer?

  Why is survival mode impregnating a six year old?

• 16:10Speaker 03

  Survival mode? What you mean? Because, because if we in survival mode, that mean any chance we get to have fun, we having fun.

• 16:17Caleb Hammer?

  Oh, you can stick it in anytime, it's easy, yeah, stick it in.

• 16:20Speaker 03

  You know what I'm saying? So we, we constantly getting provoked. And, you know, we don't know our next step because nobody introduced anything to us. When we get to have fun and we go to our house party and we see the finest thing that we see, we not worried about the age at twenty two, we just sticking. You know what I'm saying? We just f***ing, you know what I'm saying?

• 16:38Caleb Hammer?

  Well, you did have a girl back home.

• 16:39Speaker 04

  Yeah, he was, he was f***ing me.

• 16:41Speaker 03

  You're right.

• 16:41Speaker 04

  And I made him wait two years.

• 16:43Speaker 03

  You're right, we had a girl.

• 16:43Speaker 04

  Because I thought, I said, I'm a wait, and then when I gave it to him, I was like, this gonna be my, my husband.

• 16:49Caleb Hammer?

  He's a holder, you, when you guys got together?

• 16:52Speaker 04

  Seventeen?

• 16:54Caleb Hammer?

  Sixteen.

• 16:55Speaker 04

  Seventeen.

• 16:56Caleb Hammer?

  Sixteen. We did the math, you were sixteen.

• 16:59Speaker 04

  I was?

• 17:00Caleb Hammer?

  Yep.

• 17:01Speaker 04

  No.

• 17:01Caleb Hammer?

  The pattern.

• 17:02Speaker 04

  No, seventeen.

• 17:03Caleb Hammer?

  Pattern, I can understand.

• 17:04Speaker 04

  Because we started, we started dating like real good on the fourteenth of Valentine's. Because he came to my house with some hot cheetos and we played Connect Four and my birthday is like two weeks before that.

• 17:20Caleb Hammer?

  So that's how you slide in.

• 17:24Speaker 03

  Strictly like you trying to frame it as f***ing, it was more of like, I was the nerd that didn't know I was the nerd. Because I never had a chance to learn I was a nerd.

• 17:32Caleb Hammer?

  You're a nerd?

• 17:34Speaker 03

  It's right. Man, my, my daily life is, is strictly like discipline. Honestly, it's discipline.

• 17:40Speaker 04

  We all over the place.

• 17:41Speaker 03

  No, you, you over the place, I'm not over the place.

• 17:44Speaker 04

  We all over the place.

• 17:45Speaker 03

  Man, bro, my daily life is structured to where I come home, I take care of my dogs, read books, practice C C N A, which is a cyber security cert.

• 17:54Caleb Hammer?

  That's good.

• 17:55Speaker 03

  You know what I'm saying? Go drive the kids, make sure they up.

• 17:58Caleb Hammer?

  Wait, how many kids?

• 18:00Speaker 03

  Man, oh, I say about forty five.

• 18:05Speaker 04

  This one is side hustles.

• 18:06Speaker 03

  Oh, it's one of my side.

• 18:07Caleb Hammer?

  What is your job, Leonardo?

• 18:09Speaker 03

  So, so basically I do I T.

• 18:11Caleb Hammer?

  Okay.

• 18:12Speaker 03

  You know, I'm, uh, currently building a cyber deck. I do three D print.

• 18:16Caleb Hammer?

  Cyber deck?

• 18:17Speaker 03

  Cyber deck.

• 18:17Caleb Hammer?

  Oh, deck, okay.

• 18:19Speaker 03

  Oh, I do three D printing, I drive buses.

• 18:22Caleb Hammer?

  What do you do that like makes money right now?

• 18:24Speaker 03

  Oh, so I, I sell three D prints to, uh, some of the people that are at the bus terminal and I drive buses.

• 18:31Caleb Hammer?

  How much do you make selling the three D dicks?

• 18:34Speaker 03

  Three D dicks, huh, crazy, but, uh,

• 18:40Speaker 03

  I'll say about, I didn't put a calculation to it because I haven't taken it serious. But it's a business that I will do in the future once I learn more technology. But, uh, as in doing the buses, about, uh, about, uh, forty thousand and up.

• 18:54Caleb Hammer?

  Okay.

• 18:54Speaker 03

  Depending on how I scale it.

• 18:56Caleb Hammer?

  Well, that's selling, just selling, that's not the bus pay? Or is that including the bus pay?

• 19:01Speaker 03

  Oh, selling is, is just there to, uh, uh, further my knowledge.

• 19:05Caleb Hammer?

  Wait, what do, I just, I want to know, what, what do I put for your monthly income?

• 19:09Speaker 03

  Monthly income is, uh, fifty thousand and up.

• 19:12Caleb Hammer?

  Fifty thousand a month?

• 19:14Speaker 04

  A month.

• 19:14Speaker 03

  Oh, a month?

• 19:15Speaker 04

  Yeah.

• 19:16Speaker 03

  About four thousand, four thousand or.

• 19:18Caleb Hammer?

  Four thousand hits your account?

• 19:19Speaker 03

  Four thousand two hundred, yeah.

• 19:21Caleb Hammer?

  Okay.

• 19:22Speaker 03

  Yeah.

• 19:22Caleb Hammer?

  Is that true?

• 19:23Speaker 04

  Yeah.

• 19:23Caleb Hammer?

  Would you know?

• 19:24Speaker 04

  No.

• 19:25Caleb Hammer?

  This is finance, this is right, this is fine, then I'm still confused. So what do you, uh?

• 19:29Speaker 04

  He don't tell me everything.

• 19:32Speaker 04

  I used to be like, know everything, I would take care, like, like, like, when we was living together.

• 19:38Speaker 03

  Because I didn't think she seemed to care about what I would tell her.

• 19:41Caleb Hammer?

  She did care or didn't care?

• 19:42Speaker 03

  Didn't care.

• 19:44Caleb Hammer?

  Okay.

• 19:44Speaker 03

  Because I mean, if you moving along and you, uh, constantly progressing and someone is not listening to you and then you see the same mistakes that you told them about, they're making now, which is in the future, and you told them in the past, then they're not listening because you didn't live through that no, and you, you telling them not to live through that. You telling them how you defeated that. So why would you sit there and tell something to somebody that's not listening? It's like talking to that motherf***ing plastic plant right there in the corner. You know what I'm saying?

• 20:16Caleb Hammer?

  It's a real plant.

• 20:17Speaker 03

  It's a real plant?

• 20:18Caleb Hammer?

  It's a real plant.

• 20:19Speaker 03

  Oh, cool, for sure.

• 20:20Caleb Hammer?

  Okay, okay, so why weren't you listening to him? Why are you acting like a plastic plant in the corner?

• 20:25Speaker 04

  Which, I don't know, what, what do you want me to say to him? Like?

• 20:28Caleb Hammer?

  I don't know, I'm just trying to get information, I'm trying to understand you guys.

• 20:32Speaker 04

  I listened to him and everything and but he just, you know, he just say the same thing and like, I was done because I was just overwhelmed with everything. At the end of it, I just let him, after listening and all that, I took it in, and I'm the only one who listened to him, you could ask him, and he talking about I don't listen to him, but he still. He, I don't know, I was just, you know, I just, at the end, I don't, I didn't listen and I probably still don't listen now because he's.

• 20:59Caleb Hammer?

  To what? Uh, what do you, what, what's your monthly income, everything combined?

• 21:04Speaker 04

  I'm a broke hoe.

• 21:05Caleb Hammer?

  That's, yes.

• 21:10Caleb Hammer?

  Is that bad?

• 21:11Speaker 04

  I'm just, I'm just saying I'm a broke hoe.

• 21:15Speaker 04

  I don't know. I'm just saying, oh.

• 21:19Caleb Hammer?

  Just like, what's your

• 21:20Speaker 04

  Okay, so

• 21:21Caleb Hammer?

  Monthly take home?

• 21:22Speaker 04

  Fourteen hundred?

• 21:23Caleb Hammer?

  Okay, that's not much.

• 21:25Speaker 04

  Uh, no.

• 21:30Caleb Hammer?

  Why don't you get a better job, Keisha?

• 21:32Speaker 04

  Cause that's all I got. And I just got

• 21:34Caleb Hammer?

  That's, well, that's why I said get a better job.

• 21:36Speaker 04

  Where though? I don't have no

• 21:39Caleb Hammer?

  You have a high school diploma?

• 21:40Speaker 04

  Yeah.

• 21:41Speaker 03

  Can I put in my input?

• 21:42Caleb Hammer?

  Okay.

• 21:43Speaker 03

  And I don't give a damn. Who get offended by this in the talk? Keisha had a mother personality that was off the charts, but she got hired by this one barbecue company and they took advantage of her personality and they made their business come up. And then they dumped her. That's why she had the job she is now. After their business came up, they said

• 22:03Speaker 04

  I made five years.

• 22:05Caleb Hammer?

  Now, why were you fired?

• 22:07Speaker 04

  Because, um.

• 22:12Speaker 03

  Oh, we got documentation.

• 22:16Speaker 04

  Don't judge me. I take the rap for it.

• 22:20Speaker 04

  Wait.

• 22:20Speaker 03

  Oh, by the way, Caleb, can I take some of this back home?

• 22:23Caleb Hammer?

  Yes, not that one, cause that one's fake for display. We'll, we'll get you one after filming.

• 22:30Speaker 04

  It's a little toe up, but

• 22:33Caleb Hammer?

  Oh, this is pent through something.

• 22:37Caleb Hammer?

  Uh huh. Uh, termination, not a layoff, not a job abandonment, not a voluntary resignation. Um, your real name, food service member, and according to you, they built the business because of her. Because of Keisha.

• 22:49Speaker 03

  Shit, shit. Because at first they was at a small

• 22:53Speaker 04

  They built the business and everything. I just was like the personality, the people person, but

• 22:59Speaker 03

  People went there because of you. You was the face.

• 23:01Speaker 04

  That was about it.

• 23:02Caleb Hammer?

  People were at the restaurant because of Keisha.

• 23:04Speaker 04

  Cause I'm a, I got great customer service. I love people.

• 23:07Caleb Hammer?

  What was your position there?

• 23:09Speaker 04

  Just cashier.

• 23:10Speaker 03

  But, but when you first arrived, who you go, who you go talk to? They was never there. They made her clean up, lock the building when she, they was out of time with, uh, company, uh, competitions. Then they put her in a manager position and took her out of the manager position and paid somebody five times more than her when they put them in the manager position.

• 23:30Caleb Hammer?

  Let me read this.

• 23:31Speaker 03

  You know what I'm saying?

• 23:32Caleb Hammer?

  Keisha was claiming numerous customer reward points during transactions under her own account.

• 23:39Caleb Hammer?

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• 24:23Caleb Hammer?

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• 25:08Caleb Hammer?

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• 25:51Caleb Hammer?

  Weight loss by Hims is not available in all fifty states. Wegovy is the registered trademark of Novo Nordis AS. To get started and learn more, including important safety information, Wegovy clinical study information and restrictions, visit hims.com.

• 26:00Speaker 04

  Okay, so you know how when you go to McDonald's? Or, or like Wendy's or Burger King or something? And you could put your number in to collect points?

• 26:10Caleb Hammer?

  And you were stealing them?

• 26:12Speaker 04

  No, I wasn't stealing them. I'll be like

• 26:13Caleb Hammer?

  You would claim them under yours.

• 26:15Speaker 04

  I would ask the customer, would you like points? Would you like to get points today? And they'd be like, no. And so I would put my number in and collect the point. If they didn't want them. But I didn't do it often. And we just started that system over a year span. I think I maybe did like two hundred points.

• 26:32Speaker 03

  But weren't you using your points to pay for other people's stuff too?

• 26:35Speaker 04

  Yeah, like if somebody did, like, if my coworkers didn't have enough money to eat that day, I would feed them off of that. Or if a customer came in and didn't have enough money, I would feed them off of that. Because I didn't have money to feed people, so I would help people if I could by using my points. But, but yeah, I, I do take the rap. I am wrong for that. But what I was, when I was doing it, I didn't think it was wrong because I was just like, nobody wanted them.

• 26:58Caleb Hammer?

  Okay, so you're mostly giving it away.

• 27:00Speaker 04

  Giving it away, yeah.

• 27:01Caleb Hammer?

  Okay, call you their Mrs. Feast.

• 27:03Speaker 04

  Yeah. Yeah.

• 27:06Caleb Hammer?

  Not Mr. Beast, right?

• 27:07Speaker 04

  Yeah, Mr. Feast.

• 27:08Caleb Hammer?

  That's right, Mrs. Feast, that's okay.

• 27:10Speaker 04

  Yeah.

• 27:11Caleb Hammer?

  The ends of points claimed fraudulently were redeemed for personal purchases. This is a misuse of customer reward loyalty program, breach of trust and theft.

• 27:20Speaker 04

  I know.

• 27:21Caleb Hammer?

  Oh, okay.

• 27:22Speaker 04

  I thought that was

• 27:23Caleb Hammer?

  Employment terminated effective immediately. See transition

• 27:27Speaker 04

  Fired me on my day off.

• 27:29Caleb Hammer?

  Well, you were caught stealing, Keisha.

• 27:32Speaker 04

  I know. I know now. I didn't think of it like

• 27:36Caleb Hammer?

  Didn't know you were stealing.

• 27:37Speaker 04

  I didn't think of it like that, cause I, I would ask, ask the customer. And, um, yeah.

• 27:44Caleb Hammer?

  Can I be racist for a second?

• 27:46Speaker 04

  Yes.

• 27:47Speaker 03

  I give you one strike.

• 27:49Speaker 04

  Yeah.

• 27:49Caleb Hammer?

  All right, uh, well, I just like, who's on food stamps here?

• 27:52Speaker 04

  Me.

• 27:53Caleb Hammer?

  Ah, okay.

• 27:54Speaker 04

  I'm on, uh, food stamp

• 27:56Caleb Hammer?

  How much do you collect in food stamps?

• 27:58Speaker 04

  Two hundred and ninety-five.

• 28:00Caleb Hammer?

  Uh huh. And now you said, and?

• 28:01Speaker 03

  God damn, well, you ain't never put food in my house. I mean, you ain't got to, but I'm just saying, god damn, you ain't never offered me a loaf of bread or nothing.

• 28:09Speaker 04

  I have two kids that eat for four. Both kids eat for four people.

• 28:14Speaker 03

  Eat for four people?

• 28:15Speaker 04

  Yeah, so I have eight people in my house.

• 28:17Speaker 03

  Oh, shit.

• 28:18Speaker 04

  Yeah.

• 28:19Speaker 03

  Hey, that is true.

• 28:20Speaker 04

  Yeah.

• 28:21Caleb Hammer?

  What?

• 28:21Speaker 03

  That is true, kid. Hey, man, she put some Hot Pockets in them, it's going by the night.

• 28:26Speaker 04

  Yeah.

• 28:27Speaker 03

  Sort of

• 28:27Speaker 04

  Yeah.

• 28:28Caleb Hammer?

  Not an effective use of money, Hot Pockets, but okay.

• 28:30Speaker 04

  And then I also get like a, uh, so

• 28:33Caleb Hammer?

  It is interesting how food stamps is always used for pre-prepared food and not ingredients to make food.

• 28:37Speaker 03

  Hey, but wait. I told her, every time you get paid, they got for something called a four for twenty meat deal at Super One, which I do now. And she ain't believe me like she said, I

• 28:50Speaker 04

  I went to the store with you. I used to grocery shop when I lived with you.

• 28:52Speaker 03

  I said, I said, baby, look, I'm about to buy a D freezer. And I swear to God, I'm gonna get that four for twenty meat deal every time I get paid. That way I can stock up four packs of meat every time I get paid. She ain't listen to me. So like she said, they eat for age.

• 29:07Speaker 04

  In my ass?

• 29:09Speaker 03

  Oh, but look, uh, yes, Lord. That's a lot of back though, baby. But look, um, she ain't live up to that shit and go get four packs of twenties. So when I go in that mother, and of course I got my damn near forty packs of meat.

• 29:24Speaker 04

  Cook all that. I don't cook a lot.

• 29:25Speaker 03

  Well, when you got hungry, when you got hungry kids, you cook.

• 29:28Caleb Hammer?

  Energy.

• 29:29Speaker 04

  It do.

• 29:30Caleb Hammer?

  It do?

• 29:31Speaker 04

  Yeah.

• 29:31Caleb Hammer?

  Cook.

• 29:33Speaker 04

  Uh, it takes a lot.

• 29:34Caleb Hammer?

  What are you, so what do you do? The Hot Pockets?

• 29:36Speaker 04

  Yeah.

• 29:37Caleb Hammer?

  No, that's a horrible price effective per meal. Dude, you already have limited funds and you have a lot of people to take care of. Is it just the two kids or are there more people?

• 29:46Speaker 04

  Just two kids.

• 29:47Caleb Hammer?

  What, what was this eight person thing you were saying earlier? You're like

• 29:50Speaker 04

  One child could eat for eight people. I mean, eat for four people. The other child

• 29:55Caleb Hammer?

  Feed them for one.

• 29:57Speaker 04

  The ten year old is one ninety.

• 29:59Speaker 03

  Bro, the fuck

• 30:00Speaker 04

  The twelve year old is two twenty-five.

• 30:03Caleb Hammer?

  Well, cause you feed them like you. No, that's not even a joke, that's true. They shouldn't be that big. You're feeding them Hot Pockets for every meal.

• 30:12Speaker 04

  Actually, they got smaller because of me.

• 30:14Caleb Hammer?

  What?

• 30:15Speaker 04

  Yeah.

• 30:15Caleb Hammer?

  That doesn't make any sense.

• 30:16Speaker 04

  Because my mom, she let them eat whatever, but they actually got smaller, okay? And me, I just, I stopped caring about myself, cause I've been in depression. But anyways, you know.

• 30:27Caleb Hammer?

  Well, you're gonna make it worse by being morbidly obese.

• 30:29Speaker 04

  Yeah.

• 30:31Caleb Hammer?

  Yeah. Okay, so. Okay, well, I guess you didn't get your payments from me this month.

• 30:37Speaker 04

  Yeah.

• 30:38Caleb Hammer?

  Um, yeah. Okay, have you ever considered?

• 30:44Caleb Hammer?

  Getting a better job.

• 30:45Speaker 04

  I thought this is better.

• 30:47Caleb Hammer?

  Fourteen hundred hours a month?

• 30:49Speaker 04

  I never made this much in my, since I've been alive.

• 30:52Caleb Hammer?

  Well, that's you sucking at capitalism.

• 30:56Speaker 04

  Yeah.

• 30:57Caleb Hammer?

  I'll get you a course career certification, both of you, and something you can do it.

• 31:00Speaker 03

  Now, look, Kayla, I gotta, I gotta admit a few things.

• 31:03Speaker 04

  What?

• 31:04Speaker 03

  She did some real shit back in the day. Like when I was, uh, like when I was coming from one of my towns, my license was, uh, how can I say it? When you say your license provoked?

• 31:14Speaker 04

  Suspended. His license was suspended.

• 31:16Speaker 03

  She, she, she swapped seats with me.

• 31:17Speaker 04

  Yeah, and...

• 31:18Speaker 03

  She on some real shit. She swapped seats.

• 31:20Speaker 04

  I swapped seats so he wouldn't go to jail, cuz that was my man, and my man wasn't going to jail. I'm gonna ride and die for my...

• 31:26Speaker 00

  This episode is brought to you by Google Chrome. You think you know a browser, but Gemini and Chrome, that's new. It can help you with practically anything on the web, like restoring a vintage motorcycle from a fifty-page restoration block, or finally break down that long article you've had open for weeks. Gemini and Chrome is here for it. Ready to make anything online make sense? There's no place like Chrome. Check responses set up require compatibility and availability varies eighteen plus.

• 31:51Speaker 04

  My man, so this is how I was thinking.

• 31:53Speaker 03

  But, but look, but look, but look, but look, this why...

• 31:55Speaker 04

  I didn't realize my license was suspended because my grandmother passed away, and I was supposed to go meet her. They was gonna cremate, cremate her at a certain time, and I wanted to see her before they cremated her. I should've just went straight to Baton Rouge. But I was young and dumb, and I went travel five hours to go meet him, then go back to go see my grandmother, and so I was driving a hu- a hundred.

• 32:25Speaker 03

  And you know, and you know, and you know what? I should've, I should've took more precise of, of the way she was.

• 32:32Speaker 04

  Yeah.

• 32:32Speaker 03

  She was, she was treating me because that's, that's something that you don't find nowadays, cuz back then I was a little aggressive.

• 32:37Speaker 04

  Yeah.

• 32:38Speaker 03

  So, so it's like, so it's like her mom was, her mom would see me outside, yeah, so you know what I'm saying?

• 32:43Speaker 04

  Like...

• 32:44Caleb Hammer?

  What's that?

• 32:45Speaker 04

  Like, boom, boom.

• 32:47Caleb Hammer?

  You would punch each other?

• 32:48Speaker 03

  I would, I would, I wouldn't hardcore punch you, but it's like you was...

• 32:50Speaker 04

  We broke a door. I put the A C on a hundred.

• 32:53Speaker 03

  She slammed the fuck out.

• 32:54Speaker 04

  You gonna burn with me, bitch. That's how I felt.

• 32:56Speaker 03

  Hey, yeah.

• 32:57Caleb Hammer?

  Don't know what that means.

• 32:57Speaker 03

  She, she Ray Mysterio my ass at one point, but I woke up broke.

• 33:02Caleb Hammer?

  Now, speaking of creaming, when your mom died, he, or cremating.

• 33:07Speaker 04

  My grandmother.

• 33:08Caleb Hammer?

  Yeah, yeah, yeah. He wanted to not, right? So, immediately after your mom died, all he does is just beg for blowjobs to help him with his depression. And then he didn't help you out at all when your mom died.

• 33:19Speaker 03

  You a damn liar.

• 33:21Caleb Hammer?

  Well, that's what he's, that's what she said to Devon.

• 33:23Speaker 03

  That's a lie, cuz...

• 33:24Caleb Hammer?

  That's a lie?

• 33:24Speaker 03

  Cuz at, cuz at the time, you gotta think about it. We living in a mom house.

• 33:29Speaker 04

  Yeah.

• 33:30Speaker 03

  I'm stressing about them getting kicked out. I'm living in the trailer, and I'm knowing that the family can't live in the trailer. Yeah, blowjobs was a thing because there's, that's just something that I was used to.

• 33:39Speaker 04

  No, but I should have to get back to you, if I'm just, if I just lost my mind.

• 33:43Speaker 03

  Okay, yeah, cool, cool, whatever. But, uh, at the same time, it's like, I'm dealing with all this, I'm still studying for exam. I'm doing all this other stuff, then I gotta deal with a friend calling me the devil, and then I gotta deal with a cousin and them calling me crazy shit. And then when they leave, like, like what you say, your, your cousin just flew somebody out that ain't even a family member to go see them, but you way closer than them? They really don't give a about you, cuz if they would've gave a about you while I was here paying the light bill and come and see you when you was down and you couldn't even get up when your mama left, they ain't, they weren't there to arrive at your house when you sitting up there gray in the face and you depressed. I'm there showing up. Them mother in Australia enjoying their time popping bottles,

• 34:27Speaker 03

  and then when they come back, they provoke me.

• 34:29Speaker 04

  Okay, but you wasn't there the whole time, though.

• 34:32Speaker 03

  How? How I wasn't there? Name one time when I missed out on a payment besides now.

• 34:39Speaker 04

  You paid the bills, but that was it?

• 34:42Speaker 03

  Didn't come visit you even though, man, I can tell you my day...

• 34:44Speaker 04

  You can't visit me.

• 34:45Speaker 03

  I can tell you my daily routine. I used to go to the gym in the morning. I used to work overnight, and then I'll come there early in the morning, come check on, hey, you need to wake up, you need to do something, you got these kids. And then I go to the library, I drive buses, and then I go do my school activities, drive buses again, go to sleep for like two hours, wake up. So how am I not being there and I got a busy schedule? How the, how am I, and when were they there compared to when I was there? When the, where they at besides text messages? I'm there physically.

• 35:17Speaker 04

  Okay.

• 35:18Speaker 03

  All right.

• 35:18Speaker 04

  All you did was come see me, it was, it was more than just that. It's, it's to it than just that.

• 35:23Speaker 03

  And I'm FaceTiming and calling you?

• 35:25Speaker 04

  Okay, I appreciate that.

• 35:26Speaker 03

  And I'm coming see you, and I'm giving you money? And they not even know, they, they giving you about two of the, three of the things that I'm giving you, text message and FaceTime, but I'm there physically and giving you money? They giving you money too, but are they still giving you money?

• 35:38Speaker 04

  Okay, but nine out of ten.

• 35:40Speaker 03

  Come on, man.

• 35:41Speaker 04

  Didn't you go there for yourself for pleasure?

• 35:43Speaker 03

  For pleasure? Was I getting pleasure from you in the morning when I was coming wake your ass up and you was depressed?

• 35:48Speaker 04

  You was coming see me then, but not for the other parts.

• 35:51Speaker 03

  For the other part, what the you mean? If we supposed to be in a mother relationship or something to where it's like a relationship, of course a man gonna want some pleasure sometime, cuz if he don't get pleasure sometime, then he gonna go out looking for it from somebody else. And at the time, I just got done with a, a situation in Dallas, and I'm basically putting all my time into you.

• 36:09Speaker 04

  That was you dating that girl. That made you feel like that.

• 36:11Speaker 03

  But afterwards, I'm putting all...

• 36:12Speaker 04

  You dated that girl on everything.

• 36:13Speaker 03

  Afterwards, I'm putting all my time into you, because it's, it's, it's like, damn, I'm not a boxer, boxer? I'm not supposed to build up my testosterone? What the? You know what I'm saying?

• 36:24Speaker 04

  You gotta understand...

• 36:27Speaker 04

  Oh.

• 36:28Speaker 03

  Leonardo.

• 36:29Speaker 04

  Leonardo, Leo.

• 36:31Speaker 03

  I wasn't there. Man, stop that shit. Yeah, I did want pleasure, all right, cuz I, hey, I like to...

• 36:38Speaker 04

  Okay, but...

• 36:39Speaker 03

  But if, if I'm, I'm focused basically on you, and you telling me I can't cheat, then where the I'm gonna get the sex from?

• 36:46Speaker 04

  Anyway, for the funeral, he didn't come.

• 36:49Caleb Hammer?

  Who's fe- oh, your mom's?

• 36:51Speaker 04

  Yeah.

• 36:52Speaker 03

  I didn't, I didn't even go to my grandpa funeral.

• 36:53Speaker 04

  Okay, that's fine, but you didn't even come after, like, just to chill with me after.

• 37:02Speaker 03

  What you mean?

• 37:03Speaker 04

  Like, you could've went.

• 37:04Speaker 03

  You was in Jennings.

• 37:05Speaker 04

  I know, but you could've went to Jennings and bond after.

• 37:08Speaker 03

  Need, need I mind you, my car, her car is working more perfectly than mine.

• 37:13Speaker 04

  You couldn't roll with me.

• 37:14Speaker 03

  I didn't wanna, I was...

• 37:15Speaker 04

  Okay.

• 37:16Caleb Hammer?

  Cuz, cuz that would've been... Talking about, but didn't you, didn't she get a concussion from you?

• 37:20Speaker 04

  Yeah.

• 37:20Caleb Hammer?

  Before she left?

• 37:21Speaker 03

  Man, she broke my hip. What the?

• 37:23Caleb Hammer?

  She broke your hip?

• 37:24Speaker 03

  You damn skipping, that's the same thing.

• 37:26Speaker 04

  Yeah.

• 37:27Speaker 03

  That's the same thing, concussion broke the hip.

• 37:30Caleb Hammer?

  You broke his hip?

• 37:32Speaker 04

  We fell off the sofa, and we hit a hard floor.

• 37:36Caleb Hammer?

  Oh, floors are hard.

• 37:36Speaker 03

  Man, we living in housing mansion, but we on the Survivor, so you mean to tell me two angry bears with no honey, they gonna fight all day?

• 37:44Speaker 04

  Yeah.

• 37:44Speaker 03

  But give us some honey in front of our face, we ain't never gonna fight.

• 37:47Caleb Hammer?

  Survival, aren't we? All in survival all day, like, you're just, just go work.

• 37:50Speaker 03

  Man, you, you, I do work, but, but you not in survival.

• 37:53Caleb Hammer?

  Well, not, well, right now, I'm obviously doing a lot better, but the business is in survival every day. It's not comparable to that kind of survival, but it is, it's always, I mean, life, life is nothing but a fight in the mud between two people. Fight for the knife in the mud.

• 38:07Speaker 03

  If you ask it right now, when in time, we didn't fight recently, it's because I'm not in survival mode no more. I'm perfectly satisfied with where I'm at. Nah, I am increasing.

• 38:15Speaker 04

  He jealous, so we fight when he jealous.

• 38:17Caleb Hammer?

  But what survival were you in at that point?

• 38:20Speaker 03

  Man, look, bro.

• 38:22Speaker 04

  He takes everything and makes it so big, yeah.

• 38:25Speaker 03

  No, no, no, look, bro, look, when you, when you, when you, when your rent, your, when your rent ninety-nine dollars, and you got people...

• 38:31Caleb Hammer?

  Sounds like you had an easy life.

• 38:33Speaker 03

  No, no, no, no, no, no, no, no, no, no, no. When you, when you, when your rent ninety-nine dollars and you got people walking in your house, stepping in your house with mud, and you getting, you being basically surveillance for how much you make? Are they gonna increase your shit?

• 38:45Caleb Hammer?

  Well, yes, welcome to getting my money. We should make sure you need my money.

• 38:50Speaker 03

  Yeah, but nah...

• 38:51Caleb Hammer?

  I work hard for my money, and they take forty percent of it.

• 38:53Speaker 04

  Yeah.

• 38:54Speaker 03

  Nowadays, it's not like that.

• 38:55Caleb Hammer?

  I would like to make sure you're not abusing it.

• 38:56Speaker 04

  Yeah.

• 38:56Caleb Hammer?

  I think that is relatively fair.

• 38:58Speaker 03

  Nowadays, it's not like that, though.

• 39:00Caleb Hammer?

  No?

• 39:01Speaker 03

  Hell, nah, it's not like that.

• 39:03Caleb Hammer?

  Now, your, your fight for survival is, are people inspecting your income situation when you're getting ninety-nine dollars a month rent? That's your whole...

• 39:11Speaker 04

  Now, you don't get no rent.

• 39:12Speaker 03

  Nah, my...

• 39:13Caleb Hammer?

  Good, he makes four thousand two hundred dollars a month. He shouldn't. Why the would he?

• 39:16Speaker 03

  Yeah.

• 39:16Caleb Hammer?

  And you shouldn't either. You should go get a job, like, what, what are we doing?

• 39:19Speaker 04

  His rent is zero. All he do is pay for property.

• 39:22Caleb Hammer?

  What? Property? What, what's property? I pay for property?

• 39:25Speaker 04

  He's paid off the trailer.

• 39:27Caleb Hammer?

  Oh, good for you.

• 39:28Speaker 04

  The, no, the killer part, I, I helped him pay off that trailer.

• 39:32Caleb Hammer?

  Okay, you left, I don't know.

• 39:34Speaker 03

  But, hey, you gotta admit, all the free money, the bills and everything I left, the, even when you swap seats and everything, all that shit add up to where if you do a budget, that shit add up to where, like you say, your cell was like three hu- three thousand something dollars to get your license back?

• 39:50Speaker 04

  No, it was not. It was about six to eight thousand.

• 39:53Caleb Hammer?

  That actually is interesting, speaking of the financial part of the financial audit. He's put together a list that you're unaware of, of money that you owe him based on everything he's paid for in your life.

• 40:01Speaker 04

  No, that's what he owed me.

• 40:03Caleb Hammer?

  Oh, Leonardo. You actually owe her money based on everything you, she's paid for in your life.

• 40:09Speaker 03

  Man, I'm gonna tell you like this, bro. The shit I do in that mother house hole that I did do too, man, I shouldn't owe no mother about it because, because it's like nobody give me shit, and then I'm making all this money. I ain't never once turned my back and run the away. I always gave money for bills and everything else, so that should be calculated.

• 40:28Caleb Hammer?

  I don't know what any of that means, but I am getting a sense of entitlement.

• 40:31Speaker 03

  I mean, no, it's not a sense of entitlement. I mean, that should be calculated towards the shit that she think I owe her, because you ain't about to just, say for instance, you ain't about to just pay me five thousand a month?

• 40:41Caleb Hammer?

  What?

• 40:42Speaker 03

  Kayla, you gonna pay me five thousand a month?

• 40:44Caleb Hammer?

  For what? What are you gonna provide me?

• 40:46Speaker 03

  Exactly. So, so by me giving her money, what the fuck are you gonna provide me?

• 40:50Caleb Hammer?

  Well, this is stuff she said you, she purchased for you. For example, there's like a dog cage and a dog toy and toy and, uh, seven hundred fifty dollars for... And

• 41:01Speaker 03

  Yeah, right, I used to blow my ass out when I buy more.

• 41:04Caleb Hammer?

  For the smoke detector. And there's an HDMI and sushi. In one day.

• 41:09Speaker 03

  Yeah.

• 41:09Caleb Hammer?

  HDMI and sushi is a big day.

• 41:11Speaker 04

  Yeah, I, I

• 41:12Caleb Hammer?

  Do you still love her?

• 41:14Speaker 03

  Man, look, man, it's like, when you get jealous of somebody, like, as in, like, why the [__] you ain't, I, it used to be, like, two weeks ago, I got over this three weeks ago. But I used to get so mad, I'd be like, why isn't she contacting me? What is she doing? But recently, I had, like, a trip, uh, for my fall break, um, cause you know, I get out when the kids get out.

• 41:38Speaker 04

  Oh, yeah.

• 41:39Speaker 03

  Can I, can I, can I, shout out?

• 41:41Speaker 04

  Don't tell me to shut up. Either way, he went, he went on a trip, I think it was with a female, while I stayed at his house and took care of his dog and cleaned dog shit while he was on a trip with another woman.

• 41:52Speaker 03

  Because I said I was gonna pay her for that. She, she, she, and then, look, look, look, look, look, look.

• 41:58Speaker 04

  No, he didn't say he was gonna pay me, I asked for it.

• 42:00Speaker 03

  Look, look, look, look, look, look, look, look.

• 42:02Speaker 04

  With another woman, but he gonna tell me he with his uncle.

• 42:04Speaker 03

  Look, look.

• 42:05Speaker 04

  Why lie to me? We not together? To be honest, I'm twenty-seven years old, I'm a, I'm a old-ass woman, you should, I, anything you do, you should tell me.

• 42:14Speaker 03

  Yeah, but it's like, it's like, for females.

• 42:17Speaker 04

  And I was like, did you [__] somebody? Cause I'm not gonna lie.

• 42:20Speaker 03

  No, I didn't, I was up there having the Elon Musk trip. I was up there with my laptop, my book. You know what I'm saying? There was, there was a trip that wasn't, and there, there was a trip that was, there was a trip that wasn't, my, my friend.

• 42:33Speaker 04

  Oh, your friend, who your friend?

• 42:34Speaker 03

  There was a trip that wasn't, that trip that wasn't even sponsored by me.

• 42:38Speaker 04

  But, I'm at his house cleaning dog shit.

• 42:41Caleb Hammer?

  You went to this, the

• 42:43Speaker 03

  Cause you know, my dog's better than, than anybody else.

• 42:46Speaker 04

  Okay, but still, though.

• 42:48Caleb Hammer?

  You went to the Roadster launch?

• 42:50Speaker 03

  No, I, I went somewhere that I really can't name, but it was basically like, uh,

• 42:55Speaker 04

  What state?

• 42:55Caleb Hammer?

  But Elon was there?

• 42:56Speaker 03

  No, I'm just saying, like, like, say for instance, they have certain resorts that, um, brilliant people go to, to where they can catch their mind and get away from publicity, to read books, and, and actually think about the things that they need to project forward. And I went on one of them retreats, I wasn't even in the big city, I was in a cabin to where it was nothing.

• 43:15Speaker 04

  About everything.

• 43:16Speaker 03

  It was, it was nature.

• 43:17Speaker 04

  He got a lot of theories.

• 43:18Speaker 03

  Yeah, it was, it was nature, I was able to read books

• 43:20Speaker 04

  Yeah.

• 43:21Speaker 03

  and everything, I was able to actually project myself for, yeah, I did.

• 43:24Caleb Hammer?

  What, what?

• 43:25Speaker 03

  I was reading the, uh, Four Hour Work Week.

• 43:28Speaker 04

  Ask him how far he got into it.

• 43:29Speaker 03

  I was reading how to, uh, prioritize myself.

• 43:32Speaker 04

  How far he got into it.

• 43:33Caleb Hammer?

  Okay, how'd you get into it?

• 43:34Speaker 03

  I got into it about two-hundred-and-fifty-eight pages, and I've been reading Self-Defense. By, uh, because it's, it's about the stuff that go on, but I've been reading Self-Defense.

• 43:43Speaker 04

  Okay, but what you did with the woman?

• 43:45Speaker 03

  What I did with the woman?

• 43:46Speaker 04

  Yeah.

• 43:46Speaker 03

  We chilled out, bro, we chilled out, drunk.

• 43:49Speaker 04

  So, no sex?

• 43:49Caleb Hammer?

  Inside of her?

• 43:50Speaker 03

  Huh?

• 43:51Speaker 04

  No sex?

• 43:51Speaker 03

  No, not inside of her.

• 43:53Caleb Hammer?

  My world.

• 43:53Speaker 04

  Why?

• 43:54Speaker 03

  Huh?

• 43:54Speaker 04

  Why?

• 43:55Speaker 03

  Why?

• 43:56Speaker 04

  Why?

• 43:56Speaker 03

  Because I know how to self-discipline myself for women.

• 43:59Caleb Hammer?

  That makes no sense, I would've [__] her.

• 44:02Speaker 04

  You see, I don't think no one

• 44:04Speaker 03

  I saw the guy you would've [__].

• 44:05Speaker 04

  I can't believe it, I can't believe him.

• 44:07Caleb Hammer?

  What'd she have?

• 44:08Speaker 03

  Hey, shout out to Austin, but I've been seeing so many [__] Latinas out here, bro, shout out to Austin. But yeah, I know how to say, I know how to say, I know how to say.

• 44:16Speaker 04

  Right here, and he with me.

• 44:18Speaker 03

  Man, cause, cause, cause I'm a dog.

• 44:19Speaker 04

  If he wanna [__] with me, why he not gonna [__] with the woman that he left with while he eating dog shit?

• 44:24Speaker 03

  I'm a, I'm a big dog.

• 44:25Speaker 04

  And then came back for me to [__] him.

• 44:27Speaker 03

  But you know, but you know, look, they say eat your food at home and never out, so that mean, yeah, a man gonna look. But a man not put to have sex with everything. Man, nah, I was chilling.

• 44:39Speaker 04

  Aw.

• 44:40Caleb Hammer?

  How many women have you been with in eight years?

• 44:42Speaker 03

  In eight years, I ain't even gonna lie to you, um, I say about

• 44:48Caleb Hammer?

  I say, uh,

• 44:49Speaker 03

  Six.

• 44:51Speaker 04

  Yep.

• 44:52Speaker 03

  Six or seven.

• 44:53Speaker 04

  He got blowjobs in my bed, he had sex on the sofa.

• 44:57Speaker 03

  In your bed, I paid for that bed.

• 45:00Speaker 04

  I'm talking about at my mama's house, when you would come spend the night.

• 45:03Speaker 03

  Man, no.

• 45:04Speaker 04

  And then, um, he got blowjobs outside of our house, he had sex inside of our house. He had another woman in my car.

• 45:15Caleb Hammer?

  Why do you keep coming back?

• 45:16Speaker 04

  That's why I say, young, dumb, and I love his drawers.

• 45:19Caleb Hammer?

  You just called yourself an old woman, his drawers, is that his penis?

• 45:22Speaker 04

  No, like, it's just like, you just love the person, that's just a saying.

• 45:26Speaker 03

  I mean, you could, you could, you could, you could put it to a sex point, but I'm not, I'm not, I'm not, I'm not a bad man, cause if, if you, if you look, if you really, if you really follow.

• 45:35Speaker 04

  So I can't compare others, I can't say, oh, he's the best, he's not, he's the only person I ever been with.

• 45:40Speaker 03

  I'm not arrogant, I won't say I'm the best, but if, if you ever see my daily life and what I do.

• 45:47Caleb Hammer?

  What do you do?

• 45:48Speaker 03

  What you mean?

• 45:49Caleb Hammer?

  Drive a bus?

• 45:50Speaker 03

  I'm very productive.

• 45:51Speaker 04

  Yeah.

• 45:51Speaker 03

  I'm very, I'm very productive.

• 45:53Speaker 04

  And he never let me go through his phone.

• 45:55Speaker 03

  What you may see as a bus driver now, but you don't know.

• 45:58Caleb Hammer?

  Well, I, I don't know.

• 45:59Speaker 03

  But when you drive buses, you drive buses from six to eight AM, right? Six to eight AM, right?

• 46:06Caleb Hammer?

  Two hours.

• 46:06Speaker 03

  So, so, so that means you got time until twelve-thirty PM. Rather, if, say for instance, if you go work at the plant in Louisiana, you gotta work that whole ten-hour shift, right?

• 46:16Caleb Hammer?

  Yeah.

• 46:16Speaker 03

  As a bus driver, entrepreneur, as an entrepreneur, time is more important than money.

• 46:20Caleb Hammer?

  You're an entrepreneur?

• 46:21Speaker 03

  Yeah, right.

• 46:22Caleb Hammer?

  Oh!

• 46:23Speaker 03

  Time, time is more important than money, so in them four hours when I'm

• 46:26Caleb Hammer?

  What's your business?

• 46:27Speaker 03

  Three-D printing.

• 46:28Caleb Hammer?

  What are you, three-D printing?

• 46:29Speaker 03

  And, and I'm, and I'm, and I'm getting to cybersecurity to where I'm getting multiple certifications to where I can

• 46:35Caleb Hammer?

  And again, I will get you one in course, Chris, people get the cybersecurity course, Chris, and you guys make six figures.

• 46:40Speaker 03

  I just passed, I just passed two certifications, Security Plus, and I just passed my, uh, Cloud Practitioner cert. Now I'm going for my CCNA and Arca, uh, Cloud Architation, uh, Associate Cloud Architecture, basically, you know what I'm saying? But, you know what I'm saying, you get all those hours to focus on yourself, and then you come home, rather than a regular job, when you gotta work ten hours straight, eight hours straight, you get off, and you be so [__] tired.

• 47:08Caleb Hammer?

  But you get paid for those ten hours.

• 47:10Speaker 03

  Of course, but if, if you getting paid more money than the average person that's working them ten hours by doing buses.

• 47:16Caleb Hammer?

  I don't think you're getting paid more than the average person.

• 47:18Speaker 03

  Shit, who?

• 47:20Speaker 04

  Cause he probably messing around with somebody at the bus place.

• 47:24Speaker 03

  When you got two-fifty in lot rent, how much, how much rent is in Austin?

• 47:28Caleb Hammer?

  Well, that's not Austin.

• 47:30Speaker 03

  How much, how much, no, no, Austin, how much rent is in Austin?

• 47:33Caleb Hammer?

  Uh, more expensive than that, but that's not your income, you talked about your income, not expenses.

• 47:36Speaker 03

  Let me know, I ask you a question, how much rent is in Austin?

• 47:39Caleb Hammer?

  Uh, median, fifteen-hundred for one bedroom, maybe?

• 47:42Speaker 03

  Fifteen-hundred, fifteen-hundred, but I'm paying two-fifty, so that mean

• 47:45Caleb Hammer?

  You're talking about your income, not expenses, though.

• 47:47Speaker 03

  But, I'm just saying, it, it all go together, income and expenses, because you, you can be the richest person, but off of [__] car notes and, and insurance and everything else, I'll be making, I'll be making more than you.

• 48:00Caleb Hammer?

  You're talking about net, you're talking about net.

• 48:02Speaker 03

  I, I'll be making more than you because it's like, the, the, the, I'm, I'm just saying, not you, but I'm just saying, the shit that you gotta pay for, I don't have to pay for, because I lower myself to a lower, a lower expense.

• 48:14Caleb Hammer?

  That's good.

• 48:15Speaker 03

  You know what I'm saying, so that, that mean

• 48:16Caleb Hammer?

  Well, it's cause you abandoned your kids instead of paying for them.

• 48:18Speaker 03

  Okay, I guess, but that mean I got more time to indulge and further myself so I can do more for the people around me.

• 48:25Caleb Hammer?

  You do have more time since you're not around your kids, yeah.

• 48:27Speaker 03

  Yeah, yeah, I mean, yeah, I spend time with my kid every two weeks, every two weeks, yeah, for sure.

• 48:31Caleb Hammer?

  Two weeks, like, two weeks of the month, you mean?

• 48:33Speaker 03

  No, no, every, every, no, not two weeks of the month, every other week, I spend time with my kid, and also, anytime they have something going on.

• 48:40Caleb Hammer?

  Wouldn't every other week be two weeks a month, though?

• 48:42Speaker 03

  Yeah, for sure, well, no, yeah, two weeks a month, for sure.

• 48:45Caleb Hammer?

  You suck with money, so you download a budgeting app, you start with the classic one, YNAB, but everyone just deletes it because it's way too complicated to use.

• 48:55Speaker 00

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• 49:20Caleb Hammer?

  So you go to EveryDollar, that's Dave Ramsey, the personal finance guy, right? Well, they're gonna force you to use it his way. That's not very personal finances. Rocket Money, they got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they wanna sell you in the end? Then there's the new guy on the block, Monarch. Hundreds of millions of dollars of private equity raising so far, but private equity doesn't have the best track. record when it comes to private data. That's why I like Dollar Wise. Built by these people just like you for people just like you. No private equity, no gimmicks, just the best budgeting app there is. Download it now, start the free trial, dollarwise.com, link in the description below. Guys, you've known me since the beginning and the fact is I just love building products that help people.

• 50:05Caleb Hammer?

  And we're continuing to do that with the Caleb Hammer Financial Services. Listen, now you got personal loans that you can get the best rates on for whatever you want to use it for. Whether it's consolidation after you change your behavior or you need to purchase something that gets a good return on investment. And now we got credit building as well. You can shop for the best credit builders that are either free or low cost to you and build that credit. We got debt forgiveness and debt consolidation as well. We got auto loans for your new car that are great rates. Or you can refinance a horrible auto loan today. And not only that, now you can shop for the best car insurance out there. The thing is, we are building more and more of these to help you get the best tools and services that you can possibly get online at the best rates. So check those out at Calebhammer.com.

• 50:49Caleb Hammer?

  All those links are below in the Caleb Hammer Financial Services. Check them out, save yourself a lot of money.

• 50:55Speaker 03

  But I do give back for when they want something or it's an activity or something I do give to that.

• 51:00Caleb Hammer?

  I do want to know about your business. I love entrepreneurs, I'm one myself, it is very good.

• 51:05Speaker 03

  For sure.

• 51:06Caleb Hammer?

  3D printing, what are you printing?

• 51:07Speaker 03

  For sure, huh?

• 51:08Speaker 04

  He can't tell you.

• 51:09Speaker 03

  What am I printing?

• 51:11Caleb Hammer?

  Yeah.

• 51:11Speaker 03

  Right now I'm printing Snoopy figures and for a lady I'm printing Christmas ornaments.

• 51:16Caleb Hammer?

  I don't think you own the IP for Snoopy.

• 51:18Speaker 03

  What you mean? Snoopy?

• 51:21Caleb Hammer?

  Yes.

• 51:21Speaker 03

  No, it's not, it's not that I'm printing online. It's like a woman that loves Snoopy, so she liked the figures.

• 51:27Caleb Hammer?

  Right, but I don't think you own the rights to Snoopy.

• 51:30Speaker 03

  What you mean I don't have the rights to Snoopy?

• 51:31Caleb Hammer?

  I don't think you own the rights to Snoopy. Is Snoopy in the public domain? Is Snoopy in the public domain? No.

• 51:43Speaker 03

  This is a side hustle, they asked me to print this for somebody else.

• 51:46Caleb Hammer?

  I know, but you said this is your business.

• 51:48Speaker 03

  No, no, no, no, no, Snoopy is not my business. I'm just saying, when somebody wants me to print something for someone else.

• 51:54Caleb Hammer?

  They, the people that own Snoopy could sue you for that.

• 51:57Speaker 03

  Oh, cool, yeah, for sure, but it's, it's, cool, whatever, whatever. But I, but, but, but it's the, but it's the fact, but look, look, look, it's the fact that I haven't collected any money from it yet.

• 52:08Caleb Hammer?

  From your business?

• 52:09Speaker 03

  No, I'm saying collecting any money from Snoopy.

• 52:12Caleb Hammer?

  What have you connected money from?

• 52:14Speaker 03

  Oh, I'm soon to be collecting money from Christmas ornaments.

• 52:16Caleb Hammer?

  What's on the Christmas ornaments?

• 52:18Speaker 03

  Oh, basically I gotta learn this software where I print this lady's grandchildren and other kids' name.

• 52:24Caleb Hammer?

  Wait, you haven't done it yet though?

• 52:26Speaker 03

  Nah, cuz I gotta learn the software, the software takes a long time.

• 52:29Speaker 04

  I'm about to blow up right now.

• 52:30Speaker 03

  Man, it's, it's really, it really take a long time, man. You try to 3D edit something and try to do the whole.

• 52:38Caleb Hammer?

  Well, no, that's not my business, I don't want to, but you need to deliver it within like a month or else.

• 52:43Speaker 03

  Yeah, for sure, I got that under wraps. It was supposed to be this weekend, but I had this shit going on, you know what I'm saying?

• 52:49Caleb Hammer?

  So your business is to custom 3D print based on what people ask for?

• 52:53Speaker 03

  For right, for right now until I, until I learn more knowledge.

• 52:56Caleb Hammer?

  And then what's the grand plan?

• 52:58Speaker 03

  I'm basically gonna invent some new stuff and I got inventions, I got a book of inventions, but.

• 53:04Caleb Hammer?

  What's your invention?

• 53:04Speaker 03

  I'm gonna name one of my inventions that got to deal with turbines. Basically like it's called Flogos. And Flogos is basically like on a river, it's like, you know how you get on jet skis and everything like that? But these are shoes that somebody can actually get on, you know, on a hoverboard. You can, you can have some, like what they call that hoverboard that you can put your knees on? It's like a certain hoverboard to where it's not just the hoverboard, it's the knees.

• 53:29Caleb Hammer?

  You're trying to like a.

• 53:30Speaker 03

  But, but this is gonna have.

• 53:31Caleb Hammer?

  Are you getting dragged by the boat? And you're on your knees?

• 53:34Speaker 03

  No, no, the hoverboard is basically a house wheel mechanic. You know what I'm saying? But Flogos is basically like shoes that you can use in the water to where you can go.

• 53:44Speaker 04

  That's where we got that idea from.

• 53:45Speaker 03

  You can go. I ain't, I ain't, I ain't get it from nobody, I swear, I swear to God.

• 53:49Caleb Hammer?

  So you have a prototype?

• 53:50Speaker 03

  I came up with neurosponders, you know what neurosponders? You know what, know what neurosponders is?

• 53:55Caleb Hammer?

  I have not heard of that.

• 53:56Speaker 03

  I seen a lady, I seen a lady recently before, I swear to God, I put this on everything, before she even showed me this. Cuz they got certain patches for like insulin when somebody's blood sugar go high. But like four years ago, five years ago, six years ago, I made this to where you could, cuz I smoke a lot of blacks. And I, I made it to where like when I learned neuroscience, you can put some patches right here. And when you smoking tobacco, you get the urge to smoke tobacco, it'll, it'll basically insert a certain dosage of medicine. It's like a placebo.

• 54:29Caleb Hammer?

  Are they on nicotine patches?

• 54:30Speaker 03

  Yeah, it's not nicotine patches, not nicotine patches, but, but it's called neurosponders, bro. Before you get the response to action, you're gonna have senses. Where I got that idea from, you please tell me. No, cuz ChatGPT, ChatG.

• 54:45Speaker 04

  He always go to chat for everything.

• 54:47Speaker 03

  I swear, I swear, bro, Chat, Chat wasn't out six, five years ago, seven years ago, it probably was out, but I swear to God, I wasn't.

• 54:54Speaker 04

  Well, now.

• 54:56Caleb Hammer?

  What does neurosponders do?

• 54:58Speaker 03

  Neurosponders basically before, when you get an alert in your nervous system, it has a lot to do with neuroscience. Say for instance, I, I smoke blacks because I'm provoked every day and I don't wanna go deep into detail with that.

• 55:08Caleb Hammer?

  That's, it's always black on black.

• 55:09Speaker 03

  But, but, no, it's not black on black. It's, it's a higher, when you hire an authority, uh, take abuse of the power they got to come against you. But I don't wanna go against it, I don't, I don't, I don't wanna talk about that.

• 55:21Caleb Hammer?

  Wait, what does neurosponders do, sorry, sorry, sorry.

• 55:24Speaker 03

  So, so, so neurosponders basically like, it was two patches I made about six, six, five years ago before I even started doing ChatGPT. And I swear to God, everything. It was basically going sense alert in your brain system for when you started trying to smoke tobacco. And it's not, not no damn nicotine patches, but it was going basically insert some type of medicine in you that was way more better than nicotine.

• 55:48Caleb Hammer?

  So a different drug?

• 55:49Speaker 03

  A different drug, but, but they made patches, like I said, recently, I seen a woman coming to my terminal and she had something that read a blood sugar and everything else and it'll insert, uh, what they call that shit that you get?

• 56:03Speaker 04

  Yeah.

• 56:04Speaker 03

  Insulin, it'll insert insulin in it.

• 56:05Caleb Hammer?

  Well, that's insulin.

• 56:06Speaker 03

  But I've been, I've been, I've been, I've been said that shit was gonna be true.

• 56:11Caleb Hammer?

  It's been true for a while.

• 56:12Speaker 03

  It's been true for me, like, like say, like say, like say, for instance, the shit that Elon Musk and them coming up with, with the big robots? My invention is pocket bots. Wake up daddy, son.

• 56:26Caleb Hammer?

  Welcome home, son.

• 56:27Speaker 03

  On a miniature scale, I'm, I'm on nan, I'm on nano, I'm on nanotechnology.

• 56:32Caleb Hammer?

  You've invented nanotechnology?

• 56:34Speaker 03

  No, I'm just saying, I got a book on nanotechnology, it's just nobody, nobody.

• 56:37Caleb Hammer?

  You wrote a book?

• 56:38Speaker 03

  No, I'm just saying, I got a, I got a book, I got a book, I'm trying to learn nanotechnology, they on big scale. I'm on nanotechnology because nanotechnology is more advanced than bigger technology.

• 56:49Caleb Hammer?

  And you're, you're working on this robot?

• 56:51Speaker 03

  Yeah, for sure.

• 56:53Caleb Hammer?

  Okay, so where are you in your prototype?

• 56:55Speaker 03

  You go on my LinkedIn, you go on my LinkedIn, I am learning electronics.

• 56:58Caleb Hammer?

  So these LinkedIn's?

• 57:00Speaker 03

  Yeah.

• 57:01Caleb Hammer?

  There are these inventions, I have your LinkedIn.

• 57:03Speaker 03

  Man, I got, man, I, man, I got blueprints of my inventions and everything, man, I'm drawing.

• 57:07Caleb Hammer?

  You think you're hiring?

• 57:08Speaker 03

  Hey, that's, that's, that's really, that's really who you hiring. I came on this show as my authentic self, but on there, but on there, when it's time to talk business, that's really me.

• 57:18Caleb Hammer?

  Okay, yeah.

• 57:20Speaker 03

  That's really me, I swear to God, that's really me.

• 57:23Caleb Hammer?

  Listen, if you wanna see the day in the life of Leonardo? Um, we'll put that documentary together, part of him really, I say, let's send a camera. Okay, what invention have you made yet?

• 57:37Speaker 03

  Huh?

• 57:37Caleb Hammer?

  What prototype do you have?

• 57:41Speaker 03

  So at the moment I am making my pocket bot. And no matter of fact, at the moment I'm making a cyber deck, all in one cyber deck, I have.

• 57:49Caleb Hammer?

  All in one?

• 57:50Speaker 03

  Yeah, yeah, I have all the ESP32s and all the other things like that. If you look up ESP32, you understand what that is. But I have been ordering a certain equipment to make that cyber deck. It's just me getting that software complete, me learning that software that way I can understand how to 3D paint.

• 58:09Caleb Hammer?

  On your microbot, how, um,

• 58:13Caleb Hammer?

  how far are you on your microbot?

• 58:14Speaker 03

  Microbot, I haven't stepped into that because I don't know.

• 58:17Caleb Hammer?

  I thought you said this was your, you were.

• 58:18Speaker 03

  Yeah, I got, I got, I got the three, I didn't drew the blueprints and I know what I'm supposed to be working.

• 58:24Caleb Hammer?

  Wait, Leonardo, are you just think?

• 58:29Caleb Hammer?

  Are you just thinking of things that would be cool to exist that you're not actually working on?

• 58:33Speaker 03

  What you gotta understand is if I haven't got the knowledge to build a robot.

• 58:38Caleb Hammer?

  I've invented many spaceships.

• 58:40Speaker 03

  Okay, cool. But it's like if I haven't got the knowledge to to build a robot, how the I'm just going and electrocute myself? You know what I'm saying? How I'm just how I'm just going to electrocute myself? That's why I say I still gotta go back to school for robotics, but I want to get a minor in CIS. You know what I'm saying? I still gotta learn the electrical part. Once I learn the electrical part, which like you say, you you offer course zero, right?

• 59:03Caleb Hammer?

  Course careers.

• 59:04Speaker 03

  Course careers.

• 59:05Caleb Hammer?

  I prefer it.

• 59:05Speaker 03

  All right. So if you offer course careers, then I can get that knowledge to start going further into my.

• 59:10Caleb Hammer?

  I'll get you that knowledge.

• 59:11Speaker 03

  You know what I'm saying?

• 59:13Caleb Hammer?

  Listen, you guys' finances are intertwined, but also trying to separate, but also you guys are getting back together. So I don't really know. Um, independently, what would you say your financial scores are? You and you independently, zero out of 10, zero being the worst, 10 being the best.

• 59:27Speaker 03

  I say mine a five.

• 59:28Caleb Hammer?

  Okay, you're a five.

• 59:29Speaker 03

  Yeah, yeah, I can do way better.

• 59:31Speaker 04

  A four.

• 59:32Caleb Hammer?

  Four. There you go. Now, get your hammer financial score for free at Caleb Hammer dot com. See where you stand in the world of money. It's a free assessment. Just takes a few minutes and you get your score. And if you don't want to be like a guest who ends up on the show, make sure to download the dialyze budget app. It is an app that I have invented and you can check it out and take a free trial to see if my invention is good. And if it is, sign up for the annual version. That's where you get my new cookbook sent directly to you. mailed directly to you. It's the only way to get it. Uh, well, unfortunately, I don't have a copy to give you right now because we're still waiting on it. It's kind of annoying. But it's it's our it's our second cookbook. It's a massive improvement. It's pretty cool. Dialyze, check it out. Now, this is what she says you owe her.

• 1:00:13Caleb Hammer?

  Forty-eight dollars extra stuff you wanted, uh, bike, B Y T E, twenty dollars for your bike.

• 1:00:20Speaker 03

  What bike?

• 1:00:21Caleb Hammer?

  You actually bought a bike? You didn't steal it? Thirty-nine dollars?

• 1:00:24Speaker 03

  You think I'll steal a bike? I mean, you might. You might look at my finances and be like, oh, yeah, yeah. But that's that's basically discriminating me because it's like, like you think I don't have enough money to afford what I got.

• 1:00:35Caleb Hammer?

  Joke, Leonardo.

• 1:00:37Speaker 03

  But I'm, but I'm just saying, yeah.

• 1:00:39Caleb Hammer?

  Stop.

• 1:00:41Speaker 03

  But I'm just saying, I'm just saying, like.

• 1:00:44Caleb Hammer?

  People are trying to watch this.

• 1:00:45Speaker 03

  But I'm just saying.

• 1:00:47Caleb Hammer?

  It was a joke, Leonardo.

• 1:00:49Speaker 03

  I had a dirt bike. I had a dirt bike. It's still there.

• 1:00:53Caleb Hammer?

  Okay, super one, thirty-one dollars, an investment, one hundred five dollars, gas money, a hundred dollars, fifteen dollars. And there's an investment, store runs, Autozone, Steins, Center of Market, Nike shoes, Levi's stores, popcorn, propane, dog food, healthy food, weed, weed, gas, Steins. What is Stein? Stin? Steins?

• 1:01:11Speaker 04

  Uh, Steins, the store.

• 1:01:15Caleb Hammer?

  My business logo. No, hold on.

• 1:01:24Caleb Hammer?

  What?

• 1:01:25Speaker 04

  Steins is a store.

• 1:01:26Caleb Hammer?

  You already said that.

• 1:01:27Speaker 04

  Yeah, like a hardware store, kind of.

• 1:01:30Caleb Hammer?

  Okay. You answered a question from thirty seconds ago.

• 1:01:33Speaker 04

  I'm sorry.

• 1:01:35Speaker 03

  You know what Caleb did the first time on your? I'm going to the register.

• 1:01:39Caleb Hammer?

  Unfortunately, not the first time, but you go. And the reality is there's three pages of this stuff as well. Again, it's like batteries and appliances and work clothes, gas key, gas and barbecue. She says you owe all this.

• 1:01:52Speaker 04

  Yeah.

• 1:01:53Caleb Hammer?

  She says you owe six thousand nine hundred eighty-eight dollars, Leonardo.

• 1:01:58Speaker 04

  Yeah.

• 1:02:01Speaker 03

  Man, that's crazy.

• 1:02:02Caleb Hammer?

  Are you gonna pay it?

• 1:02:04Speaker 04

  Yeah.

• 1:02:04Speaker 03

  Pay it for what? I've been paying it.

• 1:02:06Caleb Hammer?

  You're paying her back?

• 1:02:07Speaker 03

  I've been paying it.

• 1:02:08Caleb Hammer?

  Really? You've accepted this bill?

• 1:02:10Speaker 03

  I mean, all, all, all this, all this, I ain't gonna say that because on camera that shit looks sound crazy. But all the shit that I do, I expect for you to at least be like, hey, this man doing all this motherfucking shit for me then. And I ain't, I ain't up here contacting him, communicate with him like that. None of that shit.

• 1:02:27Caleb Hammer?

  Well, that's your biggest.

• 1:02:28Speaker 03

  You, you ever heard of simp? You ever heard of a simp?

• 1:02:31Caleb Hammer?

  Yeah.

• 1:02:31Speaker 03

  A man that give flowers to a woman that actually don't want.

• 1:02:34Speaker 04

  Never gave me motherfucking flowers.

• 1:02:36Speaker 03

  But I'm just, I'm just, I'm, but I'm just saying, like, like I said, for, for certain men, once, once that, that, that, motherfucking attention go away, they wouldn't do half of this shit. And then you ain't even living in the house. You ain't got no ring on your finger, none of that.

• 1:02:50Speaker 04

  You never gave it to me when I was looking for drugs.

• 1:02:53Speaker 03

  But I'm just saying, a man that ain't, ain't don't got none of that entitlement to you, they ain't about to just give you money out the blue like that. This is a, this Austin is a fast city. So what they, some, some, for some people.

• 1:03:05Speaker 04

  No, they still don't make sense though.

• 1:03:07Speaker 03

  Like, like Louisiana, you getting Louisiana love about me paying you shit that you ain't supposed to be getting. Like, yeah, yeah, of course, this shit add up to six thousand something, but.

• 1:03:16Speaker 05

  This holiday, all plans, even unlimited, are just fifteen dollars a month. A holiday deal this good obviously deserves an enormously expensive holiday song like All I Want.

• 1:03:26Speaker 05

  Right. Okay, we can afford that. You know what? Forget the music budget. We're gonna stick with whatever's in the public domain. Give it a try at mintmobile.com/switch.

• 1:03:34Speaker 01

  Upfront payment of forty-five dollars for three months, ninety dollars for six months, or one hundred and eighty dollars for twelve month plan required. Fifteen dollars per month equivalent. Taxes and fees extra. New customer offer for initial plan term only. Greater than fifty gigabytes may slow when network is busy. See terms.

• 1:03:46Speaker 03

  Add up the total cost to when I help you when you want in my home. I, I shouldn't have been obligated to do that.

• 1:03:50Speaker 04

  Okay.

• 1:03:51Speaker 03

  Should have been obligated to do that if we not in a relationship. I shouldn't have been obligated. We not married and I obligated to do that if somebody's not married and not in your household.

• 1:04:00Caleb Hammer?

  So the weird thing about it, the obligation, I mean, she considers this a debt that you owe.

• 1:04:07Speaker 03

  A debt and I'm doing things out of not being obligated to do it. And I would say, you want to put a debt on me being that I'm still helping you?

• 1:04:15Caleb Hammer?

  That's between you guys.

• 1:04:16Speaker 03

  And you want to put a debt on me being that I'm still helping you and then I'm obligated to pay you a debt? And I'm helping you get out of debt when you, your bills are due and everything else?

• 1:04:25Speaker 04

  You, you know, I didn't get my assistance this month with your help with.

• 1:04:29Speaker 03

  Well, I cut that shit out being that we wanted communication.

• 1:04:34Speaker 04

  That don't make sense. You know, I don't do nothing. I take care of kids and work so you could have helped me if you knew I was behind them.

• 1:04:41Speaker 03

  So now you still, you still obligated and then you want to pay a debt.

• 1:04:45Caleb Hammer?

  They're not his kids. You don't live together. You're not dating. You're here and there now, but you haven't been together in a few years, honestly. You're not getting back together, are you? Are you getting back together?

• 1:04:56Speaker 03

  Man, like I said, if she come back to this motherfucker, she actually start listening and then she start being, being like more, more self-confidence with herself and like, and like stuff like, I got some shit to work on too, so I ain't just gonna put it on her. But if things start spiraling forward, then yeah, of course I could see a future. You know what I'm saying? Because I'm not the same man I used to be, but if shit still, still can, bro, I'm not the same person I used to.

• 1:05:21Speaker 04

  I know saying you're not the same person. You are better, but I'm just saying.

• 1:05:24Speaker 03

  My habits have changed.

• 1:05:26Speaker 04

  Same. I don't know what you want to change.

• 1:05:30Speaker 03

  My, I don't want you to change for no, you do what you want to do, but I guarantee you shit, my projection for the next four years is gonna be up.

• 1:05:37Speaker 04

  Yeah, I don't know.

• 1:05:38Speaker 03

  No matter what it is. I ain't lying to you. But yeah, bro, I see, I see a future.

• 1:05:43Caleb Hammer?

  No, I was saying, okay, I was saying, no, you're, he's not really, unless this is a debt that you guys, when you paid for it, said he would pay you back for it. Did he say that?

• 1:05:51Speaker 04

  Yeah.

• 1:05:52Caleb Hammer?

  Oh, then yeah, you're obligated.

• 1:05:53Speaker 04

  Yeah.

• 1:05:54Speaker 03

  I didn't say I was gonna pay you back.

• 1:05:55Speaker 04

  Why you think I kept up with it?

• 1:05:57Speaker 03

  You did not put this on, you did not put this on a list and say, oh damn, I was gonna.

• 1:06:03Speaker 04

  Why you think I kept up with it?

• 1:06:04Speaker 03

  No, no, no, no, no, no, no, no, no, no, no.

• 1:06:07Speaker 04

  I don't smoke.

• 1:06:08Speaker 03

  Well, well, well, shit, I should put up a debt for all of, I should put up a debt for all the damn light bills and shit. I've been paying for the past two years and shit like that and all the shit I done donated.

• 1:06:18Caleb Hammer?

  Light bills.

• 1:06:19Speaker 03

  But no, no, no, no, not the light bills, other shit too that I did. I should be able to put up a debt for everything that I did, no matter.

• 1:06:25Speaker 04

  I paid them back.

• 1:06:27Speaker 03

  No, no.

• 1:06:27Speaker 04

  I paid you back. I put it on my list. If I owe you, I said, I owe, and I write down how much I give you till I pay you back.

• 1:06:36Caleb Hammer?

  Do I trust your list?

• 1:06:37Speaker 03

  So, so you mean to tell me I gotta go back on Snapchat and put up a list against your list? And then we circle, we, we basically level it out to where.

• 1:06:47Speaker 04

  It would never, it would never, it would never match up to what I gave you since we've been together. It would never match up. It would never match up. It would never.

• 1:06:58Caleb Hammer?

  Leonardo, here's the thing.

• 1:06:59Speaker 03

  I could tell you this, the trailer that I'm living in, that bitch would have been tucking.

• 1:07:03Caleb Hammer?

  Tucking? Tucking where?

• 1:07:05Speaker 03

  It would have been gone. I wouldn't have been living in the trailer if I would have never came back and paid off the debt because the lady was ready to kick me out.

• 1:07:11Speaker 04

  But you got caught up, but I paid most of it.

• 1:07:14Speaker 03

  Oh, man, stop this shit, bro.

• 1:07:17Speaker 04

  Maybe I paid seven thousand.

• 1:07:18Speaker 03

  Seven thousand? How much did I pay? I, I said up there and paid.

• 1:07:22Speaker 04

  It's ten thousand to pay it off. If I paid seven, you didn't pay three.

• 1:07:26Speaker 03

  No, no, no, no, no, no, no, no, no, no, no, no, no, that's not how this shit went. That's not how this shit, they said, they, they just say we owe way more than that. And you know we way more.

• 1:07:34Speaker 04

  Ain't no way.

• 1:07:35Caleb Hammer?

  It was just seven on the trailer?

• 1:07:37Speaker 04

  It was ten.

• 1:07:38Speaker 03

  Ten thousand.

• 1:07:39Caleb Hammer?

  Oh, that's actually really.

• 1:07:40Speaker 03

  It was, it wasn't a bad trailer. It was a good deal. For a retro, for a retro trailer.

• 1:07:44Speaker 04

  The property fee, but I paid seven thousand.

• 1:07:49Speaker 03

  No, bro.

• 1:07:50Speaker 04

  And I slept in the car.

• 1:07:52Speaker 03

  No, no, no, no, no, no, no. Slept in what car?

• 1:07:55Speaker 04

  When you didn't open the door.

• 1:07:57Speaker 03

  I opened the door. Was I in there?

• 1:08:00Speaker 04

  The, when we lived together.

• 1:08:01Speaker 03

  Was I in there?

• 1:08:02Caleb Hammer?

  Was he in there?

• 1:08:04Speaker 04

  I don't know where he was.

• 1:08:05Speaker 03

  I wasn't in the trailer.

• 1:08:07Speaker 04

  I didn't have no key to get in.

• 1:08:08Speaker 03

  But do you have a key now? You don't even live in my house.

• 1:08:11Speaker 04

  I have a key now.

• 1:08:12Caleb Hammer?

  How's it his fault if you didn't have a key and he wasn't there?

• 1:08:15Speaker 04

  Why would you not be there if you know I, if I get off of work?

• 1:08:17Caleb Hammer?

  Well, maybe he was working. Doesn't he go to a different town to work?

• 1:08:20Speaker 04

  He was drunk somewhere.

• 1:08:21Caleb Hammer?

  Were you drunk somewhere, Leonardo?

• 1:08:24Speaker 04

  Yes.

• 1:08:24Speaker 03

  Oh, no, no, we about to put the, the whole frame of me getting drunk on the show to, to all that shit. But yeah, you know what I'm saying? Every time I get a chance to enjoy myself, I enjoy myself.

• 1:08:35Caleb Hammer?

  You have been doing some sips during the episode.

• 1:08:37Speaker 03

  All right, I'm in Austin.

• 1:08:38Speaker 04

  He's, he has an addiction personality.

• 1:08:41Caleb Hammer?

  Is it five hours? That's the drive?

• 1:08:43Speaker 03

  Right, six hours. And did we switch seats?

• 1:08:45Speaker 04

  No. What's wrong with that?

• 1:08:48Speaker 03

  I drove, I drove the whole six hours here, bro.

• 1:08:52Speaker 04

  And I can't even drive. I don't have a license.

• 1:08:54Caleb Hammer?

  Well, how are, whoa, how are you guys leaving the studio today?

• 1:08:57Speaker 03

  Me?

• 1:08:59Caleb Hammer?

  Leonardo.

• 1:09:00Speaker 03

  Bro, I can walk a straight line in your show right now.

• 1:09:02Caleb Hammer?

  No, no, no. We are not letting that happen.

• 1:09:06Speaker 03

  I swear, I can, I can, bro, I can walk a straight line, bro.

• 1:09:10Caleb Hammer?

  Buddy, your left eye's closed.

• 1:09:12Speaker 03

  That, that, that is normally me. That's normally me, bro. I swear to God, that's normally me. That's normally me.

• 1:09:18Speaker 04

  Okay.

• 1:09:20Caleb Hammer?

  We're getting the maneuver to their hotel.

• 1:09:21Speaker 03

  I do this.

• 1:09:22Caleb Hammer?

  I've really been trying to get into these finances for the last twenty minutes and I'm not being successful. The reality is in these tests that you're getting into for like. I mean, they're just like all over doing, I'm about to go through them, but what the, what are they for? They're for Hibbit and Hibbit. What's a Hibbit?

• 1:09:37Speaker 04

  That's me, um.

• 1:09:39Caleb Hammer?

  Why? No, it's you. You don't have debt, right, Leonardo?

• 1:09:42Speaker 03

  I don't have no debt.

• 1:09:44Caleb Hammer?

  Well, if he does, he didn't send them.

• 1:09:45Speaker 03

  I don't have no debt. The only, the only thing I can see that I owe is probably student loans, but who don't?

• 1:09:50Caleb Hammer?

  And child support. Hibbit, Hibbit, Amazon, Amazon, Amazon.

• 1:09:53Speaker 03

  Child support, cuz, cuz whenever they ask, I give.

• 1:09:57Caleb Hammer?

  Okay.

• 1:09:58Speaker 03

  Yeah.

• 1:09:58Speaker 04

  Yeah.

• 1:09:59Caleb Hammer?

  So again, like Hibbit and Amazon and all this stuff. What is it? It's vending machine, vending machine, McDonald's, bullshit, vending machine, raising canes, vending machine, vending machine. Going in their ass station, getting into bullshit. She's just buying from the vending machine every second of her life.

• 1:10:14Speaker 03

  And I swear to God.

• 1:10:15Caleb Hammer?

  Here's the thing, if you get back together with her, you know how much debt she has? Guess.

• 1:10:19Speaker 03

  I already know, bro.

• 1:10:19Caleb Hammer?

  Guess, guess. You, you, you know her.

• 1:10:22Speaker 03

  I say by, by, by them that over three thousand dollars worth of debt.

• 1:10:26Caleb Hammer?

  It's over three thousand. It's one hundred sixty-four, seven hundred eighty. One hundred sixty-four thousand, seven hundred eighty.

• 1:10:33Speaker 03

  I already know.

• 1:10:34Caleb Hammer?

  If you, if you get with her, that's how much debt she has. And only fifty of that is the federal student loans. So she actually has over six figures of just bullshit debt. Yeah.

• 1:10:46Speaker 03

  That's fucking crazy. I swear to God, this fucking.

• 1:10:52Speaker 03

  You know how much I'm putting the mother.

• 1:10:55Speaker 04

  You buy, you buy stupid shit. Don't come here. You got a fucking projector. You got fucking paintings. You got candy. You got fucking.

• 1:11:04Speaker 03

  You know how much a motherfucking pain can go for if you're a good artist? I got investments.

• 1:11:10Speaker 04

  Two three D printers.

• 1:11:11Speaker 03

  Yeah.

• 1:11:12Caleb Hammer?

  Why are we calling you Leonardo?

• 1:11:14Speaker 03

  Leonardo the motherfucking Da Vinci.

• 1:11:17Caleb Hammer?

  I was wondering it was a weird name to call you cuz.

• 1:11:20Speaker 04

  Pictures and stuff, candy. He got another dog.

• 1:11:24Speaker 03

  Yeah.

• 1:11:24Speaker 04

  Um.

• 1:11:25Speaker 03

  Cuz, cuz, cuz you gotta, you gotta understand.

• 1:11:27Caleb Hammer?

  And what kind of dog is it?

• 1:11:29Speaker 03

  Look, look, so, so the dog.

• 1:11:31Caleb Hammer?

  And what kind of dog is it?

• 1:11:32Speaker 03

  The dog, the dog. Look, I'm, I'ma go ahead on the dog. I'ma go ahead on the dog. So the, so the dog is an Australian shepherd, which is meant to herd. The, it's herd cattle, right? And a, and a, oh, and a what is called, oh, a leopard Catahoula. They face bear and lions. So that's, that's.

• 1:11:52Caleb Hammer?

  Is that common in Baton Rouge? If you or your child spent years growing up on social media and experienced serious mental health struggles, you should hear this. Recently, a jury ordered Meta and others to pay millions for their role in designing and promoting addictive platforms. They knew their apps could contribute to anxiety, depression, and body image issues, but did not share those risks while prioritizing profits. The recent historic verdict underscores the consequences of those decisions. Now, Morgan and Morgan is stepping up to hold these platforms accountable for the harm they cause. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over one thousand dollars.

• 1:12:28Speaker 03

  No, it's not common because it's like, I know genetics and I know if, if you used to facing bear and lions and herding cattle and you smart as. Then why not put those two genetics together and make something brilliant? So when I got that dog, shit, you know, I'm going for some money. I'm going hunting. Hunting license coming soon.

• 1:12:52Caleb Hammer?

  Oh, you've been late every month on that card, by the way, the Capital One card. I'm gonna go through the balances in a second. I'm just looking what you're spending your money on because there is about a thousand of debts as we talked about.

• 1:13:01Speaker 04

  I know.

• 1:13:03Caleb Hammer?

  She knows and again.

• 1:13:04Speaker 04

  But I'm trying to, okay, so I'm trying to get my life together.

• 1:13:08Caleb Hammer?

  Burger King bullshit. Burger King is what gets your life together. Sizzle and Drizzls will get your life back together. Domino's and classic chicken and Burger King. It was hungry. You was cooking for them next time.

• 1:13:20Speaker 04

  I've been struggling with cooking.

• 1:13:23Caleb Hammer?

  Well, yes, if you don't.

• 1:13:25Speaker 03

  That shit crazy.

• 1:13:26Caleb Hammer?

  The pan or pot.

• 1:13:27Speaker 03

  I swear to God, this shit crazy.

• 1:13:29Caleb Hammer?

  Nails and spa. No, not really.

• 1:13:31Speaker 04

  I had to do my eyebrows to be on the show.

• 1:13:33Caleb Hammer?

  Those are some fat fingers. Bullshit Taco Bell, bullshit.

• 1:13:38Speaker 04

  I can't cook.

• 1:13:40Speaker 03

  You got, you got two children. They say they need to eat for four people a piece. And you ain't gonna cook. You rather go get some motherfucking Little Caesar's or some, some, some McDonald's?

• 1:13:50Caleb Hammer?

  I wish it was more Little Caesar's. It's all bullshit. It's all expensive.

• 1:13:54Speaker 04

  Working.

• 1:13:55Speaker 03

  How much is Whataburger? We got a Whataburger. How much is Whataburger for?

• 1:13:58Speaker 04

  I've been working. I work from seven P M. to seven A M. After seven A M.

• 1:14:03Caleb Hammer?

  Wait, what?

• 1:14:04Speaker 04

  I work.

• 1:14:04Caleb Hammer?

  Hold on. You do not make a thousand four hundred dollars a month working seven A M. to seven P M. every day.

• 1:14:09Speaker 04

  No, backwards. Seven P M. to seven A M.

• 1:14:12Caleb Hammer?

  No, you do not make fourteen hundred dollars a month with that. Ink.

• 1:14:15Speaker 03

  Slavery.

• 1:14:16Speaker 04

  Ten dollars and fifty cent.

• 1:14:18Caleb Hammer?

  Hold on. Huh?

• 1:14:20Speaker 04

  Ten dollars and fifty cent an hour?

• 1:14:21Caleb Hammer?

  That still doesn't work out. Of course, of course you can. I'm just, I get a little nervous when a black man brings up slavery.

• 1:14:26Speaker 03

  Yeah, my bad.

• 1:14:28Speaker 04

  Okay, so ten dollars and fifty cent, okay? So I work, okay, this is my schedule. You listening?

• 1:14:36Caleb Hammer?

  Just how many days a, a week do you work twelve hour days?

• 1:14:39Speaker 04

  Monday, Tuesday.

• 1:14:41Caleb Hammer?

  Two days.

• 1:14:42Speaker 04

  Off Wednesday, Thursday. Work Friday, Saturday, Sunday.

• 1:14:47Caleb Hammer?

  Five days, twelve hours.

• 1:14:48Speaker 04

  Wait.

• 1:14:49Caleb Hammer?

  Oh.

• 1:14:49Speaker 04

  Off Monday, Tuesday. Work Wednesday, Thursday, off Friday, Saturday.

• 1:14:55Speaker 03

  Look, she, she work more than me and I make more. So how the fuck does that go? You know, I'm just saying.

• 1:15:05Speaker 04

  Okay.

• 1:15:05Speaker 03

  My bad, Kayla.

• 1:15:06Caleb Hammer?

  It's okay. I got a little intimidated.

• 1:15:08Speaker 04

  Yeah, yeah, me too. Got me. Anyways.

• 1:15:11Caleb Hammer?

  Oopsies.

• 1:15:13Speaker 04

  I wouldn't have to be working if you'd be paying for it.

• 1:15:15Caleb Hammer?

  That means your entire income would be for half the month you work.

• 1:15:21Caleb Hammer?

  And you're okay.

• 1:15:22Speaker 04

  But you, you don't give me money, so I work more.

• 1:15:25Caleb Hammer?

  No, you would have double the income with the hours you just told me.

• 1:15:29Speaker 04

  I work five days on one week, two days the next week.

• 1:15:35Caleb Hammer?

  Okay, for ten, how much? Ten?

• 1:15:37Speaker 04

  Fifty.

• 1:15:37Caleb Hammer?

  Fifty? Uh, five and then two?

• 1:15:40Speaker 04

  Yep.

• 1:15:42Caleb Hammer?

  And it's twelve hours?

• 1:15:43Speaker 04

  Mm-hmm.

• 1:15:44Speaker 03

  So how much you get paid for tutor?

• 1:15:47Caleb Hammer?

  Huh?

• 1:15:48Speaker 04

  I don't tutor. I substitute. I'm a substitute teacher.

• 1:15:51Caleb Hammer?

  That's actually pretty close. You just, yeah, you have a shit job.

• 1:15:54Speaker 04

  Yeah.

• 1:15:56Speaker 04

  And I substitute. Guess how much I substitute? Guess how much it is?

• 1:16:00Caleb Hammer?

  I don't know.

• 1:16:01Speaker 04

  Sixty dollars.

• 1:16:03Caleb Hammer?

  Don't do it anymore than, I don't, it's capitalism. You choose the job that you wanna do. Get the qualifications, the job you wanna do. And don't do something that you get paid shit for.

• 1:16:12Speaker 04

  No, when I, I don't know how to.

• 1:16:13Caleb Hammer?

  Space Cowboy. You want the Space Cowboy for three hundred and forty dollars? That's just expensive, Space Cowboy.

• 1:16:19Speaker 03

  Hey, hey, hey, and I'ma tell y'all like this.

• 1:16:21Caleb Hammer?

  Nobody told you the prices are on the menu.

• 1:16:23Speaker 03

  Man, fuck all this. Space Cowboy, y'all wilding motherfucker because this shit, this shit, hey, hey.

• 1:16:29Speaker 04

  Look here, I didn't know. The kids begged me to go and so.

• 1:16:33Caleb Hammer?

  You guys have a Space Cowboy?

• 1:16:35Speaker 04

  No, that was last night.

• 1:16:36Speaker 03

  That was Austin.

• 1:16:39Speaker 03

  So look, but look, but look, but look, hey, look, no, no, no, no, no, no, no, no, no, no, no, no, no, no. I'm the person that's saying, look, hey, y'all, let's eat McDonald's and let, and let's go swimming because I wanna go to a pool. Nah, let's go to Space Cowboy.

• 1:16:53Speaker 04

  The kids kept asking. I didn't even know.

• 1:16:56Caleb Hammer?

  Why would they know about Space Cowboy?

• 1:16:59Speaker 04

  TikTok.

• 1:17:00Speaker 03

  Yes, Lord.

• 1:17:01Caleb Hammer?

  It's just cool that the food comes around in the conveyor belt. Other than that, it's like just normal.

• 1:17:05Speaker 04

  Yeah, and it don't even taste that good.

• 1:17:07Caleb Hammer?

  I mean, it was fine.

• 1:17:08Speaker 04

  Drink was-esque, like, was just, oh, it was nice.

• 1:17:11Caleb Hammer?

  You wanted to say.

• 1:17:11Speaker 03

  It was nasty.

• 1:17:12Speaker 04

  Yeah, and I can't say it. I have a speech disorder.

• 1:17:15Caleb Hammer?

  What?

• 1:17:16Speaker 04

  I didn't, I couldn't speak until I was six.

• 1:17:17Speaker 03

  You ever been to?

• 1:17:18Caleb Hammer?

  Well, you still can. It's twenty-seven.

• 1:17:20Speaker 03

  You ever been to Space Cowboy?

• 1:17:21Caleb Hammer?

  Yes.

• 1:17:24Speaker 04

  Yeah.

• 1:17:25Speaker 03

  Yeah.

• 1:17:26Caleb Hammer?

  Yeah.

• 1:17:27Speaker 04

  How much you spent?

• 1:17:27Speaker 03

  So who is Eric? He told me to tell you to go to Lucky Duck and get a free drink.

• 1:17:32Caleb Hammer?

  Lucky Duck's fine.

• 1:17:33Speaker 03

  We, we going there tonight, me and you.

• 1:17:34Caleb Hammer?

  You cannot afford Lucky Duck.

• 1:17:37Speaker 03

  Why not?

• 1:17:38Caleb Hammer?

  Oh, you guys are done. I'm sorry. You don't care.

• 1:17:41Speaker 04

  I do care.

• 1:17:42Caleb Hammer?

  What are you talking about? You're spending money on Lucky Duck tonight?

• 1:17:45Speaker 04

  Oh, that's him.

• 1:17:46Caleb Hammer?

  That'll be like four hundred dollars.

• 1:17:47Speaker 04

  That's him.

• 1:17:48Speaker 03

  For a drink, a drink is like a Bud Light.

• 1:17:50Caleb Hammer?

  Only for a drink? You're going there and getting a Bud Light? An ice cold Bud Light.

• 1:17:56Speaker 03

  A Bud Light and, and then that tequila mix. They got a tequila mix for like twenty seven dollars.

• 1:18:00Speaker 04

  You see, he's the alcoholic.

• 1:18:02Speaker 03

  What you spend at Lucky Duck for like four hundred dollars, bro?

• 1:18:05Caleb Hammer?

  My family visited.

• 1:18:06Speaker 03

  Yeah, I ain't never seen nothing over there for four hundred dollars.

• 1:18:09Caleb Hammer?

  You spent three hundred fifty dollars there.

• 1:18:11Speaker 03

  What, what you?

• 1:18:11Speaker 04

  That was me.

• 1:18:12Speaker 03

  What is, what is Lucky Duck to you? I, I'm talking about a nightclub.

• 1:18:15Caleb Hammer?

  A Lucky Doc? Sorry, I thought Space Cowboy.

• 1:18:17Speaker 03

  No, a Lucky Duck. That's a nightclub.

• 1:18:19Caleb Hammer?

  That much. I don't know, cuz you guys have a big family.

• 1:18:21Speaker 03

  That's a nightclub.

• 1:18:24Speaker 03

  He telling me to tell you to go to a nightclub. So what you?

• 1:18:26Caleb Hammer?

  I might be thinking of a different place.

• 1:18:28Speaker 03

  Professional man that don't drink. So what you doing at a nightclub where you get drinks? And he say, tell, he say, oh, my name is Eric, a man. So you gay? A man told me, Eric, his name, his name is Eric. He say, he say.

• 1:18:40Caleb Hammer?

  You're not, I do not know what you're saying.

• 1:18:42Speaker 03

  He say, tell Kayla, come over here and get a free drink. And my name is Eric. What? A man inviting you? I know, Kayla.

• 1:18:51Caleb Hammer?

  And that makes me gay that a man invited me?

• 1:18:53Speaker 03

  And he offering you a drink and I buy a women's drink. He buy you a drink.

• 1:18:58Speaker 04

  This is my license.

• 1:18:59Caleb Hammer?

  Yeah, it is. Okay, your license. This is a lease you still owe on.

• 1:19:05Speaker 04

  Yeah, cuz I had to fix my car.

• 1:19:06Caleb Hammer?

  Minimum, you owe your friend.

• 1:19:10Speaker 04

  I know.

• 1:19:11Caleb Hammer?

  Student loans for

• 1:19:13Speaker 00

  This episode is brought to you by Google Chrome. You think you know a browser, but Gemini and Chrome? That's new. It can help you with practically anything on the web, like restoring a vintage motorcycle from a fifty-page restoration blog, or finally break down that long article you've had open for weeks. Gemini and Chrome is here for it. Ready to make anything online make sense? There's no place like Chrome. Check responses setup required. Compatibility and availability varies eighteen plus.

• 1:19:38Caleb Hammer?

  What degree did you not get?

• 1:19:39Speaker 04

  Uh, nursing.

• 1:19:41Caleb Hammer?

  Right. You should do it. You look like a nurse.

• 1:19:43Speaker 04

  Really?

• 1:19:44Caleb Hammer?

  Yeah, they're fat.

• 1:19:46Speaker 04

  Look here, I'm gonna get, I was skinny, but then all that cheating, and then, you know, it just made me depressed. It just made me like, I stopped doing, I stopped caring about myself. I stopped doing my hair and everything. I look nice today because I'm coming on the show.

• 1:20:03Speaker 03

  Man, you crazy as a motherf- for all the shit I put up with.

• 1:20:06Speaker 04

  You what you put up with?

• 1:20:07Speaker 03

  And I ain't never turned obese.

• 1:20:09Speaker 04

  What?

• 1:20:10Speaker 03

  I ain't never got obese, all the shit I put up with, man. A motherfucker would have been then cracked up if there was me.

• 1:20:16Speaker 04

  Okay, but why you still here?

• 1:20:18Speaker 03

  Even going on this motherfucker show, you would have cracked up.

• 1:20:20Speaker 04

  Why you still here? Why you still here? Why you still here?

• 1:20:23Speaker 03

  Cause I love you.

• 1:20:23Speaker 04

  Why you still here?

• 1:20:24Speaker 03

  Cause I love you. I love the toxicity.

• 1:20:27Speaker 04

  See? This shit crazy. I need healthy.

• 1:20:30Speaker 03

  Yo.

• 1:20:31Speaker 04

  Shit, what the?

• 1:20:31Speaker 03

  Hell, go get you a spinach.

• 1:20:33Speaker 04

  Shit.

• 1:20:35Speaker 03

  God damn it. Go get you some spinach.

• 1:20:38Speaker 04

  But he was trying to rub my nipples last night.

• 1:20:40Speaker 03

  Alright. I come back from Lucky Duck and they talking about Caleb Erickson, bring Caleb a drink. I'm coming back and I'm gonna, come come and rub some nipples out there. A man had told me to tell him to come to Lucky Duck.

• 1:20:52Caleb Hammer?

  Do you know what show you're on?

• 1:20:53Speaker 03

  Yeah, I'm on the finances, so, and we talking about Lucky Duck. Hey, look, swear to God, I'm gonna switch it.

• 1:20:58Caleb Hammer?

  Do you know my name?

• 1:20:59Speaker 03

  Caleb. But look, we just, we, I'm gonna, I'm gonna switch this back to, um, to financial, man.

• 1:21:04Caleb Hammer?

  I'm trying to as well. She owes to a campus.

• 1:21:06Speaker 03

  But no, Lucky Duck, I sponsored money Lucky Duck that I shouldn't have spent, Caleb. I spent about damn near twenty-one, then forty-six, then fifty-six, then tripping. It's my bad, Caleb.

• 1:21:18Speaker 04

  Yeah.

• 1:21:19Caleb Hammer?

  We need to call that Uber. Uh, some portal that Joe six thousand to driver's license and...

• 1:21:27Speaker 04

  Yeah.

• 1:21:29Caleb Hammer?

  Okay, and, uh, collections.

• 1:21:33Speaker 04

  Uh huh.

• 1:21:33Caleb Hammer?

  A lot of collections.

• 1:21:35Speaker 03

  That's all our bills?

• 1:21:36Caleb Hammer?

  Oh, these are, yeah, these are debt. No, these are just debt so far. Like her utilities and stuff and Verizon, she owes three seventy-eight to, and checking is negative three hundred.

• 1:21:50Caleb Hammer?

  Honey, you have children. That's funny, you have children.

• 1:21:54Speaker 03

  You be happy if CPS don't come knock for your ass out of this, and you wanna be on this motherfucker. Crazy.

• 1:22:00Caleb Hammer?

  I think you're the first time I've ever wanted to hear a black person say they can't breathe in front of me.

• 1:22:07Speaker 03

  Boy, I swear, boy, she on the stand.

• 1:22:10Speaker 04

  What you want me to do? I didn't get my money this month.

• 1:22:14Caleb Hammer?

  My money.

• 1:22:16Speaker 04

  Yeah, your money. So now I'm like this.

• 1:22:20Speaker 03

  Lord, have mercy. Bless the Lord.

• 1:22:23Caleb Hammer?

  Okay. She spent three hundred fifty dollars going out to you last night. She's complaining about not getting the welfare.

• 1:22:29Speaker 04

  The reason why, because the credit card. I didn't even think it was gonna be that much. I was just trying to treat the kids one time. Now I regret it, but you know, yellow.

• 1:22:41Caleb Hammer?

  How old are they?

• 1:22:42Speaker 04

  Twelve and ten.

• 1:22:43Caleb Hammer?

  I feel like you could have done something much more exciting.

• 1:22:46Speaker 04

  I know. When we got there, they was ready to leave.

• 1:22:51Speaker 04

  I couldn't just leave when I got there.

• 1:22:53Speaker 03

  Man, I'm so grateful. We were rode on the motherfucking scooters around the block, I would have been happy.

• 1:22:58Speaker 04

  And he here.

• 1:22:59Caleb Hammer?

  Why are there four kids in the green room then?

• 1:23:01Speaker 04

  Oh, oh, she's not a kid. She's like a good friend of mine. She helps me.

• 1:23:08Caleb Hammer?

  And the other?

• 1:23:10Speaker 04

  The ba- that's her child.

• 1:23:15Speaker 04

  I know.

• 1:23:16Caleb Hammer?

  Hey, yeah, you're putting, wanting to chime and all that. Okay, so the debt situation, by the way, again. All that it gets down to.

• 1:23:22Speaker 03

  Excuse my language, Caleb. I just, I just feel like I gotta, I gotta say my right verb is in front of you. Is, I gotta be professional, you know? Alright.

• 1:23:32Speaker 04

  What you saying that for?

• 1:23:33Caleb Hammer?

  I am not a professional person.

• 1:23:34Speaker 04

  He's trying to talk.

• 1:23:35Speaker 03

  Alright, my bad.

• 1:23:36Speaker 04

  God damn.

• 1:23:36Caleb Hammer?

  What do you need to say?

• 1:23:37Speaker 04

  No, you don't gotta say nothing.

• 1:23:39Caleb Hammer?

  Is, is it the N-word? You can say the N-word. You're black.

• 1:23:42Speaker 03

  I don't wanna say that.

• 1:23:43Speaker 04

  That's what you were trying to say.

• 1:23:45Speaker 03

  Nah, excuse me.

• 1:23:47Speaker 04

  Shit.

• 1:23:49Speaker 03

  You mad?

• 1:23:50Speaker 04

  Because I'm trying to get my life together.

• 1:23:54Caleb Hammer?

  It's not gonna be through government assistance.

• 1:23:57Speaker 04

  I know, I'm trying to get off of it.

• 1:23:59Caleb Hammer?

  How?

• 1:24:01Speaker 04

  Okay, so my plan is...

• 1:24:06Caleb Hammer?

  Are you guys gonna?

• 1:24:07Speaker 04

  Oh, I was gonna start a Only F's, but I, it wasn't going, it wasn't trying to, hey!

• 1:24:13Speaker 03

  Lord, have mercy.

• 1:24:14Speaker 04

  I really was, but it didn't, they denied me.

• 1:24:17Caleb Hammer?

  Yeah, they?

• 1:24:19Speaker 04

  No, no, god dang it. They denied me. And you know why? Cause they said I'm not old enough. Hey, that's some shit. And I've been, I paid somebody to help me get back on there and they couldn't even figure it out.

• 1:24:35Caleb Hammer?

  I'm so, I'm sorry. Is, I feel like there's more

• 1:24:39Speaker 04

  They denied me.

• 1:24:40Caleb Hammer?

  Of black woman's life than welfare or Only F's. I feel like there's more options.

• 1:24:46Speaker 04

  Like what?

• 1:24:47Caleb Hammer?

  You're making everyone racist in the audience.

• 1:24:50Speaker 04

  I tried so hard. I was gonna do OnlyFans, then, and then, I'm also thinking, he said, he don't want me to do it, but I'm gonna have to do it. Feet pictures, that's where I'm at.

• 1:25:05Speaker 04

  I'm gonna do my feet pictures, but right now, I need to get them done, so I can't do them right now, but that's where I'm at right now. I even tried to, um, do my collection of poop, send my poop out for money, but, um, I, I, I take antibiotics too much and I'm on steroids too much because my immune system is low, so they can't take it.

• 1:25:29Speaker 04

  So, yep.

• 1:25:31Caleb Hammer?

  You're on antibiotics so much?

• 1:25:33Speaker 04

  Yeah, because I'm always sick. I'm sick every other week.

• 1:25:37Caleb Hammer?

  With what that requires antibiotics?

• 1:25:40Speaker 04

  Like my immune system is low. I'm always getting like respiratory sinus infections.

• 1:25:45Caleb Hammer?

  Have you considered not being morbidly obese?

• 1:25:47Speaker 04

  I can't because I'm trying to work on that, because, okay, so my goal is to start working out like I used to, but right now I'm addicted to Fruit Loops, so I can't.

• 1:25:59Speaker 04

  I'm addicted to Fruit Loops.

• 1:26:05Speaker 04

  I'm addicted to Fruit Loops right now. I get a mega box and it's gone in two days. That's all I eat. I eat a, a bowl in the morning for lunch and for dinner. So that's where I'm at right now, so.

• 1:26:18Speaker 03

  How does that make you feel?

• 1:26:19Speaker 04

  Not good because when I shit, my shit is green.

• 1:26:24Speaker 04

  And I shit a lot, so I've been trying to work on, um,

• 1:26:29Speaker 04

  I've been, I, I need, I've been trying to work on not because I can't do that no more. Yeah, I went to the doctor. The doctor told me my iron is low.

• 1:26:41Speaker 04

  Either I do that or I don't eat for the day.

• 1:26:46Speaker 04

  So it's either or. So that's what I've been struggling with.

• 1:26:50Caleb Hammer?

  Anything else?

• 1:26:52Speaker 04

  Um, not right now that I can think of, so it's bad.

• 1:26:59Caleb Hammer?

  We're going through her OF in the post. I don't want to.

• 1:27:03Speaker 04

  Yeah, and we can find, y'all can help me set it up.

• 1:27:07Caleb Hammer?

  No, no.

• 1:27:08Speaker 04

  Can y'all help me?

• 1:27:09Caleb Hammer?

  No. Get a job! Go back and finish your-

• 1:27:12Speaker 04

  I got a job, too!

• 1:27:13Caleb Hammer?

  Go back and finish your, your nursing.

• 1:27:15Speaker 04

  I don't know if I'm in good standards. I dropped out of clinical-

• 1:27:18Caleb Hammer?

  Ask them. Did you reach out? Dude, nursing pays so well. You do not have to be on the government tip for your whole life or show your tits. There's more options.

• 1:27:28Speaker 04

  I was gonna show my tits.

• 1:27:30Caleb Hammer?

  Are you guys gonna be together? If you guys are together, the dual income household we can support. Are you okay with the two sibling kids?

• 1:27:36Speaker 04

  Stingy with money. Fuck that nigga.

• 1:27:38Caleb Hammer?

  Well, you'll take care of the kids.

• 1:27:39Speaker 04

  No, I don't take care of kids.

• 1:27:41Speaker 03

  So you, so you mean to tell me?

• 1:27:43Speaker 04

  You stingy with money.

• 1:27:44Speaker 03

  I wouldn't support the kids for nothing.

• 1:27:47Speaker 04

  You was?

• 1:27:48Speaker 03

  Man, you just hit me about sixty dollars, sixty days. You just hit me about damn near four days ago for sixty dollars and I ain't even, I ain't even complained. I said, alright, I said, alright, now send it to you.

• 1:27:58Speaker 04

  Listen.

• 1:27:58Speaker 03

  Man, sixty dollars really ain't nothing.

• 1:28:00Speaker 04

  Listen, listen, err, err, err, listen. What did I do that weekend before? I washed them dogs, right? So that was the payment for it. I'm not gonna do, I'm not gonna ask you for money unless I know I did something in, in, in hand for it.

• 1:28:14Speaker 03

  So now that you say that?

• 1:28:15Speaker 04

  What?

• 1:28:18Speaker 04

  What?

• 1:28:19Speaker 03

  When you talking about, oh, I did something.

• 1:28:21Speaker 04

  No, that's back in the day. I do it now.

• 1:28:23Caleb Hammer?

  No, no, no, no, no, no, no, no, no, no, no, no.

• 1:28:25Speaker 04

  I'm talking about now. We're not together.

• 1:28:27Speaker 03

  When you say, when you say, I, when you say, when you say I did something, and then this is called to correlate to that.

• 1:28:34Speaker 04

  Cause I, this right here.

• 1:28:35Speaker 03

  Caleb, she can't go back. She can't go back on what she just said, Caleb.

• 1:28:39Caleb Hammer?

  So are you guys going to live together or are we getting back together? Because that changes this financial picture. That's what I'm trying to say.

• 1:28:46Speaker 03

  I'm mad, I'm mad.

• 1:28:48Speaker 04

  You don't ask me.

• 1:28:49Speaker 03

  Yeah, excellent.

• 1:28:50Speaker 04

  You won't ask me.

• 1:28:51Caleb Hammer?

  Wait, what, Leonardo?

• 1:28:53Speaker 04

  You can't even, you was on a trip with a woman. How are we gonna be together? And then you got this woman that you always seeing, that comes to your house and you're always messaging.

• 1:29:05Speaker 03

  Have you ever had any proof of us doing anything sexual? Or is it just assumptions?

• 1:29:12Speaker 04

  But you go through my phone, you don't see one?

• 1:29:14Speaker 03

  I, I, I swear to God, I swear to God. The last time I went through your phone, it probably about damn near three, two months ago. Three months ago.

• 1:29:21Caleb Hammer?

  How often do you go through his phone?

• 1:29:22Speaker 04

  He won't let me.

• 1:29:23Caleb Hammer?

  Good news, we're doing it in the post show. So-

• 1:29:25Speaker 03

  The post show? Oh, no.

• 1:29:27Caleb Hammer?

  You better believe it, Leonardo.

• 1:29:31Caleb Hammer?

  This weekend, and we always-

• 1:29:33Speaker 04

  Okay.

• 1:29:34Caleb Hammer?

  Twenty-three dollars in your checking account. We're getting your minimums payments added up because again, your entire debt is one hundred sixty-four thousand, seven hundred eighty dollars and nineteen cents.

• 1:29:44Caleb Hammer?

  That's not good. And it's all bullshit. It's all bullshit. Except for the student loans of fifty thousand dollars, but you didn't get a degree for it. You need to contact them. Go be a nurse. I think, should she?

• 1:29:56Speaker 04

  I wanted to be a midwife.

• 1:29:58Caleb Hammer?

  Okay. Okay, well again, you're getting just Sonic and furniture and Sonic and going and getting some bullshit and bullshit and bullshit bullshit McDonald's bullshit. Sonic and bullshit and bullshit. And this is more bullshit and bullshit Hulu Netflix every subscription. This is why I ain't paying taxes. It's so stupid.

• 1:30:19Speaker 04

  The kids need to watch something.

• 1:30:22Caleb Hammer?

  YouTube is free.

• 1:30:23Speaker 03

  Hey, that's all I watch every night. Swear to God. I watch YouTube. I watch YouTube.

• 1:30:29Caleb Hammer?

  Bullshit.

• 1:30:29Speaker 04

  Who watch? I don't watch YouTube.

• 1:30:31Speaker 03

  I watch YouTube.

• 1:30:32Caleb Hammer?

  They YouTube, which is mostly watched on phones, is watched by twice as many people on TV than Netflix. That's how big YouTube is.

• 1:30:39Speaker 04

  I know YouTube that big, but I don't watch it.

• 1:30:41Caleb Hammer?

  By far in the world. It's not even close.

• 1:30:44Speaker 04

  I watch Facebook reels. I like Judge Judy.

• 1:30:47Caleb Hammer?

  That's on YouTube. It's okay. Facebook's free too.

• 1:30:51Speaker 04

  It's not done good though. It cuts it too short. And then I like to watch your show and then I like to watch my Judge Judy. Yeah.

• 1:31:00Caleb Hammer?

  Okay.

• 1:31:01Speaker 04

  Mm hmm. That's why I found you on Facebook.

• 1:31:03Caleb Hammer?

  I hope they're paying us. Yeah, it's supposed to. Finally, you. You started with $4,500, but you ended with 171.

• 1:31:14Speaker 03

  Investment?

• 1:31:16Caleb Hammer?

  Investment. Investment into energy drinks, energy drinks, Japanese, energy drinks.

• 1:31:21Speaker 04

  Japanese?

• 1:31:22Caleb Hammer?

  Energy drinks, energy drinks, energy drinks, energy drinks, energy drinks, energy drinks, energy drinks, energy drinks, energy drinks, energy drinks, energy drinks, energy drinks, energy drinks, energy drinks, tattoos or piercings.

• 1:31:31Speaker 04

  Tattoos?

• 1:31:32Caleb Hammer?

  Swagger, Spoh bar, Spoh bar, Spoh bar, Ross stores, Ross stores, energy drink, new rumor, new rumor.

• 1:31:40Speaker 04

  What is new rumor?

• 1:31:41Caleb Hammer?

  What is new rumor?

• 1:31:42Speaker 03

  Cause when I'm going on like uh vacations or something, I gotta buy new clothes and uh, you know what I'm saying for that other stuff. But I can, I can, I can afford, I can afford that type of stuff. Because like uh me, I look at it as a stable.

• 1:31:54Caleb Hammer?

  How much is in your retirement?

• 1:31:55Speaker 03

  I look at it as a stable and I'll get like.

• 1:31:57Caleb Hammer?

  How much is in your retirement?

• 1:31:58Speaker 03

  When you say retirement, you're supposed to have like a thousand dollars. Yeah, I put my phone on camera. Right.

• 1:32:02Speaker 04

  Stupid.

• 1:32:03Speaker 03

  Right.

• 1:32:04Speaker 04

  He pulled it.

• 1:32:05Speaker 03

  Man, but look, I don't really go off of none of this shit for real. I don't really go no. I look at it as long as my bills paid and I'm able to enjoy myself, I'm already in a fucked up environment. You know what I'm saying? And I'm alre- and it's not like I'm not pursuing something better to where I'm gonna be making over like 75K and up. Once I'm making 75K up, yeah, I take savings serious. But right now I'm just chilling, bro. I don't worry about none of this shit.

• 1:32:30Caleb Hammer?

  Uh.

• 1:32:30Speaker 03

  You can't tell, you can't tell me none of this show to where I'm gonna be worried about this shit.

• 1:32:33Caleb Hammer?

  Well, I guess if I can't tell you anything, then what's the point? It's all bullshit on energy drinks. Continued forever. Seventy one cents in that checking account. This is bullshit energy drinks.

• 1:32:42Speaker 03

  It's not about your money. It's about your soul. How you, what's your energy looking like?

• 1:32:47Caleb Hammer?

  Well, it's also about your money when it comes to paying bills.

• 1:32:49Speaker 03

  I can walk in any room and have a conversation with anybody.

• 1:32:52Speaker 04

  Yeah.

• 1:32:52Caleb Hammer?

  I don't know how that pays your retirement, but.

• 1:32:56Speaker 04

  I pulled his four K.

• 1:32:58Caleb Hammer?

  Huh?

• 1:32:59Speaker 04

  He pulled his four, four one okay, whatever.

• 1:33:01Caleb Hammer?

  Four one okay. It's the best one.

• 1:33:05Speaker 03

  Fuck it, retire.

• 1:33:06Caleb Hammer?

  Okay, now your debt minimum monthly payments are $772.93. What's your rent?

• 1:33:14Speaker 04

  My rent is 500.

• 1:33:18Caleb Hammer?

  Okay, rent is cheap there. Internet?

• 1:33:22Speaker 04

  60.

• 1:33:23Caleb Hammer?

  Uh, utilities?

• 1:33:26Speaker 04

  200.

• 1:33:29Caleb Hammer?

  Phone bill?

• 1:33:30Speaker 04

  120.

• 1:33:32Caleb Hammer?

  Definitely do helium. $15 a line. Very good. If your phone is paid off. Gas, room, room, drive, drive. How much gasoline?

• 1:33:41Speaker 04

  It takes uh 60 to fill up.

• 1:33:44Caleb Hammer?

  How often do you fill up?

• 1:33:45Speaker 04

  Uh, every other week.

• 1:33:50Caleb Hammer?

  120. How much for car insurance?

• 1:33:53Speaker 04

  225.

• 1:33:56Caleb Hammer?

  Jeez. Okay, groceries. It's you and the two kids. You can do with meal preps. Uh, $750. Yes. Use the cookbook, use the meal plan, your meal prepping, your warming up. That means you're only cooking a couple of times a week. So you can warm up.

• 1:34:12Speaker 04

  Okay.

• 1:34:12Caleb Hammer?

  Okay. TP fund, anything else for you and the kids is $200. It's whatever else is necessary. What that is changes on a monthly basis, but 200 should be fine. You have any copays? Probably not. You're probably on Medicaid.

• 1:34:23Speaker 04

  Yeah.

• 1:34:23Caleb Hammer?

  Medicare, all that good stuff. Okay, very good. I guess. You're welcome. And subscriptions, I'll try to put 50 bucks for you to really regulate and choose where that goes. You have any pets?

• 1:34:33Speaker 04

  No.

• 1:34:33Caleb Hammer?

  Thanks.

• 1:34:34Speaker 04

  A turtle.

• 1:34:36Caleb Hammer?

  How much for pet supplies on a monthly basis?

• 1:34:39Speaker 04

  20.

• 1:34:40Caleb Hammer?

  Okay. Turtle does count. It is alive. You chose that responsibility.

• 1:34:47Speaker 04

  Mm hmm.

• 1:34:48Caleb Hammer?

  How are these kids' lives?

• 1:34:50Speaker 04

  Um.

• 1:34:52Caleb Hammer?

  I'm assuming not the best.

• 1:34:53Speaker 03

  I gotta, I gotta say, they gotta, I'm gonna speak for them. They got a good life because where they come from, they didn't have the life. They, her mama supported a good life, but it's like now they're into activities and.

• 1:35:04Speaker 04

  Okay.

• 1:35:05Speaker 03

  They're really into boxing, bro.

• 1:35:06Speaker 04

  They don't even like it. I'm making them do it. You gonna really tune me out while how much I pay for that?

• 1:35:14Caleb Hammer?

  Well, that sounds like you're cutting it or it goes to the TP phone. How much are you paying for it?

• 1:35:18Speaker 04

  240.

• 1:35:19Caleb Hammer?

  That's insane. You are already on basic necessities underwater by $872.93 a month.

• 1:35:29Speaker 04

  That's a lot.

• 1:35:32Caleb Hammer?

  Yes.

• 1:35:32Speaker 04

  I know.

• 1:35:33Caleb Hammer?

  Uh, so if you guys are together, you can make these bills too. I would also just go through bankruptcy. Only after you change your behavior. If you do, and ours is gonna build up debt again. So change your behavior for a couple of months. Prove you can follow this budget. And if you do, you can go through bankruptcy. It's not gonna get rid of everything. I doubt the driver's license, certainly not the student loans. But it'll get rid of a lot of these minimums payments that are absolutely destroying you because honestly, unfortunately, if you get rid of the minimums of payments, you're still down by a hundred dollars. So in reality, I need you to consider going back to nursing school. If you can live with him, that helps because he can take care of the bills while you finish nursing school. And then that gives you a career where you can 100% live a great life and get a Bronco.

• 1:36:10Caleb Hammer?

  But you're not doing it in this situation. You're not paying off this debt. You can't even survive without the debt minimum payments. Again, you're down a hundred dollars still. So that's if you guys live together. If not, yes, certainly still bankruptcy.

• 1:36:21Speaker 03

  What's your dream car?

• 1:36:25Caleb Hammer?

  Uh, I don't have one.

• 1:36:27Speaker 03

  Mine is a track haul.

• 1:36:28Caleb Hammer?

  Mm hmm. So I don't think you have a way out unless you have someone else with a higher income or you go work putting the fries in the bag while you're not at your current job. If you go put the fries in the bag and get a second job when you're not at your current job.

• 1:36:46Speaker 04

  I'm stubborn.

• 1:36:47Caleb Hammer?

  Huh?

• 1:36:48Speaker 04

  I'm stubborn too.

• 1:36:49Caleb Hammer?

  Yeah, it's clearly not paying enough, okay?

• 1:36:52Speaker 04

  Okay, so I don't have a driver's license, but I use his DoorDash to DoorDash.

• 1:36:58Speaker 03

  Please, please don't.

• 1:37:00Caleb Hammer?

  That, listen, that, that's basically it. You just.

• 1:37:02Speaker 04

  That's a hard working woman to me.

• 1:37:04Speaker 03

  Please, please don't say it.

• 1:37:07Speaker 04

  Well, two and a.

• 1:37:09Caleb Hammer?

  I'll say in the post, so join Hammer Elite. Join Hammer Elite. Three premium shows every single day, Monday through Friday, where we're gonna go through his phone. We're gonna go through a lot of other things and there's a lot of crazy things happening, including our OnlyFans, and that's gonna be disgusting.

• 1:37:21Speaker 04

  Yes.

• 1:37:21Caleb Hammer?

  You get three premium shows every single day, Monday through Friday. You can join by clicking the join button or the link below, or you can go off platform at the Hammer Elite app or hammerlead.com, wherever you want to be. It's the same membership. That's why there's almost 200,000 monthly members of you. It's incredible. Check it out. Join us. See you there. This degenerate, we said you cannot drive. We are calling you an Uber. Sober up downstairs. Broder's like, takes it and just drives. Why are you driving? He drank half a bottle of tequila. There's kids in that car. There are four kids in that car.

• 1:37:52Speaker 06

  Austin 911.

• 1:37:53Caleb Hammer?

  I just launched the brand new Hammer Elite app available on every major platform. So you can watch every show anywhere you want. You'll get three exclusive dedicated shows every single day, Monday through Saturday. Refer a friend after you sign up and you get an additional 30 days of Hammer Elite access for free. Download the Hammer Elite app by using the link in the description or pinned comment down below. This is the best membership you'll ever join, and that's a promise.

• 1:38:18Caleb Hammer?

  I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to CalebHammer.com/apply or click that link in the description below.

• 1:38:40Speaker 05

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