Cheating Husband EXPOSED On Grindr

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Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:00Speaker 00

  Was talking about how I'm crazy and how

• 0:02Speaker 01

  Stalking me is pretty crazy.

• 0:04Speaker 00

  Or guys at your job is kind of

• 0:06Speaker 01

  He likes to claim that. No.

• 0:08Speaker 00

  I knew him. I knew these guys.

• 0:10Caleb Hammer?

  What did you do with them?

• 0:11Speaker 01

  Um, sex.

• 0:14Speaker 00

  So what can I trust you about? I asked you if there was anybody else after the first guy and you said no.

• 0:18Caleb Hammer?

  So you don't feel like you can trust her?

• 0:20Speaker 00

  No.

• 0:20Caleb Hammer?

  Can you trust him?

• 0:21Speaker 01

  For the most part.

• 0:22Caleb Hammer?

  Right, except you found him on Grindr about to go. Something delicious is coming. Something that's gonna change the way you eat and the way you spend. My new cookbook is almost here and the first 1,000 people to sign up for a Dollar Wise Annual Plan gets a signed copy. Click the link in the description below to be the first in line.

• 0:44Caleb Hammer?

  I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to CalebHammer.com/apply or click that link in the description below.

• 1:05Speaker 01

  Hi, I'm Valma. I'm 26 years old.

• 1:07Speaker 00

  I'm Ben. I'm 31 years old. We're from Albuquerque, New Mexico.

• 1:12Speaker 01

  And this is Financial Audit.

• 1:14Caleb Hammer?

  Yes, it is. Thanks for coming over. We don't really get New Mexico very much. This is gonna be interesting. I think maybe once before. Uh, Valma, what do you do there for a living?

• 1:23Speaker 01

  Actually, um, I have two jobs. I I do caregiving for my mom, um, three days of the week and, uh, plus her respite hours. That's about 1250 an hour.

• 1:37Caleb Hammer?

  Okay, okay, and okay, good. Now, what do you get paid monthly net from that?

• 1:43Speaker 01

  About, uh, like give or take, cause the hours are here and there. Sometimes I'll miss.

• 1:47Caleb Hammer?

  Just average, just average, just average.

• 1:50Speaker 01

  About 650 a month from that.

• 1:52Caleb Hammer?

  Okay, so that's nothing. So what's your real job then?

• 1:55Speaker 01

  I do, uh, residential cleaning services.

• 1:59Caleb Hammer?

  Ah, okay, very good. Now that could pay bills depending. Listen, you gotta compete with that, that, that low pay on the cleaning services.

• 2:10Speaker 01

  Yeah.

• 2:10Caleb Hammer?

  What do you make?

• 2:12Speaker 01

  So on average, I make about $35 an hour. Um.

• 2:17Caleb Hammer?

  That's pretty good.

• 2:17Speaker 01

  Yeah, I do between.

• 2:19Caleb Hammer?

  How many hours are you kidding?

• 2:20Speaker 01

  Uh, between three to, to six cleanings a week.

• 2:25Caleb Hammer?

  Oh, I don't know how many hours.

• 2:27Speaker 01

  Yeah, each cleaning is about, um, two to five hours.

• 2:32Caleb Hammer?

  Okay, well, what's your normal monthly pay from that take home?

• 2:35Speaker 01

  1900.

• 2:37Caleb Hammer?

  Okay, listen, that's decent. Albuquerque, I can't really think of the cost of living, but I would assume on the lower side of major cities. Yeah, like a $35 an hour. Should be making more. Do you work for a company? Are you an independent contractor? What's going on?

• 2:49Speaker 01

  Independent.

• 2:50Caleb Hammer?

  Are you saving money for taxes? Are you doing estimated quarterlies? What are you doing?

• 2:53Speaker 00

  No.

• 2:54Speaker 01

  Normally I do.

• 2:55Caleb Hammer?

  Normally you do. Normally would mean you're doing it. You're not doing it. So you're not normally doing it. Are you doing it?

• 2:59Speaker 01

  We've been really financially strapped, so I've

• 3:02Caleb Hammer?

  Since when? That stack in front of me is pretty big. That's not a recent stack.

• 3:06Speaker 00

  She hasn't paid her taxes in two quarters already.

• 3:09Caleb Hammer?

  Oh, in two quarters. But have you, are you saving up for?

• 3:12Speaker 01

  I haven't been able to save a penny.

• 3:14Caleb Hammer?

  Did you last year? Did you file taxes for last year?

• 3:17Speaker 01

  I'm current as of last year. It's this year.

• 3:19Caleb Hammer?

  What do you mean this year? You mean paying for last year's or the saving up for this next year's?

• 3:22Speaker 01

  The last quarter and this quarter that we're on, I'm behind on. Um, probably about $700.

• 3:28Caleb Hammer?

  Okay, penalties. Just 700?

• 3:30Speaker 01

  700.

• 3:32Caleb Hammer?

  Why aren't you working more hours?

• 3:34Speaker 01

  Uh, unfortunately, being able to find extra childcare for the kids has been really difficult.

• 3:41Caleb Hammer?

  Well, what's your job then? Cause you better be making good money. Cause if you can go make 35 hours, dollars an hour with you taking care of the kid, you better make good money if not doing that.

• 3:51Speaker 01

  Unemployed.

• 3:53Caleb Hammer?

  What are you talking about childcare then? What are you talking about childcare then? If you, if you're making $35 an hour doing this, you should be doing it relentlessly to pay off all debt. You're saying no, cause childcare and then bro's unemployed?

• 4:04Speaker 01

  Um, with the, with the baby, unfortunately, um, it's a little more difficult to leave her home with him.

• 4:10Caleb Hammer?

  What are you talking about? How old's the kid?

• 4:12Speaker 01

  She's, uh, six and a half months old.

• 4:14Caleb Hammer?

  Good.

• 4:14Speaker 00

  Breastfeeding.

• 4:15Caleb Hammer?

  You're fine. Bottle, why can't we do a little bottle? Why aren't you, why aren't you pumping that shit?

• 4:19Speaker 01

  Um, she is an overeater. She eats so much that

• 4:23Caleb Hammer?

  Dad can't say no? Dad can't take bottle away?

• 4:28Speaker 01

  No, no, no, no, with me. Like I can't pu- uh, feed her enough and pump.

• 4:34Caleb Hammer?

  You don't take her off tit?

• 4:35Speaker 01

  Um, unfortunately, I haven't been able to, uh, switch over.

• 4:42Caleb Hammer?

  Huh? To?

• 4:43Speaker 01

  From breast to bottle.

• 4:45Caleb Hammer?

  I'm confused. If you don't have, this is, I mean, I am not the, the, the pump the tit expert, so you're just gonna have to inform me on this. If you only have enough to breastfeed her, if you are gone, you wouldn't be breastfeeding her anyway. Why can't you pump that time of which you would be breastfeeding her so he can feed her the next time?

• 5:06Speaker 00

  I think that pumping, she just doesn't wanna do it. She just doesn't wanna pump for the kid.

• 5:10Speaker 01

  Uh, it was, it was up until recently that I was actually taking her to work with me.

• 5:14Caleb Hammer?

  Well, I mean, you're cleaning. It's fine, I guess.

• 5:16Speaker 01

  Yeah.

• 5:17Speaker 00

  For a while I was doing the cleaning while she was, um.

• 5:20Caleb Hammer?

  You were doing the cleaning of the houses? Why don't you get a fucking job, dude?

• 5:23Speaker 00

  No, not the house, the, the business. I was cleaning for the business while she was taking care of the baby.

• 5:27Caleb Hammer?

  Business?

• 5:28Speaker 00

  Uh, she has, her cleaning business. It's her.

• 5:32Caleb Hammer?

  Yeah, you were doing the cleaning. That's what I was saying. You're cleaning the houses. Okay. Bro, why don't you get a job? If, if, okay, if the breastfeeding thing, I'm sure it's complicated. That sucks. If that's too much, so you can't take care of the kid, why aren't you working?

• 5:47Speaker 00

  So, um,

• 5:50Speaker 00

  I was, um, taking care of the cleaning business for her for a little while.

• 5:54Caleb Hammer?

  Yeah, but a little while. Kid's been awake.

• 5:56Speaker 00

  Think two or three months.

• 5:57Caleb Hammer?

  Months, okay. Why don't you have a job now?

• 6:00Speaker 00

  I, um, actually stopped, um, helping her with her

• 6:03Caleb Hammer?

  Right.

• 6:04Speaker 00

  Her job because, um,

• 6:06Caleb Hammer?

  Job?

• 6:07Speaker 00

  I don't, I don't have a job because I, I left my job. At the, um, um, battery place that I worked at.

• 6:19Caleb Hammer?

  When?

• 6:20Speaker 00

  Uh, this was, um, two months ago. I left. I wasn't getting along with the guy. Pissed me off.

• 6:25Caleb Hammer?

  Guy? What's up with people not getting along with people when they work at battery plants? That's the second time on this show in the last two weeks. What do you mean you're not getting along with someone?

• 6:33Speaker 00

  This

• 6:34Caleb Hammer?

  You.

• 6:34Speaker 00

  Just didn't work out.

• 6:35Caleb Hammer?

  What does that mean?

• 6:36Speaker 00

  Work out.

• 6:37Caleb Hammer?

  Uh, detail, cause now you're not making money. Ha, ha, ha. I'm a bald, I'm gonna laugh about it. You. You left your job. You need to pay the bills. We can't pay the bills. She doesn't make much money. And the kid needs to be taken care of. If you're not taking care of the kid, go work. That's not a laugh about. We gotta take care of the house. You better be sorry. I'm taking Why aren't you do, why? Why'd you leave?

• 6:58Speaker 00

  I left because I was uncomfortable and I felt like I

• 7:01Caleb Hammer?

  Uncomfortable what, dude?

• 7:03Speaker 00

  I, I got hit with a forklift.

• 7:05Caleb Hammer?

  Okay, how? Did you stand in front of it? That happens.

• 7:08Speaker 01

  He endlessly quits jobs. Like

• 7:10Caleb Hammer?

  Ah, okay.

• 7:11Speaker 01

  He's been through several, yeah.

• 7:12Caleb Hammer?

  Typically is for people like this on the show.

• 7:14Speaker 01

  For me because I pointed out that he, he wasn't giving the customer service that I like to provide to my customers, my clients.

• 7:23Caleb Hammer?

  A bit of criticism when you don't do a job to 100%.

• 7:25Speaker 00

  And I, I didn't

• 7:26Caleb Hammer?

  Sounds like you're being lazy because you weren't doing what needed to be done.

• 7:30Speaker 01

  He's constantly showing up late, you know, I, the, the morning that he quit was because I came out and it was already an hour past when he was supposed to show up to a big client's house. When our, the client that gives us like $800 a month. And, um, he's just gingerly like putting the kettle on the stove to make himself some coffee. I look at him, I'm like, what are you, why are you making coffee right now? You need to be at work and

• 7:59Caleb Hammer?

  Then wake up early, you empathetic weasel.

• 8:03Speaker 01

  Yeah, and it, it became like a whole argument because he just didn't wanna, didn't wanna hear my criticism and I, I told him, I was like, you need to go now. You don't have time for coffee, you know, and I ended up, actually, I believe that day, he, he's all, well, then I don't wanna clean from you, for you if you just wanna blah, blah, blah, blah, blah.

• 8:24Caleb Hammer?

  Shouldn't work for your wife anyway. Go get a job. Like, I don't even care. Like, you shouldn't be working uh, for a month?

• 8:31Speaker 00

  Uh, I worked there for three months.

• 8:34Caleb Hammer?

  Okay, you got hit for, by a forklift. Why? Did you blind the driver with that shit?

• 8:38Speaker 00

  No, no, it was a petty thing, safety concerns.

• 8:42Caleb Hammer?

  What?

• 8:43Speaker 00

  Safety wasn't taken into consideration. I was walking by and the guy, he saw me coming and he put the forklift in my way. And I kept walking thinking he wouldn't do that, obviously.

• 8:54Caleb Hammer?

  So you walked into a moving forklift?

• 8:57Speaker 00

  No.

• 8:58Caleb Hammer?

  It's what you just said.

• 8:59Speaker 00

  No.

• 9:00Caleb Hammer?

  Then re-say it.

• 9:02Speaker 00

  Okay, so he backed the forklift up into me while I was walking.

• 9:07Caleb Hammer?

  Were you in the forklift path?

• 9:09Speaker 00

  No, I was walking straight and he backed the forklift up.

• 9:12Caleb Hammer?

  A lot of factories, they have like a people path and a forklift path.

• 9:15Speaker 00

  Yeah, not here. It's like, uh,

• 9:17Caleb Hammer?

  Wild West.

• 9:18Speaker 00

  Yeah.

• 9:19Speaker 01

  The Wild West.

• 9:20Caleb Hammer?

  No.

• 9:20Speaker 00

  Yeah, that's good.

• 9:22Speaker 01

  Sorry.

• 9:23Caleb Hammer?

  It's just like, I was just saying, it doesn't have rules. Okay, yeah. If that's the humor that applies in New Mexico.

• 9:30Speaker 00

  Yeah.

• 9:31Speaker 01

  Worse than education. We're all a little retarded.

• 9:33Caleb Hammer?

  Yes, I, you look like a horse.

• 9:37Speaker 01

  Thank you.

• 9:37Caleb Hammer?

  Okay, so I'm confused. How hard were you hit? How quick was it going? How much injury did you get?

• 9:45Speaker 00

  So, um, I, I was not injured. I was very close to being smashed between a

• 9:50Caleb Hammer?

  Shut the fuck up, dude.

• 9:51Speaker 00

  A forklift and a shelf.

• 9:52Caleb Hammer?

  Very close to, and then you didn't. Hey, guess what? In manual labor jobs, they tend to be the more dangerous jobs. Like, you'd think policeman, oh, which is a job I respect immensely, I have to clarify, but you'd think it's one of the most dangerous jobs in the country. It's not. It's the manual labor jobs. It's that kinda shit. Shit happens. No, in a factory, who would've thought? You didn't get hurt.

• 10:11Speaker 00

  Yeah.

• 10:12Caleb Hammer?

  You need to provide for your family.

• 10:13Speaker 00

  Yeah.

• 10:14Caleb Hammer?

  Why are you such a pussy?

• 10:15Speaker 00

  The guy, the guy did it on purpose.

• 10:18Caleb Hammer?

  Yeah, how do you know that?

• 10:19Speaker 00

  Because he didn't turn around. He didn't say he was sorry. He know he did it. He hit me with it and he didn't even care.

• 10:24Caleb Hammer?

  How does he even know he did it?

• 10:25Speaker 00

  Well, I was carrying a battery that smacked the side of a forklift. It was very loud.

• 10:29Caleb Hammer?

  Factories are very loud. I don't know.

• 10:31Speaker 00

  It's not really a factory. It's like a garage with a bunch of batteries.

• 10:33Caleb Hammer?

  So he didn't apologize. Who cares? He's not your boss.

• 10:35Speaker 01

  Well, they were, they were constantly like back and forth, like kinda being childish, like petty, like since the day you started working there.

• 10:43Caleb Hammer?

  So you were being petty back?

• 10:45Speaker 00

  I did return the pettiness.

• 10:46Caleb Hammer?

  Why are you, you're being a child of 31 years old?

• 10:50Speaker 01

  Good question.

• 10:52Caleb Hammer?

  Yeah, great question, cause you have a child to take care of. Is it only one?

• 10:56Speaker 01

  Four.

• 10:56Speaker 00

  We have four children.

• 10:57Caleb Hammer?

  I'm gonna fuck myself. How, what are the ages?

• 11:00Speaker 01

  Um, 12 is the oldest. We have a six-year-old, a four-year-old, and then the six-and-a-half-month-old.

• 11:10Speaker 01

  Two of the kids, um, the older two are, are his. I'm stepmom.

• 11:15Speaker 00

  From my previous partner.

• 11:17Caleb Hammer?

  Oh, I was gonna say fourteen years old?

• 11:18Speaker 01

  Yeah, no, no, no, no. Oh, absolutely not. No, we met in twenty twenty one, so.

• 11:24Caleb Hammer?

  Okay. All right, guys. What the is going on? What are we talking about? Cause obviously you're pathetic and you can't hold down a job to save your life. Well, actually, before I learn what's going on. What's the, like, how many jobs has he been through in like two years?

• 11:39Speaker 01

  Um, nine plus.

• 11:40Caleb Hammer?

  Okay, nine plus in what?

• 11:42Speaker 01

  Um, since twenty twenty two.

• 11:44Caleb Hammer?

  What is wrong with you? That's four years, nine jobs. I don't think this is because someone's targeting you with the forklift. I think it's because you're pathetic. You're not a provider. You're not a man. You're not a partner. All you know how to do is put nut in people and that's it.

• 11:57Speaker 01

  I, I pretty much applied so that you could kind of humble him and tell him that he needs to make better decisions.

• 12:03Caleb Hammer?

  Hopefully I just did, but is that what's going on?

• 12:06Speaker 00

  I think that, I think I end up going through bullshit in a lot of places that I go to.

• 12:11Caleb Hammer?

  So good. He has victim mentality too. You really are pathetic. Shut the up, grow a pair. You're thirty one, you're not a twenty one year old on TikTok chronically online who thinks they're a victim and everything. You don't even have that excuse.

• 12:23Speaker 01

  You might as well be.

• 12:25Caleb Hammer?

  Yeah, you don't even have that excuse. What, what is wrong with you?

• 12:28Speaker 01

  Usually when he quits, it's, it's someone else's fault, not his.

• 12:31Caleb Hammer?

  Of course, that's basically what he just said. So you're the breadwinner.

• 12:34Speaker 01

  Unfortunately.

• 12:36Caleb Hammer?

  Of the thirty one of the woman of the person that just had a kid and you're the breadwinner.

• 12:40Speaker 01

  Mm hmm.

• 12:40Caleb Hammer?

  What does he do all day?

• 12:42Speaker 01

  I mean, he, he does do it like some, like watching the kids.

• 12:46Speaker 00

  And she's at work, I watch the kids.

• 12:47Speaker 01

  It's, it's just watching the kids. There's no like.

• 12:51Caleb Hammer?

  Well, it's okay to be a stay at home person. That's fine.

• 12:55Speaker 01

  Yeah, that's fine.

• 12:55Caleb Hammer?

  Father, I don't give a shit. Cause that's the agreement. So he's not doing shit.

• 12:59Speaker 01

  Yeah, it's.

• 13:00Caleb Hammer?

  He's just making sure the kids don't kill themselves. There is a little more on top of it than that. And I don't think we're really concerned about the twelve year old and that six year old probably not, maybe four and six point five. I get it.

• 13:09Speaker 01

  Yeah, and oftentimes I'll get home and I ask the kids if they've done their homework or done their chores. And no, we didn't do any of that, but before I had left, I had set up everything. You know, for them to be able to do their homeschooling and stuff.

• 13:24Caleb Hammer?

  Homeschooling?

• 13:25Speaker 01

  Uh, yes, I.

• 13:26Caleb Hammer?

  Send them to school.

• 13:28Speaker 01

  Not in New Mexico.

• 13:29Caleb Hammer?

  No, it's not the best, but maybe a charter school, maybe something. I don't know, move to a better area.

• 13:33Speaker 00

  The worst.

• 13:34Speaker 01

  They've, they've been.

• 13:34Caleb Hammer?

  I know, school's very, or New Mexico is a really, really, really, really, really, really, really bad state. It's like the OG South.

• 13:40Speaker 01

  They've been enrolled in private and public schools and.

• 13:44Caleb Hammer?

  Hold on, but you're working all day. How can you homeschool them? Was he homeschooling them?

• 13:47Speaker 00

  I'm doing my best.

• 13:48Caleb Hammer?

  Exactly. I'm sorry. What the are we doing to these kids? You're working all day. Bro can't do shit.

• 13:54Speaker 01

  Well, like I, I would want to trust him to do all of it. And, um, I'll even lay out all the homework and, and explain how everything's gonna work. I do.

• 14:04Caleb Hammer?

  That's not true.

• 14:05Speaker 00

  That's not true.

• 14:05Speaker 01

  Print out all the PDFs that they need to do and I tell you the courses that they're currently on. Oh my god.

• 14:11Speaker 00

  Print stuff out when she can, but she leaves me trying to figure out what I need to print out.

• 14:15Speaker 01

  Okay, but you can't just look at the.

• 14:17Speaker 00

  I do the, I do the computer stuff, but there's PDF, there's also PDF, um, stuff and I never know where we're at and she leaves me wondering where to go.

• 14:26Speaker 01

  The subject and the current section that they're on at the top of the screen. All you have to do is go to the beginning of the section and press print PDF.

• 14:35Speaker 00

  There's just, there's just this disconnect there.

• 14:38Caleb Hammer?

  How's that disconnect on printing a PDF?

• 14:40Speaker 01

  I know.

• 14:40Speaker 00

  The fight, finding where they're at can, uh, compared.

• 14:44Caleb Hammer?

  Okay, so clearly these kids are not getting a good education. I would rather them be at a bad public school than with you guys. You're working all day. You can't even look in one direction. How do you teach them things?

• 14:53Speaker 01

  I get home and I, I catch them up on, uh, what I can do, so.

• 14:58Caleb Hammer?

  So why the are you with him then? If you have to do his job when you get home?

• 15:02Speaker 01

  Well, I mean. I love him, of course, you know, and.

• 15:05Caleb Hammer?

  For some reason? Why? If he's not a good father, not a good partner.

• 15:10Speaker 01

  Because I, I've seen, I've seen the hard work that he can do when he provides himself.

• 15:15Speaker 00

  I do a lot for my family.

• 15:17Caleb Hammer?

  What?

• 15:18Speaker 00

  I've, um, actually just started doing DoorDash recently.

• 15:25Caleb Hammer?

  At thirty one.

• 15:26Speaker 01

  He didn't do it at all this week.

• 15:27Caleb Hammer?

  Well done.

• 15:28Speaker 00

  Didn't do it at all in the week coming up to the show.

• 15:30Caleb Hammer?

  iPhone? Is that your iPhone?

• 15:32Speaker 00

  It's a Motorola.

• 15:34Caleb Hammer?

  I don't know how that works.

• 15:35Speaker 01

  We're that poor. The, we've got like old smash up shit.

• 15:39Caleb Hammer?

  Do like the screen time shit on there. Cause usually everyone when they say, oh, I do shit for my family, they're just like on TikTok all day and bullshit YouTube, you know?

• 15:47Speaker 01

  Because of this behavior, you know, the, the lack of being responsible, like doing everything you have to do with the kids and the, leaving the jobs and the high emotions. Uh, we've actually completely split off before, like I had moved out.

• 16:02Caleb Hammer?

  Broke up.

• 16:02Speaker 01

  Yes.

• 16:03Caleb Hammer?

  When?

• 16:03Speaker 01

  Um, twenty twenty four.

• 16:05Caleb Hammer?

  And then you guys decided to have a kid right away? What the is wrong with you?

• 16:08Speaker 00

  No, we were apart for about six months, but we were still working on stuff, trying to, she had her own apartment.

• 16:14Caleb Hammer?

  What made you split? What was the breaking point?

• 16:18Speaker 01

  We couldn't get along. Like we were at the, everything. Like it was down to the point, cause I was postpartum with my son. Um, he was two at the time.

• 16:28Caleb Hammer?

  Is there a woman that isn't postpartum? Like, I mean, this is like.

• 16:31Speaker 01

  That's how hormones work, my guy.

• 16:32Caleb Hammer?

  It is, but guess what? Every woman in the history of humanity, because you know, for other humans to be born, it comes from women. They haven't used it as an excuse until the last, uh, five years.

• 16:43Speaker 01

  Okay, it's not, it's not an excuse. No, it's just.

• 16:47Caleb Hammer?

  We're doing an excuse.

• 16:48Speaker 01

  It can, it can create a sense of instability. It's not an excuse for anything.

• 16:54Caleb Hammer?

  Two hundred fifty thousand years of humanity, two hundred fifty thousand years.

• 16:59Speaker 01

  Okay.

• 17:00Caleb Hammer?

  Been able to do it. I, I don't understand. I'm not saying it doesn't happen. There are unique experiences, but it seems to be one hundred percent of the time now that they use it as an excuse for bad behavior.

• 17:11Speaker 01

  No, it wasn't necessarily bad behavior.

• 17:14Caleb Hammer?

  As an excuse.

• 17:15Speaker 01

  No, it's not an excuse. It's more so, um.

• 17:19Caleb Hammer?

  All right.

• 17:20Speaker 01

  Like I would, I would be doing mom, no, absolutely not. I would be doing like regular mom stuff, like cleaning and taking care of the home. I would just like complain like about little things, you know, that normal parents complain about. And like I would, for one example, I'd open a cabinet and all the shit was just thrown in there. I'll be like, guys, why can't we just put shit away, right? And then he would blow the absolute shit up.

• 17:47Speaker 00

  Everything's micromanaged. Every single thing in the house is micromanaged. If it's not in the perfect little place, then it's a big deal. Everybody gets, gets flack for it.

• 17:56Caleb Hammer?

  Well, you don't have a job, so why can't you spend more time making the place nice?

• 18:00Speaker 00

  I try my best now, but when we had broken up, it was a lot different.

• 18:05Speaker 01

  Okay, but if chores and regular, um, maintenance is done, then I wouldn't have to complain about the little things, cause then I could just do the little things. Cause I wouldn't have to worry about everything, including like doing the dishes, wiping the counter, and then I also have to do all the deep cleaning by myself.

• 18:23Caleb Hammer?

  So he wouldn't do shit, you'd bring it up and he'd blow up? What would that look like?

• 18:27Speaker 01

  It would get pretty nasty, like just, why do you gotta nag all the time? Why do you gotta bitch about every little thing, you know, just kind of like.

• 18:36Caleb Hammer?

  Maybe, honestly, that might be valid. I.

• 18:39Speaker 01

  Anytime I would express anything, it was just, well, that's not how shit works, you know, it's just kind of like invalidating anything I said. So the more.

• 18:49Caleb Hammer?

  Why are you doing that?

• 18:50Speaker 00

  Oh, it's like, you get so much of everything, you know, you just bicker and bicker about every little thing that I don't even know what to focus on anymore.

• 18:57Speaker 01

  If it wasn't every little thing, nothing would get done.

• 19:00Speaker 00

  Nothing does get done because I can't do everything to make it perfect for you. I don't understand what you want from me.

• 19:05Speaker 01

  Uh, doing the dishes isn't.

• 19:08Speaker 00

  I do the dishes.

• 19:08Speaker 01

  Isn't a lot to ask.

• 19:09Speaker 00

  I do the dishes, but the Tupperware, oh, the Tupperware is not organized. Oh, I'm having a fucking heart attack.

• 19:14Caleb Hammer?

  You can't say you do the dishes if they're done once a month.

• 19:17Speaker 01

  That's still a current thing. Like last weekend, it was like, I want to say Friday afternoon, no, like the end of the day on Friday. And I told him, um, let's do, uh, overhaul on the house. Let's clean up the whole house and make it really nice so that tomorrow, um, Sunday we, we can relax. And he's like, oh, okay. And then I'm like, let's make a game plan. The kids can do the living room. And I'll focus on the kitchen, you focus on the bedroom.

• 19:43Caleb Hammer?

  Okay, I get it. You, you like the place clean, but what was the breaking point that led to that split? If we're headed there again, I need to know, what was the breaking point?

• 19:51Speaker 00

  Together at a restaurant and, um, we had to do split.

• 19:55Caleb Hammer?

  Working together? Okay, go on.

• 19:56Speaker 00

  It was split shift, so we were kind of like, we knew all the same people, but we didn't work exactly at the same time.

• 20:01Caleb Hammer?

  Sure, that leads to no drama.

• 20:02Speaker 00

  So I worked mornings and she worked in the evening. Um, I ended up, I was there for, let's say what, a year, year and a half?

• 20:10Speaker 01

  Something.

• 20:11Speaker 00

  Something like that. I had good standing there.

• 20:14Caleb Hammer?

  Okay.

• 20:15Speaker 00

  Um, I, um, I got sick and I ended up losing my job.

• 20:20Caleb Hammer?

  What? Okay, that doesn't make sense. What kind of sick did you get?

• 20:22Speaker 00

  They wouldn't give me the time off for it.

• 20:24Caleb Hammer?

  What was your sick?

• 20:25Speaker 00

  I was, I was just, I couldn't work.

• 20:30Caleb Hammer?

  Did you come down with like the AIDS or something? Like, what do you mean you couldn't work?

• 20:33Speaker 00

  I'd, um, I couldn't function. I, uh, I needed time off.

• 20:37Caleb Hammer?

  I'm sick.

• 20:39Speaker 00

  I, I don't know what it was.

• 20:40Caleb Hammer?

  What? What were the symptoms?

• 20:42Speaker 00

  I was very dizzy, dizzy and nauseous. And I just couldn't stay on my feet. I couldn't figure it out.

• 20:48Caleb Hammer?

  Okay, okay. So you got fired, I guess.

• 20:50Speaker 00

  I asked for the time off and, um, they wouldn't give me the time off. And then they pushed me out and, um, I reported them and they, it didn't.

• 21:00Speaker 01

  Okay.

• 21:00Speaker 00

  Basically, it created a lot of pressure.

• 21:02Caleb Hammer?

  Why she moved out?

• 21:04Speaker 00

  No, no, it's adding up.

• 21:05Caleb Hammer?

  What the are you talking about? Is it? Can it add up quicker?

• 21:08Speaker 00

  Uh, she was around with other guys at the job and she lost interest in our relationship.

• 21:12Speaker 01

  He likes to claim that. No.

• 21:14Speaker 00

  I knew him. I knew these guys.

• 21:17Speaker 01

  There was absolutely no cheating. Anything I had done was post breakup. I absolutely did not cheat on him.

• 21:24Speaker 00

  I thought we were, I thought we were still working on things and then come to find out you're talking to me and you're also sleeping with these guys that I knew at our job.

• 21:32Speaker 01

  Why, why would I want to work on shit with you when every second you got, you would put me down? Like even talking shit to the kids about me, like.

• 21:41Caleb Hammer?

  That is crazy, but I'm sorry, if we're on a break and we work at the same job and you, every man at the job is insane. That is crazy work. That is wild, man.

• 21:52Speaker 01

  He didn't work there anymore and he got me fired.

• 21:54Caleb Hammer?

  He still knew everyone.

• 21:56Speaker 01

  He got me fired from that job. They forced me to quit because he, that report.

• 22:01Caleb Hammer?

  Have you ever taken dick in the fucking freezer?

• 22:03Speaker 01

  Absolutely not.

• 22:04Caleb Hammer?

  Poor?

• 22:05Speaker 01

  Um, he got me fired. Report that he made, he made a report to the BBB, the Better Business Bureau.

• 22:13Caleb Hammer?

  Sure.

• 22:14Speaker 01

  Um, I had no idea what that was.

• 22:16Caleb Hammer?

  What was the report about?

• 22:17Speaker 00

  Them not giving me the time off that I needed.

• 22:19Speaker 01

  Yeah, and he brought up shit that happened to me too.

• 22:22Caleb Hammer?

  Oh, oh, you suck with money. So you download a budgeting app. You start with the classic one, YNAB, but everyone just deletes it because it's way too complicated to use. So you go to every dollar. That's. Dave Ramsey is a personal finance guy, right? Well, they're gonna force you to use it his way. That's not very personal finances. Rocket Money, they got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in the end? Then there's the new guy on the block, Monarch. Hundreds of millions of dollars of private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like Dollar Wise. Built by these people just like you, for people just like you. No private equity, no gimmicks, just the best budgeting app there is.

• 23:07Caleb Hammer?

  Download it now and start the free trial. Dollarwise.com, link in the description below. If you or your child spent years growing up on social media and experienced serious mental health struggles, you should hear this. Recently, a jury ordered Meta and others to pay millions for their role in designing and promoting addictive platforms. They knew their apps could contribute to anxiety, depression, and body image issues, but did not share those risks while prioritizing profits. The recent historic verdict underscores the consequences.

• 23:34Speaker 03

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• 23:36Speaker 04

  Yeah, I don't got this.

• 23:37Speaker 03

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• 23:39Speaker 05

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• 23:48Caleb Hammer?

  consequences of those decisions. Now, Morgan and Morgan is stepping up to hold these platforms accountable for the harm they cause. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over $1,000.

• 24:00Speaker 01

  Yeah, and I had no idea. So when that report came into the office, they were eyeing me for a management-type position at that job. I really loved that job. And I was really good at what I did and the customer service I did there.

• 24:18Caleb Hammer?

  What was the job?

• 24:20Speaker 01

  It was a pizza establishment.

• 24:22Caleb Hammer?

  What was the job?

• 24:23Speaker 01

  Oh, expediting. Like, I was gonna expedite and manage the people when the owner's there.

• 24:30Caleb Hammer?

  Okay, yeah, you're so good at being a cashier. Good, great, good for you.

• 24:33Speaker 01

  It was more than that.

• 24:35Caleb Hammer?

  You just said cashier, expediter cashier.

• 24:37Speaker 01

  He said cashier. I said expediter.

• 24:39Caleb Hammer?

  So she was cheating on people at the pizza place with you, from you?

• 24:44Speaker 01

  Pizza time. But I never, I never got the job.

• 24:47Caleb Hammer?

  She said she didn't cheat, do you have proof?

• 24:47Speaker 00

  I don't, I mean, she's admitted to me.

• 24:49Caleb Hammer?

  She's saying no right now.

• 24:51Speaker 00

  You told me that you were involved with the oven guy.

• 24:57Speaker 01

  The oven guy?

• 24:58Speaker 00

  The oven guy.

• 24:59Speaker 01

  Okay, then.

• 25:00Speaker 00

  She told me she was involved with the guy. I don't know what kind of bullshit she's saying now.

• 25:04Caleb Hammer?

  Are you denying?

• 25:05Speaker 01

  Yeah, no, I wasn't involved with anybody until after we broke up.

• 25:09Speaker 00

  So.

• 25:09Caleb Hammer?

  I feel like you're changing that now that you're on camera. There's something being hidden.

• 25:13Speaker 01

  No, no, absolutely nothing's being changed.

• 25:15Caleb Hammer?

  So what's he talking about then?

• 25:17Speaker 01

  I couldn't tell you.

• 25:19Speaker 00

  So there was three guys from this job that she was involved with. Three guys.

• 25:24Caleb Hammer?

  You worked, you helped with management, and you took three of the employees' dicks?

• 25:27Speaker 01

  I was going to. I was going to get that management job.

• 25:30Caleb Hammer?

  Except you, how many people worked there?

• 25:33Speaker 00

  On her shift, maybe like six.

• 25:35Speaker 01

  No.

• 25:36Caleb Hammer?

  Half the staff.

• 25:36Speaker 01

  There was, there was.

• 25:37Caleb Hammer?

  That's crazy.

• 25:38Speaker 01

  There was about a dozen. Only when I'm single.

• 25:42Caleb Hammer?

  Except, but still, it was three people at work of the six.

• 25:45Speaker 01

  Okay, but.

• 25:46Caleb Hammer?

  What did you do with them?

• 25:47Speaker 01

  Um, sex?

• 25:52Caleb Hammer?

  What the fuck? There?

• 25:54Speaker 01

  No, so the first guy.

• 25:57Caleb Hammer?

  You would be like, I pick you today? Fuck me.

• 26:00Speaker 01

  No, we were texting. It was like a month after we had broken up.

• 26:05Caleb Hammer?

  Ran a train?

• 26:06Speaker 01

  No.

• 26:07Speaker 00

  She was super interested in this. When we both worked there, we came in one day online.

• 26:11Speaker 01

  Why are you telling, like, you were there?

• 26:14Speaker 00

  Well, I was there. We worked there together getting pizza one day. We walked by and one of the oven guy looked really sad and she felt bad for him. She said, I'm gonna make him this gift.

• 26:22Speaker 01

  We were friends.

• 26:23Speaker 00

  And I'm gonna give him this gift.

• 26:24Caleb Hammer?

  You didn't do one thing at the store?

• 26:26Speaker 01

  What?

• 26:26Caleb Hammer?

  You didn't do one thing at the store?

• 26:28Speaker 01

  No, absolutely not.

• 26:29Caleb Hammer?

  You had three guys there. Okay.

• 26:33Speaker 01

  So I have, I have.

• 26:34Speaker 00

  I don't believe it for a bit.

• 26:35Caleb Hammer?

  So you guys were working, working on things together? You separated and the day after you were taking dick?

• 26:41Speaker 00

  We were talking.

• 26:41Speaker 01

  We were not working on shit.

• 26:43Speaker 00

  We were talking.

• 26:44Speaker 01

  Absolutely not.

• 26:45Speaker 00

  Absolutely.

• 26:46Speaker 01

  That's ridiculous.

• 26:47Caleb Hammer?

  You guys clearly got back together. That must be nice out there knowing she took three loads.

• 26:51Speaker 01

  So after we had broken up.

• 26:53Caleb Hammer?

  That mouth is big.

• 26:54Speaker 01

  He got me fired from the job and I was still talking to all my friends that I worked there with. And when I'm, when I'm single, I, you know, you're sad after breaking up. You don't want to be alone.

• 27:08Caleb Hammer?

  You're the one who broke up, dude.

• 27:10Speaker 01

  Yeah, but it's still sad. It's my, my, the father of my child.

• 27:13Caleb Hammer?

  You want to be alone, so you sucked three different penises?

• 27:16Speaker 01

  Yes, but anyway.

• 27:17Speaker 00

  And then get this.

• 27:18Caleb Hammer?

  That doesn't make sense.

• 27:19Speaker 00

  She also ended up having a boyfriend during the time we were talking together. And she had this guy around my kids.

• 27:24Caleb Hammer?

  We were separated for six months.

• 27:25Speaker 00

  I know.

• 27:26Caleb Hammer?

  What are you, do you manage? What the fuck are you on about?

• 27:29Speaker 01

  Okay, so.

• 27:31Caleb Hammer?

  You're crazy.

• 27:32Speaker 01

  I had ended up going to the first guy's house to smoke with him. And shit just happened. You know, it wasn't in the plans.

• 27:40Caleb Hammer?

  Did they go raw?

• 27:40Speaker 01

  Yeah, no, we had condoms.

• 27:42Caleb Hammer?

  Every time?

• 27:43Speaker 01

  Every time. I'd rather not just pop out another one. I wasn't on birth control.

• 27:48Speaker 00

  Condoms with me every time.

• 27:50Speaker 01

  Yeah, but I was on birth control whenever my son was born. It just wasn't doing its shit.

• 27:55Caleb Hammer?

  Uh huh.

• 27:56Speaker 01

  I missed a pill. It's the least reliable one.

• 27:59Caleb Hammer?

  Don't trust them.

• 28:00Speaker 01

  I didn't know. I didn't know.

• 28:02Caleb Hammer?

  Okay, so taking loads, gotcha. Okay, very good. But you guys got, why'd you get back together?

• 28:08Speaker 00

  So.

• 28:09Caleb Hammer?

  By the way, wasn't he, he was like stalking you, wasn't he during that six months?

• 28:13Speaker 01

  Absolutely.

• 28:14Speaker 00

  So I, it was during our relationship. I camped out.

• 28:18Caleb Hammer?

  You were stalking during the relationship? That's even better.

• 28:20Speaker 00

  Yeah.

• 28:21Speaker 01

  He was accusing me of cheating before we even.

• 28:24Caleb Hammer?

  So what were you doing to stalk her?

• 28:26Speaker 00

  So I, one time I went and I parked outside when her shift was ending at the pizza place.

• 28:30Caleb Hammer?

  And what did you find?

• 28:31Speaker 00

  Nothing. Jack shit.

• 28:33Caleb Hammer?

  And it was one time?

• 28:34Speaker 00

  But I also, I put a tracker in her car.

• 28:38Caleb Hammer?

  What?

• 28:39Speaker 01

  Yeah, he would text me, he would text me when I would get off my shift. Cause it was one of those ones, and I had no idea the function of it. I thought it was a mileage tracker. He would text me when I got out of work because it sends a notification to the user that the car's been disturbed, opened, or turned on. And he would say, why are you at the store after work so late?

• 29:00Caleb Hammer?

  What's wrong with you, dude?

• 29:00Speaker 01

  Why are you sitting outside of work for so long?

• 29:03Speaker 00

  She was messing around with other guys. I couldn't.

• 29:05Speaker 01

  I absolutely was not.

• 29:05Speaker 00

  Absolutely weren't.

• 29:06Speaker 01

  When he would show up and stalk me from across the street, the kids were at home doing god knows what.

• 29:13Caleb Hammer?

  He would leave the kids at home to stalk her?

• 29:15Speaker 00

  So I had the baby with me and I had cameras set up, which I had in live view the entire time.

• 29:20Caleb Hammer?

  And how quickly can you get home?

• 29:21Speaker 01

  It takes like 30 seconds of curiosity for a fire to start, for a child to fall and hit their.

• 29:28Caleb Hammer?

  Very true.

• 29:28Speaker 00

  I would have been there fast.

• 29:29Caleb Hammer?

  How quick?

• 29:30Speaker 01

  From, from like 20 minutes away?

• 29:32Speaker 00

  Five minutes.

• 29:33Speaker 01

  It was across town.

• 29:34Speaker 00

  Five minutes, there's a highway right there. Five minutes.

• 29:36Caleb Hammer?

  We can't go 20 to five.

• 29:39Speaker 01

  Yeah, you can't, you'd break every law and risk getting pulled over and taking more time to get there.

• 29:45Caleb Hammer?

  We still don't get to five.

• 29:46Speaker 00

  Um, so kind of touching base on the oven guy, the very first time we were.

• 29:51Caleb Hammer?

  He's obsessed with the oven.

• 29:52Speaker 00

  Yeah, I am obsessed with the oven guy.

• 29:53Caleb Hammer?

  Okay, tell me about the oven guy.

• 29:57Speaker 00

  Anyway, so she went out to a Christmas party on January 4th.

• 30:01Speaker 01

  Since I still worked there at the time, I was a client.

• 30:04Speaker 00

  She's still.

• 30:05Speaker 01

  The owners hosted a Christmas party that year.

• 30:07Caleb Hammer?

  After Christmas.

• 30:08Speaker 01

  Everybody was invited.

• 30:09Speaker 00

  Yeah, it was weird.

• 30:10Speaker 01

  Yes.

• 30:10Speaker 00

  They were weird.

• 30:11Speaker 01

  It was, it was more, it was less Christmas and more New Year's party.

• 30:15Caleb Hammer?

  After New Year's.

• 30:16Speaker 01

  Backwards, yeah.

• 30:16Speaker 00

  She was out until 5 o'clock in the morning. She came back and she told me that she was with the guy, that she just gave him a ride home, picked him up some Whataburger.

• 30:26Caleb Hammer?

  Okay.

• 30:27Speaker 01

  I was absolutely upfront with everything. So what had happened that night was he had a designated driver who ended up getting trashed that night. And he was still planning on driving him home. We're soon gonna become this country. So I offered to drive him home.

• 30:44Speaker 00

  Not your responsibility. Why are you so worried about this guy? Why you care so much?

• 30:47Speaker 01

  If he was so worried about that whole shit, there was a dash cam that he could have reviewed if I was cheating. All I did, all I did was drive him home. I grabbed him.

• 30:57Caleb Hammer?

  She unplugged it?

• 30:57Speaker 01

  I absolutely did not. I absolutely do not.

• 31:01Caleb Hammer?

  You're, wait, you're still stalking her now?

• 31:04Speaker 00

  No, we have dash cans for safety. We got into an accident and didn't have that. And we thought it'd be handy. But it's really annoying because I tried checking the dash can for some receipts in an argument we had recently and I couldn't even friggin figure out how to. How to make the video work.

• 31:18Speaker 01

  He uses it as like a, like, I'm gonna get you, like, got you bitch, you know?

• 31:23Speaker 00

  I have to.

• 31:23Speaker 01

  Especially if I'm arguing.

• 31:25Caleb Hammer?

  You guys got back together and we're still doing this?

• 31:27Speaker 00

  Yeah.

• 31:27Caleb Hammer?

  Evidence for what?

• 31:28Speaker 00

  I have to have evidence of me being right, or I'm always wrong.

• 31:31Speaker 01

  It's, no, it was absolutely ridiculous, because we're in the middle of a conversation, like, I'm trying to resolve an argument we had that morning. And he's sitting there like, well, that's not how it happened. I said, explain to me your perspective on how this happened then.

• 31:45Speaker 00

  And then I do, and she doesn't even, she doesn't even listen, or I don't remember.

• 31:49Speaker 01

  I don't even remember.

• 31:50Speaker 00

  I know it wasn't that, though.

• 31:51Speaker 01

  I was all, you don't remember, then how are you arguing with me right now? He's all, I'm gonna grab the dash cam, I'm gonna prove my point.

• 31:58Caleb Hammer?

  Why'd you guys get back together? This is how we're still like. We didn't fix any issues. He doesn't trust shit.

• 32:03Speaker 01

  This is more recent due to the, like, it's mostly financial strain, because he keeps quitting jobs. I, I can't be paying all the bills by myself. I can hardly manage, especially with the mountain of debt that we have to climb that.

• 32:16Caleb Hammer?

  So it's finances is the only reason you got back together?

• 32:20Speaker 01

  No, no, no, no, no, no. It's, it's why we're acting the way we are. It's why, why we're fighting again.

• 32:25Caleb Hammer?

  Really? That makes the lack of trust, him thinking cheating is because of your finances? That doesn't make any sense. You just, now I realize why he's so obsessed with pizza guy. You told him last week, because you were afraid of it coming out on the show and him finding out live here. So what were you afraid of?

• 32:39Speaker 01

  So he had known about the first two, um, guys that I had hooked up with.

• 32:45Speaker 00

  She had told somebody there was another guy.

• 32:47Speaker 01

  Immediately after it happened, I was honest and upfront. The second one I had written about in a journal, and.

• 32:55Speaker 00

  I was going through finding something in a bag, and there were some ripped up folded papers. I was like, what is this?

• 33:00Speaker 01

  It was a notebook.

• 33:00Speaker 00

  So I looked at it, and she's, she's oogling over this other guy, the second guy. Some youngster that worked there.

• 33:07Speaker 01

  I was, it's journaling.

• 33:09Speaker 00

  Talking about how upset she is or whatever. She had to mount and hide him in her bag, I guess. I don't know. It was weird. So I, I came across that, and I called her out on it.

• 33:17Speaker 01

  That's bull.

• 33:17Speaker 00

  Cause his name was in it. I said, okay, so it's gotta be that, that person. And she said, no, it's not him.

• 33:23Speaker 01

  Well, yeah.

• 33:24Speaker 00

  I said, let's look him up. She said, I blocked him.

• 33:26Speaker 01

  You treated me about the first guy, you practically bullied me. Like, you would say, really, you just disturbing, raunchy shit in front of the kids about how I was like a whore and couldn't keep my legs closed in front of the kids.

• 33:39Speaker 00

  No, I wouldn't do that in front of them.

• 33:40Speaker 01

  After the first guy I slept with when I was single. So obviously, I wanted to keep that to myself.

• 33:46Caleb Hammer?

  Weird gray area. He clearly didn't think so, but.

• 33:49Speaker 01

  No, there was no gray area. He was still treating me like shit.

• 33:53Caleb Hammer?

  So I'm confused. The week ago, what, what about the pizza guy a week ago?

• 33:56Speaker 00

  I found out about the third guy.

• 33:57Caleb Hammer?

  Via the notebook? A week ago?

• 33:59Speaker 00

  No, no, that was the second guy. The third guy, I found out, she admitted about him, because I believe she was talking with, with somebody here about it. And she said, I don't want you to hear it from anybody else. I want you to hear it from me. And this kind of brought up a lot of emotion. I'm like, so what can I trust you about? I asked you if there was anybody else after the first guy, and you said no. After the second guy, there's nobody else.

• 34:21Speaker 01

  The first guy.

• 34:22Speaker 00

  There isn't anybody else.

• 34:23Caleb Hammer?

  Okay, so you don't feel like you can trust her?

• 34:25Speaker 00

  No.

• 34:26Caleb Hammer?

  Can you trust him?

• 34:27Speaker 01

  Uh, in terms of loyalty? Because financially, financially, no, but loyalty, I trust him.

• 34:33Caleb Hammer?

  Well, trust is trust. Do you trust him?

• 34:35Speaker 01

  For the most part. Yes. Except for financially.

• 34:40Caleb Hammer?

  Right, except you found him on Grindr a month ago.

• 34:43Speaker 01

  Yeah, I did. I was all.

• 34:47Caleb Hammer?

  And you trust this man, the man that you just reproduced with, the man that you were with? And you say, no, I just don't trust him financially, but I trust him loyalty. And then you find him on Grindr a month ago. You trust him? How the?

• 35:03Speaker 01

  I feel like a lot of it could be chalked up to a miscommunication, because we had.

• 35:08Caleb Hammer?

  A miscommunication downloading Grindr?

• 35:11Speaker 01

  We had prior.

• 35:12Speaker 00

  She said she was interested in being with other girls.

• 35:14Caleb Hammer?

  So he downloads Grindr, the classic finding other girls app?

• 35:19Speaker 00

  No, no, no, no, no. So I expressed my interest as well, from my end of the spectrum.

• 35:26Speaker 01

  There was, there was a boundary expressed that, that he could be experimented, like, but not behind my back. It was.

• 35:33Caleb Hammer?

  What do you, how was it? Was it behind your back or not?

• 35:35Speaker 01

  It was. The Grindr was behind my back.

• 35:38Caleb Hammer?

  Behind your back? Like, what do you, what was, what was laid out and what was done?

• 35:41Speaker 01

  I didn't know that he was still currently, like, I didn't know he was actively searching for that.

• 35:47Caleb Hammer?

  The rule, when was it established and?

• 35:49Speaker 01

  Kind of near the beginning of the relationship. We both had expressed that we were curious, yes.

• 35:54Caleb Hammer?

  Years ago.

• 35:55Speaker 01

  So it wasn't, it wasn't really.

• 35:56Caleb Hammer?

  Sorry, Grindr on your phone a month ago is cheating.

• 35:58Speaker 01

  Mm-hmm. Uh, that was a conversation we had. I told him that it was cheating, because.

• 36:03Caleb Hammer?

  Yeah, I bet that was a conversation you had.

• 36:06Speaker 01

  Yeah, it, it became a whole thing, and I, I told.

• 36:09Caleb Hammer?

  Yes, you found Grindr on his phone a month ago.

• 36:12Speaker 01

  I told him that it, it made me really uncomfortable, and, and he tried to.

• 36:16Caleb Hammer?

  When did you guys start dating?

• 36:17Speaker 01

  Justify that. Re, like, uh, got back together?

• 36:20Caleb Hammer?

  No, when did you guys start dating?

• 36:21Speaker 01

  Oh, twenty twenty-two.

• 36:23Caleb Hammer?

  So you, there, we were like, oh, we're a little curious when we first started dating, and you thought that's okay to all of a sudden download Grindr and take dick? Behind her back a month ago?

• 36:32Speaker 00

  No, I didn't, I didn't exactly think it was okay. We talked about it, and I thought she was comfortable with it.

• 36:36Caleb Hammer?

  How? Talked about it when? She said at the beginning of the relationship.

• 36:39Speaker 00

  It wasn't at the beginning of the damn relationship.

• 36:41Caleb Hammer?

  What are you talking about?

• 36:42Speaker 00

  It wasn't at the beginning of the relationship.

• 36:43Caleb Hammer?

  Then what are you talking about?

• 36:44Speaker 00

  It was, um, it was a little after we got together. We were, I think, still.

• 36:47Caleb Hammer?

  At the beginning of the relationship is a little.

• 36:49Speaker 00

  The second, the second.

• 36:50Caleb Hammer?

  Okay, that was still like two years ago.

• 36:52Speaker 00

  That was last year, but.

• 36:53Caleb Hammer?

  Okay, last year, we're almost done with this year.

• 36:56Speaker 00

  Absolutely. I have.

• 36:57Caleb Hammer?

  So what?

• 36:58Speaker 00

  I didn't feel like, I thought she was doing the same thing. I thought she was still interested in other people.

• 37:03Caleb Hammer?

  What do you mean? No, you are coping. This is the biggest cope to go get some loads in your asshole. This is crazy. What do you mean? I, oh, I, I thought you were into something, so I'm just gonna go che, what do you, what?

• 37:17Speaker 00

  Well, I.

• 37:18Caleb Hammer?

  That's insane.

• 37:19Speaker 00

  So I came across, um, some stuff on her Snapchat about, um.

• 37:24Caleb Hammer?

  When?

• 37:25Speaker 00

  How she was talking about how I'm crazy.

• 37:27Caleb Hammer?

  Well, maybe.

• 37:29Speaker 00

  And how.

• 37:29Speaker 01

  Stalking me is pretty crazy.

• 37:31Caleb Hammer?

  Yeah, that's not.

• 37:32Speaker 00

  Four guys at your job is kind of crazy.

• 37:34Speaker 01

  Three.

• 37:34Caleb Hammer?

  That's also crazy, but I mean, yes, you're a stalker.

• 37:37Speaker 01

  As long as I was single.

• 37:39Speaker 00

  Make everybody else believe that I'm a crazy person, that I'm not.

• 37:41Caleb Hammer?

  You're a stalker. You have a tracking device in her car.

• 37:45Speaker 00

  It was my car, too.

• 37:47Caleb Hammer?

  You weren't tracking yourself?

• 37:48Speaker 01

  Yeah.

• 37:49Speaker 00

  No.

• 37:49Speaker 01

  Yeah. Yeah.

• 37:53Speaker 01

  Yeah.

• 37:53Caleb Hammer?

  Go on.

• 37:54Speaker 01

  You have a rebuttal for that?

• 37:55Caleb Hammer?

  So what? So she was saying you're crazy, so you downloaded Grindr?

• 37:58Speaker 00

  No, that's, that's not why I downloaded Grindr. I downloaded Grindr because I was.

• 38:02Speaker 01

  You're just deflecting the conversation.

• 38:03Speaker 00

  Well, I was lonely, because you never want to have sex with me. You never want to do anything with me.

• 38:07Caleb Hammer?

  Changes, I see.

• 38:08Speaker 01

  Okay, but when you have four kids, being intimate, especially in our tiny ass house, I'm not, I'm not willing to just like go have a quickie when my child's just gonna walk in from the next room, because we have absolutely no privacy.

• 38:22Speaker 00

  Zero, zero.

• 38:23Caleb Hammer?

  You know, you went from, well, we expressed we might be curious, uh, almost two years ago, to, well, I'm just not getting any at home.

• 38:33Speaker 00

  Yeah.

• 38:34Caleb Hammer?

  The goalposts are being pushed dramatically forward.

• 38:37Speaker 00

  Extremely, yeah.

• 38:39Caleb Hammer?

  You cheated. Say as it, as it is. And what, she didn't even, how long was it on there? He's not gonna tell the truth. This man doesn't tell the truth.

• 38:47Speaker 01

  I would not.

• 38:47Speaker 00

  On Grindr, I was doing it about a month, I'd say.

• 38:50Caleb Hammer?

  See, it's, I, it's definitely.

• 38:52Speaker 01

  I only found out because I, um, sometimes I'll hop on his phone, scroll on Facebook when my algorithms all fucked up, or I'll search something on Google on his phone. And, um, it was in the notifications. The Grindr had popped up. He forgot to put it on the, like, change the settings, so it won't send notifications.

• 39:11Speaker 00

  I wasn't hiding it, though. It was just there on my phone. She can go through, she can go through my phone. I don't.

• 39:16Caleb Hammer?

  And how much dick did it take?

• 39:18Speaker 00

  No.

• 39:19Speaker 01

  I wouldn't, I wouldn't know.

• 39:20Speaker 00

  I couldn't even get lucky on Grindr.

• 39:22Speaker 01

  Uh, he generally doesn't have a lot of luck in the, that realm.

• 39:26Caleb Hammer?

  Are, are you ugly?

• 39:28Speaker 00

  I, I guess so. I don't know.

• 39:30Caleb Hammer?

  I mean, you're bald. It's not great.

• 39:35Speaker 00

  I don't think I'm ugly. I don't know. I think just, people just don't know what they're missing.

• 39:44Caleb Hammer?

  Cause like gay men are horny.

• 39:45Speaker 00

  Yeah.

• 39:46Speaker 01

  That's, that's pretty true. Usually, you know, the Grindr scene is equivalent to the Tinder scene for women.

• 39:52Caleb Hammer?

  So what happened then?

• 39:53Speaker 00

  Yeah.

• 39:54Speaker 01

  Um, about that, that whole Grindr situation.

• 39:57Caleb Hammer?

  Grindr a month ago, or whatever. So what happened?

• 39:59Speaker 01

  I mean, I, I called him out. I was all, like, I asked him what that was, you know, and it was pretty much just like a deflect the situation. Well, I thought we had talked about this. I thought it was okay. I thought it was okay, yeah. And obviously, it wasn't okay. Like, if it was something that happened organically, and he had expressed that to me and communicated that to me, that would probably be okay with me. But he was on a dating app behind my back, which, that in itself, especially when you have kids, it's not a safe scene, you know? To be just randomly hooking up with people.

• 40:34Caleb Hammer?

  No, it's not. I guess.

• 40:37Speaker 01

  Yeah, it it just leaves, you know, to the imagination what would have happened if if I hadn't found that notification on his phone.

• 40:43Caleb Hammer?

  I'm sorry, you guys are talking very chill for someone who just found Grindr on the phone, just found out about the person she slept with, and he just tried to take the kids away from me two weeks ago. Like, what is wrong with you guys?

• 40:51Speaker 00

  She was wild.

• 40:52Caleb Hammer?

  Something is.

• 40:53Speaker 00

  She was wild, Caleb. I had to, I had to do something. I didn't want her.

• 40:56Caleb Hammer?

  Tell me, I don't know. You guys are just sitting there like, yeah.

• 40:58Speaker 00

  I didn't want her to be yelling around the kids and stuff.

• 41:01Speaker 01

  Ridiculous.

• 41:02Caleb Hammer?

  He cheated on me. He tried to take the kids from me. Oh, no.

• 41:05Speaker 01

  So, so we had gotten ready that morning to go to a workout for me, for moms, because he would take the kids to the playground while I worked out with the mom group. And the, it was just an awful morning. Everyone's just being really disagreeable.

• 41:20Speaker 00

  Just like before, a little shit, she just lost it.

• 41:22Speaker 01

  Finally, we were all late as, I didn't hardly wanted to go anymore. And all I wanted to do was point out shit that was stressful getting out the door, and everyone's kind of adding to it. You know, because he's bitching about his sunglasses and bitching about this and that.

• 41:41Speaker 00

  And she lost her shit because me forgetting my sunglasses was one more stressful thing on top of it all. Said, "We're not going to my thing anymore. We're not doing it anymore."

• 41:49Speaker 01

  I pussy-footed that shit. I was all like stuttering. I was like, "We could have, you know, been a little better about getting out the door. We should all take a chill pill." Like, I was trying to be really chill about it, and he's all, "Oh, you gotta go on and bitch about everything and that, that, that, that." And he started like raising his voice at me, and I was like.

• 42:08Speaker 00

  I was upset about the sunglasses. Little shit, little shit got her going nuts.

• 42:12Speaker 01

  He had to disagree with me. And at that point, I was, I was crying at that point after he started raising his voice and wouldn't hear my side of things. How I, what I was even trying to say and explain myself. So I said, "Turn around, let's go back home." And we ended up making a yooie. We got to our driveway, um, and my mom lives right around the corner.

• 42:34Speaker 00

  We didn't even get to the driveway. Get me out of the car. Let me out of the car.

• 42:37Speaker 01

  Berating me, top of his [BLEEP] in front of the kids. The kid's in the backseat, and I'm trying to stop it, and I get to the point of just bawling my eyes out, and I said, "I'm getting out of the car." You know, "Let me leave." And he pulls over, I get out and I walk to my mom's, and he takes the kids off to go do shit. And before I know it, it's like 3:00 PM, the baby hasn't been breastfed all day.

• 43:03Speaker 00

  Doing appointments with the kids, therapy, taking them to the park.

• 43:06Speaker 01

  I told him to come home so that I could feed the baby.

• 43:10Speaker 00

  I had, I had food for her, cereal, stuff like that. I was taking care of her.

• 43:14Speaker 01

  But she's breastfeeding. Cereal is only a.

• 43:17Speaker 00

  Be breastfeeding for ever. You're so obsessed with breastfeeding.

• 43:21Speaker 01

  She's six and a half months. You have to feed them for at least a year. That's absolutely ridiculous.

• 43:27Speaker 00

  Just give her a bottle. It's fine.

• 43:28Speaker 01

  You, no. I can't give her a bottle if she eats so much that I can't pump enough.

• 43:32Speaker 00

  If you just pumped, you could, I could give her a bottle.

• 43:35Caleb Hammer?

  What?

• 43:36Speaker 00

  Well, she just got out of the car and went to her mom's. So I had them.

• 43:40Speaker 01

  Before he came back, he said, "I put a wallet, a sandwich, and your keys under this box outside in the dirt." And he's like, "I figured you needed your space." To me, that's like putting the dog out in the doghouse. Don't come home. You're not invited here.

• 43:56Speaker 00

  I just didn't want her to bring that energy back in front of the kids. I didn't want that at the house.

• 44:00Speaker 01

  Oh, so now you're gonna admit that now, but you're telling me.

• 44:02Speaker 00

  Here's a snack. Here's some water, your keys.

• 44:04Speaker 01

  You're telling me that you, you just need your space. Get your space. That is not.

• 44:08Speaker 00

  Yes, that is, I'm helping everybody out by letting you keep your energy where you're at and just get rid of that shit before you come back.

• 44:15Speaker 01

  Okay, my energy was just upset that you were treating me like shit. Your energy was treating me like shit. How, who do you think that affects the kids more?

• 44:23Speaker 00

  Well, when we're together and you have that energy, you know, shit goes south. I mean, I just wanted you to come, go deal with it. I can't help you with that shit. You get crazy, and it's just all off the rails.

• 44:33Speaker 01

  That's why you always say, whenever I get upset about anything and I try to explain my side of shit, "Oh, you're so disconnected from reality. You're, you're being crazy." You, you gaslight me every time I try to give my perspective to you.

• 44:46Speaker 00

  No, no, I don't gaslight you at all. You get [BLEEP] nuts. You get irrational.

• 44:51Caleb Hammer?

  Guys, you've known me since the beginning, and the fact is, I just love building products that help people, and we're continuing to do that with the Caleb Hammer Financial Services. Listen, now you got personal loans that you can get the best rates on forever you want to use it for, whether it's consolidation after you change your behavior, or you need to purchase something that gets a good return on investment. And now we got credit building as well. You can shop for the best credit builders that are either free or low cost to you and build that credit. We got debt forgiveness and debt consolidation as well. We got auto loans for your new car that are great rates. Or you can refinance a horrible auto loan today. And not only that, now you can shop for the best car insurance out there.

• 45:32Caleb Hammer?

  The thing is, we are building more and more of these to help you get the best tools and services that you can possibly get online at the best rates. So check those out at CalebHammer.com. All those links are below in the Caleb Hammer Financial Services. Check them out. Save yourself a lot of money.

• 45:46Speaker 01

  I don't.

• 45:46Speaker 00

  You left the car. You wouldn't even let me pull into the driveway. You're jumping out of the car and shit.

• 45:50Speaker 01

  I was de-escalating it. I didn't want the kids to be watching that shit anymore. They shouldn't have seen even a single second of that shit.

• 45:57Speaker 00

  You're right. They shouldn't.

• 45:58Speaker 01

  That should stay between us.

• 45:59Speaker 00

  And that's why I wanted you to go deal with it. Take some water. You need water and a snack. Go [BLEEP] deal with it.

• 46:04Speaker 01

  I wouldn't have anything to deal with if you didn't start bitching at me in the first place.

• 46:09Speaker 00

  I mean, I, I forgot my sunglasses. It's so inconvenient. My sunglasses.

• 46:14Speaker 01

  All I was saying was that everyone could have taken a chill pill that morning.

• 46:16Speaker 00

  My delicate flower eyeballs, you can't handle.

• 46:20Speaker 01

  No, all I was saying, it had nothing to actually do with the sunglasses. I was saying that everyone could have taken a chill pill. And you [BLEEP] cut me off and had a little breakdown about it.

• 46:30Caleb Hammer?

  Two weeks ago. How frequently are these kind of fights happening?

• 46:35Speaker 00

  Um, it's, it was kind of stressful after she got back from her trip. She went up to Wisconsin. Her parents bought her and, um, the baby and our son.

• 46:43Caleb Hammer?

  How is it stressful after Wisconsin?

• 46:45Speaker 00

  Uh, exactly, exactly. So we're going to the store.

• 46:48Speaker 01

  No, my son had gotten really sick on the plane, so he.

• 46:52Speaker 00

  That was a little stressful.

• 46:53Speaker 01

  Threw up everywhere, and it was, it was really awful transitioning back. So I was a little bit irrational at first.

• 47:01Speaker 00

  He was edgy as shit when she got back. I was excited to have my family back.

• 47:06Speaker 01

  You'd think, you know, any, any good, healthy relationship, you could be a little [BLEEP] stressed from something, a little bit short.

• 47:13Speaker 00

  Well, it depends how you.

• 47:15Caleb Hammer?

  Yeah, it depends how you communicate that stress, how you show that stress.

• 47:19Speaker 01

  I mean, I, I bitched and bickered a little bit, you know, but I feel like I was well within, well within reason.

• 47:27Caleb Hammer?

  Well, what if he was bitching and bickering at you?

• 47:30Speaker 01

  I usually just take that shit because when he bitches and bickers, I.

• 47:34Speaker 00

  No.

• 47:34Speaker 01

  Absolutely.

• 47:35Speaker 00

  She ends up jumping out of the car when I say anything. I'll go to my mom's house.

• 47:39Speaker 01

  You weren't bitching and bickering at that point. You were full on yelling at me in front of the kids.

• 47:42Speaker 00

  I was not yelling at you.

• 47:45Speaker 01

  Yes, you absolutely were.

• 47:47Speaker 00

  Would be great for some [BLEEP] seats, right?

• 47:48Speaker 01

  Yeah, and that's another thing. The dash cam, the dash cam.

• 47:52Caleb Hammer?

  It's a bit weird.

• 47:53Speaker 01

  When I was trying to resolve the entire fight, when I had come back home to breastfeed the baby.

• 47:57Speaker 00

  You're wrong. That's not how it happened. Every time.

• 47:59Speaker 01

  I was giving my perspective of things. I laid it all out, how it happened and why the argument started. And he's all, "That's not how it happened." I tell him, "What do you mean? What's your perspective? How did this happen from what, what you could tell?" And he's like, "I don't even remember."

• 48:18Speaker 00

  I know it isn't like that.

• 48:20Speaker 01

  Yeah, no, no. How are you [BLEEP] bitching at me and telling me that it didn't happen if you don't even remember how it [BLEEP] happened? I'm gonna go grab the dash cam and we're gonna, we're gonna talk about this, and I'm gonna prove you wrong. I tell him, "Okay, well, if you really think that that's not how it happened, go grab the dash cam." And here he is, sitting with the dash cam.

• 48:41Caleb Hammer?

  My question was, how frequently are we just blowing up, blowing up, blowing up?

• 48:45Speaker 00

  It's been pretty frequent after she got back from her trip.

• 48:47Caleb Hammer?

  When did she get back from, when was this?

• 48:49Speaker 00

  Three weeks ago.

• 48:51Caleb Hammer?

  So what? Are we daily?

• 48:53Speaker 01

  No.

• 48:54Speaker 00

  That very day, we were at the store.

• 48:56Caleb Hammer?

  No, I know. That day was bad. I'm asking how frequently this happens, is my question. Guys, come on.

• 49:00Speaker 01

  That was the day before.

• 49:02Caleb Hammer?

  Guys, answer the question!

• 49:04Speaker 00

  I'd say probably once a week, we bicker at each other at least a little bit.

• 49:07Speaker 01

  Well, no, the bickering is fairly common, but the blowing up has happened twice since I got back.

• 49:14Speaker 00

  From you?

• 49:15Speaker 01

  No. We had, we had a [BLEEP] that one [BLEEP] argument, and then I had told you about the third guy, the whole situation, and.

• 49:28Speaker 00

  Tensions were high after that.

• 49:29Speaker 01

  No, at first, you were like, "Oh, thank you for telling me. Like, thank you for being upfront." I'd rather you be honest. I'm like, "Thank you."

• 49:36Speaker 00

  I realized you only did it so one of you guys wouldn't tell me.

• 49:40Speaker 01

  No.

• 49:42Speaker 01

  Not these guys, I just didn't want to show up in a random

• 49:44Caleb Hammer?

  Of her being with those people that you both worked with?

• 49:46Speaker 00

  It's the distrust.

• 49:48Caleb Hammer?

  Yeah.

• 49:48Speaker 00

  I asked you, I was honest about everything that I did, which I wasn't very successful about anything, hence the conversation we had earlier.

• 49:56Caleb Hammer?

  Uh huh.

• 49:57Speaker 00

  And um, it's a distrust, she lying about it every time, I swear there's

• 50:01Caleb Hammer?

  Why were you lying?

• 50:02Speaker 00

  I swear there's nobody else.

• 50:03Caleb Hammer?

  There is no trust in this relationship if you keep lying and it keeps getting exposed. So even though, I bet we'd find something even additional now if we knew the truth. So what is extra?

• 50:13Speaker 01

  I mean,

• 50:15Speaker 01

  after the first guy, he practically bullied me and into like, I, I was hardly, I could hardly be present because of how he treated me and he, he would,

• 50:28Speaker 01

  it was just a really terrible experience. And I didn't want to be honest at that point. Why would I want to be honest about more situations like that?

• 50:37Caleb Hammer?

  Like two years later.

• 50:38Speaker 01

  Because

• 50:39Caleb Hammer?

  Like, that's a little

• 50:41Speaker 01

  I'd rather him hear that from me than see it in a random comment.

• 50:43Caleb Hammer?

  Well, yeah.

• 50:44Speaker 01

  Be bitched out by you about it.

• 50:46Caleb Hammer?

  So yeah, so that's the only reason you tell the truth, so you were hiding it. If it wasn't gonna come out, you would have hid it forever. So why would he trust you?

• 50:53Speaker 01

  You're saying hiding it, it's something that happened when I was single. Why do I have to talk about it in the first place?

• 50:58Caleb Hammer?

  Well, he's finding it to be a hiding of the truth.

• 51:01Speaker 00

  I asked you, I asked you, I told you about anything I was even halfway interested in when we weren't together.

• 51:06Caleb Hammer?

  You hit that a month ago, dude. Like, you're not perfect.

• 51:09Speaker 00

  So I have, I had a serving job and I worked with a bunch of

• 51:13Caleb Hammer?

  So you have to take penis?

• 51:14Speaker 00

  A bunch of waitresses and this made her extremely uncomfortable all the time. I wasn't involved with anybody there. But she had the same kind of issues that I did, except I'm not the one that three people in my job.

• 51:26Speaker 01

  You certainly tried to.

• 51:27Speaker 00

  No, no, I invited out to, I invited a lady out to um, a concert in El Paso and they didn't even show up.

• 51:36Speaker 01

  And the other one that you were smoking outside the bar with?

• 51:39Speaker 00

  Yes, we had a cigarette outside and then we went to each other's houses.

• 51:43Speaker 01

  Yeah, and that, that whole situation never bothered me until we got back together and you were still worked with them and obviously that creates some sort of distrust.

• 51:54Caleb Hammer?

  The girl in your car, right?

• 51:56Speaker 01

  Um, me?

• 51:57Speaker 00

  Um, when we weren't together.

• 51:58Speaker 01

  Oh.

• 51:59Speaker 00

  Yeah, I had a rando in my car.

• 52:00Caleb Hammer?

  Her argument?

• 52:02Speaker 01

  And I don't care that he did that, that's okay.

• 52:04Speaker 00

  I was honest about it, so maybe I wouldn't care if you were honest about your bullshit. Instead of hiding it.

• 52:10Speaker 01

  I have no

• 52:11Speaker 00

  It's gotta be me there.

• 52:13Speaker 01

  It's, it's not about hiding, it's about not wanting to talk about it with you because you're a dickhead.

• 52:17Caleb Hammer?

  You don't hold resentment against him, but he holds resentment against you.

• 52:21Speaker 01

  For being with other people while we're single, I hold no resentment.

• 52:25Caleb Hammer?

  There's people that you both worked with though, come on.

• 52:27Speaker 00

  That hurts, that hurts.

• 52:29Speaker 01

  I didn't work with them anymore because he got me fired.

• 52:31Caleb Hammer?

  Yeah, but you both knew the same people.

• 52:35Speaker 01

  He didn't even like him.

• 52:37Speaker 00

  Definitely not after that.

• 52:39Speaker 01

  No.

• 52:40Speaker 00

  I mean, it's not really their fault.

• 52:41Caleb Hammer?

  Where are we at today? Where are you both at today? Yes, this is all amplifying this, but look at this, this is like a trust, he doesn't trust you, he holds resentment. Where are you guys staying in your relationship? What are things like?

• 52:50Speaker 00

  Well, um, we, we try our best to get along. Um, we, we try, try not to

• 52:56Caleb Hammer?

  How do you try your best if we're blowing up constantly? What does we try our best?

• 53:03Speaker 00

  Just try

• 53:03Speaker 01

  Walking on eggshells.

• 53:05Caleb Hammer?

  Yeah, what are you afraid to bring up?

• 53:07Speaker 01

  I mean, really, anything, any pushback that he gets, you know, like, I know that he watches and he knows that that's boundary for me.

• 53:17Caleb Hammer?

  Well, hold on, pause, pause, pause, pause. You won't have sex, why can't he watch?

• 53:21Speaker 01

  It's not about not wanting sex, it's about not being able to find the privacy.

• 53:25Caleb Hammer?

  And you can't, so why can't he at least get off?

• 53:27Speaker 00

  My body doesn't work, well, it worked with those other guys.

• 53:29Speaker 01

  I was postpartum, like freshly postpartum when I said that, like just popped a baby out a couple of weeks ago. I'm not gonna take it.

• 53:38Speaker 00

  Postpartum too, when we, when we separated and you immediately got busy again.

• 53:43Speaker 01

  Two years, he was two years old when we had broken up.

• 53:46Speaker 00

  Have you heard so far about postpartum?

• 53:48Speaker 01

  I wasn't a month postpartum.

• 53:50Caleb Hammer?

  Okay, so why can't he watch when you're a month postpartum then?

• 53:54Speaker 01

  It's more

• 53:55Caleb Hammer?

  See, come on.

• 53:57Speaker 01

  It's more the, it's more, okay.

• 54:00Caleb Hammer?

  Unless he has an addiction, then that's a different conversation, but

• 54:03Speaker 01

  It's a boundary that I had set up, you know, if

• 54:05Caleb Hammer?

  Okay, but

• 54:06Speaker 01

  If we had the privacy to do other things, like obviously not sticking in when I'm freshly postpartum, but if we had the privacy.

• 54:13Caleb Hammer?

  Not now, not now. You're not freshly postpartum.

• 54:16Speaker 01

  No, it's the privacy issue.

• 54:19Caleb Hammer?

  Exactly, so you're not able to because of the privacy, so why can't dude at least drain a pipe?

• 54:23Speaker 01

  Well, how's he, how's he gonna give privacy to even do that?

• 54:26Caleb Hammer?

  The bathroom, he can watch real quick.

• 54:29Speaker 01

  That's the, that's besides the point.

• 54:31Caleb Hammer?

  No, it's not, actually.

• 54:32Speaker 01

  It's still a boundary, it's still a boundary that was set.

• 54:35Caleb Hammer?

  It makes sense if you guys are like, have a healthy sex life, sure. But if like, you literally can't have sex, dude needs to jerk off.

• 54:41Speaker 00

  Exactly.

• 54:43Speaker 01

  You can jerk off, he's got pictures of me and shit like that, like you can jerk off.

• 54:48Speaker 00

  I mean, I want more than pictures.

• 54:50Speaker 01

  And videos, he's got a whole locked file. Absolutely, like

• 54:54Speaker 00

  I mean, that's all you though.

• 54:56Speaker 01

  He knows that, how, how uncomfortable that shit makes me because like, I've been with people that have had addictions.

• 55:02Speaker 00

  I don't have addiction, I wanna, I wanna

• 55:05Speaker 01

  I don't know about that.

• 55:06Speaker 00

  That's it.

• 55:07Speaker 01

  I caught you several times, what, like, I'd be in the living room with the kids and I'd come checking on you and there you are, oh shit.

• 55:13Caleb Hammer?

  Doesn't mean it's an addiction.

• 55:14Speaker 01

  But I don't even make a big deal about it, like

• 55:17Caleb Hammer?

  Kind of are right now.

• 55:18Speaker 00

  It's not a big deal.

• 55:19Speaker 01

  The times that I had walked in on him, I literally, I walk out, I'm, oh, I'm sorry, I'll give you privacy and then I'll address it later.

• 55:27Speaker 00

  Usually I'm like, why don't you just come here and you just go off and I gotta do my, now I feel bad about doing it.

• 55:31Speaker 01

  What am I gonna do with the kids? What am I gonna do with the kids? Oh, fuck off kids, I'm gonna go have sex with dad.

• 55:36Speaker 00

  They're in there doing, playing, watch a movie, put a movie on or something, they glued to that thing for 20 minutes and then we'll come back out and everything's fine. Tell them, hey, hey, come over here and interrupt this, guys, if you want to clean the whole house, they'll never

• 55:47Speaker 01

  The parents that, you know, throw our kids in front of screens because we don't actually want to deal with them.

• 55:51Speaker 00

  20 minutes.

• 55:52Speaker 01

  20 minutes?

• 55:53Speaker 00

  20 minutes so we can have time that we need together is really, I mean

• 55:56Speaker 01

  And the screen doesn't even keep them.

• 55:58Speaker 00

  I'll take, I'll take our tablet to a therapy appointment.

• 56:01Speaker 01

  No, the baby too.

• 56:03Speaker 00

  The baby's, the baby's doing baby shit, she's like, oh my god, colors, a fan.

• 56:06Speaker 01

  I'm, I'm not gonna stay in the mood when I hear a fussy baby in the other room.

• 56:10Speaker 00

  You're never in the mood.

• 56:12Speaker 01

  Uh, actually, I am, I just don't have the privacy.

• 56:18Speaker 01

  Enjoy getting privacy.

• 56:20Caleb Hammer?

  What can we do then? Come on.

• 56:22Speaker 00

  It's like, we just gotta sacrifice a little bit of that, like, there's these, like, every rule, she's, you have to follow that rule to a T, there's no leeway, there's no slack. The privacy thing, like, I get it, we have a door, but we usually just use a curtain in front of our door.

• 56:41Caleb Hammer?

  It's not very good.

• 56:42Speaker 00

  It's not very good.

• 56:43Caleb Hammer?

  So, what do you guys think your financial score is zero to 10? Zero being the worst, 10 being the best.

• 56:49Speaker 01

  Zero.

• 56:49Speaker 00

  Together or separate?

• 56:52Speaker 01

  Zero.

• 56:54Caleb Hammer?

  Together, you guys are together, dude.

• 56:56Speaker 01

  Our finances are combined, we have one checking account, zero.

• 57:00Speaker 00

  Well, okay, I would say two.

• 57:04Speaker 01

  Where the did you get that number from?

• 57:07Speaker 00

  You said one to 10 on, on how good our

• 57:10Speaker 01

  Okay, but we, we don't have any savings whatsoever, no retirement.

• 57:15Speaker 00

  It's not a good number.

• 57:16Speaker 01

  Your debt is horrendous.

• 57:18Speaker 00

  We have a couple, well, we have an asset.

• 57:21Caleb Hammer?

  All right, guys, if you want your financial score figured out where you stand in the world of money, where you're doing poorly, where you're doing great in detail by just taking a sort of a short free assessment at gailmemram.com. And if you don't want to be like a guest who ends up on the show, make sure you download the Dollar Wise Budgeting app, it is the best budget app for the average American. Instead of that over complicated bullshit that you stop using after a couple of weeks because it's just way too much. So check it out, get the free trial at dollarwise.com or just download the app. Take the annual version if you like it, most people do because you save nearly 50% on your money. All right, guys. Yeah, let's get into this, who has self, you have self. Well, are we doing this together or, or we're trying to stay together, right? I've had a lot of breakups recently, but you guys are trying to stay together, right?

• 57:58Speaker 01

  Absolutely.

• 57:58Caleb Hammer?

  Okay, absolutely. So it doesn't matter whose is whose then, in my opinion, if we're doing it together, are you guys married?

• 58:05Speaker 00

  Yes.

• 58:06Caleb Hammer?

  Were you married when you broke up?

• 58:08Speaker 01

  No.

• 58:09Caleb Hammer?

  You guys got back together and got married?

• 58:11Speaker 00

  Yes, sir.

• 58:11Speaker 01

  Uh, that's a pretty complicated story. Um, there was a custody dispute with his daughters and we wanted to assure that if anything had happened, I had rights over the girls, so

• 58:22Speaker 00

  Wait, wait, wait, wait. Are you saying that's the only reason we got married?

• 58:27Speaker 01

  That's not the only reason.

• 58:28Speaker 00

  That was your first reason though.

• 58:30Speaker 01

  The reason for the hastiness.

• 58:32Caleb Hammer?

  Okay, so the self,

• 58:37Caleb Hammer?

  $1,516.14 with a minimum monthly payment of $50, I mean, that's not horrible, but you aren't just doing the minimum while a lot of interest is charging, nine years to pay off. Oh, no, there is chat GPT right there. Plus a ton of interest.

• 58:54Speaker 01

  Wait, you paid for?

• 58:56Speaker 03

  Honey, that flu keeping you up?

• 58:57Speaker 01

  Yeah, I don't got this.

• 58:59Speaker 03

  You need NyQuil Intense Flu.

• 59:01Speaker 05

  Undo your flu symptoms with NyQuil Intense Flu. The nighttime sniffling, aching, aching fever best sleep with a flu medicine. You do got this. Users directed. Keep out of reach of children.

• 59:09Speaker 01

  Chat GPT?

• 59:10Speaker 00

  I did. I was, um.

• 59:12Caleb Hammer?

  I mean, okay.

• 59:13Speaker 00

  Yeah.

• 59:14Caleb Hammer?

  Fine. What?

• 59:14Speaker 00

  I was trying to, I mean, it's eight dollars, but I was trying to create, um.

• 59:17Speaker 01

  Fine if we could afford shit.

• 59:18Caleb Hammer?

  Yeah, you can't afford shit.

• 59:19Speaker 00

  I, uh, attempted to, um, join in on the travel agency, um, recently. And I was using chat GPT to create, um, images for my Facebook page and things like that. For my, uh, travel agency. That ended up.

• 59:35Caleb Hammer?

  You're doing a travel agency?

• 59:37Speaker 00

  Uh, um, no.

• 59:39Caleb Hammer?

  Who does travel agencies in two thousand twenty-six?

• 59:42Speaker 00

  In New Mexico, yeah. I, uh, kinda, that tanked and I, I gave up on it.

• 59:46Caleb Hammer?

  Well, that didn't even come off.

• 59:47Speaker 01

  I'm spending money on it.

• 59:48Caleb Hammer?

  How much money did you spend on it?

• 59:50Speaker 00

  Uh, sixty-seven dollars.

• 59:52Speaker 01

  That's a lot when you don't have.

• 59:53Caleb Hammer?

  It is a lot of money that you guys.

• 59:54Speaker 01

  It's a lot when I'm paying all the bills.

• 59:56Caleb Hammer?

  Yes, two thousand five hundred and fifty dollars a month, net, and actually, no, that's gross.

• 1:00:01Speaker 01

  Even if you're putting that on credit.

• 1:00:03Caleb Hammer?

  And you make nothing. Why don't you get a job? I'm confused. Why don't you put the fries in the bag?

• 1:00:06Speaker 00

  I'm doordashing currently.

• 1:00:08Caleb Hammer?

  Okay, what are you making doordashing?

• 1:00:09Speaker 00

  Um, well, I, I started just a few weeks ago.

• 1:00:12Caleb Hammer?

  Shut the fuck up.

• 1:00:12Speaker 00

  Made seven hundred bucks.

• 1:00:13Caleb Hammer?

  How many hours does he do doordashing?

• 1:00:15Speaker 01

  I mean, the first week he did all right, but he, he literally only started doordashing because he didn't want you to bitch him out about not having anything.

• 1:00:23Caleb Hammer?

  Ah, cause he knew you were coming on. That happens. That happens on the show. People change their behavior right before coming on the show because I'm a yeller. So what's gonna happen when we leave?

• 1:00:32Speaker 00

  Doordash.

• 1:00:33Speaker 01

  Probably not much of anything.

• 1:00:35Caleb Hammer?

  From his first day to here?

• 1:00:36Speaker 00

  I made seven hundred bucks in my first two weeks. It wasn't bad.

• 1:00:40Caleb Hammer?

  I, it's extra money, but out of the seven hundred, how much to go to maintenance? How much went to gas?

• 1:00:45Speaker 00

  Pretty much all of it. I mean, it goes into our joint account and we use it for bills and payments and stuff.

• 1:00:50Speaker 01

  How much you got out of it outside of having to put gas back in the car?

• 1:00:55Speaker 00

  Oh, okay, the, um.

• 1:00:56Caleb Hammer?

  And then you have to set some aside for self-employment taxes and everything as well.

• 1:00:59Speaker 00

  Absolutely. I'd say probably four fifty, four seventy-five.

• 1:01:03Caleb Hammer?

  Uh, uh, listen, anything helps, but I would rather you just go get a job. Doordashing's not the best in this environment right now.

• 1:01:09Speaker 01

  And how much immediately goes right into your net?

• 1:01:12Speaker 00

  I got it straight up to the highest tier, um, dashing. So I do get priority orders and things like that.

• 1:01:18Caleb Hammer?

  Okay, so it sounds like everyone gets that immediately. If you got it immediately and you only made that much money, come on.

• 1:01:25Caleb Hammer?

  That's your big brag? Okay, a Sapphire card, four thousand one hundred fifty-one dollars and five cents. Minimum to payment, four thirteen. Now that moves everything. It's fifty dollar payment from the last one, not great, but this one at four thirteen is insane.

• 1:01:40Speaker 00

  It's at four, uh, thirteen because I've, uh, missed, it was at one seventeen, I believe, and I missed, uh.

• 1:01:46Caleb Hammer?

  Interest. And you're still purchasing while you're missing.

• 1:01:49Speaker 00

  Uh, no, it's closed now.

• 1:01:50Speaker 01

  Get the balance that high.

• 1:01:52Caleb Hammer?

  Purchasing while you're missing then, asshole. It was a return payment fee, actually, is what it was, because you didn't have enough money in your checking account when you made a payment. What's wrong with you? You have children.

• 1:02:03Speaker 01

  What even got the balance that high to begin with?

• 1:02:05Speaker 00

  Um, so I used it to supplement our income when I left, uh, that restaurant.

• 1:02:11Speaker 01

  Supplement, like?

• 1:02:13Speaker 00

  Like pay all the bills while I try to find another job. Well, I was, okay, so I invested in, um, auto detailing business in, um, my hometown and it didn't.

• 1:02:25Speaker 01

  It was a shit move. It's a really saturated market.

• 1:02:28Speaker 00

  It became very saturated. I guess a lot of people had the same idea. But I had a lot of good clients. I have a lot of good ratings, but it didn't kick off. It wasn't paying the bills, you know?

• 1:02:37Caleb Hammer?

  You, you'd never make money doing anything. You're a failure.

• 1:02:42Speaker 00

  No, I'm not a failure. I tried.

• 1:02:45Caleb Hammer?

  Anything to show for it? Trying doesn't mean you succeeded. Yeah. Thirty-one. Stop breathing through your nose, dude.

• 1:02:55Caleb Hammer?

  Stop.

• 1:02:56Speaker 00

  I'm not putting anything through my nose.

• 1:02:58Caleb Hammer?

  No, it's, it's so loud. It's so windy and airy and weird. No, it's not funny. It's the podcast.

• 1:03:05Speaker 01

  Are you telling him to be a mouth breather?

• 1:03:06Caleb Hammer?

  Yes, actually.

• 1:03:07Speaker 00

  I actually am a mouth breather.

• 1:03:08Caleb Hammer?

  Listen to this. Yes, late fees every month. Why weren't you paying at least minimum li- payment?

• 1:03:13Speaker 00

  I, I was. This is the chase card.

• 1:03:16Caleb Hammer?

  Was, you're not.

• 1:03:17Speaker 00

  I, I was, but I'm not.

• 1:03:19Caleb Hammer?

  No, you weren't. You had so many late fees this year.

• 1:03:21Speaker 00

  It's actually closed now.

• 1:03:22Caleb Hammer?

  Closed doesn't mean you don't owe.

• 1:03:24Speaker 00

  That's true.

• 1:03:25Caleb Hammer?

  So what the, what the fuck are you telling me?

• 1:03:27Speaker 00

  I'm, I'm just trying to catch up on bills right now, I guess. I'm not.

• 1:03:32Speaker 01

  You're not paying them. I am.

• 1:03:34Speaker 00

  Well, I'm doing doordash, so I'm trying to do doordash. I go out at two o'clock in the morning. I'm trying to make money. I try to.

• 1:03:40Caleb Hammer?

  Who's bringing food at two o'clock in the morning in Albuquerque?

• 1:03:42Speaker 00

  Um, a lot of people, actually, and, you know, they're a little whoopsie, so they.

• 1:03:45Caleb Hammer?

  Which is why you only made a few hundred bucks.

• 1:03:48Speaker 00

  I, I wish, um.

• 1:03:49Caleb Hammer?

  Yeah, exactly. So shut up a lot of people. You're not meeting demand. It doesn't exist. The reality is, is trying to pay bills is taking out consolidations behind your back like he did right before coming on the show.

• 1:04:00Speaker 01

  That's ridiculous. You haven't even stopped using the credit cards. So how are you pulling a consolidation if you're still using the credit cards?

• 1:04:09Speaker 00

  I, um, I actually, uh, tried to close a lot of the accounts before I came. I left one open, though, um, for emergencies, of course, like everybody does.

• 1:04:19Caleb Hammer?

  Everybody doesn't do that. People have an emergency fund, especially people with kids. That's what a responsible parent does. It's what an adult does.

• 1:04:33Caleb Hammer?

  Yeah, we don't open consolidations without changing our behavior first, or else you're just gonna have double the debt in the end.

• 1:04:38Speaker 01

  Yeah, nothing's stopping you from pulling out more credit cards, like applying for more credit cards and racking them up. You still use the credit cards irresponsibly. Like, half the time you'll come home with a beer. I'm all, did, how'd you pay for that?

• 1:04:52Caleb Hammer?

  Comes home with a beer?

• 1:04:54Speaker 01

  Uh, he'll grab beers from the gas station.

• 1:04:57Caleb Hammer?

  It's an expensive way to get beer, too.

• 1:04:58Speaker 01

  Mm-hmm.

• 1:04:59Speaker 00

  I actually, um, switched over to getting, um, bottles from Sam's Club. It's, it's a little bit cheaper.

• 1:05:04Speaker 01

  It's still money we don't have.

• 1:05:07Speaker 00

  No.

• 1:05:08Speaker 01

  You can't, you can't be paying into habit, like, especially bad habits. You can't, uh, be paying into that shit if it's ultimately me paying for it.

• 1:05:18Speaker 00

  Honestly, like, I just go and I get my bottle and, you know, I'll.

• 1:05:22Caleb Hammer?

  How much does he drink?

• 1:05:23Speaker 00

  I'll sip on my bottle so I can tolerate this bullshit that I deal with.

• 1:05:27Caleb Hammer?

  Drink every night. That's just reality. Whether or not it's healthy isn't even the question.

• 1:05:31Speaker 01

  Yeah, you, you shouldn't, like, we've even had these conversations that, you know.

• 1:05:36Caleb Hammer?

  Wait, wait, wait, wait, wait, wait, wait, wait, wait. Well, one second. I'm being informed you shouldn't even drink.

• 1:05:43Caleb Hammer?

  You've been in rehab. Why the fuck are you drinking? You are the father of children.

• 1:05:48Speaker 00

  Well, I, I wasn't in rehab for alcohol.

• 1:05:52Caleb Hammer?

  Even if you were in rehab for something else, why are we doing another addictive substance? You're obviously in an addicted personality. And honestly, probably would be. What were you in rehab for?

• 1:06:01Speaker 00

  I, um, made a lot of big mistakes when I was younger.

• 1:06:04Caleb Hammer?

  What were you in rehab for as attempt number two?

• 1:06:07Speaker 00

  I used to be a head.

• 1:06:09Caleb Hammer?

  In Albuquerque.

• 1:06:12Speaker 00

  In Albuquerque. Surprise, surprise.

• 1:06:16Speaker 01

  That's, um,

• 1:06:19Speaker 01

  kind of why it didn't work out with the baby mama.

• 1:06:25Caleb Hammer?

  Yeah, yeah, you have the kids?

• 1:06:27Speaker 01

  She was a bigger tweaker.

• 1:06:28Caleb Hammer?

  Oh.

• 1:06:29Speaker 01

  She's in jail right now. She's the kind of tweaker that doesn't like being called tweaker.

• 1:06:35Caleb Hammer?

  Well, it sounds like she, uh, hasn't put it down.

• 1:06:38Speaker 01

  I don't believe.

• 1:06:39Speaker 00

  That's a good sound.

• 1:06:40Speaker 01

  She, she's.

• 1:06:40Caleb Hammer?

  She's still in, if she's in jail.

• 1:06:42Speaker 01

  She almost burned somebody's house down. And we were actually witnesses on the case because she posted it on Snapchat.

• 1:06:50Caleb Hammer?

  I want her. I want her to come on the show.

• 1:06:53Speaker 01

  Uh, see the comments under her shit? The DUI cams and stuff.

• 1:07:00Speaker 00

  My naturally walk.

• 1:07:01Caleb Hammer?

  When'd you go to rehab?

• 1:07:03Speaker 00

  Um, this was in twenty seventeen. I went through a twelve step program.

• 1:07:07Caleb Hammer?

  Okay.

• 1:07:08Speaker 00

  As a part of my recovery.

• 1:07:09Caleb Hammer?

  Yeah, yeah, yeah. But the thing is, why would the fuck are you drinking booze right now? No, it's not meth. But come on, you shouldn't be drinking, right?

• 1:07:17Speaker 00

  I mean, I mean, I don't, I don't.

• 1:07:20Caleb Hammer?

  She says you drink every day.

• 1:07:21Speaker 00

  I, I drink after the kids go to bed while I'm maybe watching TV or playing games.

• 1:07:26Caleb Hammer?

  Have drinks, don't drink every day.

• 1:07:28Speaker 00

  I mean, I just, I usually hang out and play with my friends and I'll have a drink or two. It's not, I don't get drunk. I don't wake up plastered.

• 1:07:36Caleb Hammer?

  Who drinks every day, who can't hold a job for more than two months and contributes nothing to the household.

• 1:07:42Speaker 00

  I take care of the kids.

• 1:07:44Caleb Hammer?

  Barely. You make sure they literally don't grab a knife and stab themselves in the eyes. That's it. You don't take care of the house. You don't clean up. You don't do things. You do the dishes once a month.

• 1:07:54Speaker 01

  Yeah.

• 1:07:55Caleb Hammer?

  Like, what the fuck? You blow up on her.

• 1:07:57Speaker 00

  I don't blow up on her. That's.

• 1:07:58Caleb Hammer?

  She said.

• 1:07:59Speaker 00

  That's bullshit. That's fucking dramatic. She's the one that blows up on me. She'll run off and then come back and then blow up on me and then turn it on me. This is why I want receipts.

• 1:08:08Speaker 01

  It's not.

• 1:08:09Speaker 00

  This is why I want them to watch the video, pull it up on my dash cam, because it's bullshit.

• 1:08:13Speaker 01

  Not blowing up.

• 1:08:13Speaker 00

  I don't have titties. I can't open my legs, so nobody believes me. Nobody gets it.

• 1:08:18Speaker 01

  It's, every time I try to solve a situation, you don't want to see my perspective. You'd absolutely, it didn't happen like that.

• 1:08:26Caleb Hammer?

  This is how everything's stacking up, man. How long were you doing?

• 1:08:30Speaker 00

  Um, I mean, I was doing one thing or another for about seven years.

• 1:08:34Caleb Hammer?

  Good.

• 1:08:35Speaker 00

  Seven or eight years, yeah.

• 1:08:37Caleb Hammer?

  Wait, now is it okay to go? What? So you started at what, twelve?

• 1:08:40Speaker 00

  Um, no, no, I started in twenty fifteen. I was twenty years old.

• 1:08:44Caleb Hammer?

  This doesn't make any sense. How do you do things for that long if you went to? No, okay, how long have you been clean then, I guess, is the question, not when?

• 1:08:52Speaker 00

  I've been clean off of that stuff since, um, drug court. I, I relapsed.

• 1:08:56Speaker 01

  A year.

• 1:08:57Caleb Hammer?

  Does this make sense? He started in twenty fifteen. His rehab was in twenty seventeen. He's been clean since then, but he was doing stuff for six years.

• 1:09:04Speaker 00

  So, um, I came back from a children's home in twenty ten. After that, I got him with the wrong crowd, started doing stuff until about twenty seventeen.

• 1:09:12Caleb Hammer?

  Twenty ten. Why'd you say twenty fifteen then?

• 1:09:13Speaker 00

  Uh, twenty, sorry, I started doing in twenty fifteen, but it built up to that point, is what I'm trying to say.

• 1:09:22Speaker 00

  So.

• 1:09:22Speaker 01

  He was already long sober by the time I had met him.

• 1:09:25Caleb Hammer?

  Yeah, I would still be a little concerned if that person drinks every day. Okay, yeah, this destiny card is over the limit. And yeah, by seventy two dollars, you owe five hundred seventy two dollars and ninety four cents with a minimum payment of forty dollars. Did make a payment, but you're over the limit still. It's because there's so many late fees this year.

• 1:09:46Speaker 00

  Yeah.

• 1:09:47Speaker 01

  There wouldn't be late fees if he would just hold a job.

• 1:09:50Speaker 00

  And that's part of the reason that I lit this fire and did the DoorDash thing because I've been looking for a job, but it's just not working.

• 1:09:55Caleb Hammer?

  What do you mean you're looking for a job? What's looking for a job?

• 1:09:57Speaker 00

  I play online. To places, I'm trying to work.

• 1:10:00Caleb Hammer?

  Cater the resumes.

• 1:10:01Speaker 00

  Trying to work from home because I can't have a job with her.

• 1:10:04Caleb Hammer?

  There you go. You're not going to get a work from home job. You're not going to.

• 1:10:06Speaker 01

  Okay, no, no, no.

• 1:10:07Caleb Hammer?

  In a tight labor market where that is the vast minority of jobs, very small minority, you are not going to work from home.

• 1:10:14Speaker 01

  You're you're about to get into the old kind of a job with her business running. If you had a stable job and I could pick up more hours, the kids could have a reliable nanny. We could pay for that.

• 1:10:25Speaker 00

  Where?

• 1:10:26Speaker 01

  But we can't pay for those luxuries.

• 1:10:28Speaker 00

  We don't even trust your mom to take care of the kids.

• 1:10:31Speaker 01

  I'm sorry, what?

• 1:10:32Speaker 00

  We don't even trust your mom to take care of the kids. How are you going to trust a nanny?

• 1:10:35Caleb Hammer?

  Is we both of you?

• 1:10:37Speaker 01

  My my mom's disabled. It's for me, it's less.

• 1:10:39Caleb Hammer?

  Oh, yeah.

• 1:10:41Speaker 01

  No, no, physically disabled. She she's got a spinal stenosis and.

• 1:10:47Caleb Hammer?

  Yeah, I mean, that's different. That's not trusting.

• 1:10:49Speaker 01

  There's only so much she can do, so many hours she can do.

• 1:10:52Caleb Hammer?

  Come on, that's fair compared to a nanny. What are we doing? You're just you're just pissed that her her mom hates you, hates that she's with you.

• 1:11:00Speaker 00

  Yeah.

• 1:11:00Speaker 01

  Yeah, and I'm I'm caught in the middle of that shit all of the time.

• 1:11:03Caleb Hammer?

  Well, no shit she hates.

• 1:11:04Speaker 01

  To communicate.

• 1:11:06Caleb Hammer?

  Of course she hates you getting with a fucking addict who drinks every day and is a loser and contributes nothing. And of course, it's poetic as well that a baby got with a.

• 1:11:16Speaker 01

  Oh, my gosh. That is absolutely not true. My mom never did.

• 1:11:21Caleb Hammer?

  Are you sure?

• 1:11:22Speaker 01

  I'm fairly certain.

• 1:11:24Caleb Hammer?

  I'm not confident. Why does she hate you?

• 1:11:27Speaker 00

  Um, she's kind of hated me from the get go, but she vents about some of this stuff to her mom. And, you know, she just has this image of me based off of the venting that she doesn't want to see past that to anything else.

• 1:11:38Caleb Hammer?

  We'll put that we'll put that to bed then. If that's an actual bad dynamic, I'm going to call the mommy and I'm going to have you confront her once and for all on the post show. Okay, this Mission Lane card, you owe six hundred forty dollars and five cents with a twenty five dollar minimum payment. There is late fees this year so far, but there's no purchasing, at least being done on this one. Or over the limit. Okay, Indigo, not over the limit, but huge balance. What's going on here?

• 1:12:02Speaker 00

  Um, I know that we used um, the Indigo card to pay for part of a.

• 1:12:08Caleb Hammer?

  Fees.

• 1:12:09Speaker 00

  A fuel pump. A charge because we were trying to go up to. We were trying to go somewhere else in the state because a relative of mine.

• 1:12:18Caleb Hammer?

  The fuck does it have to do with a thousand three hundred and forty one dollars?

• 1:12:21Speaker 00

  And I had to max up the rest of it. Um, I honestly couldn't tell you exactly what I spent.

• 1:12:26Caleb Hammer?

  You went in, you got some beer, you got Little Caesar's, you went to a restaurant, dining, Whataburger, Burger King. And then a late fee on top of all this. So you spent all the money, get a late fee. That's our fuel pump failed?

• 1:12:37Speaker 00

  Uh, no.

• 1:12:39Caleb Hammer?

  You went and got bullshit, actually, and then you parked somewhere. It's all bullshit. There's not one necessary purchase there. And then you were late. You purchased it all in bullshit and then you were late and then you tried to wah wah wah, fuel pump failed. To you, dude. What are you talking about? You're for your entire family here.

• 1:12:54Speaker 01

  Why are you spending so much bullshit?

• 1:12:57Caleb Hammer?

  Yeah, take it asshole.

• 1:12:59Speaker 00

  I will. I will take it.

• 1:13:01Speaker 01

  Like that.

• 1:13:01Caleb Hammer?

  If you ever decide to get your life together, I'll get you a course career certification. A lot of people in the audience take course career certifications. They send us the receipts, all that good stuff. You get discounts with my link and they turn them into six figure jobs. You should do that soon. Okay?

• 1:13:15Speaker 00

  Okay.

• 1:13:15Caleb Hammer?

  And also pay for a year of grinder premium when she inevitably leaves you.

• 1:13:20Speaker 01

  That's none of that's actually you paying for shit. Ultimately, that's me paying more than it's worth.

• 1:13:27Speaker 00

  I might have misunderstood which card it was. Yeah. But we got stranded.

• 1:13:30Caleb Hammer?

  For that many purchases?

• 1:13:32Speaker 00

  Yes.

• 1:13:33Caleb Hammer?

  What? Okay, once a had always a. I mean, this dude's he's he's a liar. He's a liar, just like he was in his pedaling days. He really is, and he can't hide it very well.

• 1:13:45Speaker 01

  I mean, I I had no idea the severity of half of these and we're not even a quarter of the way through all this.

• 1:13:52Caleb Hammer?

  And it's late basically every.

• 1:13:55Speaker 01

  Well, he's only only late because I can't afford all this shit.

• 1:13:59Caleb Hammer?

  All his spending that he still does.

• 1:14:02Caleb Hammer?

  Okay, with Avant, it is two hundred fifty seven dollars and twenty four cents. Now, listen. If you guys do decide to do a consolidation, we have lots of great options on Calebhammer.com. For consolidations and credit cards and personal loans and. Car insurance and car refinancing and all that good stuff. We have a lot of great options, but it doesn't work if you don't change your behavior first.

• 1:14:22Speaker 01

  I I've considered it many a times, but I just.

• 1:14:25Caleb Hammer?

  Except guess what? He goes to spend the cards.

• 1:14:27Speaker 01

  Exactly.

• 1:14:29Caleb Hammer?

  Oh, fee. Who would have thought? Another Indigo card, two hundred fifty bucks.

• 1:14:36Caleb Hammer?

  No, this is concerto, sorry, concor. And you owe minimum, well, probably normally two fifty. And oh, no, it's because he there wasn't even, this was zero balance. And then an annual fee hit of two hundred fifty dollars. You're paying for the pleasure of keeping this up.

• 1:14:53Speaker 00

  Yeah.

• 1:14:53Caleb Hammer?

  You're paying for the pleasure of it.

• 1:14:55Speaker 01

  Why not just close it if you're not using it?

• 1:14:58Speaker 00

  Actually, that's I just opened that one. About a month ago.

• 1:15:02Caleb Hammer?

  Why?

• 1:15:03Speaker 01

  Wow.

• 1:15:04Caleb Hammer?

  Why would you do that?

• 1:15:05Speaker 00

  Fifty nine hundred credit limit.

• 1:15:07Caleb Hammer?

  Oh, it's your new credit. It's for an auto business. He's doing an auto business now.

• 1:15:11Speaker 01

  So.

• 1:15:12Caleb Hammer?

  What an entrepreneur this guy.

• 1:15:13Speaker 01

  From the first time.

• 1:15:14Caleb Hammer?

  What's your new auto business that you opened this card for that has a two hundred fifty dollar fee?

• 1:15:20Speaker 00

  It's a um, I use it for my cleaning business. I uh, I bought a.

• 1:15:24Caleb Hammer?

  You have a cleaning business now.

• 1:15:25Speaker 00

  I'm trying to get back into it. I've been getting a lot of calls for my uh, I still have my business on Yelp. I I have.

• 1:15:32Caleb Hammer?

  Yeah.

• 1:15:33Speaker 00

  I didn't have my vacuum.

• 1:15:34Speaker 01

  Getting a lot of calls, why aren't you scheduling anything?

• 1:15:36Speaker 00

  I didn't have my vacuum, so I used the card to buy a vacuum and now nobody's calling me. So.

• 1:15:43Caleb Hammer?

  You suck at everything.

• 1:15:45Speaker 01

  Sure jumped the gun on that one.

• 1:15:46Caleb Hammer?

  Liar, gaslighter, piece of shit. He really is. He's still living his drug addict life. You owe four hundred ninety one dollars on this milestone and sixteen cents with a forty dollar monthly payment. It's at a thirty six percent interest rate of death. Oh, good credit one, the worst you can get.

• 1:16:00Speaker 01

  I have a credit one as well.

• 1:16:01Speaker 00

  I hate him.

• 1:16:02Caleb Hammer?

  Right? Yeah, you guys suck. You're over the limit, five hundred eight dollars and three cents, minimum payment thirty dollars. Lots of interest, lots of bullshit, and other credit one. This one's even higher. At seven hundred forty nine dollars with a minimum payment of seventy five dollars. There's a late fee on this. What is wrong with you?

• 1:16:24Speaker 00

  Their late fees are outrageous.

• 1:16:26Speaker 01

  Well, yeah.

• 1:16:26Caleb Hammer?

  Don't pay them late. Another credit one, who would have thought? Five hundred seventy five dollars and two cents with a minimum monthly payment of thirty dollars.

• 1:16:38Speaker 01

  Wait, you have two credit ones?

• 1:16:40Caleb Hammer?

  I have. Oh, that was I went through three.

• 1:16:42Speaker 00

  That was hers.

• 1:16:43Caleb Hammer?

  So that was probably yours.

• 1:16:44Speaker 01

  I have one.

• 1:16:44Caleb Hammer?

  Yeah, I went through three credit ones.

• 1:16:46Speaker 01

  What the?

• 1:16:47Caleb Hammer?

  Then a venture one card.

• 1:16:51Caleb Hammer?

  Uh, there's transactions on this. You owe six hundred? No. Uh, no. Okay, six hundred limit. You owe five hundred twenty three dollars and twenty five cents, minimum payment twenty five. But what did the necessities go to? Oh, the purchase was not having enough money in the card, so it was a return payment fee.

• 1:17:08Speaker 01

  Oh, yeah, yeah, yeah.

• 1:17:10Caleb Hammer?

  So you didn't have enough money in the account.

• 1:17:14Caleb Hammer?

  Oh, you late on a Capital One business card. Yeah, I guess you do have one.

• 1:17:20Speaker 01

  I had recently gotten a new debit card and I was apparently retarded and didn't switch over the cards.

• 1:17:27Caleb Hammer?

  You have a minimum payment of, well, now fifty. It's normally twenty five dollars and you're purchasing, even though you were late with a balance of two hundred three dollars and five cents.

• 1:17:37Caleb Hammer?

  You went in the gas station, got some bullshit, you got Southwest Airlines and then a return payment fee because you didn't have enough money in your checking account. Both of you, you guys are equals and just horrible.

• 1:17:45Speaker 01

  That is the first purchase in a long time I made on that.

• 1:17:49Caleb Hammer?

  Oh, why'd you go to the gas station and get some bullshit?

• 1:17:51Speaker 01

  Um, we were, when I was visiting my family in Wisconsin, I had to grab my son something to eat really quick because.

• 1:17:58Caleb Hammer?

  Have snacks.

• 1:17:59Speaker 01

  We were in the car for the next two hours.

• 1:18:02Caleb Hammer?

  Snacks.

• 1:18:05Speaker 01

  I don't have a rebuttal.

• 1:18:06Speaker 00

  Gotta have the snacks.

• 1:18:09Speaker 01

  So we had eaten all the snacks on the plane, so I I didn't pack enough.

• 1:18:14Caleb Hammer?

  Oh, well, we're over the limit on the aspire card, one thousand five hundred ten dollars and seventy five cents with a minimum monthly payment of sixty nine dollars and seventy one cents.

• 1:18:25Caleb Hammer?

  At thirty percent. Let's see, are they purchasing? Yes, we're getting tacos. We're getting Applebee's. Uh, Planet Fitness, credit protection fee.

• 1:18:33Speaker 01

  I thought you weren't paying for the Planet Fitness.

• 1:18:35Caleb Hammer?

  Oh, you're paying for the Planet Fitness.

• 1:18:38Speaker 01

  That you're not.

• 1:18:39Speaker 00

  For the Planet Fitness.

• 1:18:41Speaker 01

  You're not going though.

• 1:18:42Caleb Hammer?

  He is. He's going for the gym. He's going for the gym, bathroom, locker, room, showers.

• 1:18:51Caleb Hammer?

  That's what they do.

• 1:18:52Speaker 00

  Actually, I haven't even been going at all, so I've been paying for.

• 1:18:55Speaker 01

  Yeah, no, I thought that was on your debit card. Why are you still paying for that?

• 1:18:58Caleb Hammer?

  Bending over.

• 1:19:01Speaker 00

  I don't even go anymore. Though a massage would be really nice.

• 1:19:06Caleb Hammer?

  Planet Fitness? That's a thing?

• 1:19:09Speaker 00

  Yeah.

• 1:19:10Caleb Hammer?

  Okay, uh, Best Buy card. Geez, you really have everything.

• 1:19:16Caleb Hammer?

  We owe as basically maxed out nine hundred twenty dollars and twenty six cents with a minimum payment of thirty four dollars.

• 1:19:24Speaker 01

  I thought you had paid that down.

• 1:19:25Caleb Hammer?

  No, interest.

• 1:19:26Speaker 00

  I did pay that down and then I spent it again.

• 1:19:28Caleb Hammer?

  Yeah, and he has a Google One subscription on here and he has late fees and interest. It's it's just insane, dude. You have care of credit.

• 1:19:35Speaker 01

  Yes.

• 1:19:35Speaker 00

  Yeah, our dog.

• 1:19:37Caleb Hammer?

  Yep, because you shouldn't have pets if you can't even afford to take care of your own kids. And you don't have pet insurance, clearly. Three hundred twelve dollars and ninety seven cents, minimum payment thirty dollars.

• 1:19:47Speaker 01

  I had planned to get.

• 1:19:49Caleb Hammer?

  You had planned. Maybe you should have done it.

• 1:19:51Speaker 01

  But she got sick before I was able to.

• 1:19:53Caleb Hammer?

  Get it now.

• 1:19:54Speaker 01

  Yes.

• 1:19:56Caleb Hammer?

  Thirty three percent interest rate. Why do you owe? Oh, for dog sitting? You owe for dog sitting a hundred fifty dollars?

• 1:20:02Speaker 01

  Um, yeah, last uh, major trip we all went on together, my friend watched the dogs for me.

• 1:20:08Caleb Hammer?

  When?

• 1:20:08Speaker 00

  When we drove to Wisconsin.

• 1:20:10Caleb Hammer?

  When?

• 1:20:10Speaker 01

  Last year.

• 1:20:11Caleb Hammer?

  And you still owe a hundred fifty dollars for pet sitting. That's pathetic.

• 1:20:15Speaker 01

  Yeah.

• 1:20:15Caleb Hammer?

  You have a credit builder. We have credit builders on Calebhammer.com as well. And I bet it's better than this one because it has an interest rate of fifteen point six or five, six or fifteen point sixty nine percent. Absolutely. Should have gone to our website first.

• 1:20:32Speaker 00

  This one I think is

• 1:20:34Caleb Hammer?

  Two hundred and sixty-four dollars, seventy-five cents, minimum monthly payment thirty-five.

• 1:20:38Speaker 00

  Where you pay into it secured, secured.

• 1:20:40Caleb Hammer?

  Yes.

• 1:20:43Caleb Hammer?

  Oh my goodness, there's pass.

• 1:20:48Caleb Hammer?

  Pay this amount, nine hundred and seventy-three dollars for what? Our standing balance, one thousand six hundred and twenty-three. What is this? Oh, it's a Volkswagen. Can't even pay. Our balance is only down to one thousand six hundred and twenty-three dollars and sixty cents. And we can't even make our minimum payment. What's the normal minimum payment? Two hundred and eighty-seven dollars and seventy-nine cents. So you're behind four payments. You're gonna get repo'd at the end of a loan?

• 1:21:07Speaker 01

  I called and I asked them to put the, the missing payments at the end of the loan.

• 1:21:13Caleb Hammer?

  Oh, great. The end of the loan is in like a three months. You guys are at the end of the loan. You guys are so, and they'll only do that for so long until it gets repo'd. If you get repo'd at the end of paying down this loan, that'll be actually kind of funny. Cause you guys suck.

• 1:21:26Speaker 01

  I don't have the car anymore.

• 1:21:28Caleb Hammer?

  Why?

• 1:21:29Speaker 01

  It was totaled. I didn't have gap coverage.

• 1:21:33Speaker 01

  So I'm, I'm paying just a financing. Yeah.

• 1:21:38Caleb Hammer?

  What about the Volkswagen Jetta? Or is that what that was?

• 1:21:40Speaker 01

  That's bad, yeah.

• 1:21:41Caleb Hammer?

  So that's what we just looked at?

• 1:21:42Speaker 00

  Yes.

• 1:21:43Caleb Hammer?

  Okay, so it's continuation. Oh my gosh. It continues. White Sands, Federal Credit Union, auto loan.

• 1:21:48Speaker 01

  That's his car.

• 1:21:49Speaker 00

  That, yeah.

• 1:21:53Caleb Hammer?

  Okay. Nine thousand, seven hundred and fifty dollars. No, sorry, that was the purchase. It is three thousand, five hundred and sixty-five dollars. Minimum payment, two twenty-nine. Are we even paying it?

• 1:22:04Speaker 01

  No.

• 1:22:05Speaker 00

  I believe we missed this last month.

• 1:22:06Caleb Hammer?

  Well, guess what? It's worth a thousand, three hundred and ninety.

• 1:22:08Speaker 01

  I absolutely believe that. He had paid that down a lot more than that.

• 1:22:13Speaker 00

  I've been paying the

• 1:22:14Caleb Hammer?

  No, he's not.

• 1:22:14Speaker 00

  Normal payment.

• 1:22:18Speaker 00

  It's a two thirty-nine.

• 1:22:18Caleb Hammer?

  He's paying the normal payment. Oh, you owe seven hundred dollars, right, in taxes?

• 1:22:22Speaker 01

  Yeah.

• 1:22:24Caleb Hammer?

  Yeah, you're, it's probably gonna be more than that, cause it's gonna be fees and all that shit added. Oh great, oh my gosh, it doesn't. And you guys are so collections, progressive, of course. Collections from a university. You suck. You have collections from progressive. And then at First Light Credit Union, let's see. Okay, this is closed. Is it in collections? It's only a hundred and twenty-five dollars. Yeah, it's collection. Suck.

• 1:22:49Speaker 01

  That's from when I was like eighteen. I got a bunch of overdraft fees, even though it only overdrafted by two cents and I paid it like immediately. But since the pending purchases were still going through, um, even though the money was taken out, but it was still pending, it counted as fresh purchases. So I owed like a hundred and fifty on nothing, pretty much.

• 1:23:12Caleb Hammer?

  So stupid. Oh, there's still so much more paperwork. Cash app. Transfers, this is hers. Okay, him. Let's see. Oh, he's getting Shopify, Shopify, I don't know, paying for that. And get into bullshit, going to Wendy's, Wendy's, ATM withdrawal, ATM withdrawal. Where you put that five hundred dollars, then two hundred and fifty dollars that you got ATM withdrawal? Where does, take seven hundred and fifty dollars in cash and gets them in the ATM?

• 1:23:33Speaker 01

  Oh, that's our rent.

• 1:23:35Caleb Hammer?

  You paying in cash?

• 1:23:35Speaker 01

  Yeah, she prefers it that way.

• 1:23:37Caleb Hammer?

  Well, he has crunchy roll. Um, uh, premium, Amazon, bullshit, bullshit, La Cucina, going in and getting some bullshit. Route twenty-one, Shoe Depot, he goes and gets some bullshit. Candy Crays, Dutch Bros, La Cucina, Bath and Body Works, Chinese Gourmet, Nothing Bunk Cake, going in and gets a bullshit, gets a bullshit, Wendy's, Wendy's, Cracker Barrel, McDonald's, Retrocade, Dunkin' Donuts, Dutch Bros. Reminder, we make two thousand dollars a month as the entire household and have to pay for rent. And this is thousands on bullshit.

• 1:24:09Speaker 01

  This, this is mostly him.

• 1:24:11Caleb Hammer?

  Tea company, bar and cafe, candy and toys, getting some bullshit, Asian Garden, coffee, going in and getting some bullshit, ATM withdrawal, getting some bullshit, bullshit. Wiener's Central Brewing.

• 1:24:22Caleb Hammer?

  Shady Rays, bullshit, bullshit, going in and getting some bullshit, getting some bullshit, coffee, getting some bullshit, Fa, McDonald's, bullshit. Sonic, bullshit, Staples, bullshit, burritos, Sandy Rays. What? That was your entire household income?

• 1:24:42Speaker 01

  Yeah, I, I feel like I have to say no a lot.

• 1:24:45Speaker 00

  She's there with me, she's there with me.

• 1:24:48Caleb Hammer?

  That's half your income, other large purchases is a thousand dollars, that's your total income.

• 1:24:52Speaker 01

  I say no.

• 1:24:53Caleb Hammer?

  What are we doing?

• 1:24:54Speaker 01

  I say no all the time. And if, if I say no, he throws a little bitch fit about it and then it ends up happening anyway.

• 1:25:01Caleb Hammer?

  Then leave him. He's not a man. He can't contribute. He doesn't know what the fuck he's doing. He's on Grindr trying to take some dick. Like, he literally isn't interested in you. Or at least providing for the household. Oderdrafting you and your business account are also getting some bullshit.

• 1:25:17Speaker 00

  I don't have access to any of that, so.

• 1:25:19Caleb Hammer?

  Great. Well, our savings, fifty dollars. Performance savings, yours, four dollars. Kids' savings, a hundred dollars.

• 1:25:29Caleb Hammer?

  Incredible work.

• 1:25:30Speaker 01

  Yeah.

• 1:25:31Caleb Hammer?

  Absolutely nothing going from you guys. You're all fucked up. You're cheating against each other. You yell at each other. Can't get along. You can't agree on anything. Yeah, okay, sure, we believe that. Yeah, I'm gonna go through your phone on the post show. We're also gonna call your mother and have him confront her on the post show.

• 1:25:49Caleb Hammer?

  Okay, let's get your budget. I mean, income, two thousand, five hundred and fifty, that's not saving any money for taxes. Let's just call it two thousand.

• 1:25:59Caleb Hammer?

  Debt minimum payments, I bet it's that number, two eighty-seven point seven, plus twenty-five, plus thirty, plus thirty-four, plus sixty-nine point seven-one, plus twenty-five, plus twenty-six, plus thirty, plus seventy-five, plus thirty, plus forty, plus twenty-five, plus twenty-five, plus one twenty-five, plus twenty-five, plus forty, plus four thirteen, plus fifty. Our debt minimum payments are a thousand, three hundred, seventy-five dollars, forty-one cents. Out of the two thousand dollars we have to play with. You're done. That's it. What's your rent?

• 1:26:41Speaker 01

  Seven fifty.

• 1:26:43Caleb Hammer?

  And we're actually done. And we're over. Get a job, you loser. McDonald's, anywhere, it doesn't matter. Your DoorDash shit isn't working out with these gas prices. You suck at existing. You're such a pathetic weight on this relationship. You contribute nothing. You aren't nothing. What is wrong with you? You're trying to suck dick behind your back. You're crazy. You're a bad person. What about your utilities, gas, electric, all that shit? Internet?

• 1:27:11Speaker 01

  Um, altogether, I wanna say about,

• 1:27:16Speaker 01

  about three fifty.

• 1:27:19Caleb Hammer?

  Phone bill?

• 1:27:21Speaker 01

  Mine is, um, seventy-five every three months.

• 1:27:25Speaker 00

  Mine's two fifty a year.

• 1:27:28Caleb Hammer?

  Okay. Forty-six bucks a month. I would still rather do helium for fifteen bucks a month. Still great service, but I'll do forty-six for now. Gas, vroom, vroom, drive, drive for both of you. Vroom, vroom, drive, drive.

• 1:27:43Speaker 01

  About four fifty.

• 1:27:45Caleb Hammer?

  Jeez. Car insurance, how much?

• 1:27:48Speaker 01

  Three, three twelve.

• 1:27:49Caleb Hammer?

  You guys are so, groceries, you should be able to do probably about nine hundred bucks. Meal prep, meal plan, warming up meals, that's it.

• 1:27:58Caleb Hammer?

  Cooking a few times a week, TP fund, everything else for you and the kids, three hundred bucks. It changes. It's here and there. It's diapers, it's all this stuff. Probably three fifty, actually. Medical, healthcare, their copay is on a monthly basis?

• 1:28:08Speaker 01

  No.

• 1:28:09Speaker 00

  No.

• 1:28:09Caleb Hammer?

  What's your gym?

• 1:28:12Caleb Hammer?

  What does that cost?

• 1:28:13Speaker 00

  Uh, thirty-five.

• 1:28:14Caleb Hammer?

  Okay, thirty-five for gym. Subscriptions, I'll try to give you fifty. Well, how, how many pets?

• 1:28:20Speaker 00

  Four.

• 1:28:21Speaker 01

  No, too many.

• 1:28:23Speaker 00

  Seven.

• 1:28:24Speaker 01

  I, uh, we had a dog.

• 1:28:26Caleb Hammer?

  You are so irresponsible and disgusting people. You are bad people.

• 1:28:30Speaker 01

  I told him not to get the second dog.

• 1:28:32Caleb Hammer?

  You are bad people. You have seven animals.

• 1:28:34Speaker 01

  Mm-hmm.

• 1:28:35Caleb Hammer?

  What are they?

• 1:28:36Speaker 01

  So we had one.

• 1:28:37Speaker 00

  Three cats, four dogs.

• 1:28:38Speaker 01

  Yeah, we had one dog and we were at the farmer's market.

• 1:28:41Caleb Hammer?

  You can't even survive to live off of.

• 1:28:42Speaker 01

  And they begged for another dog. I said, I don't think it's a good idea.

• 1:28:46Caleb Hammer?

  I don't think it's a good idea? Wow, you really stood up.

• 1:28:48Speaker 01

  I said no, and I don't think it's a good idea.

• 1:28:51Caleb Hammer?

  Wow, I don't think it's a good idea. You really stood up.

• 1:28:53Speaker 01

  And then that dog knocked up our first dog.

• 1:28:55Caleb Hammer?

  Put your foot down.

• 1:28:58Speaker 01

  It's hard to put your foot down with him.

• 1:29:00Speaker 00

  I'm the only person that even takes care of the animals.

• 1:29:03Caleb Hammer?

  You make two thousand hours a month.

• 1:29:03Speaker 00

  I come home, nobody feeds the dog.

• 1:29:05Caleb Hammer?

  Before pet stuff, before pet stuff, you need a thou- four thousand, one hundred, eighteen, probably need four thousand, five hundred to survive. Get a job, you pathetic rat. And then if you guys can change your behavior, yeah, you might wanna go through bankruptcy, cause you're not surviving this. You're not. There's nothing going for you guys. There is nothing going for you guys. You're a failure at thirty-one, a failure at twenty-six. There is nothing going for you guys. It really isn't. If you can stick to the budget, if you guys can bring in four thousand dollars total, I'll let you go through bankruptcy. But that's it. You guys have nothing else going for you. You guys need to work on your relationships. Stop the cheating, stop behind the back, stop the lying, stop the fighting. Or else you won't even be able to communicate

• 1:29:50Caleb Hammer?

  a budget for you guys to stick on for a few months before you guys actually are able to go through bankruptcy. What is wrong with you?

• 1:29:59Speaker 01

  Yeah, I've told him several times he needs to start flipping burgers or something, but, and he

• 1:30:03Caleb Hammer?

  No shit!

• 1:30:04Speaker 01

  Yeah, he, all he does is, oh, well, yeah, probably. And then nothing comes of that.

• 1:30:09Caleb Hammer?

  Trust me, I'm gonna have Lindsay and Brandon also confront him on this reality. That is a pathetic loser in the post show. We're also gonna have your mom confront him, cause I think I wanna hear this alternative perspective as well. And he can fight back if he wants to, but I have a feeling he's a pussy. And I'm gonna find your shit on your phone. So join us in the Financial Audit Post Show. Clearly, their Hammer Financial Score is zero out of ten on average category, but find out yours for free on CalebHammer.com. Now join our network called Hammer Elite, where we have three premium, high-quality shows, just like this one, every single day, six days a week. So check that out. One of those is the Financial Audit Post Show. Join us for an extra twenty minutes. It's gonna be crazy. Click that join button or click that link below to join on YouTube, or you can go off-platform at HammerElite.com or download the Hammer Elite app.

• 1:30:51Caleb Hammer?

  Wherever you wanna be, it's the same membership on both platforms. Just wanted to give you more options. We'll see you at Hammer Elite.

• 1:30:56Speaker 06

  Hello?

• 1:30:56Caleb Hammer?

  I have the understanding that you do not like this man, especially for your daughter.

• 1:31:00Speaker 06

  He really doesn't get a job. He doesn't maintain a job, you know? He should be doing more to help, you know? My daughter.

• 1:31:07Caleb Hammer?

  And do you even know what she caught him doing a month ago?

• 1:31:09Speaker 06

  I don't know.

• 1:31:10Caleb Hammer?

  She caught him having Grindr, the gay hookup app on his phone. I just launched the brand-new Hammer Elite app, available on every major platform. So you can watch every show anywhere you want. You'll get three exclusive, dedicated shows every single day, Monday through Saturday. Refer a friend after you sign up and you get an additional thirty days of Hammer Elite access for free. Download the Hammer Elite app by using the link in the description or pin comment down below. This is the best membership you'll ever join, and that's a promise. I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality, or a story, or a life, or a relationship,

• 1:31:48Caleb Hammer?

  I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to CalebHammer.com/apply or click that link in the description below.