09.14.26 Home Security Cams / StubHub’s Ticket To A Reckoning

Think you need an expensive, full-blown security system to protect your home? Think again. Clark shares how even a single inexpensive security camera can serve as a massive deterrent against burglars. While surveillance technology certainly has its privacy drawbacks, Clark breaks down the major safety benefits for homeowners. Plus, long considered a reliable platform bringing legitimacy to ticket resale, StubHub is now facing intense backlash from customers stranded at major events like the World Cup. Clark discusses findings from a Wall Street Journal report detailing how the company reportedly gutted customer service, altered contact methods, and hid their legal address to dodge arbitration requests and frustrate customers seeking refunds. Hear Clark's take on this unbelievable situation and what it means for anyone buying resale tickets today. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the September 14, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Home Security Cams: Segment 1 Ask Clark: Segment 2 StubHub TROUBLE: Segment 3 Ask Clark: Segment 4 Mentioned on the show: These Studies Show Even One Home Security Camera Is a Deal-Breaker for Burglars Why You Should Consider Security Cameras (Without the Monthly Subscription) Why You Should Keep Old Credit Card Accounts Open - Clark Howard Backdoor Roth IRA: How High Earners Can Still Contribute Best Small Business Credit Cards - Clark Howard The StubHub Customers Who Battled for Tickets—and Battle Harder for a Refund Best Financial Advisors in 2026 - Clark Howard⁠ / Facet: How It Works How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion How To Save on Travel With Google Flights - Clark Howard Clark.com resources: Episode transcripts Community. Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

• 0:00Speaker 00

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• 0:27Speaker 01

  When an intruder approaches a home, they expect a camera. What they don't expect.

• 0:31Speaker 02

  Stop, this is Simply Safe. Police are on the way.

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  Using smart AI cameras, live US-based agents help deter intruders in under 30 seconds. Don't just record a break-in, stop it from ever happening. Plans starting around a dollar a day. Right now, get 70% off your new system with professional monitoring at simplysafe.com/spotify.

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• 1:03Speaker 04

  I'm so glad you're with us here on the Clark Howard Show. You know, our mission is to serve you with advice and information that empowers you to make better financial decisions in your life. And I'm starting out today's show with a way to protect your home potentially from break-ins without you breaking the bank or credit union. Also in this episode, I have such an important warning for you about what's always been a sketch environment, buying tickets secondhand online to a concert, sporting event, or anything like that. So there's been a lot of talk about the problems with being a surveillance society, all the

• 1:48Speaker 04

  cameras that are popping up all over. Gosh, just next time you're in a Walmart and you're near the registers, look up at the ceiling and look how many cameras are watching you right while you're at the register. It's creepy weird how many cameras there are up there. And now it's become a controversy with police departments, with police departments having officials or officers who misuse the cameras maybe to settle a personal score with somebody

• 2:29Speaker 04

  or they're estranged from their girlfriend or, you know, whatever. And they've been using the technology in ways that violate civil liberties and how they shouldn't be used. And at the same time, it truly proves that a technology can be both good and bad. Well, I want to give you a really good use. Do you know that study after study has shown that having security cameras, even really basic ones at your home, keeps it safe from a burglary? And home burglaries are not nearly as common as they used to be.

• 3:13Speaker 04

  And that's because the quality of a $25 home security camera, the video it captures is so good night or day that the burglar, and usually if they got caught for one burglary, it's not the first one they ever did. And then the police are able to string it together and say, oh, he or she robbed that house, they burgled that house, they burgled that house. And the cameras, the burglars get it now. They're like, I don't want that image of me on that camera. It can be as simple as a doorbell camera, but more often, usually on a house, you have

• 3:58Speaker 04

  one on each corner. Spend, if you buy cheap cameras, spend a hundred bucks. That is such a deterrent that you're not likely to have the problem of the break-in. But if you ever did, the ability to capture the crook goes up so much. You go back in time in the Wayback Machine.

• 4:25Speaker 04

  Home burglaries were a huge problem. I mean, huge problem. They were one of the reasons that people feared for their personal safety so much in the United States. Today, not so much. I mean, it's very rare now to hear somebody suffering a home burglary. So yeah, I get it. The cameras, good and bad, but for your own castle, your own home, those security cameras are awesome. And you don't have to subscribe to monthly service. Kristi, you know, a lot of the cheapest cameras are ones that have, this sounds like from the Wayback Machine, they have an SD card in them.

• 5:10Speaker 04

  And they record enough video that if something happens, you just pull out that SD card and you got what you need if you don't want to pay for one of the subscription services.

• 5:22Speaker 05

  I would pay though, because sometimes crooks know to take those out.

• 5:26Speaker 04

  You think they're going to climb up on a, get a ladder?

• 5:29Speaker 05

  I mean, it depends where it is.

• 5:31Speaker 04

  Go up to the, to the corner of the house.

• 5:33Speaker 05

  Depends on where, where the camera is.

• 5:35Speaker 04

  I don't know.

• 5:35Speaker 05

  But I did hear a story about that, so I thought.

• 5:37Speaker 04

  Yeah, but see, I think about if I'm a burglar, let me put on my criminal.

• 5:42Speaker 05

  Yeah.

• 5:42Speaker 04

  Yeah.

• 5:43Speaker 05

  You look like a burglar.

• 5:44Speaker 04

  I know, I look like classic burglar. I'm going to get a ladder that'll go up to the eve in the corner and I'm going to take the SD card out of that camera. No, not going to do that.

• 5:59Speaker 05

  Sonia in North Carolina sent in this question for you, Clark. My credit score is great, around 750. I have a credit card that I've had for 28 years. I don't have the physical card and I don't use the credit card for anything. I know it's harmful for my score to close the account. The problem is I keep getting checks in the mail. I don't want anyone to be able to intercept these checks and use them. Should I just request a new physical card and make a small monthly charge on it each month to keep it active? It's a GM card that I obtained when I was in college and I'm unlikely to buy a GM card in the future. Thanks for all you do.

• 6:34Speaker 04

  I completely forgot. I remember when the GM card was like a big, big deal.

• 6:40Speaker 05

  Right, yeah.

• 6:41Speaker 04

  I didn't know that existed anymore. Okay, I can't remember in 15, the last 15 years, getting a question about.

• 6:49Speaker 05

  No, I don't either.

• 6:51Speaker 04

  Wow. Okay, so Sonia, first things first, the credit you have on there has 28 years of longevity. You keep that longevity even if you close the account, but you found the GM card to have no value in your life. So what I would do is what I call the hopscotch. I would get another card from an issuer that's one that you actually want to use, like a 2% cash back, something like that, and then close the GM card. So you keep available credit. That's what would affect your score so much. You will maintain that 28-year history in your credit mix, even if the account's closed.

• 7:34Speaker 04

  It's the credit availability that you want to replace.

• 7:39Speaker 05

  Jacob in Virginia says, I'm blessed enough that this upcoming year, my wife and I will likely not qualify to keep contributing to our Roth IRAs like we've been doing as we are cutting it extremely close this year.

• 7:51Speaker 04

  So let's explain what that means. That means Jacob and his wife are making a ton of money.

• 7:56Speaker 05

  What's a ton?

• 7:58Speaker 04

  Gosh, is it, okay, Sally's going to give us the.

• 8:01Speaker 05

  Yeah, we'll find out with the cutoff this year, so.

• 8:03Speaker 04

  I saw her, I saw her typing, so I do, she was going to give us the answer.

• 8:07Speaker 05

  So again, Jacob says, would it make more sense to save up and just contribute a lump sum at the end of 2027? Or should we go ahead and start a backdoor Roth instead?

• 8:20Speaker 04

  So backdoor Roth, if you're not familiar with it, is this way that you're able to continue to contribute to a Roth every year, even if you're no longer income eligible? And as far as the number for a couple, I was going to say that it's a quarter million approximately is the adjusted gross income.

• 8:41Speaker 05

  Single. I know a quarter million is for married, modified adjusted, yeah, adjusted gross.

• 8:46Speaker 04

  Single individual is about 150. I knew Sally would come up with the answer really quickly. Anyway, so the backdoor Roth is where you do this bizarre thing called a nondeductible IRA, contribute your money to it, and then immediately move it to the Roth. And that's how you get around the income limit restriction. It's a little extra work, but you have the same benefit of getting that money in the Roth each year.

• 9:16Speaker 05

  Rob in Vermont says, just a quick tip on small business checking accounts. Amex has a business checking account with no monthly fees, which currently has an APY of 1.3%.

• 9:29Speaker 04

  Rob, you must've gotten the same insert in your American Express bill that I did. Did you see it?

• 9:35Speaker 05

  No.

• 9:36Speaker 04

  Yeah, this is great. So no fees and right now they're paying 1.3. The reason this is so significant, any business owner knows, banks just rip off small business owners to the end of the earth on business banking. Huge fees, no interest, just.

• 10:00Speaker 04

  Eating your money up. So unless you have a high transaction business account, doing the MX or another online account, great idea and save the money. And Rob, thank you for pointing it out because I didn't know about it and did not mention it when we had this question.

• 10:21Speaker 05

  Well, you talked about, you talked about, and you've talked about small businesses and how hard it is for them. You know, they get higher prices on everything they're trying to set up. So remember back when we talked a lot about landlines and you had everyone on Ooma Business?

• 10:37Speaker 04

  Yeah.

• 10:38Speaker 05

  Because it was so expensive to get a business telephone line.

• 10:41Speaker 04

  Okay, that brings up something really funny. I'm looking in the latest flyers from the warehouse clubs. I had them all stacked and looked.

• 10:51Speaker 05

  Of course.

• 10:52Speaker 04

  I actually don't remember which one I saw it in, but in there, there was a thing about Ooma and the deal they were offering right now on Ooma. And I was thinking how Ooma, we used to talk about it all the time. And you know, so few people have a home or business phone anymore, but Ooma is still out there and still an incredible deal.

• 11:17Speaker 05

  That's great.

• 11:18Speaker 04

  Wow.

• 11:18Speaker 05

  So do you keep your, is that like your happy, your chill reading is your warehouse club?

• 11:23Speaker 04

  Oh, it's so great when the flyers come in and you get to see.

• 11:26Speaker 05

  Do you keep them in the bathroom next to, that's your reading? So people keep magazines? You keep the flyers?

• 11:32Speaker 04

  No, Lane likes watching these, these streaming shows, you know, and she'll binge watch something.

• 11:38Speaker 05

  Sure.

• 11:39Speaker 04

  And you know, I don't watch TV, so I'll keep her company and I sit there and I look at things and I'll read the flyers.

• 11:48Speaker 05

  That's awesome.

• 11:49Speaker 04

  I mean, the great news though, is now football's under.

• 11:54Speaker 05

  Oh, that's true.

• 11:55Speaker 04

  So I'm pretty excited.

• 11:57Speaker 05

  You're back, baby.

• 11:58Speaker 04

  Yeah, I am so back. And now, I mean, I go from not watching TV at all to watching it. Pretty much most weeks, there's not games on Tuesdays and usually not games on Wednesdays, except there might be Mac action.

• 12:17Speaker 05

  Is that when Lane has to like, watch her shows now just on Tuesdays? Cause you're dominating the television again.

• 12:23Speaker 04

  I mean, I'm just watching football all the time.

• 12:27Speaker 05

  It's fun.

• 12:28Speaker 04

  Oh, so great. Anyway, speaking of football.

• 12:31Speaker 05

  Events, yeah.

• 12:33Speaker 04

  This was a really bad summer for people who bought secondhand tickets and ended up laying out a lot of money and having nothing to show for it, not being able to get in the events. I want to talk about that straight ahead.

• 12:49Speaker 06

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• 14:15Speaker 01

  Traditional home security only alerts you after a break in, and that's too late. SimpliSafe is changing that.

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• 15:16Speaker 04

  So I teased that I was going to talk about buying tickets to events, sporting events and concerts and things like that. And through the years that I've been doing this, which is 39, the ticket thing has been a problem all along. When people buy counterfeit tickets, they pay money, they don't get tickets, they pay money and supposedly they have tickets and then they don't when they get to the event. And so in the past, I've talked about using somebody you can trust like StubHub. Well, that seems to no longer be the case.

• 15:59Speaker 04

  And StubHub is responsible for somewhere 50, 60% of all secondhand tickets purchased in the United States. And there were all the complaints all across, I mean, you probably saw TV stories about it and all that, or saw on social media about people who had bought World Cup tickets through StubHub and got to the events and they couldn't get in. They didn't have working tickets. And StubHub, to this day, according to the Wall Street Journal, still has not compensated people for the tickets that they didn't get to use.

• 16:42Speaker 04

  And StubHub, there were so many complaints, the Wall Street Journal sicked some reporters loose on digging what was going on at StubHub. Okay, so this is diabolical and sinister if everything played out like the Wall Street Journal said. StubHub reduced their amount of customer service as a business decision so that people would give up. They changed five times where you had to write them with a problem about tickets in the old fashioned mail. And if you ever wanted to arbitrate, you had to have the right address and you

• 17:24Speaker 04

  had to be in their kangaroo court arbitration, but you, they were playing a game of cat and mouse, hide and seek, and you'd send off an arbitration request that would come back undelivered because they changed the address again. I mean, it was, according to the Wall Street Journal, this was an actual internal conspiracy of StubHub to not reimburse people when they had problems with their tickets. I mean, it's unbelievable. I don't even know what to say because this resale market has always had heartbreak in it. Various things happen like maybe a performer will get laryngitis or get sick and a performance

• 18:09Speaker 04

  is canceled that you paid five times face amount for a ticket and you're out all that money because you might get back the original face amount, but you're not getting back the five times you paid. And with this, people buying tickets secondhand and feeling like, well, at least StubHub, I'm going to pay them a lot, but the ticket I get is going to be okay.

• 18:36Speaker 04

  I don't even know how to tell you to do it. Now Krista, you were on the other side of this recently, selling tickets on StubHub. It worked fine.

• 18:46Speaker 05

  Yes.

• 18:46Speaker 04

  You got your money. You were selling real tickets. The person got in.

• 18:51Speaker 05

  They got in and they sat next to us, so we made friends with them.

• 18:54Speaker 04

  Okay, that's funny. But the problem is, the system is designed for honesty. And if there's somebody dishonest, it requires that StubHub's guarantee, and you go to StubHub.com, you see the guarantee. Guarantee gives you real peace of mind, except they haven't been living up apparently this year.

• 19:16Speaker 05

  It's not good.

• 19:17Speaker 04

  To the guarantee.

• 19:17Speaker 05

  I have a credit, one of my credit cards offers, one of the big things is a StubHub $150 credit every six months. And so I use that to buy tickets every six months. I haven't gotten burned so far, but now I'm gonna be very wary.

• 19:31Speaker 04

  Yeah, I mean, it's a real problem. And StubHub has not answered yet. I've been watching to see if StubHub has something to say about the Wall Street Journal investigation. I've seen nothing. I've seen nothing about StubHub making good now to all these people who paid huge money for World Cup tickets. They didn't get to go to the game and they don't have their money. I mean, what's up? And they moved their customer no service operation and reduced the staff by an enormous percent. So even when somebody's trying to reach somebody and get something solved, they're having trouble getting that done, apparently. So StubHub, what are you doing?

• 20:15Speaker 04

  What are you doing? More important, why are you not doing what your guarantee says?

• 20:23Speaker 05

  All right, we'll go to questions. M in Colorado says, hi Clark, what do you think of Facet Financial Planning? They are offering their Plus Plan for $3,350 a year. It's a flat fee financial planning service. Thank you. I now like bike riding, so I listen to you daily while I'm on my bike versus the treadmill.

• 20:42Speaker 04

  Yeah, treadmills, I can't do treadmills.

• 20:45Speaker 05

  I call it, I call it the treadmill. I do it sometimes at the gym.

• 20:49Speaker 04

  First of all, my balance isn't good enough to be on the treadmill because I get distracted. And it's not a good idea for me. But bike riding, I enjoy, but I especially enjoy walking. And I'm glad that we are your companion on your bike rides. So using Facet, totally legit, they are one of a small number of competitors that follow an unusual fiduciary model. What they do is they're just charging you flat fees for advice. And the flat fee model works a few different ways.

• 21:31Speaker 04

  One is where they charge you a flat fee and they also manage your money for that flat fee. Others, and there are various models for this, fiduciary who is charging a flat fee and all they do is advise you, it's up to you to implement the plan.

• 21:50Speaker 05

  So this level plus, it's the middle, mid-level plan. It says, level up with Plus, which offers personalized support for equity compensation and your own dedicated team of experts. And then there's a higher one, more expensive one called Complete, where you get a dedicated CFP.

• 22:07Speaker 04

  So this is a different model versus, the most common model is assets under management, AUM, where you're paying, the industry standard is 1% of the amount of money you invest, although there are several players undercutting that, that we have listed on Clark.com. And the others undercutting tend to charge from 0.3 of a percent to 0.5 of a percent is kind of the range. And how much service you get at those fee levels from the discounters is based on how much money you have on deposit.

• 22:50Speaker 04

  The most important thing is to use a fiduciary. Now I want to share a story with this.

• 22:56Speaker 05

  Okay.

• 22:57Speaker 04

  Someone I've known a long, long time is getting ready to, as she calls it, soft retire from a job she's been at 30 years.

• 23:06Speaker 05

  Wow.

• 23:07Speaker 04

  So she's going to continue to work part-time as a contractor, but retiring. So now she's trying to figure out what to do with the money she accumulated over the years. Good saver, lived on less than what she made, put a lot of money aside. And she met with four different firms. And there was one in particular she was excited about, but she just, something just didn't seem right. So she came to me and asked me to look at it. Guess what it was?

• 23:38Speaker 05

  What?

• 23:39Speaker 04

  It was actually an insurance agent.

• 23:42Speaker 05

  Oh, no.

• 23:43Speaker 04

  Who pretended they were a fiduciary. But then I read the terms and they were operating as an insurance agent and also as a broker dealer. And they were not, the agreement was not fiduciary one. And guess what they wanted them to do with all the money from all the years that they had saved up money?

• 24:10Speaker 05

  A rotten stinkin' annuity.

• 24:12Speaker 04

  I didn't tell you this story.

• 24:14Speaker 05

  No. Because I've heard that a million, that's what they do.

• 24:17Speaker 04

  You knew that's what was coming.

• 24:19Speaker 05

  Okay, well, it's good that she knows you, that's for sure. Rick in California says, I've had fraudulent charges appear on three different credit cards I own within the past two weeks. Two of these are cards I carry in my wallet. The third is a card that sits in a desk drawer at home and is used only online. Each card is issued by a separate bank. Is this just?

• 24:42Speaker 04

  Wait, three different banks? All three cards were compromised?

• 24:46Speaker 05

  Within two weeks. Is this just the law of probabilities finally catching up with me? Or should I be concerned that something more nefarious is going on?

• 24:54Speaker 04

  Yes. That is, that is a pattern that is freaky. Three different issuers, two cards in physical possession, one used only online, all three compromised in a two-week period? Wow. Somehow somebody has seen paperwork of yours.

• 25:17Speaker 05

  Well, maybe it's a.

• 25:18Speaker 04

  Email.

• 25:19Speaker 05

  I would check if, if you ever put credit card numbers online, I would definitely run a scan on my computer to make sure it's not like a keylogger program on there.

• 25:27Speaker 04

  Oh, on, on your computer. Well, Rick said he only used one of the cards online. But three have been compromised. But I guess if you go on your accounts online.

• 25:39Speaker 05

  No, that wouldn't give them the card number.

• 25:41Speaker 04

  That's true, only give the last four digits. No, but Rick, you're right to be concerned. That is not law of averages or probabilities. Something is going on. And I like your idea of running a check on the computer. Also, is there anybody who would, I don't know how you file your, your statements? If anybody's had any access to your home, who could have grabbed copies?

• 26:11Speaker 05

  Take pictures of it, sure.

• 26:13Speaker 04

  Yeah. That is.

• 26:15Speaker 05

  Pictures of your cards if it's like, yeah, who knows?

• 26:17Speaker 04

  So Rick, that is definitely not.

• 26:20Speaker 05

  I mean, it's possible. It would just be very unusual.

• 26:24Speaker 04

  Very unlikely. And if you don't have your credit frozen, you need to get that done right away. Because if somebody is somehow getting access to information like that on you, then they also might, at some point, try mischief, applying for credit as if they're you. You don't know how to do credit freeze, it's free. Go to Clark.com/creditfreeze. And Rick, if you figure out, if you unwrap the mystery, please let us know. I'd love to know what actually was the source of the bad behavior.

• 26:59Speaker 05

  Good thing they were credit cards, though, and that Rick obviously reads the statements and sees the charges and caught it.

• 27:05Speaker 04

  Yeah, because you've got a 60-day window to notice. If you don't look at your statements, you don't look at your charges, you could end up paying for what a criminal has done and pay for their shopping, not yours.

• 27:20Speaker 05

  Richard in Pennsylvania says, hi Clark, this is exciting. I'm taking my grown daughter to an NFL game in Paris next month. She lives in Chicago and I live in Pittsburgh. We'd like to meet up somewhere in the US for the flight to Paris. We want to fly business class or better.

• 27:35Speaker 04

  Whoa.

• 27:36Speaker 05

  What's the best way to search for tickets and handle the connecting flights from Chicago and Pittsburgh? So put your travel agent hat on back again. How many years ago were you a travel agent?

• 27:46Speaker 04

  It was a long time ago. All right, so the Steelers are in that game, first time there's been an NFL game in Paris. I tried to pitch that to Lane.

• 27:55Speaker 05

  Did you? Well, isn't there that, what's that, the first-class airline, New York, something B?

• 28:00Speaker 04

  La compagnie.

• 28:01Speaker 05

  La compagnie. I was thinking of something B.

• 28:03Speaker 04

  French B is the opposite.

• 28:06Speaker 05

  Oh, it is.

• 28:07Speaker 04

  That is way the opposite.

• 28:08Speaker 05

  Okay.

• 28:09Speaker 04

  La compagnie is, I think, 76 seats on the plane. It's an A321.

• 28:17Speaker 04

  That is a single aisle plane with really comfortable seats, wonderful beds. You can watch videos on YouTube, how great it is. They tend to offer deals, particularly as we move out of the peak season. They just had what for business class is a deal, Newark to Paris for 20, it was 2895 round trip. If you usually fly in coach and you had me saying that's a deal, if you want to see, just go look what Delta, American, United, and Air France charged to go to Paris from the Northeast. So obviously, the answer is you being in Pittsburgh, she lives in Chicago, easy from

• 29:02Speaker 04

  both to get to New York. Go a day early, you and your daughter enjoy sightseeing in New York because you don't want to miss your flight to Paris. Look on Google flights, don't just, don't just look at the company alone, but they're the ones who put price pressure in that market and see what's available. A lot of discounts to Europe have been more complicated. They've been on TAP, the airline of Portugal, and they have been discounting flights around Europe lower than other airlines because TAP is not considered to be a great business class product, but you get to the lie flat bed. So that would be something you would look at.

• 29:46Speaker 04

  And so just cheapest round trip you can get, Chicago, New York, Pittsburgh, New York. Spend that night on the way back. You don't need to because you just, you don't have to worry about the overwater flight on the way back necessarily and have an absolutely great, great time in Paris. What a wonderful excuse. And if you're a long time podcast listener or YouTube watcher, you will remember the story of when Laine and I were in London and we were just there on vacation and then there was an NFL game going on at Wembley Stadium. And so I decided, you know what, I'll just go over there and go to the game because last

• 30:31Speaker 04

  minute, the tickets are cheap. And we had not changed time yet. Europe already had back in the fall to standard time. I got to Wembley after kickoff, not realizing it was four hours ahead instead of five and they will not let you in after kickoff. They put these steel grates down. And so I went all the way out to Wembley to not watch an NFL game. So I still have not seen an NFL game in Europe, but I will get it done. It will happen another time. And what I ended up doing was I went to a sports bar at Wembley and watched the game.

• 31:14Speaker 04

  And I ended up being the resident expert for all the soccer fans who just could not understand what was going on in the game, but I hated that I didn't get to go inside. Anyway, who needed to hear that story? Well, have a great rest of your day and know all week long, we're here to serve you at Clark.com and Clarkdeals.com. Are you a newsletter subscriber? If you're not, you're missing something because first of all, our newsletter is priceless and it's free and really easy to sign up at Clark.com/newsletter or newsletters either gets you there.

• 31:55Speaker 04

  And one thing that I'm all about is if you find the newsletter boring or not meaningful in your life, you can unsubscribe just as easily as you subscribe. So check it out. It's all part of our empowerment. Everything we're about is about empowering you with knowledge that you can act on so you can save more, spend less, and avoid getting ripped off. And I'll see you on Wednesday.

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