09.02.26 Timeshare Trap / Shopping Amazon A Better Way

A surprising new study shows that Millennials and Gen Z account for 80% of all new timeshare purchases. In an era where homeownership feels increasingly out of reach for younger generations, buying into a timeshare might offer a psychological sense of owning real estate—but it is one of the worst financial traps you can walk into. Also, how can you tell if something is a fake brand or not? There is a helpful new browser extension called Knockoff designed to clean up your Amazon search results. Because Amazon functions largely as a third-party marketplace and fulfillment house, the platform has been flooded with junky, counterfeit items and unknown knockoff brands. A member of Team Clark tested Knockoff and found it does a great job filtering out suspect sellers and warning you about low-quality duplicates as you shop. Read the full review. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the September 2, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Timeshare Trap: Segment 1 Ask Clark: Segment 2 Amazon Brand Filter: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Why Timeshares Still Stink How To Sell, Cancel or Get Rid of Your Timeshare - Clark Howard Car Rental Insurance: Everything You Need To Know - Clark Howard Credit Card Car Rental Insurance: What You Need To Know Air Traffic Control Chaos: Brace Yourself Travel Headaches Knockoff: The Free Tool That Spots Fake Brands on Amazon Why You Need To Lock Your Brokerage Account Today Clark.com resources: Episode transcripts Community. Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

• 0:00Speaker 00

  This episode is brought to you by Indeed. You're ready to level up your business, but the pressure to find the right person to make that happen is intense. Indeed sponsored jobs can help carry the load. It boosts your job post to help it reach quality talent fast. Cut through the chaos with Indeed sponsored jobs. Get a $75 sponsored job credit at indeed.com/podcast. Terms and conditions apply. Hiring now? Then this is a job for Indeed sponsored jobs.

• 0:30Speaker 01

  Your sausage McMuffin with egg didn't change. Your receipt did. The sausage McMuffin with egg extra value meal includes a hash brown and a small coffee for just $5. Only at McDonald's for a limited time.

• 0:42Speaker 02

  Price and participation may vary. Promotion pricing may be lower than meal pricing.

• 0:49Speaker 03

  It's my pleasure to welcome you here to the Clark Howard Show. You know, our mission is to serve you with advice and information that empowers you so you make better financial decisions in your life. And today I'm going to talk about something I almost never talk about. Time shares. They're making a big comeback and that makes me really miserable. Also, if you're an Amazon shopper, and I know a lot of people love shopping on Amazon, do you know you can now tell when something on Amazon is a fake before you buy?

• 1:31Speaker 03

  I'm going to fill you in with the problem with fakes on Amazon and also walmart.com and why you got to make sure you're not wasting your hard earned money later. But right now, we're going to talk time shares. Okay. So get this. Time shares are being bought overwhelmingly by people who are millennials and Gen Z. They account for nearly 80% of time share purchases. 80%. Historically, that was not the case.

• 2:10Speaker 03

  People tended to buy time shares in middle age and they would reach a point where they felt like, you know, we have hit that stage of our lives. We're maybe empty nesters now, whatever. We never take enough vacation and it's a war that worked for generations. This is a new pattern with people who don't know the consequences that can occur buying a time share. Cause time share purchases are truly anti-consumer. And I want to tell you why. If you're thinking, hey, this is a great way I fix the price of a vacation.

• 2:54Speaker 03

  I'll go there over and over again. You know, I can even trade it and go here or there or somewhere else and I've got it. Especially driving this right now, I believe, is that it's so hard now for people to buy their first home. And this feels like, well, at least I own this week of this. All right. Why am I so anti-time share? Because time shares are very difficult to sell. And what happens is just as you wanted to buy this and have this opportunity to have

• 3:35Speaker 03

  this like almost mandatory kind of thing, I'm going to go to my vacation. Otherwise I won't take it. And so you've got it. You think it's a predictable cost. It's not. The problem is, once you go to sell it, there's a hundred sellers for every one buyer. It might be a thousand sellers for every one buyer. And you usually have to pay somebody to take over your time share obligation. Because a time share is an obligation, not an asset. And here's why. I don't care what they call it. If they call it interval ownership or vacation, whatever, it's still an obligation because

• 4:17Speaker 03

  what you're entering into is an open ended commitment to pay ongoing fees without knowing what those fees are going to be and having no control over what those fees become. You don't know it's going to be properly maintained. I mean, there's a lot of what ifs that can be very painful. But here's what you need to know. The money you pay upfront to buy a time share or vacation interval, whoever, whatever, the money you pay is not for any intrinsic value of real estate. That week or two you're buying. What's it for? It's for all the marketing, commissions and sales expenses involved.

• 5:02Speaker 03

  That's why the money you pay upfront has no value later. But the burden of having an ongoing obligation that you cannot just end is crazy because you cannot control that price. If you knew it was going to be X number of dollars, maybe plus a little inflation and that could go up over the years, that would be an expense that's knowable and controllable. But because all the cards are held by the marketing organization that sells you the

• 5:41Speaker 03

  time share and they can make it unilaterally, arbitrarily, whatever the cost is year after year. Remember you have not bought something other than an obligation. Now, having said that, if you're a big believer in time shares and you still want to buy one, there's no point in ever buying one from the developer. Cause remember you're paying for all their marketing expense, commissions, all that stuff, advertising. What you want, if you want to buy one, is you buy one in the secondary market where

• 6:23Speaker 03

  you might be paid to take one over. And there's something else that somebody suggested to me a couple of years ago, which may be the last time I talked about time shares, that was so smart. And I don't know why I wasn't saying it before, but it's how we do all learn from each other. He said to me, you know, it's so easy to rent a week at a time share that you think you might want to buy time at. So go rent a week, try it out and then see if it really is the one you want somebody to pay you to take over. That's the goal is to have somebody pay you to take over.

• 7:05Speaker 04

  Okay.

• 7:06Speaker 03

  That's something consistent. You've, you've known me since 1997. We've known each other since 1997.

• 7:13Speaker 04

  Yep.

• 7:14Speaker 03

  Have I ever, I'm like one note Clark on this.

• 7:17Speaker 04

  Yeah, you're one note Clark for sure. And we've heard the stories, that's why. Recently you had, we talked about rental car coverage in Europe and then this came in from Ed in New York regarding rental car insurance coverage with primary coverage from a credit card. Did you know these only cover CDW or damage to your rental car? And there are apparently none that provide LDW liability to pay for damage to a vehicle you run into or an injury to passengers of another vehicle? How do you handle the liability portion needed? And do you normally mention this when you talk about primary coverage? I was thinking that I use my credit card with primary and then I can sigh relief that all is covered. Thanks for all you do.

• 7:58Speaker 03

  Thank you, Ed. And we actually had another question, similar, but not the same.

• 8:03Speaker 04

  Well, that's what I was talking about, the one that was talking about when they were renting in Europe.

• 8:06Speaker 03

  Yeah. So, all right, you're on to something here. So when I talk about using the credit card to provide protection and cards that provide primary versus secondary, we're only talking about the damage to the vehicle itself. The, the big first push is for physical damage waiver, collision damage waiver. Some companies call it loss damage waiver. It's just for the rental car itself. And then you've got this second issue liability. So let's say I had an accident, it was my fault. My auto insurance covers me for temporary use of a rental car. Most people's does, not everybody, but generally your insurance will step in.

• 8:51Speaker 03

  And that's the point at which you're going to have an at fault accident, even though the insurance company isn't having to pay for repairing the car rental if you have primary coverage. So the liability claim is going to be defended by your auto insurer. Key rule, always check before you go to see if you have coverage from your auto insurer for temporary use of a rental car. Do you know that the liability risk is significant enough that buying a liability policy, you can buy them in the open market for a rental car, crazy expensive per day.

• 9:33Speaker 03

  Cause the liability risk is so unknown how large that risk could be.

• 9:39Speaker 04

  Right. Okay. Moving on to Rose in Missouri's question. Clark, as a travel expert, please clarify something for me. When an airline delays a flight and sends a text update, it says to still be at the airport at the same time of the original flight. Can they delay it and then reverse the delay, which would lead to lots of missed flights? And if so, why are we always told to check your flight for any delays before you leave home? Thanks for all you do. I never thought about that. That's so true.

• 10:06Speaker 03

  All right, Rose, this one drives me crazy. And there was just a story, I forget which newspaper I read every day. I think it was a New York Times story about their travel writer who got an alert their flight was delayed and they went to one of the airport lounges and then they went back to the gate at the time they said the flight was going to leave and it was gone.

• 10:31Speaker 03

  So all the airlines, you know, they're estimating, you know, the delay is going to be this long. They don't know if dispatch is going to sub in a different plane, if whatever maintenance problem it is, they get it fixed. If they're short a pilot or flight attendant, that they get a reserve one quicker than they thought. It's all a guesstimation. So this is a problem because heads you lose, tails you lose in this. So they want you to sit there. They say, yeah, your plane's going to be late, but shame on you if you don't stay within earshot.

• 11:06Speaker 04

  Right. I would say only if it's, only if it's canceled, would I not leave home.

• 11:10Speaker 03

  Right. So I, there's another thing I do. FlightAware and FlightRadar 24, both offer free versions. What I do is a lot of times in aircraft, if it's not an airline hub, it's a plane coming out to where you are and that same plane comes back. So if it's what's known as a turnaround like that, and I'm on FlightAware, FlightRadar, and I see the plane is still sitting in who knows what city, and it hadn't come to, hadn't even started flying, then I don't leave home. Cause there's not like there's a spare plane, they're just going to roll up. So using the information that's third party available, the airlines,

• 11:54Speaker 03

  some of the airlines embed now FlightAware, FlightRadar in their flight information thing because it's better than what the airline's own software is. And that's how I deal with that. But yeah, you can miss a flight like that. You know who I found over the years was the absolute worst at estimating how long a delay would be?

• 12:16Speaker 04

  Who?

• 12:17Speaker 03

  Southwest. They, and I don't know if the technology was antiquated, but just because they said the plane was going to be two and a half hours late, it was like, choose your own adventure. Is it going to leave on time? 30 minutes late? 10 hours late? The estimates were just all over the board. And now that I don't fly my

• 12:39Speaker 04

  You don't love Southwest anymore. You've lost your love.

• 12:42Speaker 03

  I did lose my love. Nothing like a jilted lover. I, you know, I don't know if today that's still an experience at Southwest.

• 12:53Speaker 04

  One thing I do as well is I always, whatever airline I'm flying on, even if it's one I never take, I download that airline's app before I fly and I log in and I allow notifications just for the day I'm flying, because often you'll get those notices. Maybe you miss, you know, you don't hear an announcement or whatever it is. So I would do that too. And then I just remove it when I'm done flying.

• 13:14Speaker 03

  Oh, and with a delay in a big airport, prepare for gate change announcements you can't hear.

• 13:19Speaker 04

  Yes.

• 13:20Speaker 03

  And so you're sitting there and the flight moved to a different concourse or completely different gate, and you're in ignorant bliss that turns into real gloom when the plane leaves without you that way. How many planes have you missed in your life? Not connections?

• 13:36Speaker 04

  I've missed one plane.

• 13:37Speaker 03

  You've only missed one?

• 13:38Speaker 04

  Mm-hmm. My early twenties.

• 13:40Speaker 03

  I used to be so bad at that.

• 13:41Speaker 04

  Wow.

• 13:42Speaker 03

  I used to miss planes regularly.

• 13:44Speaker 04

  No, I'm paranoid. I get to the airport super early, always.

• 13:48Speaker 03

  You?

• 13:49Speaker 04

  I do. Earlier than you say to get there. I do. Because you fly so much, you're not as nervous, but I'm, yeah. Okay.

• 13:57Speaker 03

  I love being in airports.

• 13:59Speaker 04

  You do? More than anyone I know. Tanya in Georgia says, hi Clark, I'm treating my whole family, seven people in total, to a ski vacation at Beaver Creek next February.

• 14:10Speaker 03

  Have you ever skied Beaver Creek?

• 14:12Speaker 04

  I have not.

• 14:13Speaker 03

  Oh, it's great.

• 14:14Speaker 04

  Wow. Well, we're up for adoption, Tanya, just so you know. Okay. Because we're traveling with a two-year-old, we want to take the much more expensive route, likely about $3,000 to $400 more per person, sorry, and fly into Eagle Airport instead of Denver.

• 14:33Speaker 03

  You sure it wasn't three or $4,000 like you first said? It's expensive to go into Eagle Vale.

• 14:40Speaker 04

  I want to figure out if my opening a new credit card or asking multiple people to do so would help get this price down with bonuses or rewards. I have a business, so a business card is also an option. Do you have any advice to make these flight costs a bit more palatable? I keep looking at all credit card choices and I get a bit overwhelmed.

• 15:00Speaker 03

  Yeah. So you haven't said which airline you're thinking of doing a card on. The airlines convert their dollars into points in different ways. I want you to go scout who flies from where you live into Vale. What are the airline choices? And then how the points convert, how the dollars convert to points. With signup bonuses, yeah. You might be able to make the annual fees worth it on those cards, what you might save on tickets. And by the way, people have debated for, I don't know, 20, 30 years, is it better in bad weather to fly into Denver? Or is it better to fly into Eagle Vale? They've

• 15:44Speaker 03

  done a lot at Eagle Vale to make it pretty reliable in bad weather. They do have a lot of delays. It's one of the most delayed during the season airports in the country, but not having to drive I-70 in bad weather and go through the tunnel and all that. If you are going to spend the kind of money you're going to spend on a trip to Beaver Creek, I think your idea of flying into Eagle is the right idea.

• 16:15Speaker 04

  Wow. So if it's 300 a person, it's 2,100 more dollars. If you took me, I would babysit the two-year-old and fly, I can fly through and drive.

• 16:26Speaker 03

  Yeah, but what can happen?

• 16:28Speaker 04

  I know. I'm kidding.

• 16:29Speaker 03

  You're stuck in the west side of Denver and you're twiddling your thumbs instead of being on fresh powder.

• 16:35Speaker 04

  No, I get it completely. I'm just teasing.

• 16:37Speaker 03

  And do you know what a ski trip per day would be for seven people at Beaver Creek?

• 16:44Speaker 04

  I haven't, I haven't skied in so long. I have no idea. I've heard lift prices are insane now.

• 16:49Speaker 03

  Yeah. Well, if they're going for a week in February, they would probably buy one of the season passes, which is going to be $7,000 just for the, you know, not a person.

• 17:00Speaker 04

  Oh.

• 17:01Speaker 03

  But you're talking seven.

• 17:02Speaker 04

  A thousand dollars per person?

• 17:04Speaker 03

  Yeah, just for that. Plus the lodging is going to be, I mean, this is a serious money trip.

• 17:09Speaker 04

  Okay.

• 17:10Speaker 03

  That's why I love how many people now, because Europe hasn't learned to charge people the kind of money for lift tickets that the American ski conglomerates have, that people can in the winter, fly to Europe, ski in Europe, do some sightseeing, and spend less money for the trip than just going to Colorado or Utah.

• 17:33Speaker 04

  Wow. That sounds like a good deal.

• 17:35Speaker 03

  Well, to me it is. All right. So we're going to talk fakes, fakes all over the place when you're shopping online, what you need to know.

• 17:47Speaker 00

  This episode is brought to you by Indeed. You're ready to level up your business, but the pressure to find the right person to make that happen is intense. Indeed sponsored jobs can help carry the load. It boosts your job post to help it reach quality talent fast. Cut through the chaos with Indeed sponsored jobs. Get a $75 sponsored job credit at indeed.com/podcast. Terms and conditions apply. Hiring now? Then this is a job for Indeed sponsored jobs.

• 18:16Speaker 01

  Your sausage McMuffin with egg didn't change. Your receipt did. The sausage McMuffin with egg extra value meal includes a hash brown and a small coffee for just $5. Only at McDonald's for a limited time. Price and participation may vary. Promotion pricing may be lower than meal pricing.

• 18:33Speaker 05

  Low energy, unfocused, foggy? You might be dehydrated. Gatorade Zero powders have been scientifically designed to help improve hydration balance in the body. With a clinically proven electrolyte blend and no artificial colors or flavors. Great tasting hydration, no matter where you're going. Shop now online or at retailers nationwide. Gatorade hydrates better than water. Is it in you? Symptoms noted are signs of mild to moderate dehydration. Consult a healthcare professional if symptoms persist.

• 19:03Speaker 06

  This holiday, all plans, even unlimited, are just $15 a month. A holiday deal this good obviously deserves an enormously expensive holiday song, like All I Want. Right. Okay, we can afford that. You know what? Forget the music budget. We're going to stick with whatever's in the public domain. Give it a try at mintmobile.com/switch.

• 19:21Speaker 05

  Upfront payment of $45 for three months, $90 for six months, or $180 for 12-month plan required. $15 per month equivalent. Taxes and fees extra. New customer offer for initial plan term only. Greater than 50GB may slow when network is busy. See terms.

• 19:33Speaker 07

  Medafinil from mod.com is changing the way high performers get energy. Medafinil is a prescription treatment that engages multiple pathways in your brain to achieve steady energy and alertness for 10 to 12 hours. And it's now available at mod.com to qualifying patients. Visit mod.com for a free consultation and get 10% off your first order plus free shipping with promo code Spotify. That's promo code Spotify at mod.com.

• 20:02Speaker 03

  If you shop on amazon.com or you shop on walmart.com overwhelmingly, the merchandise being sold is not actually from Amazon or from Walmart. They are what used to be called in online sales, a fulfillment house. So companies use them as like a storefront, an advertising venue, an inventory venue, and a delivery venue in both cases. And when you talk about these two behemoths, Amazon and Walmart, the two of them combined account for more than half of online shopping in the United States, based on data I've seen.

• 20:47Speaker 03

  So Amazon online is bigger than Walmart. So the tool I'm going to talk about right now is only available for Amazon. I hope they come up with a walmart.com one because I shop more on Walmart than Amazon because it's usually cheaper from my experience. But there is a tool that we have tested at Clark.com that spots fakes being sold on Amazon. And again, remember, most of the stuff on Amazon, Amazon is like, well, not really us. It's not, it's not us. It's, you know, it's, it's somebody else selling it.

• 21:28Speaker 03

  And they kind of look the other way with this enormous problem with fakes, with counterfeits. So there's a tool called Knockoff that you can add, and I don't know if you ever use browser extensions. I use several for travel, where you are able to add this extension called Knockoff to your browser. And as you shop on Amazon, it will warn you, and it's so well done. In fact, our reviewer of this is, is a skeptic about new things that are supposed to be like the greatest thing since individually wrapped cheese slices. She's very, very, looks with a very critical eye.

• 22:12Speaker 03

  She says, this one's the real deal. So I want you to know this works for Chrome, which is the most common browser, Firefox, Safari, on all the devices, your Mac, your iPhone, your iPad, and also works on Brave, which is a really nice streamlined browser. If you ever look for a browser you haven't heard of, that could be great. What's the one that Microsoft, what do they call theirs now?

• 22:44Speaker 04

  Isn't it Edge?

• 22:45Speaker 03

  Oh, Edge is on here.

• 22:46Speaker 04

  Okay.

• 22:47Speaker 03

  So it's pretty much universal for you to be able to use it because-

• 22:51Speaker 04

  You remember you used to call their old one Explorer, you called it Exploiter.

• 22:55Speaker 03

  I thought that was you that called-

• 22:56Speaker 04

  No, that was you. You come up with the nicknames for everything.

• 22:59Speaker 03

  Yeah, I never call anything what it actually is. Gosh, we could do like a multiple choice quiz. What, what does Clark mean when he says blah, blah, blah?

• 23:08Speaker 04

  I was just in Best Buy last weekend, getting something with my friends, and I had to call it worst sell because that's what you always say.

• 23:15Speaker 03

  Yeah. How about they've survived?

• 23:18Speaker 04

  I know.

• 23:19Speaker 03

  Wow, I never would have imagined Best Buy would survive this era. They seem to have found their niche in the marketplace. Anyway, so you don't want to spend your money buying some counterfeit. It could be dangerous. Who knows what it would be? So please do this to protect yourself. And I hope the creators of Knockoff will get with the program and come up with one for walmart.com too.

• 23:44Speaker 04

  All right, we'll go to questions. This one's from Chris in Washington. This is regarding international wire transfers out. Why can't a person turn off these international wire transfers when I've never in my life had any reason to do so? I asked Fidelity, Vanguard, and Charles Schwab to do so, and they said they cannot explain why they can't. Can you explain?

• 24:07Speaker 03

  Actually, you can put, I call it speed bumps in place with international wire transfers. This is a big problem that seems to be appearing more in the brokerage industry. Unfortunately, Fidelity, Vanguard, and Schwab all do it as a manual process. When you call customer no service at any of the three of them, you're usually talking to somebody who's too junior to be familiar with this procedure. You need a more experienced kind of person who knows how to put in, they each have their own clunky procedure to try to put blocks on any international wires.

• 24:51Speaker 03

  They should automate it. Right now, it's not. So if you ran into a brick wall with any of my three favorite children, call them and talk this through and get to an expert who knows how to put the blocks in place. And you can probably go on whatever AI tool you use and ask it how you put in an international wire block. And when you call, I imagine that would work. When you call one of the, one of these three and say, well, it says online, the way you do it is blah, blah, blah, blah, blah, blah, blah, blah. And then they'll realize that it's way over their head and they'll transfer you to the right department to put it in place.

• 25:36Speaker 03

  I mean, you think about how, how it works. There's so many things that somebody answering the phone at a brokerage has to know. And now we're talking about something that's pretty obscure, but important for people who have a lot of money. And the frontline people just aren't going to know how to do it, aren't going to be familiar with it. It's like when we first talked about an ACAT slot and people would call customer no service at the brokerages, other than Fidelity, which had the automatic button you could use. And the Schwab and Vanguard people answering the phones didn't even know what you were talking about.

• 26:10Speaker 04

  Right.

• 26:11Speaker 03

  And now they, piece by piece, Vanguard especially further along than Schwab, have made it easier for you to protect your money from being stolen in a blink.

• 26:22Speaker 04

  Okay. Declan in New Jersey says, thank you for your valuable insights and knowledge sharing over the last 10 years as a listener. I've implemented many of the suggestions you've shared to help guide my financial journey. I recently got engaged to my fiance.

• 26:36Speaker 03

  Congratulations.

• 26:37Speaker 04

  Congratulations. And was wondering if I need to get the engagement ring I purchased insured. For background, I purchased the lab grown ring, we love that, from a big jewelry store. It was under $10,000 and paid for the retailer's service plan. Do I need to purchase additional insurance on this ring and diamond? Or is it not necessary? Any help and guidance is greatly appreciated.

• 27:00Speaker 03

  So I would say no. When you start looking at insuring jewelry, the retail cost is nothing like what the replacement value is, what they, what they depreciate it down to. And you spent a lot of your hard earned dollars somewhere below 10,000, but a lot of money. And this is one that you just go self insured on, meaning if it gets stolen or whatever, you gotta start over. It's the right thing to do because the value of insuring it versus what the insurer will pay you, just the cost is not worth it.

• 27:44Speaker 03

  By the way, on the subject of lab diamonds, I read just two weeks ago, an interview with one of the executives at De Beers in the Financial Times.

• 27:57Speaker 04

  Oh.

• 27:58Speaker 03

  And in the interview, the guy says, hey, we just didn't understand what was going to happen. And what he's talking about is that lab diamonds have won the mind share of people, particularly under 40 years of age. They have no interest generally in buying dug out of the earth diamonds. They want lab diamonds. And the whole economics of the industry has changed. The market value of De Beers, the, the diamond cartel has collapsed because of lab diamonds,

• 28:38Speaker 03

  because the perceived value of a dug out of the earth diamond has declined and its market share has declined. Because when you look at a lab diamond, chemically, they're identical. They are spectacular for a tiny fraction of the cost of a dug out of the earth diamond.

• 28:58Speaker 04

  Alicia in Nebraska says, I was wondering if Clark would be able and willing to test this, did you say circuit ring, circle ring? The C I R C U L ring two. I know he wears the Aura ring, however, with this ring, there is no monthly fee. Thank you in advance.

• 29:16Speaker 03

  Okay, I'll tell you what I'll do. I've never heard of this one. My wife will go berserk if I had another health tracker on my body. But I will read reviews and I'll see if I will-

• 29:28Speaker 04

  There it is. It costs retail, it's like, yeah, 189, yep.

• 29:34Speaker 03

  All right, I will read tech reviews of it. And if they do all the things that I could use benefit of, that the Aura is doing for me, I'm so, I'm married to this Aura. I also wear is my wedding band, but I've been wearing it five and a half years. I just love Aura. I'll check it out because I sure don't like the new annual fee. The irony for me is I have a credit card that one of the benefits is it absorbs my annual fee on the Aura, so I'm not having to pay that annual fee. But Alicia, I'll check it out and see if I should be talking about it and checking it out as an alternative to Aura.

• 30:19Speaker 03

  So I didn't commit.

• 30:21Speaker 04

  No.

• 30:22Speaker 03

  Heard that? I did not commit. I, I sounded like a politician just then, didn't I?

• 30:27Speaker 04

  It's okay.

• 30:29Speaker 03

  That was pretty lame of me.

• 30:31Speaker 04

  But I think it's a good idea for us to test this because we talk so much about the Aura ring. So maybe we can have one of our writers test it. But you are the Aura ring expert, so I think it'd be good for you to do the comparison.

• 30:42Speaker 03

  I'm no expert.

• 30:43Speaker 04

  You are just by using it so much.

• 30:45Speaker 03

  Oh, do I? I love, I mean, I look at my symptom radar and it tells me what part of my body is falling apart today, what I need to do about it.

• 30:56Speaker 04

  So C I R C U L, we'll check it out.

• 30:58Speaker 03

  Okay. All right. Well, thank you for the suggestion. And Alicia, I'll see if I can slap another electronic device on me. Oh, and thank you so much for joining us today. Our first show of the month of September. And we will be with you on Friday with an unusually special Clark Stings. And you'll have to tune in to see why it's so special on Friday. And so I hope you have a great next couple of days. Remember empowerment available to you 24 hours a day at Clark.com because everything

• 31:41Speaker 03

  we're about is your empowerment with knowledge that you can act on to save more, spend less, and avoid getting ripped off. See you in a couple of days.

• 31:56Speaker 01

  Your sausage McMuffin with egg didn't change. Your receipt did. The sausage McMuffin with egg extra value meal includes a hash brown and a small coffee for just $5, only at McDonald's for a limited time.

• 32:08Speaker 02

  Price and participation may vary. Promotion pricing may be lower than meal pricing. We just moved into our new house and I didn't realize just how close we were to the neighbors. That's when my friend told me about blinds.com.

• 32:19Speaker 06

  Blinds.com isn't a medication, but it can improve how you feel about your home. Customers who shop at blinds.com experience excellent customer service from consultation to installation. Side effects include increased privacy and better sleep. Talk to your partner today and see if blinds.com is right for you. Shop Black Friday all month long at blinds.com. Don't miss huge deals dropping every week.