Robinhood CEO: "Gen Z Is the Most Retirement-Savvy Generation Ever" | Vlad Tenev

The next great battle in finance may not be over stocks, crypto, or even payments. It may be over where the $90 trillion great wealth transfer actually lands. In this episode, Robinhood founder and CEO Vlad Tenev returns to Bankless for a fast-moving conversation on how Robinhood wants to position itself for that generational handoff, why he believes 24/7 markets and tokenization are inevitable, and why the popular narrative around Gen Z as financially reckless misses what he’s seeing on-platform.---📣SPOTIFY PREMIUM RSS FEED | USE CODE: SPOTIFY24https://bankless.cc/spotify-premium---BANKLESS SPONSOR TOOLS:🔮POLYMARKET | #1 PREDICTION MARKEThttps://bankless.cc/polymarket-podcast🪐GALAXY | INSTITUTIONAL DIGITAL FINANCEhttps://bankless.cc/galaxy-podcast🏅BITGET TRADFI | TRADE GOLD WITH USDThttps://bankless.cc/bitget🎯THE DEFI REPORT | ONCHAIN INSIGHTShttps://thedefireport.io/bankless🐇MEGAETH | 1ST REAL-TIME BLOCKCHAINhttps://bankless.cc/megaeth---TIMESTAMPS0:00 The $70–90T Wealth Transfer and Robinhood's Strategy4:01 Finance in 2040: 24/7 Markets Everywhere6:06 Tokenized Stocks, Robinhood Chain, and the U. S. Rollout Question11:22 Robinhood's Full-Stack DeFi Vision14:31 Prediction Markets as “Truth Machines”17:06 Robinhood Social, Sherwood Media, and the Content Layer21:44 Why “Entertainment Finance” Might Be Overstated25:03 Gen Z Is More Retirement-Savvy Than You Think30:54 Trump Accounts and Investing From Birth36:21 The Financial Super App Race39:30 Why Robinhood Is Not Prioritizing Peer-to-Peer Payments42:22 Stablecoins, Bank Charters, and Consumer Reality49:30 The Clarity Act, Stablecoin Yield, and Tokenized Assets55:16 Perps Could Come Onshore Fast57:12 Retail Access to Private Markets1:00:52 Robinhood's Third Act: Social, AI, and Agentic Finance---RESOURCESVlad Tenevhttps://x.com/vladtenev---Not financial or tax advice. See our investment disclosures here:https://www.bankless.com/disclosures