"I Just Lost Everything" - How Togi Made (And Blew) $10,000,000 In 90 Days

Notion: Get organized at https://notion.com/icedcoffee Peterson Academy: Join today for $399 per year! https://petersonacademy.com/ICH ZocDoc: Go to https://www.zocdoc.com/ICED and download the Zocdoc App for FREE Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich MagicMind: They have a limited offer you can use now, getting you up to 48% off your first subscription or 20% off one-time purchases with code ICEDCOFFEE20 at checkout. You can claim it at: https://www.magicmind.com/icedcoffee Follow Togi @ShaneStoffer Here: https://www.youtube.com/@ShaneStoffer/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:03:02 - Togi’s childhood: how he became who he is 00:04:50 - Insane stories from the $10M challenge 00:07:00 - How Togi accidentally made $1.5M overnight 00:13:18 - Gambling chaos: managing taxes and madness 00:19:13 - Sponsors Notion and Peterson Academy 00:21:43 - How he lost $1.8M in one 15-hour spiral 00:24:55 - How big wins (and losses) mess with your head 00:29:24 - Does massive success actually ruin ambition? 00:32:06 - Why Togi refuses to save money 00:38:49 - Should you blow your money while you’re young? 00:41:48 - Can you “outwork” a gambling addiction? 00:45:24 - Why Togi wants to go broke sometimes 00:48:24 - The crazy story of how Pepe Meme Coin saved him 00:51:54 - Does Togi have “plot armor”? (Luck vs mindset) 00:54:24 - Facing a real gambling addiction: can he stop? 00:57:39 - Why budgeting never works for true gamblers 01:00:44 - The signs your lifestyle might be spiraling 01:02:37 - Sponsors 01:07:26 - His craziest wins, losses, and close calls 01:08:07 - How partying wrecked his memory and health 01:12:35 - The scariest health scare of his entire life 01:16:31 - How almost dying changed his entire mindset 01:18:48 - Does Togi worry about being a bad influence? 01:22:13 - His powerful message to young people: fears vs dreams 01:25:23 - His biggest insecurity—and it’s not what you expect 01:27:38 - Why saving money still feels “boring” to him 01:29:53 - A $600 coin flip — live on the podcast 01:32:26 - Rapid-fire chaos: priorities, money, and motivation 01:36:53 - The final advice every 20-year-old should hear 01:39:23 - Wrap-up + some sponsor love *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:00Speaker 00

  Hey Spotify listeners. When you travel with American Airlines, you'll enjoy comfort and convenience at every altitude. Before takeoff, unwind in the Admirals Club Lounge with curated self-serve offerings of hearty bites and refreshments. In flight, stay connected with high-speed Wi-Fi. Sponsored by AT&T. Your journey is designed to feel easy from the moment you check in to the moment you arrive. No matter where you're going, American gets you there. Book now at aa.com.

• 0:25Speaker 01

  There's a 90% chance that I win and there's a 10% chance that I'm fully devastated.

• 0:31Speaker 02

  Oh my god.

• 0:32Speaker 01

  Sometimes I watch myself on stream back and I'm like, what the is wrong with you?

• 0:37Speaker 02

  Coward! It went across! You, you bitch!

• 0:40Graham Stephan?

  What's the most money you've ever lost in a single night?

• 0:42Speaker 01

  I lost $200,000 last night. Well, it's like easy come, easy go, you know? Like, the most I ever made was $2 million something in 48 hours.

• 0:51Speaker 02

  This is the greatest gambling win of all time. This is already, I don't need to do any more.

• 0:53Graham Stephan?

  How would you rate your finances 1 to 10?

• 0:55Speaker 01

  10, 100%. If you looked at a chart of my finances, it would be outperforming Warren Buffett. There's no saving.

• 1:03Graham Stephan?

  You don't save at all?

• 1:04Speaker 01

  I save in the sense of I spent $100,000 on this watch and I can sell it for probably $80,000.

• 1:10Graham Stephan?

  Now, what about the idea of saving and investing on the side?

• 1:14Speaker 01

  What the am I gonna do with $100 million when I'm 70 years old? I'm entering the danger zone.

• 1:18Graham Stephan?

  Do you think you're addicted to gambling?

• 1:20Speaker 01

  I don't think gamblers and artists have ever said a piece like me.

• 1:30Graham Stephan?

  Togi, Shane, thank you so much for coming on the Ice Coffee Hour. Got a question for you. Why do people call you the evil Sam Solak?

• 1:38Speaker 01

  Well, dude, it's like, he's just the exact opposite of me. Doesn't go out, doesn't talk to nobody, but we're both jacked. We both love the gym. Like, at our core, we're gym bros, but I also embark on, he's getting an engineering degree and I'm getting a degree in like, whatever. So, it's the complete opposites, but we're both like, two of the bigger fitness influencers.

• 2:00Graham Stephan?

  I was researching for this podcast as I was driving from Vegas to LA and I watched you for probably eight hours. Like, no joke.

• 2:08Speaker 01

  Eight hours?

• 2:08Graham Stephan?

  I started at your first Video and made my way through.

• 2:11Speaker 01

  Yeah.

• 2:11Graham Stephan?

  Holy crap. They're, first of all, they're good videos.

• 2:14Speaker 01

  Thank you.

• 2:14Graham Stephan?

  They're really addicting. And it was interesting meeting you in person because I had this idea that you would come in like really over the top.

• 2:22Jack Selby?

  He was honestly horrified. He was like, he's like, how many people do you think he's gonna show up with? Do you think he's gonna break something when he comes into the house? I'm like, dude, I don't think he's gonna do any of that.

• 2:31Speaker 01

  A lot of people think I got this whole like, almost like a rock star persona because I got like these change and this crazy lifestyle. But I'm the most regular kid ever, just a college dude. I have five friends, maybe, and I kinda like, I don't do collabs, it's just me and then, yeah, live the camera woman.

• 2:47Jack Selby?

  Well, we have a video that we wanted you to, to give your opinion on. We filmed with Greg Doucette recently.

• 2:53Graham Stephan?

  Oh, here we go.

• 2:54Speaker 01

  Let me see this. Let me see it again.

• 2:55Jack Selby?

  If you could delete one influencer off the internet forever, who would it be?

• 2:59Speaker 05

  Man, the worst one. I think we're gonna go with Togi.

• 3:02Jack Selby?

  Wait, why?

• 3:04Speaker 05

  Because he's promoting gambling, recreational drugs, and he's almost created a paradigm shift in thinking that promoting and glorifying drugs is cool. This guy has a lot of power. He can go and meet people and people know who he is and everyone wants to be like Togi. Do you know what I'm gonna do now? I'm gonna take a bunch of steroids.

• 3:21Speaker 01

  Yeah, dude, Greg don't mean that. He's just saying that to protect his brand. Greg loves the Togi clips. I'm telling you guys, Greg Doucette loves that shit. Behind the scenes, Greg is a gambler. I don't know if he does drugs, but Greg parties, he gambles. This is exposing Greg Doucette right here, but a lot of people take on the internet with the idea of, I wanna make a positive impact. I'm an influencer. Like, that's what I do is I influence. And so everyone that posts on YouTube, you're just titled influencer, which is not what I am. I'm just an artist, like I entertainer, I make art, and they're just fun to watch. It's not like you watch my video and you're like, damn, I should go take a bunch of trend. When I started doing social media, a lot of people fall into the trap of being a character. I can't talk about this because brand risk, I can't talk about that. But I never wanted to be a slave to my own persona.

• 4:04Jack Selby?

  Yeah.

• 4:05Speaker 01

  So just like, I'm just gonna do a hundred percent authentic to myself and then hopefully that catches enough attention just being myself. And then I never, it's then it's easy because I'm never filming a video and I'm like, oh, I gotta do this. It's always like, this is exciting. I get to do what I love to do.

• 4:18Graham Stephan?

  Were you always a wild kid, growing up, like doing stunts?

• 4:22Speaker 01

  Yeah, but everyone is, you know, that's why people like to watch my stuff. I feel like there's a huge percentage of college students that are just like me and they can just really resonate with like, oh, yeah, yeah, that guy also, like realistically, I'm. People call me like the bitch of my friend group because they'll go on a bender for 14 days. They're twice as, they'll drink twice as much as me and I'm always like, no, like I can't, I'm too hungover. Like I don't want to do that to a lot of um, the older people like Greg Dusset. It's like a kind of a newer culture, I guess, and they see that and they're like, this is crazy. But it's normal. Everyone does like this.

• 4:55Graham Stephan?

  So what age do you become old?

• 4:56Speaker 01

  Thirty-five. How old are you? Thirty-five.

• 5:00Jack Selby?

  You just turned thirty-five.

• 5:01Graham Stephan?

  I just turned.

• 5:01Jack Selby?

  Three days ago, two days.

• 5:02Graham Stephan?

  But you know, I'm like on the cusp.

• 5:04Speaker 01

  People been telling me that um, they feel like during their prime, thirty to forty.

• 5:08Graham Stephan?

  So what I really liked, going slightly off topic on this, your Road to 10 Million Challenge was to make 10 million dollars. I believe what, 30 days initially? What was the craziest thing that you did for money?

• 5:18Speaker 01

  The painting that I sold, did you see the painting?

• 5:20Graham Stephan?

  Yeah, I did.

• 5:21Speaker 01

  I had a feeling like that it was gonna sell for a reasonable amount of money, but ended up I got a hundred forty-six thousand dollars for that painting. Took me eight hours and it just like blew my mind that somebody was willing. And there was a ton of bids, like hundreds and hundreds and hundreds of bids. That was definitely the most bizarre way of making money, but it was only a hundred fifty K. The most profitable was oddly enough, online slots, which odds wise, like RTP, if you're gonna crunch your numbers. That was like crazy lucky. Actually, when I started the Road to 10 Million, the joke was that I was planning on just losing like five million dollars. Cause that's usually how it goes. But then I first stream Road to 10 Million, I accidentally made like a million and a half dollars. Like I guess we might as well try and make 10 million now. The joke is ruined. And it's also way cooler to make 10 million than.

• 6:03Graham Stephan?

  Why 10 million?

• 6:04Jack Selby?

  Well, hold on, did you have five million to lose?

• 6:08Speaker 01

  No, no, no, it would have been debt.

• 6:10Graham Stephan?

  You would have gone in debt.

• 6:11Speaker 01

  Yeah, but it's cool dude, cause it's like the debt to the casino is no problem, cause it's like.

• 6:16Jack Selby?

  So you borrow from?

• 6:17Speaker 01

  Yeah, I borrow from uh, Rubet and um, the casinos in Vegas.

• 6:23Jack Selby?

  And what rate you borrow it at?

• 6:25Speaker 01

  Well, since I work for Rubet, they give me zero percent interest. That's why it's cool. Cause it's like, all right, I owe you five million and it's like, I'll get to it, guys. You know what I mean?

• 6:33Graham Stephan?

  But you still owe them the money, even though it's zero percent interest. So they're not forgiving this?

• 6:37Speaker 01

  No. But it's cool.

• 6:39Jack Selby?

  How does it, how is that cool?

• 6:41Speaker 01

  Because dude, it's like.

• 6:42Jack Selby?

  It's a lot of money.

• 6:43Speaker 01

  I'm 22 years old. I have a long time and I, I, my income is like reasonably high for my age. So I have a long time to figure my shit out. I don't gotta lock in till I'm realistically.

• 6:55Jack Selby?

  Until you're old.

• 6:57Speaker 01

  What's about 35 minus 22, however many years that is, I got 13 years of just like fucking off. And then like 34 years old, I would be like, all right.

• 7:06Jack Selby?

  You'll be like, all right, I'm 20 million in debt.

• 7:09Jack Selby?

  I should probably.

• 7:10Speaker 01

  Then you figure it out. But that's why it's great. Cause then it's like, that's when the world gets really real. I'm 20 million in debt, which hopefully I'm not at that point. Then you gotta lock in like really hard. And that's the best way to do it. A lot of people say they were losers unsuccessful until they had kids. Cause now you have something that you literally like, it's life or death. Basically you have to be successful. And if you're in huge debt at that age, it's like lock it in. I'm sure I'll figure it out. I never not figured it out.

• 7:34Jack Selby?

  So you assumed you were just gonna lose $5 million of, of money that you didn't have. But you ended up on the first stream making, you said one and a half million dollars gambling?

• 7:42Speaker 01

  Yeah, I think, um, at the time I had, uh, well, it's hard to evaluate my net worth at the time. Cause like I have a Lamborghini, but it's like, I paid whatever 300 something thousand for it. But how much is it really worth? I don't know. But I think my, uh, like roughly my net worth would probably like $600,000 at that time. But my income was reasonably high. So that's why I'm comfortable losing.

• 8:02Jack Selby?

  That first stream, you said you made a million and a half. That was from slots and stuff? So like after this stream, you are now worth 2.1 million, probably approximately.

• 8:09Speaker 01

  Yeah.

• 8:09Jack Selby?

  Okay. And then you decided you're actually gonna go for $10 million instead of it being like a gag of financially.

• 8:16Speaker 01

  Yeah, well, I don't know what I was on, but I thought I was gonna make $25 million in 30 days. Debt like to my soul, my core, like I was sitting there. I was just, I'm gonna do it. I guarantee I'm gonna do it. I would have put it on anything. I'm gonna do it a hundred percent. And then as I did, I was like, this is ridiculous. Like I'm not even close. This is impossible. But that's the whole, that's the great part about it is like, you, if you are truly crazy enough to think that you can do some. Like, just maybe, can I do something crazy if I just try? And you really think it's gonna happen and you go for it? You're gonna get pretty close. Like, the end of the order was ten million, I ended up like, with like four something million. But if I was a little smarter, I would have never, I don't know, ten million in a month, that's just never gonna happen. I'm not gonna try.

• 8:59Speaker 01

  And then I would have zero amount of millions of dollars. So that's really the beautiful thing about like the crazy delusions.

• 9:05Jack Selby?

  So you actually ended up making four million dollars in a month?

• 9:07Speaker 01

  No, it was two months.

• 9:08Jack Selby?

  So two million bucks a month for two months?

• 9:10Speaker 01

  Yeah.

• 9:10Jack Selby?

  Did that motivate you then to like, continue that?

• 9:13Speaker 01

  No, because I'm like forty days in, I got like four million, whatever. I hadn't posted a video in forever. The sponsor's getting mad that I'm not posting content. And I was just thinking to myself, okay, this is great that I have four million dollars, but also like, realistically, I'm not a total idiot. I'm sitting there thinking, if I lose this four million dollars, then the video is back to zero. And then there's no video at all, and it's gonna be a huge problem. So I stopped gambling around four million dollars and embarking on less risky schemes. Like the painting, um, I'm making a song. I wanted that to come out, uh, before the end of the video, so that way I could show people how much I made from the song. Logistically, it's a lot harder to put out a song than you would imagine. And then, um, I bought a house, but we can't really tell if that's gonna be a good investment for a long time. So it's like, I will probably count that for a few million bucks.

• 9:55Graham Stephan?

  What does your accountant think of all of this? Cause I'm thinking through, it's like, the gambling, that's gotta be an impossible task to calculate wins and losses and you wiring money for Rolexes and they turn out to be fake? All of these things-

• 10:10Speaker 01

  Well, I think that one in crypto, so that one's cool. We didn't have to, uh, ever, like, uh, uh, the, I think, my understanding, I thought my videos were enough financial proof to the IRS, that like, okay, yeah, this is like what's going on. But then my accountant's like, dude, we need, like, what the is this deposit for half a million? And I'm just like, I don't even, I don't really remember, to be honest with you. Like, a lot of things I do-

• 10:33Speaker 00

  Hey Spotify listeners, when you travel with American Airlines, you'll enjoy comfort and convenience at every altitude. Before takeoff, unwind in the Admiral's Club Lounge with curated self-serve offerings of hearty bites and refreshments. In flight, stay connected with high-speed Wi-Fi, sponsored by AT&T. Your journey is designed to feel easy from the moment you check in to the moment you arrive. No matter where you're going, American gets you there. Book now at aa.com.

• 10:59Speaker 01

  I don't really know and I didn't know I I'm just learning now he called me the other day and he's like the business cards are for business expenses I just whatever account I just pull out a random card like last night I had to see no use the business card took out like ten thousand dollars just cuz I whatever pick a random card so he is super unhappy with me I have not paid my taxes yet cuz I texted him cuz it was due the fifteenth right it's like yo like how much money do I owe and he was like it's dude this is ridiculous we're still working on it

• 11:26Graham Stephan?

  because if you if you made four million dollars in a year you probably owe like half of that maybe a little less cuz you're in Florida

• 11:33Speaker 01

  hopefully not dude

• 11:34Graham Stephan?

  you'll owe you'll owe about thirty seven to forty percent

• 11:37Speaker 01

  that's I can't make

• 11:39Graham Stephan?

  of that tit

• 11:40Speaker 01

  I cannot swing that you guys are gonna have to give me some sneaky rich people tips cuz I can't pay forty percent I'll be out of money

• 11:46Graham Stephan?

  maybe

• 11:49Graham Stephan?

  I mean we could we could strategize

• 11:51Speaker 01

  financial crisis if I gotta pay forty percent of my money

• 11:54Graham Stephan?

  you probably will we could we could strategize later

• 11:56Jack Selby?

  but you you you did that you made the formula in this year right so that means you have a full year to offset your income with expenses

• 12:04Graham Stephan?

  yeah you're gonna owe this next year you're gonna have a two million dollar tax bill so far unless you lose the money in which case you're gonna use those losses to offset the four million profit but you would then be still net down money

• 12:17Speaker 01

  oh yeah we're gonna have to figure something else that's not either of those options guess that's ridiculous fifty percent of your money

• 12:24Graham Stephan?

  basically yeah

• 12:25Speaker 01

  percent of your money to IRS

• 12:26Graham Stephan?

  I pay thirty seven plus another one to two percent give or take for random things

• 12:30Jack Selby?

  but we're also in Nevada zero percent state income tax here so if you were in California it'd be over fifty

• 12:34Speaker 01

  yeah no I can't do that we'll have to do but that's not really a problem for another it's a what like twelve thirteen months

• 12:39Graham Stephan?

  yeah you could stretch it now I'm curious though because you were you were gambling and like consistently winning how were you able to do that was there a strategy behind this or was it luck

• 12:49Speaker 01

  no there's no such thing as strategy gambling so how how it works is the like RTP is like your expected loss and you can look at different games like what's the best RTP a lot of people will go in play blackjack and it's like why do I lose every time but if you're not playing perfect blackjack the odds of you losing are like eighty percent but if you play a perfect blackjack the RTP like over an extended period of time you're expected to lose about one to two percent of your money but over a short period of time realistically the strategy which is not mathematically a good strategy but I always just raise the bet until I win so say I lose Twenty thousand dollars on a blackjack can. The next one, just put down thirty thousand and you lose, put down fifty thousand, put down sixty thousand. And either it ends in devastation or you're good and you win.

• 13:33Speaker 01

  And so now you're sitting at like ninety percent chance that I win. And there's a ten percent chance that I'm fully devastated and the loss is so bad that there's a huge problem. So we're just gonna pray that doesn't happen. It's never happened. So.

• 13:45Jack Selby?

  Yet.

• 13:46Speaker 01

  Yet. But now it's like, now I got four million dollars and I'm definitely not paying no taxes. So I can.

• 13:52Jack Selby?

  You can flee.

• 13:54Speaker 01

  Yeah.

• 13:54Jack Selby?

  Leave Puerto Rico.

• 13:56Speaker 01

  Well, the idea is ideally I use this four million dollars, make some investments and then I won't have to gamble as much. Like I've already lowered, how much we lose last night? I lost two hundred thousand last night playing blackjack.

• 14:08Jack Selby?

  How did you do that? Was that the strategy of doubling down?

• 14:11Speaker 01

  No, I actually tried. I called a casino. I was like, I need more money. And they were like, no, because I was borrowing it from them. So now I actually owe them two hundred thousand dollars.

• 14:19Jack Selby?

  So you have three point eight.

• 14:20Speaker 01

  Yes. Now we got three point eight million dollars.

• 14:21Jack Selby?

  So that decreases your tax bill. So that's good.

• 14:23Graham Stephan?

  What does two hundred thousand dollars mean to you? Because to me, it's nuts to lose two hundred thousand dollars and just be like, oh, it's two hundred grand, whatever.

• 14:31Speaker 01

  Well, it's like easy come, easy go, you know? Like the most I ever made was a video, I lost everything, two million something in like forty eight hours, just gambling and meme coins. If you can do that, if you're willing to take enough risk where two million dollars is on the table whatsoever, you gotta be cool losing two hundred thousand. And also it's like, what is money really good for? You have security and experiences. And the security, you can feel fully secure. You can do anything you want, seventy K a month. And you can do anything in the world, everything, unlimited doctor bills, whatever, this and that, insurance, everything you need. So after seventy K a month, it's like, this money I might as well just, like it's,

• 15:10Speaker 01

  I don't see any value in saving, like what the fuck am I gonna do with a hundred million dollars when I'm seventy years old? As a seventy year old in a supercar, that's not cool at all. Twenty two year old in a Lamborghini, that's like super, super exciting, super fun. The ROI is way higher blowing your money as a twenty two year old than when you're old. So I kinda, after I, after my main base expenses. All that money is just like whatever.

• 15:32Graham Stephan?

  Now, what about the idea of saving and investing on the side? Building up a nest egg that would eventually pay you the $70,000 a month without you having to work?

• 15:42Speaker 01

  You heard of Pepe, the cryptocurrency?

• 15:44Graham Stephan?

  I have, yeah.

• 15:45Speaker 01

  That's my investment portfolio.

• 15:47Jack Selby?

  How much Pepe do you have?

• 15:48Speaker 01

  You know, when you really crunch numbers, sometimes I look back on like a stream the other week, I lost 1.8 million dollars. So really.

• 15:57Jack Selby?

  So you're down to 2 million?

• 15:58Speaker 01

  Yeah, which is, we're chipping away at the taxes. But either way, that was a majority. I had like 1. something million Pepe and then I gambled it all away.

• 16:07Jack Selby?

  Has Pepe gone up since then?

• 16:09Speaker 01

  I don't know. I don't look because it makes me depressed. I gotta figure out, I gotta gamble and get some more Pepe. Oh no, it's about the same. So we'll get back in that.

• 16:16Jack Selby?

  Wait, so you're actually at 2 million right now?

• 16:19Speaker 01

  I guess if you crunch the numbers, about 2 million dollars because that 1.8 million dollar loss was ass.

• 16:25Jack Selby?

  How did you lose 1.8 million?

• 16:27Speaker 01

  Plinko balls. Dude, oh my God. What happened was, I didn't even want to stream because I was working, which is technically streaming, but I was doing like editing my video and whatnot. And I was like, all right, whatever. I'm supposed to get some hours in. I'm going to do a $50,000 buy-in, super mellow stream. But then once you start taking stimulants, it's like game over. The second you take any amount of stimulants, it's literally impossible to stop gambling. So one thing leads to another. It was supposed to be a 30 minute stream. It was 15 hours and I lost 1.8 million dollars. It was on my cake. I'm going to put that in the next YouTube video.

• 16:56Jack Selby?

  Why would you, I know this is like an obvious question, but is it easier than just to say no to the stimulants than it is to say no to the gambling if you're on stimulants?

• 17:04Speaker 01

  No.

• 17:06Jack Selby?

  So it's a recipe for disaster. It's just like.

• 17:08Speaker 01

  Yeah, but it's awesome because gambling at a certain point, it's not even fun if you're not on stimulants. Like if you're not somewhat inebriated, it's almost too stressful. You can't see the cards right. Like you can't make daring enough plays to do crazy shit where you actually win. Because dude, people will win 30% gambling and they'll be like, whoa, that would kind of suck. Because you're gambling a total bitch. Like if you're inebriated, then you can go nuts and it's way more fun. You, and that's what like, that's the purest form of gambling.

• 17:36Jack Selby?

  See, I would say like, I would try to provide solutions, like you'd have someone that has control over your money and you can't request money from them. You can't try to borrow money from friends. You like put out this mass message. But also if it doesn't bother you, like if you're totally fine losing 2 million dollars and you're like fully conscious of, you know, what you're doing, then there's no.

• 17:55Speaker 01

  It's really not a problem. Like because I have this safety net of. I'm still getting this somewhat passive income of just by having my own brand and all the sponsors pay me whatever. I could lose my whole net worth today and it's like, at least I got, dude, one year ago, I lived in a frat basement free because I didn't have any money to pay for it and I was so happy. It was so much fun. I loved that. Like, does this chain really bring me like, I'm not any happier with the chain. I think if I had nothing, that's like also I'm in my bag when I have nothing. I feel fully content being poor.

• 18:30Graham Stephan?

  How would you rate your finances one to 10?

• 18:32Speaker 01

  10, 100% dude. I mean, who else has ever made, not whoever, but a regular college kid, frat basement to now, I have millions of dollars. And if you looked at a chart of my finances, it would be outperforming Warren Buffett, would be outperforming, that's the only dude I know that does finances. But either way, way outperforming Warren Buffett as far as the ROI in the time that I'm doing.

• 18:58Graham Stephan?

  And where does savings fit into all of this? Money you just put on the side.

• 19:01Speaker 01

  It was the pay pay. So I gambled it away. There's no saving though, no.

• 19:04Graham Stephan?

  You don't save at all?

• 19:05Speaker 01

  I save in the sense of I spent a hundred thousand on this watch and I could sell it for probably 80,000. So that's a safety.

• 19:13Graham Stephan?

  That's not bad. No, it's not terrible. I always worry.

• 19:17Speaker 01

  I like the, anything is better than gambling, right? So if I just have crypto or have money, then there's a problem because it takes me five seconds to get that money, put it on one block, which I can't. If I, so every month I just try and spend like a few hundred thousand on jewelry and cars and then that way I have.

• 19:36Graham Stephan?

  And your house?

• 19:36Speaker 01

  Assets in my house.

• 19:37Graham Stephan?

  Did you, have you paid that off?

• 19:39Speaker 01

  Which I pretty much got bullied. No, I put um, 700 down, borrowed 1.3 million. I got bullied into buying the house. I texted my friend, the jeweler, and I was like, I need this new car, it's like a $300,000 car. And he's like, dude, you have spent $2 million in the last year on jewelry and cars and you have no houses. Like, I'm not selling you anything until you buy a house. I was like, well, I'm gonna keep buying my jewelry and cars. I gotta buy this fucking house. So, he's a good friend for that.

• 20:04Graham Stephan?

  If you've ever wondered how we keep the Iced Coffee Hour running so smoothly, from keeping on track of deadlines, lining up sponsors and guest outreach, it's with our sponsor, Notion. We've basically built up our entire podcast brain within it over the last few years, and that's why we were incredibly excited when they reached out to sponsor our episode, because we're genuinely a huge fan and we use it all the time.

• 20:25Jack Selby?

  Notion is the ultimate all-in-one workspace that works for anyone. Whether you're a student balancing classes, someone growing a business, or just trying to get your day-to-day life in order, Notion lets you organize things your way. Plus, it's incredibly customizable, so you can build whatever system that works best for you.

• 20:38Graham Stephan?

  You could create to-do lists, set up a calendar, track your workouts or meals. Seriously, the options are endless. And what I love most about it is the design. It's minimal, it's clean, it just makes me feel calm and that everything's under control.

• 20:51Jack Selby?

  If you've been thinking about getting more organized, check them out at notion.com/icedcoffee, all lowercase. Again, that is notion.com/icedcoffee, all lowercase. We also have a link down below in the description if you guys just want to check it out there. Seriously, guys, we've been using them for years. They're completely free with the link down below in the description. If you guys just want to try it out, I highly recommend it. It's a game changer. Thank you so much to Notion for sponsoring this episode. But before we go into that, I'm sure you guys all remember the absolutely monumental moment for this podcast. We had Jordan Peterson on last year, and on top of that just being an incredible episode, it was a huge moment for me personally. I've been a fan of him for years, and I'm extremely excited to announce we are actually partnering with Peterson Academy to sponsor this episode.

• 21:30Graham Stephan?

  For those unaware, Peterson Academy is Jordan Peterson's online university, and it's ready for enrollment right now. If you love learning, want to study under world-class professors, or have ever gained anything from Dr. Peterson's books, lectures, or podcasts, then this platform is for you.

• 21:44Jack Selby?

  Every month, Peterson Academy releases four new, in-depth, eight-hour university-level courses taught by top experts across philosophy, history, psychology, science, business, and more. And guys, these courses are incredible. They're designed to keep you engaged, and they offer optional testing to solidify your understanding. Plus, there's also an online community where you can connect with other curious and ambitious learners.

• 22:04Graham Stephan?

  And it gets even better, because Peterson Academy is getting funding, and they've dropped the price from $599 down to $399 for the entire year, with access to more than four Forty courses with four new ones being added every single month. And with a seven day money back guarantee, there's no reason not to try it.

• 22:21Jack Selby?

  Just go to Petersonacademy.com/ICH. Again, that is Petersonacademy.com/ICH. There's also a link down below in the description. I highly recommend you guys check it out. Seriously, Peterson Academy, Jordan Peterson, thank you guys so much. Back to the episode.

• 22:35Graham Stephan?

  Social media as a career could be so fickle. I mean, we saw what happened with Steve Will Do It. It just, one day, just YouTube decided to delete him. And these algorithms are not guaranteed. Do you ever worry about maybe one day just something happens outside of your control and everything kind of gets shut off?

• 22:50Speaker 01

  Oh yeah, dude, but I'm ready for it. Like, I'm more than excited to, or more than willing to take on any challenge. And if I lost all my social media, it would be, I'd hit the scheme lab and then it's on to the next thing. Like, I would let myself complain for seven days.

• 23:07Graham Stephan?

  Okay.

• 23:08Speaker 01

  Probably just do nothing for seven days. I'm depressed. Never happened. Now I'm back. Now I got nothing and now we're gonna have to do it again. Time and time again, when I was 18 years old, I made like $900,000 trading crypto, like super high leverage. And then I thought I was the man. I thought I was the coolest kid ever. Started partying a bunch, buying like cars, whatever, traveling. Six months later, I was in debt to the IRS for taxes. Cause turns out vacation in Italy doesn't count as a tax write-off. So it's like, I got this income from crypto, still gotta pay taxes, which is ridiculous. For the record, I can't believe that's how that works. But after that, it was like, whatever, we gotta find the next game. And I was like, okay, now I'm just gonna get famous and make money that way.

• 23:49Graham Stephan?

  How do you have such confidence? It's just like, you seem so self-assured that no matter what's gonna happen, you're gonna be fine.

• 23:55Speaker 01

  There's so many people that have more than me that are inherently less capable. Like, I've met so many people that are just idiots, but they have so much money. I've met like CEOs. I said, what the are you talking about right now, dude? None of this, you are so out of the loop, but you've got $5 million. So if you can do it, there's no reason that. Anyone else on the planet couldn't do it.

• 24:19Jack Selby?

  So comparison is good.

• 24:21Speaker 01

  How do you mean?

• 24:22Jack Selby?

  Because a lot of people say like comparison is the thief of joy, but you use comparison in a good way.

• 24:25Speaker 01

  Sometimes the grass is green on the other side because it's fake, right? You have to take everything you see with a grain of salt. Like a good example is that Haley Welch girl, Haakтуa, everyone's jealous. Why is Haakтуа famous? How'd she get famous? She's rich and famous. She's rich and famous. That's bullshit. That she's rich and famous and I'm not. She got too famous, too fast for her own. She was famous on Borrowed Effort. She didn't have the trials to prepare her for the success that she had, which is unfortunate. She, her empire was given to her and she didn't ask for that. Two months later, she does a cryptocurrency scam, which was probably not her fault. She probably had no idea what the fuck was going on. She was just like, some rich people are like, yo, come this way, do this, do that. And then now all of a sudden, her empire has entirely fallen.

• 25:07Speaker 01

  Everybody would take their life over Haakтуа's life now because she's got all this bullshit legal shit going on. But two months ago, it's like, fuck, this is so sick. I want to be Haakтуа. And she's so lucky.

• 25:19Graham Stephan?

  I think it's bad management. To me, it seems like someone put that deal in front of her and told her to take it. And she's not sophisticated enough to say no to it. Or maybe on the surface, it appeared like, hey, this is a fun little thing we could do. It's a meme coin. It's funny, but behind the scenes, she has no idea what's going on.

• 25:35Speaker 01

  Well, that's the problem is because she was too famous too fast. And like, how do you even know when to pick a manager when you fall asleep one night? Next day, you got 10 million followers. How do you even set up that entire, like, I'm still figuring shit out? Like how to manage deals and go about like, what's a red flag? What should I take money for ads wise and whatnot? And I've been doing it 15 months, maybe, I don't know, a year. In that short of time, you can never prepare yourself for what she had.

• 26:02Graham Stephan?

  How is your business broken down right now in terms of like where income sources come in? How many people do you have behind the scenes that help you out?

• 26:09Speaker 01

  I got one Indian. His name is Sartak. He's the goat, Togi Reel. He, uh, Togi Reel is the coolest dude ever. He's the hardest working Indian ever. He does everything for me other than me. So the reason it takes me so long to put my videos out is because I plan everything. I edit everything. I film everything. It's, I'm a one man army and I do a hundred percent of the work, except for like whatever to my Indian dude can take care of. So, um, expenses wise there, it's like, I keep, that's, it's cool because I get to keep a hundred percent creative power, a hundred percent of my money. And there's just like, no one can fuck with me. It's just. Shout out my label, that's me.

• 26:46Graham Stephan?

  And then what about income sources coming in?

• 26:48Speaker 01

  I got, um, Rubet, Young L.A., Kik.

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• 27:19Speaker 01

  Uh, Snapchat.

• 27:21Graham Stephan?

  Is Snapchat pretty good?

• 27:22Speaker 01

  They pay me like 30K a month, so it's like, it's chill. Like, for what it is, you don't have to work too hard on it. There's gotta be something else. There's no way I only got four ways of... Oh, and then technically, the most profitable thing that I do is gambling. But the safety net, like the real income, is those four sponsors.

• 27:36Graham Stephan?

  Do you have any financial regrets at all? Or are you totally fine with all of the decisions?

• 27:41Speaker 01

  If I could have stopped myself from playing those Plinko balls, uh, last week, I would have done that. But as far as like genuine regret, um, nothing off the top of my head.

• 27:51Graham Stephan?

  Tell me about the watches. The fake watches that you bought.

• 27:54Speaker 01

  Oh, yeah. So, oh, okay. I'm not like so far out of the loop where I see this guy on the internet and he's selling like whatever, he's like four Rolex's. One of them is a Daytona. I'm like, these are expensive watches. There was at least 40% of me that was like, this is a scam. 100%, this is totally a scam. And then 60% of me was like, it could be a really screaming hot deal. And so my idea is everything in my life that I do, as long as it's on camera, I'm willing to take more risks because it's a little bit funnier, it's a little bit more crazy. So when the camera's on, I'll gamble twice as much. When the camera's on, I'll be like, if, we're gonna just buy these watches in case it's a screaming hot deal. And if it's a scam, then it's like, okay, well, then at the very least, people get to laugh at my pain.

• 28:36Graham Stephan?

  And so what happened, for those who haven't seen it?

• 28:38Speaker 01

  So I'm looking on Reddit for the cheapest possible deal on some Rolex's, like the Rolex subreddit or whatever. And this guy had four Rolex's, maybe five, on sale for like 80,000 bucks. And I, uh, sent him crypto and then he sent me four fake watches.

• 28:53Graham Stephan?

  Were they good fakes? What did you do?

• 28:55Jack Selby?

  With the watches afterwards.

• 28:56Speaker 01

  Dude, they were incredible fakes. I went to the jeweler.

• 28:58Jack Selby?

  Yeah.

• 28:58Speaker 01

  They had to open up, look inside the guts to see that the movement was fake. Like the outside, they're like, I mean, it looks like they they use these crazy lasers and shit now, especially with like, I guess Rolex's are really easy to fake.

• 29:09Jack Selby?

  Yeah.

• 29:09Speaker 01

  To be seen. So after, I think the watches are just at my crib.

• 29:13Jack Selby?

  Really?

• 29:14Speaker 01

  Yeah.

• 29:14Jack Selby?

  Give them away.

• 29:15Speaker 01

  Yeah, but then people might be like, whoa, I got this Rolex and just fake. But it's also cool because it's like, I like to keep, um, that was a part of.

• 29:22Jack Selby?

  Souvenirs?

• 29:23Speaker 01

  Yeah, it's like, that was a fun little memory, getting scammed. And it's like a cool video. So like, things that I do over my videos, I like to keep on, uh, keep hold of most of the stuff that was involved in all of it.

• 29:34Jack Selby?

  At what point do you think you're gonna wanna have like a nest egg?

• 29:37Speaker 01

  Like what, my savings?

• 29:38Jack Selby?

  Yeah, cuz it's.

• 29:39Speaker 01

  I've never thought about that in my life. Like, I guess I'll think about it right now. It would be cool to have a nest egg right now, but like then I have to embark on.

• 29:48Jack Selby?

  How much, how much do you want as a nest egg?

• 29:50Speaker 01

  How much should I have? I don't know. I mean,

• 29:52Jack Selby?

  How?

• 29:53Speaker 01

  Realistically, my goal in life is to have a hundred million dollars net worth. So nest egg would be like, what, what percentage of like you have ten million dollars saved somewhere in like S and P or something? What counts as a nest egg?

• 30:09Jack Selby?

  Probably, I, I think. A nest egg would just be like, if you're making, let's just random number here, like three hundred grand a month. How, or four hundred, how much would your life differ? Spending four hundred grand a month to spending two hundred grand a month and you get to stow away two hundred grand a month?

• 30:24Speaker 01

  Oh, okay, okay.

• 30:25Jack Selby?

  Like, and then, and then you have this two hundred thousand dollars that is untouched and it just rests in like equities or something that's, you know, conservatively grows year over year. And you at least know that like you'll never be broke again.

• 30:37Speaker 01

  Oh, probably once I have, um, more responsibilities whenever that comes. Like, when did in, well, at what point in your life were you, all of a sudden like you got a whole bunch of? I don't know. Like, I guess now I got this mortgage. That's pretty adult. I never had a mortgage before. I gotta pay him thirteen thousand a month, but probably not till like twenty five, right?

• 30:55Jack Selby?

  For me, I mean, ever since I was like young, like obviously as I've like, my income has grown, I've become totally fine spending more money on certain things, but I think it was originally kind of about freedom. Like, I wanted to make sure that I don't have to work if I don't want to. Like, I have some money that I could make some passive income off of and I'll exist fine.

• 31:16Speaker 01

  Yeah, so it's like, what's the fun in that? What would you do if you didn't work? Like, having to work is not a bad thing.

• 31:20Graham Stephan?

  Whatever you want to. It's having the option. It's a freedom.

• 31:23Speaker 01

  Option, dude, because it's like, what, like, it's, I would be, if I wasn't continuously, that's why I say I'm not sure if a hundred million is the number, because I get a hundred number, a hundred million. I'm not gonna just stop working and off, because then what do you do? Like, if I'm not every day, or like, uh, every month, making forward progress in whatever scheme I'm currently working on, I would be depressed. If I sit there for seven days straight and I don't do anything, I start getting super depressed. It's just like, ah, what, uh, what is going on here? Without productivity and something pushing you and pulling you to strive for more, I think I would be super bored.

• 31:59Graham Stephan?

  Here's what I would do. See, if I were you, I'd get five million bucks on the side, stashed away in investments that you never touch unless you absolutely need to. That is your fund that no matter what happens to you, you'll always have an income between two hundred and fifty to three hundred grand a year, no matter what. You could do whatever you want to and you're always gonna have a-

• 32:19Speaker 01

  Cool shit with five million dollars. You could go on the most, the memories, like, bro.

• 32:24Graham Stephan?

  But just, okay, but just get that and then you could, think of the plinko, but you just get five million and then everything after that, you could blow.

• 32:30Jack Selby?

  I think, I think the thing is that he just has, he has, it's so funny because we're so in tune with like, like the business and hardcore finance and like grind and like save. That's kind of our niche on YouTube, but you're completely like on the polar opposite side. So for us, it's just kind of like jarring. And it's, it's, it's interesting to hear, like-

• 32:48Graham Stephan?

  We go back and forth on Airbnbs for like a hundred dollar difference.

• 32:51Jack Selby?

  But like, I have to under, like, we have to understand that you just have different priorities and that's totally fine.

• 32:56Speaker 01

  Yeah, I think also a big thing is like age. Well, like realistically, imagine how much cooler or how epic it would be if you blew a million dollars on a crazy vacation, crazy spending with your friends. Everyone, you and your friends will remember that forever. You give your mom a million dollars. That's like boom, retire mom. And then just like giving, I would like to just give away a million dollars to strangers on the street because that's like, it fills my heart with joy and it's fun. Rather than like saving it, making 300K a year guaranteed. Like I don't, that doesn't sound interesting to me.

• 33:29Graham Stephan?

  It's just a safety net. That's all it is.

• 33:31Speaker 01

  Like, safety inherently does not sound interesting to me. It's very boring if things are too nice. Like, almost, that's why gambling is so exciting, is all gamblers to a certain degree love the self sabotage where that was devastating and horrible, but that's why it's awesome. Because you could potentially, like my friend last night literally lost his net worth, but he left today with a smile on his face. His name is Nate Udi. He walked out of the casino with his smile on his face. And he's actually done this twice now, which is bizarre. I've done it once.

• 34:00Graham Stephan?

  How much was his net worth?

• 34:01Speaker 01

  So the first time we lost his net worth, it was on stream and no one thought it was real, which is why, because everyone's like, oh my god, I'm gambling my net worth. Like this is so in like crazy. This was like, he like literally, he had $250,000 and we lost it on one stream. And then he went home and he was completely out of money. This time around, his net worth was only $10,000. So he took his last $10,000 and it was like, I'm either poor all right, I'm poor now. What do you do with $10,000? Or I can be super poor. Um, so he's just like, yeah, I'm just gonna gamble. And he lost it and now he's like, whatever.

• 34:33Graham Stephan?

  Doesn't this fuck with your dopamine receptors to like, because you have such crazy swings with money and just highs and lows. Everything would seem boring after something like that.

• 34:43Speaker 01

  Yeah, it is, um, not good how rapidly the dopamine gets fried. Like, three months ago, my net worth was like, whatever, I had good money and I was very excited over winning $10,000. Now I'll win $50,000 and it's just like, That wasn't that cool, but that's just because the dopamine gets fried. But that's a problem I don't know what to do about. Don't know what to do about.

• 35:08Graham Stephan?

  I think it's only going to get worse because pretty soon you'll say the same thing.

• 35:11Speaker 01

  Well, everything is just like more extreme, more extreme, more extreme. Well, I've seen that with Dana White. He used to be excited winning and he's just, he's a billionaire. The money doesn't matter to him, but he used to be excited to win 50,000. Last time I was gambling with him, he lost $5 million and eight month period of change have gone from plus 50,000, minus 50,000 to now plus 5 million, minus 5 million. And I, that's just how it is. Like, I don't know what to do about it.

• 35:34Graham Stephan?

  One of the highlights was that Jack and I got to meet Steve Will Do It. And we went to Red Rock and Dana showed up and I watched them play baccarat and I was entranced.

• 35:47Speaker 01

  Isn't it crazy?

• 35:48Graham Stephan?

  By, he was, he was playing 100,000 on chips, just like they're, like they're nothing. And just like, oh, he has 100 grand, 100 grand. He was up, he was making money, like he was up like 300 grand, 400 grand by the time we left. And I'm thinking, holy sh**. $400,000 in like 15 minutes? But it's just, it's just like, no, it's just chips.

• 36:06Speaker 01

  Yeah, it is crazy how a $5 chip is the same size as a $25,000 chip. It's really cool to watch.

• 36:13Graham Stephan?

  And it, it screws my mind knowing that that's, that's the 100,000 is plus or minus. But the person on the other end of it dealing, they're probably making 80 grand a year. So one of those chips is, is worth more than an entire year of salary. And it's gone in like 20 seconds.

• 36:31Speaker 01

  Yeah, and for the viewers, but that's why it's so exciting to watch somebody gamble such high stakes. Cause it's like, I can't even fathom like the, what the, when I didn't have any money, I would watch people gamble $50,000 hands and say, what is going on? This is insanity. And that's just part of entertainment. Like the crazier is more viewable. What you got, what's this thing right here?

• 36:50Graham Stephan?

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• 37:33Graham Stephan?

  What's the most that you've gambled and the most you've seen someone gamble?

• 37:36Speaker 01

  The most I've personally gambled, like over what period of time? Probably this road to 10 million thing. I mean, the most I've ever hit was 1 million on a slot. It was like a thousand dollar spin. Just big bass Christmas bonanza and it paid out a million. So that that stream I ended up, I bought in, I think 400,000 and I went up to 2 million. Cash out at one and a half million. But um, the most I've ever seen someone gamble, I think probably, do you guys know who Exposed is?

• 38:03Graham Stephan?

  No.

• 38:04Speaker 01

  He, he pretty consistently goes to Red Rock and does like 100,000 plus other hands, but the limits are pretty stiff. Like you don't really get to bet more than 300,000 a hand at any casino. As far as I've been letting into, I'm sure somewhere people do that, but like probably like $300,000 hands is the most that people like, and it's like the Dana Whites.

• 38:21Graham Stephan?

  Yeah.

• 38:21Speaker 01

  Like, nobody does.

• 38:22Graham Stephan?

  What does it feel like to win a million dollars?

• 38:24Speaker 01

  Oh, well, this is, at the time I was doing so much that I don't actually remember it. I just had to watch the video back and was like, holy shit. It was, that's why it's in that video went so viral because it's such a captivating story. I was doing so many drugs at that period of my life. That it was, I was in Mexico, doing a ton of drugs and I don't, the night before I had lost maybe like 900,000, I don't know. Don't remember it. And then when you're like taking on a bender, you wake up next day and you just roll over, you take a pill, like you roll over, grab some. Put them in your body so that you like feel better and you continue to bender. Effectively, I. Went into the stream, one, one million dollars. The next day I invested it into Pepe. Pepe got listed on Robinhood, doubled.

• 39:07Speaker 01

  And then about four days later, I checked my accounts and two million dollars was just like there. And I had to go look back at all the footage. It's like, okay, so this is what, piece it together. This is what happened. And that's why it takes so long for me to edit my videos. Everyone's like, why don't you post more? Because I don't know what the happened. So I have to meticulously go through every hour of that 10 hour stream. And be like, where did this million come from? And then you look at, okay, so now it's all of a sudden two million. What happened there? You look at your crypto transactions. Okay, so we put all into Pepe and then, you know, you can kind of put the pieces of the story together. But it is kind of sad that like a lot of the coolest things, like some people ask me like, what's a crazy story? And it's like, I do not remember a lot of the things that have happened to me in the last year, which is why I stopped doing X, because that's, it's just, you don't remember like so much cool shit when you're blacked out on Xanax.

• 39:50Graham Stephan?

  What's the craziest that you've taken?

• 39:51Speaker 01

  Well, it depends on like what you define as crazy. I've done, um, probably every, well, uh, I did, uh, meth on accident one time and then I was, I had to go to the hospital because I overdosed. So that was like the craziest experience. Um, but I mean, I've never injected anything other than steroids. I think every single drug that's popular.

• 40:11Graham Stephan?

  What's the best?

• 40:17Speaker 01

  Ketamine, uh, cane's good. What's, what else is good? Um, the, those are the best. Xanax, Adderall, Ketamine, oh, Percocets. Oh my God, Percocets are great. But, uh, understand that, like, that you feel the best on the fallout from taking Percocets for a few days. Like you are in a very bad spot mentally and physically, like the withdrawals can kill. So the better it feels, the worse. It's not like I'm telling you guys, oh, these are the, they're the best as in they feel the nicest, but the come down is equivalently as bad.

• 40:49Graham Stephan?

  Do you worry about doing damage? Like something permanent, like changes?

• 40:54Speaker 01

  I would be worried, but that's just like all of my friends and everybody. It's like a consistent experience that everyone does these drugs that I know. And it's like, okay, so if all 500 of you people are doing the exact same thing as me and like, as far as I'm concerned, only four of you are fucked up. It's like, I guess we're rolling those dice.

• 41:12Graham Stephan?

  So that's a, that's, that's dice rolling, just like any other risk.

• 41:15Speaker 01

  Concept is there, like, I started doing, I'd say hard, maybe I was like 14 years old. So like a lot, that's what, eight years. And I'm sure, I do, part of me thinks I would be a lot smarter if I wasn't doing that, but I'm not. I like being ignorant. Ignorant is bliss. Like being delusionally confident, that's great. I think maybe the drugs banged my brain up just perfectly enough so that, you know, I'm not too smart for my own good. I think everyone's, a lot of people are too smart for their own good. And then it's like, oh, I got this business idea. But then you're like really smart and you're thinking about all the numbers and everything's how that's never gonna work. And then you never do it. Like if you just don't think about stuff to like, I don't think about many things at all, ever. Like every day I probably have like

• 42:00Speaker 01

  six like useful thoughts and then the rest of it's just kind of like.

• 42:04Graham Stephan?

  Give me an example of a useful thought you had today.

• 42:06Speaker 01

  Oh, no, today was bad because I went to bed at noon. And that's why I had to push this podcast back. Usually before a podcast, I scheme like a few useful thoughts.

• 42:15Graham Stephan?

  Okay.

• 42:15Speaker 01

  Today, there has been zero useful thoughts. I can't remember the last useful thought that I had, actually. Let me think about this. This is ridiculous that this is a useful thought.

• 42:29Speaker 01

  I thought like, it feels like the last good thing that I thought was I'm gonna sell this painting, which was about four weeks ago. So that, that can't be the case. Maybe I thought of, ah, yeah, I thought I should read more books about four days ago.

• 42:44Graham Stephan?

  Do you think you're gonna do that?

• 42:45Speaker 01

  Yeah, like audiobooks.

• 42:46Graham Stephan?

  Who bought the, who bought the painting?

• 42:48Speaker 01

  Just some random fan. We talked on the phone for a little bit and he has, his story is that he was in not the best place mentally. And then he started watching my content and listening to some of the speeches that I would give. And he started taking testosterone and his hormones are now level and his income has I guess obviously they exploded. So he, it's so meaningful to him. It's not like, he was more really excited to support my journey because what I've given to him. He didn't care for the art. He just was like, Togi changed my life and now I want to just be a part of his journey.

• 43:23Graham Stephan?

  How do you get the money? It's a lot of, a hundred and thirty grand is a lot to spend on.

• 43:27Speaker 01

  How did he?

• 43:27Graham Stephan?

  Yeah.

• 43:28Speaker 01

  Oh, I didn't ask. I didn't.

• 43:29Graham Stephan?

  You weren't curious?

• 43:30Speaker 01

  Well, I guess when a hundred fifty K doesn't sound like that much to me, I guess. Like, well, anyone can have a hundred fifty that you could.

• 43:38Graham Stephan?

  Yeah, but to spend on a discretionary painting.

• 43:41Speaker 01

  Yeah, that's fair. But I mean, I, I've spent like, like, okay, an example is I spent, oh, well, Steve will do it. Uh, one of my good friends, he was losing a ton of money gambling and he was in a bad mood. At the time, I had. Maybe, yeah, my net worth was around $500,000. Like, cash-wise, I probably had $100,000. But I sold a bunch of my jewelry and I used my last $100,000 for my name to buy my Richard Mille because he was, he's just such a good friend and he was in a horrible mood. He's like, this will cheer him up. Nobody gives Steve anything. So the point being is that it's not abnormal in my head that somebody would spend an excessive amount of money to give back to somebody that means a lot to them.

• 44:19Graham Stephan?

  We're in such a different, like 150 grand.

• 44:23Jack Selby?

  Yeah, but I mean, look, I, I, I understand where you're coming from. And I just have to accept that different people have different priorities, which is, it's cool. It's cool to hear about. I'm curious because you took an IQ test and you said that you are like clinically dumb?

• 44:37Speaker 01

  No, dude, that's, okay, that IQ test was right after I got back from Cabo. So I was coming off of a ton of drugs. I think that actually might have been right after I won the, it's very hazy. But the point being is I remember sitting down at the computer and looking at the wall. And you know, when you look at the wall and like everything's just like fuzz, you have no thought, you're just like, oh.

• 44:55Jack Selby?

  Brain fog, yeah.

• 44:56Speaker 01

  It was the worst brain fog I've experienced in a long time. So I knew it was not going to be the best. I think I could do way better if I retook that IQ test.

• 45:04Jack Selby?

  I mean, I, I agree. I think for the, for the bit, it's funny. But I mean, you're obviously smarter than the average person. Like you, you can't, I feel like do what you've done. And also it's interesting because you have these random, like really well thought out epiphanies. And I don't know if you're coming on, like up with them off the cuff or if it's something that you've thought about before. Like you're like, yeah, people say the grass is always green on the other side, but what if it's artificial grass? It's like, gee, like, how did you come up with that so quickly? Like, that would be the last, maybe good thought or useful.

• 45:31Speaker 01

  Oh, good thought. That is, I don't know why I said that.

• 45:34Jack Selby?

  You have these like small little epiphanies that you come up with that are like really, you know.

• 45:38Graham Stephan?

  You, you said something great also about like becoming successful, limiting beliefs and having the conviction that you could do something. Like there are these.

• 45:46Jack Selby?

  People think too much for their own good.

• 45:47Graham Stephan?

  Yeah, there are these nuggets of just great information.

• 45:50Speaker 01

  Conceptually, that's not that difficult. Like understanding like a logarithm, like math.

• 45:54Jack Selby?

  I don't think would come up with something like that. Like that's like, that takes like a different level, level of like metacognition. You're like thinking about thinking.

• 46:00Speaker 01

  I spend a lot of time like consciously thinking, like I'll try and. I I'm worse about it now, but I used to spend like fifteen minutes a day and I would stare at a wall and I'd just think. Cause and you don't have to force thoughts like everybody has incredible thoughts in their brain, but they're too distracted because they're scrolling. They're too afraid to let their thoughts happen. And then a lot of people try to think for a couple of minutes and like, ah, it's not working. I'm gonna give up on it. But if you sit there and just stare at your watch for five minutes, you all of a sudden you go, oh, I never realized that about the watch. It just comes to you. It's very natural for humans to think, but in every today's society, all the that like makes you obsessed with dopamine or whatever.

• 46:39Speaker 01

  Makes you hard to think, but if you spend even five, 10, 15 minutes a day thinking, I guess have elevated above what a lot of people. And I I don't think my brain processes nearly as fast as like, what's that? The definition of a genius is someone that can process information a lot faster than whatever the average person. But it only takes 15 minutes of like my slow CPU churning to come up with whatever these ideas that I speak.

• 47:04Graham Stephan?

  So what's your advice to young people who feel like just the price of everything's going up? Opportunities are hard to come by and they want to be successful.

• 47:12Speaker 01

  It's not that you want to be successful, it's that you have to be successful. Every day you, uh, okay, I'll put it this way, when you end your life, you're either living your fears or your dreams. And the fears being you never reached your fullest potential, you never took care of your kids, you never retired, retired your mother, you never treated your friends. Right. With everything that they deserve. And then your dreams is whatever your dreams might be. And every single day the sun comes up and that's a day that you're either watching Rick and Morty, smoking, which is feeding your fears. Or every day you're headed towards your dreams. So there's no, I want to be successful. You have to, and all you can do is that day, make sure that you're on the side of the dreams.

• 47:57Speaker 01

  It might not feel like. You're making that much progress. But if you go to the gym that day, you get your meals in and you spend time like alone with your thoughts. That's not much, but you're on your way to your dreams. Everyone thinks, how the am I gonna make $10 million? How how am I gonna? I can't get a house because it's so expensive. And then they start thinking this is a part of the reason being too smart is no good. Because you're way over analyzing this massive problem. Because the more you think about anything, there's a billion problems with it. But if you just simple make it super simple. Today, I'm gonna work out and spend time with my own thoughts. You're in the right direction. So don't take it so. The problem is huge, but just chip away one day at a time.

• 48:42Speaker 01

  And don't even you don't even need to think about the end goal of having a house every day. Like you have that initial thought and you're like, all right, now that's on the pinboard. And every day we're just gonna slowly work to better myself.

• 48:53Graham Stephan?

  And what do you think holds most people back?

• 48:56Speaker 01

  The idea that it's too big of a goal. So it's like, this is just everyone says, I can't get a house because it's too expensive. And that's what they say. They didn't get a house because whatever. And I'm not even, you know what? I'm just gonna get a regular job because it's and it's not even worth trying. But I'm the perfect example of.

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• 50:05Speaker 01

  Regular Joe with below average, not necessarily below average, but pretty average tools. Like, I'm not, not special by any means. And I found a reasonable amount of success. So if I can do it, why not you?

• 50:19Graham Stephan?

  Here's what I'll say about you. You have, you have two really great qualities about you. One is you don't overthink things. And whatever pops into your mind, you're just gonna go and do it without doubting yourself. So I think that's really important. You have that. The other thing you have is that you picked, I think, the right lane at the right time for your personality because you're really entertaining. Like, that first video you posted is so unbelievably good that it's just like, you can't help but keep watching it. Because every moment, there's just like another, like, people, I, I think, watch to expect you to like crash out at some point. They just wanna see like, oh, what, what's he gonna do now? What's he, and you keep people on edge. And you're really, really, really good on camera. Like, your, your hand movements and the way you speak, it's like, that's engaging.

• 51:04Graham Stephan?

  Like, it kept me up. I was driving late, late in the car, and your videos are getting me amped up at like 1 o'clock in the morning as I'm driving.

• 51:10Speaker 01

  I didn't know I was good at YouTube. I didn't know I was good at making content until, uh, somebody one day said, oh, you're funny. You should make a YouTube video. I've never met once in my entire life, like, a person that's not good. Like, a useless person. Everyone is phenomenal, uh, at least one thing, but people just don't know what they're sitting on. Like, inherently, you're gold. You just think you're a piece of shit because you're embarking on all the wrong journeys. And then it's a negative spiral. You're going, like, the more you fail, the more you think you're a piece of shit. But you just need to try enough new things, and eventually, you're gonna find that you're incredible. And that's what I like, I tell a lot of young people, like, you're not a loser. You're just not doing what you're meant to be.

• 51:52Speaker 01

  Everyone is top 1% at least one thing. You, really, if you've ever worked- Forty hour week, that's not easy. Like you know how to work really hard, but people don't give them that credit to themselves. Cause they're like, ah, whatever. I only made a thousand dollars last week. I'm a piece. You woke up at five AM every day. I couldn't do that. You just out, you outdid me, even though I have more money than you outdid me in hard work, you know? So everyone has something.

• 52:17Graham Stephan?

  And what if they want to be rich? What if that's their goal? What's your advice to those people?

• 52:21Speaker 01

  Don't try and be rich because that's when you get lost in, you get too focused on the end goal. You will get rich if you become the best at what you love. For example, that dude that, what's the movie? The dude that climbs rocks and he does it.

• 52:38Graham Stephan?

  Alex Honnold?

• 52:39Speaker 01

  But I don't know. Either way, no one would expect, I'm going to climb on this rock so good that I'm going to be a millionaire. That guy is a millionaire because he has a cool movie now and he's like the best at climbing rocks. I guarantee you, he never once was thinking, I'm going to climb on this rock for the money. So you just have to be focused on your passion and become the best at it. And the money, as far as my experience goes, just like falls into your hands. Once you're doing something that you like.

• 53:01Graham Stephan?

  Would you say that money has changed you at all or that you're happier with money?

• 53:05Speaker 01

  Like, once you get to, say, maybe fifty K a month, then you can really do everything. And then the money beyond fifty K a month doesn't add. Like, I do not feel happier because I'm wearing half a million dollars of jewelry. But I do feel happier that I have fifty K a month. I can take my friends on a vacation and my mother out to a nice dinner. That's the really where the money is valuable. Um, as far as money changing me? No, I always had, a lot of people think it's like, I talk about money and I have a big ego. I always had a really big ego and knew where I was going. I just never talked about it because the proof of concept wasn't there. Nobody wants to hear somebody that's living in a frat basement and talk about, I'm going to be so rich, until you guys have an idea. But now that I have the money, I feel more confident in talking about money.

• 53:48Speaker 01

  Cause you know, the proof of concept is there. There's credibility. Um, so I don't think it's changed me at all.

• 53:53Graham Stephan?

  How did you get started gambling? What was the first time you did that?

• 53:57Speaker 01

  Oh dude, I must've been like fifteen years old. I can't even really, online casinos is where everybody, like, me and all my friends at high school is like, let's bet on, well, I guess it would start with betting directly against my friend. I bet you five dollars this. And it's like, okay, that was cool. I just won ten dollars. I didn't have to do anything. That's cool. I remember the first time me and my friends opened up an online casino. It was one of the most fun nights we have ever had. We gambled $20 and it lasted us about four hours and we went up to 100, down, and it was such a special memory to me. Like the second I gambled for the first time, I knew that I'm gonna do this for the rest of my life. This is incredible.

• 54:32Graham Stephan?

  And what was the most happy you've been for a win that you remember?

• 54:36Speaker 01

  Gambling is best when you're broke because then it's like you're either not eating that day or you're gonna eat steak. And so it was, um, we did a thousand dollar Plinko ball. Me and my three friends split it and it hit a nine X. So we made $9,000. And at the time, I didn't have rent money. So I had rent money for three days and that was like the peak. I've never been happier in my entire life and I only won $3,000. It was probably, it felt probably 10 times better to win that $3,000 than it did to win whatever my biggest win is, like a million something.

• 55:08Graham Stephan?

  Do you feel like you're constantly chasing that feeling though?

• 55:11Speaker 01

  A hundred percent, but I've accepted that I'll never feel that unless I get, go broke again, which is exciting. That's a productive thought that I just had. I shouldn't be afraid of going broke because life is more potent when you're broke. The stakes are higher because I don't have the safety net of at least I got a bed to go sleep on. At least I can eat food tonight. Like I'll go after this. If I lose a million dollars at the casino, at least I can go out to dinner still. But if you're broke and you're gambling, then it's just like, life is so much more exhilarating.

• 55:41Graham Stephan?

  Maybe it just gives you a motivation. If you have, lose everything, that there's only up.

• 55:47Speaker 01

  If you feel like you have nothing going for you, you have nothing to lose. So might as well go for it. Do it all.

• 55:53Jack Selby?

  When would you say you were most broke?

• 55:55Speaker 01

  After I made the million dollars when I was 18, I think I owed the government maybe like $200,000 and I had $13,000 in my bank account. So that was probably my brokest.

• 56:06Jack Selby?

  So how, how long did it take to recover from that?

• 56:08Speaker 01

  Well, I took that $13,000 and I put it into Pepe two days after it launched and then it turned into a million dollars over like. Maybe eight months. So it was like eight months.

• 56:17Jack Selby?

  Dude, I need financial advice from you.

• 56:19Speaker 01

  I think that was just. Well, you know what's funny is the reason I like Pepe so much is because of that experience. And it's funny that I bought Pepe because I would have never done that, but I was just on the, I was just like, I'm fucked. Like, I am so fucked. I don't even know how I'm gonna get this $200,000. So I was, I was effectively full tilt, but life, full tilt on life. So I was like, I guess I'm just gonna put, I'm gonna pick a random meme coin. And I'm gonna put my entire net worth into it and pray. And I just scrolling through the meme coins and like, oh, Pepe the frog. That's funny. Pick that one and then now it's like worth, what, $6 billion? And I invested in it. It was worth like 30 million. So that was just pure luck. I.

• 56:55Graham Stephan?

  Do you feel like you have like an angel or something looking over you? Just like.

• 56:59Speaker 01

  A lot of people would say Toki's got plot armor, because somehow it always just works out. But also, I think that's, the plot armor comes from being so willing and confident, like manifestation is a very, like the law of attraction is a very real thing. If you can taste it, if you can see something that's so real that you can taste it, I don't know why or how that works, but it comes your way. So I think the mindset and me being so in touch with what I want and attracting the things that I desire has given me this like quote unquote plot armor.

• 57:33Graham Stephan?

  Do you think you're addicted to gambling?

• 57:34Speaker 01

  Yes. I think I, I don't think, I don't think Gamblers Anonymous has ever seen a beast like me. I swear, I, it's sometimes I watch myself on stream back and I'm like, what the is wrong with you? Because I don't think I could go maybe 48 hours without gambling. Like it is, I'm full on have to gamble all the time. But it's also awesome. Like me and all my friends are also addicted to gambling and it's like a very fun experience. And we have a very strong bond over.

• 58:00Graham Stephan?

  Do you think that's maybe you guys all enabling each other and like kind of just, or making it seem like, making it seem normal? Because it's all you see until you're around.

• 58:08Speaker 01

  If you were in a, so say you're like feeding for crack, you're addicted to crack, you're probably feeding for crack like maybe once every three hours. Then you're in a room with 10 crack addicts. Every 10 minutes, somebody's like, we should do some. When you're gambling, it's like, yeah, every 10 minutes, I'm sitting with my friends and somebody's like, let's go gamble. So it is very enabling, but that's, it's cool. It's not caused any problems thus far. But I don't, like, I seriously can't stop gambling.

• 58:33Graham Stephan?

  What's your plan long, long term? Is it gonna be one day you're gonna stop or you're gonna scale back?

• 58:40Speaker 01

  Here's the thing, and this is something that a lot of people have a hard time rubbing their head around. Typically, I don't think a week, a week out. Like, you guys saw it was very difficult for me to schedule this podcast because I, you were like, you wanna do this in a month. I was like, I have no idea what I'm gonna do in a month. I might be in Dubai in a month. I might, you know? So I think my life is scheduled out in one YouTube video at a time. I'll be doing YouTube video and I'm like, taking a bunch of drugs in order to edit it. This was a while ago, but I remember one time thinking that I was gonna die because of the drugs. And I was just sitting like, just get this YouTube video out and then you can, just get this YouTube video out and then you can die. So it's really like, I have no thought further than roughly 30 days. And then it's just like blank in my head.

• 59:22Graham Stephan?

  Are you afraid of dying?

• 59:23Speaker 01

  Definitely. I know, I mean, no more afraid than anyone else per se. Like, everyone's afraid of dying.

• 59:29Graham Stephan?

  So why, why wouldn't you take precautions to lessen the risk of you dying?

• 59:34Speaker 01

  Oh, I would like to do that. And now that I have the money to do it, it's easier. Like, I'm getting an MRI on my whole body. Figure out like exactly what's I need to like address and focus on. I get my blood work done more frequently now just to like, make sure everything under the hood is good. But then again, it's like, when you're battling like the addiction of whatever it might be, like gambling and you wanna be healthy, like, it's very easy to fall into a week-long bender and then you come out and you're like, okay, not good. We should run that back and not do things of that nature. But that's kind of like, everyone has internal conflict. And that's like one of mine is like, I don't wanna die, but I also love doing and gambling. So it's like.

• 1:00:18Graham Stephan?

  If I could give you unsolicited advice, you don't have to listen to it. I would create a budget every single month or a week or day, actually, that you gamble guilt-free. And if you lose it, you get it under zero, totally fine. But as long as you create a budget.

• 1:00:31Speaker 01

  I've done this before.

• 1:00:32Graham Stephan?

  Without going over it.

• 1:00:33Speaker 01

  There's no self-control. Like, once you get in the mind of a gambling addict, like, it's literally like, I've tried to do that at least 10 times. I've never stuck to the budget. Ever once I start taking drugs, like you're sitting there. The whole responsibility, like, you know, you're sitting there and you're either in responsible mode when you're like, this is all fucked and I need to set a budget and then you're sitting at the table and you don't, it's that conversation you had with yourself four hours ago never happened. It doesn't exist.

• 1:01:02Jack Selby?

  I'm curious, what generally causes that tipping point between like, okay, I'm done with Plinko. I'm gonna clock out for the night or like, I'm done with this bender. I'm gonna return back to normal life. Like, what usually is the motivation for you to end those things?

• 1:01:17Speaker 01

  Well, the 1.8 million is because Ruben locked my account. They said, you're done gambling.

• 1:01:20Jack Selby?

  But you would have kept going.

• 1:01:21Speaker 01

  I would have kept going. Um, and then like the bender situation is usually predetermined, right? Like you have a vacation. So it's like, I'm gonna be here for seven days. When we were doing the Tokey versus Cabo video, the trip was planned for three days and we ended up being there for 13 days. Cause every day we're just like, let's extend it, let's extend it, let's extend it. So usually it's like, once your body is like, it can't take anymore. Like at a certain point of doing so many drugs and gambling, like you do get exhausted and you're just like, okay, the ROI is no longer there. I can now, and the drugs very quickly don't hit the same. Like the first day of Tokey versus Cabo, I would probably take three pills a day. The last day, I was probably taking a hundred pills a day.

• 1:02:03Speaker 01

  So it's like very quickly, eventually the drugs just stop working and you have to take time off and your brain is just like not working. So it's kind of like, the tipping point is not, I don't pick the tipping point. The universe is like, Ruben's like, you're done gambling or my body's like, you are done doing all of this. And then you're like, all right, then you return to reality.

• 1:02:24Graham Stephan?

  I have a buddy who has a gambling addiction and I've seen it and it's fine if you have money coming in. But I've also seen it get to a point where you're starting to like sell stuff just to get enough money to like, put it all on one hand, like sell your car, put that on a hand, but lose it and then think, okay, what else could I sell? I'm gonna double that to try to win it back. And then if you win it back, then it's like, okay, well, now I'm zero again. So I'm gonna, I'm gonna play now because it's like I didn't play at all. There's so many ways to justify it.

• 1:02:52Speaker 01

  How hard he's schemed to get money like he just needs to, he's a question, sell my car. If dude, selling your car is such a pain in the if he just used that energy, like being addicted to gambling to a degree forces you to be productive and make something of yourself. Or it's like, I'm not, I need more money to gamble.

• 1:03:12Graham Stephan?

  Never ending. It's like you can't be, you can't out success the gambling because eventually you'll keep losing.

• 1:03:19Speaker 01

  Well.

• 1:03:19Graham Stephan?

  Cause I've seen him up a lot of money, but he's justified a way to spend it back. Like, let's just say he's up a hundred grand. Now it's like, well, it's a free hundred thousand, so I may as well try to double it.

• 1:03:30Speaker 01

  Mm hmm.

• 1:03:31Graham Stephan?

  And if he doubles it, well, now I'm up 200 grand, let's go again. And then you lose it all.

• 1:03:35Speaker 01

  Those experiences for me are very exciting. I'm not unhappy by any means because I'm addicted to gambling. Five months ago, I tried to put my car on the baccarat table and they wouldn't let me. But it's just funny, like such an incredible experience and memories because it's crazy. Doing the crazy is what makes life so special.

• 1:03:52Graham Stephan?

  Part is that I think you're young enough where it doesn't matter. You're rewarded for it because if it's on camera, you'll get more followers, more money. And it's a part of your income, so it makes no difference right now.

• 1:04:05Speaker 01

  Yeah.

• 1:04:05Graham Stephan?

  The problem would be is if, if eventually you don't get it under control. Cause right now you could easily say like, it's working really well.

• 1:04:11Speaker 01

  That will make it get under control because I don't have a choice. Like if you have something that is very important to you, like if I, if the livelihood of even say my dog was on the line, I'm a hundred percent sure I would stop gambling in the pursuit of ensuring. So if you, if you have kids, a wife, a house, that is so much more instinctively. Important to you or to me at least, maybe other people are different. That the gambling isn't even like, all right, I gotta lock in and get this figured out.

• 1:04:46Graham Stephan?

  And really quick, I just want to say, when Jack and I started off the East Coffee Hour, we really had to do a lot of the work on our own from. Finding guests, figuring out the best questions to ask, editing, you name it. Every day just really brought its own set of challenges. And that's why if you're starting out your own business, you know how relevant today's sponsor is, and that would be Shopify. Shopify is basically your all-in-one business partner, and they power millions of businesses worldwide, from major brands like Mattel and Jimm Shark to entrepreneurs just getting started. Fun fact, if you've ever shopped online in the US, there's a really good chance it was through Shopify, because they power about 10% of all American e-commerce. What's great about Shopify is that you get a complete design studio with hundreds of ready-to-use templates to build a beautiful online store that perfectly matches your brand. Even better, but you don't even have to code.

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• 1:06:15Graham Stephan?

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• 1:07:00Graham Stephan?

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• 1:07:13Graham Stephan?

  For social media, though, I mean, you've definitely used it to your favor. Is there a breakout video or moment that like really catapulted your success?

• 1:07:22Speaker 01

  Yeah, it was Togi vs. Cabo. Like, that video probably made me $5 million for that one video alone. Like, that because it made me, it was zero to viral. Like, that was when I went mainstream is Togi vs. Cabo. So I think that video probably, because at the time I was taking like 3 grams of steroids and then I was taking 100 pills a day. So like realistically, that's.

• 1:07:41Graham Stephan?

  100 pills of what?

• 1:07:42Speaker 01

  Probably doing like 60 Ritalin's and maybe, no, maybe like 70 Ritalin's and like 10 to 20 X's, so.

• 1:07:50Graham Stephan?

  Holy shit.

• 1:07:51Speaker 01

  Like.

• 1:07:53Graham Stephan?

  Were you like drinking alcohol or was it just?

• 1:07:55Speaker 01

  Yeah, yeah, we'd be drinking too.

• 1:07:56Graham Stephan?

  How does, how does that not like honestly kind of, how does that not kill you?

• 1:08:00Speaker 01

  Well, exactly. I think it took off 15 years of my life. Like, I genuinely think that video, but it's like, all right, that took off 15 years of my life, but the net return on that. The, the more dangerous part of that endeavor was the steroids. The, for somebody that doesn't know much about steroids, like half a gram is like what people take. And when you're taking 3 grams, you're in like a really bad spot. Like, you better be, that's what people like the dudes that are on a stage, the 300 pound crazy looking mother, that's what they take is like 3 grams. So when you mix those two, it's a horrible, horrible for your heart, horrible for your cholesterol, horrible for your kidneys, your liver. It's just all, but I don't regret it at all because I think, well, again, it made my career pretty much.

• 1:08:35Graham Stephan?

  So how much would someone have to pay you to guarantee take a year off your life?

• 1:08:39Speaker 01

  Oh, at this point, no amount of dollars because like a good experience with friends, going on a vacation, that's way more valuable than, a good memory is worth 5 million to me or 10 million to me. You know what I mean?

• 1:08:49Graham Stephan?

  What wouldn't you do for money? Is, is there like a line you refuse to cross?

• 1:08:54Speaker 01

  Um, a lot of things. I wouldn't suck it. Well, I mean, maybe if there was, how much would you suck it for? Maybe, you're pretty rich, though.

• 1:09:03Speaker 01

  No, I mean, there's a lot of things I would not do. I mean, there's a lot of things that are like.

• 1:09:06Graham Stephan?

  10 million dollars.

• 1:09:07Speaker 01

  I'd totally suck it, 100% dude. But there's certain things that. Like are morally just no good. Like if you are really crossing the line of human ethics, like I wouldn't kill somebody.

• 1:09:22Graham Stephan?

  Right.

• 1:09:22Speaker 01

  You know what I mean?

• 1:09:23Graham Stephan?

  Assuming it doesn't hurt anybody.

• 1:09:25Speaker 01

  Oh, it just, if it doesn't hurt anybody, I mean, give me an example. I can't think of anything that-

• 1:09:30Graham Stephan?

  Would you sell a kidney?

• 1:09:30Speaker 01

  That's hurting me. That's hurting me a lot and my kidneys are barely working. So as far as the harm, like if you're, if hurting myself is included, there's not, nothing. That I wouldn't do any harm to my body or other people for any amount of money.

• 1:09:43Graham Stephan?

  What about surgically removing one finger for 10 million dollars?

• 1:09:46Speaker 01

  Oh, well, I mean-

• 1:09:47Graham Stephan?

  And you could pick the finger.

• 1:09:50Speaker 01

  The fuck, you need all 10 fingers for, bro?

• 1:09:52Jack Selby?

  Would you do that, Graham? You would.

• 1:09:53Speaker 01

  100% you do that.

• 1:09:54Graham Stephan?

  The whole thing?

• 1:09:55Speaker 01

  I'm not an athlete. I, what do you, every day, how many fingers?

• 1:09:59Graham Stephan?

  Typing would be kind of difficult.

• 1:10:01Jack Selby?

  Is that worth 10 million dollars for you?

• 1:10:03Graham Stephan?

  I wouldn't do it. I don't think I could.

• 1:10:05Speaker 01

  I'd cut off my feet for 10 million dollars. Are you fucking kidding me, dude? All right, this is outrageous. Honestly, at a certain point, that is so much money and your toes are so unimportant, I think. I don't really know the human anatomy.

• 1:10:17Graham Stephan?

  You don't really see the toes that often.

• 1:10:19Speaker 01

  Imagine you, how many people, like hardworking people that deserve money, have kids, but they're just stuck in the loop. You could change a thousand people's lives. I don't know if that math is right, but you know what I mean?

• 1:10:33Graham Stephan?

  Changes a lot of lives, yeah.

• 1:10:34Speaker 01

  How good would that feel to do that for a month straight? You're just like changing lives. One finger, you'd have to be a dick to not get rid of one finger and you could potentially save a thousand lives.

• 1:10:47Jack Selby?

  Or Plinko.

• 1:10:48Speaker 01

  Or Plinko.

• 1:10:49Jack Selby?

  Why is fitness so important to you?

• 1:10:51Speaker 01

  That's where my confidence is rooted, right? Before fitness, I was a skinny, insecure kid. And then I started going to the gym. Every man needs to go to the gym because it shows you that you are worthy and that you have something going on for you. Cause a lot of people don't have anything going on for you. And even though getting more muscles isn't necessary, like-

• 1:11:10Speaker 01

  Super productive. You see that I put in the work. It wasn't easy and I got results. Like it's the most linear work to results thing and it's very realistic. It takes years to see like really phenomenal results. And so that when a kid is insecure, doesn't know what he's doing, doesn't know what he wants to do. And just feels like, ah, I'm a loser. I can't do anything. But then you get jacked and all of a sudden people are like, wow, he looks good. I want to look like him. It reinforces the idea, or it even just shows you the idea that you can, if you show up every day, no matter where you started.

• 1:11:44Jack Selby?

  So then what was the motivation for then going on gear? Once you felt like you've already developed a pretty decent physique?

• 1:11:49Speaker 01

  Just I love everything more, like more extreme. It was like, I look good, but I want to be extreme. And the reason I took steroids is because that's when I was really broke and I was pretty desperate. And I was like, I need to get famous. And I was like, what's something that I'm interested in? Has a large audience of people that really like it, that will like a video? And a large audience of people that dislike it, that are gonna make hate comments. Like the perfect storm for going viral, because before I went viral, I would spend hours watching Jake Paul videos with a notebook. Not because I like Jake Paul, because I was like, what is this guy doing? Like, why is it different? Why is Bryce Hall so famous, so relevant still? How did he do this so fast and he's incredibly successful?

• 1:12:31Speaker 01

  You need something that people hate and love in large audiences. And so what I landed on was steroids. Like that bigger muscle sounds cool to me and it has the perfect storm. I might as well try it. And if it doesn't work out, then it was like, it was a good journey to embark on. But in my head, it wasn't that huge of a deal if you took steroids and then stopped taking them because it didn't work out.

• 1:12:52Jack Selby?

  Have you noticed your personality change at all with taking steroids?

• 1:12:55Speaker 01

  My friends say, like when I'm on trend, like I've had, I had to do one deal. And there was, I had, I was hiring like three employees for a brand. And they were like, in the contract, I want there to be a clause where if you're on trend, you can't fire me. Because I guess when I'm on trend, it's like, it's noticeably more aggressive, more very irrational. But like just testosterone, I feel about the same, maybe like 20% more confident and 20% more driven, but 20% is not a significant marker in my mind.

• 1:13:27Jack Selby?

  And what about your diet? What do you, do you try to eat?

• 1:13:31Speaker 01

  Well, I have a chef, so I. Like chicken and rice every day. I eat clean.

• 1:13:35Jack Selby?

  But I saw in one of your videos, you were like, all right, I'm not gonna go get Starbucks for breakfast. Instead, I'm gonna eat six donuts. And then you go to like Starbucks and you'll get like, you know, ten espresso shots in one thing with like ten pumps of.

• 1:13:46Speaker 01

  That was when I thought I was invincible. Like, that was before I understood that death is like a real thing. And like, some of my friends have had heart failure and health scares. So it's, when you see that, you're like, okay, I need to make a change. That was pre-determining that that was, I really thought I could do anything.

• 1:14:05Jack Selby?

  How did you still stay lean, though, when you were eating food like that? Was it cardio?

• 1:14:09Speaker 01

  It's just steroids. Like, really?

• 1:14:11Jack Selby?

  So what do they do? Just like, make your body run hard?

• 1:14:14Speaker 01

  I don't know how they work. I just put them in my body. And the steroids make you skin shredded without, I never did cardio. I still never do cardio. I eat clean now, so that helps. But you could literally eat anything.

• 1:14:26Jack Selby?

  Can you go for like a run and feel fine?

• 1:14:28Speaker 01

  Nope, nope, nope, nope. I started swimming for my ankle. And I swam down, up and down my pool twice. And I like, thought I was gonna drown. I can not.

• 1:14:37Jack Selby?

  Why is it so bad?

• 1:14:37Speaker 01

  Well, because when you, steroids, I do, I think, don't quote me on this, guys, I think it makes your cardio worse. Like, imagine if you were thirty-five, forty percent heavier. Your heart is not meant for your genetics to be pumping blood into all, like, you're, the carrying oxygen throughout your body is very difficult. So I started out hundred seventy pounds. All of a sudden, I'm two hundred thirty pounds. That fifty pounds is very hard on your body to like, keep up, especially in such a short period of time. Your heart is just like, what the fuck is going on? So if you're not training it via cardio, then it's like, well, now I was on a lot of steroids and same with all my bodybuilder friends. Like, you walk up the stairs and you're gassed after ten steps of stairs.

• 1:15:20Speaker 01

  So I'm trying to be a little bit better about it. And I'm not taking steroids right now.

• 1:15:23Jack Selby?

  What are you taking?

• 1:15:24Speaker 01

  Just testosterone, which is technically steroid. But it's, I'm not taking very much of it.

• 1:15:28Jack Selby?

  Would you say testosterone is like the one, if you want like the eighty-twenty rule? You wanna do like twenty percent of the effort with eighty percent results, testosterone would be the one?

• 1:15:35Speaker 01

  Oh, a hundred percent testosterone? Well, you have to take testosterone. You can't take other steroids unless you're taking testosterone. Because other steroids make your body. Stop producing testosterone, all steroids make your body stop producing testosterone for the most part. So you have to start with that.

• 1:15:49Jack Selby?

  Does getting jacked help you with girls?

• 1:15:51Speaker 01

  I don't think girls care, um, but it helps with your confidence, like I talked about earlier. So that's where like, that goes a long ways in getting girls, but girls don't care what you look like. Top five things that girls care about. Can you make them laugh? How does the room treat you? Like, do people respect you? Are you confident? And then like, I don't know, what else would I imagine girls care about?

• 1:16:15Jack Selby?

  What do girls care about?

• 1:16:16Speaker 01

  Well, she doesn't know, dude, because have you ever asked a fish how to catch a goddamn fish, dude?

• 1:16:21Graham Stephan?

  Right before this, we, we filmed with, we filmed with a dating coach.

• 1:16:24Jack Selby?

  It was a female dating coach, uh, that coaches like men on how to.

• 1:16:28Speaker 01

  That's the biggest scam of all time, dude.

• 1:16:30Jack Selby?

  That's so funny because that's like what a lot of the comments on our podcast.

• 1:16:32Speaker 01

  That chick has never gotten laid by a girl, bro. Like she's never gotten a girl. How are you gonna coach me?

• 1:16:38Jack Selby?

  I feel like her advice was pretty sound.

• 1:16:39Graham Stephan?

  It was sound for a dude, I feel like in his thirties who wants a relationship. It's very tailored to a certain type of.

• 1:16:46Speaker 01

  Down the psychological, uh, rabbit hole, like surface level, you might get more girls with these basic ideas. But when you're like really trying to attract a lot of women, like if you guys know who John Zirka is, really intelligent as far as psychology goes. And his whole thing is like teaching men how to get girls. And if any girl looked at that advice, they would be like, this is disgusting and also not how you would get a girl, but very effective for.

• 1:17:11Jack Selby?

  So like, what is the psychology of it?

• 1:17:13Speaker 01

  Well, like a lot of girls would be like, oh, you have to be like, generally speaking, oh, you have to like show that you care and like, you know, be like a gentleman, nice. No girl wants, especially in my age, like, no girl wants to feel like a guy is fully committed to them. No girl wants you to be like, head over heels in love with them, even though that's what they think they want. They want to always have somewhat of a chase, like, let me get more, let me get more, let me get more.

• 1:17:41Jack Selby?

  In terms of like the magnetism, that makes sense, but in terms of like the girl being happy. Like I don't, I feel like it'd be difficult to be happy.

• 1:17:49Speaker 01

  If you get like further, if you get like. If we're talking relationships, as far as like a healthy relationship, then you adapt. But to initially attract these women, like you have to use like certain methods and idea that are a net negative for the woman's mental health or whatever. And like, they're not going to be as happy, but that's how you attract them.

• 1:18:14Jack Selby?

  I've also previously said that weed, you believe, is the worst drug you could put in your body.

• 1:18:18Speaker 01

  Yeah, cuz it makes you happy doing nothing, right? Like, the problem with weed is it makes you so content with not doing anything, like any other drug that you put in your body, you want to, even something like ecstasy, at least you want to go out and talk to people, have sex, whatever, which is ecstasy might not be the best, but weed is the only drug that doesn't really have a hangover you can do every day and strips your body of your thoughts. People say it makes you more creative, but the only reason it makes you more creative is because it makes you content, sitting there, doing nothing. If you were not baked and you were sitting there doing nothing, you would be 10 times more creative. The potheads think it makes them creative because

• 1:19:02Speaker 01

  it forces you into a state of meditation. Whereas if you could do that sober, your thoughts would be a million times more creative than the baked ones. But people are just confused because they don't meditate, they don't think, but weed makes you happy doing nothing. So it forces you into that mindset. Even though you're intoxicated and your thoughts are not clear, they're not as good. If you're gonna do any drugs, like, is better than like, says next cuz it's not gonna kill you. Like, the drugs can like kill you, but in the sense of your mentality and your success, it will make you chronically unsuccessful. Obviously, there's outliers, like Snoop Dogg, very successful person, but for 99% of people, it's very, very unproductive.

• 1:19:46Jack Selby?

  A few months ago, you took what you thought was a roll, but it was like laced with meth.

• 1:19:51Speaker 01

  I don't really know what had meth in it cuz I was also doing cocaine and I overdosed because it took, like, I took a gram and a half.

• 1:19:59Jack Selby?

  A gram and a half?

• 1:20:01Speaker 01

  Yeah, I think it was 37 pills of. Thirty milligram pills that were not real. Well, they were real, but they were, you know, uh, made in a lab.

• 1:20:12Jack Selby?

  And and how long of a time span is that?

• 1:20:15Speaker 01

  Um, I don't know. I think I was awake for, I think I was an hour, like forty of being awake when I had to go to the hospital.

• 1:20:22Jack Selby?

  Okay, well.

• 1:20:22Graham Stephan?

  What did they do at the hospital?

• 1:20:24Speaker 01

  I don't remember. They just gave me some that, uh, like, turn your, because I was like seizing. So they just give you that like, shut off your brain and like relax your body or whatever. So that, because their main concern was that my heart, I was gonna have a heart attack because you're having these seizures, your heart's, my heart rate's at like whatever, one ninety. The main concern is that your heart's just gonna explode in that moment. So I think just by dropping your heart rate, giving you, I don't know what they put.

• 1:20:51Graham Stephan?

  Do you remember seizing? Like what that felt like?

• 1:20:54Speaker 01

  Agonizing. The most painful thing. I've broken bones, but it was,

• 1:21:00Speaker 01

  well, I guess if you think of the idea of like banging your hand on the table, your body sends a symbol like, oh, that hurt because there's a little bit of damage. Imagine every inch of your body is effectively failing. It was head to toe, the worst pain I've ever felt for hours. I had, I don't know like what the definition of PTSD is, but I like, I get panic attacks from sometimes like, I'll be sitting there and I'll feel like, because there's a distinct feeling that I felt right before it happened. And something will feel like a little similar and I'll be sitting there and I start freaking out. I have, uh, I get, um, what's it called? Uh, sleep paralysis that I, I'm laying there and I think I'm

• 1:21:45Speaker 01

  dying again or like having a seizure, uh, very frequently. I don't know how you define traumatizing, but it very frequently comes up in my everyday life. It's less and less now that I am so scared of something that painful happening to me again, that I frequently panic about it.

• 1:22:03Jack Selby?

  When you were like lying there and did, did you, did you think that you could die in that moment or did you?

• 1:22:09Speaker 01

  I thought there was like a fifty percent chance I was gonna, I was sitting there.

• 1:22:12Jack Selby?

  What were those thoughts like?

• 1:22:13Speaker 01

  Well, it's hard to have good, clear thoughts when you're in so much pain, but I just remember thinking like, I cannot believe I sacrificed my potential because.

• 1:22:24Speaker 01

  My potential, whatever you go every day you're living, you die, your fears are your dreams. And if I died today, I would be at 10% of my potential. So that is by definition, my fear is not reaching my full potential. So I sitting there, I was so mad at myself that I let myself slip up in like the whatever lapse of judgment and take this many. Where I was just so sad and angry at myself that I'll never get to see what I could have been. And then the second half of it, I was extremely angry at myself that my mother would have to live through the death of her son. Cause that's like the worst thing a person could experience and as far as I could imagine. So it was just regret, nothing but regret when I thought I was dying.

• 1:23:09Speaker 01

  It's just, I cannot believe this. I cannot believe I fucked up this bad.

• 1:23:12Jack Selby?

  Do you think that resulted in the like long-term permanent change in your behavior? Or do you think that like you slipped back to old habits after some time had passed?

• 1:23:20Speaker 01

  I'd probably take 80% less drugs, 90% less drugs after that. Well, I guess a gram of half of that was like the most I've ever taken. But now that would like really inspired my, I need to get healthy. I need to take care of my body. I'm, I am scared of that. That was the moment of change. That's when I realized I don't want to, I can, I'm not invincible because I thought I was invincible. And now I'm trying to treat my body with more respect now for sure.

• 1:23:46Graham Stephan?

  What about the influence you have on other people who watch you? And maybe some of these things are glamorized of gambling and doing drugs. So they're like, oh, you do it and.

• 1:23:54Speaker 01

  It's not like I hide anything, right? I post my blood work when I was taking a ton of steroids, people see my blood work, see that. Oh, hey, his liver is like functioning at 20% or whatever. Oh, he overdosed, he's in a hospital, he almost died. If I wasn't showing the full story, then there's maybe that's not a great influence. But if you watch me and my content, there's no part of the consequences that I hide. So you can see the lifestyle I choose and you can take it with, I should or should not do that based on he in gets this fun experience. But then also he struggles with, like, if you watch my content, you can see that there's demons there and he struggles with what?

• 1:24:35Speaker 01

  Like clearly a ton of addiction problems, but that's kind of like what comes with the lifestyle. So I think it's, if anything. More informative that people get to see like truly the full story of like the rock star lifestyle.

• 1:24:49Graham Stephan?

  What are the demons?

• 1:24:51Speaker 01

  It's mostly the push and pull of I want to be happy, healthy, live a hundred years. And then it just takes one lapse and then all of a sudden I'm doing a ton of drugs and like doing things that, because I am scared of dying and I will continuously embark on habits that are like, would kill you. That's my biggest push and pull in life, like my biggest struggles for sure.

• 1:25:16Graham Stephan?

  And what about having a positive impact on people who watch your videos? How do you balance that or do you, does it matter?

• 1:25:22Speaker 01

  I, I just hope that everybody that watches my videos laughs. Like the goal is to make somebody smile. I get um, a lot of backlash and a lot of like support comments. And the most, the comments that I love the most is like, oh, like I'm really stressed out about this or this isn't going well in my life, but thank you for posting this video because it lets me forget about my problems for one hour, for two hours. For two hours, I get to escape my reality and just have a good time and laugh. And I also do like, like if you've seen any of the book of Togi, that's my next video is the whole Togi Talks, Book of Togi. In one video, all my ideas that I hold highly in my head about believing in yourself and becoming a better man.

• 1:26:03Speaker 01

  I think everybody can do incredible things and 90% of men think they're destined for way less than what they can accomplish. So I really just try and push the idea and try and inspire people to take the leap of faith and embark on what you know you truly should be doing. The biggest risk is not taking the risk because if you never take the risk and do what you love, you're going to spend your whole life and it seems safe. You go to college, you have a job and that's what they tell you is safe. But that's the death of you and that's the death of your soul. And it kills me to see my friends going through that. Every day they graduate college and they immediately start, like the world would devour your personality and soul

• 1:26:46Speaker 01

  if you're going on the path that they tell you to, like listen to your own path. So the idea is that I, Want people to do what they love and be inspired and laugh.

• 1:26:56Jack Selby?

  Do you ever feel like you have to play up to certain standards and expectations of the viewers? And that you have to like overcompensate because you know of the the demand of the YouTube algorithm? Do you feel like you know Shane ever gets like lost in Togi or do you think these are somewhat anonymous?

• 1:27:14Speaker 01

  It's pretty clear like you'll have a conversation with me and you'll see like pretty much like you thought I was gonna come in and start breaking shit, right? Like I would start breaking if I was on or whatever, but Togi is just Shane. But 20% more exciting, 20% more daring. I'm willing to buy the fake watches. Because like if there was no camera, I would have not pulled the trigger on those watches. But in my head, I still thought it was a good idea and all all successful influencers do that. Like you really think speed is barking at people all the time. Like he probably wants to in his head because he's crazy as fuck, but he doesn't bark at people when there's no camera because that's just fucking weird. But when there's camera, he's barking, doing all this crazy stuff. So that's kind of like what you have to do.

• 1:27:59Speaker 01

  And when you even when you see an intro of what is up guys, welcome to this vlog. So like, I feel very authentic to myself. But I just when the camera's on in a non podcast sense, it's just like, all right, let's level it up 20%.

• 1:28:17Graham Stephan?

  You know, it's interesting. The only person that I've met who's the exact same on camera, like no difference whatsoever is Danny Duncan.

• 1:28:23Speaker 01

  Oh, I met him for the first time the other day.

• 1:28:25Graham Stephan?

  He doesn't play anything up, even when the camera's not on.

• 1:28:28Jack Selby?

  Same as Dax Flame.

• 1:28:28Graham Stephan?

  He's still, yeah, Dax too, but he's still just like himself, camera or not.

• 1:28:33Speaker 01

  Yeah, some people are just blessed with they were truly, truly, truly meant to be famous. Like you as a person is just perfect for the camera, perfect for all this. But for me, I found more success in being, I found great success in being like totally, totally mellow Shane. But I found like a little bit, it helps the algorithm to be a little more crazy, a little more aggressive, so.

• 1:28:57Graham Stephan?

  Do you ever censor yourself?

• 1:28:58Speaker 01

  Yeah, I don't talk about a lot of things because, for example, talking about sexual things and women. Youtube, you can't do any of that. It will get banned immediately if I have, like I used to do like streams with girls in a hot tub. Can't do any of that. Don't do that. I'm not racist, but I think like racist jokes are funny. You can't make those on Youtube because a lot of people don't get the joke, the algorithm or the whatever censoring bots don't get that. It's a joke, so. I censor myself much more heavily than my, I would like, I'd say my videos would be twice as funny, to me at least. If I could be truly myself, but my lifestyle is so explicit that I would say every video roughly ninety percent of the footage doesn't get to go in the video. Because it has to be censored.

• 1:29:42Graham Stephan?

  What about like a Togi uncensored?

• 1:29:44Speaker 01

  I've thought about doing that.

• 1:29:45Graham Stephan?

  Yeah, if you put that behind a paywall, oh my gosh.

• 1:29:48Speaker 01

  I hate the idea of, um, well, I, I'm just so busy putting out Youtube that if I like, okay, we also now are gonna post the uncensored version. I, that I would effectively be reducing my productivity by whatever, uh, fifty percent. And then it's like, is the ROI for me personally, like I would, I have uncensored, uh, stuff that's unedited that I enjoy watching myself that I think is funnier. But to put it behind on or like some random website, it just feels like the ROI of putting out another censored Youtube video. Grows my brand so much more than putting, I don't know, like having a Togi uncensored website. But it's something that when I have more free time, I would like to drop like crazy, like all of the footage.

• 1:30:31Speaker 01

  Um, of like my whole career, like the craziest shit sometime, but for now, the growth has been so perfect. That I don't feel like I want to embark on that.

• 1:30:41Graham Stephan?

  Do you have any regrets where you wish you could go and tell your younger self, like some advice or don't do that?

• 1:30:47Speaker 01

  No, I think my life is, uh, as blessed as and perfect as I could ask for, like obviously the things could be better, but. Nothing is perfect and that's why things are amazing and every mistake that I've ever made has made me the person that I am today, so. And I wouldn't trade my life for any person, like if you could be, would you swap your life for this person? I wouldn't because I'm doing what I love. I'm doing what Togi does. This is Togi. So no, I can confidently say that I as of now have no regrets.

• 1:31:14Graham Stephan?

  What would you say is your biggest insecurity?

• 1:31:16Speaker 01

  Oh, that's a good question. My biggest insecurity. I I became famous in like show like where like dude even just like these watches like it's to get attention and like I think deep down that kid that in high school because I wasn't popular in high school like nobody like I wouldn't get invited places and nobody really liked me that much and I think that like had rooted something inside of me that it's like I don't want to be forgotten about I don't want to die and nobody shows up to the funeral I I don't wanna not have a name and some people say that's like egotistical maybe but I think it more comes from a place of insecurity that kid always got forgotten unnoticed and so that's why I'm so

• 1:32:01Speaker 01

  aggressive on like that's why I was part of the reason whether I'd like to admit it or not that's why I want to be famous is because I was so insecure about that exact thing.

• 1:32:09Graham Stephan?

  The only thing I'd like to get across at least from my perspective since we are mostly like a finance based podcast I would love to see you take 20% of every dollar that goes in your account 20% and stash it away in a fund that someone else manages that you don't have access to.

• 1:32:28Jack Selby?

  Every time we do this, hold on, every time we do this, the audience, they say, no, but Graham, you shouldn't try to control these people's lives and dictate. We've we've ran into this quite a few times.

• 1:32:39Speaker 01

  Who's done a great job of this is Steve Will Do It. His mother runs his bank account and he doesn't even know how much is in that bank account and that would be great if my mom just had a bank account and is like, okay, here's because then I could forget about it. If I have full control of my money. So that is something I'm working towards is setting up an account for my mom.

• 1:32:55Graham Stephan?

  Pay someone 60 to 80 grand a year just to control how much money goes in your account. That's all it is. So all the money funnels into one account. They disperse it to you. That's it. And they keep 20% aside.

• 1:33:08Speaker 01

  That is a great.

• 1:33:09Graham Stephan?

  Just 20.

• 1:33:09Speaker 01

  Idea, but I've just I'm just lazy. Like at the end, I should, but every time I'm like, okay, like what's on the list of priorities today? I wake up and that's it on the pinboard, but. Making a YouTube video is always number one. So, so much of my life gets neglected because make a YouTube video and then all of a sudden I spent 10 hours making YouTube video that day. And then I kinda just forget about everything else.

• 1:33:31Graham Stephan?

  I'm telling you, that'll be your biggest ROI. You'll see it 10 years from now, you'll be like, holy shit, there's 10 million dollars. There's 10 million dollars in the account. And I had no idea. And they're gonna say, well, great, now it's in a trust and it's gonna give you X amount every single month.

• 1:33:43Speaker 01

  Yeah, that idea is correct, it just gets forgotten about because it's boring, like fundamentally.

• 1:33:49Graham Stephan?

  It's responsible, that's what it is.

• 1:33:50Speaker 01

  Things that are responsible and boring to me, like for some reason I just don't think about it too often. I don't know if it's because I'm young, but I just don't really.

• 1:33:57Graham Stephan?

  Why can't you shift your mindset to think that's cool? It's cool to like save a little money and have something.

• 1:34:03Speaker 01

  I think what is cool is you think saving money is cool. I think Trent Malone is cool. Nobody thought Trent was cool until I thought it was cool and then I was like, oh wait, hold on guys, this is a pretty cool thing.

• 1:34:13Graham Stephan?

  But here's the thing, you could still, you could still do it, just with 80% of it. Instead of 100% of it.

• 1:34:19Speaker 01

  No, but the idea of, yeah, I, dude, I don't know, I don't know why I think the way I do. I, I just.

• 1:34:25Graham Stephan?

  Would you, would you take my suggestion to heart and maybe like look into it or no?

• 1:34:30Speaker 01

  I mean, I could say yes to your face, but after this podcast, I'm gonna go home and nothing is gonna change. Because here's the thing is like you're leading me to water, but yeah, you can't make me drink. And I, even though I know I should, that's just part of like admitting my flaws as humans, like there's just no way that's gonna happen.

• 1:34:48Graham Stephan?

  How about this? You have my number, I'm, I'm a text away if I could ever help you at some point in the future.

• 1:34:55Speaker 01

  Okay, I appreciate that a lot.

• 1:34:56Graham Stephan?

  The door is open for as long as you want it.

• 1:34:58Speaker 01

  Eventually, I, something will happen that wakes me up and is like, holy shit, I should have been saving that whole time. And so there's probably gonna be a phase of devastation in my life, I could imagine, which I'm prepared for and I'm excited about. And then after that, maybe it's like, okay, let's get the building blocks.

• 1:35:12Graham Stephan?

  Yeah, listen, even if it's five years from now and you shoot a text, be like, hey man, it's Togi here, I'm down bad right now, please help.

• 1:35:19Jack Selby?

  Borrow fifty. Plinko's hot tonight.

• 1:35:22Speaker 01

  Oh my god, now that I got your number and you're super wealthy, you might be getting calls, I mean.

• 1:35:26Graham Stephan?

  I need like 10 grand.

• 1:35:27Speaker 01

  It happens frequently where I wake up the next day from. Being really drunk and I called about thirty people on my phone number and asking for like a hundred something thousand.

• 1:35:35Graham Stephan?

  I wouldn't, I wouldn't do that. How, how much cash do you have?

• 1:35:38Jack Selby?

  I would consider it. I saw you paid back with pretty good interest to one of your friends. Eh, you know.

• 1:35:43Speaker 01

  I always pay back. I, I always make it a priority to pay people back with at least like, I give them at least twenty percent every time just cause it's like, oh, that was really nice of you to give me money when I was drunk gambling.

• 1:35:52Jack Selby?

  I don't think the money is important whatsoever. I think the main thing is just that you're safe. I like you're, I think you're a really cool, super nice guy. You didn't come in here and smash things like grand, like grand, yeah, you're just like a normal dude.

• 1:36:03Graham Stephan?

  Cause I'm watching your videos and they're so over the top.

• 1:36:05Speaker 01

  Yeah, well dude, that's what I'm a regular dude and that's why it's incredible. Like, that's why I think it's, uh, I, I, I think I'm the most average person ever, but I operate at such an above average level and that's why it's like, I think everyone can do this. Everyone can, everywhere. It gets me so excited thinking that everyone and anyone can do everything they want. Cause I did and I'm literally like, I know better than anybody.

• 1:36:28Graham Stephan?

  How much cash do you have on you right now?

• 1:36:30Speaker 01

  Like physically?

• 1:36:30Graham Stephan?

  Yeah.

• 1:36:31Speaker 01

  I think there's twenty thousand in the car.

• 1:36:34Graham Stephan?

  Really?

• 1:36:35Speaker 01

  Yeah. And check for a hundred to the casino.

• 1:36:38Graham Stephan?

  Oh, wow. I was about to say, if you want to do a coin flip.

• 1:36:41Speaker 01

  Coin flip a watch? No, um, I mean, yeah, we can do a coin flip. Do you have the cash flow? A thousand dollar coin flip?

• 1:36:49Graham Stephan?

  No, I wouldn't do ta- I wouldn't do ten grand.

• 1:36:50Speaker 01

  You're so rich, dude.

• 1:36:52Graham Stephan?

  No, dude, I would not do ten grand.

• 1:36:54Speaker 01

  Are you worth over fifty million dollars?

• 1:36:56Graham Stephan?

  No, no, I'm not.

• 1:36:57Speaker 01

  No, no, it's a pretty nice house. Do you own this house all the way?

• 1:36:59Graham Stephan?

  No, I'm a mortgage.

• 1:37:00Speaker 01

  Oh, cause you're all smart about it, but you could own it if you wanted.

• 1:37:03Graham Stephan?

  Yeah, I could own it if I want to. Probably the, the most I would do on a coin flip is probably a grand and that, and that for me is crazy. Realistically, I do a hundred bucks.

• 1:37:11Speaker 01

  Do you ever gamble?

• 1:37:12Graham Stephan?

  Yeah, rare.

• 1:37:13Jack Selby?

  Two hundred bucks.

• 1:37:14Graham Stephan?

  Yeah, I, my, my max is like two hundred. Cause if I lose more than that, I get upset. And if I double, it's just like, okay, fine, I doubled.

• 1:37:20Speaker 01

  Cause that's what, that's just the difference. You think saving is cool, which is cool that you think that's cool. I don't think it's necessarily cool, but that's what gets you excited. Like, I'm sure, watch, like, I, I'm sure you get the same amount of dopamine that I get winning, crazy gambling as like you see over the year, S and P agree your account that much.

• 1:37:37Graham Stephan?

  Probably.

• 1:37:37Speaker 01

  I'm sure the dopamine is like.

• 1:37:38Graham Stephan?

  If I'm up five percent in a year, I'm like, yes, that's awesome. So that's great, dude. Whatever is floating in your bone, I can totally respect that.

• 1:37:45Jack Selby?

  All right, cool. Well, we have some rapid fire questions. So we're just gonna end on these. Would you rather give up steroids forever or give up gambling forever?

• 1:37:54Speaker 01

  Oh, dude.

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• 1:38:24Speaker 06

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• 1:38:51Speaker 01

  That's... He's just supposed to be rapid. That's one of the hardest questions. That's the hardest question I think anyone has ever asked me in my whole life. Okay, here's the problem. Probably steroids because I'm physically dependent on them. So steroids.

• 1:39:03Jack Selby?

  Physique versus money. Win Mr. Olympia once, but go broke. Or win $10 million in gambling.

• 1:39:09Speaker 01

  $10 million gambling.

• 1:39:10Jack Selby?

  But you can never lift weights again.

• 1:39:11Speaker 01

  $10 million gambling, 100%, dude.

• 1:39:14Jack Selby?

  But you can never lift weights again?

• 1:39:15Speaker 01

  Well, okay. Can I, like, exercise? Like, can I...

• 1:39:19Jack Selby?

  Yeah, you sure. You just can't lift weights.

• 1:39:20Speaker 01

  I can do, like, calisthenics and, like, workout. Because I would go crazy if I can't work out.

• 1:39:26Jack Selby?

  I saw you trying to do calisthenics with Larry.

• 1:39:27Speaker 01

  Dude, it's hard. That's so under... Like, I looked like a...

• 1:39:31Jack Selby?

  I think calisthenics physiques are like the best-looking physiques.

• 1:39:34Speaker 01

  Yeah, they look incredible. I have no problem looking like that. So if I can do calisthenics, I'll take $10 million.

• 1:39:38Jack Selby?

  If there was a magic steroid with zero health consequences that guaranteed you the body of your dreams but took 10 years off your life, would you take it?

• 1:39:44Speaker 01

  I think that's kind of what I've effectively done. Like, I've probably taken off 10 years of my life, and I have the body of my dreams. So, yes, I would take it, and I think I have.

• 1:39:51Jack Selby?

  You have an 18-year-old son that says, "Dad, I want to do a cycle just like you did." Do you help him do it safely, or do you talk him out of it?

• 1:39:59Speaker 01

  I'd talk him out of it. I would be cool with my kid taking steroids if he's 21.

• 1:40:04Jack Selby?

  You wake up tomorrow and all gambling is banned worldwide and serious and steroids vanish from the earth. What's the first thing you'd do for adrenaline?

• 1:40:12Speaker 01

  I'd probably myself.

• 1:40:13Jack Selby?

  What's more addicting for you? The dopamine rush from a huge jackpot win or the pump from a crazy heavy gym session while on gear?

• 1:40:21Speaker 01

  Oh, the pump while you're on gear. It's incredible. The best feeling a person could feel.

• 1:40:24Graham Stephan?

  What does it feel like?

• 1:40:25Speaker 01

  Well, yeah. So have you ever gotten, you go work out and you feel incredible, your muscles are tight, they feel good? It's like if that pump could get five more pumps, like you are always walking around baseline pumped and then it's like you go to the gym and then your workout could get a workout. The dopamine is unreal.

• 1:40:41Jack Selby?

  If you could go on a crazy weekend bender with any celebrity or influencer, who would you choose to party with?

• 1:40:49Graham Stephan?

  Jack, you gotta read these off a little more.

• 1:40:51Jack Selby?

  Dude, I'm like, I've had, I've had such a long day. This is the second podcast we've had.

• 1:40:55Graham Stephan?

  Dude, all right, let me take over.

• 1:40:56Speaker 01

  Any influencer I could go on a crazy bender with?

• 1:41:00Graham Stephan?

  Dead or alive. It could be anybody.

• 1:41:01Speaker 01

  Probably, uh, The Rizler. You guys know that kid?

• 1:41:06Graham Stephan?

  Of course, yeah.

• 1:41:07Speaker 01

  That would be crazy.

• 1:41:07Graham Stephan?

  What's your favorite casino game of all time and favorite steroid compound of all time?

• 1:41:12Speaker 01

  One ad buys injectable super draw.

• 1:41:15Graham Stephan?

  Who wins in a fight? You on one gram of test or three Greg Doucets in tank tops?

• 1:41:21Speaker 01

  I could probably kill seven Greg, eight Greg Doucets if I was on a gram of testosterone.

• 1:41:26Graham Stephan?

  Could Natty Sam Solak outlift Togi on a come down?

• 1:41:30Speaker 01

  Yeah, Sam Solak would get me on that one.

• 1:41:32Graham Stephan?

  If you'd be open to this?

• 1:41:33Jack Selby?

  Yeah.

• 1:41:34Graham Stephan?

  If we each put in a hundred bucks and we just do it.

• 1:41:37Jack Selby?

  A hundred dollars?

• 1:41:38Graham Stephan?

  Yeah, cuz I figured you would be in on this too.

• 1:41:40Jack Selby?

  He would be so disinterested.

• 1:41:41Speaker 01

  No, no, I'm excited if you guys are excited.

• 1:41:43Graham Stephan?

  But here's what we would do is just, I would do a random number generator on my phone, one through three, one, two, and three, and whatever it lands on wins the whole prize pot.

• 1:41:52Speaker 01

  Oh, yeah, let's do it.

• 1:41:53Graham Stephan?

  Turk, what's the most you would do, Jack? Two hundred?

• 1:41:56Jack Selby?

  I don't know. What's the most you would do?

• 1:41:58Speaker 01

  You just gotta pick the right number.

• 1:41:58Graham Stephan?

  I would do two hundred bucks. Like that way, if I lose it, I'm not gonna be upset.

• 1:42:02Jack Selby?

  Yeah, I mean, I just hope it goes to Shane, if it goes to anybody.

• 1:42:06Speaker 01

  Oh, yeah, let's do it. Two hundred bucks.

• 1:42:07Graham Stephan?

  Okay, I have two hundred, I have cash. Do you want me to, do you want me to grab some ca- I have cash too.

• 1:42:13Speaker 01

  No, no, we got some.

• 1:42:14Graham Stephan?

  How about this, you put hypothetical 600 here so I don't have to go to the betting and grab cash, but I'll get cash for the... Or is it bad luck that I'm not putting my own cash in there? I feel like it's-

• 1:42:24Jack Selby?

  There's no such thing as luck, Graham.

• 1:42:26Graham Stephan?

  Are you superstitious?

• 1:42:28Speaker 01

  Nah.

• 1:42:29Graham Stephan?

  At all?

• 1:42:29Speaker 01

  Nah, nah.

• 1:42:30Graham Stephan?

  So I feel like it's bad luck if you put money in that I'm not putting it in.

• 1:42:34Speaker 01

  Alright, yeah, yeah, grab some money.

• 1:42:35Jack Selby?

  Well, let's find out if it's bad luck.

• 1:42:36Graham Stephan?

  I don't wanna find out.

• 1:42:37Jack Selby?

  Yeah, you want to. Go get the money.

• 1:42:40Graham Stephan?

  Alright, just give me a-

• 1:42:41Speaker 01

  Oh yeah, here we go, random number.

• 1:42:43Jack Selby?

  Alright, let's go.

• 1:42:44Graham Stephan?

  Here's your 200.

• 1:42:45Jack Selby?

  Make sure it's not prop money.

• 1:42:47Speaker 01

  I'm really excited about this 200.

• 1:42:48Graham Stephan?

  I love this. So here's the thing, so I love betting between friends because that way if I lose it, I know one of you has it.

• 1:42:54Jack Selby?

  You know what, I like that. Now, now, because you said that I'm happy if you win 2, Graham. Just a little less happy than if Shane wins.

• 1:43:01Graham Stephan?

  Alright, so who wants to be 1? I'll let you guys pick.

• 1:43:04Speaker 01

  Oh, I want 3, 100%. Take 2.

• 1:43:07Graham Stephan?

  Alright, so I'm number 1. Do you want a screen record? Yeah, sure.

• 1:43:09Speaker 01

  Give me 3.

• 1:43:12Graham Stephan?

  Alright, I'm 1. Ready?

• 1:43:14Speaker 01

  This is awesome.

• 1:43:15Graham Stephan?

  This is it.

• 1:43:17Speaker 01

  Oh my god.

• 1:43:18Graham Stephan?

  Yes! Yes!

• 1:43:21Speaker 01

  Okay, it was his idea. This is a fucking scam.

• 1:43:24Graham Stephan?

  You know what he did.

• 1:43:26Speaker 01

  It's the most you would do.

• 1:43:28Graham Stephan?

  Let me see if that's Google. Do it again, do it again.

• 1:43:30Speaker 01

  It's the most you would do and he's scam. Alright, good game. Well played. Congratulations.

• 1:43:35Graham Stephan?

  There we go.

• 1:43:36Speaker 01

  So how was that dopamine compared to watching your stock market money grow? How was this dopamine you just felt?

• 1:43:43Graham Stephan?

  It's a 10.

• 1:43:46Speaker 01

  Let's go. That's awesome.

• 1:43:48Graham Stephan?

  But, but here's the thing, if, if I lost the 200 bucks, I would, I would feel so bad that I would stop. Like, I wouldn't go beyond that.

• 1:43:57Speaker 01

  I will say, for some reason, losing hurts more than winning feels good. There's something about losing money where it's just like, oh my god, like devastation, any amount of money losing. And then winning, like, I think winning 100,000 feels as good as-

• 1:44:13Speaker 01

  How bad losing 50,000 feels. Does that make sense?

• 1:44:16Jack Selby?

  That makes exact sense.

• 1:44:17Graham Stephan?

  It's a two to one ratio. I think they actually did studies that loss is twice as worse as the gain.

• 1:44:22Speaker 01

  Oh, that is the, that's the thing.

• 1:44:24Graham Stephan?

  It is true. So yeah, if you lost 100, yeah, so you would have to win $200,000 for every 100,000 loss to feel that same

• 1:44:32Speaker 01

  Yeah.

• 1:44:32Graham Stephan?

  feeling, whatever it might be, or to overcome that.

• 1:44:35Speaker 01

  100% I believe that.

• 1:44:36Graham Stephan?

  Well, this is successful.

• 1:44:38Jack Selby?

  Yeah. Guys, thank you so much for watching. Togi, thanks for coming on the show. Togi is very cool, but abusing drugs and abusing gambling is not. So we'll all take that into consideration.

• 1:44:50Graham Stephan?

  It's also really cool to subscribe and hit the like button.

• 1:44:52Jack Selby?

  It's also really cool to subscribe and hit the like button. Shane is cool. Liv is cool.

• 1:44:56Graham Stephan?

  And also, also if you guys want to see the uncensored episode where we don't bleep certain words and we keep more in.

• 1:45:02Jack Selby?

  Guess what we have?

• 1:45:04Graham Stephan?

  Huh?

• 1:45:04Jack Selby?

  A paywall, baby.

• 1:45:06Speaker 01

  Oh, that's why you subscribed.

• 1:45:08Graham Stephan?

  So we have a membership because our episodes sometimes get shadow banned and so we have to cut so much. Like a lot of your words will bleep them.

• 1:45:15Speaker 01

  Yeah.

• 1:45:16Graham Stephan?

  And so it's annoying.

• 1:45:17Speaker 01

  I was like, oh, I'm sorry for your editor because I've edited my own videos.

• 1:45:21Graham Stephan?

  We have two versions, yeah.

• 1:45:22Speaker 01

  And then I'm, every time I say, I'm like, dude, stop swearing so much. This is ridiculous.

• 1:45:26Graham Stephan?

  Yeah.

• 1:45:27Speaker 01

  This is when you get age restricted.

• 1:45:28Graham Stephan?

  We have two versions. So if you want to see the uncensored versions of this episode and every episode afterwards, and you get early access to it, there is a membership if you'd like to join. If not, nothing changes. Uh, but if you want early access uncensored without any cots or anything, it's there.

• 1:45:44Jack Selby?

  Cool.

• 1:45:45Speaker 01

  Well done, guys. Thank you so much.

• 1:45:46Graham Stephan?

  That was so enjoyable.

• 1:45:47Jack Selby?

  Yeah, that was great.

• 1:45:48Speaker 01

  Thank you guys so much.

• 1:46:02Speaker 01

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