Financial Audit's Most Evil Wife

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Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:01Speaker 00

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• 0:45Speaker 02

  Reason why she starts stripping is because I can't get a decent job because I have a background.

• 0:48Caleb Hammer?

  You have a background?

• 0:49Speaker 02

  I went to jail too.

• 0:51Caleb Hammer?

  Cheating and beating, man.

• 0:52Speaker 04

  No, it's worse. It's worse actually.

• 0:54Caleb Hammer?

  Oh, it's worse than beating her.

• 0:56Speaker 02

  I slept with the [BLEEP] when I was [BLEEP].

• 0:59Speaker 04

  She actually ended up [BLEEP] herself.

• 1:02Caleb Hammer?

  Don't laugh at that.

• 1:03Speaker 02

  Dude, the tits on her was [BLEEP].

• 1:05Caleb Hammer?

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• 1:25Caleb Hammer?

  I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to CalebHammer.com/apply or click that link in the description below.

• 1:46Speaker 04

  Hi, I'm Nicole. I'm 26.

• 1:49Speaker 02

  Hi, I'm Greg. I'm 37 years old. We are from Detroit, Michigan.

• 1:53Speaker 04

  And this is Financial Audit.

• 1:56Caleb Hammer?

  Hey, my home state, but thanks for coming down to Austin, Texas. Happy to have you guys. Nicole!

• 2:01Speaker 02

  Thank you for inviting us.

• 2:03Caleb Hammer?

  You're welcome. Nicole, what do you do for a living in Detroit?

• 2:06Speaker 04

  I'm a senior caregiver and a waitress.

• 2:10Caleb Hammer?

  Is he your senior that you're caregiving?

• 2:12Speaker 04

  No, my grandparents, but close enough.

• 2:15Caleb Hammer?

  You get paid for taking care of your grandparents in the state?

• 2:18Speaker 04

  Sort of.

• 2:19Caleb Hammer?

  That's your job?

• 2:20Speaker 04

  Not fully a job. It's just...

• 2:23Caleb Hammer?

  I said what you did for a living.

• 2:24Speaker 04

  So for a living, I'm a waitress. That's...

• 2:27Caleb Hammer?

  Why didn't you answer that?

• 2:28Speaker 04

  Um, because you just said I have three jobs and none of them make a bunch of money. So they're all kind of...

• 2:35Caleb Hammer?

  Okay, all the home living, how much are you making living in home?

• 2:40Speaker 04

  Um, I am making probably, I would say $700 every two weeks.

• 2:49Caleb Hammer?

  Okay, well, listen, it's money and Detroit's [BLEEP] cheapest when it comes to major cities. I'll tell you that. Okay, so that's 1,400. Very good. Love that. A month. Waitressing!

• 3:01Speaker 04

  Yes.

• 3:03Caleb Hammer?

  What do you make?

• 3:04Speaker 04

  That's included in that. I'd say I probably make...

• 3:08Caleb Hammer?

  Does that include your third job as well? I was getting excited when the first job I thought made 1,400.

• 3:12Speaker 04

  No, I was meaning that like in total.

• 3:14Caleb Hammer?

  All three is 1,400 a month?

• 3:16Speaker 04

  Yeah.

• 3:18Caleb Hammer?

  How many hours a week are you waitressing, dude?

• 3:21Speaker 02

  Not enough.

• 3:22Speaker 04

  Like 10, 10. But I do make it up. I'm...

• 3:26Caleb Hammer?

  Do you? No, you don't because you make $1,400 a month. Objectively, you do not make it up.

• 3:30Speaker 04

  Well, I'm also a midnight ballerina on the side. So that's kind of...

• 3:34Caleb Hammer?

  I don't know what the [BLEEP] that means.

• 3:36Speaker 04

  A stripper.

• 3:37Speaker 02

  She is a stripper.

• 3:38Caleb Hammer?

  Really?

• 3:39Speaker 04

  Yes.

• 3:43Speaker 04

  It's...

• 3:43Caleb Hammer?

  Okay.

• 3:44Speaker 04

  Yeah.

• 3:44Caleb Hammer?

  I feel like you have like the...

• 3:46Speaker 02

  Poor kids.

• 3:47Caleb Hammer?

  Huh?

• 3:47Speaker 04

  Here, not here.

• 3:50Caleb Hammer?

  Well, isn't that kind of what you strip is?

• 3:52Speaker 04

  Yeah.

• 3:52Caleb Hammer?

  That part?

• 3:53Speaker 04

  But...

• 3:53Caleb Hammer?

  You don't really strip this part.

• 3:55Speaker 04

  They care about the personality a lot.

• 3:56Caleb Hammer?

  Personality stripper, hmm, been a couple of times. Never really tried to get to know them.

• 4:00Speaker 04

  You're not old enough to get it.

• 4:03Caleb Hammer?

  Okay, I guess not. Well, listen, I think you have the, uh...

• 4:08Speaker 04

  Yeah.

• 4:09Caleb Hammer?

  Ability to become attractive. You're like on that edge. You're like on that edge, right? You're like, you're, you're almost there to where you could be cute.

• 4:18Speaker 04

  Yeah.

• 4:18Caleb Hammer?

  No, it's just like a couple of little tweaks, but that's okay. Like you're, you're, you're like almost, you're, you're kind of, there's, maybe a little. I don't know. You're flat, but...

• 4:31Speaker 04

  Big nose, but flat.

• 4:32Caleb Hammer?

  Well, clearly you don't make it up that if you're still only bringing, I think you're kind of a failed stripper. Like clearly it has shown that a lack of tits gets you no money because 1,400 dollars a month. 1,400 hours a month is not good money.

• 4:42Speaker 04

  No, not anymore. I'm not doing it like full time like I used to.

• 4:45Caleb Hammer?

  Even still?

• 4:46Speaker 04

  Yeah.

• 4:47Caleb Hammer?

  Bounce on a couple of dicks and you make good money.

• 4:49Speaker 04

  Well, I don't, I don't do that part.

• 4:50Caleb Hammer?

  You don't do lap dances?

• 4:52Speaker 04

  Not anymore.

• 4:53Caleb Hammer?

  Isn't that the point of stripping and where the money is made? Okay.

• 4:56Speaker 04

  That's what I mean. I just started back just recently and so I've just very rarely gone in.

• 5:03Caleb Hammer?

  Is she attractive when she doesn't dress like a grandma?

• 5:05Speaker 02

  I've never had an issue the way she dresses.

• 5:08Caleb Hammer?

  No, I don't have an issue either. I'm just not seeing the stripping part. Like there, there, there must be another side of her that I just don't know.

• 5:14Speaker 02

  Uh, I mean, she's, she's a character. That's...

• 5:19Caleb Hammer?

  Great feedback. Greg, what do you do?

• 5:21Speaker 02

  I am a full-time milk route delivery driver.

• 5:27Speaker 02

  I work for [BLEEP] out of Flat Rock, Michigan. And I just name dropped the store.

• 5:33Caleb Hammer?

  Well, bleep it, you special, special creature you.

• 5:37Speaker 02

  Sorry.

• 5:38Caleb Hammer?

  What are you sorry for?

• 5:39Speaker 02

  Name dropping.

• 5:41Caleb Hammer?

  It didn't offend me.

• 5:42Speaker 02

  Okay.

• 5:43Caleb Hammer?

  You deliver milk to people's houses?

• 5:45Speaker 02

  Houses and stores.

• 5:46Caleb Hammer?

  Oh, okay. The stores part makes sense because that definitely has to be done. Who delivers milk to their house anymore? I didn't really know that was a thing at this day and age.

• 6:00Caleb Hammer?

  Because we have refrigerators and whatnot, but okay, sure, great. How many hours a week? What do you get paid?

• 6:05Speaker 02

  I get 40 hours a week at $21.50 an hour.

• 6:09Caleb Hammer?

  Okay, not perfect, but if we combine you guys with a milk delivery and sucking milk on a man, then, I mean, you guys probably do okay. What do you net make a month?

• 6:20Speaker 02

  Uh, her and I both or just me?

• 6:23Caleb Hammer?

  You, Gregory.

• 6:24Speaker 02

  Two, $2,000 after taxes.

• 6:26Caleb Hammer?

  Uh huh.

• 6:27Speaker 02

  Yes.

• 6:28Caleb Hammer?

  Why are you with him? You know, he's...

• 6:30Speaker 02

  Right?

• 6:30Speaker 04

  Yes. Um, I'm only with him because I feel stuck.

• 6:35Caleb Hammer?

  Oh, that must feel great.

• 6:37Speaker 02

  It feels...

• 6:37Caleb Hammer?

  Oh, does that feel... Why do you have AIDS on your knuckles?

• 6:41Speaker 02

  That is psoriasis, sir.

• 6:43Caleb Hammer?

  This is where a normal person would apologize.

• 6:49Caleb Hammer?

  $3,400 a month.

• 6:53Caleb Hammer?

  Okay, again, Detroit, as far as a major metro goes, definitely on that cheaper side. Property taxes kind of suck, but everything's valued super lows or whatever. Um, are you guys surviving?

• 7:03Speaker 04

  No.

• 7:03Caleb Hammer?

  Because it really isn't much, even for Detroit. Like it's really not much. Your household net pay on a yearly basis is all you got. Well, two people combined $40,000? That's not good.

• 7:15Speaker 02

  No, no, it's not.

• 7:16Caleb Hammer?

  So why don't you guys [BLEEP] do shit? I mean, okay, okay, mid 26, you don't have to, I wouldn't expect you to be making hundreds of thousands. You have failed.

• 7:26Speaker 04

  I used to make a lot of money. I used to make $20,000 a month. That's what I used to make.

• 7:32Caleb Hammer?

  Because you're draining more milk in the back?

• 7:34Speaker 04

  Yes.

• 7:34Caleb Hammer?

  Okay, go back to doing that.

• 7:37Speaker 04

  But I don't want to.

• 7:38Caleb Hammer?

  Then don't go back to doing that, but get a [BLEEP] career.

• 7:41Speaker 04

  That's the plan.

• 7:42Caleb Hammer?

  That's the plan? What's the plan? Waitressing and sitting at home? That's not really a plan.

• 7:47Speaker 04

  Right, it, it's not.

• 7:48Caleb Hammer?

  Okay, tell me, how are you making $20,000 a month? What were you actually doing? What was different?

• 7:53Speaker 04

  Um, I was full-time dancing.

• 7:55Caleb Hammer?

  Okay.

• 7:56Speaker 04

  That was my only job and I was, you know, doing stuff on the side, doing stuff in the back room.

• 8:03Caleb Hammer?

  Wait, what?

• 8:04Speaker 04

  Well, anything, all of it, just full service. Yep.

• 8:07Caleb Hammer?

  You [BLEEP].

• 8:08Speaker 04

  Full service.

• 8:09Caleb Hammer?

  In the club?

• 8:10Speaker 04

  Yeah. That's not normal.

• 8:13Caleb Hammer?

  Is that normal?

• 8:14Speaker 04

  In Michigan.

• 8:15Caleb Hammer?

  I'm getting lots of head shakes and no, I don't know what is normal or not.

• 8:19Speaker 04

  In Michigan, yeah.

• 8:20Caleb Hammer?

  Homeboys on a scooter going 55, 60 right now. Sexual intercourse with men for money in the strip club.

• 8:28Speaker 04

  Yes.

• 8:29Caleb Hammer?

  Don't they have cameras everywhere in the strip clubs?

• 8:31Speaker 04

  No.

• 8:31Caleb Hammer?

  Sure.

• 8:32Speaker 04

  Not in the back rooms, no.

• 8:33Caleb Hammer?

  How much were you making for an intercourse?

• 8:35Speaker 04

  Uh, 300 plus a piece.

• 8:39Caleb Hammer?

  300 to nut?

• 8:42Speaker 04

  Yeah.

• 8:42Caleb Hammer?

  That's not bad. That's not what I would have thought.

• 8:46Speaker 04

  And that's so expensive.

• 8:47Caleb Hammer?

  How many aides do you have?

• 8:48Speaker 04

  How many aides?

• 8:49Caleb Hammer?

  Yeah.

• 8:49Speaker 04

  I have zero aides.

• 8:51Caleb Hammer?

  STDs, STIs?

• 8:52Speaker 04

  I have had...

• 8:54Caleb Hammer?

  Yeah, how many times?

• 8:55Speaker 04

  Four times.

• 8:56Caleb Hammer?

  Oh my goodness, she's disgusting. How many abortions have you had?

• 9:01Speaker 04

  Zero.

• 9:02Caleb Hammer?

  What, were they always wearing condoms?

• 9:04Speaker 04

  Um, for the most part.

• 9:05Caleb Hammer?

  Okay, well, that's not always.

• 9:07Speaker 04

  Yeah. There were exceptions, but...

• 9:10Caleb Hammer?

  What would create an exception?

• 9:13Speaker 04

  Um, there are people that I had like deeper relationships with, I guess you could say.

• 9:18Caleb Hammer?

  Doesn't mean you can trust them to be clean, does it?

• 9:20Speaker 04

  Well, they, I was like the only person there.

• 9:23Caleb Hammer?

  Oh, yeah, I'm the only person. Everyone's always the only person.

• 9:26Speaker 04

  Hmm.

• 9:28Caleb Hammer?

  And how many people did you have deep special relationships with?

• 9:30Speaker 04

  Hmm, I don't know, thirty. Like, maybe total throughout the year.

• 9:37Caleb Hammer?

  Insane, one year?

• 9:38Speaker 04

  Yeah.

• 9:40Caleb Hammer?

  Wait, how many people did you?

• 9:42Speaker 04

  I don't, I couldn't even tell you, way too many to count, probably a hundred plus a month. But some of them are repeating, so they're not the same.

• 9:57Caleb Hammer?

  You had sex with a hundred men a month?

• 10:00Speaker 04

  Maybe not, I was just, you know, between lap dances and, you know, backroom stuff and hanging out.

• 10:06Caleb Hammer?

  What else was there?

• 10:07Speaker 04

  Candy and all sorts of stuff. I mean, it depends, you could just, I could lay on the ground and you could suck on my feet for an hour if you wanted to, like.

• 10:15Caleb Hammer?

  And you would blow them?

• 10:17Speaker 04

  No, no, like, that would, that's all you paid for.

• 10:19Caleb Hammer?

  No, but you would blow them?

• 10:21Speaker 04

  If that's what they paid for.

• 10:22Caleb Hammer?

  And how much would that cost?

• 10:23Speaker 04

  A hundred and fifty.

• 10:28Caleb Hammer?

  I guess inflation's not real.

• 10:30Speaker 04

  That was the inflated price, cuz it was a hundred and two hundred, and then it went to one fifty or three hundred.

• 10:35Caleb Hammer?

  And that had no condoms?

• 10:37Speaker 04

  No, all of it, always.

• 10:39Caleb Hammer?

  Except for the thirty?

• 10:40Speaker 04

  The exceptions, yeah. But that's kinda why I wanted to get out of it, because I had, you know, the STDs, and I wanted to be a better mom, and I wanted to.

• 10:49Caleb Hammer?

  You're a mom?

• 10:50Speaker 04

  Yeah.

• 10:51Caleb Hammer?

  You were doing that while you're a mom?

• 10:53Speaker 04

  That was the reason why.

• 10:54Caleb Hammer?

  With him?

• 10:55Speaker 04

  Yes.

• 10:55Caleb Hammer?

  And you were, did you know this?

• 10:56Speaker 04

  That was the reason why I started.

• 10:58Caleb Hammer?

  You knew she was taking penis?

• 10:59Speaker 04

  That was the reason I did it.

• 11:01Caleb Hammer?

  Penises, a month!

• 11:02Speaker 02

  Unfortunately, yes.

• 11:03Speaker 04

  That was the reason we did it, though. He agreed to me starting.

• 11:08Caleb Hammer?

  The only reason you guys were sitting here is cuz he found you there.

• 11:11Speaker 04

  No, no, he found me at eighteen, he didn't find me at.

• 11:18Caleb Hammer?

  Okay, you make that sound weird, how old, how old would he have been?

• 11:20Speaker 04

  He found me at seventeen, actually, but we didn't start dating until I was eighteen. What?

• 11:28Speaker 04

  No, for real, like, we didn't start texting or hanging out or talking nothing until eighteen.

• 11:33Caleb Hammer?

  Seventeen?

• 11:33Speaker 04

  Work.

• 11:34Speaker 02

  Work, we worked together.

• 11:35Caleb Hammer?

  What was the job?

• 11:36Speaker 02

  Uh.

• 11:37Speaker 04

  Milkman.

• 11:38Speaker 02

  Been at this job for fourteen years and.

• 11:40Caleb Hammer?

  Wait, in what confidence, in what, in what confidence in the world do you know this kid is yours?

• 11:47Speaker 04

  Which, oh, we have five kids.

• 11:49Speaker 02

  Twins? Yes. I have probably about seventy-five percent confidence that he's mine.

• 11:55Caleb Hammer?

  You haven't tested?

• 11:56Speaker 04

  Well, okay, so the two, three of them are confirmed to be his.

• 11:59Caleb Hammer?

  For a few years, maybe I go full fucking Maury on this one. Huh?

• 12:03Speaker 04

  Three of them are confirmed to be his, the two are not.

• 12:06Caleb Hammer?

  How were three confirmed two or not?

• 12:09Speaker 04

  Well, the one is his and not mine. The second one, there was no infidelity or anything happening when the one child was born, I wasn't a dancer yet, I was still like a.

• 12:19Caleb Hammer?

  How many kids did you have when you were taking dick in the back?

• 12:22Speaker 04

  Well, we had the three, and then I was pregnant with the twins.

• 12:26Caleb Hammer?

  I never go to that side of the state, so I am not asking this for that reason, I promise you. And I'm gonna bleep the name of the fucking place, but I need, what is it called?

• 12:35Speaker 04

  Uh, it's a real raunchy club, like, you can get fully naked and they serve alcohol.

• 12:42Caleb Hammer?

  Again, bleep that too, um, well, yeah, serve, I mean, fully naked, that's not uncommon.

• 12:48Speaker 04

  But they also serve alcohol.

• 12:50Caleb Hammer?

  So they're just doing illegal?

• 12:51Speaker 04

  Well.

• 12:52Caleb Hammer?

  Well, I guess if they're having sex in the back, it's illegal.

• 12:54Speaker 04

  It's legal because it's an option for us.

• 12:57Caleb Hammer?

  Four stars.

• 12:58Speaker 04

  Yeah.

• 13:02Speaker 04

  They do all sorts of crazy stuff, they got stars that come in once a month and do shows, they've got a girl that like.

• 13:08Caleb Hammer?

  Bro, it's not that.

• 13:11Caleb Hammer?

  What the fuck is happening here?

• 13:15Caleb Hammer?

  Well, bleep that as well, cuz I really don't wanna call out the place. Mostly cuz they'll probably kill me. Right?

• 13:22Speaker 04

  No, I don't think so, it's a corporate.

• 13:25Speaker 02

  No, it's owned by a bunch of Italians.

• 13:27Speaker 04

  No, it's not, it's, no, it's not.

• 13:31Caleb Hammer?

  Seriously not telling me that some of the women there have their fucking shit taken away?

• 13:36Speaker 04

  What taken away?

• 13:37Caleb Hammer?

  Their shit.

• 13:37Speaker 04

  Oh, yeah, yeah, yeah, I mean, I'm sure there are some illegal people that work there, but.

• 13:45Speaker 04

  What?

• 13:46Caleb Hammer?

  What?

• 13:47Speaker 02

  None, just entertaining.

• 13:51Caleb Hammer?

  Oh my gosh, okay, yeah, uh, this is crazy. And you still are there?

• 13:59Speaker 04

  Um, I didn't go back to that one.

• 14:02Speaker 04

  It's a different, smaller one.

• 14:03Caleb Hammer?

  And you're not doing anything?

• 14:05Speaker 04

  Um, just, just walking around on stage, talking to people.

• 14:09Caleb Hammer?

  This is crazy, I'm sorry, may I objectify you for a second? Uh, stand up and give a thorough, something you should never say to a woman, but like, I guess like.

• 14:21Caleb Hammer?

  I guess, I mean, I just don't understand.

• 14:24Speaker 04

  Do you wanna see a picture? I used to be a lot hotter.

• 14:28Caleb Hammer?

  Okay.

• 14:31Caleb Hammer?

  I'm mostly saying yes cuz he's right there.

• 14:33Speaker 02

  I'm fine with it.

• 14:34Caleb Hammer?

  I'm cucking him.

• 14:35Speaker 02

  It, no, go ahead.

• 14:37Caleb Hammer?

  Yeah, I know. Rock solid under there.

• 14:43Caleb Hammer?

  Okay, I'm legitimately gonna order up a test, we're gonna do a DNA test on these kids, you will learn, is he or is he not the father? I have the results.

• 14:57Caleb Hammer?

  Oh my fucking god. Okay, wow. Oh, yeah, I mean, flat, but, you know, that's, that is a, that is, um, that's a body, okay? We love it, um. And you were okay with this the entire time, I'm sorry, I do not know where to go from here, cuz that's crazy.

• 15:15Speaker 02

  So do you want some context to it all? Do you, do you?

• 15:18Caleb Hammer?

  There's context to her taking a hundred dicks?

• 15:20Speaker 04

  Yeah.

• 15:20Caleb Hammer?

  In a year?

• 15:21Speaker 02

  Yes.

• 15:22Caleb Hammer?

  Or sorry, a month?

• 15:23Speaker 02

  Yes.

• 15:23Caleb Hammer?

  It was thirty in the year that she went raw, but yeah, sure, yeah, what kinda context could be provided for that? Geez.

• 15:30Speaker 02

  So, the reason why I really didn't care is cuz we ended our, we went into an open relationship, we got to a point where we were both depressed with each other. She was upset with me and.

• 15:41Caleb Hammer?

  Are you depressed with her? She's way out of your league.

• 15:43Speaker 02

  Thank you. She's, she is way out of my league.

• 15:47Speaker 04

  I agree.

• 15:48Speaker 02

  I know this.

• 15:48Caleb Hammer?

  Okay. Why are you depressed with her?

• 15:52Speaker 02

  Uh, I don't know, probably be because she likes to dig into me on a bunch of bullshit that, and it's just something I don't.

• 15:58Caleb Hammer?

  What are you doing to him?

• 15:59Speaker 04

  What do I do during the day?

• 16:00Caleb Hammer?

  Digging into him?

• 16:02Speaker 04

  Oh, I get into him about being lazy, about being stupid, about not making smart decisions.

• 16:07Caleb Hammer?

  You chose.

• 16:09Speaker 04

  And just.

• 16:09Caleb Hammer?

  This.

• 16:10Speaker 04

  Like, his parenting, all of it, just not.

• 16:12Caleb Hammer?

  You chose the, I'm sorry, he is likely a mentally disabled individual.

• 16:17Speaker 04

  Yes, and I agree.

• 16:18Caleb Hammer?

  In a not making fun of him way.

• 16:20Speaker 04

  Right.

• 16:21Caleb Hammer?

  Like, he's a moron.

• 16:22Speaker 04

  Yes, and like.

• 16:23Caleb Hammer?

  You chose that, you made children.

• 16:25Speaker 04

  Yeah.

• 16:26Caleb Hammer?

  Okay, even if you were open, though, you seriously, I mean, open has standards, there's nothing wrong with open, she is taking raw penises. She got four STDs!

• 16:37Speaker 04

  So, what had happened was, is I wasn't making enough, I got fired from my job, and.

• 16:43Caleb Hammer?

  From what job?

• 16:43Speaker 04

  My, I, I had a waitress thing job before this one, that I got fired from, that I started dancing for. And that's why we had gotten into this, was cuz I hadn't had a job for like a month, and he wasn't getting another job, and we needed money, so I went into a strip club. We.

• 17:00Caleb Hammer?

  But still, doing extras and favors.

• 17:02Speaker 04

  And that we just got addicted to the money, really, like, the money was flowing, it was good.

• 17:07Caleb Hammer?

  A month is insane, it's incredible, especially in southeast Michigan.

• 17:11Speaker 04

  Hmm.

• 17:12Caleb Hammer?

  Incredible money, you're living the high life, I get that.

• 17:15Speaker 04

  Right.

• 17:16Caleb Hammer?

  There is no amount of money that would be okay with me having the person I'm with, mother of my children, taking a hundred dicks a month! And also, that's illegal!

• 17:27Speaker 04

  What are you, a cop?

• 17:28Caleb Hammer?

  That's like jail!

• 17:30Speaker 04

  Yeah. Very much so.

• 17:33Caleb Hammer?

  You never got caught?

• 17:34Speaker 04

  Never, not once. Is that a weed? No, this is a cram.

• 17:40Speaker 04

  I mean, I did go to jail, but not for that.

• 17:44Caleb Hammer?

  What did you go to jail for?

• 17:46Speaker 04

  Um, domestic violence.

• 17:50Speaker 04

  It's not funny, but that's what it was for.

• 17:53Caleb Hammer?

  Against that?

• 17:54Speaker 04

  Yeah.

• 17:55Caleb Hammer?

  What did you do? Cheating and beating.

• 17:58Speaker 04

  Yeah.

• 18:00Speaker 04

  I.

• 18:00Speaker 02

  Nah, she had a straight up psycho breakdown on the porch and.

• 18:04Speaker 04

  Cuz I was pregnant with the twins, and I had told him that I'd go psycho.

• 18:07Caleb Hammer?

  Sipylus got to your brain?

• 18:08Speaker 04

  Well, it was chlamydia, but yeah.

• 18:14Speaker 02

  Long story's short, uh, she was having an episode, I tried calming her down, it didn't work.

• 18:19Speaker 04

  No.

• 18:19Speaker 02

  So, I, after she had hit me, I told her, you either stop or I'm gonna put your ass in jail, she said.

• 18:25Caleb Hammer?

  She doesn't give a fuck, look at her.

• 18:26Speaker 04

  Well, he wouldn't get out of my way, like, I told him to get off that porch multiple times before I, I even went towards him. Like, I told him, like, I'm going to end up hurting somebody if you don't. If you don't get off of this porch.

• 18:43Speaker 02

  And I was merely just getting pissed off at the fact that she's.

• 18:46Speaker 04

  This porch, and I was like, motherfucker, get off the porch, and he was like, no, we're gonna talk about it, and I was like, no, I'm already seeing red, I'm pregnant, I'm in my first trimester, I'm psychotic.

• 18:56Caleb Hammer?

  I'm sorry, what are you doing?

• 18:57Speaker 04

  That's the thing, is it's like.

• 18:58Caleb Hammer?

  Able to control yourself, hey, guess what? What, when, when men are like super horny and testosterone to the core, is that like legal permission to, like, what are you talking about?

• 19:06Speaker 04

  It's not, but like.

• 19:07Caleb Hammer?

  Then control yourself.

• 19:08Speaker 02

  She has no control at all.

• 19:09Speaker 04

  When you're pregnant and your first trimester, it's, it's really hard.

• 19:13Speaker 02

  Pregnant right now, you have no control.

• 19:14Caleb Hammer?

  Yeah, yeah, yeah. Men have like max out T?

• 19:17Speaker 04

  Hmm.

• 19:18Caleb Hammer?

  They're allowed to do whatever they want, allowed to go beat up people?

• 19:21Speaker 04

  No, but I had, I had already. I had already told him that day, I'm extremely upset today, I'm not having a good day.

• 19:28Caleb Hammer?

  You can't control yourself before doing something heinous?

• 19:31Speaker 04

  Right, I could've controlled myself, I straight up didn't want to, cuz I told him to get off that porch.

• 19:36Caleb Hammer?

  There you go, that's the reality, you made a choice.

• 19:38Speaker 04

  And, so, but he didn't get away from me.

• 19:40Caleb Hammer?

  Did you do to him?

• 19:41Speaker 04

  He didn't get away, so I punched, I smacked him first, and then he still wanted to grab me up and put me on the freezer, and he wanted to get in my face and not let me go still, and so then I punched him.

• 19:52Speaker 02

  Basically, I was trying to get her to stop.

• 19:54Caleb Hammer?

  Go against, you're big, dude.

• 19:55Speaker 04

  Right.

• 19:56Caleb Hammer?

  Like, if it was self-defense?

• 19:58Speaker 04

  Put me on the freezer, and then you want me to not do anything with it, that wasn't self-defense, that was straight up me just saying get the fuck away from me.

• 20:04Caleb Hammer?

  Well, I, sure, okay, but, I mean, you did make the aggressive first move.

• 20:10Speaker 04

  Correct.

• 20:10Caleb Hammer?

  When was that?

• 20:11Speaker 04

  That was about a year ago, a year and a half ago.

• 20:13Caleb Hammer?

  Oh my gosh, what are we doing? So you went to jail pregnant?

• 20:17Speaker 04

  Yes.

• 20:18Caleb Hammer?

  So what happened?

• 20:19Speaker 02

  Uh, I didn't press charges only because I just wanted her to stop freaking out. I needed her to calm down so we could actually talk about the damn situation, but she refused to listen. So when after she had hit me a couple of times.

• 20:35Caleb Hammer?

  So many kids.

• 20:36Speaker 02

  I called the cops. Cops came, she straight up like bragged about it to the cops. And they just said, all right, well then turn around, put her in handcuffs.

• 20:46Caleb Hammer?

  Bragged about it.

• 20:47Speaker 02

  Bragged about it.

• 20:49Speaker 04

  I did not brag about it.

• 20:50Speaker 02

  Said this pussy wouldn't leave me alone on the porch and then just.

• 20:54Speaker 04

  Told him what happened.

• 20:55Speaker 02

  They straight up looked at her and it's like, there you go.

• 20:59Speaker 04

  Oh, the police are here. I'm gonna cry now. That's what he thought. And I was just like, no, yeah.

• 21:04Speaker 02

  I didn't want to put your ass in jail.

• 21:06Speaker 04

  I literally, when the police showed up, I was like, here, I literally put my arms out like this and they were like, no, it doesn't work like that. I was like, take me, I wanna go, get me the fuck away from this house. Like I, I hate it here so much. So I like wanted to leave and he was like, no, don't take her. I'm just kidding. I don't actually want her to go.

• 21:24Speaker 02

  And you remember things way differently.

• 21:28Caleb Hammer?

  So what happened?

• 21:28Speaker 04

  He was looking through the window like, I don't actually want you to go.

• 21:31Speaker 02

  Told the police that all I wanted them there was to keep her from going any further and potentially hurting herself. Apparently in Michigan, if there's a domestic call, they immediately take the attacker away.

• 21:47Caleb Hammer?

  Yeah, makes sense.

• 21:48Speaker 02

  They separate right off rip. Okay, so I got to thinking about it. And I was like, look, maybe I could have left her alone, but I didn't want to press charges. We have kids together. I didn't want to separate us.

• 22:04Caleb Hammer?

  And it's always these kind of people that have kids.

• 22:11Caleb Hammer?

  You suck with money, so you download a budgeting app. You start with the classic one, YNAB, but everyone just deletes it because it's way too complicated to use. So you go to EveryDollar, that's Dave Ramsey, the personal finance guy, right? Well, they're gonna force you to use it his way. That's not very personal finances. Rocket Money, they got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in the end? Then there's the new guy on the block, Monarch. Hundreds of millions of dollars of private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like Dollar Wise. Built by these people just like you, for people just like you.

• 22:51Caleb Hammer?

  No private equity, no gimmicks, just the best budgeting app there is. Download it now, start the free trial, dollarwise.com. Link in the description below. If you or your child spent years growing up on social media and experienced serious mental health struggles, you should hear this. Recently, a jury ordered Meta and others to pay millions for their role in designing and promoting addictive platforms. They knew their apps could contribute to anxiety, depression, and body image issues, but did not share those risks while prioritizing profits. The recent historic verdict underscores the consequences of those decisions. Now Morgan and Morgan is stepping up to hold these platforms accountable for the harm they cause. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over $1,000.

• 23:35Speaker 02

  It really is.

• 23:36Caleb Hammer?

  This is our future.

• 23:37Speaker 04

  It is.

• 23:38Caleb Hammer?

  Every semi decent person is just not having kids. Like what, what are we doing? This is insane. So you're, were you still stripping at that time?

• 23:45Speaker 04

  Uh, um, yes.

• 23:47Caleb Hammer?

  You were pregnant doing side jobs?

• 23:49Speaker 04

  I danced full time up until I was eight and a half months pregnant.

• 23:52Caleb Hammer?

  And they were f***ing you while you were eight and a half months pregnant?

• 23:54Speaker 04

  No, I stopped that at probably five or six months.

• 23:57Caleb Hammer?

  That's crazy. You were six months pregnant and you were taking dick?

• 24:02Speaker 04

  Yeah.

• 24:04Speaker 02

  I had no word in the decisions.

• 24:08Speaker 00

  This episode is brought to you by Google Chrome. You think you know a browser, but Gemini and Chrome, that's new. It can help you with practically anything on the web, like restoring a vintage motorcycle from a 50-page restoration block. Or finally break down that long article you've had open for weeks. Gemini and Chrome is here for it. Ready to make anything online make sense? There's no place like Chrome. Check responses set up require compatibility and availability varies 18 plus.

• 24:33Speaker 02

  All I could, I had no, I had no say in her decisions.

• 24:37Caleb Hammer?

  To go have sex with men illegally for money?

• 24:40Speaker 02

  I told her, I told her how I felt about it and she would say, shut the fuck up, I'm paying the bills. This is the way things are going.

• 24:49Caleb Hammer?

  Why would you stay with her then?

• 24:51Speaker 02

  I did.

• 24:52Caleb Hammer?

  She's a whore.

• 24:53Speaker 02

  I get it. I get it. 100%. I totally agree with you. But I didn't work so hard to get this house that we live in right now. Granted, it's not the greatest house. But you know what? It was my first house and my kids are in it and there's a whole line of mess behind it that I wasn't about to leave behind.

• 25:09Caleb Hammer?

  I'm sorry, if she's a, you get full custody and get her to give you child support. You would have been fine.

• 25:15Speaker 02

  Going through the courts.

• 25:17Speaker 04

  Honestly, like he threatened that for a hot second.

• 25:20Caleb Hammer?

  Good, I would too. You're an insane whore.

• 25:23Speaker 04

  I'm the one that's actually like a decent parent and he's the one that doesn't parent the children.

• 25:28Caleb Hammer?

  You're taking 100 dicks a month, you're getting STDs while you are pregnant, while you're pregnant.

• 25:33Speaker 04

  Well, that's.

• 25:33Caleb Hammer?

  While pregnant.

• 25:35Speaker 04

  Providing for the child, you know?

• 25:38Speaker 02

  The biggest argument is that, the reason why she starts stripping is because I can't get a decent job because I have a background. And finding a job is pretty fucking hard.

• 25:48Caleb Hammer?

  You have a background?

• 25:49Speaker 02

  I have a background.

• 25:50Caleb Hammer?

  She has a background. She's the one that went to jail.

• 25:53Speaker 02

  I went to jail too.

• 25:55Caleb Hammer?

  Did you hit her?

• 25:56Speaker 02

  No.

• 25:56Caleb Hammer?

  Cheating and beating, man.

• 25:58Speaker 04

  No, it's worse. It's worse actually.

• 26:00Caleb Hammer?

  Oh, it's worse than beating her?

• 26:02Speaker 04

  Yeah.

• 26:05Speaker 04

  Go ahead.

• 26:06Caleb Hammer?

  Dare I fucking ask?

• 26:09Caleb Hammer?

  Okay, sure, yeah.

• 26:10Speaker 02

  I slept with a, when I was, and did not know about it.

• 26:16Caleb Hammer?

  Did not know about it.

• 26:17Speaker 02

  Back then, from what I remember, she did not look like a year old. She looked much older, well endowed. Didn't question it, didn't ask. Back then you didn't need to.

• 26:29Caleb Hammer?

  Back then you didn't need to?

• 26:30Speaker 02

  No one thought about that back then, not like it is nowadays. So, you know?

• 26:38Speaker 04

  Yeah, I went to jail for 10 months and she actually ended up killing herself.

• 26:45Caleb Hammer?

  He just laughed at that. He just laughed at that.

• 26:52Speaker 02

  It wasn't because of what happened with us. She OD'd, she got hooked on.

• 26:57Speaker 04

  How do you know that that doesn't have anything to do with you? She could have had the guilt from the thing and that's what killed her.

• 27:04Speaker 02

  And the, the part is, she admitted nothing happened. No, nothing.

• 27:08Caleb Hammer?

  Why would you go to jail? Who would report you then?

• 27:09Speaker 02

  Because it was after the fact.

• 27:11Speaker 04

  I thought.

• 27:11Caleb Hammer?

  How would her parents know?

• 27:13Speaker 02

  Know what?

• 27:14Speaker 04

  Like that she.

• 27:14Caleb Hammer?

  That you f***ed her.

• 27:16Speaker 02

  Oh, because they, they found me and her in bed together.

• 27:22Speaker 02

  She admitted nothing happened, wise, after.

• 27:26Caleb Hammer?

  Was, no, it is.

• 27:28Speaker 04

  Right.

• 27:29Caleb Hammer?

  The only, only way I would ever, ever be on the I didn't know side. Is if someone matched with someone on a dating app and they had a lying.

• 27:40Speaker 02

  There was no dating app.

• 27:41Caleb Hammer?

  Exactly, but they had a lying age on the dating app. That's the only way to do it because it's like, okay, I'm sorry, you have to minimum be 18 to be on those apps. So it's like, I mean, there's been news stories, right? Of a couple of people getting caught in that. It's like.

• 27:53Speaker 02

  Right.

• 27:54Caleb Hammer?

  Okay, the person, the other person objectively lied and broke the rules and terms and conditions. No one would know that. Well, you went back to their house, they caught you, you didn't notice the Hello Kitties?

• 28:08Speaker 02

  When you're drunk, you don't really notice anything. You're thinking about one thing and one thing only when you're in that position. Tell me I'm wrong.

• 28:15Speaker 05

  No way. We got you. Not a chance. Not this time.

• 28:19Caleb Hammer?

  I don't drink.

• 28:20Speaker 02

  Okay, well, then that's your problem. You don't drink. You've never had fun.

• 28:25Caleb Hammer?

  If that's what constitutes as fun.

• 28:28Speaker 02

  Let loose a little bit?

• 28:31Speaker 04

  With lifelong consequences.

• 28:39Speaker 02

  I'm sorry, and you call taking 100 dicks a day fun?

• 28:45Caleb Hammer?

  A month, but even still, yeah, you're both fucked up.

• 28:48Speaker 02

  Reason why I did time is because I told the actual truth. I met her, did not know she was, did not ask.

• 28:55Caleb Hammer?

  Doesn't matter.

• 28:56Speaker 02

  And those words.

• 28:57Caleb Hammer?

  Again, the only way I would almost, almost, almost be okay was that. Again, it's like those news stories where someone, they literally lied on a dating app, which is impossible for like, supposed to confirm your identity, right? So.

• 29:13Speaker 04

  Yeah, we just talked about that the other day about how he deserved to go to jail for that.

• 29:19Caleb Hammer?

  Yes, I would say so.

• 29:20Speaker 04

  He doesn't see how. He was like, that's so rude of you. And I'm like, well, you didn't see how asking somebody their age when you didn't know who they were. Like you didn't, you didn't, you didn't know who this person was and you just said.

• 29:34Speaker 04

  That's the thing. Like if I'm just now meeting Caleb for the first time, I'm gonna be like, if I want to date you, I'm gonna say, hey, how old are you? That's gonna be one of my opening.

• 29:43Speaker 02

  The dude has the worst five o'clock shadow ever. You can't.

• 29:46Speaker 04

  And so the fact that he didn't know that he needed to ask is like, well, you deserve to learn.

• 29:52Speaker 02

  I wish you guys could see the picture of this girl. I wish you guys could see it.

• 29:55Speaker 04

  Doesn't matter.

• 29:56Caleb Hammer?

  Yeah, you face the consequences for it. You deserve that. I'm guessing you're on the list now?

• 30:00Speaker 02

  Unfortunately.

• 30:00Caleb Hammer?

  You deserve that. Can you get off?

• 30:02Speaker 02

  They changed the law after I was sentenced. I was only supposed to be on there for 28 to 25 years.

• 30:09Caleb Hammer?

  Basically forever, but.

• 30:10Speaker 02

  Yeah, and now it is forever.

• 30:17Caleb Hammer?

  You can't appeal again.

• 30:19Speaker 02

  I can't. I was told I was not allowed to appeal, but there is a group that is going before the Supreme Justice System trying to fight that.

• 30:27Caleb Hammer?

  Supreme Justice System.

• 30:28Speaker 02

  So, there is, I guess, hope of me coming off the list.

• 30:32Caleb Hammer?

  You deserve it. You deserve it. It's weird that someone who got drunk and pissed near a park is considered equal as you, because you did something bad.

• 30:43Speaker 04

  Right.

• 30:45Speaker 02

  Unintentionally.

• 30:46Caleb Hammer?

  You should not have done it. You should have asked for their age.

• 30:50Speaker 02

  Yeah, nowadays.

• 30:51Speaker 04

  Ask how old a person is.

• 30:52Caleb Hammer?

  Motherfucker, tattoo the goddamn age number on him. You deserve it. I mean, it's bad. It's your fault. It's the consequences of your actions. It is.

• 31:01Speaker 02

  It's a consequence. I agree.

• 31:03Caleb Hammer?

  It was your fault. It was your fault. But you fucked up someone's life. You did something really bad. They killed themselves, probably because of you.

• 31:11Speaker 02

  They didn't kill themselves because of me. This was four years after the fact. She was troubled in the beginning after the fact, and she got caught up. So she was doing drugs.

• 31:21Caleb Hammer?

  After being [BLEEP] by you.

• 31:22Speaker 02

  No, I was... Did not [BLEEP] her. And...

• 31:26Caleb Hammer?

  Legally.

• 31:27Speaker 04

  Legally.

• 31:30Speaker 02

  She got caught up doing drugs. Wasn't because of being [BLEEP]. She had a son at that point in time with somebody else. So if she killed [BLEEP].

• 31:41Caleb Hammer?

  She had a kid?

• 31:41Speaker 02

  No, this was later down. This was probably...

• 31:47Caleb Hammer?

  Kind of, usually. I don't know.

• 31:49Speaker 02

  Dude, the tits on her was not...

• 31:51Caleb Hammer?

  Don't say that. Don't say that. That's [BLEEP] crazy. That's... Don't laugh at that. That's disgusting. In the end, you did something wrong.

• 32:02Speaker 02

  And...

• 32:03Caleb Hammer?

  And she probably went down a bad path because of it, and you deserve to face the consequences of your actions. And you don't have the excuse of someone lied about their age. You don't have the excuse of someone lied about their age on a dating app. You don't have the excuse of going to a college party, so you would assume everyone there was in college. You don't have the excuse of you went to a bar, so you assume everyone over there was 31. And you are facing the consequences of the actions you chose to do.

• 32:27Speaker 02

  And it is what it is. If we want to hear you talk, I will shove my arm up your ass and work you out like a puppet.

• 32:32Caleb Hammer?

  And it is what it is. You're on it. And you probably got someone killed.

• 32:37Speaker 02

  That, no. I had no plan.

• 32:39Caleb Hammer?

  Well, she seems to consider that pretty heavily.

• 32:41Speaker 04

  I think that it has something to do with it.

• 32:43Caleb Hammer?

  And she's the person that's with you.

• 32:44Speaker 02

  She would.

• 32:45Caleb Hammer?

  Why would you get with a sex offender? A predator? A child?

• 32:48Speaker 04

  Um, well, when we first got together...

• 32:50Caleb Hammer?

  You went to her parents' house? How about that? What did you think about that? Most people, like, at least back then, most people moved out at 18. Is that not a red flag? There you go. Finally, I was able to find something to [BLEEP] cut through.

• 33:04Speaker 02

  Well, uh, it was a trailer park. I went to her house in a trailer. Not that it means anything, but I just didn't question it. I just went along with it. I don't know why. I can't explain why. I just did. It was, hey, I'm about to get laid. Let's go do this.

• 33:23Caleb Hammer?

  Does it not sketch you out that you guys started talking when you were 17?

• 33:27Speaker 04

  Yeah.

• 33:28Caleb Hammer?

  Because if he was with [BLEEP], he started talking to you at 17. You got together at 18.

• 33:34Speaker 04

  Right.

• 33:34Caleb Hammer?

  Like, come on. When you guys were open, how old was he?

• 33:37Speaker 04

  20... When we were open?

• 33:39Caleb Hammer?

  Yeah, because he's 37.

• 33:41Speaker 04

  Um...

• 33:42Speaker 02

  Probably about 33, 34.

• 33:45Caleb Hammer?

  33, 34. In what age women was he going after?

• 33:49Speaker 04

  Eight.

• 33:51Speaker 00

  This episode is brought to you by Google Chrome. You think you know a browser, but Gemini and Chrome? That's new. It can help you with practically anything on the web, like restoring a vintage motorcycle from a 50-page restoration blog, or finally break down that long article you've had open for weeks. Gemini and Chrome is here for it. Ready to make anything online make sense? There's no place like Chrome. Check responses set up required. Compatibility and availability varies 18+.

• 34:15Speaker 04

  18.

• 34:17Caleb Hammer?

  Like, I mean, come on.

• 34:19Speaker 04

  So I didn't really see it as a problem when I was 18, because I was obviously, like, wanting to be a big girl and wanting to be in the relationship and have the family.

• 34:29Caleb Hammer?

  I don't care what an 18-year-old does, because you're an adult. You can go serve in the military. You can vote for the future of literally the most powerful country on earth. I do not care if you choose to have sex with someone. You're an adult. That doesn't bother me. What does bother me is, like, bro continues to get older, but then keeps it at the same age.

• 34:46Speaker 04

  Right. That bothers me, too.

• 34:48Caleb Hammer?

  I was attracted to people in the age range of, like, above and below. When I was 19, same. But as I get older, who I'm attracted to above and below moves with my age.

• 35:01Speaker 04

  That's how it moves with me, too.

• 35:02Caleb Hammer?

  I don't stay down here as I move up. I'm...

• 35:05Speaker 04

  Correct.

• 35:05Caleb Hammer?

  It comes with me.

• 35:07Speaker 04

  Correct.

• 35:07Caleb Hammer?

  As a 30-year-old, it's weird. A 31-year-old, I started noticing in the past couple of years, I have found some mothers attracted. I'm like, okay. That bitch is like 45, and she's hot. Like, I never thought I would feel that.

• 35:21Speaker 04

  That's how I feel about older guys. I really love older men.

• 35:24Caleb Hammer?

  So you got lucky with a guy who likes [BLEEP]? Because, let's be honest, you know, okay, if someone is 22, and they go for an 18-year-old. If someone's 25, they go for an 18-year-old, whatever.

• 35:36Speaker 04

  I think it's wrong for him.

• 35:37Caleb Hammer?

  If someone's 28, they go for an 18-year-old, 10, 8, whatever. I do not care. But the moment someone's starting to approach 30, and someone's starting to approach 40, and they're still going for the 18-year-olds, that starts to make me think, if the 18-year-old limit wasn't there, who would they really be going for?

• 35:55Speaker 04

  Exactly. That's how I feel about it, too. I have...

• 35:59Caleb Hammer?

  And yet, you're with him.

• 36:00Speaker 04

  Well, because I feel stuck. I don't know what I'm supposed to do. I don't know how I'm supposed to get out. I don't make any money.

• 36:04Caleb Hammer?

  A career? What the [BLEEP]? You're 26. Go to school. Move in with your parents. I don't know. Do something.

• 36:09Speaker 04

  I did move in with my parents, and then I moved out.

• 36:12Caleb Hammer?

  Oh, what the [BLEEP]? Move back. I'll get you a course career certification. Listen, now they have this free assessment. You can go through that free assessment. It'll put you in what you're likely going to be most qualified for to make the most amount of money. So go through that, and then I'll get you your course career certification for free. Trades, tech, things like that, six-figure jobs. A lot of people in the audience have done that. And again, it is weird. It is [BLEEP]. Well, I'm going to sound like a [BLEEP].

• 36:36Speaker 02

  I don't.

• 36:36Caleb Hammer?

  TikTok SJW. But it is weird and creepy that as you're approaching 40, it's like you immediately just go for the 18, 18, 18, 18. Can we accept at least the 23-year-old in there? Like...

• 36:53Speaker 02

  That's not true, but okay.

• 36:55Caleb Hammer?

  I'm going off of her words.

• 36:56Speaker 02

  Okay, that's fine.

• 36:58Speaker 04

  Well, I mean, from what I see, when I go onto his phone, when I look at it, I see his own [BLEEP] and stuff. Everything that he is on, on his [BLEEP] is young, young girls.

• 37:08Caleb Hammer?

  Well, that is only [BLEEP] thing. I really don't think... I mean, it's stupid. First of all, waste of money. What the [BLEEP] are you doing? Who pays for that shit?

• 37:17Speaker 04

  He doesn't pay for it. He just gets the free stuff. And then, um, and then, like, on Instagram.

• 37:23Speaker 02

  Yeah.

• 37:24Speaker 04

  Yeah.

• 37:24Caleb Hammer?

  Well, [BLEEP] does tend to be people that are, huh, just turning 18. Like, it's weird.

• 37:29Speaker 04

  But even on Instagram, like, he'll go out of his way to, like, message, you know, like, the fake accounts that are obviously fake, that he's, like, trying, because they're young and average, or advertise themselves as 18.

• 37:42Caleb Hammer?

  See, that's the weird thing. Like, why do we have to do that?

• 37:45Speaker 02

  Instagram, are you [BLEEP] looking at? You're [BLEEP] crazy.

• 37:48Speaker 04

  He doesn't know that I look at his phone every once in a while, so when I look at his phone and I see these things, I know this.

• 37:53Caleb Hammer?

  There are so many choices from 18 to 26 that you could have done.

• 37:55Speaker 04

  Correct, and I have attempted...

• 37:58Caleb Hammer?

  And you continued to reproduce.

• 37:59Speaker 04

  Yes, because in my head, I wanted to have one baby daddy, and one baby daddy only, and then I messed that up anyways, potentially, so I...

• 38:06Caleb Hammer?

  Potentially? Oh, because we don't know who the father is.

• 38:09Speaker 04

  Because of the twins, yeah.

• 38:10Caleb Hammer?

  Do you treat them as yours? Do you think that? He thinks it's 75%.

• 38:13Speaker 04

  We do know who the other potential...

• 38:15Caleb Hammer?

  We're going to do a test. We're going to do a test.

• 38:17Speaker 02

  But trying to get a hold of the actual...

• 38:20Speaker 04

  No, like, I know who it is. I was, like, semi... When we were open, I was in, like, a semi-relationship.

• 38:27Caleb Hammer?

  You were taking loads?

• 38:28Speaker 04

  With a... Yeah. I was in, like, a relationship.

• 38:32Speaker 02

  Throuple. She was on a throuple.

• 38:34Caleb Hammer?

  And you took rockiness loads.

• 38:36Speaker 02

  He was married.

• 38:37Speaker 04

  Yes. Yeah.

• 38:39Caleb Hammer?

  And how does that make you feel, predator?

• 38:48Speaker 02

  It wasn't the greatest feeling. I fought her on it, and she just... She did whatever the [BLEEP] she wanted. I had no say.

• 38:56Speaker 04

  Yeah.

• 38:57Caleb Hammer?

  With the people you're having raw sex, and be honest, in the strip club, did any of them ever come at you?

• 39:01Speaker 04

  No. Um, well, that's not true. That's not true. There was literally one time where it was an accident where he was like a foreign guy that didn't speak much English, and he was wearing a condom.

• 39:11Caleb Hammer?

  Are you raw loading with him?

• 39:12Speaker 04

  No, it wasn't raw. He was wearing a condom, and it broke. Well, no, it didn't break. It fell off after he had, like, you know, finished, and I was like, what the heck?

• 39:20Caleb Hammer?

  He's stealth, yeah.

• 39:21Speaker 04

  So, that's what that was. But there was this one, one time, like... No. I don't do that either.

• 39:27Caleb Hammer?

  Okay, so, this is [BLEEP] crazy, guys. Um, I will say this, because I want to close the subject of you being a predator. But dude, you went below the age of consent. You faced the consequences for that, and that's [BLEEP]. It is weird. That's weird. That is a bit more creepy, okay? So it's like, and then you continue to go for it. You continue to go for it.

• 39:49Speaker 04

  Yeah.

• 39:50Caleb Hammer?

  That's what I don't like, which makes me want to lifetime you.

• 39:52Speaker 02

  The funny part is about this shit, is she pursued me, knowing my age, knowing I was married at the time.

• 39:58Speaker 04

  I didn't know that you were married, and I didn't know that you...

• 40:00Caleb Hammer?

  Yes, you [BLEEP] did.

• 40:02Speaker 02

  I was married at one point.

• 40:06Caleb Hammer?

  What the [BLEEP] are we doing? You guys are insane.

• 40:09Speaker 04

  I didn't know that you were married, and I also didn't know about your felony until after we had slept together.

• 40:15Speaker 02

  And I came up to you, and you know what you said when I told you? Oh, my God, you're...

• 40:18Speaker 04

  I said he was okay, because I was...

• 40:19Speaker 02

  Oh, my God, that's so cool.

• 40:20Speaker 04

  Yeah, because I didn't understand the repercussions of it.

• 40:25Speaker 02

  What is...

• 40:25Caleb Hammer?

  Does that fear you? You're aging out of the, you know...

• 40:28Speaker 04

  It doesn't scare me, because I want out of it anyway.

• 40:31Caleb Hammer?

  You want, like, officially, you're done?

• 40:32Speaker 04

  Yes.

• 40:33Caleb Hammer?

  So what the [BLEEP]? Why are we here? What are we talking about?

• 40:36Speaker 02

  We're also trying to rebuild our finances.

• 40:39Speaker 04

  We're trying to rebuild our house and stay together.

• 40:41Caleb Hammer?

  Where? You're trying to leave?

• 40:42Speaker 04

  Correct.

• 40:43Caleb Hammer?

  What?

• 40:44Speaker 04

  I know. I know. I can't make up my mind. Like, there's half of me that really wants to leave, and I don't want to be with him, but I want to be in my house and be with the kids. I want him to leave. I want to stay.

• 40:58Caleb Hammer?

  Kick him out!

• 40:59Speaker 04

  It can't. It's both of our houses. Like, it's the same. Like, it's our house.

• 41:04Caleb Hammer?

  Who cares? It's a house. It's a house.

• 41:06Speaker 04

  I have left.

• 41:07Caleb Hammer?

  Leave. You left?

• 41:08Speaker 04

  I've left twice.

• 41:10Caleb Hammer?

  But you're back.

• 41:10Speaker 04

  Correct.

• 41:11Caleb Hammer?

  Well, see, then you haven't lea... You haven't left.

• 41:13Speaker 04

  Because it hasn't... It's not, like, it hasn't sustained. Because I haven't... Well, the first time, I never really fully left. I got an apartment, and then I didn't leave, because he begged me to stay, and I believed him that he was going to change. And then, the second time, I left to go to my mom's house, and, um, I almost got kicked out, so I had to move back, and I didn't have anywhere else to go.

• 41:42Speaker 02

  Why'd you get kicked out?

• 41:43Speaker 04

  I didn't get kicked out. I almost got kicked out.

• 41:46Speaker 02

  Why?

• 41:47Speaker 04

  Because-

• 41:47Speaker 02

  Cause she was lazy?

• 41:48Speaker 04

  I was not lazy, but my mom believed that I was lazy.

• 41:52Speaker 02

  She went there and basically just took care of the kids and didn't help all around the house?

• 41:56Speaker 04

  That's not true. That's what my mom believes. What I did was I took care of my stuff and I took care of my kids and I swept and I did the dishes and I switched over the laundry when it needed to get switched over and I did, you know, the household shit. But I took care of my stuff and then a little bit of the household stuff and that just wasn't enough for her, along with the rest of the things that I had going on in my life.

• 42:19Caleb Hammer?

  So are you guys together?

• 42:22Speaker 02

  Ish.

• 42:23Speaker 04

  Kind of.

• 42:24Caleb Hammer?

  What does that mean? I need to know how to approach this.

• 42:27Speaker 04

  We sleep in the same bed. We sleep in the same room in the same house, but we don't really have intercourse. We don't really have any sort of relationship after that. We just kind of co-parent with each other and exist.

• 42:40Caleb Hammer?

  Were you having intercourse when she was taking all that dick?

• 42:42Speaker 02

  I slept with a couple women.

• 42:43Caleb Hammer?

  No, with her? Were you sleeping with her when she was getting-

• 42:46Speaker 02

  Every now and then.

• 42:47Caleb Hammer?

  That's insane. That, ooh, I'd be terrified.

• 42:53Speaker 04

  Tastes like rotten penguin meat. Mm-hmm.

• 42:56Caleb Hammer?

  You're lucky you didn't get like [BLEEP] an HIV.

• 42:57Speaker 04

  Oh, yeah, I know. I know, for sure.

• 43:00Speaker 02

  But you do have herpes.

• 43:02Speaker 04

  No, I, shut up. That wasn't because of the dancing. I got, I was 16 when I got herpes.

• 43:11Speaker 02

  Because she's been having sex since 15 years old.

• 43:14Caleb Hammer?

  I had sex at like 14. I mean, that's fine. People, you start going through puberty, you want to [BLEEP], that's what happens.

• 43:19Speaker 02

  By the time she was 18, she probably had 30 guys.

• 43:23Speaker 04

  No, I probably had more than that.

• 43:24Caleb Hammer?

  You, with, how were you finding them?

• 43:27Speaker 04

  I've always been a whore, okay? What can I say? I've just, I always thought that validation and love-

• 43:33Caleb Hammer?

  Did you tell the men you were having sex with at the club that you had herpes?

• 43:36Speaker 04

  No, cause it was protected.

• 43:37Caleb Hammer?

  Okay, except 30 were not.

• 43:39Speaker 04

  Then they, they knew, yeah.

• 43:41Speaker 02

  She lying.

• 43:43Speaker 04

  I'm not.

• 43:43Caleb Hammer?

  You have herpes too?

• 43:44Speaker 04

  No, he doesn't. He's been tested. He doesn't have anything.

• 43:46Speaker 02

  I'm good.

• 43:47Caleb Hammer?

  Okay, you'll get it at some point if you keep going.

• 43:50Speaker 04

  No.

• 43:51Caleb Hammer?

  You got herpes at 16?

• 43:52Speaker 04

  Yeah.

• 43:53Caleb Hammer?

  With who?

• 43:54Speaker 04

  I don't know for sure, but I mean-

• 43:56Speaker 02

  Because?

• 43:59Speaker 02

  How many guys a day, week?

• 44:01Speaker 04

  No.

• 44:02Caleb Hammer?

  Where were you finding them?

• 44:04Speaker 04

  School, you know?

• 44:05Caleb Hammer?

  So there's people in your-

• 44:09Speaker 01

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• 44:34Caleb Hammer?

  Rage.

• 44:35Speaker 04

  Yeah.

• 44:35Caleb Hammer?

  Okay.

• 44:36Speaker 04

  Yeah, I mean, this, I-

• 44:37Caleb Hammer?

  So everyone, they ran trains on you at school?

• 44:39Speaker 02

  She lost her virginity at 15-year-old to a 21-year-old.

• 44:42Speaker 04

  He was not 21, he was 19.

• 44:44Speaker 02

  She was 21, you even said it.

• 44:45Speaker 04

  He was a senior in high school. How can he be 21 as a senior in fucking high school?

• 44:49Speaker 02

  He was 21 years old.

• 44:50Speaker 04

  He's not 21, he's 19.

• 44:54Caleb Hammer?

  So you want to leave?

• 44:56Speaker 04

  Yes.

• 44:56Caleb Hammer?

  You don't love him anymore?

• 44:57Speaker 04

  Um, I do love him. I just, I don't like him and I don't want to be around him every day.

• 45:04Speaker 02

  We have too many issues to be around each other.

• 45:07Caleb Hammer?

  So is there redemption? What? What are our issues?

• 45:09Speaker 04

  He's stupid and he's lazy.

• 45:11Speaker 02

  And she likes to have double standards and try to-

• 45:16Speaker 04

  I'm controlling is what it is, is I'm controlling.

• 45:18Speaker 02

  Make it seem like I do actually jack shit for the family to help and do and work and provide. And I have, and she literally told me to quit two of the three jobs I had at one point because it wasn't worth it anymore.

• 45:32Speaker 04

  Cause it's not. It does come to a point to where you're wasting too much gas or you're, you're exerting too much energy or you're taking too much time away from your family to where that money isn't actually benefiting your family anymore.

• 45:45Speaker 02

  I think I was pulling in another $600 a month worth of those three, three jobs together.

• 45:49Speaker 04

  And yet by you quitting that and me going back to dancing, then that is what covered it up.

• 45:54Speaker 02

  Every two weeks.

• 45:56Speaker 04

  And, but that was it. Me going back to dancing was you quitting those two jobs and that's why it made sense. Because I make more money dancing than you do. Me doing absolutely nothing dancing, I make more money than you do working a shift at a burger joint.

• 46:11Caleb Hammer?

  Guys, you've known me since the beginning and the fact is, I just love building products that help people and we're continuing to do that with the Caleb Hammer Financial Services. Listen, now you got personal loans that you can get the best rates on forever you want to use it for, whether it's consolidation after you change your behavior or you need to purchase something that gets a good return on investment. And now we got credit building as well. You can shop for the best credit builders that are either free or low cost to you and build that credit. We got debt forgiveness and debt consolidation as well. We got auto loans for your new car that are great rates. Or you can refinance your horrible auto loan today. And not only that, now you can shop for the best car insurance out there.

• 46:52Caleb Hammer?

  The thing is, we are building more and more of these to help you get the best tools and services that you can possibly get online at the best rates. So check those out at CalebHammer.com. All those links are below in the Caleb Hammer Financial Services. Check them out. Save yourself a lot of money.

• 47:05Speaker 02

  She quit her job and went to waitressing. She had a warehouse job making $700 a week.

• 47:12Speaker 04

  For the family and I made the exact same amount of money when I started waitressing.

• 47:16Caleb Hammer?

  Okay, well, you don't now, though.

• 47:17Speaker 04

  Correct. Cause he's talking years ago. I made a decision when we had our first son that I needed to, I needed to quit my warehousing job because his mother was our babysitter. And she made me late. She worked at the same place as I did and every Monday, since she was our babysitter, I was late to work. She would leave work, come pick up my son. I would go to work and I'd be like two minutes late and we worked on a point system. So I couldn't keep that job any longer. I was running out of points. They literally wouldn't help me with like that, even though she was a supervisor on the day shift. They wouldn't take it into consideration. So I needed a more flexible job.

• 47:57Speaker 04

  My best friend gave me a more flexible job that made the same amount of money and I moved into that. And then that's two years later is when it all went to shit and I can't, you can't blame me for that. I made a smart decision.

• 48:09Caleb Hammer?

  The concern is right now, if I'm not mistaken, you are telling her to go back to sucking dick.

• 48:13Speaker 04

  Correct. No, literally. No, he has.

• 48:15Caleb Hammer?

  That's what she told us?

• 48:16Speaker 04

  Even, even when he had the other two jobs, he suggested that I go back to dancing.

• 48:21Caleb Hammer?

  It's like you just don't respect her. You want her to go [BLEEP] her mouth.

• 48:24Speaker 04

  And it's always a joke. It's a joke is what it is.

• 48:27Speaker 02

  Everyone said that.

• 48:29Caleb Hammer?

  How do we disagree on this?

• 48:30Speaker 02

  I've always tried to get her to look somewhere else, but because the money came so easy. Because she didn't want to leave because the money came so easy.

• 48:44Speaker 04

  But now, since I've had the twins, I don't want to go back.

• 48:47Speaker 02

  And so what? I'm human. I can joke about shit like that. You joke about my background, but-

• 48:53Speaker 04

  That's a joke.

• 48:54Speaker 02

  Fuck yourself.

• 48:54Speaker 04

  This isn't a joke. This is something that you want me to do because you're not doing anything to make it possible.

• 49:00Speaker 02

  I don't want you to be a stripper. I don't want you to be a-

• 49:02Speaker 04

  Then why you joke about it all the time?

• 49:05Speaker 02

  Because that's our relationship. We joke and make [BLEEP] great cracks like that.

• 49:10Speaker 04

  Those are the things that we've been trying to change and yet you haven't changed them to actually make that a thing. That's why we argue so much is because of shit like that.

• 49:19Speaker 02

  Yeah. Yep, we argue because I'm always in the wrong. You're so full of shit, it's unreal.

• 49:27Caleb Hammer?

  The reality is, what you both make fun of from the past are true things. You did a big bad.

• 49:32Speaker 04

  And he has a daughter and then you-

• 49:35Speaker 02

  What does having a daughter have to do with anything?

• 49:37Speaker 04

  I don't know. The fact that you still think this way about young girls and you have a daughter, it's kind of-

• 49:43Caleb Hammer?

  You're not insinuating you think you would.

• 49:45Speaker 04

  No, I don't think so, but like it is, it is been on my mind lately, like since I've been putting two and two together with him liking little girls more than I thought. You know, like it just worries me as she gets older that he has thoughts that I don't know about.

• 50:03Speaker 02

  That's completely barbaric, you know that? I can't believe you'd say something like that.

• 50:07Speaker 04

  I'm not right now. I'm saying as she gets older. What happens when she's 15, 16, 17 years old? I don't know.

• 50:15Speaker 04

  How am I supposed to know? But then literally, how am I supposed to know?

• 50:21Speaker 02

  That is my [BLEEP] daughter, the blood.

• 50:23Speaker 04

  But that behavior hasn't changed with other people. So how do I know that it's not going to follow? And you're not gonna have-

• 50:31Caleb Hammer?

  Are you [BLEEP] mental?

• 50:32Speaker 04

  How do I know that you don't have secret thoughts in your head? I can say stuff out loud all day long and I can still think of something different. I can say you're beautiful and actually think you're the ugliest person in the world, but because I said it out loud, you don't know that that's what I was thinking. So how do I know if that's what you're continuing to look up is 18, 18, 18, amateur this, young this? How am I supposed to know that you're not gonna have secret thoughts about our daughter like that as she gets older?

• 50:58Speaker 02

  Wouldn't even cross my mind.

• 51:00Speaker 04

  I can't guarantee that, though.

• 51:02Speaker 02

  Okay.

• 51:03Caleb Hammer?

  While you're on a list.

• 51:04Speaker 02

  It was a mistake meeting her.

• 51:06Caleb Hammer?

  But as you get to 40, you're still attracted to- Down here. Stop it.

• 51:10Speaker 04

  Right.

• 51:11Caleb Hammer?

  Stop. Again, even if there was like a nineteen, twenty, twenty-one year old thrown in there, I'd feel good. But it's freshly eighteen, freshly eighteen, freshly eighteen. Like, stop. Don't clip that. Stop. First of all, I mean, what, what if the daughter isn't your daughter?

• 51:27Speaker 04

  Well, she is. That one we had a paternity test on.

• 51:29Caleb Hammer?

  Oh, so the other ones are boys that we don't know?

• 51:32Speaker 04

  The twins are boys, yeah.

• 51:33Caleb Hammer?

  Okay, so it is not gonna little boy, so.

• 51:36Speaker 04

  No, because.

• 51:38Caleb Hammer?

  Because that would be concerning if one of the daughters wasn't his and then, yeah, she turned freshly eighteen.

• 51:42Speaker 04

  Well.

• 51:42Caleb Hammer?

  What is he gonna do?

• 51:43Speaker 04

  We didn't know if she was his also, and we did have a paternity test.

• 51:48Caleb Hammer?

  What do you want from me?

• 51:49Speaker 02

  It's okay. You, you.

• 51:52Caleb Hammer?

  Just what? I don't know. It is the reality, is it not?

• 51:54Speaker 02

  Okay, that's fine.

• 51:56Caleb Hammer?

  If you have something different, you can correct it. You can correct the narrative. I always want to give you the opportunity. I'm just going off the, the, what's being told.

• 52:02Speaker 04

  What are you having issues with? He's calling your predator?

• 52:06Speaker 05

  Every time Catherine revved up the microwave, I'd piss my pants and forget who I was for half hours.

• 52:11Speaker 02

  Just saying, I don't like that shit. That's bullshit.

• 52:13Speaker 04

  But it's true.

• 52:13Speaker 02

  I'm not a predator.

• 52:17Speaker 04

  Definition wise?

• 52:21Speaker 02

  Okay, um.

• 52:26Speaker 02

  No, no.

• 52:27Caleb Hammer?

  Can you throw in a couple of your fucks on the side? Mid twenties.

• 52:31Speaker 02

  Throw in, what do you mean?

• 52:32Speaker 04

  Like, can they be mid twenties instead of eighteen?

• 52:35Caleb Hammer?

  Just, just to, just to make it look like you're not just going for the youngest you can legally get.

• 52:41Speaker 02

  Yeah.

• 52:43Speaker 04

  What's the face for, though? Like, what, what do you mean?

• 52:47Speaker 02

  I'm not understanding.

• 52:48Speaker 04

  Confused. He said, can't you, like, have sex with people that are twenty, twenty-one instead of eighteen? Throw a few of those ones in there?

• 52:54Speaker 02

  Yeah, the.

• 52:57Speaker 04

  Maybe be attracted to people your age a little bit?

• 52:59Speaker 02

  Yes, I have had sex with older people. I've had sex with a forty year old before.

• 53:07Caleb Hammer?

  Well, you're thirty-seven. That's not crazy.

• 53:09Speaker 02

  When I was twenty-one.

• 53:10Caleb Hammer?

  Okay.

• 53:11Speaker 04

  Swing both ways, younger and older.

• 53:14Caleb Hammer?

  It's okay. It's okay to have a wide range, just like, again, with your past and, oh, you know, freshly, freshly, freshly, that's not the best look.

• 53:24Caleb Hammer?

  Okay, so if you leave, the kids are gonna be going in some direction, um. With the, who's the predator? Who knows what the court would decide?

• 53:32Speaker 04

  Exactly.

• 53:33Caleb Hammer?

  You're both horrible. Well, let's say it goes with you. That means you're taking away from him. He is still their father. Is he a good father?

• 53:39Speaker 04

  He's okay. Like, I mean, like, he's a good dad, yes, but he's not.

• 53:45Caleb Hammer?

  Okay, you specifically told Devin you think he's a bad father, so.

• 53:48Speaker 04

  Yeah.

• 53:48Caleb Hammer?

  Why would you say that?

• 53:49Speaker 04

  Because, like, he doesn't, he doesn't really pay attention to them, I don't feel, like.

• 53:53Caleb Hammer?

  If he has the kids, oh, do you leave him alone? Do you feel comfortable leaving the kids alone?

• 53:57Speaker 04

  Yeah.

• 53:58Caleb Hammer?

  Not in a sexual way.

• 53:59Speaker 04

  I do now, yeah. When, like, the twins were younger, he wasn't comfortable being alone with them for a long period of time, just because there was two of them at once. But, like, I'm comfortable leaving him alone with them, but he doesn't really, like, talk to them. He doesn't play with them. He doesn't, like, anything. He just comes home, sits on his phone, and says, shut up, sit down and get out of my face, until I say something, and then he's like, okay, fine. All right, come here, guys, and then we'll play.

• 54:26Speaker 02

  Trashed house, dishes piling over the kitchen counter. And have to cook dinner.

• 54:34Speaker 04

  Yeah, you have to cook dinner. I don't cook.

• 54:35Speaker 02

  Every day.

• 54:36Speaker 04

  Beginning of our relationship, you knew that.

• 54:40Speaker 02

  Do laundry, go outside, pick up, pick up everybody's shit.

• 54:45Speaker 04

  No, we don't do that.

• 54:48Speaker 02

  If I don't, it is a fight.

• 54:51Speaker 04

  Correct. And it's usually, you come home, you sit down, and then it's a.

• 54:55Speaker 02

  Yeah, I decompress. What is wrong with decompressing after work?

• 55:00Speaker 04

  For five hours, and then that's when I yell at you.

• 55:03Speaker 02

  You're.

• 55:03Speaker 04

  See, you're telling the story the opposite direction.

• 55:05Speaker 02

  You are opposite in general.

• 55:07Speaker 04

  It's, he's doing it the opposite way. What he does is he gets home from work and he does absolutely nothing until I yell at him. And then, when I yell at him, is when he gets up and he finally does something, because I'm nagging him and I'm, I'm yelling and I'm whatever.

• 55:27Caleb Hammer?

  And you? You deserve consequences for being a.

• 55:29Speaker 04

  I agree.

• 55:30Caleb Hammer?

  I wouldn't want that to destroy your entire life.

• 55:33Speaker 04

  Correct.

• 55:34Caleb Hammer?

  If you had sex with someone prepossessant, or if you sought out a girl, I would want your life destroyed.

• 55:40Speaker 02

  Right.

• 55:41Caleb Hammer?

  You murdered someone, I would want your life destroyed. If it was like, you know, intentional manslaughter.

• 55:47Speaker 04

  Well, thankfully, neither one of us have done that.

• 55:49Caleb Hammer?

  Well, just about everything else, though.

• 55:51Speaker 04

  Yeah.

• 55:51Caleb Hammer?

  Well, yeah, he did non-intentional manslaughter. He made a woman kill herself.

• 55:56Speaker 04

  Yeah.

• 56:00Speaker 02

  That's so fucked up.

• 56:01Speaker 04

  You're right, it is.

• 56:02Caleb Hammer?

  Legally.

• 56:03Speaker 04

  And you're laughing at it.

• 56:05Caleb Hammer?

  Yeah, that's fucked up.

• 56:07Speaker 04

  He just doesn't take accountability, is what it is. He doesn't take accountability for anything, so when we say stuff like that, he's like, nah.

• 56:14Caleb Hammer?

  You have herpes.

• 56:15Speaker 04

  I divert, yes. And I take accountability for that.

• 56:18Caleb Hammer?

  That's just nasty. Why you got herpes? That's so gross.

• 56:21Speaker 04

  You know, some people get it the first time they have sex, just as a thing. It wasn't the first time, but it was damn near close, first year.

• 56:28Caleb Hammer?

  You got that shit under control? Does it, like, pop up? Like, how does it work?

• 56:31Speaker 04

  Literally have, I, doesn't affect me. I had the one outbreak that I got diagnosed with, and I've never had a problem.

• 56:38Caleb Hammer?

  You take medications?

• 56:39Speaker 04

  No, I don't take medications. I've never had a problem.

• 56:42Caleb Hammer?

  How herpes works? I'm not a herpes expert. Okay, I don't, no, um.

• 56:48Speaker 04

  Yeah.

• 56:48Caleb Hammer?

  What do you guys think? So, do I budget separately or together? Because you're very, why together? You're saying you're trying to leave. Make this make sense. That's why this conversation's very confusing to me and why I keep trying to dig deeper. Not deep enough to get your fucking herpes, but.

• 57:02Speaker 04

  Because, like, I, I don't like him, but I want the, I want, like, the family to work out. Like, I have this idea that.

• 57:12Caleb Hammer?

  Makes sense.

• 57:13Speaker 04

  I, I have this idea that he's gonna change and that he's gonna be everything that I need him to be.

• 57:17Caleb Hammer?

  And then you'll like him?

• 57:18Speaker 04

  Yeah, exactly.

• 57:19Caleb Hammer?

  What does he need to do? What does he need to do for this budget to?

• 57:23Speaker 04

  He needs to be less lazy. He needs to get a better job. He needs to.

• 57:26Caleb Hammer?

  I know, budget to get, you need to get a better.

• 57:30Speaker 00

  This episode is brought to you by Google Chrome. You think you know a browser, but Gemini and Chrome, that's new. It can help you with practically anything on the web, like restoring a vintage motorcycle from a fifty-page restoration block, or finally break down that long article you've had open for weeks. Gemini and Chrome is here for it. Ready to make anything online make sense? There's no place like Chrome. Check responses set up require compatibility and availability varies eighteen plus.

• 57:54Speaker 04

  Correct. I do need a better job, and that is one of the big things, because I hate where I'm at right now.

• 57:59Caleb Hammer?

  Can he get a better job? He's fucked. Can he?

• 58:03Speaker 04

  Yeah, he's got job opportunities that he literally has take, he hasn't accepted, like.

• 58:07Caleb Hammer?

  What?

• 58:08Speaker 04

  There's a manager job at a grocery store that he was gonna take for, I think it was.

• 58:13Caleb Hammer?

  They'd hire you?

• 58:14Speaker 04

  It was my.

• 58:15Speaker 02

  They wanted you to start me off at fifteen bucks an hour.

• 58:17Speaker 04

  But there was growth opportunities, there was benefits, there was all sorts of things at his job.

• 58:21Caleb Hammer?

  He get the growth in the company?

• 58:23Speaker 04

  Yes, he would.

• 58:25Speaker 02

  Yes.

• 58:25Speaker 04

  And, but, and he doesn't have any of that at the job that he's at right now. He has zero benefits.

• 58:29Speaker 02

  I just don't believe in going backwards in pay.

• 58:31Speaker 04

  But it's not going backwards.

• 58:32Caleb Hammer?

  You're investing in career. Do they treat all child preds the same? Is there nuances? Like, there are degrees in murder?

• 58:40Speaker 04

  He's tiered two, and his sentencing was intent to.

• 58:46Caleb Hammer?

  Never been on a playground as an adult, so I guess I'm good, but, okay, I, for some reason, I thought we all.

• 58:54Caleb Hammer?

  If you look at the Citizens app, you can see where all the predators are.

• 58:56Speaker 04

  Mm-hmm, I'm sure our house is on it.

• 58:58Caleb Hammer?

  So what do you think your financial score is, zero to ten, as the household? Ten being the best, zero being the worst?

• 59:03Speaker 04

  Probably one.

• 59:04Caleb Hammer?

  Two? Oh, take the assessment for free at CalebHammer.com. See where you stand in the world of finances, uh, detailed in each category. It is free, just takes a few minutes to take the assessment. Go to CalebHammer.com, get your hammer financial score, and if you don't want to be, like, a guess who ends up on the show, make sure you download the Dialyze Budgeting app. If you take the annual version after your free trial, you get the physical version of my thirty day meal plan signed by me mailed directly to you, and it saves like nearly fifty percent on your membership, and you also get the digital version of my cookbook as well. Okay, I have a debt to grandmother. Who's grandmother?

• 59:38Speaker 04

  His grandmom.

• 59:40Caleb Hammer?

  What'd you do? You're per two?

• 59:43Speaker 02

  That's cruel.

• 59:44Speaker 04

  Out of money, maybe.

• 59:47Speaker 02

  No, we, um, the first, I borrowed four thousand dollars. So the first two thousand was for a, um, a lawyer, um.

• 59:58Caleb Hammer?

  Why'd you get a lawyer?

• 59:59Speaker 02

  Child, uh, child support lawyer, family lawyer.

• 1:00:04Caleb Hammer?

  What?

• 1:00:04Speaker 02

  Family lawyer.

• 1:00:05Caleb Hammer?

  Why would you need, oh, because one of your kids is with the previous?

• 1:00:07Speaker 02

  Yes.

• 1:00:08Caleb Hammer?

  How old is she when you?

• 1:00:09Speaker 02

  Her and I were of consenting age.

• 1:00:11Speaker 04

  What, how old was she?

• 1:00:12Speaker 02

  She was twenty-one.

• 1:00:14Caleb Hammer?

  Oh.

• 1:00:15Speaker 04

  And you were what?

• 1:00:15Speaker 02

  I was twenty-four.

• 1:00:17Caleb Hammer?

  Okay, that's good. See, that's healthy. That's normal. I mean, to TikTok, that's still being a predator, but there's just.

• 1:00:23Speaker 04

  Right.

• 1:00:23Caleb Hammer?

  That's good, that's.

• 1:00:24Speaker 02

  Anyways.

• 1:00:24Caleb Hammer?

  Yeah, yeah, yeah.

• 1:00:25Speaker 02

  So we were married for about three and a half years, got divorced, and, uh, just about three years ago, she, for some reason, felt the need to take me back to court.

• 1:00:37Speaker 04

  It's because we wanted to do, we wanted parenting time to be.

• 1:00:41Speaker 02

  Right, right.

• 1:00:42Speaker 04

  We wanted parenting time the way that it's supposed to be.

• 1:00:45Caleb Hammer?

  Well, did it work? You borrowed, what's your agreement with Papa? For this a thousand hours, you owe him. Do you have a minimum monthly payment, or?

• 1:00:53Speaker 02

  No, uh, Grandma just said, pay me when you can.

• 1:00:56Caleb Hammer?

  I thought it was grandpa.

• 1:00:57Speaker 02

  No.

• 1:00:58Caleb Hammer?

  Oh, that's Grandma, you're right.

• 1:00:59Speaker 02

  She said, pay me when you can.

• 1:01:02Caleb Hammer?

  Well, can you?

• 1:01:04Speaker 04

  Not anymore.

• 1:01:05Caleb Hammer?

  Why not?

• 1:01:05Speaker 02

  Not right now, because.

• 1:01:06Speaker 04

  Right now, everything's in the negative.

• 1:01:09Caleb Hammer?

  Everything is in the negative. Why'd you go out to eat, uh, like, five hundred bucks? That's half of what you owe her. Why this household go out to eat five hundred dollars?

• 1:01:16Speaker 02

  Five hundred.

• 1:01:17Caleb Hammer?

  Subscriptions is almost like a hundred bucks. Miss Lani's bullshit, like, two hundred bucks. Other large purchases is fifteen hundred. We'll figure out what those are. Yeah, why'd you guys spend so much money on bullshit? The old grandma money.

• 1:01:27Speaker 04

  Uh, well, it doesn't feel like we spend that much money on bullshit.

• 1:01:30Caleb Hammer?

  It doesn't feel like, I don't give what it feels like. You can't even feel anything anyway. You've had so many dicks inside of you. Everything's shot.

• 1:01:38Speaker 04

  Yeah.

• 1:01:39Caleb Hammer?

  STD's coursing through those veins. You don't know what anything would feel like. Whore.

• 1:01:44Speaker 02

  I do agree. I do feel very shameful that I have not paid back my grandmother.

• 1:01:48Caleb Hammer?

  Oh, do you? Especially when you spend that much money on a monthly basis as a household on bullshit. I don't even know how, I mean, the household brings in three thousand four hundred. This is that, that, that, that, that, that, that, that.

• 1:01:59Speaker 04

  Mm-hmm, yeah. I don't even know what it.

• 1:02:02Speaker 02

  But we have.

• 1:02:03Caleb Hammer?

  You should feel pathetic.

• 1:02:04Speaker 02

  We have paid her down to, from four thousand to one thousand.

• 1:02:08Caleb Hammer?

  Over the course of what?

• 1:02:11Speaker 02

  Three years, four years?

• 1:02:11Caleb Hammer?

  Oh, what a joke. You could have paid her a thousand last month based on what all the bullshit you spent on.

• 1:02:17Speaker 04

  Yeah.

• 1:02:18Caleb Hammer?

  Probably not actually, because you can't use debt to pay her. But I mean, you could have cashed advance, wouldn't have recommended it, but.

• 1:02:23Speaker 04

  We don't use anything like that.

• 1:02:28Caleb Hammer?

  To get your bullshit.

• 1:02:29Speaker 04

  Yeah, we have lots of cash. That's kind of what it is.

• 1:02:32Caleb Hammer?

  Cause you're a whore.

• 1:02:33Speaker 04

  Exactly. So when you have cash, like it's easy to spend.

• 1:02:37Caleb Hammer?

  When was the last time you were a whore?

• 1:02:39Speaker 04

  When was the last time? What does that mean? I mean, like currently I still am technically, right?

• 1:02:45Caleb Hammer?

  You, why? How?

• 1:02:47Speaker 04

  I mean, cause it's like a character trait. Like that's just who you are, right?

• 1:02:51Caleb Hammer?

  You're going out and taking dick?

• 1:02:52Speaker 04

  Oh, no, no, no, no, no, no, no, no.

• 1:02:53Caleb Hammer?

  What the fuck are you talking about then?

• 1:02:55Speaker 04

  Just, I don't know. Cause I, I call myself a whore, so I just.

• 1:02:59Caleb Hammer?

  No, when's the last time you were actually being one?

• 1:03:01Speaker 04

  Um, well, the last time I worked a shift at the club was probably about three weeks ago, but the last time I did any sort of like backroom stuff was May thirty first, twenty twenty five.

• 1:03:13Caleb Hammer?

  So a year ago, okay. No, you stripping, I mean, it's whore-ish, but I mean, you're not doing like shit, right?

• 1:03:18Speaker 04

  No.

• 1:03:19Caleb Hammer?

  You're still probably fucking people outside, but.

• 1:03:23Speaker 04

  One or two.

• 1:03:24Caleb Hammer?

  Of course. See, she's a whore. Um, and it's okay. I like legal whoring.

• 1:03:31Caleb Hammer?

  Okay.

• 1:03:32Speaker 04

  I don't still. I want to be out of it completely.

• 1:03:35Caleb Hammer?

  No, legal.

• 1:03:36Speaker 04

  Yeah.

• 1:03:36Caleb Hammer?

  Like having fun with people.

• 1:03:37Speaker 04

  Oh, oh, oh, oh.

• 1:03:38Caleb Hammer?

  That you want. Wait, you're not out of it completely?

• 1:03:41Speaker 04

  The, the stripping, I thought that's what you meant.

• 1:03:44Caleb Hammer?

  Wait, these people you have fun with on the side, do they give you money?

• 1:03:47Speaker 04

  Hmm, well, that's what I thought you meant. That's what I thought you meant. Cause I don't, I, I do have friends that don't give me money, but then there are a few here and there.

• 1:03:56Caleb Hammer?

  Still, what are they giving you money for? What happens?

• 1:04:00Speaker 04

  Same stuff.

• 1:04:01Caleb Hammer?

  You're fucking them for money?

• 1:04:02Speaker 04

  Every, well, no, just had every, once in a while, every once in a while, because I need the extra cash. It's two hundred.

• 1:04:10Caleb Hammer?

  And who are they?

• 1:04:11Speaker 04

  Um, two of them, they're just, they're people that I met from the club.

• 1:04:16Caleb Hammer?

  But like, are they just like old dudes?

• 1:04:19Speaker 04

  Men, yeah. Like forty, fifty, sixty year old men.

• 1:04:23Caleb Hammer?

  And you meet up in their car and suck their dick?

• 1:04:25Speaker 04

  No, their houses.

• 1:04:26Caleb Hammer?

  And their wives aren't there?

• 1:04:27Speaker 04

  They don't have wives.

• 1:04:28Caleb Hammer?

  What the? How much would it cost to blow mark? Not a proposition.

• 1:04:35Speaker 04

  It'd be one fifty, two hundred.

• 1:04:37Caleb Hammer?

  Actually, and you would?

• 1:04:38Speaker 04

  Yeah, like.

• 1:04:39Caleb Hammer?

  And we're not doing it, Mark. We're not doing it, cause I don't want to go to jail.

• 1:04:43Speaker 04

  I don't either. And that's the one thing that scares me about this.

• 1:04:46Caleb Hammer?

  Insane.

• 1:04:47Speaker 04

  Yeah.

• 1:04:47Caleb Hammer?

  You would get, you're willing to give up your dignity?

• 1:04:50Speaker 04

  Well, it's because.

• 1:04:50Caleb Hammer?

  Hundred fifty dollars?

• 1:04:51Speaker 04

  It, uh, cause we're so broke that it's all come down to a point where it's like, it really doesn't matter at this point. Just and get the money out there and as quickly as possible.

• 1:04:59Caleb Hammer?

  Every time you do it?

• 1:05:01Speaker 04

  Not every time. There are moments when I reflect and I become ashamed, but in the moment, no.

• 1:05:08Caleb Hammer?

  And how do you feel? When she goes out and she's like, hey, I gotta go make a hundred fifty bucks. Let me go suck a penis.

• 1:05:15Speaker 04

  He says, okay babe, see you when you get home. Good luck.

• 1:05:18Caleb Hammer?

  Insane. I, how are you not disgusted?

• 1:05:21Speaker 02

  I am.

• 1:05:24Speaker 02

  It is disgusting. Yes, I agree, but I, I'm not gonna tell her, you know, you can't do that because she's gonna clap back and say, well, we need the money. So I'm going, bye, and leaves.

• 1:05:36Speaker 04

  Cause it's not like I want to be doing this. I don't want to go out and.

• 1:05:40Caleb Hammer?

  Brother, silence is shit, you.

• 1:05:42Speaker 04

  But, um.

• 1:05:43Caleb Hammer?

  Dumbass. How frequently? When was the last time you sucked a dick for money? Be honest.

• 1:05:48Speaker 04

  I, I want to say probably three weeks to a month ago, that shift that I worked. Yeah.

• 1:05:54Caleb Hammer?

  So that was in the back?

• 1:05:56Speaker 04

  No, that was at somebody's house. Like we.

• 1:05:58Caleb Hammer?

  You went from the strip club to the house?

• 1:06:00Speaker 04

  Right.

• 1:06:01Caleb Hammer?

  That's crazy. And they all do it there?

• 1:06:04Speaker 04

  Not all of them. I would say majority. I'm, yeah. Like at least fifty percent of all dancers that I know of in Michigan, all dancers in Michigan.

• 1:06:15Caleb Hammer?

  A gooner, but I guess I'm still too innocent for this world.

• 1:06:18Speaker 04

  It's crazy to me that that's not like a normal thing, cause that's so.

• 1:06:21Caleb Hammer?

  Well, that's illegal.

• 1:06:23Speaker 04

  Yeah, I know, but it's still super normal, at least where we're from.

• 1:06:28Caleb Hammer?

  I mean, personally, I don't give a shit what anyone can sense to, but it's still just like.

• 1:06:36Caleb Hammer?

  And you just sit there and you're okay with it?

• 1:06:38Speaker 04

  He encourages it. I mean, like he says he doesn't, but he does essentially. He, he likes the money.

• 1:06:44Speaker 02

  Never said, go out and suck a dick.

• 1:06:47Speaker 04

  You, you've joked about going out and doing it. Yes, you have said the words.

• 1:06:52Speaker 02

  No.

• 1:06:52Speaker 04

  Go out and suck dick, but it was a, in a joking manner. Sure.

• 1:06:59Caleb Hammer?

  Who's this friend we owe eight hundred dollars to?

• 1:07:01Speaker 04

  That's my friend.

• 1:07:03Caleb Hammer?

  What?

• 1:07:04Speaker 04

  It's one of my customer friends from the whatever. Yeah, I just borrowed money from him.

• 1:07:09Caleb Hammer?

  So what? Do you have to pay it back with favors?

• 1:07:11Speaker 04

  No, no, like I'm actually gonna pay it back.

• 1:07:13Caleb Hammer?

  Could you pay it back with favors?

• 1:07:15Speaker 04

  I could.

• 1:07:15Caleb Hammer?

  Don't.

• 1:07:16Speaker 04

  Correct.

• 1:07:17Caleb Hammer?

  May, but you do. As of three weeks ago, you.

• 1:07:21Speaker 04

  I mean, I have, when they, when it's like, they pay me for the service, but when like I owe you money, I don't.

• 1:07:27Caleb Hammer?

  Went to one of the old men.

• 1:07:29Speaker 04

  Yeah.

• 1:07:30Caleb Hammer?

  What did you say and ask for and use this for?

• 1:07:33Speaker 04

  Well, I texted him before and I just said, hey, like I'm in a bind. I got a ticket. I was going camping. I needed to like prepare for it.

• 1:07:43Caleb Hammer?

  Camping? You borrowed from, am I boring you? Listen. You went to a. Quiet. So you could go camping, someone that you blow for money?

• 1:07:56Speaker 04

  Yes. Because I thought that I had it all figured out and then I didn't, so.

• 1:08:01Caleb Hammer?

  But for camping, this isn't for paying a bill. This is for fun.

• 1:08:04Speaker 04

  Right. Cause this is when I was living with my mom and she had already had the trip planned for like a year and then like it was already too late to cancel it. We were gonna have, we were gonna pay for the trip no matter what and I was out of money, so.

• 1:08:19Caleb Hammer?

  What a.

• 1:08:20Speaker 04

  I was stuck.

• 1:08:22Caleb Hammer?

  And then you borrowed from another friend, thirteen hundred?

• 1:08:24Speaker 04

  Around the same time.

• 1:08:25Caleb Hammer?

  And what kind of friend was this?

• 1:08:27Speaker 04

  Uh, family friend.

• 1:08:28Caleb Hammer?

  Oh, okay.

• 1:08:32Speaker 00

  This episode is brought to you by Google Chrome. You think you know a browser, but Gemini and Chrome, that's new. It can help you with practically anything on the web. Like restoring a vintage motorcycle from a fifty page restoration blog, or finally break down that long article you've had open for weeks. Gemini and Chrome is here for it. Ready to make anything online make sense? There's no place like Chrome. Check responses set up require compatibility and availability varies eighteen plus.

• 1:08:56Caleb Hammer?

  Hundred. How are you paying either of them back?

• 1:08:59Speaker 04

  Um, well, I'm gonna start cleaning this friend's house. That's how I was gonna pay that back. I'm gonna start cleaning.

• 1:09:06Caleb Hammer?

  And do you all of a sudden get naked?

• 1:09:08Speaker 04

  No, no, no, no, no, no, no, no, no, no. I mean, like, I'm sure I can and it'll pay it off quicker, but like I wasn't planning on it. No, I was just planning on going over and cleaning. And then I don't know how I'm planning on paying off the family friend. I haven't really thought about it yet.

• 1:09:25Speaker 04

  Probably just payments over time, but.

• 1:09:27Caleb Hammer?

  You guys aren't in any kind of like weird addictions I don't know about, right?

• 1:09:30Speaker 04

  I mean, I smoke weed.

• 1:09:32Caleb Hammer?

  Well, that's not a weird addiction. Okay, good, cause then I could, the whoring and stuff, sometimes it's tied to that and I would not feel moral about this conversation. I'm okay with what you can send to, but if it's all of a sudden for addictions, I really wouldn't feel okay with that.

• 1:09:45Speaker 04

  Mm-mm. I guess the addiction is having children. And that was the problem.

• 1:09:51Caleb Hammer?

  Yay, what a good world for them.

• 1:09:52Speaker 04

  Yay, I know. That's why we're done. We're not having any more kids. Because it isn't a good environment.

• 1:09:57Caleb Hammer?

  Uh, are you fixed?

• 1:09:59Speaker 04

  No.

• 1:10:00Caleb Hammer?

  Then that's not.

• 1:10:01Speaker 04

  Well, we had.

• 1:10:02Caleb Hammer?

  A possible, that like it might happen.

• 1:10:04Speaker 04

  For thirteen months, so.

• 1:10:06Caleb Hammer?

  Well, you two together.

• 1:10:07Speaker 04

  Correct. We are both.

• 1:10:09Caleb Hammer?

  Not your pussy to other men.

• 1:10:11Speaker 04

  I know, that was my mouth to other men, not my pussy.

• 1:10:14Caleb Hammer?

  Okay, well, you said were.

• 1:10:16Speaker 04

  Were what?

• 1:10:17Caleb Hammer?

  You said were, not are.

• 1:10:20Speaker 04

  Correct.

• 1:10:22Caleb Hammer?

  Okay, so you are not celibate anymore. You have not, your ovaries are still intact.

• 1:10:28Speaker 04

  Yes.

• 1:10:29Caleb Hammer?

  You cannot tell me you will not have more kids.

• 1:10:33Speaker 04

  Right. Eventually I want to have more, but right now, not any, not any. We have to get our, we have to get everything figured out.

• 1:10:40Caleb Hammer?

  Why are these people that are?

• 1:10:42Speaker 04

  We have to.

• 1:10:43Caleb Hammer?

  Humanity needs to continue, so you know what? It works, whatever.

• 1:10:47Speaker 04

  We might not have anymore, because I mean, if we can't get everything straightened out and get ourselves straightened out and mentals and all that, then we're not gonna have anymore.

• 1:10:55Caleb Hammer?

  Do you regret any of the ones you have?

• 1:10:56Speaker 04

  Yes. But not.

• 1:10:59Caleb Hammer?

  Which ones?

• 1:11:00Speaker 04

  It, it's the twins and it's, and it's because.

• 1:11:03Caleb Hammer?

  How can you tell me you're gonna consider having more in the future if you regret having the twins?

• 1:11:07Speaker 04

  It's the financial situation that happened after the twins. It's not necessarily the twins themselves. It's more the, the decision to have them.

• 1:11:15Speaker 02

  It's what started to.

• 1:11:16Speaker 04

  That's really what started the spiral of all this and it's, it's become irreversible because of the twins. So yeah.

• 1:11:23Caleb Hammer?

  What's worse, being a cuck or a predator?

• 1:11:25Speaker 04

  Probably a cuck.

• 1:11:30Speaker 02

  Both.

• 1:11:31Caleb Hammer?

  Can you move states?

• 1:11:33Speaker 04

  I wish.

• 1:11:34Speaker 02

  Yes.

• 1:11:34Caleb Hammer?

  Is that how it works?

• 1:11:35Speaker 04

  What works?

• 1:11:36Caleb Hammer?

  Are you off the, is it the Michigan list? Cause didn't you say Michigan changed the law?

• 1:11:41Speaker 02

  Yes.

• 1:11:42Caleb Hammer?

  So can you move to a different state and be fine?

• 1:11:44Speaker 02

  Maybe. I don't know. I have.

• 1:11:46Caleb Hammer?

  Never looked things up?

• 1:11:48Speaker 04

  He doesn't. That's what I mean.

• 1:11:49Caleb Hammer?

  You go an hour south and you're in Ohio, which has a better economy anyway?

• 1:11:57Speaker 02

  Doesn't.

• 1:11:58Caleb Hammer?

  Ohio, Ohio is the best state. I love Ohio. It has a much better economy.

• 1:12:04Speaker 04

  It's us against everybody else. That's it. And that's the mentality we all have to have. Yeah.

• 1:12:10Speaker 02

  Uh.

• 1:12:11Caleb Hammer?

  It's kind of a boom.

• 1:12:11Speaker 02

  I haven't, I've never, I guess I never thought about that part. I had.

• 1:12:16Speaker 04

  There's no thinking, there's no thinking.

• 1:12:18Caleb Hammer?

  Well, let me go ahead and have this in my search history.

• 1:12:22Speaker 04

  Exactly. I tell him, I'm like, you have your phone in your hand. Look it up all the time.

• 1:12:26Caleb Hammer?

  Let me be very clear. This person who is 100% not me in any way whatsoever. From the same state that I am from Michigan and again, is not me. Is on the child predator list for having sex with when he was.

• 1:12:46Caleb Hammer?

  Apparently he can't get off of this because of a new. Law or something that Michigan did. Can he move or what can he do? Are there options for him to get off this list? No, he has not done it again. And again, this person is not me and is definitely someone sitting across the table from me. On the show that you know I do called Financial Audit, I promise this was not me.

• 1:13:10Speaker 04

  What was that?

• 1:13:11Caleb Hammer?

  It was checking for him. And I don't want in my search history, just like.

• 1:13:18Speaker 02

  Oh, I see.

• 1:13:19Speaker 04

  It was like, I don't know what's going on.

• 1:13:21Caleb Hammer?

  Really? Are you guys?

• 1:13:23Speaker 04

  We're slow, just a little bit. I swear.

• 1:13:26Caleb Hammer?

  Oh, that's a deep understatement. Okay, I've discovered, um, what the?

• 1:13:32Speaker 02

  That number is basically when we bought our, the house, we had to do work to the house. So we basically spent upwards to eight thousand.

• 1:13:46Caleb Hammer?

  Credit card?

• 1:13:46Speaker 02

  Yes.

• 1:13:47Caleb Hammer?

  You didn't get a personal loan? We have loans that cover things like home remodels on Calebhammer.com that are like actual decent, low interest rate, good things. Good resources, not 34% interest rate credit cards.

• 1:13:58Speaker 02

  At this, at that time, point in time, I barely got the home loan as it is. So didn't think about trying for another loan.

• 1:14:08Caleb Hammer?

  Shout out to nine 11.

• 1:14:09Speaker 04

  For what?

• 1:14:11Caleb Hammer?

  This previous nine 11, a new court ruling led to more than 20,000 removals from the registry. Guess that's not you.

• 1:14:17Speaker 04

  Nope.

• 1:14:17Caleb Hammer?

  Wait, was yours before July 1, 2011?

• 1:14:21Speaker 04

  So have you checked your listing anytime soon? See if you're still.

• 1:14:25Speaker 02

  Still there.

• 1:14:26Caleb Hammer?

  You check that thing daily?

• 1:14:28Speaker 02

  No, I have to check in quarterly.

• 1:14:31Caleb Hammer?

  What? So you can't move then?

• 1:14:33Speaker 02

  I can move.

• 1:14:35Caleb Hammer?

  States.

• 1:14:36Speaker 02

  Oh.

• 1:14:37Caleb Hammer?

  Who are you checking with?

• 1:14:38Speaker 04

  State police.

• 1:14:39Caleb Hammer?

  And you're like, I'm not touching kids?

• 1:14:41Speaker 02

  No, they just.

• 1:14:42Speaker 04

  They have to update your address and your car.

• 1:14:44Speaker 02

  Just make sure everything stays up to date. I'm not on probation or anything like that. But it ended years ago.

• 1:14:51Caleb Hammer?

  So what is this?

• 1:14:51Speaker 02

  This happened years.

• 1:14:53Caleb Hammer?

  No, I know that.

• 1:14:55Speaker 04

  What do we still owe on this?

• 1:14:57Caleb Hammer?

  Yeah. What do we owe? Like what, what is going on? I have a minimum payment due of $1,674.94.

• 1:15:02Speaker 02

  Cause when she got pregnant and stopped working.

• 1:15:09Speaker 04

  We shut the card off.

• 1:15:10Speaker 02

  We shut the cards off. I froze the account. So that way the interest would stop growing. And that's where it kind of like stopped that.

• 1:15:20Speaker 04

  We just kind of left it.

• 1:15:21Caleb Hammer?

  A sentence means he may now qualify for removal from Michigan's registry without moving. If that is his only case requiring registration, which it sounds like it is, unless I don't know anything, in of which case you're making me look bad.

• 1:15:35Speaker 02

  No, no.

• 1:15:36Caleb Hammer?

  Uh, on September 9, not nine 11, come on. Uh, Michigan Supreme Court ruled in People versus Smith that Michigan's current registration law cannot be applied retroactively to people whose registration triggering conduct before July 1st, 2011. Oh, and then on September 11, there we go. Shout out. Michigan State Police confirmed that they've already removed more than 20,000 people in response. I think you have to do it though. I think you have to do something.

• 1:16:04Speaker 02

  I probably have to go to state police.

• 1:16:05Caleb Hammer?

  Yeah, you have to get judgment of sentence and current registration paperwork. Um, and you can move states if you remain listed. You can attorney some handles, there's review why.

• 1:16:21Speaker 02

  That's good news.

• 1:16:24Caleb Hammer?

  So maybe you can get a job. You might, actually, if, maybe if you move somewhere else, you'll like, you'll look different and you can answer different questions and you can get a job.

• 1:16:33Speaker 04

  We talked about that recently about potentially moving and how we don't really have anything tying us to Michigan and besides his son. That we can.

• 1:16:41Caleb Hammer?

  Well, that's a pretty important thing.

• 1:16:43Speaker 04

  But we can change his schedule to fit moving out of state if we need to. He doesn't really like coming over to our house anyways. So.

• 1:16:51Speaker 02

  So I have talked to discover, I have talked to discover about setting up a payment plan and they have agreed to work with us to make that happen. I have not done anything yet because we have not gone through all this and put it in a plan.

• 1:17:08Caleb Hammer?

  So what's the balance?

• 1:17:09Speaker 02

  That balance?

• 1:17:10Caleb Hammer?

  Yeah.

• 1:17:11Speaker 02

  It's nine thousand.

• 1:17:13Caleb Hammer?

  Oh, okay, great. Minimum payment, $1,674.94. But that's not the normal minimum. It's because you're just delinquent?

• 1:17:21Speaker 02

  Yes.

• 1:17:22Caleb Hammer?

  Okay. Yeah. Hopefully you can settle, come up with some idea or get on.

• 1:17:25Speaker 02

  They did offer us, they, they did say we could offer up a settlement.

• 1:17:29Caleb Hammer?

  And?

• 1:17:31Speaker 02

  I did not ask for the number. I.

• 1:17:33Caleb Hammer?

  Did you suck, man? Platinum, whose credit score is 460? That's insane.

• 1:17:39Speaker 04

  Um, I'm pretty sure that's mine. Maybe that's yours. I think his is lower than that actually.

• 1:17:46Caleb Hammer?

  What? Okay.

• 1:17:48Speaker 02

  Well.

• 1:17:49Caleb Hammer?

  $3,135.72. But it's charged off, so.

• 1:17:55Speaker 02

  Both capital ones have been charged off.

• 1:17:56Speaker 04

  Very.

• 1:17:59Caleb Hammer?

  Oh, we have a quicks over too. And yep. Okay, great. So you guys suck at everything.

• 1:18:08Speaker 04

  Yeah, it was.

• 1:18:09Caleb Hammer?

  On everything.

• 1:18:12Speaker 04

  I get it. I get it.

• 1:18:16Caleb Hammer?

  Yours is 400 too. That's insane. That's actually crazy. You might go into 300s for a credit score. What the? Other than that one time we saw a credit score of one, because there's like a flaw in the system, that might be the lowest we've seen. I don't know. It's pretty dang close. Okay, what is this? I have a amount due. Okay, is this a car? $23,345?

• 1:18:40Speaker 02

  No. What does the top of that paper say?

• 1:18:43Caleb Hammer?

  Everything in the back. Bondation Finance Company.

• 1:18:46Speaker 02

  That is the basement loan.

• 1:18:48Caleb Hammer?

  You have a basement loan?

• 1:18:50Speaker 04

  Yes.

• 1:18:50Caleb Hammer?

  I don't want to know what you do in the basement or who you keep down there.

• 1:18:53Speaker 04

  We house the children down there. No, we, our bedroom's down there.

• 1:18:57Caleb Hammer?

  Who's children?

• 1:18:59Speaker 04

  Who we don't know.

• 1:19:00Speaker 02

  Actually not mine.

• 1:19:01Speaker 04

  Yeah.

• 1:19:02Caleb Hammer?

  We're legitimately going to do a, a paternity test in the post show. We're going to edit it all together. So you see the results and everything. We're going full Maury. Come, make sure you join us to the post show for that. It's going to be incredible. Let's see if he's the father or not.

• 1:19:14Speaker 04

  I would love to.

• 1:19:16Caleb Hammer?

  $195 a month. You borrowed $23,345.15 to build a predator dungeon. Furnace loan. Now this makes sense for somewhere like Michigan. This is the only loan so far that is like, okay, reasonable. What's your minimum payment on the furnace loan?

• 1:19:33Speaker 02

  210.

• 1:19:34Caleb Hammer?

  Okay, 210, you owe $12,000. What's the minimum to payment? Or sorry, what's the interest rate?

• 1:19:39Speaker 02

  15.9.

• 1:19:40Caleb Hammer?

  What the fuck are we doing? See, that's stupid. That's because you guys are in a horrible credit score situation.

• 1:19:46Speaker 02

  When we bought the house, our credit score was like in the low eight hundreds.

• 1:19:53Caleb Hammer?

  What?

• 1:19:53Speaker 02

  Yeah, we had really good credit scores.

• 1:19:55Speaker 04

  Up until about six months ago. That's when all of this, I moved out and I stopped paying on stuff. Well, actually about a year ago.

• 1:20:03Speaker 02

  Talking about the downfall of how the credit happens.

• 1:20:05Speaker 04

  Correct.

• 1:20:05Speaker 02

  Bought the house. Credit dropped. We opened a credit card, dropped. Uh, we tried applying for some, um.

• 1:20:15Speaker 04

  It was still high.

• 1:20:17Caleb Hammer?

  Okay, what is this loan, guys?

• 1:20:21Speaker 04

  Installment loan agreement.

• 1:20:26Speaker 04

  That's what I don't know what that is. That's the other one, the roof maybe? Is that the roof?

• 1:20:31Caleb Hammer?

  Probably the roof then, because we don't really have much left.

• 1:20:34Speaker 04

  Yeah, I think that's the roof.

• 1:20:35Caleb Hammer?

  I don't know what you owe on it because the financial, it doesn't show current balance. You just got minimum to payments of.

• 1:20:40Speaker 02

  11,700 on the roof.

• 1:20:43Caleb Hammer?

  700, okay. Great. So it's certainly gone up. Um, monthly. 12771.

• 1:20:53Speaker 02

  Yeah, that's the roof.

• 1:20:54Caleb Hammer?

  For sake. Medical debt. Sure. Why not? 1500. Get on a payment plan. Call them. Oh, more medical debt. This one's for you. Probably your. Doxycycline or something.

• 1:21:09Speaker 04

  Yeah, pretty much.

• 1:21:11Caleb Hammer?

  Chlamydia four times?

• 1:21:12Speaker 04

  I also have a bunch of other health problems too, so.

• 1:21:15Caleb Hammer?

  Probably because you have STDs coursing through you. Was it chlamydia four times?

• 1:21:18Speaker 04

  Uh, no, no, that's not what.

• 1:21:20Caleb Hammer?

  What were the four STDs you've had?

• 1:21:21Speaker 04

  Oh yeah, it was chlamydia four different times. Yes, yes, yes, yes. No.

• 1:21:26Caleb Hammer?

  Oh, you have medical debt, probably. Cleaning off your chlamydia you got from her.

• 1:21:30Speaker 02

  No.

• 1:21:31Speaker 04

  It's from his mouth.

• 1:21:32Caleb Hammer?

  Taxes, sixty thousand dollars.

• 1:21:34Speaker 04

  Yeah, that's his fault. That is one thousand percent his fault.

• 1:21:39Speaker 02

  Sixty thousand in tax?

• 1:21:40Speaker 04

  Yup, it's one thousand percent your fault.

• 1:21:43Caleb Hammer?

  How do you guys possibly owe sixty thousand? I can't even, I can't even bring myself.

• 1:21:48Speaker 02

  What are you talking about? That was your mom.

• 1:21:50Speaker 04

  No, that's me. That's us. That's us. So I had, I had saved money for my taxes from being a dancer, and it was all there waiting for my tax man to take it. Then I had to.

• 1:22:03Caleb Hammer?

  You don't even know about this?

• 1:22:04Speaker 04

  Then I had.

• 1:22:05Speaker 02

  She agreed to use money to.

• 1:22:07Speaker 04

  Hey, hey, hey. So then I.

• 1:22:09Speaker 02

  Hey, hey, hey, my ass. We spent ten grand on repairing the basement to build a bedroom down there.

• 1:22:14Speaker 04

  What had happened was, I, I stopped my job, and then you didn't get a better job, so that sixty grand went towards bills. We literally chipped away at that sixty grand month by month by month by month on bills.

• 1:22:29Speaker 02

  Where was there sixty grand?

• 1:22:31Speaker 04

  In my savings account that I kept pulling from.

• 1:22:34Speaker 02

  I used seven.

• 1:22:35Speaker 04

  No, you didn't. Every, I slowly pulled, and we lived off of that sixty grand for, for.

• 1:22:43Caleb Hammer?

  Are you on a payment plan with the IRS?

• 1:22:45Speaker 04

  No, because he hasn't done my taxes yet. He still has my stuff. He's had my stuff for a year.

• 1:22:49Caleb Hammer?

  So.

• 1:22:50Speaker 04

  So.

• 1:22:50Caleb Hammer?

  And I didn't realize it was even more. I didn't know how bad this was gonna be when I was coming in, but now it's even more. Guys, your house in Detroit, how much you get for a few pennies? You're behind.

• 1:23:00Speaker 04

  Yeah, by like ten grand behind, almost.

• 1:23:03Caleb Hammer?

  Well, you're up to ten? It's doubled from this?

• 1:23:05Speaker 02

  No.

• 1:23:06Speaker 04

  Isn't it like nine thousand dollars that you're behind right now?

• 1:23:08Caleb Hammer?

  What?

• 1:23:08Speaker 04

  Yes.

• 1:23:09Caleb Hammer?

  No.

• 1:23:09Speaker 04

  How much is it then?

• 1:23:10Caleb Hammer?

  Forty-five hundred.

• 1:23:11Speaker 04

  When did it go down?

• 1:23:12Caleb Hammer?

  Fifty-six is what I had. Has it gone up?

• 1:23:14Speaker 04

  Yes, it's gotta have gone up.

• 1:23:16Speaker 02

  Payment. Calm down.

• 1:23:17Caleb Hammer?

  Yeah, but it's probably gone up from when you made a payment.

• 1:23:19Speaker 04

  Exactly.

• 1:23:21Caleb Hammer?

  What's your normal payment?

• 1:23:22Speaker 02

  Eleven hundred. Six.

• 1:23:25Caleb Hammer?

  You're going into foreclosure.

• 1:23:26Speaker 04

  Yes.

• 1:23:27Caleb Hammer?

  You're gonna go into foreclosure.

• 1:23:28Speaker 04

  We, that's where we were.

• 1:23:30Speaker 02

  We're in a forbearance plan right now.

• 1:23:31Speaker 04

  That's.

• 1:23:32Caleb Hammer?

  For how long?

• 1:23:33Speaker 04

  October thirtieth.

• 1:23:35Caleb Hammer?

  You guys are so.

• 1:23:36Speaker 04

  We're so.

• 1:23:39Caleb Hammer?

  Now, who has the Venmo? The Venmo debt?

• 1:23:42Speaker 04

  Me.

• 1:23:42Caleb Hammer?

  What do you have Venmo debt? You can go into debt on Venmo?

• 1:23:46Speaker 04

  Um.

• 1:23:48Speaker 04

  We got scammed, and.

• 1:23:49Caleb Hammer?

  We?

• 1:23:50Speaker 04

  I got scammed. Um, I had my PayPal or my Venmo linked to, um, my TikTok, and somebody took it off of TikTok and ordered a bunch of stuff. Like, they, they took, they ordered a bunch of stuff off of, off of, um, TikTok shop.

• 1:24:08Caleb Hammer?

  Someone logged into your TikTok.

• 1:24:10Speaker 04

  You know, when they were doing all those scams on TikTok, probably, it was like right after Christmas twenty twenty-five, where they were like hacking into people's TikTok accounts and then like taking their card information and like taking all of their like money that they were making off of TikTok? It was like a huge thing. Like, it was happening to a lot of people. Even like big influencers with like one point one million followers and stuff, like it was happening to like big creators. And, um, like, it happened to us. They ordered eighteen hundred dollars worth of stuff off of our Venmo account. And then I didn't know what was happening. They refunded it to my bank account instead of to Venmo, and I didn't know what was going on. And then we ended up needing the money, so I spent it.

• 1:24:50Caleb Hammer?

  Okay, so you owe eighteen hundred to TikTok now.

• 1:24:54Speaker 04

  Well, Venmo, yeah.

• 1:24:55Caleb Hammer?

  Or Venmo, sorry. Okay, so is there a minimum monthly payment?

• 1:24:58Speaker 04

  No, it's just sitting there, because they haven't like, there, there's no collections, no nothing. I just, when I have it, I'll pay it.

• 1:25:05Caleb Hammer?

  When you get money.

• 1:25:06Speaker 04

  Right.

• 1:25:06Caleb Hammer?

  Yeah, this one might be beyond me, guys. I mean, dude, it's not a chance. Why are we getting, why are we going into a gas station, getting bullshit? And Amazon and deli and Amazon and pulling out cash and getting some bullshit and getting some bullshit and going to street tacos? Hair, McDonald's, guys, we're behind on our mortgage. We owe sixty thousand to the IRS. Why is this possible? You have five kids. We don't even know how many of them are yours. DoorDash. We're DoorDashing when we can't pay our mortgage. We are DoorDashing when we can't pay our mortgage. That is insane. Thai food, can't pay our mortgage. Amazon, Amazon, McDonald's, going in and getting some bullshit. Amazon Prime, Taco Bell, Salvation Army, smoking tough.

• 1:25:45Caleb Hammer?

  Bullshit. Amazon. Zorros. Take out, no, get into bullshit. Playstation, Apple Bill, smoking stuff. Dairy.

• 1:25:55Caleb Hammer?

  You're doing all that, you're behind on your mortgage, you have five kids, you are pathetic. This is pathetic. You should be ashamed. You should be absolutely ashamed. No, you're not ashamed to change your behavior, enough to change your behavior.

• 1:26:06Speaker 04

  That's, that's why we fight all the time.

• 1:26:08Caleb Hammer?

  Account, Disney Plus, going in and getting some bullshit, McDonald's. This one has negative seventy-four dollars on it. And that's where your utilities was paid. Certainly no savings, certainly no retirement.

• 1:26:21Caleb Hammer?

  Is this even possible? Let's find out, and then let's go do the paternity test. Look, it sounds like we found somewhere. So we're gonna do it. We'll figure whether or not you are the father.

• 1:26:36Caleb Hammer?

  Income is three thousand four hundred.

• 1:26:40Caleb Hammer?

  It's so crazy that you're taking raw loads from that guy. What is actually wrong with you?

• 1:26:45Speaker 04

  We were in a relationship.

• 1:26:47Caleb Hammer?

  Okay, I've been in relationships. You think I'm dropping raw loads in every relationship?

• 1:26:52Speaker 04

  No.

• 1:26:53Caleb Hammer?

  You do that when you have the intent for kids.

• 1:26:55Speaker 04

  I did have baby fever, but.

• 1:26:57Caleb Hammer?

  With them? Someone you were just dating, not your?

• 1:27:00Speaker 04

  In general.

• 1:27:01Caleb Hammer?

  Then you raised them horribly. Minimum monthly payments outside of the mortgage, five hundred thirty-two dollars and seventy-one cents. Mortgage is normally eleven hundred if you can catch up.

• 1:27:15Caleb Hammer?

  Gas, electric, utilities, internet, how much?

• 1:27:18Speaker 04

  Um.

• 1:27:19Speaker 02

  The, the gas and electric is one, and that ranges, depending on the season.

• 1:27:24Caleb Hammer?

  Average.

• 1:27:26Speaker 02

  Four fifty.

• 1:27:27Caleb Hammer?

  Okay, internet?

• 1:27:29Speaker 02

  Fifty bucks. That's included in the phone bill.

• 1:27:32Caleb Hammer?

  Okay, so that's your phone bill.

• 1:27:33Speaker 02

  Three hundred dollars.

• 1:27:35Caleb Hammer?

  What?

• 1:27:36Speaker 02

  A month.

• 1:27:37Caleb Hammer?

  What is?

• 1:27:37Speaker 02

  Phone bill.

• 1:27:39Caleb Hammer?

  How, how are we even coming close to accepting a three hundred dollar phone bill when we can't pay a mortgage? Why are we financing phones and shit instead of getting the cheapest Android we can think of?

• 1:27:47Speaker 02

  Phones. Everything's paid off.

• 1:27:50Caleb Hammer?

  How do you have a three hundred dollar a month phone payment?

• 1:27:53Speaker 02

  Uh, because we have five lines.

• 1:27:55Caleb Hammer?

  Why?

• 1:27:56Speaker 02

  Because she had to have, the kids have tablets and.

• 1:27:59Caleb Hammer?

  No, no, no, cancel, cancel, cancel, cancel.

• 1:28:02Speaker 02

  With the, uh, service on them.

• 1:28:06Caleb Hammer?

  Cancel. This is not an option. Stop! You guys get on helium, fifteen bucks a line each. It is thirty bucks now. Deal? That's it, you're canceling. Good?

• 1:28:16Speaker 04

  Yeah.

• 1:28:16Caleb Hammer?

  That's it. I'm crossing it under thirty. You're gonna get internet. I'll put forty for that. Fuck you. Gas, vroom, vroom, drive, drive, monthly basis, how much?

• 1:28:24Speaker 04

  Um, I mean, I spend probably three, four hundred dollars on gas a month. I don't know.

• 1:28:29Speaker 02

  I'll go about four hundred bucks.

• 1:28:31Caleb Hammer?

  So eight hundred total?

• 1:28:32Speaker 04

  That's a lot of money on gas.

• 1:28:35Caleb Hammer?

  You guys, guys, there's no chance here. What's our car insurance?

• 1:28:39Speaker 04

  I don't know.

• 1:28:39Speaker 02

  Two ninety-seven. That is the lowest I could possibly get it.

• 1:28:44Caleb Hammer?

  Groceries, a thousand. How old are the kids?

• 1:28:49Speaker 04

  Twelve, six, three, and the two are one of.

• 1:28:53Caleb Hammer?

  Thousand two hundred, and that's meal prepping, meal planning, we're scrapping. TP phone's gonna have to be like four hundred bucks for anything else we need to survive. Medical health, are there copays?

• 1:29:02Speaker 04

  Medical copay is not as of right now.

• 1:29:05Caleb Hammer?

  Medicaid, right?

• 1:29:06Speaker 04

  He has copays. I'm about to have copays again.

• 1:29:09Caleb Hammer?

  What are they on a monthly basis?

• 1:29:11Speaker 04

  Mine would be a hundred and fifty.

• 1:29:14Speaker 02

  I barely go to the doctor.

• 1:29:15Caleb Hammer?

  Two hundred dollars. You have any pets?

• 1:29:19Speaker 04

  Three cats and a dog.

• 1:29:21Caleb Hammer?

  This is so disgusting. Two hundred dollars for pet insurance. How much for pet food and supplies on a monthly basis?

• 1:29:27Speaker 04

  I don't know, probably a hundred and fifty total, if that.

• 1:29:31Caleb Hammer?

  Reasonable to do fifty for subscriptions, uh.

• 1:29:36Caleb Hammer?

  I mean, we already know it's cooked, guys. There, there is no level of advice I can give, other than you guys need to start pursuing career, get your budget under control, if you can prove, and stop paying on your debts. Probably get, but do you have car loans?

• 1:29:55Speaker 02

  No.

• 1:29:56Caleb Hammer?

  Good, then they're not gonna repo, so stop paying on your debts. You're probably gonna have to go through a foreclosure. Rip. I would just try to sell the house if we can, uh, so you can at least reap some reward, because right now you make three thousand four hundred, and it's five thousand four hundred to survive on a minimum basis. And then you guys should just go through bankruptcy and start fresh. That's it. You guys are in a bankruptcy situation.

• 1:30:15Speaker 04

  Gotcha.

• 1:30:16Caleb Hammer?

  I would highly consider whether or not you guys stay together, because you, what you guys do after bankruptcy needs to be a hundred percent together, a hundred percent independent. Because you have to budget hardcore on a monthly basis. Hardcore.

• 1:30:27Speaker 02

  Well, we've done that before.

• 1:30:28Caleb Hammer?

  No, shut, see.

• 1:30:29Speaker 02

  We did.

• 1:30:31Caleb Hammer?

  I'm just gonna go do a paternity test, because these guys, there, there's no hope, honestly, if I'm being honest. It's just bankruptcy or nothing. And that's if they change the budget, which if he just said, we've done that before, you don't end up here. So, fuck off. Let's get your Hammer Financial Score. It's a zero out of ten. No, it's not. You own a house, but you're, you're in forbearance. I'll give you a point five out of ten, because I'll give you a real estate score of one out of ten. Get your Hammer Financial Score for free at CalebHammer.com. Join us in the post show for what is bound to be like the best post show we've ever done. It's gonna be incredible. Full Maureen, Caleb Maureen, so get ready. Um, so join Hammer Elite to watch that. It is our premium network of three premium shows every single day, Monday through Saturday. It's incredible. That's why there's over a hundred forty thousand monthly members, a part of Hammer Elite.

• 1:31:15Caleb Hammer?

  So check it out. You can join on YouTube by clicking that join button or link below, or you can go off platform at HammerElite.com or just download the Hammer Elite app. Wherever you want to be, it's the same membership on both platforms. I'll see you guys there. You will learn, is he or is he not the father? I have the results.

• 1:31:33Caleb Hammer?

  Oh, my fucking god. I just launched the brand new Hammer Elite app, available on every major platform, so you can watch every show anywhere you want. You'll get three exclusive dedicated shows every single day, Monday through Saturday. Refer a friend after you sign up, and you get an additional thirty days of Hammer Elite access for free. Download the Hammer Elite app by using the link in the description or pin comment down below. This is the best membership you'll ever join, and that's a promise. I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality, or a story, or a life, or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out.

• 1:32:18Caleb Hammer?

  Go to CalebHammer.com slash apply or click that link in the description below. Now, more than ever, we need someone on our side, but Rob Whitman? Whitman's votes drove up costs, cut Medicaid, and risked three hundred fifty thousand Virginians' healthcare to pay for tax breaks for himself and his donors. He's not on our side. Shannon Taylor will fight corruption, cut taxes, and bring down costs. This November, vote for Shannon Taylor. She's for us. Paid for by HMP, the House Majority PAC dot com, not authorized by any candidate or candidate's committee.