Can Trump & Costco Fix Healthcare? Shocking Moves, AI Monopoly Wars & America’s Identity Crisis | The Tom Bilyeu Show

Welcome to another dynamic episode of Impact Theory with Tom Bilyeu! In this thought-provoking installment, Tom Bilyeu and co-host Drew dive into a whirlwind of today's most pressing topics, delivering sharp insights and lively debate. The episode opens with a rapid-fire rundown of major news—from the possibility of Americans buying healthcare through retailers like Costco, to Palantir skipping the college degree requirement in its hiring process, and the high-stakes race for AI dominance as Sam Altman sounds the alarm at OpenAI. Tom Bilyeu and Drew break down the real challenges behind America’s healthcare system, emphasizing the power of competition and the controversial idea of personal responsibility in health outcomes. The discussion then shifts to education and career, as Drew shares his personal thoughts on college and apprenticeships, while Tom Bilyeu weighs the pros and cons of debt and traditional university paths in the era of AI and internet learning. But it doesn’t stop there—the duo takes on the fierce battle between Google and OpenAI for AI supremacy, unraveling what competition (or monopoly) could mean for innovation, the economy, and us as consumers. Expect bold takes on how major tech players, government intervention, and monopolistic behavior could shape the future. From there, Tom Bilyeu offers a compelling vision for how AI will transform not just work, but the fundamental fabric of society, meaning, and even crime. The conversation ranges from personal teacher stories, university controversies surrounding free speech, to the changing nature of human relationships and ambition in a digital age. Packed with real talk, tactical advice, and the kind of high-level perspective only Impact Theory delivers, this episode challenges listeners to think critically about the future—and how to stay ahead of the curve. What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business:join me here at ZERO TO FOUNDER https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show: https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business:see if you qualify here. https://tombilyeu.com/call: https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox:sign up here. https://tombilyeu.com/: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast,Tom Bilyeu’s Mindset Playbook https://open.spotify.com/show/47VE90Cittmo6TGGFqg2xf —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram:https://www.instagram.com/tombilyeu/ Tik Tok:https://www.tiktok.com/@tombilyeu?lang=en Twitter:https://twitter.com/tombilyeu YouTube:https://www.youtube.com/@TomBilyeu Business Wars: Follow Business Wars on the Wondery App or wherever you get your podcasts. True Classic: Upgrade your wardrobe at https://trueclassic.com/impact Linkedin: Post your job free at https://linkedin.com/impacttheory CashApp: Download Cash App Today: https://capl.onelink.me/vFut/v6nymgjl #CashAppPod HomeServe: Help protect your home systems – and your wallet – with HomeServe against covered repairs. Plans start at just $4.99 a month at https://homeserve.com Quince: Go to https://quince.com/IMPACTPOD for free shipping on your order and 365-day returns. Huel: 15% off with this exclusive offer for New Customers only with code impact at https://huel.com/impact(Minimum $75 purchase). Netsuite: Right now, get our free business guide, Demystifying AI, at https://NetSuite.com/Theory http://netsuite.com/Theory Raycon: Up to 20% off during this holiday season at https://buyraycon.com/IMPACTTHEORYBC ButcherBox: New users will receive their choice between filet mignon, ribeye or NY Strip in every box for a year + $20 off! at https://butcherbox.com/impact Learn more about your ad choices. Visit megaphone.fm/adchoices https://megaphone.fm/adchoices See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:00Tom Bilyeu?

  Let's talk about the moment your side hustle becomes a real business. Now, I see way too many founders stay stuck running their business like it's a hobby. And then they wonder why nothing ever feels real. It doesn't feel real because it's not. I've helped thousands of entrepreneurs build real businesses through Impact Theory University. And the first step in the path to building a legit business is registering it. And Taylor Brands will help you do just that in a few clicks. An LLC, a limited liability company, is an official business structure. It's inexpensive to form and very simple to maintain. It's how you open a business bank account. It's how customers know they're dealing with a real company. And Taylor Brands doesn't stop at the filing.

• 0:45Tom Bilyeu?

  Their dashboard tracks what comes next based on what your business actually needs. So EIN number, registered agent, licenses and permits, bookkeeping, business banking. I tell every founder the same thing. Just make it official. Click the link in the show notes to check out Taylor Brands and get started on your business today. This is a paid advertisement. Good morning, everybody. Welcome to another Tom Bilyeu Show Live. I love doing these. I'm so glad you guys are here. Thank you for joining us. Rand Paul and Trump are working on a way for Americans to possibly get healthcare through Costco? Palantir is hiring high school grads who are skipping college.

• 1:26Tom Bilyeu?

  And Sam Altman has called a code red as Google and others are coming for that AI crown. Drew, welcome and good morning to you.

• 1:34Speaker 01

  Good morning, man. I'm excited.

• 1:36Tom Bilyeu?

  Wonderful to have you as always behind the camera. We've got, gee, we've got Eric. Gentlemen, how we doing? Eric's on the move here. Not sure what's going on, but it's like when you see the guys in the backfield like start running. You're like, wait a second.

• 1:49Tom Bilyeu?

  So Drew, the world refuses to chill out. It's getting crazy out here.

• 1:55Speaker 01

  Rand Paul, who we just talked about, was condemning Trump for the Venezuela boat strikes. He was one of his loudest opposition against the Epstein files, which got approved. We still haven't seen him, though.

• 2:08Tom Bilyeu?

  It's a good point, Drew. So far, you're undefeated.

• 2:11Speaker 01

  Now we're talking about bullets all of a sudden. All of a sudden, we care about Ben Smith.

• 2:15Tom Bilyeu?

  Every time, I think we're gonna get him. Drew is gonna be wrong. And then, nonetheless, there it is.

• 2:21Speaker 01

  But Trump shared a text between Rand Paul that said, "I know we've been at odds recently, but in your first term, you signed an executive order to legalize association health plans that allow individuals to buy collectively health insurance via Costco, Amazon, or Sam's Club. This collaboration brought us together and still holds the promise of lowering insurance premiums. It did not succeed because of Democrats AG, Democrats AG Attorney General's fighting it in court. We could pass it in Congress today with your help. It costs nothing and simply changes labor law to allow people to buy insurance at a group from Realtors, retailers. Let me know if this is something you might want to partner on." Rand.

• 2:58Speaker 01

  There is an insurance problem in America. Whether you love ACA, hate ACA, there is an insurance problem. I think now people are starting to throw ideas together. I know you haven't done the deep dive on this yet. I do think that this sounds good and this could be on the path of something more positive. What's your initial reaction when you kind of hear about?

• 3:18Tom Bilyeu?

  How have we allowed our government to remove competition from anything, let alone healthcare? So you a thousand percent want people competing for your business. And here's what I think is the problem. And this is, I'm not sure if people track this. This is my most controversial belief. This is my most controversial belief. People have to be allowed to fail. People have to be allowed to die of a horrible disease. And once you understand that genetics plays a brutal role in your life, nobody can help you with that, and that's a very sad and tragic thing.

• 3:54Tom Bilyeu?

  But if you want to get cheap insurance, good healthcare, you've got to let those companies go. But how are you living your life, man? You've got to let them take your blood pressure, all of that, like do a physical on you, get some biometric data so that if you're living life clean and healthy and all of that, that your rate should be super low. And then what you're gonna get is all of a sudden, people don't bullshit themselves about what diet or sleep protocol works. It's like your insurance rates are tied to how physically fit are you? Dude, if Kaiser is successful, and for people asking, it's the video game that I'm building. If Kaiser is successful, one day, this will not be within years of launch.

• 4:37Tom Bilyeu?

  But one day, I want players to be able to play on hardcore mode. And in hardcore mode, we upload your biometric data from like your ring and stuff like that. And your character reflects your actual health. And so now you can influence the character by what you do in the game and in real life. If you can gamify something like that, all of a sudden, like getting more sleep, reducing my stress, eating in a more healthy fashion is driving the cost down. Dude, now I'm not being fucking drugged down by all the people that are making terrible fucking life choices. And the people out there are not being drugged down by the choices I'm making. It's like, let me run this game. Let me see how well I can do and let me take advantage of that.

• 5:21Tom Bilyeu?

  The only way you're gonna get there is if you let these healthcare companies compete. And so a healthcare company very much should be able to come into existence that says, uh, hey, you're gonna give me a lot of data that you might not otherwise want to give me. And I've had to go through this, okay, as when you get, um, it's called DNO insurance, like or Keyman insurance, I think is actually when I had to get it. So back at Quest, we had Keyman insurance out on me. And so I had to go through this insane physical. I'm talking like they were checking for skin cancer. They were checking every fucking biometric, taking my blood, uh, blood pressure, uh, like all of it, right? To see like, is this guy gonna be here or not? Cause we're not gonna give you Keyman insurance that he might die only to find out that he's got a disease. So I've already had to face this down. So whatever.

• 6:06Tom Bilyeu?

  Uh, but now if I can go through all of that, I should have the option. And this company can come up and create these incredible plans for people that are in killer shape. And I can then drive my cost down and offer the same things to my employees. This is awesome. And not being tied just to your employer, which is fucking stupid. And I really believe all this like make the employer do it thing. That's resentment against entrepreneurs and is not logical in any way, shape or form. Your retirement shouldn't be coming from your job, especially not now where people stay at a company for like 18 months. It's all fucking stupid. Uh, what they're doing now with kids and giving them the, um,

• 6:46Tom Bilyeu?

  The investment plan?

• 6:47Speaker 01

  Yeah.

• 6:47Tom Bilyeu?

  I'm so excited about this. So this is awesome. More competition. You have to accept that for some people, it's going to be a rough ride. And if we want to do something where it's like, um, there are provisions for like, if somebody has a genetic disease that we, you can't like preclude them from that, cool. But if you've got type two diabetes, bro, that is, not only is that controllable, that's controllable by, by what you don't do. So you don't even have to like go eat at Air One. You just have to not eat the horrible shit. And because I know so much about diet, no one is going to be able to convince me. But Tom, there are food deserts.

• 7:33Tom Bilyeu?

  I don't give a fuck. This is about what you don't eat. And so it is, you can not be a type two diabetic and poor as fuck. Of this, I assure you. So yeah, that, that argument is stupid. So, but people in America, this is why I say this is my most controversial belief. Uh, people in America are not ready to see other people fail and be like, oh, fuck. Like that person is really having a bad time because they can't get their fucking diet together.

• 8:00Speaker 01

  Yeah. And I keep hearing like conflicting things in the chat of like, well, other countries have figured it out. Why can't we figure it out? Things like that.

• 8:08Tom Bilyeu?

  Would you like an answer?

• 8:09Speaker 01

  I, I'll go say, I feel like we underestimate the 350 million people, population. Cause you keep like comparing us to a country with five million white people. Like it's, it's a

• 8:18Tom Bilyeu?

  But you also are comparing us to, uh, small countries that don't give a fuck about being America. So America has a character. Remember, America was, ooh, I'm a guy in England. I'm a guy in Ireland. I'm a guy in wherever, China, Japan, insert country here, uh, who feels tyrannized by my king, my emperor, whatever. And I would rather go to a place with an 80% kill rate.

• 8:50Tom Bilyeu?

  Then stay here because I'm going to be in the 20%. That's America. Okay. Imagine the kind of person that that attracts. Very disciplined, very hardcore, very what we would now say entrepreneurial. They believe that they're going to be able to figure it out. They are willing to face down death. Like it is, uh, read about Theodore Roosevelt, who believed in basically Goggins type shit before there was a Goggins. And so Roosevelt grows up sickly and very weak. People used to make fun of him for being small. What's his response? He starts working out, dude, working out. No one worked out in the 1800s. What are you even talking about? But this guy got tired of being sick. And so he ends up putting himself through like this physical misery.

• 9:34Tom Bilyeu?

  Because he's like, my body is not going to be the boss of me. No fucking way. That's America, man. And so we attracted people like that. And for 170, 180, 90 years ish, that we celebrated that motherfucker. And then we started getting very prosperous, wanting to take care of more and more people, which I get and I love. But you have to look at the realities of what that does. Show me the incentives. I will show you the outcome. And so if we're willing to get back to America is hardcore, then yeah, we're going to be giving up some of the welfare statey stuff

• 10:18Tom Bilyeu?

  that you see in the Nordic countries, which is always what people are talking about. Remember the Nordic countries are not only small, as you pointed out, not only homogenous, or at least they were. But they also tax the life out of everyone in the country. They do not care about innovation. They lag way behind America in innovation, way behind. They are never going to be a meaningful player on the international stage. And if you don't care about any of that, great. Go emigrate to a Nordic country. Get the fuck out of America, which is a totally different vibe. I do not want to see America become Europe. Europe is managed decline. Europe is, I know you used to do cool shit, but what have you done lately? That's Europe, okay?

• 11:03Tom Bilyeu?

  Europe is fucking falling apart. They have no identity. They are not hardcore at all. In my opinion, they are not interesting in the least. I want to see the people who are really trying to play. China is really here to play. I've got mad respect for China. Uh, obviously, I want to see America return to her glory. The UAE is here to play. Like, they're not fucking around. So, um, I want to see, I want to be one of the countries that's here to play. And so you're going to give some things up. And the biggest thing you are going to have to give up, because it's the only way to balance the budgets, is entitlements.

• 11:41Speaker 01

  We're not getting around that. We're not getting around that. Social Security.

• 11:45Tom Bilyeu?

  Yep.

• 11:46Speaker 01

  Social Security, Medicaid, Medicare, all that. Um, yeah, do you think we're actually going to fix healthcare?

• 11:53Tom Bilyeu?

  Uh, I'm bizarrely encouraged by all the stuff that I see like that. So, um, if Trump fears he won't get elected unless he makes life better for the middle class, then we really might, because he's going to have to make more money for them, which is going to be very hard. Certainly attempting some of the right things. Uh, and he, he can either make them more money or reduce their costs, or both. And so this feels like him going, I'm trying to make them more money, but that's going to be very hard. So let me see if I can reduce meaningfully their costs. And so this is way more interesting to me than going, all right, we have a terrible health, healthcare system.

• 12:37Tom Bilyeu?

  It's very expensive because we're fucking morons and we've created a situation where the drug companies are making money hand over fist. Look at their stock prices since Obamacare went into place. It is wild. So look at who's winning. The healthcare companies, that's bad. So instead of going, we're just gonna keep giving them more money. This is so crazy. It's so dumb. It's so economically illiterate. Instead of doing that, we're going to introduce competition. And I, Trump, am going to start negotiating the way that Europe negotiates, which is this one block. And we're going to like get these motherfuckers to give us the best price. Yeah, I'm here for that.

• 13:18Speaker 01

  Yeah.

• 13:20Tom Bilyeu?

  We're hitting pause for a moment, but there's plenty more ahead, so don't go anywhere. There's a reason Quince sells cashmere for $60, and it isn't the cashmere. It's real 100% Mongolian cashmere. It's the same stuff luxury labels charge a fortune for. Quince just works directly with ethical factories and cuts out the middleman. So there's no need for a markup and no logo tax. The $60 goes to the actual sweater, not the fancy name on the tag. That's why everything they make runs 50 to 80% less. And it's not just the cashmere. I ordered a few things myself, their fleece joggers, a couple of their tees, which I wear obsessively.

• 14:01Tom Bilyeu?

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• 14:43Tom Bilyeu?

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• 15:24Tom Bilyeu?

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• 15:47Tom Bilyeu?

  Thanks for sticking around. Let's get right back into the action.

• 15:51Speaker 01

  All right, jumping over into this, Palantir thinks college might be a waste, so it's hiring high school grads. This is very interesting to me and I'm, like I said, I have a high school and now I'm currently dealing with it. I do not, my daughter, I love her to death, she doesn't want to be an anthropopic surgeon. She doesn't want to be a forensic accountant. She doesn't want to be a biomedical engineer. I feel like she doesn't need to go to college. And I'm like, starting to kind of really, not necessarily push that on her, but at the same time, it's like, okay, she's really, she's obnoxiously good at makeup at a young age. That doesn't make sense. Like she does her like mom's makeup. She does her aunt's makeup and she's, you know, 14. So it's one of those things where it's like, well, you

• 16:36Speaker 01

  can make a side hustle from that, make a makeup brand. So I'm already like, okay, we could get you, make some content around it. You get, you could get a TikTok check or you could have your own clients that you build up and you can make a makeup studio. So it's like, we can do all these things that will make you have a sustainable living for yourself that you won't need to have to pay $140,000 a year for. But I do feel like I'm so indoctrinated on college is 13th grade that you have to go to college. But I feel like maybe the tides are turning on that. What's your kind of gut check on that?

• 17:05Tom Bilyeu?

  If she can go to college without taking on debt, send her to college and then if she doesn't like it, she can bounce. If she has to take on debt to go to college, it's a mistake. So, I mean, look, Quantity of debt, of course, matters. You're just taking on a thousand dollars a year, whatever, not a big deal. But yeah, if she's gonna go even with double digits in debt, it's probably a bad idea.

• 17:25Speaker 01

  And so with Palantir now saying that they're recruiting-

• 17:28Tom Bilyeu?

  And sorry, I didn't mean double digits, I mean 10K or more.

• 17:30Speaker 01

  Yeah, Palantir now saying they're recruiting high school grads, skipping the whole internship, you have to get a fellowship thing like that.

• 17:39Tom Bilyeu?

  Dude, Peter Thiel has been encouraging people to do this for a long time. I don't know for how long, but like 10 years. He's offered a grant, I think it used to be only one person a year, but he offered a grant for anybody that was willing to skip college. So you basically had to have gotten, accepted, probably to an Ivy League, and then reject it in order to take that, that grant. So yeah, this is, given Palantir's connections, I think Peter Thiel's on the board, or an investor, but I, all those guys are connected to Peter for sure. Given that, I'm not at all surprised by this. And yeah, I mean, listen, dude, did Leonardo da Vinci go to college? No, he did not. What did he do? He worked with another artist. And so we used to do these apprenticeships.

• 18:25Tom Bilyeu?

  And Benjamin Franklin, same thing, apprentice. Like, it's, if I had to do it all over again, I would have been so much better off being an apprentice. Oh my God. Now knowing how I learn, that would have been way better for me. Way, way, way better for me.

• 18:44Speaker 01

  But with those individual situations, I understand that for those specific people it was better and, you know, I went to school for engineering. I'm not using my engineering degree, so I get that. But it's one of those things of certain people will figure it out, but for the masses, it should be that way? Like, is this like a is versus all?

• 19:01Tom Bilyeu?

  This is a debt problem. This is a debt problem. That is it. If this had not become a parasitic organization of indoctrinating people into madness, I would say, yeah, college is wonderful. It's a great time to meet people. It's fun. You, you are in a structured environment, but you're on your own for the first time. Really, really wonderful. Unfortunately, we allowed, through money printing and debt- We allowed the schools to not be competitive because the government guarantees their loans. And we force students to hold those loans. They can't discharge them in bankruptcy, which is morally bankrupt. That's disgusting and people should be absolutely outraged.

• 19:42Tom Bilyeu?

  So we're saddling kids with an unimaginable amount of debt, launching them into an economy that also is parasitic. And that is a nonstarter. So unless you can find a college that she can go to, that isn't going to saddle her in debt. It's not that college is bad. It is that this is a debt problem. So going to college and then not using your degree doesn't matter in the slightest. Going to college and getting a degree that you could never possibly use to like pay off your loan is pure insanity. So yeah, that's just crazy. And in the age of AI and the internet, you can literally learn anything. And I do mean anything. I'm including doctors, surgery, all of that.

• 20:27Tom Bilyeu?

  You could learn the basics of that stuff without going to college. Now, no one is going to let you operate on that without becoming a legitimate doctor. But like I'm saying that, I say that not to say as a doctor, you should go perform surgery without going to school. I'm saying that if you're being charged by an institution that is acting as if things have not changed completely. What the fuck are you doing? So my sister actually teaches doctors how to use medical equipment. And my sister does not have a medical degree. But what she's really good at is building like 3D programs, AI programs that will like explode the chest and show you the heart and all this stuff. And so all of that exists.

• 21:12Tom Bilyeu?

  So we are in a fundamentally different world and colleges are a racket. So people need to be very careful.

• 21:21Speaker 01

  Yeah. So if I'm hearing you correctly, it's not necessarily that college is a waste. It should be on one hand apprenticeship, internship. If you can go learn a skill immediately out of high school, that's a better route. Or if you're Are able to do it without a burden of debt, you should do it. But if you have to take on a forty K student loan in year one, it's probably a bad.

• 21:42Tom Bilyeu?

  I'll say it slightly differently.

• 21:44Speaker 01

  Yeah.

• 21:44Tom Bilyeu?

  College is an option if you can do it without debt. It's probably not the fastest way to learn. So if you're gonna do college, it's probably more, I need a halfway house between living with my parents and every minute being accounted for. And hitting the real world. The fastest way to learn, if you know what you want to do, is to go do that thing with somebody who is ninja level at that thing. And if you do that, you will learn and grow more in a year. By orders of magnitude than you will in a college. So yeah, my advice is if you know what you want to do, go do that thing. You will learn very, very quickly.

• 22:26Speaker 01

  Yes. Cool. All right. This has been a title story for me. I feel like this is a much bigger deal than what the stock market is saying, what people are talking about. There's so many different conspiracy theories about what's actually happening. But let's talk about Sam Altman and this code red that he issued in his internal memo. So for those that don't know, when Gemini three came out, it fundamentally sent a chill down Sam Altman's spine. And he sent an internal memo saying that he's going code red. The plan is to allocate more resources to improving chat GPT with teams concentrating on features that allow more personalized interactions. Other core priorities are talking about advancing the image generation model, image gen, improving model behavior, strengthening leadership, leaderboard competitive.

• 23:11Speaker 01

  With systems like LM Arena, enhancing chat GPT speed and stability and reducing unnecessary refusals to harmless questions. He also mentioned playing to release a new reasoning model next week ahead of Google Gemini three and several projects such as advertising AI agents. And pause are expected to be delayed. It's interesting because I think when it started, ChatGPT had such a big lead. I don't know if they just got lazy or what might have happened. But with Gemini three releasing, there was a traffic spike that a noticeable decline for those that said it was a 6% decline. As soon as Gemini three and Nana Banana release to ChatGPT's traffic. At the app downloads Gemini has spiked up over the last quarter.

• 23:55Speaker 01

  You can kind of see there was actually more active users on Gemini last month and on ChatGPT.

• 24:00Tom Bilyeu?

  Whoa.

• 24:01Speaker 01

  So it's one of those things that is ricocheting through it.

• 24:05Tom Bilyeu?

  Yeah, yeah.

• 24:05Speaker 01

  This is the big one, though, and I really want your take on this. These are from Efficient Market and Ross Hendrix. Gemini winning the AI race is like super bearish for the market if you think about it. Ross retweeted, this is the correct take. Gemini winning ensures zero profitability for all for any other LLM model. Google will force every other player into an endless sea of red ink by keeping its model free until they bleed out. And then it will monetize once its monopoly is secure.

• 24:31Tom Bilyeu?

  Yeah, that's so gangster.

• 24:33Speaker 01

  Yeah.

• 24:33Tom Bilyeu?

  Dude, this is, this is the cutthroat world of monopolistic behavior. This is why you have to protect yourself from monopolies at the government level. This is one of the reasons I am not a no government guy. Because there are certain players that are just going to be able to outperform the next person. And they will do exactly what they're describing, build a monopoly and then everybody's fucked. And it is the worst experience ever because as soon as you get to the top, you stop caring about the customers. You know they have nowhere to go and it's, it's just terrible. You really want there to be competition. Competition is the secret sauce. That's the thing that really allows the, all of us to win.

• 25:16Tom Bilyeu?

  So the government coming in and saying, we're going to make sure that we create an environment where there's going to be competition is exactly how you want things set up and. At the same time, it's a brilliant move by Google to do exactly that. Oh, no, no, we can, we could run this at a loss, billions of dollars of loss for years.

• 25:37Speaker 01

  Yeah.

• 25:37Tom Bilyeu?

  And nobody else can afford to do it. And so they're all going to tap out. This is why if people watch my deep dive where I was talking about the AI bubble, it's like, we think we know who the players are right now. Dude, we don't know. It might not even be Nvidia. Like Nvidia may be about to get just absolutely obliterated by this new Chinese company, where they're building their own chips and they may do to chip manufacturing what they just did to intercontinental ballistic missiles, dropping the cost from like $10 million to $99,000. That is a real number. So that's possible that Nvidia just gets completely blown off the map. But as consumers, I get it as shareholders, why you'd be traumatized, but as consumers, do we give a fuck?

• 26:18Tom Bilyeu?

  No, we do not. Like, we want the coolest, cheapest thing that we can get our hands on. So yeah, we've got to make sure that the government protects us from that monopoly. And I love seeing Sam Altman respond to this. And I love every time somebody calls out Anthropic for trying to use regulatory capture to do exactly this, where they're like, all right, there'll be five of us. I only have to worry about these other four. Everybody else is iced out because they'll never be able to get over the regulatory burden. All of that stuff is so sinister, man. Like, it's, it's really gross. And remember, I'm a guy who's built a billion dollar company. I know what it's like to be like, I could do things that are protective. I could be in Washington lobbying these guys and trying to get things in my favor.

• 27:03Tom Bilyeu?

  We didn't play like that. So it's just, dude, earn your own respect. Anyway, I know that's not going to work for everybody and that's super naive, but I just hate that people do that. It's so gross.

• 27:13Speaker 01

  No, yeah. And I, I think the interesting thing is to your point of Nvidia, because Nvidia stacked on top of this. And I didn't even mention the one and one trillion 50 billion in commitments that OpenAI has, whether it's with Oracle, SoftBank and all these other deals out on the table. Google's new model uses the Google chip. So it's another type of disruptor on that level that can break this AI stack that's kind of already existing. Um, somebody tweeted, I couldn't find it where they said like, people forget there was Netscape. That was the first internet browser, but then Google's the one everybody uses now. So like chat G P T, although they were the first, they weren't necessarily the best. So at this point now, is it just a, I just need to deliver a better project to win? That's the way to.

• 27:57Tom Bilyeu?

  For sure, for sure. These guys, like, there are things that people want to do. They've got to build that. And the person who, your customer has effectively no loyalty. They just want the thing that does what they want it to do. Like I've forever been using chat G P T. If Google wins and ends up being better, I don't care. Like there are things I need the A I to do. And if Gemini can do it and chat can't, or if Gemini is roughly the same, but has a better interface or whatever, it's easier to log into, whatever, whatever. It's like, I'm gonna go use that one. So, uh, this is the world. Everybody should be competing to win over the customer. And this is how we as the consumer win. This is why we don't want Google to get a monopoly.

• 28:40Tom Bilyeu?

  We want there to be a bunch of people fighting to make the greatest thing ever. And then they have to continue to earn our loyalty. Think about Apple, like, I know a lot of people are worried about getting trapped inside of the Apple ecosystem. Because it allows them to not continue to innovate and be the best. They're just like, ah, listen, I know that some huge swath of humanity is never going to go. Well, but my eye photos, like, how do I, how do I even migrate? So you just like iPhone, iPhone, iPhone, iPhone. Honestly, that's where I'm at right now. If it wasn't for the photos.

• 29:18Speaker 01

  And bro, that's the, that's the easy.

• 29:19Tom Bilyeu?

  Yeah, maybe, but here's the thing, I don't want to have to think about it. So I'm just like, oh God, I'd be terrified to lose my photos, whatever. So, uh, yeah, you want competition.

• 29:30Speaker 01

  Uh, okay. I love competition. I feel like I'm team competition. But I do think that we do have this crony capitalism problem. I bring this example up as much as I can where I was trying to take a late, a last minute flight from, from LA to Phoenix. And I pulled up on Google, like I pulled up all three different companies, whether it was American, Southwest, United and Delta. All four of them had the exact same price, at the exact same price. And I was like, how is this possible? You guys are supposed to be competition. Somebody should at least have it $2 cheaper. So that way that would just migrate everybody to go that way.

• 30:05Tom Bilyeu?

  Well, here's the bad news. They may not actually be colluding. But if you have an AI that's running a sophisticated algorithm that understands how to price in context of the other prices. And it's constantly querying and all the AIs are doing it, they will naturally gravitate towards the same price. So now every now and then I'm sure they'll do something crazy and it will like bump or move. And then the other AIs will realize, oh, they got an advantage. So, and then they'll sort of equalize again.

• 30:33Speaker 01

  Yeah.

• 30:33Tom Bilyeu?

  Um, so it doesn't take human collusion to get to that answer if everything is done on algorithms. This is like the trading algorithms that are being used. Uh, this is why when people are trying to day trade against algorithms, I'm just like, all right, good luck with that. So, um, that's the AI world. And so now what are people gonna try to do, like regulate it? So it's like, no, your AIs can't be that efficient or, and they might. I mean, we regulate the AI inside of a gambling machine. So that's possible, but that strikes me as a terrible idea.

• 31:09Speaker 01

  I, I bring that up because I'm saying, in that example, I feel like all the prices being the same is, there's a loser there. Because there's somebody like me that'll be like, you know, F it, I don't need to go no more and I would stop. Versus somebody that's like, okay, if this one was $50 cheaper, I could have sold two more tickets or something hypothetically speaking.

• 31:27Tom Bilyeu?

  Yep.

• 31:27Speaker 01

  The reason I bring that up though is because on the AI side now. What is to stop them from now saying, okay, to Anthropic's point, it's just gonna be me, Chat, Gemini, and Grok. That's it. It's us four and we're gonna do it. DeepSeek, Meta, all these other people, you guys are open source. We're not really messing with you anyway. You're for the internet. You are.

• 31:46Tom Bilyeu?

  The thing that's supposed to stop them is honorable politicians. They don't exist. So, um, nothing will stop them. When companies get big enough, they fuck us over. That's what happens. So, welcome to the real world. And then, uh, somebody will try to find a way to innovate, but it'll come 10 years later than it needed to. And, uh, this is why people absolutely despise crony capitalism. But until you're prepared to get money out of politics, this is the rodeo.

• 32:12Speaker 01

  Yeah.

• 32:14Tom Bilyeu?

  Taking a short break, but there's more Impact Theory after. Stay tuned. You're probably paying two salespeople to do one salesperson's job. That's where today's sponsor, Pipe Drive, comes in. An intelligent AI-powered sales CRM loved by growing sales teams. Pipe Drive just launched meeting intelligence built right into the CRM. Before every call, it pulls deal history and past conversations into one brief. During the call, it records and takes notes. After it, it drafts your CRM updates to review and approve. So there's less admin and more selling. Switch to a CRM built by salespeople for salespeople

• 32:56Tom Bilyeu?

  and join the over 100,000 companies already using Pipe Drive. My link gets you an exclusive 30 days free instead of the usual 14-day trial. There's no credit card payment needed. Just head to pipedrive.com/impact to get started. Again, that's pipedrive.com/impact and you can be up and running in minutes. Thanks for staying tuned. Now, let's get back to it.

• 33:26Speaker 01

  Man, how do you think it all pans out with the AI race?

• 33:31Tom Bilyeu?

  Um, okay, so my real prognostication on AI goes something like this. Every day AI gets better and is a tool that is incredible. And we are beyond flabbergasted at what is possible. Things that we thought would never be possible start becoming possible. I think that you will have an AI that does things like Drew didn't know, don't eat that. You can eat that in 20 minutes. But where your blood sugar is, if you eat that now, you're going to spill over and it's going to interrupt your Krebs cycle. And it's going to be problematic, but if you wait 20 minutes, it'll be just fine. And your life from a diet perspective is going to get insane. Your toilet is going to read your microbiome and it's going to adjust your diet and all that stuff. And it's going to be a miracle. We're going to start curing diseases.

• 34:16Tom Bilyeu?

  It'll take 15 or 20 years, but just one by one, they'll be like HIV where it was like HIV, dude, in the eighties, you were just dead. And if you're too young to know what it was really like, dude, that shit was terrifying. Like you were just terrified. I didn't know how I was going to get it. Fuck, if you had HIV and somebody knew, it was like you were a pariah. Magic Johnson couldn't even play basketball because it was like, people were like, but wait, if somebody busts his nose or something in the blood, like are other people going to catch it? And so he had to retire like immediately. It was just wild. And now it's like, people just take a couple of pills and it's manageable. Look, nobody wants it, but it's manageable. So it went from death sentence to manageable.

• 34:59Tom Bilyeu?

  You're just going to be a bunch of shit like that, just manageable, manageable, manageable, manageable. So that'll be wild. And everything that AI gets better at will rob you of your humanity. And it is going to be psychologically devastating. I can already feel I'm with Kaizen. I am in a race against AI making game development irrelevant. And that's devastating. And the devastating part is I know that humans are going to do whatever is easiest, best, cheapest. And so like, listen, I went to film school. How many movies do I watch now? Very little, less than one a week. I used to watch one a day. Do the math on this. It's actually very hard to do.

• 35:43Tom Bilyeu?

  So I now watch maybe one a week. It's probably a little less now. I probably average like point seven movies a week. And uh, the reality is that a very meaningful time, amount of time that I would have otherwise put into watching movies goes into um, watching funny uh reels with my wife. And it's like, is it brain candy? Yeah, it's delicious and I love it. And we have a great time sitting there, watching funny videos and sharing funny videos with each other. So is it better for the soul? No, but that's not what humans are optimized for. So it's like, I get it. Like, will AI video games be better?

• 36:27Tom Bilyeu?

  No, probably not, but they'll be fast, they'll be very easy to create. And so now I can basically play any game I want for free. Uh, it'll be so optimized to what I'm in the mood for right then and there, that there'll just be like a for you page of games that are being created by the algorithm based on things that I've played. And it's like, here, try this game. And yeah, you'll play it for a bit and then like a locust, you'll chew that one up for all of its fun. And you move on to the next. And for me, that's the loss of an entire other industry. So I've already lost film. Now it's like, I'm ready, I'm trying to get this game done. And it will go away. And so I think all of us are going to collectively mourn

• 37:10Tom Bilyeu?

  the loss of the way that we have interfaced with the world, which is get really good at something that matters and contribute to the whole and the group. And we have an algorithm in our brain that will punish us if we don't do that and reward us if we do do that. And so that's very meaningful and it drives people and oh, by the way, you do that so you can get laid. And it's like this very complex dance and it's been incredible and it's created the world that we know. And it is going to go away. And so I think for every awesome thing that AI adds, it will, from the people that are um, already adults, it will strip something away. And that is going to be hard. And so there's going to be a 10 to 20 year period

• 37:52Tom Bilyeu?

  where we just completely disrupt um, meaning and purpose. And that will have dire consequences. And I think that there are going to be um, opioid epidemics, the likes of which we have never seen. I think that there is going to be um, My prognostication is that there will be violence of some kind, but there's also the possibility that it just numbs young men out, who are the only people you ever have to worry about. And so it may, like, we may all get so sucked into the algorithms that it's, it becomes drug-like, and so we don't ever end up revolting or rebelling. I think society begins to fragment, and I wrote a whole comic series about this called Neon Future.

• 38:34Tom Bilyeu?

  So there will be a disruptive period, and there's no way around that. On the other side of this is a world of abundance. So if you get, on the other side of the 20 years, we have not completely killed ourselves, or the robots have not completely enslaved us, or killed us, then you can quite literally have anything you want. And then people will only be charged with, can you play Minecraft forever without getting bored? And the answer for most people is no. Now, what do I mean by that? Minecraft is the entrepreneur's game. It is for the self-starters. Minecraft invites you into a world, and it just says, there's a set of rules. Period.

• 39:17Tom Bilyeu?

  And so at night, you're gonna get attacked. You can take any object and do anything you want with it. You've gotta feed yourself. You can tame animals, breed animals, right? The whole set of rules, and now do whatever you want to do. Do you want to turn a mountainside into a discotheque? Go do that. You can do whatever you want. Do you want to build a house inside of a giant cave with pink blocks? You can do that. Do whatever you want. If you can give yourself goals, then it's fun. It's unbelievable. It's the greatest video game ever made for someone with my gamer archetype. If you're a person who's like, no, no, no, I need the game to tell me exactly what to do.

• 40:00Tom Bilyeu?

  You're gonna have a rough time because no, you're not gonna need to do anything. You're not gonna need to make money. You're not gonna need to acquire food. You'll literally have a device in your house that was free and you press a button and it mixes chemicals together and a robot to output food and a robot is gonna do the ordering and the delivering and the setting up.

• 40:22Speaker 01

  It's gonna be a pill at that point.

• 40:23Tom Bilyeu?

  And so, well, the robot's gotta make the pill, but some people have to, uh, some people are gonna wanna eat and all that stuff. So anyway, once you strip humans of meaning and purpose, how far do we derail? And I think the answer is pretty far. So it's gonna get weird before we get to the other side. Okay, then, once we're on the other side, as I've said many times, there are four life choices. Life choice number one is that you basically become a drug addict. Life choice number two is that you put life on hard mode and you move to Mars. Life choice number three is you embrace all things human and you revert to like the nineties essentially, or you move out into the woods or whatever and you farm and you live life like that, very natural.

• 41:08Tom Bilyeu?

  And then life choice number four is you live inside of simulations and you pursue whatever goal you want in the most incredible environments ever. And I'll probably be wrong about the timeline, but given what I know about the makeup of the human mind, those are almost certainly the epics that we're gonna move through.

• 41:28Speaker 01

  You said two things that I wanna dive into. The first one, you said you don't have to worry about, you only have to worry about uh, young boys. Why do you not have to worry about young girls or like, why are only?

• 41:36Tom Bilyeu?

  Young girls aren't violent.

• 41:40Tom Bilyeu?

  So young women will savage you reputationally. We're living through what the quote unquote violence of women looks like. Cancel culture is a feminine phenomenon.

• 41:51Tom Bilyeu?

  So, uh, yeah, that if you want to know what it looks like when women rule the world, this is it. This is that moment. I know people are gonna have pushback on that.

• 42:01Speaker 01

  But then when, when young men revolt, they're burning things down, they're breaking stuff.

• 42:04Tom Bilyeu?

  They're correct. They are violent.

• 42:06Speaker 01

  Copy. Um, in this future utopia, when we get to the floor, what do you think crime and stuff like that is at that point?

• 42:12Tom Bilyeu?

  Ooh, um, well, cybercrime is gonna be the big place that that warfare really plays out. Um, but I don't know because there will be, it will come down to what the incentives are. And if there is some incentive, even if it's just people have no meaning and purpose, and so they derive that, um, dopamine loop through destruction, then you might see people go on the attack, forming cults and, um, marauding might be a, a poor way to think about it, but that's the first thing that comes to mind where it's like they just want to go and break things. Uh, I could certainly see that. Um,

• 42:57Tom Bilyeu?

  but it won't be,

• 43:01Tom Bilyeu?

  it won't be the kind of warfare for the acquisition of resources that we see now, because that just won't make sense. You'll be able to get anything you want. And so the impulse will manifest as something different. Break things. Uh, this is an affront to God, so I have to stop you. It'll be something like that.

• 43:20Speaker 01

  Got you. Got you. Uh, okay. We have a couple.

• 43:24Tom Bilyeu?

  By the way, just to let everybody know, we have to stop at 8:50 today. We have a slightly early stop.

• 43:30Speaker 01

  Yeah. Um, Tom got some exciting plans this weekend.

• 43:33Tom Bilyeu?

  Yes. By the way, it's like a rumor and chat. People so want to know where you were. So it's up to you. I never tell people what you're doing.

• 43:41Speaker 01

  Oh, I appreciate that. Uh, first Wednesday I was sick. Second one, I was, uh, back home for the holidays. So I was back in Jersey with the fam.

• 43:47Tom Bilyeu?

  There you go.

• 43:48Speaker 01

  You know?

• 43:48Tom Bilyeu?

  Nothing crazy.

• 43:49Speaker 01

  Nothing crazy, guys. I miss you guys too, though. Uh, thanks. Uh, all right. We had a couple of super chats. Uh, first, uh, shout out to Mr. B. Saul for your $49.99 super chat. We appreciate you. Um, you have

• 44:03Tom Bilyeu?

  Indeed.

• 44:03Speaker 01

  You, huh?

• 44:04Tom Bilyeu?

  Uh, just shout out.

• 44:05Speaker 01

  Yeah.

• 44:06Tom Bilyeu?

  Forty-nine bucks. It's legit.

• 44:07Speaker 01

  And, uh, LeBlanc dropped a bag too, but we coming to you next. You got a couple. Uh, Mr. B Shaw said, "You have inspired me to write a book on the new sovereign wealth mortgage."

• 44:16Tom Bilyeu?

  Let's go.

• 44:17Speaker 01

  Personal deleveraging system, and I would love to send you a link to the prologue, primer, and chapter zero.

• 44:23Tom Bilyeu?

  Uh, Mr. B Shaw, that is one. I'm super honored that, uh, I've played some ridiculously small role in getting you to create something. That is wonderful. Uh, the odds that I will take the time to read that, given my schedule, is effectively zero. Um, so forgive me. Love you. Thank you. But yeah, that, uh, I get people sending me books all the time. I just don't have the time.

• 44:49Speaker 01

  Thank you for the super chat. Really appreciate it. Uh, all right. LeBlanc, number one of four. The first one. "The whole securing Western hemisphere is all good and all, but kind of feels like tilling the soil before empire expansion, while soft collapsing global economy looks like repeat of pre-World War I in Iraq, but cartel instead of Taliban."

• 45:08Tom Bilyeu?

  It's interesting. I doubt that that's how this is gonna play out, especially not under Trump. I think that Trump wants allies and he would much rather people run their own country, but do it in a way that we like. But keep in mind, he's, he's doing things. This is not, uh, me saying, "Oh, my God, this is the right way." But it is very interesting if what he's doing with Maduro is, "I'm gonna put so much pressure on you that, and I'm gonna do it in full visibility of the public. Uh, and I'm gonna put a bounty on your head. I want your own people to turn against you and take you down," instead of like all the super secrets, CIA stuff. And I don't know if he would do that if he could get away with it, and he just realizes in this day and age, he's not gonna be able to pull it off.

• 45:50Tom Bilyeu?

  But it feels like, he's like waving signs and making it as known as humanly possible. Got beef with this guy for these reasons, and, um, he needs to get the fuck out. So he's still doing regime change, but it's a new flavor of regime change. So we'll see. I think regime change is always super dangerous. So we'll see, but I am told that Maduro rigged one of his own elections, that there is a sort of actual president that was elected, and that if they can get Maduro out, that guy would presumably take power. If that's true, then this might be a less worrisome one. But regime change, when brought about by external pressure,

• 46:35Tom Bilyeu?

  does not have a good history. So we'll see what happens.

• 46:39Speaker 01

  Understood. All right, LeBlanc, 204, he said, "Not all never rally voters." World War-

• 46:46Tom Bilyeu?

  Never Riley?

• 46:47Speaker 01

  Never, not all never rallies voters.

• 46:52Tom Bilyeu?

  Where are we at here? Move your cursor so I see where you're at.

• 46:54Speaker 01

  Right here.

• 46:56Speaker 01

  Not all, uh, okay.

• 46:58Tom Bilyeu?

  Never rallies, yeah.

• 46:59Speaker 01

  Yeah, not on the-

• 47:00Tom Bilyeu?

  I have no idea what that means.

• 47:01Speaker 01

  Uh, I made it bigger. Okay, "Not all never rally voters." World War I, II posters didn't say "not all Germans." Oh, oh, oh, oh, got it, got it, not all-

• 47:11Tom Bilyeu?

  Not all never rallies voters. Got it!

• 47:14Speaker 01

  Unity needs one clear villain. That's why US red versus blue is exploding. No external enemy, so we become each other's monsters. Pendulum swinging back.

• 47:23Tom Bilyeu?

  That's interesting. Uh, yes, I think he's right, that having one clear enemy is a way better, um, marketing message. But the bad news is that I do think in America, this is going to calcify pretty quickly into Muslims bad. And so that's my concern.

• 47:42Speaker 01

  And then it went on to say, "It's sad, but you can't convince people that everything is going to get better if no perceived enemy to fight against. Ever have a family member lash out about bills? Kind of like that. No outlet equals aggression."

• 47:56Tom Bilyeu?

  It's interesting. Um, well, the bad news is it's very easy to go, uh, China's the enemy. Very easy to go Islam is the enemy. So it won't be hard if we want to pick a sequential list of enemies to go after. Um, so yeah, if, if we need to rally people, if politicians need to rally people, they will have no shortage of people to bang the drum about. So, or it could like Nick Fuentes's thing seems to be white nationalist. And you really, history says you can rally people around that, much to my dismay.

• 48:32Speaker 01

  Um, but to your point that you always say though, is that this is caused by economic problem first. So is it more important to have the enemy so that way you're distracted from the economics? Or is it, we just you give you an enemy now so you can do this while we try to fix the economics in the background?

• 48:48Tom Bilyeu?

  Oh, so, oh God, fix the economics. Okay. To fix the economics, we would have to do things we're not doing. Everybody right now, Trump included, the only strategy they're running is make more money. Um, so if Trump had any impulse to balance the budget, I would be very enthusiastic. He does not. He certainly understands the political reality that if I promise free things, that I'm more likely to get reelected. So he promises free things, any money prints till the cows come home and, uh, he's going to try to put some of that money in people's pockets rather than pay down the debt, which is probably politically brilliant, but it is economically stupid.

• 49:27Tom Bilyeu?

  So aye, aye, I don't think that we're in the zone yet where people are actually going to fix that. This is going to be, I'm so curious to see what you guys think about the interview with Arthur Laffer. When's it coming out?

• 49:41Speaker 01

  Uh, next Tuesday.

• 49:42Tom Bilyeu?

  Okay. So not this coming Tuesday, the one after that.

• 49:45Speaker 01

  Yeah.

• 49:45Tom Bilyeu?

  Uh, I'll be very interested for you guys to watch it. So, uh, Arthur Laffer is the guy that the Laffer curve is named after. The Laffer curve is that, um, there is a breaking point where uh, it'll be very obvious. If you charge people a hundred percent taxes, then they just stop working. Uh, back it off 99, 98, 97. At some point you get to the point where people start producing again. If you go all the way down to zero, you collect no taxes, obviously. So somewhere one, two, three percent, you start making money for the government. And so where is that breaking point? Okay. That's what made this guy famous. Um, and Talking to him, I was shocked at how he and I are looking at the same thing. In fact, one thing you will hear a lot, it'd be very ego gratifying to do a supercut of all

• 50:29Tom Bilyeu?

  the times guests have said, well, you're right about that, but uh, so no one is arguing that I'm looking at the economy in the right way. What they argue are the conclusions that I draw. And so that's where I'm like, uh, time is gonna tell, but Arthur and I went back and forth, back and forth, back and forth about what does this all mean? Now, he looks at me and says, you're just being pessimistic. I look at him and I'm like, you're so high on hopium that I'm just like, what is happening right now? Like, he can't even ground, like, tell me the thing that's gonna happen. What is it? We're gonna grow. It where? Like, what's the thing? What's the actual thing? Given the debt, like, yeah, yeah, yeah, Tom, uh, the debt is definitely a problem, but

• 51:14Tom Bilyeu?

  don't worry, even though every other empire has fallen on the timeline that you're on, uh, it's not gonna happen this time for magical reason. So anyway, I love my time with him and I do not want to in any way, shape or form indicate that I don't think that this guy's incredible.

• 51:32Speaker 01

  I wanna talk about it, but I want you guys to see the interview. It's a good one.

• 51:33Tom Bilyeu?

  He's very smart.

• 51:34Speaker 01

  It's a good one.

• 51:35Tom Bilyeu?

  It was, yeah, it was a lot of fun. But anyway, um, it, I, no one is trying to make a meaningful attempt to fix the economy. And because of that, we are going to continue to suffer from these problems.

• 51:48Speaker 01

  And then last one for Laban, um, nobody ever talks about post-AI, the AI that can make humans' farms entertaining feed and take care of livestock, but constantly simulating in new ways to generate new data to perceive reality, which is food for the AI. Nobody ever talks about post-AI. The AI could make human farms entertaining, feed and take care of livestock, but constantly simulating, stimulating in new ways to generate new data to perceive reality, which is food for the AI.

• 52:18Tom Bilyeu?

  I think what he's saying is basically the AI could manipulate us in ways that would be entertaining for them. Uh, it feels like the same idea that people have that humans are these, is the universe trying to understand itself? So that that concept of consciousness goes like this. Consciousness is ubiquitous. It is one thing. However, to understand that thing, it must take a finite, limited perspective and essentially look back at itself. I do not find that argument compelling in the fucking slightest, but whatever. That's the argument. This feels something like that, which is the AI only understand the world by absorbing

• 52:58Tom Bilyeu?

  human behaviors, which is admittedly true for now, but they will very rapidly go beyond that and get into physics. Once the robots understand basic physics, I don't think they're really going to care about humans. I mean, maybe, but that strikes me as less likely. But I think what he's saying is that humans will could become a entertainment feed, a source of data for the AIs to be like, oh, if we manipulate them like this, they'll kick off new data. What does that look like? What does it look like to make every human try to kill every other human? Things like that. He didn't say that part, but that would be one scenario where it'd be like, oh, cool. That's what it looks like. Now we understand how they react in that circumstance.

• 53:39Speaker 01

  That's interesting. Okay. All right. I want to jump over to this OU student essay fiasco. So I'm not sure how much of the of the background you have on this.

• 53:50Tom Bilyeu?

  Oh, I have it all, Drew.

• 53:52Speaker 01

  Oh, okay.

• 53:52Tom Bilyeu?

  What background does the chat have?

• 53:55Speaker 01

  Yeah, we'll dive into it. So with this, for those that don't know, a student was given a gender studies assignment and that gender studies assignment was about, I'm trying to get the exact framing of it. Traditional gender roles about how people are perceived based on societal expectations of gender. How people are perceived based on societal expectations of gender. In her essay, Ms. Samantha has argued that traditional gender roles should not be considered stereotypes. She cited the Bible to support her stance that eliminating gender in society would be detrimental because that would put put people further from God's original plan for humans. She received zero points out of the 25 for the essay.

• 54:38Speaker 01

  Her transgender professor, Mel Curtis, said Mrs. Felnicky failed to use empirical evidence and called parts of her essay offensive. Quote, "To call an entire group of people demonic is highly offensive, especially a minoritized population," the instructor wrote in the online grading platform. Now, Turning Point OU is rallying to her, her side and saying that, you know, she's being unjustly vilified. I do have to think that if my teacher was transgender, I probably shouldn't use the terminology, at least demonic, in the essay that I submit to her. But I'm like, okay, I might be too woke for this. So I wanted your opinion just before we get to the OU response,

• 55:22Speaker 01

  because they ended up having the teacher on leave now and all this other stuff. But like, what do you? What do you?

• 55:28Tom Bilyeu?

  This to me is everybody being fucking stupid. So my wife is a world-class artist. I mean, absolutely egregiously talented. And she would get in fights with her professors because they wanted her to draw in a certain way. And she didn't want to draw like that. And so her mom pulled her aside and said, cool, listen, you've got a choice. Either one is perfectly fine, but you just need to decide. Do you want to get a good grade in the class? Or do you just want to make the art the way that you want to make it? And she said, I want to get a good grade. And then her mom said, cool, getting good grades is a game. You have to understand what the teacher believes is worthy of a good grade, and then do that thing and you will get the grade. Otherwise, perfectly acceptable if you do not care at all about your grade

• 56:12Tom Bilyeu?

  and make art however you want and tell the teacher to fuck right off and create the thing you want to create. And so Lisa was like, cool, I'm going to get a good grade. And so Lisa did art the way that her teachers wanted to. Absolutely hate it. And in some ways, really ended up kind of breaking her a little bit. And she didn't touch art for a while because it was like, I don't want to do art like that. And still to this day, I am mortified that my wife doesn't do digital art. But from me, she feels that same pressure of you're now being like, my teacher is trying to get me to do art the way you want me to do art. Fuck you. And so now I'm going to go in the exact opposite direction. So anyway, this is, this person is being obstinate. They know what it would take to get a good grade. They obviously are like, fuck this person. I'm gonna say what I am here to say. Cool, you made a political statement and you got the grade that reflects your political statement.

• 56:58Tom Bilyeu?

  The transgender teacher is being dumb. You know that you run the risk of creating a scene. You're, you've now been put on leave. It's like, you want to show that you- You can pull yourself out of the argument and really grade them on the merits. And the odds that the merits of something with complete sentences is a zero is basically zero.

• 57:17Speaker 01

  Yeah.

• 57:18Tom Bilyeu?

  So if you gave them like a seven and you're like, listen, this is obviously a failing grade. You don't make empirical arguments citing the Bible is not an acceptable way. That's a philosophy at best, at worst, it's, you know, um, magical thinking. And so in my class, as I've explained before, these are not acceptable sources. And so I've docked you this many points for those sources. Plus in uh, leaning on theology or going into a value system argument, you're not right, whatever. You're dancing around. So that way you're like actually telling me why you graded this down. But you did tell me why you graded it down and it's because you found it offensive. And so the empirical part, fair enough, like that, it's just, does that really swing us all the way to zero?

• 58:03Tom Bilyeu?

  No. So now both sides are like being obstinate and they didn't need to be. And they could completely like step back from their like emotional, like I'm going to get you stance. Neither of them did. And so now it is what it is. And you've got tons of people on the internet and I don't know if they can be trusted. I have not read the article myself that are all saying, yeah, this was worthy of a terrible grade. Fine. Fair enough. Was it worthy of a zero? That's the part where I'm like, they just made their own life difficult by going.

• 58:31Speaker 01

  That's a really good point. If you would've just gave her a four, this is not a story.

• 58:34Tom Bilyeu?

  Correct.

• 58:35Speaker 01

  But the fact that you gave her zero and you did that because you had that, uh, you wanted to puff your chest out.

• 58:40Tom Bilyeu?

  Yes.

• 58:41Speaker 01

  This is the University of Oklahoma, uh, statement. The University of Oklahoma takes seriously concerns involving First Amendment rights, certainly including religious freedoms. Upon receiving notice from the student on the grading of an assignment, the university immediately began a full review of the situation and acted swiftly to address the matter. First, the college acted immediately to address the academic issue raised by the student. College leaders contracted her on the day her letter was received and have maintained regular communication throughout the process. As previously stated, a formal grade appeals process was conducted. The process results in steps to ensure no academic harm to the student from the graded assignments. Second, the student reported filing a claim of illegal discrimination based on religious beliefs to the appropriate university. The office OU has a clear process for viewing such claims and it has been activated. The graduate student instructor has been placed on administrative leave pending the finalization of this process.

• 59:26Speaker 01

  To ensure fairness in the process, a full-time professor is serving as the course instructor for the remainder of the semester. OU remains firmly committed to fairness, respect, and protecting every student's rights to express sincerely held religious beliefs.

• 59:38Tom Bilyeu?

  Yeah, yeah, all of this stuff is amusing to me. College is wonderful. It's a great experience. If you can do without debt, I'm here for it. At the end of the day, it doesn't fucking matter.

• 59:48Speaker 01

  Yeah.

• 59:48Tom Bilyeu?

  And all that matters in life is are you good at something that will make money for somebody? If you're good at something that will make money for somebody, you will always be in a good negotiating position. You are paid in direct proportion to the difficulty of the problems you solve. If you can solve real problems, I don't care if you ate every crayon that you've ever encountered. I don't care if you wrote. Uh, things like this, if you're, all of your teachers failed you, it doesn't matter. There are businesses out there that are absolutely desperate for people that can solve problems and make them money. And if you can solve problems and make them money, you're going to do just fine in life. As a PSA to all the kids out there, that's all that matters. Get good at something.

• 1:00:27Tom Bilyeu?

  Now, if you're a fuckwit that is not good at anything, then I get why you want to have a good grade so you can bamboozle people in an interview. But that should not be the way that people go through life. Get good at something that matters. And then part of what you have to get good at is being able to rapidly articulate and prove I'm actually good at this fucking thing. So man, if you can do that, the world is your oyster, but people spend so much time learning how to posture, learning how to interview. Instead of actually getting good at the thing. Uh, yeah, that, that is the grand crisis of the human experience.

• 1:01:04Speaker 01

  Do you have any like teacher stories, professor stories, anything like that?

• 1:01:07Tom Bilyeu?

  Uh, I have one really good one.

• 1:01:09Speaker 01

  We got time?

• 1:01:10Tom Bilyeu?

  Really good. Okay.

• 1:01:11Speaker 01

  Yeah, come on.

• 1:01:13Tom Bilyeu?

  This is crazy and I think about this a lot. So, uh, I had a friend, smartest kid that I knew, uh, back in school, really bright. And net, literally never in trouble. This kid was so quiet, definitely on the spectrum. And ended up being my best friend through high school. So this is not some random kid that I met like this. I really fucking knew this kid. And, um.

• 1:01:34Tom Bilyeu?

  We had this French teacher, brand new. So we're all juniors, maybe seniors? I can't remember. Juniors or seniors? And uh, we get this brand new French teacher. Never seen her before, new to the school district, whole nine. And they end up like really like disliking each other. And we all thought she was weird and she um, ends up expelling him. So he's very tall and she was doing something to really piss him off. And he was like the nicest guy. So everyone was like, what of all the fucking people to like have a beef with this kid, the smartest kid, the nice kid, the quiet kid? What? And so anyway, she says something to him that really pisses him off and she tells him to go back and sit down at his desk. Now admittedly, he's like six, four and she was like five, two.

• 1:02:18Tom Bilyeu?

  And she was standing in a way where he would have to like scooch past her. And so he like scooches past her, but looks down at her as he goes. He was trying to be a dick. There's no doubt. He doesn't say anything. He doesn't like flinch out of nothing. She suspends him. He then gets rejected from uh, Columbia University because he'd been suspended. Okay, like this is how big of an impact that ends up having on his life. We're, we're not going to find that out for a long time. She suspends him. So this is now like, wait, this kid who's never done anything, never been in any kind of trouble ever gets suspended. Everyone was like, what the fuck? Okay, that's in the air. She then one day, we all hate her now. She's a psycho for real. Like for real, this woman is a problem.

• 1:03:04Tom Bilyeu?

  And one day she's um, talking to uh, the guy next to me and I'm, I'm sitting at a desk and the desk at the top has like a, like a slight divot for you to set pencils. So I have a pencil sitting in there and I'm twirling another pencil or pen, whatever. And it flies out of my hand, hits the pencil that's sitting in that little nested area and falls on the floor behind her. Now she's leaning over, so her ass is sticking out. We all hate this woman, think she's crazy. I'm like, the absolute last thing in the universe I'm going to do is lean down behind her ass to pick this up. She's gonna have some kind of problem with it. Yeah. So I just leave it there. She finishes talking to my friend, she turns around, bends down, picks up the pencil,

• 1:03:46Tom Bilyeu?

  holds it right in front of me, snaps it in half and sets it down in my tray. And I was like, what the fuck just happened? I was like, I have no idea what universe I'm living in right now. She's a maniac. And so she leaves. Now, we are all like the top 10 in my graduating class. So the kid that gets suspended, I don't remember if he's one or two, but he's like super high. I'm like fourth place. So we're like the, the top 10 of the graduating class. So we all go to our parents and we say, listen, this chick is unhinged.

• 1:04:20Tom Bilyeu?

  She is not what you guys think. We, we've got to have a meeting. And so it wasn't exclusively the top 10, but most of the top 10 in our graduating class get together, our parents come in, principals there, French teachers there. And we all say, hey, listen, this woman's crazy. And she's presenting herself incredibly well. And the whole time she's explaining very calmly the different things that we've done and why like, you know, what this kid had done was a problem and how intimidated she felt and he's very large and I'm very small. And it, you know, it's very difficult to be in front of these students and I'm new. And so to feel physically threatened and I didn't want to overreact, but obviously I, I have to, you know, make sure that I'm maintaining decorum in the classroom.

• 1:05:02Tom Bilyeu?

  And so we're all like, our hearts start racing because we're like, no, no, no, wait. This is like an alien that's wearing human skin and she's gonna get away with this. And so we're there for like an hour and a half or something. And we're like, oh my God, like we're, we are literally packing up to leave, man. Like people closing their binders, parents are standing up. And I'm like, hold on one second, just one quick question. Why did you break my pencil that day? And she snaps. And she goes, Mr. Bill you, don't you think for one second, I don't know you were trying to kill me? And all the parents were like. What?

• 1:05:44Tom Bilyeu?

  And she was like, I know you put that pencil behind me to try to get me to trip and break my neck. And we were like, we got you bitch. And like, everyone was like, this is who she is. And so we never saw her again. They fired her.

• 1:05:57Speaker 01

  Wow.

• 1:05:57Tom Bilyeu?

  Dude, it was the craziest shit. I remember thinking, she's going to get away with this. This is wild. And then it all comes back to that fucking pencil. I was like, oh, it was, it was so fantastic. How she just collapsed and the mask slipped and like the venomous person that we were all seeing every day. Came out and I was like, oh, thank God.

• 1:06:20Speaker 01

  That's wild.

• 1:06:21Tom Bilyeu?

  Don't think I don't know you were trying to kill me.

• 1:06:23Speaker 01

  That's wild. That's a good one. That's a good one. Uh, all right, we got two more slipped in. Um, LeBlanc, have a beautiful and wonderful day, guys, and good to see you back. Oh, thanks, LeBlanc.

• 1:06:31Tom Bilyeu?

  Thank you.

• 1:06:32Speaker 01

  Um, and Martin Fort Knox said, real relationships suck now. Fewer friends, fewer romantic ones. Dead cities have the shallowest folks. Lonely men may kill us all. AI take over a second place. Everyone is, is in their isolated silo of reality with loose bonds.

• 1:06:48Tom Bilyeu?

  Yeah, I feel for people like this. So I am captain isolation, but I, within the context of being married, that's always important for me to remind myself of.

• 1:07:00Tom Bilyeu?

  But I get that most people just do not thrive in isolation. And so I do worry about that, that we're making life so convenient. It's so easy to avoid all the frictions. That, um, if anybody's ever had a killer experience in a game where you and your friends, like you cooperated, everybody played their role and you beat the other team, it feels so good. It is so fun. You know, if you're like the healer and you're like, you're there, your buddy's down and you got him. It's like, and the tank is absorbing all the bullets they're supposed to. And the guy with high DPS like in there fucking doing the thing. Like that, that is euphoric. Now imagine.

• 1:07:41Tom Bilyeu?

  People in the village are starting to get hungry. And the four of you go into the woods, you don't know if you're gonna live or die. And you hunt a mastodon or whatever. And everybody plays a role and you do it, you come back and because of you guys, the village actually eats and the birth rate goes up. I mean, it's like.

• 1:08:00Tom Bilyeu?

  The level of that, like, that's what we're built for, is that kind of cooperation. And it's all a bit of a pain in the ass and it's all very difficult. And so we've tried to like, smooth the edges off that difficulty. We've created farming, we've created livestock, we've created grocery stores now. It's like, we've tried, like, because all of those things are hard and they're very dangerous and they put you in a very precarious situation. But they also give you all the things that the blind watchmaker has made extraordinarily pleasurable. And that sense of camaraderie and brotherhood, forget the romantic relationships for a second. The brotherhood, the feeling of being a part of something to play your role and to contribute meaningfully.

• 1:08:40Tom Bilyeu?

  And to know that like, these people are eating because I did the thing, like, is, it's just extraordinary. And so as we move farther and farther from that, we really do run a hyper risk that we become unaligned with the algorithms running in our brain. And that's when things really, uh, people begin to feel a profound sense of disease. This is why I think it's so important to bring manufacturing back to the US. There is a certain type of person for whom that is how they're going to contribute to their family if nobody else. And when they don't have that ability to go do a hard thing to provide meaningfully for their family, you've got a problem. There's a great show, Landman, if you're not watching it, you must watch it.

• 1:09:21Tom Bilyeu?

  Spoiler alert, so this, it's a mild spoiler, but nonetheless, this is a really key scene. I hate to do this to you, because you're gonna have to hear it.

• 1:09:28Speaker 01

  I was gonna watch it.

• 1:09:29Tom Bilyeu?

  But anybody else that's worried, you gotta plug your ears. There, there is a moment where a character, I'll be as vague as I can, where a character, uh, has worked really hard and now he's making a lot of money. And he turns to his girlfriend and she's actually a little bit scared. And she turns to his girlfriend and, uh, he turns to his girlfriend and he says, I'm doing this all for you. And she is just completely confused. And I looked at my wife and I was like, she knows this. But we've had the same, like Will and Jada had that big argument where he's like, I built this house for you. And she's like, you didn't build this house for me, you built it for you. And I was like, stop the fucking presses. That woman needs to understand right fucking now that he did, in fact, do that for her.

• 1:10:09Tom Bilyeu?

  Now, if that is a gift that she chooses to reject, don't be confused as to why you guys aren't in a relationship anymore. And so I was like to Lisa, if you do not understand, if you want to view yourself as a proxy, fine, that would be a mistake. But I am doing, I have to do all of this for someone and I am doing this for you. I get it. I can't stop myself. I am wired to work this hard. I am wired to want to climb the next mountain. I am wired to want to slay dragons. That's who I am. I told you at the beginning of our relationship, you can ask me to give up anything, but not my ambition. I don't, I don't want to know me without my ambition. But I am going to do all of this for someone. Now, as my wife, I am slotting you into that. I would literally die for you.

• 1:10:54Tom Bilyeu?

  I'm out here working my ass off for you. If you ever look at me fucking sideways and say like, I don't want you doing this. I don't want these things. You're not working this hard for me. We are gonna have a fucking problem. We are going to implode. That is a fundamental misunderstanding of what men are. What you as women have wired us to do. Now, I can't be confused about what a woman is and what you need. I have to make sure that I'm there for you, that I can hold space for you to lament and to sit in negative pain and suffering and for me to not try to solve the problem. I get it.

• 1:11:35Tom Bilyeu?

  But if I can't give that to you, that is just as bad as you not being able to give this to me. And so in, they handle that so well of like that discrepancy where he is so befuddled by her being like, but this is not a gift that I want. He's like, wait, what? Like, I'm putting my life at risk for you and you're rejecting. This is one of the ways that men and women are breaking down right now that I'm just like, oh my God. Like you've got to map the other person. What is life like for them? Stop wanting men to be women and women to be men. Like cherish the other person for the fact that they are different.

• 1:12:20Tom Bilyeu?

  If people could get their heads around that, oh Drew, life would be so much better. So my wife, if she's wise, will both praise the life out of me for how hard I work for all of the accomplishments that I've made and then hold fast to she needs some other things as well. And I'm going to need to provide those to her. Yeah, it was so fact though. We gotta get you out of here. With that, we gotta go. You guys are amazing. Thank you guys so much for joining us. It means the world. Love you all and we'll see you next week. Have a good one. Let's talk about a pattern that is guaranteed to be killing your progress. You know what you need to do. You need consistent nutrition. We all do. You need vitamins, probiotics, greens. We all know that we should be doing more of it. When your morning gets

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