Is Elon Musk Failing Shareholders? Teaching Kids About Money, and Scott’s Wildest Fan Encounter

Scott breaks down whether Elon Musk poses a fiduciary risk to Tesla shareholders. He then offers advice to a grandmother trying to help her 15-year-old grandson understand money. In our Reddit Hotline segment, Scott shares the craziest fan encounter he’s ever had and reflects on where he found meaning in life before becoming a father. Want to be featured in a future episode? Send a voice recording to [email protected], or drop your question in the r/ScottGalloway subreddit. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:00Speaker 00

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• 0:31Speaker 01

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• 1:01Speaker 02

  This episode is brought to you by Michelob Ultra. Good times mean competitions between you and your friends. Like seeing who can throw some pigskin the farthest, or rush the field the fastest. Winner gets an Ultra. Because it's not just a superior-like beer, it's also giving fans superior access to their favorite sporting events. Superior is worth playing for. Visit michelobultra.com/superioraccess to enter. Enjoy responsibly. Copyright 2026 Anheuser-Busch InBev Michelob Ultra Beer, St. Louis, Missouri.

• 1:31Scott Galloway?

  Welcome to Office Hours with Prof G. This is the part of the show where we answer your questions about business, big tech, entrepreneurship, and whatever else is on your mind. Today, we have two great listener questions lined up. And then after the break, we're continuing our new segment, the Reddit Hotline, where we pull questions straight from Reddit. If you'd like to submit a question for next time, you can send a voice recording to [email protected]. Again, that's [email protected]. Or if you prefer to ask on Reddit, post your question on the Scott Galloway subreddit. Jesus Christ, that's something I never thought I would say. Scott Galloway subreddit. And we just might feature it in our next episode. What a thrill! Let's bust right into it. First question, I have not heard or seen these questions.

• 2:14Speaker 04

  Hey Prof G. Given the recent performance of the stock and his dual roles as the CEO of Tesla and Chief Doge Douche, is there a point where Elon's divided attention and/or ever-increasing negative public perception become a violation of his fiduciary responsibility to shareholders? Thanks for all you do. Jacob in Kansas City.

• 2:34Scott Galloway?

  Jacob in Kansas City. So yeah, but he doesn't have a board. So this is how corporate governance works. Shareholders elect the board, and the board really has two jobs. They're supposed to, one, what does it mean to be a fiduciary? I love the word fiduciary. I think it's a fantastic word, and that is, once you have your deal, once you say, okay, I'm getting paid X, your job is then, as a fiduciary, to represent the interests of others. I love that. When someone asks you to be their fiduciary for their estate, that's a real compliment, because what they're saying is, I think you can represent other people. I think you have the skills to represent somebody else, and also, you have the integrity to think about, to look at the lens of decision-making through other people. It's very difficult. Other than instincts,

• 3:17Scott Galloway?

  then one of the things that separates us from the animals is that we have the ability to be just better fiduciaries. We can represent society, we can represent people that we will never meet. I mean, I guess, a board really has two jobs, other than being good fiduciaries. And then, where you become a good fiduciary is you kind of have two things. One, the chair of the audit committee just needs to make sure there's not fraud, no surprises. And then the other two real responsibilities of the board are, one, when to hire and fire the CEO, and two, when to sell, and if and when to sell the company. But your primary job is to make sure you have the right guy or gal running the company. That's the most important decision to make. I have found with almost every company I'm with, if you have the right guy or gal, things work out. If you don't have the right guy or gal, it's just not going to go well. A good board can't save a bad CEO. A bad board can probably

• 4:01Scott Galloway?

  fuck up a good CEO, but it really is about finding the right person and then having...

• 4:08Scott Galloway?

  The sober conversation with other board members who the CEO tends to weaponize and play golf with and get, help get their kids into the school he went to. And before you know it, you have a board that is just their buddies. I have a four-year statute of limitations. I leave every board within four years because I want to do a series of different things. And I also find that boards need churn. And on every board I've been on, there's at least one or two people, if not three or four, that are golfing buddies with the CEO and just don't objectively evaluate the CEO. And the CEO likes that because they don't want to be objectively evaluated. They want a board that's going to continue to increase their compensation and agree with them and provide advice. Is that fair? Some CEOs do like pushback. Hmm, probably somewhere in the middle.

• 4:49Scott Galloway?

  Anyways, in the case of Tesla, the board there has made so much fucking money, they would let him, I don't know, kill puppies on live TV and they'd say, oh, he's a genius. That's, that's a strategy around autonomous driving. The, the chairman of the board, I think, has made 150 or 200 million dollars. So her job is just to make excuses for his behavior. He was, he basically engaged in market manipulation or securities fraud. He said that he was taking the company private at $420 a share and that the funding was secured. And the stock skyrocketed and then it ended up that, what do you know? He was probably on ketamine. That was a lie and then the stock fell.

• 5:29Scott Galloway?

  So anyone who bought the stock thinking that was credible information is owed money by Tesla, whose CEO was lying to them. And what does the board do of 499 of the S and P 500 companies? They fire this, all right, boss, you're in trouble. At a minimum, they would say, you need to go into rehab and maybe we give you your job back, but unlikely. Anyways, they have not done their job. They're not fiduciaries. They've made so much money that they're basically the worst board now. He could absolutely leave Tesla. Why? Because to his credit. He does what a good CEO is supposed to do, and that is he builds a really strong team. Supposedly, the way they describe him at Neuralink or at SpaceX now is he shows

• 6:11Scott Galloway?

  up, gives a bunch of speeches, kicks over a bunch of trash cans, and then he leaves and they get back to work. He's clearly a visionary. But what people don't appreciate, or what he doesn't get the credit he deserves for, is that he clearly can put together really talented management teams such that even when he's off, impregnating anyone he can find at a conservative CPAC conference, such that they can give birth to someone he will ignore, and then ultimately get sued for sole custody of that child because he hasn't seen them, that, all right, he's able to do all these different things because he's put in place competent management teams. Now, having said that, typically what happens in competitive markets is that a company establishes differentiation based on technology or distribution channel, which translates to margin power, which translates to above-market

• 6:53Scott Galloway?

  shareholder gains. And then the rest of the market goes, huh, maybe electric cars are the thing. Huh, maybe tune-ups over the airwaves are something. Huh, maybe we can come up with better battery technology, see above BYD. And the differentiation gets reverse-engineered out, the margins or kind of irrational margins get starched out, and the company just trades within a normal trading range. The majority of car companies traded somewhere between, I don't know, six or eight and 20 times earnings. And this company, see above, is trading at 144. And that's what I think we're about to see over the next 12 months. This is not financial advice. I have been wrong on Tesla over and over and over. But if this stock was trading at the same multiples as other car companies, it'd be trading at about 14 bucks a share. And I think today it's at 260 or 270. So, yes, they have violated

• 7:38Scott Galloway?

  their fiduciary duty. Thanks for the question. Question number two.

• 7:44Speaker 05

  Hello, my name is Clara. I'm from California. I have a 15-year-old grandson who is desperate to learn something about money. He wants to learn about money. Unfortunately, neither his parents nor I have a clue as to how to guide him. His school is of no use in that regard. What do you suggest? Thank you.

• 8:11Scott Galloway?

  Clara, I love this question. 15. So my son is 14, and he's constantly asking me, how can I make some money, Dad? And I sit down with him, and I say, all right, let's go to ChatGPT, and let's say, all right, I'm a 14-year-old, have a little bit of money, I'm good with technology, I'm super into Football, soccer, how can I make extra money? And it comes back with five ideas, including buying shirts, unprinted shirts, football shirts, and then figuring out a way to embroider them or put cool stuff on them using Shopify for the backend. And we'll do this together. And then another idea was the AI suggested that we buy sneakers during sneaker drops at Nike and then try and resell them. And you have to have some money.

• 8:54Scott Galloway?

  There's some of the times the sneaker drops are 150 or 200 bucks. But he learns about it. He learns about taking risks. He learns about trying to examine the market, look at data, customer service, you got to ship those shoes once you get them to a buyer. How much money did he make? Well, it ends up with shipping and everything and taxes. We lost a little bit of money, but that's a life lesson too. So I think the way you learn about money to a certain extent, if you're talking about money, is you start a little bit of a small business. I've been an entrepreneur my whole life. I started walking dogs when I was his age to try and make some money. Now, in terms of learning the markets for money when you're 15, I don't know if it's too early for him to be reading the front page of the Wall Street Journal. But I love that you're involved in your grandson's life. What a gift. What a gift for you and what a gift for him that you're thinking this way.

• 9:40Scott Galloway?

  So to the extent that he's willing, read the front page of the Wall Street Journal, those little bullets, and then discuss them with him and say, you know, what does it mean? What are earnings? Also, I think an interesting way to learn about the markets. When I was 13, I wasn't very popular. I know that's hard to believe. I know that's hard to believe. And my mom's boyfriend gave me $200. By the way, he had his own family. We were the second family, but that's an entirely different story. But he gave me $200 and said, if I get back next weekend and you haven't bought stock, go to one of those fancy brokerages in Westwood, I want my $200 back. So I went down to Dean Witter Reynolds, I think it was. And I met this guy named Si Sero. This was literally 45 years ago. And I walked in with $200 and I ended up buying.

• 10:25Scott Galloway?

  He came out and introduced himself. We bought 12 shares or 16 shares in Columbia Pictures. And I used to call him from the Emerson Junior High phone booth and ask what the stock had done that day. And then he would give me a lesson on why the stock moved. He said, okay, there's buyers and there's sellers. When there's more buyers one day than there are sellers, the sellers get to increase the price, or the buyers, actually, the buyers have to increase their bid so that they can attract more sellers into the market to sell those shares. And then where they two meet is the market. And these platforms are market makers. That would be a lesson. And then he would say, okay, I would say, why is the stock up today? I'd say, well, Close Encounters of the Third Kind is a hit. I'm dating myself. Why is the stock down today? Well, Casey's Shadow is a bomb. And I started learning about the market.

• 11:07Scott Galloway?

  So maybe reading together the front page of the Wall Street Journal and discussing it, maybe buying a couple of shares in stock, download the public app and buy a couple of shares in companies and say, why do you want to buy this company? And discuss it with them. I've made a good amount of money starting and selling businesses, but where I've made a crazy amount of money is investing in stocks. And I go back to that moment where I walked into a brokerage and I used to call Cy from Emerson Junior High School and talk about the markets. It gave me a love for the markets. It got me thinking about investing early and often. And just a quick side note, Cy and I are still in touch. Forty-five years later, every Christmas, my birthday, Father's Day,

• 11:49Scott Galloway?

  he sends me a nice text message to say that he hopes I am doing well. Anyways, Clara from California, thanks for the question.

• 11:58Scott Galloway?

  We have one quick break and when we're back, we're diving into the depths of Reddit, the bowels of Reddit.

• 12:08Scott Galloway?

  Support for the show comes from Bilt. Most of us work hard to earn our keep, but usually there's no one around to hand you a cookie when you successfully pay your monthly housing bill. No one except Bilt, that is. Bilt has expanded from their original rental rewards program and they have a lot more going on for members now. For example, members can earn points on mortgage payments too. Every housing payment gets you points that get you a lot more than baked goods, such as flights with top travel partners, including United and Hyatt, Lyft rides, Amazon.com purchases and much, much more. Here's another benefit of Built membership. You also get access to what they call a neighborhood concierge. You can make restaurant reservations, book fitness classes, and find new local spots, all while rewarding you and more than 45,000 merchant partners. It's simple. Being a renter and now owning a home feels a lot better with Built.

• 12:53Scott Galloway?

  You can download the Built app and join the membership for where you live at joinbuilt.com/profg. That's J-O-I-N-B-I-L-T.com/profg. Use our link so they know we sent you.

• 13:08Scott Galloway?

  Support for the show comes from Vanta. As AI adoption grows, so does your company's security risks and requirements. New frameworks, audits, and vendors keep piling on, but your team isn't getting any bigger. Most compliance tools promise automation, but you're really stuck doing all the work by hand, chasing screenshots, validating controls, and playing catch-up when audit season comes around again. Vanta works differently. The regentic trust platform is built to scale with you, not slow you down. With over 1,400 automated tests across 400-plus integrations, Vanta collects evidence and monitors your controls year-round, cutting your audit prep by 82%. Plus, you can access the Vanta agent everywhere you work, whether your team is in Vanta every day or living in tools including Claude or Cursor. Want proof?

• 13:53Scott Galloway?

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• 14:14Scott Galloway?

  Support for the show comes from Vanta. As AI adoption grows, so does your company's security risks and requirements. New frameworks, audits, and vendors keep piling on, but your team isn't getting any bigger. Most compliance tools promise automation, but you're really stuck doing all the work by hand, chasing screenshots, validating controls, and playing catch-up. When audit season comes around again. Vanta works differently. The regentic trust platform is built to scale with you, not slow you down. With over 1,400 automated tests across 400 plus integrations, Vanta collects evidence and monitors your controls year round, cutting your audit prep by 82%. Plus, you can access the Vanta agent everywhere you work, whether your team is in Vanta every day or living in tools, including Claude or Cursor. Want proof?

• 14:59Scott Galloway?

  Over 16,000 fast growing companies like Ramp, Rider and Harvey save time and resources while scaling fast with Vanta. Learn more at vanta.com/profg and get $1,000 off. That's spelled V A N T A dot com slash prof G for $1,000 off.

• 15:22Scott Galloway?

  Welcome back. We asked and Reddit delivered. Let's bust right into it.

• 15:28Scott Galloway?

  Our first question comes from Pancake Gold E. As in Goldie Hawn. That's weird. They say, okay, what is the craziest fan encounter you've ever had? Generally speaking, they're not crazy. Generally speaking, they're super lovely. I'm I don't know if this is a good or a bad thing. I had breakfast today and we're talking about addictions. I think that every person has a certain level of addiction. It's just important to be in touch with it. Addictions are for survival. You're supposed to be addicted to gorging food because there was an absence of salty, sugar and fatty food. But now that industrial production has vastly outpaced our instincts, we gorge even when we don't need to. But there's a reason for addictions. I'm addicted to the affirmation of others, specifically strangers.

• 16:13Scott Galloway?

  But I can modulate it. I can realize that, okay, what's really important is to have your friends and family love you. That's like job number one. And if strangers don't like you on threads or on Blue Sky, you know, is that relevant? Yeah, is it meaningful? Maybe, is it profound? Absolutely not. I've gotten much better at that. I don't get as rattled by strangers' comments anymore. Actually, I kind of stopped reading the comments. I want to write and act as if no one's reading or as if no one's commenting. It's like, I've always thought the people I just so admire, the people at restaurants where I'm on vacation and a good song comes on and they get up and they dance on the table, like no one's watching them. I really, I think you want to live your life that way. I think the most successful people in the world have one thing in common and that is they dance as if no one's watching them.

• 16:58Scott Galloway?

  I try and remember that when I dance, I try and think, well, what happens when I'm home alone? Like after, when Trump was elected, I literally, the next morning, spent the entire day, entire day experimenting with Xanax and Peroni, or as I call it, my Panics method. And I found out that I am an outstanding dancer to 80s music. The dogs were totally freaked out, didn't matter. I have incredible moves to the straight line beats of George Michael, Tom Petty, R.E.M. I mean, I can just fucking, I can just burn up the rug in my pajamas with a Peronian hand and with a little bit of, little bit of Xanax, kind of helping daddy, helping daddy give a little bit of that rhythm that every 49-year-old

• 17:39Scott Galloway?

  white guy has. Is that racist? Is that racist? Anyways, probably a hate crime. So when I get fan encounters, they're really nice. People come up to me, they're super wonderful, they want to take photos. Even when they disagree with me, they go, I, the most common comment I get, hands down, is the best comment, and it's the following. And people say the following, while I don't always agree with you, you make me think. And that's, folks, that's why I'm here. If I'm just, if I'm just reinforcing your current beliefs, then I'm just fucking Fox News tickling your censors and dividing America. The whole idea is to occasionally, and I do this sometimes, sometimes I'll say something I know coming out of my mouth, and I don't know if that's right, but it's provocative and I want people to

• 18:22Scott Galloway?

  think. I want us to look at the issue from all different angles and think, are we getting this right and wrong, such that we can express different viewpoints and hopefully craft better solutions and learn and stretch and strain and damage the muscle in between our ears such that it grows back stronger? Anyways, I can't tell you how lovely the encounters are, the craziest ones. One comes to mind. I was at Cannes, and this guy came up, this nice guy in kind of a leather jacket, and I was saying, why is he in a leather jacket? It's so warm. And he came down, he's like, I love your videos. And I had a line actually develop. I'm kind of a big deal at Cannes. Anyways, and there was a line of people who wanted to say hi or get their book signed. So he said, I love your video. I'm like, great, do you want to get a picture? And he was sort of like, well, okay. And we took a quick picture, and I said, boss, big line. He started asking me a question, I cut him

• 19:05Scott Galloway?

  off, I said, I really apologize, but I gotta get through the rest of the line. He said, oh, I understand, and he left. And then the next person comes up and goes, you know, that was Jensen Huang, right? That's the CEO of Nvidia, who's built an amazing company that's worth more than Intel. And I didn't know what to do, and I turned around and went, Jensen, Jensen. He'd already walked off. He did need to hang out with me. Anyways, that was sort of funny. Is there another one? Is there another one? Uh, someone, when I was in, uh, where was I? I was in LA, said, wait for a minute, wait for a minute. And she pulled her kid out of the car and it was like a three-year-old. And she held the baby in her arms and she said, Johnny, Johnny, what do you say? What do you say when the radio comes on? And he went, go, go, go. Cause I guess they listen to my podcast in the car.

• 19:50Scott Galloway?

  And his favorite part is when they say, when I say, go, go, go. So in general, they haven't been that crazy, but what they have been is lovely. And I've often said, or I believe that LLM, it's a shame that LLMs are crawling the online world, cause I think the online world is while fascinating and interesting and can be inspiring, there's a lot of toxicity and it is a bit of a cesspool. But on the whole, I find in general, people out in the real world are really nice and I don't always find that online, but nothing that crazy, just mostly really lovely. And I really do appreciate when people come up and say hi. It's really nice to me, really rewarding. Thanks for the question. Next and last question, a faceless void reads, before having kids, where did you find meaning in your life?

• 20:35Scott Galloway?

  Whoa. Before kids, where did you find meaning in your life? I don't think I did. I had motivation. I grew up without money or without enough money. And I quickly learned in a capitalist society that your ability to take care, I would say the reason I'm rich is because of, I mean, there's a lot of reasons. The generosity and vision of California taxpayers and the reasons to University of California that let unremarkable kids into UCLA, 76% admissions rate, 2.27 GPA at UCLA, then got into Berkeley. So public, I'm a product of big governments.

• 21:18Scott Galloway?

  The United States government, being born in America, the, the United States and all of the sacrifice and commitment people have made to build this incredible infrastructure, these incredible public works, including the University of California, is a key component of my success. Two, or maybe it's one, the irrational passion for my well being of my mother. But every day, in small and big ways, she told me she loved me. And if you do that with a child, I think over time, they start to believe you. And I think that's really important. The thing that was most motivating for me was women, specifically two types of women. And one's a hallmark story and the other's like, uh, kind of crass. The first is, I wanted to take care of my mom. I got, my mom got very sick when I was in graduate school.

• 22:02Scott Galloway?

  And it was the most kind of rattling, traumatizing thing I've ever been through. Because I didn't, I wasn't capable of taking care of her because I was in graduate school. I didn't have any money. And, uh, she was discharged from the hospital early and it was just a very ugly situation. And I didn't know what to do and I felt powerless. And that was the first time I really felt this sort of masculine instinct kicking in that I, I'm the man of the house. It's me and my mom. I am supposed to take care of my mom, who took great care of me and I couldn't. And it was just incredibly humiliating and upsetting. And I thought, all right, there's a lot of things outside of your control in terms of make, making money, but the things that are in your control, getting your shit together, being disciplined, working really hard, none of which I had done to that point. I decided, all right, that's it.

• 22:46Scott Galloway?

  I'm gonna, I gotta get my act together because I gotta take care of my mom. And from that point forward, quite frankly, I just, uh, worked all the fucking time, took a lot of risks and really tried hard to, to make money. Money was my motivation. And then the second thing also involves women, and that is, I wanted women in my life. I wanted romantic and sexual partners in my life. And I noticed, I did the math pretty early that women seem to be attracted to guys who had their shit together, uh, and could signal resources. So for me, my motivation, I don't really think I had meaning, was making money. And I'm not proud of that, but that's the truth. Up until the age of 45, my identity and my motivation was to be economically secure

• 23:31Scott Galloway?

  so I could take care of my mom and be more attracted to potential mates and also just be relevant. To other men and be interesting. It wasn't even about living well. Like, I wasn't addicted to things. I didn't, you know, I never like had fat cars or anything like that. I lived well. I didn't deny myself of anything, but it wasn't, that wasn't the motivation. The motivation for me was relationships specifically to take care of loved ones and to be, you know, to find a great mate. That was my motivation. I did not have purpose in my life and I kind of knew it. I kind of knew like, I don't know what this is all about. I didn't, I can't get enough of anything. I can't get enough of experiences. I can't get enough of money. I can't get enough of dating. I can't get enough of anything.

• 24:13Scott Galloway?

  I recognized that I was like a hunger monster. And the, when I had kids, which I didn't want to have, I didn't want to have. I was with a partner who was, you know, higher character, much hotter than me. And she basically said, I want to have kids. And I said, well, I don't want to have kids because I don't want to get married. And she said, I don't need to get married to call my bluff to have kids. And boom, we pulled the goalie for like three minutes and she was pregnant. The dog is fertile. That's right. Anyways, when that kid came rotating out of my girlfriend, I felt tremendous anxiety at first. Not like, oh, I have purpose because I, it was a rough time for me economically. And I felt shame that I already wasn't taking care of him. Jesus Christ, I think about the two hardest moments, coming home, not being able to take care of my mom

• 24:59Scott Galloway?

  and feeling as if I failed my brand new son. But slowly but surely, and Fraser Crane said this on the Fraser Show, that you don't, you don't immediately love your kids, but you fall in love with them. I found that to be true. And I have found that caring more about these kids than I care about myself is an unlock. It's relaxing. What are you doing this weekend? Shit, I don't know. It's Friday. I need to be fucking fabulous. I'm a baller. I'm living in New York. I'm a tech guy. I need to be around super interesting people doing, at super interesting venues and be with super hot women and do incredible things. And then, okay, next weekend, how do we raise the bar? Once you have kids, oh, what are you doing? I'm going to soccer practice. What are you doing? Yeah, it's the same soccer practice.

• 25:41Scott Galloway?

  And I'm going to some lame birthday party on Sunday with all the other dads to give their partners a break. At first, it's like, this fucking sucks. And then it becomes sort of relaxing. It's like, okay, that's what I do. I'm dad. That's what I do. And being involved or caring more about someone else than you care about yourself has been incredibly cathartic for me. And I do finally have my purpose. And my purpose is to raise loving, patriotic men. I want boys who will find a good partner. I try to be really good to their mother. I model that. I try to motivate them through a variety of things. And I want them to be patriotic, not only to their country, but to the world, to think

• 26:24Scott Galloway?

  about the human race, to be good, kind to others, build a better world, and absolutely build a better country. And that's my purpose. That will be the last thing, I think, that will run through my mind, is that I want, have I done that? Have I tried to model that behavior? Have I given them the resources? So it's really nice to feel a sense of purpose, in a weird way, just to get existential. I'm not ready to die, but I feel like it's no longer going to be a tragedy. I feel like I've mostly accomplished that. We'll see, they're still young. But it just makes the idea, when I was young, the idea of dying was just terrifying to me, as it should be. And now, I'd like to be around for another 50 years, but if I'm not, I've kind of checked the box. And that is, I have produced offspring that I think will add more value to the world

• 27:09Scott Galloway?

  than I've added. And at the end of the day, that is really our core and only mission here, is to produce, in my view, or make the world a better place. And one way you can do that is by producing offspring that are smarter, stronger, faster than you. And it's so nice to have that purpose. I'm not saying everyone needs that to have purpose, but that was where I found mine. But pre-kids, I didn't have meaning. What I had was motivation. And my motivation in a capitalist society was, quite frankly, was money. Thanks for the question. That's all for this episode. If you'd like to submit a question, please email a voice recording to [email protected]. Again, that's [email protected].

• 27:51Scott Galloway?

  Or if you prefer to ask Reddit, just post your question on the Scott Galloway subreddit, and we just might feature it in our next Reddit hotline segment.

• 28:05Scott Galloway?

  This episode was produced by Jennifer Sanchez. Our intern is Dan Shalon. Drew Burrows is our technical director. Thank you for listening to the Prop G Pod from the Vox Media Podcast Network. We will catch you on Saturday for No Mercy, No Malice, as read by George Hahn. And please follow our Prop G Markets pod wherever you get your pods for new episodes every Monday and Thursday.

• 28:30Speaker 06

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• 29:00Speaker 07

  A single click, a ransomware attack, a business lockdown, a demand for Bitcoin. These are real threats financial advisors are facing today. Hear how AI is transforming cybercrime, why these attacks are accelerating, and what advisors can do to protect their business, their clients, and their future. Tune in to If You Could for what's next.

• 29:25Speaker 08

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