How Sophie Rain Makes (And Spends) $100,000,000 Per Year

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Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:00Speaker 00

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• 0:29Jack Selby?

  Do you know what your net worth is today?

• 0:32Speaker 02

  No, no idea.

• 0:33Jack Selby?

  If you had to guess.

• 0:35Speaker 02

  Probably like 5 million?

• 0:37Jack Selby?

  No.

• 0:38Speaker 02

  20 million?

• 0:39Jack Selby?

  No.

• 0:39Speaker 02

  5 to 20?

• 0:40Jack Selby?

  No, it has to be more than that.

• 0:41Speaker 02

  I will go to my statistics.

• 0:45Jack Selby?

  Hold on. Dude, my heart's speeding up a little bit.

• 0:49Speaker 03

  You know how much money she makes an hour? Oh, this is a slow month. In July, she only made 3.4 million.

• 0:53Jack Selby?

  How much were you making that very first month?

• 0:55Speaker 02

  I think I was making like 100,000. I think my first month I made 100,000.

• 1:00Jack Selby?

  What was going through your mind?

• 1:01Speaker 02

  Oh, my God, I'm gonna buy. I'm gonna buy the entire world. It was just crazy because I couldn't believe that you could even make this much.

• 1:08Jack Selby?

  What's one of the biggest misconceptions out there? That people say that you're like, oh, my gosh, this is not true.

• 1:12Speaker 02

  I don't really care what gets put out there about me because I have thick skin. Obviously, people are gonna say what they want to say, and they're gonna believe what they want to believe because they hear certain things, but they don't know what happens behind closed doors.

• 1:22Jack Selby?

  Have you ever done anything that is truly financially irresponsible?

• 1:25Speaker 02

  Um, yes.

• 1:27Jack Selby?

  Which is?

• 1:33Jack Selby?

  Sophie Rain, thank you so much for coming on the Ice Coffee Hour podcast.

• 1:36Speaker 02

  Thank you for having me here.

• 1:37Jack Selby?

  You've gone viral so, so, so many times. I've seen you on my feed because of this clip. You're with David Dobrik. You show him your OF earnings.

• 1:46Speaker 02

  Yes.

• 1:46Jack Selby?

  How much have you made so far on OF?

• 1:49Speaker 02

  The last time I checked, of all time?

• 1:51Jack Selby?

  Yeah.

• 1:52Speaker 02

  Last time I checked, it was 100 million.

• 1:54Jack Selby?

  Can we see that?

• 1:55Speaker 02

  Of course.

• 1:55Jack Selby?

  I just want to see what that looks like.

• 1:57Speaker 02

  This has been just like a big thing that everyone's arguing online about, that it's fake and everything. So I'm gonna show you guys here in person that it is real.

• 2:06Jack Selby?

  Are you not worried about showing people how much money you make?

• 2:09Speaker 02

  Definitely was a big concern of mine, but at this point, it's out there. I've been trying to prove for so long that this is how much I'm actually making, and no one believes me. So I'm on the site, and you can see that I'm not faking anything. I'm going here. I will go to my statistics. If it will load. And then this is the last 30 days. I'm gonna hit all time.

• 2:33Speaker 02

  And these are the two, like, so this is the growth.

• 2:35Graham Stephan?

  There's just, wow, wow.

• 2:37Speaker 02

  And then like, you can see that it's not a screenshot. It's real.

• 2:41Graham Stephan?

  Hold on. Dude, my heart's like speeding up a little bit.

• 2:44Jack Selby?

  Okay, that's just completely unbelievable. From what I can tell, it seems authentic.

• 2:48Graham Stephan?

  I mean, it's, it's real. I don't see why, uh.

• 2:51Jack Selby?

  Who, what are people saying? Why are they saying you're, you're making it up? Or how can they claim that you're making it up?

• 2:55Speaker 02

  They say that I'm photoshopping it and everything and that I'm lying about how much I make just because, I don't know, I wanna seem cooler, I guess. But I have no reason to lie. Everything I put out online is intentional. Like, I don't, I wouldn't, you know, lie to anyone about that.

• 3:12Graham Stephan?

  Does that worry you, though? But showing that much money and then now you become a target to people.

• 3:16Speaker 02

  I mean, not really. I have a really good financial advisor that like keeps me in lock and most of my money is in investments. So like, I'm not really too worried about.

• 3:25Graham Stephan?

  What about the Amaranth situation where someone tried to like break in and like steal your crypto?

• 3:30Speaker 02

  I'm not into crypto. I'm not in crypto.

• 3:32Jack Selby?

  The idea out there is that you make more than LeBron James. What do you think about that?

• 3:36Speaker 02

  Um, it's honestly unbelievable. Um, I'm waiting every single day to like wake up from this dream because it just doesn't seem real. But, you know, we're on very, we do very different things, obviously. And I think that he's a great basketball player and he deserves as much wealth as he gets. But, you know, we're just two top earners. I don't know.

• 3:54Graham Stephan?

  So this makes you the top earner of OF?

• 3:56Speaker 02

  I believe so, yes. I mean, obviously, I don't know, just because other people don't put out how much they make. But it says like on OF that I'm in the 0.1%.

• 4:05Jack Selby?

  What do you think is the biggest misrepresentation of who you are?

• 4:08Speaker 02

  Um, right now, I think a lot of people believe that I make money off of my friends in the bop house. That is a big misconception. I don't make money from anyone besides myself. I think that we're all just there to kind of support each other and, you know, help each other raise our income. And I think that that gets miscommunicated to the audience that I'm making money off of them because I'll sit there and I'll repost all of their posts. I'll post it like as if it was mine or something, just trying to get more traction on their pages. And that's all I'm trying to do is just support my friends. But people think that I'm making money off of them and that is not true whatsoever. A lot of people also think I'm pregnant.

• 4:44Jack Selby?

  Where did that get started?

• 4:46Speaker 02

  I think I got like just a little heavier, you know, I was eating good one week. And then people said I was pregnant, but I'm not pregnant.

• 4:53Graham Stephan?

  Do you lean into that sometimes to be like, oh, maybe I am, I don't know?

• 4:56Speaker 02

  No.

• 4:57Graham Stephan?

  And then it gets, but doesn't that get more traction?

• 4:59Speaker 02

  It definitely would, it definitely would. I was thinking about it, but then again, I try to be as real as I can with my audience. So I was like, that's just, just not a good idea.

• 5:09Jack Selby?

  So to earn over a hundred million dollars does not mean that you have 100 million because there are platform fees and then of course taxes.

• 5:16Speaker 02

  Of course.

• 5:16Jack Selby?

  How much do you pay in taxes?

• 5:18Speaker 02

  I pay a lot in taxes. I pay 37% of federal taxes and I paid

• 5:26Speaker 02

  83, I made 83 million last year total. So I paid 37% of that.

• 5:31Graham Stephan?

  And then what do you do with like 40 million dollars left over?

• 5:34Speaker 02

  I invest it. So I have currently, I'm in the process of getting three properties. I have two, about to have a third in Florida and I invest it in as much as I can. I'm right now investing into my farm. I have cows that I take care of. I want, that's, that's my dream is I want to own like a cattle ranch. So I have 12 cows right now that I'm working with on 20 acres and that's what I do in my free time.

• 5:57Jack Selby?

  I'm just honestly in complete shock and like dismay because these numbers are, they're insane.

• 6:01Graham Stephan?

  We meet with some of like the best

• 6:03Jack Selby?

  Entrepreneur.

• 6:04Graham Stephan?

  Most respected business owners out there who have built their entire career 30 years.

• 6:09Jack Selby?

  Like rappers.

• 6:09Graham Stephan?

  And then they have like 200 million bucks, but it's taken them like 30 years to get that with like prudent investing.

• 6:16Speaker 02

  Oh, yes. Oh, yeah. And I think that's like where a lot of the misconception also comes with OF is that, you know, obviously everyone thinks that it's an adult site, but it's not an adult site. You can do anything with your content on there. It's just, it's just a subscription page. So I know people who like, who have cooking channels on there and they sell their recipes. And I think that's the great thing about, you can do whatever you want on there and make a living off of it. And it's just, it's just the new digital world nowadays. Like it's constantly evolving and it's just, it's, I think it's great because people can come on here without having to invest $5 million into this one company trying to get. 10% stock or whatever. You can make your own income just being you online.

• 6:54Jack Selby?

  I mean, Graham had an OF for a while.

• 6:56Graham Stephan?

  Oh, my gosh, I did briefly.

• 6:58Speaker 02

  Didn't do good?

• 6:59Graham Stephan?

  No.

• 6:59Speaker 02

  Oh, no.

• 7:00Graham Stephan?

  I shared, uh, stock tips.

• 7:02Speaker 02

  Okay.

• 7:02Graham Stephan?

  Like basically what I was buying, what I was buying personally. I was dollar cost averaging into the market. And I said, hey, as a joke, I'm gonna start an only, and I'll post what I'm buying on there. And I got a few people that signed up, but they all wanted pictures of me.

• 7:15Speaker 02

  So interesting.

• 7:16Graham Stephan?

  And then they just immediately unsubscribed.

• 7:17Speaker 02

  Did you send any pictures?

• 7:18Graham Stephan?

  No.

• 7:19Speaker 02

  Oh.

• 7:19Jack Selby?

  Are you sure?

• 7:20Graham Stephan?

  I'm pretty sure. Some dude wanted Jack's, uh, shoes.

• 7:24Jack Selby?

  Yeah, they, a guy offered to buy my shoes. They asked for feet pics like online.

• 7:28Speaker 02

  I mean, there's something for everyone out there, you know? People are constantly trying to find their niche, I think.

• 7:34Graham Stephan?

  And what were you doing before OF?

• 7:36Speaker 02

  I was a server. I served for two years at a restaurant. It was a little mom and pop Italian place. I hosted, I cooked, I bartended, I served. I did all the, I did, I was, you know, full range. I could do everything there.

• 7:49Jack Selby?

  Did you enjoy that life?

• 7:50Speaker 02

  Oh, my God, I loved it. I loved it so much. My friend had to beg me to quit so I could like focus on social media.

• 7:56Jack Selby?

  So why would you then pivot to social media if that was a life that you truly claimed to love?

• 8:01Speaker 02

  I pivoted to social media because I saw a lot of my friends doing it. And honestly, I wanted something out of my life because I knew I wasn't, I couldn't serve forever. Obviously, that's just not something I wanted to do. And I grew up in a very poor household. My parents were constantly paying, like, living paycheck to paycheck. And I wanted to make money. And obviously, social media, I was thinking is the way to go because it was right after COVID. Everyone, you know, that's when everyone was blowing up on TikTok and everything. And I was like, you know what? I could do this. Like, I think I would be fine. I have a pretty thick skin. Like, I think I could do it. And ever since then, it's been history.

• 8:34Graham Stephan?

  Did you worry about the stigma with OF at the time?

• 8:37Speaker 02

  A hundred percent. Um, it was obviously a concern. Like, a lot of people, they know what OF is, obviously. But I think that my main goal here is to try to Dissolve that stigma just because you can do anything on the site and it's not always like, I don't do any hardcore stuff on the site. And I think that a lot of people have that misconception just because they hear the word OF and they immediately think Bonnie Blue, you know, like stuff like that. But I love the site, you can do anything you want on there and you know, there's room for everyone.

• 9:08Jack Selby?

  Why did you do so well?

• 9:09Speaker 02

  I think it was a lot of consistency. Um, another thing that I've noticed, like being around a lot of other girls in the industry is I don't really care like what gets put out there about me because I have thick skin. Obviously, people are gonna say what they wanna say and they're gonna believe what they wanna believe because they hear certain things, but they don't know what happens behind closed doors. And I know in my heart, like what I'm doing and that makes me happy. So I don't really care about what people say on my behalf online.

• 9:34Jack Selby?

  And so you quit the serving job to do OF or to do social media? Okay, so it was directly from that to OF?

• 9:40Speaker 02

  Yes.

• 9:41Jack Selby?

  And then why did you?

• 9:42Speaker 02

  I started social media first and I was posting on TikTok for probably a good two months, three months, just gaining some traction. And then once I had like a big enough audience, that's when I started.

• 9:52Jack Selby?

  So how big of an audience did you have?

• 9:54Speaker 02

  It wasn't, it wasn't major. I think maybe like a million followers on TikTok.

• 9:58Jack Selby?

  That's pretty good.

• 9:59Speaker 02

  It was, it was great. Like it's, I'm grateful for everything and like, I'm so happy to be where I am today and it's because of all of my fans. But yeah, I started doing TikToks at first and then I.

• 10:12Jack Selby?

  And then when and why did you decide to do OF?

• 10:14Speaker 02

  Well, my sister was doing OF and um, a lot of my people, a lot of my friends were also doing it, like my cousin, Aisha, she was doing it. And I asked them, I was like, you know, like what, what is it? Cause I didn't know what was at the time. They were all doing it and um, I, you know, I wanted to try it out and I did it. And I fell in love with it. It was a lot of fun. I found self-love doing that, like being on the site. Cause at first, like, this was right after COVID, like I was depressed, obviously, and like, everyone was just stuck inside. It was a crazy time. And I hated myself and I started OF and I, like, I'm so happy now. Like, I'm, I'm so glad.

• 10:48Jack Selby?

  What did you hate about yourself?

• 10:49Speaker 02

  I mean, I was in high school, obviously, just like cliche teenager stuff. Like, I didn't like the way I looked. And I feel like everyone thinks that about themselves, obviously, but doing this, like. I've just found a lot more self-confidence. Like, I would never be here two years ago. Like, I couldn't, I couldn't not do this.

• 11:06Graham Stephan?

  Why is that?

• 11:07Speaker 02

  Just because I was insecure, I was scared. But like, growing up and being on the website and doing social media, like, it really has taught me a lot and I'm so happy where I am. And I wouldn't change, I wouldn't change it for anything.

• 11:20Graham Stephan?

  So the other people doing OnlyFans in the beginning, what were they making? Were they showing you their earnings and saying like, hey, it's been like six grand?

• 11:28Speaker 02

  Um, not, not really. I don't think anyone showed me their earnings directly. But I've obviously, like, I've heard word of mouth, like, you know, Cardi B's on the site, she's making eight hundred million dollars or whatever she's making. And like, I thought that I could take that avenue and make some money. And here I am.

• 11:46Jack Selby?

  On the topic of confidence, I'm curious, is it the money, like, to have F U money? Does that make you confident? Because a lot of people, it does. So that would be totally reasonable because you have nothing to lose. You can just insulate yourself with your finances. Or is it through all of the failures that you went through in order to get to this point? The hate that you see online, you've had to develop a shell. What would you say it is?

• 12:06Speaker 02

  I honestly think it's the people who truly support me, like, the good comments that I see. I see a lot of, a lot of people that love me and they comment like, you're, you know, I'm so beautiful or whatever. And I think those comments, you know, obviously helped me learn to love myself a little more. But also just growing up, like, I'm a little older now. I know a lot more than, I've, I've learned so much doing this. I've learned more than I've ever learned in school. Like, I never knew, you know, about taxes and all that stuff. I know how to do all this stuff now. I have a really great financial advisor who, you know, shows me everything step by step, how I should use my finances and what I should invest in and stuff like that. So I definitely think it has a little bit to do with the money. But I also think that it's just, I found who I am by posting online because obviously in the beginning, like, I was just doing these little TikTok dances.

• 12:51Speaker 02

  And now I'm kind of evolving more into my own personality online and people love that. And I think that that definitely boosted my confidence, just knowing that, like, people are actually like, supporting me and they love me for who I am and. You know, I'm just.

• 13:05Jack Selby?

  A lot of people, they do not like receiving those sorts of compliments. Like from some women, yes, sometimes I do surprisingly talk to women. Those women have said to me that they don't like it when they're like walking on the street. Hey, you're beautiful. Hey, you know, you look nice today or whatever. What makes this any different? How have you utilized that to gain confidence instead of the other people that sometimes do not like it?

• 13:25Speaker 02

  Well, I think that regardless, like people are gonna say what they wanna say at the end of the day. Like you can never, if I'm gonna walk on the sidewalk, of course, someone's gonna yell at me. That's just society nowadays. And I think that instead of like looking at it in a negative light, you just keep, keep walking and move on with your day. Take the compliment. Like it's, it's okay. Now, obviously, if it's something crazy like catcalling and like, oh, blah, blah, blah. Obviously, like, that's a little crazy. Don't do that. But I feel like it's different on social media also because like on social media, I'm obviously intentionally posting for those compliments, you know?

• 13:56Jack Selby?

  You know what's hilarious? I'm gonna get reamed for saying this, but you remind me of Leila Hormozzi. And, and let me justify it because do you know who Alex Hormozzi is? Our world. Alex Hormozzi is like the, the god of business.

• 14:08Speaker 02

  Okay.

• 14:08Jack Selby?

  Business, entrepreneurship, finance, stuff like that. His wife, Leila Hormozzi, she came on the podcast. We were talking about being impervious to like the world around you. And if people say mean things, you're like, whatever, I'm gonna continue doing my own thing. She gave a story where she's walking with Alex. Someone bumps into her and they say, watch out, skinny bitch. And a lot of people can be like, oh, what the heck? And like spike their cortisol and get all angry and escalate the situation to a place it doesn't need to go to. Or in her case, she was just like, that's funny. You think I'm skinny?

• 14:36Speaker 02

  Yeah.

• 14:36Jack Selby?

  And so she took it as a compliment. And because of that, the situation ended up resolving itself and it was, everything was totally fine. And it's just about being impervious to like any sort of stimulus, like turning anything into a positive experience.

• 14:48Speaker 02

  I agree. And that's, that's what I try to do all the time. Cause like, I think that's the only way I get through things just because like, I know what it's like to be depressed and sad. I've been in and out of depression. And I just don't want to live my life like that. Like, why would I try to make myself stressed? Why would I try to make myself feel bad about something someone else said? Because like, clearly, they have something going on in their life that they're, you know? I think that we just need to spread more kindness around because there's just so much bad going on in the world anyways.

• 15:13Graham Stephan?

  People usually writing the hate comments are always trying to punch up at someone else who's doing better than them. And it's never the people who are doing better than you who are like, oh, I want them down.

• 15:21Speaker 02

  Mm-hmm. I just...

• 15:23Graham Stephan?

  Usually.

• 15:23Speaker 02

  Yeah.

• 15:24Jack Selby?

  When you decided to do OF right in the beginning?

• 15:26Speaker 02

  Yes.

• 15:27Jack Selby?

  How much were you making that very first month?

• 15:29Speaker 02

  I think I was making like a hundred thousand. I think my first month, I made a hundred thousand.

• 15:33Graham Stephan?

  What was going through your mind? You're making a hundred thousand?

• 15:36Speaker 02

  I could not believe it. I genuinely could not believe it. I thought that like, oh, my God, I'm gonna buy, I'm gonna buy the entire world. Like, obviously, like, I went from having no money to a hundred thousand in my first month on... And I think that it was really eye-opening. Um, it was just crazy because I couldn't believe that you could even make this much through doing, being on the internet. But I'm just very grateful and I got, I'm very happy where I am. It was a lot of work.

• 16:02Jack Selby?

  So I noticed a lot of bling on you right now. I see the SR on your fingers. I don't know what watch that is, but that, I'm assuming that's not fake gold.

• 16:10Speaker 02

  No, it is.

• 16:11Jack Selby?

  It's fake gold?

• 16:11Speaker 02

  Everything's from Amazon.

• 16:12Graham Stephan?

  Really?

• 16:13Speaker 02

  Everything is from Amazon.

• 16:15Graham Stephan?

  I was about to ask if it was fake, but like...

• 16:17Speaker 02

  These are fake, everything. This is like the only real piece I have, I guess you could say. And I got it from Revolve. It was like a hundred and twenty bucks.

• 16:24Jack Selby?

  So that's actually so real because no one would ever assume that you're wearing fake jewelry.

• 16:30Speaker 02

  Oh, no, I wear fake jewelry.

• 16:31Jack Selby?

  So you can get away with it? Just buy all fake and everyone would assume it's real?

• 16:34Graham Stephan?

  Yeah.

• 16:34Speaker 02

  I, I, I don't believe in like, buying like, real jewelry like that just because I also lose jewelry like, no tomorrow. Like, this is not gonna exist next week. Like, I'm gonna just misplace it and forgot where it was and lose it. So I don't spend a lot of money like on good jewelry just because I know I'm gonna lose it.

• 16:51Jack Selby?

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• 17:43Graham Stephan?

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• 17:47Jack Selby?

  But in that first month, when you made the $100,000, you said you wanted to buy the world. What did you spend that money on?

• 17:52Speaker 02

  I think my first purchase was like a designer bag. I bought my first official designer bag, I think it was YSL. And ever since then, that's like one of my main things I spend money on is my purse collection. I have a purse collection. And I think it's from like, because like growing up, I didn't, I didn't, I wasn't able to buy anything I wanted, you know? Like, I didn't have any extra money, obviously, because my parents didn't have any extra money. So we just, you know, I went to school, went to sleep, went to school, went to sleep. Like, we didn't go out and do anything. So I think that like, having money, I immediately, obviously, wanted to go spend it. And I did. I bought a lot of purses, which...

• 18:30Jack Selby?

  In your first month?

• 18:31Speaker 02

  In my first month.

• 18:31Jack Selby?

  How many purses?

• 18:32Speaker 02

  I think I bought seven in my first month.

• 18:35Jack Selby?

  And from where?

• 18:36Speaker 02

  I love, I love bags.

• 18:37Jack Selby?

  From where?

• 18:38Speaker 02

  Louis. Louis Vuitton, Gucci.

• 18:41Graham Stephan?

  Did they give you a deal when you buy so many of them?

• 18:43Speaker 02

  No, I wish. I wish.

• 18:45Graham Stephan?

  What, if you buy like 10, you don't think that you would just say, hey, give me a little discount? I've spent a hundred grand?

• 18:51Speaker 02

  You would think.

• 18:51Jack Selby?

  How much did you spend that first month?

• 18:53Speaker 02

  Ooh, like, I don't know off the top of my head, but it had to have been around like 50. Like, definitely like half of it. Like, I went crazy.

• 19:01Jack Selby?

  Did it feel good?

• 19:02Speaker 02

  It felt really good. It felt really good. It was, it was great. Just because like... I don't know, it was different. Like, I've never, I've never had money before in my life. So like, being able to actually like buy something I wanted to buy without, you know, having to just want it, it was, it was amazing.

• 19:17Jack Selby?

  How quickly did your lifestyle adjust to those earnings? And your, your mental as well. Like, at what point were you like, okay, I, I am making this amount of money. This does not feel like it's a dream.

• 19:27Speaker 02

  Honestly, probably like around a year ago, like, it became very real for me. Because I just bought my first house a year ago. Before then, I was just living in apartments, going back and forth. But I bought my first official house, and that's the 20 acres that I live at now. It's my farm. And I think that was like the main eye-opener. Like, oh my god, I can afford a house. Like, I never thought I was gonna ever be able to buy a house one day. And now I own two.

• 19:49Graham Stephan?

  How much was the house?

• 19:51Speaker 02

  My house that I live at currently was 1.3.

• 19:53Graham Stephan?

  And what about the 20-acre one?

• 19:55Speaker 02

  That's the 20.

• 19:56Graham Stephan?

  20 acres? Wow, it's a-

• 19:58Speaker 02

  20 acres was 1.3. And then I have a lake house that was 2.3.

• 20:03Graham Stephan?

  How do you ensure that people don't find the address of the house and like show up?

• 20:06Speaker 02

  They do.

• 20:07Graham Stephan?

  They do?

• 20:08Jack Selby?

  Do you have 24-hour armed guards, security and everything?

• 20:11Speaker 02

  I do, yes. I do.

• 20:13Graham Stephan?

  How often do people show up?

• 20:15Speaker 02

  Um, no one has showed up yet, but I've gotten lots of threats to show up. And I've had, I've been swatted before at my house. I've had police called multiple times. It's just living in the state of Florida, everything's public record, so.

• 20:27Graham Stephan?

  What's that like, getting swatted?

• 20:28Speaker 02

  Oh, it was terrifying. And, and like, the way that it happened too, it was just disgusting. Cause I was just at home, it was late at night, it was like seven or eight or something, and I'm just on my couch. And I get a call from my dad, and he's like, this person is like texting all of our family members, like, what's going on? And it was like very serious threats, like, it was very disgusting behavior. And, um, so I'm, I'm like reading all this, I'm on the phone with my dad, everything's like kinda going on at once. And then, at my front door, and I'm, I'm immediately, I'm like, what's going on? So I open the door, and it's a police officer, and it, he's like, like, we got a call, like, are you, you know, are you okay? We gotta, we have to check on you, your dad called. And I was like, no, I'm on the phone with my dad right now.

• 21:10Speaker 02

  And then, he was like, okay, well, I just have to check the house, make sure everything's good, blah, blah, blah. He can't, he came, whatever, he left. And as soon as he left, I got on the phone with my lawyer. Because obviously I knew something's, something's happening and like, people are leaking my address. And as soon as I got on the phone with my lawyer, my power cut off. So I'm like, oh my god, like, I started freaking out. And then immediately my lawyer was like, oh, are you sure that was a real police officer?

• 21:32Graham Stephan?

  Just what I was thinking.

• 21:32Speaker 02

  And immediately I went to my bathroom, I was like, I don't know, he didn't show me his badge or anything. Like, now that I'm thinking about it, I didn't see anything. And um, it was just all a coincidence. Like, my neighbor's power also turned off, it was a real police officer. And then the next day, I got a call from the FBI. Um, because I, they already, I filed reports and everything, so they knew everything was going on. And I got a call from the FBI asking if I was building a box in my house. And I obviously am not building a box in my house. But yeah, that's been, that's been fun. They were on the way to my house, they didn't actually go into my house, but they came to my property.

• 22:04Graham Stephan?

  Couldn't you buy the property in an irrevocable trust with, with a lawyer on title? And then your name doesn't show up?

• 22:10Speaker 02

  So, these are the things they don't teach you in school. You know, like, I had to learn that, obviously, afterwards, after I bought my house. And now that I already bought my house, I would have to resell it and then buy it again if I wanted it under the trust.

• 22:20Graham Stephan?

  Not even, even if you do that.

• 22:22Speaker 02

  That's what I've been told.

• 22:24Graham Stephan?

  No, it's still gonna show on title, because what people could do is do basically a back search. And they could say, oh, wait a second. She used to live here, and now all of a sudden it's in a trust, ah, she didn't sell it. So.

• 22:35Speaker 02

  So it's just, I mean, it is what it is.

• 22:37Graham Stephan?

  You could do it completely anonymously.

• 22:38Speaker 02

  Yes, and that is my plan. And I now know all of this, you know, I know ways to protect me because I've also contacted the, uh, my county to like, try and get all of my records removed and everything. Because like, I just, just everything's online. And they said that they're working on it, but I.

• 22:55Graham Stephan?

  They're not gonna do it.

• 22:55Speaker 02

  Yeah, I was gonna say, I don't think they're doing it. That's whatever, it's fine. It's just, it comes with the industry, you know?

• 23:00Graham Stephan?

  I would highly recommend you set up an irrevocable trust and get everything out of your name.

• 23:04Speaker 02

  I have one now, I do have one now, all of my, everything's under it, all of my vehicles, um. I do have one really nice ring and that's under it. Um, I bought it from Gucci. It was like their, I don't know what collection it was. But that was the one jewelry that I have not lost yet because I refuse to wear it.

• 23:21Jack Selby?

  How much was that?

• 23:22Speaker 02

  Cause I know I'm gonna lose it. I think it was just a ring and I think it was fourteen. I think it was fourteen thousand.

• 23:27Jack Selby?

  That's actually not bad.

• 23:28Graham Stephan?

  I thought you were about to, yeah.

• 23:29Jack Selby?

  Yeah.

• 23:30Graham Stephan?

  Come on.

• 23:30Speaker 02

  Okay, okay.

• 23:31Jack Selby?

  We had Christine, you probably don't know who she is. We had her on the podcast.

• 23:34Graham Stephan?

  Selling Sunset.

• 23:35Jack Selby?

  What, on a ring?

• 23:36Speaker 02

  Oh, yes.

• 23:36Jack Selby?

  She spent one point three million or something?

• 23:38Graham Stephan?

  Yes.

• 23:38Jack Selby?

  On a ring.

• 23:39Speaker 02

  Okay, I feel a lot better about my fourteen thousand.

• 23:41Jack Selby?

  Technically, you could.

• 23:42Speaker 02

  I technically could, you're right. But I, I like, I see, I feel like that would be silly for me to do.

• 23:46Jack Selby?

  Have you ever done anything that is truly financially irresponsible?

• 23:50Speaker 02

  Um, yes.

• 23:52Jack Selby?

  Which is?

• 23:52Speaker 02

  Um, I believe that when I bought my dream car, I should have just waited because I've lost a lot of it. It lost a lot of its value. But you know what? It's okay. Cause it's my dream car. I'm probably never gonna sell it.

• 24:03Graham Stephan?

  What is it?

• 24:04Speaker 02

  It's a Porsche, a twenty twenty four Porsche GT three RS.

• 24:08Graham Stephan?

  What did you pay for it? How does it lose that much?

• 24:10Speaker 02

  I paid five hundred thousand for it.

• 24:12Graham Stephan?

  And what's it worth now?

• 24:13Speaker 02

  I think it's worth like four hundred, maybe like three fifty.

• 24:16Graham Stephan?

  These really aren't that bad.

• 24:17Jack Selby?

  Yeah, does that bother you?

• 24:19Speaker 02

  I mean, no, not really. Cause I know I'm never gonna sell it.

• 24:22Jack Selby?

  Yeah, I don't even think that's financially irresponsible.

• 24:24Graham Stephan?

  No.

• 24:24Speaker 02

  But I shouldn't, I shouldn't have bought it when I did. Cause like, I bought it, like I should have definitely bought a house first. I, that was the first thing I bought. It was my biggest purchase.

• 24:32Graham Stephan?

  Why?

• 24:33Speaker 02

  Because I was like, you know what? Like, I, I made it. I was, I think this was like six months, maybe a year into doing OF. And I wanted something for myself. Cause I haven't, I hadn't bought anything like big for myself besides obviously like little purses and here and there. So I bought my dream car and that was that.

• 24:49Jack Selby?

  Even your most financially irresponsible, irresponsible thing is not even as close to my most irresponsible financial.

• 24:56Speaker 02

  What's yours?

• 24:57Jack Selby?

  My, probably my Tesla. I bought a Tesla for fifty eight thousand.

• 24:59Graham Stephan?

  And I told him not to buy it.

• 25:01Jack Selby?

  Don't even get started with me right now, Graham, because you told me not to buy a house and I bought the house and that worked out. So he always thinks he knows what's up.

• 25:07Graham Stephan?

  You got lucky.

• 25:08Jack Selby?

  I bought the Tesla. It was fifty eight when I got it. And now like three or four years later, it's probably worth like twenty, twenty five. Yeah, I don't even, so like halved in value.

• 25:17Speaker 02

  Yeah.

• 25:18Jack Selby?

  And I guess obviously the numbers are different, but also the income is different. And so, but still, congratulations. I mean, I applaud that. It sounds like.

• 25:25Speaker 02

  I love her. She's my baby. She sits in the garage most of the time, but.

• 25:28Jack Selby?

  How many cars do you have now?

• 25:30Speaker 02

  I have my Porsche. I have Cadillac Escalade V. That's my mom car. I have a Raptor R. I have a mini truck that is like my farm truck. It's like the little Japanese cars. It's the steering wheels on the other side.

• 25:45Jack Selby?

  That is so cool.

• 25:47Speaker 02

  And then I have two business trucks.

• 25:49Jack Selby?

  Is it like the K E I truck? Like the little cab in the front?

• 25:52Speaker 02

  Yes, yes. And it's like the little flatbed. I wrapped it pink. I love her. She's so amazing. It's my favorite car. That's my favorite car. And I had it imported from Japan.

• 26:01Jack Selby?

  Yeah, okay. So I actually looked into getting these as well. There's a guy that lives in Salt Lake and his whole job is like buying these, importing them from Japan and then restoring them.

• 26:09Speaker 02

  Yeah.

• 26:09Jack Selby?

  They're really cheap. You can get one of them for like a few thousand dollars.

• 26:13Speaker 02

  I think I bought mine for two, like two thousand.

• 26:15Jack Selby?

  But then you had to pay the import fees and everything?

• 26:17Speaker 02

  Yep, mm-hmm.

• 26:17Jack Selby?

  I mean, that's still an impressive car collection. It's very diverse, which is nice. And then jewelry.

• 26:21Speaker 02

  Yes.

• 26:22Jack Selby?

  To pocket watch, what's up with the jewelry? This is it? This is all you have aside from the ring?

• 26:28Speaker 02

  Yeah, this is it.

• 26:29Jack Selby?

  You put on all of your jewelry today in like one go?

• 26:32Speaker 02

  I'm not even, well, I have like, like these little like belly chains that I wear sometimes if I'm in like a bikini. It's like just that. But literally everything's from Amazon. I'll lose this within a week and I'll just go on Amazon and buy new bracelets.

• 26:42Jack Selby?

  I feel like you would lose it because you bought it so cheaply, but if you got something more expensive like that ring, then you'd protect it.

• 26:47Speaker 02

  No, like I've, and I've had really nice jewelry before. Like I used to have Van Cleef bracelets. I used to have Louis bracelets, Louis rings. Like I used to be decked out in designer. And it's all gone. Every single piece is gone.

• 26:59Jack Selby?

  How do you know it's lost and not stolen?

• 27:01Speaker 02

  Cause I'm very irresponsible with misplacing things. I always.

• 27:04Jack Selby?

  But maybe you put it down and then someone else comes and just like, oh.

• 27:07Speaker 02

  I mean, that is also a possibility. That definitely is a possibility. Um, but I don't, you know, I believe that there's good people surrounded by me and that no one would try to steal anything from me. I just think I lose it very often. Cause like sometimes I'll just take it off, throw it in my purse and then my purse tips over and it falls out of my purse and then I don't pick it up if I don't see it, you know? I definitely think that's, that's how I lost a lot of my jewelry.

• 27:27Jack Selby?

  Would you say money buys happiness?

• 27:31Speaker 02

  Yes and no. I feel like that is a very fine line. Um, money definitely has made me a lot happier. But I think that there's a lot inside that people still need to work on. That money just cannot help whatsoever. So I obviously think like, yes, money is nice because you don't stress about certain things. Like I don't stress about bills or anything, and I think that's very nice. But I also stress about other things that everyone stresses about, like family issues, like other things, relationship, this and that. So I think that there's like a fine line between that and there's no right or wrong answer.

• 27:59Graham Stephan?

  What's your biggest stress today?

• 28:01Speaker 02

  Honestly, right now, going to go see my grandparents. I've been meaning to go see my grandparents and it's been stressing me out because I haven't had time to go. I've been traveling from place to place and that's really stressing me out. So I think I'm flying home tonight. I'm gonna go straight there. I'm not even gonna go home. I'm gonna just go straight to my grandparents' house because I need to see them.

• 28:16Graham Stephan?

  Do you have a close relationship with your family?

• 28:18Speaker 02

  I do. I do.

• 28:19Graham Stephan?

  A lot of people speculate that in order for a girl to do OF, then they have a fractured relationship with their parents and it's sort of like a defiant nature. What do you think about that?

• 28:27Speaker 02

  I don't think that's true at all. I think it's all part of the stigma that people have created for OF people. And I have a really great relationship with my family, like definitely. And I'm not gonna sit here and lie, at first, it was not good. When I obviously started, I introduced, I talked to my mom and she wasn't happy about it. But I showed her what I'm doing online. I'm being very safe. I have a great group of people around me and she was supportive after one conversation. Like she just, I think that she just didn't understand it also. And I think a lot of people still don't understand OF.

• 28:56Graham Stephan?

  And what about your dad?

• 28:57Speaker 02

  He loves it. He loves it. He doesn't mind at all. Like, he knows what I'm doing exactly. They watch my TikToks. My mom actually just texted me earlier talking about my new TikTok that I posted with Tara's World. And um, they're very supportive. My grandparents know what's going on and everything.

• 29:13Graham Stephan?

  Did they ever give you any sort of warning of like, hey, these are like the downsides? Or were they overall pretty supportive?

• 29:20Speaker 02

  I think when we had our initial conversation, they definitely had a lot of concerns and they were telling me their concerns. But I could, I told them, obviously, like, this is not a concern for me. Like, this is how I see it and I'm being very safe and I'm surrounded by great people. Like, I would obviously never put myself in harms way. If I, you know, if I can avoid it, I'm going to avoid it. But they're all very supportive.

• 29:38Graham Stephan?

  So why, why do people have this stigma with? Because from my perspective, it's really no different than like a swimsuit model.

• 29:47Speaker 02

  Mm hmm.

• 29:47Graham Stephan?

  And those seem to be celebrated.

• 29:49Jack Selby?

  Well, hold on a second.

• 29:50Graham Stephan?

  What?

• 29:50Jack Selby?

  I think we need to.

• 29:51Graham Stephan?

  Are we diverging?

• 29:53Jack Selby?

  No, no, no, I think when you're saying a swimsuit model, I mean, OF is primarily used for like, you know,

• 30:03Jack Selby?

  it's, most of the people use it for that. So I, I don't want to like technically mis.

• 30:07Graham Stephan?

  I know, but everyone gets lumped in the same category.

• 30:09Jack Selby?

  That's true.

• 30:10Speaker 02

  And I think that's where a lot of the stigma comes from is like, like I, I obviously don't do anything heavily like, like on there. I wasn't sure if I was allowed to say it. Um, I, everyone just thinks that I'm out here doing like Bonnie Blue type stuff, but really I'm not like, I'm just very, I'm very, I keep it very natural on my site. Like I don't do anything crazy. I love the content I post out there. People love the content I post out there. And I think that the stigma just comes from years of, you know, obviously and all of these other sites, you know, there's just, there's always been adult content out there. And I don't think that that will ever change in anyone's eyes, but I, you know, I'm here to tell you guys it can only OF is very different.

• 30:56Speaker 02

  It can be anything you want it to be like truly like, it's not all content on the site. There's other people on the site.

• 31:02Graham Stephan?

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• 32:00Jack Selby?

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• 32:19Jack Selby?

  So what would you say are the main reasons why people think you're controversial?

• 32:23Speaker 02

  Well, definitely my income. I think that's very controversial for a lot of people, just because people don't believe it. But it is very real. Another, I mean, definitely just being on the site is controversial. A lot of people think like me posting on TikTok, I'm trying to promote, you know, joining OF. That's obviously not what I'm doing at all. I've made multiple videos on the pros and the cons of OF and why you should join it and why you should not join it. But I also think that like it shouldn't have to be this serious discussion. Like it's, it's 2026, like, you know, the Epstein files are out, like, who cares? Like, do what you want to do, like, do what makes you happy. And this makes me happy and I'm, you know, I'm confident in myself and everything.

• 33:03Jack Selby?

  So what are the main pros and cons of starting an OF?

• 33:06Speaker 02

  Starting an OF, I mean, I think my main con was finding confidence. Like, I really, I, if y'all met me like three years ago, I'm a completely different person. Like, I've just gained so much confidence from doing this. Obviously, money is a great con. You can make money on it.

• 33:21Jack Selby?

  Like a pro?

• 33:22Speaker 02

  A pro, yes, sorry. It's a great pro.

• 33:25Graham Stephan?

  That's a big con.

• 33:26Speaker 02

  That's a big con also. And some cons are obviously like privacy, like you get your privacy invaded. I really try very hard to like have a private life and then also post the kind of content I want to post on social media, just because everything I do is intentional. And then when I go home, I know that like I can turn that, I can turn my phone off and I can fall back and, you know, not have to worry about these people judging me or doing this or that or whatever, just because I keep it very separate. And I think that's, you know, a lot of people fail doing that and then they get lost in social media. So I definitely advocate that a lot to make sure that you can fall back on something when it gets too hard online. Because, I mean, I can sit here and say all the time that like, you know, the hate comments don't get to me, but it's tiring also. Like, it's just tiring posting online every single day.

• 34:11Speaker 02

  Like, it's, it's just human nature, you know, like you can't, it's, it's just repetitive and it's nice that I can go. Be at my farm, play with my cows and not have to worry about anything.

• 34:21Jack Selby?

  What do you say to those who argue there is an imbalance of power between the creator and the consumer? Because usually the consumer is going to be sort of intimately involved in the experience. And for them, it may be consensual, but if they're psychologically or mentally disadvantaged in that relationship, because for you, it's a transaction. For them, a lot of the times, it can be a little bit more than that. It's like a transaction. It's also some semblance of a relationship. Then there is this sort of imbalance of power and a lot of money is there to be made in that imbalance of power. What do you say to that?

• 34:57Speaker 02

  I think a lot of it is just miss. A lot of people aren't educated online. I think it's very, there's just so much that happens on social media and it's changing every single day. And I think a lot of these people, you know, like anything on the internet is dangerous. It's, you know, YouTube can be dangerous. TikTok could be dangerous. It just depends on how you use it. And you have to use it, you know, with intention. And I think that's, that's all I try to do.

• 35:21Jack Selby?

  Due to the nature of your content, what does the average fan interaction look like? Because for us, it can be quite pleasant. Like someone, for example, can just be like, yo, what's up, man? Love the pod. You do a great job out there. Awesome. Keep it up. I'm like, oh, thanks. And that's it. Sometimes pictures, sometimes this, sometimes that, but it's usually very chill. I imagine with you, it could be a little bit more unique.

• 35:43Speaker 02

  It's, it's definitely unique. A lot of people think that's just come up to me and touch me whenever they want to.

• 35:48Jack Selby?

  Have people tried that?

• 35:49Speaker 02

  A hundred percent. People have. And I think that's definitely like a con that I like to say out there. Like obviously these men, they see you online and when they see you in person, they're obviously going to think that they can do anything. And it's just not okay to just go up and like touch someone randomly. I just don't think that's okay regardless if I'm online or not. But a lot of my fan interactions are actually really great. Like a lot of them just know me from TikTok and they'll come up, they'll ask for a picture. They'll ask how, what I'm doing here. How's my day going? I'll normally ask them, what's a good place to go around here? Because most of the times they're locals. And it's great. I love meeting new people just because I can get that kind of information.

• 36:25Jack Selby?

  Do you travel with security?

• 36:27Speaker 02

  I try to. I definitely try to. I don't though, normally.

• 36:32Jack Selby?

  That would be spooky for me.

• 36:34Speaker 02

  Hmm. Yeah, it's, it's, it's crazy. It's definitely crazy, but I, I take the good with the bad. You know, I'm, I'm so grateful to be here and like, I would never, I don't regret anything. I would never change anything. So like, you know, I'm just happy to be alive.

• 36:47Jack Selby?

  Why do you think so many people believe that like, it's harming society?

• 36:52Speaker 02

  Well, I think a lot of it is the stigma also. I think like anything on the internet, it can be harmful and the way you, you use it. A lot of people think that is a site like, and it is just not. And I, I tell, I say this in every podcast, every interview I do, like, it is just such a big platform that you can do anything you want. And I've made like, I've built a business from doing this. Like I've, I just think a lot of people, you know, they look at it in a negative light. And I think that it's a lot of misinformation that they have and they just need to.

• 37:24Jack Selby?

  Do you think it's harmful?

• 37:27Speaker 02

  I mean, I definitely think it's harmful in certain ways. Like it depends on how you use it.

• 37:31Jack Selby?

  So what would be a harmful and a not harmful way of using it?

• 37:34Speaker 02

  I mean, obviously like if you're heavily addicted to porn, like it's definitely an issue. I'm Christian. So like it's, it's just not good to be heavily addicted to porn. But I also think it's human nature, like obviously like.

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• 38:16Speaker 02

  You can't, I, I mean, like everyone does it. I feel like, like everyone has looked at something before. And I just think it's human nature and I think that we shouldn't deny that.

• 38:24Jack Selby?

  That would be a non harmful way of viewing it is just like casually perusing is what you're saying?

• 38:31Speaker 02

  I mean, not like casually perusing. I think that it's, it's the way that you use it. Everything on the internet is different. I think, you know, if you're going to look at these models in a negative light, obviously like that's not okay. But every, I just feel like it doesn't have to be that way. Like it's 2026, like free the tit, like what happened to that? Like, I think that it's fine. And I don't think that it should be a look down on thing. Like

• 38:55Jack Selby?

  What about what Bonnie Blue is doing? Cause you've brought her up.

• 38:58Speaker 02

  Yes.

• 38:59Jack Selby?

  What are your thoughts?

• 39:00Speaker 02

  I mean, like, and then here's where the picture comes in that it's just a giant spectrum. Like you can, you can do whatever you want on the website and you know, that's what she wants to do. And if she's comfortable with that and if she's happy, then like all power to you, like do that. I would never personally do that. I think it's crazy, but I also like, like if she's happy, I don't see anything wrong with it.

• 39:19Jack Selby?

  Are you insecure at all about the potential consequences of the work that you do?

• 39:24Speaker 02

  Like what?

• 39:25Jack Selby?

  Like, I mean, inevitably, I'm sure that even in the messages or with some people that have subscribed to your OF, you've probably had a couple of choice encounters where in the beginning, like you see that their life is like maybe like normal. And then maybe they can go down like a rabbit hole and then had a really unhealthy relationship with it. And then years later, they're like, oh my gosh, you know, like paying for absolutely everything. Like you probably experienced this being a creator on the platform.

• 39:50Speaker 02

  Yes. Um, well, I obviously don't have controls like over other, over other people's actions. Um, we're all adults at the end of the day, we can all make decisions for ourselves. And I think that if you're just not well educated, that's, that's, I can't do anything about that. I'm sorry, I'm posting content out there for that reason, for people to buy. And I think I'm, you know, I'm doing that and I'm successfully.

• 40:13Jack Selby?

  So you would say it's up to the consumer to determine what is right and wrong for them?

• 40:18Speaker 02

  A hundred percent. I do believe that just because I know like what values I have and I, you know, I'm a Christian and everything. And I know what I post out there and everything's intentional. And I think that people online, they obviously they get too invested into it sometimes. And you know, like I just, I think that we need a lot of, like, we just need to be more educated.

• 40:39Jack Selby?

  What does Christianity mean to you?

• 40:41Speaker 02

  Um, I grew up Christian my entire life. I just, I remember like, that was the one thing I had in my life was my relationship with God. And honestly, like, we have a great relationship. I, I know I make mistakes every day, like everyone sins. And you know, we're just, we're, we're tight, you know, he's got me. If anything fails, he's got me.

• 41:02Jack Selby?

  Do you think that, like to juxtapose your job as a creator on OF with some sort of Christianity? Like there could be some sort of contention there?

• 41:11Speaker 02

  I don't believe so. I don't look at it like that at all. And I just think like, I think it's just outdated and a lot, it's the stigma that people are just continuously thinking like this. Like, I truly don't believe that there, it's not conflicting with my, my religion at all.

• 41:25Jack Selby?

  Have you, like, how would you say that it's not conflicting? And this is not by any means trying to be, and like, any sort of accusatory. In fact, I'm agnostic, I'm not even like religious. I'm just trying to understand because I hear a lot of stuff from some Christian friends and then like, to, to think about how that relates to content made on OF. I'm like, okay, well, that seems, there seems to be some sort of dissonance there.

• 41:44Speaker 02

  I think that religion is personal. Everyone has a different experience with, with religion. I say I'm Christian, but I don't push out my values on other people. Um, I know my relationship I have with God, like, if I sin, I know that he will forgive me. And if I wasn't meant to be here, I wouldn't be here, you know? Like, he wouldn't have put me in this position and I know what I'm doing is, you know, he, uh, we're good. Like, I know that if I wasn't supposed to be where I am today, he would make it known because he's done that before in my life.

• 42:12Jack Selby?

  And where do you draw the moral line? And like, where do you draw your boundaries?

• 42:16Speaker 02

  Hmm, I mean, obviously, like, when I don't like something, I just won't do it. Um, if I'm uncomfortable, I'm not gonna do it. I don't, I know my boundaries, but I don't, like, I don't see anything morally incorrect with it or anything, if that's the question.

• 42:33Jack Selby?

  Is there anything you see that's maybe morally questionable that's going on with OF? Because I see a lot of creators getting some backlash and also a lot of, uh, publicity for signing up like the day they turn 18.

• 42:46Speaker 02

  Mm-hmm, um, I mean, like, they're adults. I think that they can make their own decision on, you know, whatever they want to do in their life because it's their life. Like, anything on the internet can be harmful in its own ways. It's just really depends on the way you use it.

• 42:59Jack Selby?

  Where do you draw the line personally morally with what you do?

• 43:02Speaker 02

  I don't really, I don't, that's like kind of a loaded question. I don't really know, like, how to answer that.

• 43:06Jack Selby?

  Like, maybe there's been an offer presented to you, but you drew, you said, no, I'm not willing to do that.

• 43:11Speaker 02

  Mm-hmm, um, I mean, it's definitely happened before. I just do what I'm comfortable with.

• 43:15Jack Selby?

  Do you think society judges the creators more than the consumers?

• 43:19Speaker 02

  A hundred percent, a hundred percent. Um, I definitely think that the creators get all the backlash and not the consumers, but also like, there's just, there's so many consumers also, like, how could you ever, you know? Blame them because they're the ones buying the content like I don't. I think they're supporting me at the end of the day, so I think it's alright.

• 43:39Graham Stephan?

  What do you think is the biggest criticism about you that's valid?

• 43:43Speaker 02

  Biggest criticism about me that's valid? I don't know. I really like don't, I don't like read up on myself. Is that bad? Like, I don't look at what other-

• 43:51Graham Stephan?

  Probably healthy.

• 43:52Speaker 02

  I don't look at what other people are saying about me. Like, I could not tell you what the number one story of me is right now online just because I. That's, that's another boundary I have. It's like, I don't read what other people are saying about me online because I know in my heart what I like to do and who I am. So who cares what this person is saying about me? Because like, obviously, they're, they're wrong. They don't know me for me.

• 44:10Graham Stephan?

  Did you used to read the comments?

• 44:11Speaker 02

  Oh, a hundred percent. A hundred percent.

• 44:13Graham Stephan?

  And when did you stop? Like, was there a certain thing that happened or something that you read?

• 44:18Speaker 02

  I obviously still read the comments. I don't think like anyone can just post and not read the comments, but I've just, I've. I definitely have thicker skin now, like that doesn't get to me as much. And I think it was probably like a year of doing this. I got really thick skin.

• 44:34Jack Selby?

  I think that's important because even like bringing you on this show, we've not really done very much of like OF or anything on this. Like as in terms of guests we've brought on, we've had on Celebrary, we've had on Kazumi. I think that's it, right?

• 44:46Graham Stephan?

  Kazumi, Kazumi we filmed twice.

• 44:48Jack Selby?

  Yeah, Kazumi we had to film twice because the first time we filmed with her, it was too much that we weren't able to post it. Like, we were like, okay, we're probably drawing the line here.

• 44:54Graham Stephan?

  Yeah.

• 44:55Jack Selby?

  Also, my grandma watches the podcast and so sometimes I'm like, okay, like.

• 44:58Graham Stephan?

  Our barometer is Jack's grandma.

• 45:00Jack Selby?

  It really is. Well, sometimes I just tell her, hey, Gigi, like, do not tune into this.

• 45:04Speaker 02

  That's really funny.

• 45:05Graham Stephan?

  He didn't say that in the beginning, though. So Gigi could watch this episode.

• 45:07Jack Selby?

  I might, I might. We'll see how this ends up going, but yes. So that's usually our barometer of what we're willing and not willing to post. I know we're gonna get a lot of backlash from this and the way I justify it is like. I will take criticisms very seriously from people that I know and from people that I trust. People that are online that don't really know the extent of the situation. They may be able to hear us say that this podcast is all about hearing different perspectives. And it would be wrong of us to ignore this entire like economy of OF.

• 45:35Speaker 02

  Right.

• 45:35Jack Selby?

  Like, that is something that truly does exist. And for us to turn our heads and say, no, it doesn't. And to explore the morals and the money and this lifestyle is all very interesting.

• 45:44Speaker 02

  It's just some, something completely new. Like, there's nothing, there's never been anything like this, like. Like I know I have, you know, I've made obviously a crazy amount of money and I can live comfortably now. And it's just, I don't think that there's ever been something like this on the internet like just that fast. You know, it's, it's pretty crazy.

• 45:59Jack Selby?

  But people will cast judgment regardless.

• 46:02Speaker 02

  Oh, yes.

• 46:03Jack Selby?

  And it's contingent upon you and the people that you trust in order to give you like proper criticism. For example, if I, I asked a few people like, hey, what do you think? We're considering bringing Sophie Rain into the podcast. We were also almost going to shoot with Lil Tay. So Lil Tay, you stopped responding to my texts and your manager. She goes to J. Yeah, she actually, she DM'd us first and she was like, hey, can we do a podcast? And I was like, yes, we'd love to. And then we were in Puerto Rico, we're gonna film with Logan Paul. And then she stopped responding to the texts as well as her manager. But hopefully one day, maybe one day.

• 46:29Speaker 02

  Surely one day.

• 46:30Jack Selby?

  People would say, hey, are you sure that's something that you wanted to do? And I would take the criticism very seriously from the people that like we know and trust.

• 46:37Speaker 02

  Of course, I mean, obviously the people that I'm very close with, they tell me, obviously if they don't like something I've posted or they like something I posted. And I definitely take that into heart, but I feel like anyone online who doesn't really know me, I try not to read anything about it just because I know like, I know who I am. That's all I try to do.

• 46:53Jack Selby?

  So where do most people go wrong when they try to replicate your success?

• 46:57Speaker 02

  I think overworking themselves. I definitely have been there, like just constantly on live or on, you know, doing Instagram photos. Like overworking yourself is not the way to do it because then you get burnt out. And then you don't like social media and then you don't want to post anymore. You have to just do what makes you happy, but consistency is definitely key. What I do is I work a week out of the month and I get all of my content in one week. And then I can be home for the rest of the month and post like I'm posting every single day, you know? But most of the time I am actually traveling just because I'm always going here to go meet this person. And then my cousin's flying here to go here and I want to go with her. But that is my, that's what I do normally is I just like get a whole bunch of content out in one week.

• 47:38Jack Selby?

  You mentioned a lot of traveling and I heard from every, I mean, your friends, the people you brought along here, that you guys flew private.

• 47:48Speaker 02

  Yes, we did fly private.

• 47:49Jack Selby?

  When did you start flying private? How did you financially justify that?

• 47:53Speaker 02

  The first time I flew private was because our flight got canceled and I really wanted to get home. We were fresh off a two week Japan or Japan trip and I landed in LA. And our flight got canceled and there wasn't a next flight, I think like the next night or something. And it was me and my friend, me and my cousin. And we were like, you know what, like we're not waiting in LA any longer. We wanted to be home. So he's like, I'm gonna go, I'm gonna try to find. PJ charters. And I was like, I don't know what, I don't know what that is. Like, I didn't know anything about private jets, obviously, like, private jet. And so he looked it up. We found one. We went to go, go home the first time. And this is actually a really funny story. This is my first PJ fly ever. We get there to fly home from my two week Japan trip.

• 48:34Speaker 02

  And both tires are flat on the plane. So they're like, oh, there's nothing we can do. Like, you can fly commercial if you want to. Or we can try to put you on this plane that's two hours away. And we're like, okay, well, the next commercial flight isn't until tomorrow. That's why we're here. So they, we told them, drive us to this two hour place and let's go try to fly out of this private jet because it's not, obviously, I don't own the private jet. It's just other people's private jets that they charter. And um, so we get into this one plane and we're taking off. It's like three PM now and everything. And the entire plane shuts off while we're in the air. Like, I don't know what this means, but the pilot said that the pitch in the elevator broke. So we basically like couldn't go up and down. We were just gliding in the air after we took off.

• 49:15Speaker 02

  So I just remember like absolutely crying like, oh, my God, my first PJ ride and I'm gonna die. Like, I don't know why I ever agreed to this. Like, I should have just stayed commercial. Like, I love commercial. I love first class. And it was fine. We landed and we weren't able to fly private that day. So we had to wait the next night to fly private. And then after that, I was like, I'm never gonna fly private again. Like, this shit sucks. Like, why do, why do people do this? Just because I had such a bad experience the first time. Now, it's just very convenient. Um, I don't have to go into the airport at all and like, go through security or anything. You just get right on the plane. And I think, you know, time is money. And I feel like, I save a lot of time doing that. And also, I've had really bad experiences in the airport with fans coming up to me.

• 49:57Speaker 02

  Um, I don't like them just because like my luggage is out and everything. And like, I don't like, I've had just really bad experiences.

• 50:03Jack Selby?

  What experiences have you had?

• 50:04Speaker 02

  Just people like wanting to get too close, people trying to, I've had someone try to like look into my bag while I'm taking photos with someone. Like, it, I just like, I don't, I'm not comfortable in the airport, especially traveling alone. I travel alone a lot. So I like private just because it's also just a little bit safer for me, just in my experience, just because I fly, I mainly travel alone.

• 50:24Jack Selby?

  Do you really only fly private now then?

• 50:26Speaker 02

  No, no, no, no. I flew, I flew commercial to LA. The only reason why I flew private here to Vegas with you guys today, just is because there was no flights early in the morning for me to get here.

• 50:38Jack Selby?

  Are you familiar with JSX?

• 50:39Speaker 02

  Mm-mm.

• 50:40Jack Selby?

  It's like a private airline.

• 50:41Graham Stephan?

  You share it with other people and they have.

• 50:44Speaker 02

  I'm gonna have to look this up.

• 50:45Graham Stephan?

  It is incredible. We take it quite a bit from Vegas to LA.

• 50:48Speaker 02

  Okay, I'm definitely gonna have to look that up because I was, that was my, I was thinking about that this morning. I was like, why isn't there like Uber rideshare for private jets? But that's basically what that is. See, like, I'm just not, I'm just not as educated in the aviation industry, I guess.

• 51:02Graham Stephan?

  So where else do you spend your money?

• 51:04Speaker 02

  Um, right now, I mean, I've honestly, I haven't really been spending like crazy amounts. The last big purchase I made was my farm that I now live at. I try to invest as much as I can.

• 51:16Graham Stephan?

  What are you investing in the most?

• 51:20Speaker 02

  Just.

• 51:20Graham Stephan?

  Any stock tips?

• 51:22Speaker 02

  I wish, I really wish. Um, my financial advisor does all my investing for me just because I don't know anything about the stock world. I really want to. I really want to learn just because I do want to invest more, but he is investing in separate things for each of my family members, if that makes sense. So I told him, like, my biggest goal is to make sure my family is also financially stable after I am not on social media anymore.

• 51:44Graham Stephan?

  Yeah.

• 51:45Speaker 02

  So each of my siblings, each of my parents, they have like their own investment account that gets money put into every year. And then after I'm done doing this, I want to give it to them. And that's like, I guess that's my biggest spender. That's where most of my money goes is like, is into those investment accounts for my family just because my brother's about to graduate from college. Like, I want him to be able to buy a house when he graduates. So that's what that's for, I'm hoping. Same thing for my older brother. Like, I want him to eventually buy a house soon. I'm hoping that this, he can use this, but I'm not going to give it to them now just because I want it to, you know, sit there and grow.

• 52:15Graham Stephan?

  Do you think OF is harder than a nine to five?

• 52:18Speaker 02

  Honestly, no, it's not. Um, when I was serving, like, I remember like pulling my hair, like, like actually like sitting there pulling my hair just because it was so stressful, but.

• 52:32Speaker 02

  OF is definitely, it's definitely stressful. Like, I can't sit here and lie and like say that it's not stressful at all and it's easy peasy and everything, but it's definitely stressful, but I think that it's as stressful as you make it to be. Like, it's online. You, you control everything on your own site. Like, it doesn't have to be something that's, you know, you don't like or makes you stressful. Like, just do what you like and makes you happy.

• 52:55Jack Selby?

  What would you say are the, the key metrics in becoming successful on OF? Is it marketing? Is it beauty or is it something else?

• 53:01Speaker 02

  I think the number one key thing to do is to have an audience before you drop an OF. That's what I did. I started growing my audience on TikTok, Instagram, Twitter, every single social media platform. I grew an audience at first and then I dropped my OF. And I think that's something a lot of people don't do is they just come straight onto social media and here's my link, you know? I think that you need to post yourself out there, kinda like marketing. You need to market yourself out there. You need to post on TikTok so people can know who you are. Cause obviously like if I hear, oh, this person dropped an OF, I don't know who that is. But someone that's been on social media for a year now, who's been getting a little bit of traction. I've seen her in this person's TikTok and I've seen her on this post. Obviously, people know the name, so they're gonna try to see whatever.

• 53:45Jack Selby?

  Yeah. How competitive is it now?

• 53:47Speaker 02

  Hmm, I mean,

• 53:49Jack Selby?

  It seems like everyone is just dropping OFs.

• 53:50Speaker 02

  I was gonna say, everyone's doing it. I don't see it as competition. I think that there's room for everyone and it's just, that's the great thing about it, just because you can do anything on there and, you know, you don't have to stick to one specific thing to be on the site. Yeah.

• 54:06Jack Selby?

  What about you specifically? Why do you think it's you that is the number one creator on the entire platform, making over a hundred million dollars? That's just absurd.

• 54:15Speaker 02

  I wish that like I had a good answer for this, but I honestly think that I like, I just, I'm very consistent. I stay true to my values. I post with intention, like, and I'm just, I just am who I am. I'm not trying to fake anything. Like, this is just who I am.

• 54:28Jack Selby?

  So what are the main things that you notice make a difference in that monthly recurring revenue? Do you still wanna grow it at this point or are you trying to like just maintain?

• 54:37Speaker 02

  I think I, I'm, I mean, I'm always finding new ways to try and grow it, obviously, just cause I think that's the most fun part, is challenging myself to try to make more than last month, just to see if I can do it. Um.

• 54:50Speaker 02

  But that's, that's what I do.

• 54:51Jack Selby?

  What's the most you've made in a month?

• 54:53Speaker 02

  The most I've made in a month, I think, was five million dollars.

• 54:56Jack Selby?

  So what did you do in that month that made you make five million?

• 55:00Speaker 02

  Um, definitely collabs, joining up with other creators and making, you know, similar content together. That is a big thing I think that a lot of people don't also do is collaborations.

• 55:10Jack Selby?

  Is that on TikTok or like on other platforms you're collaborating, collaborating with them there? And then that directs the traffic to the OF?

• 55:15Speaker 02

  Yes, yes and no. Like, um, collabs on TikTok, it's not so much like, I, I don't post on TikTok and on Instagram, trying to get people to find my OF. I post on Instagram for Instagram, I post on TikTok for TikToks, and I post on OF for OF content. I think I try to keep everything very different just because

• 55:34Speaker 02

  I know I have obviously a younger audience on TikTok, that's just TikTok. And I don't try to obviously persuade anyone to try to find my link on there. And I think that collaborating with other creators is really great because you get a new audience. You get, you know, their fans that have never even seen you before, obviously, and it's vice versa. It's, it's a great ecosystem.

• 55:51Jack Selby?

  Did you see an uptick in earnings after you did the video with David Dobrik?

• 55:56Speaker 02

  Hmm, I don't think so. I don't think so. Everything's been pretty consistent, like, throughout everything. I didn't see anything crazy jump up from doing that.

• 56:05Jack Selby?

  Where does the most of the earnings come from? Is it like messages? Or is it like the feed that you post out there?

• 56:11Speaker 02

  It's definitely messages. Messages is where you make the most money.

• 56:14Jack Selby?

  And, and what do they, what do the conversations look like in the messages?

• 56:17Speaker 02

  I mean, just literally anything. I talk to so many people on there, like, some people are just talking about their day, some people are talking about their dog, like literally anything.

• 56:27Jack Selby?

  Could you open up one of the messages and, and read it?

• 56:30Speaker 02

  I can't do that just because I don't want to invade someone's privacy.

• 56:33Jack Selby?

  Maybe they love it though. Maybe like, oh man, she read my question.

• 56:36Speaker 02

  Because they, they got a little shout out. But yeah, I try not to like. I don't want to obviously post anything from the site just because I don't want to out anyone who doesn't.

• 56:45Jack Selby?

  Do you personally respond to these messages? Because we've heard from a lot of people that they have agencies or other people that respond to the messages.

• 56:52Speaker 02

  I do respond to a lot of messages. It definitely takes a lot of my time, like flying here. That's all I was doing was responding messages. But I also, it takes a village. I also have people that help me. My mom and my sister help me, like, they know what I do, so they help me message and everything.

• 57:06Jack Selby?

  But do people send like explicit pictures within the messages?

• 57:10Speaker 02

  Not all the time, definitely not all the time, but there definitely are some. It's, it's just a wide range, like you, it's, it's a giant spectrum. Like, there's no in-between, like, it's everything. You get crazy pictures and then you also meet someone so great on there, like, it's, it's amazing.

• 57:24Jack Selby?

  What's like the craziest thing you've seen or gotten?

• 57:26Speaker 02

  Hmm, there's just like, it's, it's been so much, like, I don't, I don't know off the top of my head. I truly don't.

• 57:33Jack Selby?

  Is there like one that stands out to you, where you're like, what was that?

• 57:38Speaker 02

  I mean, actually, yes, there is one.

• 57:40Jack Selby?

  There's always one, dude. There's always one that comes to mind. That's funny, it reminds me of something I'll share in a sec.

• 57:43Speaker 02

  This is the craziest.

• 57:44Jack Selby?

  Yeah, I got one too.

• 57:45Speaker 02

  So, this was last year when we had the bop house. And, um, we're, we're at the Super Bowl, okay? And I'm messaging, and I see pictures of my Airbnb being sent to me. And I'm like, what is happening? Like, how are you getting these photos? A fan broke into our Airbnb while we were at the Super Bowl, taking photos inside of our Airbnb and sending to me through OF. So, that was crazy.

• 58:06Jack Selby?

  That is pretty bizarre.

• 58:07Speaker 02

  That's the craziest thing.

• 58:08Jack Selby?

  Wow.

• 58:08Speaker 02

  It's the craziest thing.

• 58:09Jack Selby?

  So, I had someone request feet pictures from me on Instagram. And I'm going to be completely honest, I personally don't care. Like, if they ask for feet pictures, I'll be like, sure, like, how much? You're gonna sell a lot of feet. Look, I'm just saying, for me, it's so easy, and I don't see it as anything that's weird, because for me, feet are feet.

• 58:25Speaker 02

  Yeah.

• 58:25Jack Selby?

  And, you know, what they do with that is completely entirely up to them. Same thing goes for the shoes. Some guy offered to buy my shoes. I was like, look, if you're willing to buy me a new pair of shoes, I'm fine with it. And I was like, you know what, this is more of a hassle than what it's worth. I don't want to tell them my address to ship these shoes to. Anyways, the feet picture. He said he'll send me like 50 or 100 bucks for a pair, for, for a picture of my feet. I said, sure. And I was like, what, just like a picture of the top of my feet? And he was like, no, something like this. And he sent me an example. And, uh, I just said, no.

• 58:50Speaker 02

  Yeah.

• 58:51Jack Selby?

  I was like, I was like, I'm so done with this, I am not doing this.

• 58:53Speaker 02

  That's not a foot picture.

• 58:55Jack Selby?

  That's what I said. I said, how in the world is this a foot? And you think I'm gonna do this for 50 bucks?

• 59:00Speaker 02

  Yeah, yeah.

• 59:01Jack Selby?

  Or 100 or whatever it is? How much would that cost?

• 59:05Graham Stephan?

  Obviously, you'd be clothed.

• 59:06Jack Selby?

  Yeah. Oh, I would be clothed?

• 59:07Graham Stephan?

  Yeah, clothed.

• 59:08Jack Selby?

  So I'm clothed in a slatted. Dude, that would turn into a meme. Like, it would just like, I would be ever like, like, imagine someone asked me for an actual foot picture and that's what I send, assuming that that's a foot picture. Like, that just makes me look clinically insane. I would probably do that.

• 59:26Speaker 02

  I mean, with AI now, you can.

• 59:30Speaker 00

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• 1:00:01Jack Selby?

  $500,000.

• 1:00:02Speaker 02

  $500,000?

• 1:00:04Graham Stephan?

  I would probably, $500,000? It's a lot.

• 1:00:06Jack Selby?

  What would you do it for?

• 1:00:08Graham Stephan?

  We're talking me clothed?

• 1:00:09Jack Selby?

  Yeah.

• 1:00:10Graham Stephan?

  Just in that position?

• 1:00:11Jack Selby?

  Yeah, but you're all like, you know, bent over and like, kind of like, arching, arching your back.

• 1:00:16Graham Stephan?

  It'd be hard to say no if someone was like, $100,000 and it's, and it's a private photo.

• 1:00:20Jack Selby?

  What is that gonna do for you in your life?

• 1:00:21Graham Stephan?

  It's a hundred, it's easy.

• 1:00:23Speaker 02

  Yeah, $100,000?

• 1:00:24Graham Stephan?

  That's easy.

• 1:00:25Speaker 02

  Just for taking a foot picture?

• 1:00:26Jack Selby?

  It's just not gonna change, change my life. Like, well, in a very privileged way, that will not change my life. And so, like, for me to-

• 1:00:33Graham Stephan?

  It's so, it's such a low effort.

• 1:00:34Jack Selby?

  If it's a picture of my feet, that's different than like, that is such a compromised state. For me to sit like that, it is so vulnerable. Like, I don't know. What if someone walks in, you know, when I'm taking the picture? How do I explain that?

• 1:00:46Graham Stephan?

  They'll high five you. Just, how do you explain it? Someone's paying me a lot of money for this photo.

• 1:00:50Jack Selby?

  Would I do it for $100,000?

• 1:00:52Graham Stephan?

  I think you would, dude.

• 1:00:53Jack Selby?

  You know, maybe.

• 1:00:54Speaker 02

  It would be silly not to.

• 1:00:56Jack Selby?

  I, I would not be able to do it for $100,000 and not spend it on something. I would, I would, like, I would not do it for $100,000 just to throw it in an investment account. Yeah, I would have to-

• 1:01:05Speaker 02

  You would need something.

• 1:01:06Jack Selby?

  I would have to, like, get something in return. Like, I would-

• 1:01:08Graham Stephan?

  Dude, you could save a lot of-

• 1:01:09Jack Selby?

  I am not donating that $100,000. Abs, I am going straight into like, a, an used Audi R8 or something. It has to be.

• 1:01:16Speaker 02

  That's, that's a good choice.

• 1:01:17Jack Selby?

  Maybe I'll donate a little bit.

• 1:01:18Graham Stephan?

  What actually goes on behind the scenes when you're doing your week of working?

• 1:01:23Speaker 02

  So like, for instance, I was in LA for a week. This past week, I came here strictly to just get collabs. Um, I flew in. First day, I didn't do anything, just because that's my travel day. I don't like doing anything on a travel day. And then the second day I woke up and I, I don't remember exactly what I did in the morning, but I'm, I get ready. It's the first thing I wake up and I get ready. And then I'll go grab coffee and then I'll get like Snapchat content for it or something. Getting coffee, like I vlog everything, like every single part of my life while I'm working, like while I'm in that zone. And I'll just go to these different places and I'll take pictures of me there and I'll do this just for Snapchat. And then I'll make TikToks. And while I'm there in these places, I'll get two or three TikToks at a location that I'm at.

• 1:02:07Speaker 02

  And it's really funny because I'll ask like, if a fan comes up to me and they know me and they take a picture with me, sometimes I'll be like, you want to be in my TikTok with me? Just so it's, you know, it's different and they love it. Every single time they say yes, it's great. I love, I love meeting people on the street that know me. And, um, and then I collabed with Breckie Hill. That was really awesome. She came over to my Airbnb, but she's also on the site. But we just did TikToks together and we got an Instagram post and that was that. And then I went to bed and I wake up and I do it all over again. I'll go somewhere, you know, get some Snapchat content. I'll do TikToks halfway through and then I collabed with some, I collabed with Ari, I collabed with Tara's World while I was here.

• 1:02:41Jack Selby?

  Who's Ari and Tara's World?

• 1:02:42Speaker 02

  Ari, I'm going to totally butcher her last name. Kitski?

• 1:02:46Jack Selby?

  I mean, I don't know.

• 1:02:47Speaker 02

  She's also a TikToker and she's on the site. And Tara's World, she's on TikTok and also on the site.

• 1:02:52Jack Selby?

  Most of the people you're collabing with are on OF.

• 1:02:55Speaker 02

  Yes, yes. But these, we were just making TikToks. We didn't make any content for the site.

• 1:03:00Jack Selby?

  Running a business is genuinely one of the most exciting things in life, but it can come with a bunch of unrelated tasks that take time and effort away from your business. As we've grown the Ice Coffee Hour, we have poured hours into things like billing and writing contracts. And, uh, yeah, you guessed it, those are not our favorite things to do. That's why we are so excited to partner with Claude. Claude is the AI for minds that don't stop at just good enough. It's the collaborator that actually understands your entire workflow and thinks with you. Whether you're debugging code at midnight or strategizing the next business move, Claude extends your thinking to tackle the problem. Problems that matter.

• 1:03:34Graham Stephan?

  Seriously, guys, Claude is so much more than just an AI. It's like having another member of your team.

• 1:03:38Jack Selby?

  I kid you not, we personally use Claude to generate every single one of our invoices. This used to take a bunch of time inputting all the little details. But now with Claude, all I have to do is type "go" and boom, an entire month's worth of invoices are automatically generated.

• 1:03:52Graham Stephan?

  And it doesn't stop there. Once Claude creates an invoice, it automatically drafts an email to send out. And it seriously has never been easier to save time on your business.

• 1:04:01Jack Selby?

  Ready to tackle bigger problems? Get started with Claude today at claude.ai/icedcoffee.

• 1:04:06Graham Stephan?

  That's claude.ai/icedcoffee. And check out Claude Pro, which includes access to all the features mentioned in today's episode. Again, that is claude.ai/icedcoffee. Thanks again to Claude for sponsoring this podcast, and now let's get back to the episode.

• 1:04:21Jack Selby?

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• 1:05:18Speaker 02

  Yeah.

• 1:05:19Jack Selby?

  Okay.

• 1:05:20Speaker 02

  Like I, like when I, when I'm, know I'm gonna be somewhere for a week. I don't really like take a break. Like, I was just telling this to someone, I don't remember who. I've been to LA, I think, seven times now, I've never seen the beach. I think I've seen the Hollywood sign once.

• 1:05:34Graham Stephan?

  Are you enjoying the life that you live?

• 1:05:35Speaker 02

  Oh, yeah, I love it. I love it so much because I know when I go home, that's what I really enjoy, is being at home.

• 1:05:40Graham Stephan?

  Is going home.

• 1:05:41Speaker 02

  Is going home and like not doing anything. I love that so much and I think that's something I look forward to. But I love meeting new people. I had such a great time in LA. Like, I met, literally, I met so many new people and made so many new connections. So now, next time I come to LA, like, I'll have already stuff lined up for me, you know? It's great.

• 1:05:57Graham Stephan?

  In your downtime, what do you do?

• 1:05:59Speaker 02

  In my downtime, I'm just on my, on my phone, on social media.

• 1:06:03Graham Stephan?

  Pokemon?

• 1:06:03Speaker 02

  Scrolling. Pokemon is another big thing I do. I love playing, you know, games on my computer. I have a PC at home. Or I'm taking care of my farm animals. I have two goats, I have a donkey, and I have 12 cows. So I'm either outside with them or I'm doing something around my house because, you know, they don't tell you about being a homeowner, you gotta do everything yourself. Like, I don't know why, I just, I didn't think about that. But I've always got something wrong with my house, too. Like, my stove's broken right now, my house has been leaking propane for like the past three weeks. So that's fun, but...

• 1:06:34Graham Stephan?

  So how much is real in terms of the marketing versus how much is like played up for the marketing? Because I saw that, that Nelk interview. And I saw people giving you some crap about the age thing, saying you were like 21 and then 23.

• 1:06:48Speaker 02

  I think, I think a lot of it is honestly real. And I think that the only thing that isn't real is those little things that people have pointed out, just because when I started doing this, the number one thing that I can remember that everyone told me, like, back at my job, my, you know, when I had conversations with my friends trying to start it, protect your privacy was the number one thing I heard. Don't put out your real name, don't put out your real birthday, don't put out your real age, don't put out anything real about you so people can find you and, you know, come to you because, you know, on the site, like, obviously... Men are wanting to have sex with me, you know, like that's why they come to my site. And I think that a lot of people don't think about that, that it can be very dangerous posting all of this stuff out there.

• 1:07:28Speaker 02

  And I try to be as safe as possible, just because I don't wanna, I mean, I obviously don't wanna put myself in any bad predicament. And I think that it's, it's just my number one main privacy concern, and that's why I do that.

• 1:07:39Graham Stephan?

  Has doing this affected the way you see relationships?

• 1:07:42Speaker 02

  Oh, yes. A hundred percent, a hundred percent. I'm still looking for a boyfriend. I don't have a boyfriend. I think it's really hard for me to find a boyfriend now, just because everyone knows me and every time I try to go on a date, they know who I am, but.

• 1:07:53Graham Stephan?

  How are you, how are you looking for people?

• 1:07:55Speaker 02

  I mean, just obviously like going out and I'll meet someone and I'll talk to them and then they're like, oh, I know you and Sophie, right? And then I'm like, okay, like.

• 1:08:02Jack Selby?

  Would you ever date a fan?

• 1:08:04Speaker 02

  Depends. It really depends. Like, I'm just waiting for the right time, obviously, like, like, I don't really have, like, I know this is gonna sound really bad to say, but like, I don't really have standards. Like, I'm not looking for someone who's beautiful and six foot five and has a great personality. I just want them to make me happy and laugh and like, that's all I care about.

• 1:08:20Graham Stephan?

  Do you think your earnings would go down if you have a boyfriend?

• 1:08:24Speaker 02

  Um, I don't think so. Honestly, I would, I don't think so. I really, truly don't.

• 1:08:30Graham Stephan?

  I think they would.

• 1:08:31Speaker 02

  You think so?

• 1:08:31Graham Stephan?

  I think some of the appeal is that you're single.

• 1:08:34Jack Selby?

  That there's a chance.

• 1:08:35Graham Stephan?

  That there's a chance that like, hey, it could be me. And so I think as soon as you get a boyfriend, I think a lot of people are gonna say, ah, shit, now I'm unsubscribing.

• 1:08:43Speaker 02

  That, that definitely makes sense, but I do know a lot of creators who have significant others in the space and they're still very successful.

• 1:08:49Jack Selby?

  Do they keep it a secret?

• 1:08:50Speaker 02

  No, not, not most of them, no.

• 1:08:53Jack Selby?

  So what has this taught you maybe about men that could conflict with how you see relationships?

• 1:08:59Speaker 02

  Hmm, I mean, obviously, like, I don't want someone who's heavily on social media, just because I don't want them to already have an opinion formed about me without meeting me. So I think that's my biggest concern and I'm just waiting for the right person to come.

• 1:09:15Graham Stephan?

  Would you ever date a guy who asks you to quit?

• 1:09:19Speaker 02

  Honestly, probably. If it's like truly like true love and like I really am in love with this guy and he doesn't like what I'm doing, I probably would.

• 1:09:27Graham Stephan?

  Even if you're making like forty or fifty million dollars a year consistently and the dude's just like, I can't handle it. I don't want you to do that.

• 1:09:34Speaker 02

  Probably, yeah. Just because the another thing I'm doing with my money is I'm trying to also create new income sources. I'm trying, I'm starting up a business. It's not great yet, but it's.

• 1:09:44Graham Stephan?

  What's the business?

• 1:09:45Speaker 02

  It's a construction business.

• 1:09:47Graham Stephan?

  Construction?

• 1:09:47Speaker 02

  Yes, it's a construction business.

• 1:09:49Graham Stephan?

  That's not what I would expect.

• 1:09:50Speaker 02

  Well, okay, in my little.

• 1:09:51Graham Stephan?

  What is it?

• 1:09:52Speaker 02

  Town that I live in, um, there's no construction business. If we're like, it's a kind of like a barn. You build barns. That's the great thing. Like you can take this and do other avenues. So I think that that's what I would do. Like I would just obviously put my attention on to something else. Like I really want to own a bakery one day. I feel like that would be really cool.

• 1:10:08Graham Stephan?

  Do you think it skews your mind though to make so much money and then go to a bakery?

• 1:10:12Speaker 02

  No.

• 1:10:12Graham Stephan?

  And then look at like the P and L and like, oh, man.

• 1:10:15Speaker 02

  I have a lot of pride in my work ethic. I love like having something to do. I think that I would just do it just to have fun. Like honestly, I would do it for fun and I really want to like have it be like some profitable or non-profitable place essentially like that was something I was thinking about was like open, opening a bakery for homeless. And like they can just come in and get a free meal if they wanted to. Obviously I'm not making money from it, but like I don't need more money, you know, like I'm perfectly comfortable where I am right now.

• 1:10:45Graham Stephan?

  Have you noticed in dating that there have there been any instances where you started talking to a guy and then they realized that you did OF and then they had a problem with that? Like, has that been an obstacle in talking to guys?

• 1:10:56Speaker 02

  No, I've only ever like doing like since being on the site, I think I've gone on like three dates.

• 1:11:02Graham Stephan?

  And how did you meet these people?

• 1:11:03Speaker 02

  Um, I think one of them was at a casino somewhere. And then it was just like in random places like where I travel. It was never online or so through social media.

• 1:11:13Graham Stephan?

  And they would just come up to you, talk to you, not knowing who you were.

• 1:11:16Speaker 02

  Well, some, sometimes they play it off, like they don't know who I am. And then I see that you're following me on Instagram. Like that's just, don't lie to me.

• 1:11:24Graham Stephan?

  Are these just like normal people or are they like successful on their own, right?

• 1:11:28Speaker 02

  Like just normal people out in the wild, I guess you could say. Um, I don't really go on dates.

• 1:11:34Graham Stephan?

  Have you noticed that guys maybe get insecure when they see how much money you're making and feel like, oh, man, like I could never live up to that?

• 1:11:40Speaker 02

  I've never noticed that personally. No, not me personally.

• 1:11:45Speaker 02

  But I could definitely see like

• 1:11:46Jack Selby?

  Yeah.

• 1:11:47Speaker 02

  how that could be an issue.

• 1:11:49Jack Selby?

  Do you think that there could be any sort of like psychological impact on your brain? Having millions of people constantly praising you and telling you how beautiful you are and like paying for pictures of you? Could that, like, there's this thing online called pretty girl syndrome. Where like, it could lead to a girl kind of seeing the world for not what it truly is because they've been sort of white gloved their whole life.

• 1:12:12Speaker 02

  Um, I definitely think that is a possibility for a lot of people. Me personally, no, like, I grew up, like I said, I grew up very poor. Like, me and my family, we were low, low class and like, I've seen, obviously, the ugly and I've seen the great side. So I think that I, I like proud, I'm, I'm proud of like my, my maturity. I know what's right and what's wrong and like, obviously, I am very successful and I'm very blessed and, you know, I used to not be and it's hard, you know, that balance, but I, I love that I used to live like that because I, I could see it and I experienced it.

• 1:12:45Jack Selby?

  So on the pretty girl syndrome, what would you say are the main problems with today's modern men and modern women?

• 1:12:52Speaker 02

  Education. I think a lot of us are not as, as, as educated as we should be. Um, and that goes for both men and women. I just also think that the school system sucks and that's something that we should work on.

• 1:13:05Speaker 02

  Let's see.

• 1:13:07Jack Selby?

  Like, if you just look to like your friends out there that you've had over the past like decade, what have been some consistent patterns you've recognized, where like, oh, this maybe could be improved? Same goes for men?

• 1:13:16Speaker 02

  Hmm, attention span. A lot of people don't have an attention span anymore, I've noticed, from TikTok. Um, but not, not really anything, like, I don't ever look at anything negatively, like, I only see the positives in life. Like, I really try not to-

• 1:13:30Jack Selby?

  So that could be something right there.

• 1:13:31Speaker 02

  That is true.

• 1:13:32Jack Selby?

  Is that some people look about, look about the negative of something when they should be seeing the positive?

• 1:13:36Speaker 02

  That is true. I also just believe that like- Like, why am I gonna try to find something that will make me unhappy? Like, I just, I try every single day to be happy because I know what it's like to be unhappy. And I don't ever wanna feel like that ever again. Like, it sucks. It really does. So I just try to live every day like, you know, nonchalant.

• 1:13:53Graham Stephan?

  What do you think is the longevity of your career? How long do you expect to do it for?

• 1:13:58Speaker 02

  Honestly, I'm gonna just keep going until people forget about me. Like, I love posting online. Like, I think it's so much fun. And I think one day that people aren't gonna know who Sophie Rain is anymore because the new generation will come in and there'll be this new big platform that comes out. Now everyone goes to that. And I think that that's perfectly fine. Like, I think, you know, everything evolves and everything happens for a reason and change is good. So I honestly, I give myself probably another two to three years before something big else happens online and...

• 1:14:23Graham Stephan?

  What do you think about AI creators?

• 1:14:27Speaker 02

  Obviously, AI is very bad. Um, AI sucks because it's affecting climate change. And I think it's stupid. Like, I truly think it's, I don't know why we're doing that.

• 1:14:36Jack Selby?

  What do you mean by it's affecting climate change?

• 1:14:38Speaker 02

  Well, because generative AI, it uses gallons.

• 1:14:40Graham Stephan?

  It uses a lot of electricity, but so do private jets.

• 1:14:43Speaker 02

  That is true. That is very, also true. And I know that is very bad. And I'm trying to do less on my PJ. But I also think that, like, you have PJ who's only, you know, not everyone can fly a PJ. And then you have AI, everyone is currently using AI right now.

• 1:14:58Jack Selby?

  So you think AI is bad insofar as it affects climate change?

• 1:15:01Speaker 02

  Yes, 100% uses millions of gallons of water a day. And I think that, you know, it's 97 degrees here and it's March.

• 1:15:07Jack Selby?

  Do you think that we should completely stop our production of AI?

• 1:15:10Speaker 02

  I, I think that there's good AI and I also think that there's bad AI. I think generative AI is awful, obviously. Like, have you seen, have y'all seen the Fruit Love Island thing that's going on on TikTok right now?

• 1:15:20Graham Stephan?

  No, what is that?

• 1:15:20Speaker 02

  It's a whole AI, like, TV show of just these fruits. And it's like Love Island. And everyone, it has like millions of likes and people are just sitting here like eating this content up and then like...

• 1:15:30Graham Stephan?

  What's wrong with that, though?

• 1:15:31Speaker 02

  It's because it's generative AI. It's harming society. Like, it's just...

• 1:15:36Graham Stephan?

  I just, I think everything is going to AI. So my, my whole thought is that in 10 years, you're not going to be able to differentiate between you and AI on OnlyFans.

• 1:15:45Speaker 02

  I think that that's now.

• 1:15:45Graham Stephan?

  And I see these, yeah, I see these videos of these dudes that are just like dancing. And then like split screen is like some attractive woman at the bottom. And then like some dude with a belly is just like kind of dancing at the top. You have no idea. And they're making, I remember one where apparently. Dr. Mike? What? Have you seen the Dr. Mike ones? No. Oh, God. Okay. What were you saying? No, I remember one where some like lady lost her following because it was exposed that she was actually a man. The entire time, but was using like the facial.

• 1:16:13Speaker 02

  AI?

• 1:16:14Graham Stephan?

  Yeah.

• 1:16:14Speaker 02

  Yeah.

• 1:16:15Graham Stephan?

  It just looked like someone.

• 1:16:16Speaker 02

  I don't agree with, I don't agree with any of that stuff. But I think that there, we can use AI in great ways for like research and stuff like that. Like Gemini, I think is the new AI on Google. I love Gemini. I think that's great, but it's not as harmful as, you know, generative AI.

• 1:16:32Graham Stephan?

  I just think everything is going to AI. I think movies are going to AI.

• 1:16:35Speaker 02

  I think so too. I think that it's inevitable.

• 1:16:36Graham Stephan?

  Podcasting at some point, maybe we could be replaced and it knows us well enough that we could have this whole conversation. AI.

• 1:16:43Speaker 02

  Have you seen like that, that thing where you can put in like a topic and it creates a whole podcast on it?

• 1:16:49Graham Stephan?

  Yeah, so far they suck.

• 1:16:51Speaker 02

  Okay, I haven't tried it out personally, but I've seen it.

• 1:16:54Graham Stephan?

  A lot of them are really bad.

• 1:16:55Speaker 02

  Yeah, well, give it a year and I'm sure it's going to take over.

• 1:16:59Graham Stephan?

  Yeah, this is the worst it's ever going to be, is what Chris Camillo would say. Like right now, as good as it is, it's the, it's only going to get better.

• 1:17:05Speaker 02

  Mm hmm. Yeah, exactly.

• 1:17:07Graham Stephan?

  But do you think that's a threat to people who want to make a living on OF?

• 1:17:11Speaker 02

  I mean, a hundred percent. I definitely think that there's concerns about it just because now there's, you know, you have someone making AI content who isn't a real person, putting out false content because it's not a real person. And I just think that it's, it's unfair to people who are actually online and who actually are posting on social media and not being, not an AI character.

• 1:17:34Graham Stephan?

  What do you think of the syntax that they were considering implementing in Florida?

• 1:17:38Speaker 02

  Um, I think it's ridiculous. I think that it's a little silly and it was honestly like, it sucked to hear that just because like syntax isn't some taboo thing either. Like syntax exists. It exists in states like New York and I think California has syntax on stuff like alcohol and cigarettes. Stuff that has proven to have harm on your body. I think that syntax on someone online is a little silly just because, you know, like anything on the internet can be harmful, but like, I just, I don't know. I don't understand like the point of it. I really don't.

• 1:18:10Graham Stephan?

  So he wanted, it was a 50% tax, right?

• 1:18:13Speaker 02

  50% tax on my income and he claims that he was gonna give it back to teachers and I agree. I definitely, like I said earlier, I think that we should put more of our money into schooling and, you know, investing into teachers, but I think that there's way better ways than attacking one, you know, creator, because I've only been the only one ever called out.

• 1:18:31Graham Stephan?

  Yes.

• 1:18:31Speaker 02

  He says that he's gonna tax everyone in the state of Florida on OF 50%. And I don't think that he puts an account because there are people on OF, you know, just doing it to make grocery money for that week, you know?

• 1:18:42Graham Stephan?

  I remember you liked my Twitter post.

• 1:18:44Speaker 02

  Which one?

• 1:18:45Graham Stephan?

  I made the argument that he was giving you a lot of publicity.

• 1:18:48Speaker 02

  Mm-hmm, yes. I definitely, I mean.

• 1:18:50Graham Stephan?

  Or randomly started like, wait a second, she liked this post.

• 1:18:53Speaker 02

  I mean, he went from the bottom of the polls to second running after talking about me. So like, it definitely, I think it's a whole publicity stunt.

• 1:18:59Graham Stephan?

  Do you think you were benefiting him by responding to him? Or do you think he was benefiting you by drawing attention to you? And maybe some people are like, oh, let me check this out.

• 1:19:07Speaker 02

  Honestly, it's probably, it goes both ways. I think that I was also benefiting him. I think he was benefiting me at the same time, just because, you know, whenever you talk about someone, you're gonna go check out who they're talking about. But I just, I think the whole idea is a little silly in that he's not as well educated in the new, modern social media world, just because, like I've been explaining here, like OF, it's, it's a huge platform and you can do anything you want on there. It doesn't have to be content. And I think that that gets, you know, mistranslated with a lot of people because there's people, you know, doing OF just to make a side money and you're gonna tax them 50% of that when they have another job. And I, I pay taxes also. It's not like I don't pay taxes. I paid my fair share in federal taxes last year.

• 1:19:48Speaker 02

  And I'm, I mean, I would be more than happy to pay extra taxes if it meant going to the teachers, but I know it's not going to.

• 1:19:54Graham Stephan?

  It's not gonna go to the teachers.

• 1:19:54Speaker 02

  I know it's not going to. And like, also like, there's definitely, you know, other. You know, bigger people that you could tax like there's multiple billionaires who are paying zero dollars in taxes.

• 1:20:05Graham Stephan?

  Well, a lot of that's unrealized gains, though.

• 1:20:09Speaker 02

  Whatever that means, but I don't know.

• 1:20:11Jack Selby?

  It's so funny because you're going to be defending the billionaires. You're going to be defending like the OF people.

• 1:20:15Graham Stephan?

  I think the billionaires add so much economic benefit that if anything, I think we should have an opposite tax rate. The more money you make, the less you pay in tax.

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• 1:21:24Graham Stephan?

  Imagine that. Or if you make a certain amount of money, if you could prove that you pay out a certain amount or create a certain amount of jobs.

• 1:21:32Jack Selby?

  Like economic output?

• 1:21:33Graham Stephan?

  Economic output, you could reduce your taxes by less than say, hey, you hire 10.

• 1:21:37Jack Selby?

  That's a hard thing to measure. Technically speaking, it's not a bad idea because dollar to dollar, you're going to be helping out the gross economy more.

• 1:21:45Graham Stephan?

  Yeah.

• 1:21:46Jack Selby?

  But I don't, I don't even know.

• 1:21:47Speaker 02

  I mean, I also think that like, I believe that I also help out the economy a little bit because I saw a tweet from Fishback saying that like. Some, I think it was about the billionaires being taxed and that they actually like put stuff into the world, like they create jobs and stuff and it's not like I'm not, you know, I'm not doing anything. I pay photographers every single week to come take photos of me, you know, local photographers. I rent out studios to go do, I'm putting money back out there, you know, it's not like I'm keeping it all to myself. And I also, I employ people. I have a whole business now that I run behind the scenes and that's another thing, like I wouldn't have been able to do that without being on OF. And I think, you know, many, you can become an entrepreneur from this. I'm using it as a gateway essentially to try and do bigger projects.

• 1:22:28Jack Selby?

  When people ask you, what do you do for a living? What do you say?

• 1:22:31Speaker 02

  I say social media.

• 1:22:32Jack Selby?

  You say social media as opposed to OF?

• 1:22:35Speaker 02

  I just say social media because I'm, I do social media. I do TikTok also. I'm on YouTube. I also do Snapchat. It's not just OF I'm on, I'm on the entire.

• 1:22:43Jack Selby?

  Part of me thinks it would be interesting if you said you ran a construction company.

• 1:22:46Speaker 02

  I mean, that's also.

• 1:22:47Jack Selby?

  Or a baker. Well, she actually does run a construction, I like the construction company.

• 1:22:52Speaker 02

  Thank you, thank you. Yeah, it's, it's not anything great. Yeah, we've been, we've been running for a year. I do it with my family and my, my dad helps a lot with it. But we just do like little local jobs and, you know, we just can't keep up with it right now because we can't find anyone to work. Unfortunately, we have really good people that work for us currently, but we want to expand, but we can't expand because we can't find people to work.

• 1:23:12Jack Selby?

  So explain the bop house.

• 1:23:14Speaker 02

  The bop house was created by me and Ayesha. We made the bop house so we could, you know, essentially live together and support one another. So we had this idea that us and our friends should get together. We got into this house and basically the whole idea for the bop house was to support one another. We obviously are all doing the same thing and we're all on the same site and we're posting TikToks together and it also is a giant ecosystem. We bounce off each other. We all post a TikTok with everyone in it and they get traction and they post a TikTok with me in it and I get traction, you know, it's, I feed you, you feed me type of thing. And it was, it was great. It worked out awesome. Like I had such a great time. We haven't got, we haven't been together recently, but I think we're gonna go on a group trip some, somewhere soon. So we can make more content together.

• 1:23:59Jack Selby?

  Do you live in the, no, you don't live in the bop house?

• 1:24:01Speaker 02

  I don't live in the bop.

• 1:24:01Jack Selby?

  But people do.

• 1:24:02Speaker 02

  Yeah.

• 1:24:03Jack Selby?

  Who owns the bop house?

• 1:24:04Speaker 02

  It's not, I mean, right now, it's not a thing anymore because we were just renting it and the lease was up. But we all collectively like paid the rent every month.

• 1:24:12Jack Selby?

  How much was the rent?

• 1:24:14Speaker 02

  I think the total amount was sixty thousand dollars.

• 1:24:16Jack Selby?

  Six D?

• 1:24:17Speaker 02

  Yeah, six zero, sixty thousand.

• 1:24:20Graham Stephan?

  Big house in Florida, right?

• 1:24:21Speaker 02

  Yes, it was a penthouse in Miami. Um.

• 1:24:24Graham Stephan?

  Wow.

• 1:24:24Speaker 02

  It was awesome. I had a lot of fun. We lived there for probably like six months out of the year altogether, all at once consecutively.

• 1:24:31Jack Selby?

  Was it a good investment? Like you saw a clear return on that expense?

• 1:24:35Speaker 02

  Think so. I think so. I think it was a great investment. Um, people definitely like grew their pages a lot from that and that's all that mattered to me. And yeah, I would do it again if I had the opportunity.

• 1:24:46Graham Stephan?

  What do you think about what Jack Dorsey is doing?

• 1:24:48Speaker 02

  Uh, what is he doing?

• 1:24:50Graham Stephan?

  So my understanding is that he, he has a house, he gets these creators on and his, the criticism is that he advertises towards a lot of like young kids.

• 1:24:58Speaker 02

  Uh, I don't, I think I have him blocked on everything.

• 1:25:01Jack Selby?

  Why is that?

• 1:25:01Speaker 02

  Cause I just can't stand him. Him and like, like people like Clavicular, I just can't, I just can't stand those guys.

• 1:25:06Graham Stephan?

  What don't you like about Clavicular?

• 1:25:08Speaker 02

  They're just.

• 1:25:08Graham Stephan?

  Did you see when he got frame mocked?

• 1:25:10Jack Selby?

  By the ASU frat leader. Did you see that? Did you see that?

• 1:25:12Speaker 02

  Like if you told that to a Victorian child, like I think that they would just have a heart attack. What does that even mean? What does that mean?

• 1:25:17Graham Stephan?

  Did you see it?

• 1:25:17Speaker 02

  No.

• 1:25:17Graham Stephan?

  You haven't seen him get framed?

• 1:25:20Speaker 02

  No, what is that?

• 1:25:21Graham Stephan?

  First. Jack, could you pull it up?

• 1:25:22Jack Selby?

  Yeah.

• 1:25:23Graham Stephan?

  You're gonna see him get framed mocked by the ASU frat leader.

• 1:25:25Speaker 02

  I don't even wanna see.

• 1:25:25Graham Stephan?

  That is crazy.

• 1:25:27Speaker 02

  I cannot stand Clavicular. Or Jack Dorsey. They're just like, I don't know. They're just, I don't think that they have great morals.

• 1:25:35Jack Selby?

  Frame mocked.

• 1:25:37Speaker 02

  What does frame mocked mean? Like the guy looks better than him?

• 1:25:40Jack Selby?

  There was a frame of the video where this guy, I don't know what his name is, but he has, he's frame mugging him because his shoulders look huge. And Clavicular looks honestly a little bit nervous.

• 1:25:53Graham Stephan?

  Suboptimal.

• 1:25:54Jack Selby?

  He looks subhuman in this image because he's getting framed on.

• 1:25:57Speaker 02

  Very well versed into this Clavicular guy.

• 1:25:59Jack Selby?

  How does that make you feel?

• 1:26:00Speaker 02

  Um.

• 1:26:01Jack Selby?

  Not that we're well versed, but that he got framed on.

• 1:26:03Speaker 02

  Oh, uh.

• 1:26:06Speaker 02

  That's how I feel.

• 1:26:06Jack Selby?

  Was it heartbreaking?

• 1:26:08Speaker 02

  Oh, yeah, it was heartbreaking.

• 1:26:09Graham Stephan?

  Did you see the group that tried to avenge him?

• 1:26:11Speaker 02

  No, but I did see the video of him hitting some guy with his car, and that's why I don't like him.

• 1:26:15Jack Selby?

  I think he ran over the guy.

• 1:26:16Speaker 02

  Oh, like completely ran over?

• 1:26:18Jack Selby?

  That's what it appeared to me. And what did that make you feel?

• 1:26:20Speaker 02

  I just, you know, don't hit people with your cars. I don't think that's cool.

• 1:26:25Graham Stephan?

  I saw another crazy clip. Some girl slapped him really hard, and then he had his security pull her aside and press charges, call the police.

• 1:26:33Jack Selby?

  Where'd that go?

• 1:26:34Graham Stephan?

  Believe he's suing her.

• 1:26:35Jack Selby?

  Wow.

• 1:26:35Speaker 02

  He also has a hat that has very derogatory terms on it.

• 1:26:39Jack Selby?

  What does it say?

• 1:26:41Speaker 02

  The N-word.

• 1:26:42Jack Selby?

  Oh, wow.

• 1:26:42Speaker 02

  He loves wearing that hat during his streams.

• 1:26:44Graham Stephan?

  What's your thought on the whole, like, manosphere space?

• 1:26:47Speaker 02

  Manosphere?

• 1:26:48Graham Stephan?

  Yeah, like the Andrew Tates, Fresh and Fit.

• 1:26:51Jack Selby?

  Justin Waller.

• 1:26:52Speaker 02

  Um, I mean. I don't like it. I obviously just, I think it's a little silly to try to put, you know, those values out there, but, you know, they're killing it in the game, and I, I think that it's great that they're online and they're, like I said, they're killing it. They've gained a lot of traction. I don't like them personally, but I would never, like, wish downfall on any of them.

• 1:27:12Jack Selby?

  And so Jack Doherty, though, you're not a huge fan of him?

• 1:27:15Speaker 02

  I'm not a huge fan of Jack Doherty. I've never met him. Um, I've just obviously heard things, and kind of like the same thing with Clavicle. I don't like him because, like, he did bad stuff that I've seen online, but I've never met the guy. Um, but yeah, I just don't like them, simply.

• 1:27:28Jack Selby?

  That's, what about the Island Boys?

• 1:27:31Speaker 02

  The Island Boys?

• 1:27:32Graham Stephan?

  They were on OnlyFans.

• 1:27:33Jack Selby?

  They were on OnlyFans.

• 1:27:34Graham Stephan?

  I heard they made over a million dollars a month.

• 1:27:35Speaker 02

  They have blonde hair?

• 1:27:36Jack Selby?

  They're the brothers.

• 1:27:37Graham Stephan?

  The Island Boys.

• 1:27:38Jack Selby?

  The Island Boys.

• 1:27:39Graham Stephan?

  Island Boys.

• 1:27:39Jack Selby?

  Yeah, the ones with the candlestick hair. Yeah, yeah, those ones.

• 1:27:42Speaker 02

  I mean, I haven't, like, I've never, I don't think I've ever seen a video of them, like, actually talking, but, I mean, they're cool, I guess. I like their tattoos.

• 1:27:50Graham Stephan?

  Would you quit OnlyFans for an extra hundred million dollars?

• 1:27:53Speaker 02

  An extra hundred million dollars would I quit? I would be stupid not to. Are you joking? Hundred million?

• 1:28:00Graham Stephan?

  Really? I feel like if you just make that in another year and a half, two years.

• 1:28:04Speaker 02

  I mean, a hundred million right now, like, am I being taxed on the hundred million, or do I, like?

• 1:28:08Jack Selby?

  I would say, like, let's just say after taxes, it's seventy.

• 1:28:11Speaker 02

  Okay, then probably not. But if I'm getting the full hundred million, like, no tax.

• 1:28:15Graham Stephan?

  Seventy, no. A hundred, yes, you would quit.

• 1:28:17Speaker 02

  Yeah, because that's, that's three digits, you know, better than two digits.

• 1:28:20Graham Stephan?

  Do you know what your net worth is today?

• 1:28:22Speaker 02

  No, no idea.

• 1:28:24Graham Stephan?

  If you had to guess.

• 1:28:26Speaker 02

  Probably like five million, 20 million?

• 1:28:29Graham Stephan?

  No.

• 1:28:30Speaker 02

  Five to 20?

• 1:28:30Graham Stephan?

  No, it has to be more than that.

• 1:28:32Speaker 02

  I don't know. I don't know. Like, I'm not like, that's why I pay someone to do all of my financial stuff for me. I don't know anything about this.

• 1:28:37Graham Stephan?

  I was gonna guess it has to be 50.

• 1:28:39Speaker 02

  Okay. I was like, five to 20 was my guess, somewhere.

• 1:28:42Graham Stephan?

  It has, it has to be higher than that.

• 1:28:44Speaker 02

  I pay a lot like in taxes though, so like, I don't.

• 1:28:46Jack Selby?

  Yeah, but if you made a.

• 1:28:47Speaker 02

  I don't have that much.

• 1:28:48Graham Stephan?

  If you know, well, let's, we do the math. I'm basically taking your total income, subtracting taxes, subtracting living expenses and other discretionary spending.

• 1:28:58Speaker 02

  Okay.

• 1:28:58Graham Stephan?

  Then I'm adding in the fact that you've been investing the money, an extra 15% over the last two years.

• 1:29:04Speaker 02

  Okay.

• 1:29:04Graham Stephan?

  Which is on the conservative side of things.

• 1:29:07Speaker 02

  Mm hmm.

• 1:29:08Graham Stephan?

  And that takes me to 43.

• 1:29:10Speaker 02

  Okay.

• 1:29:11Jack Selby?

  The thing is that people, and we've noticed this on the podcast, will spend so much time, like Togi. You know who Togi is?

• 1:29:18Graham Stephan?

  Wow.

• 1:29:18Jack Selby?

  People like, people will spend, and now people are gonna just think that we're name dropping.

• 1:29:22Speaker 02

  I'm so sorry.

• 1:29:22Jack Selby?

  You guys know who Togi is, right?

• 1:29:25Graham Stephan?

  Togi? Okay, Togi.

• 1:29:28Jack Selby?

  Okay.

• 1:29:28Graham Stephan?

  I like Togi.

• 1:29:29Speaker 02

  I'm like, I don't know.

• 1:29:30Jack Selby?

  People are just gonna think that we're name dropping, but like, this makes, it makes sense in the context. He will spend so much effort making as much money as possible. And if he just spent five to like 3% of that effort to understand investing and understand savings and budgeting and net worth and appreciation growth, stuff like that, then he'll earn more spending in that 3% of time he spends learning that than if he were to spend that working. And the same thing would go to you. If you're, if I ask you what's your net worth and you're saying between five and 20, that shows to me that you have no idea what's going on financially, which is like insane to me because if you're grinding so, so, so hard to try to get to someplace financially, like you could just spend a little extra time or even trade the time and work a little bit less,

• 1:30:15Jack Selby?

  but spend a little bit of time understanding your finances and that, you'll make more money doing that. And it's not even close, like, like five times more money doing that.

• 1:30:24Speaker 02

  I literally have considered like taking a college course online just on.

• 1:30:28Jack Selby?

  You don't need to do that.

• 1:30:29Graham Stephan?

  You don't even need to do that.

• 1:30:29Jack Selby?

  Like, literally find someone that's financially literate and talk to them for.

• 1:30:32Graham Stephan?

  Honestly, the money guys.

• 1:30:33Jack Selby?

  Talk to the money guys, talk to Graham, talk to me.

• 1:30:36Speaker 02

  I need to, because I really want to learn. I want to learn.

• 1:30:39Jack Selby?

  We love this stuff. Like, even after this podcast, we can go over it, like, in 10 minutes, you should, you should have a basic understanding of where you're at. Because if you're saying between five and 20, imagine after, imagine after you grind for five years.

• 1:30:50Speaker 02

  Yeah, I guess that is a pretty big range.

• 1:30:51Jack Selby?

  And you learn that you have $10 million. What are you gonna say?

• 1:30:55Jack Selby?

  Where did it all go, right?

• 1:30:56Speaker 02

  Yeah.

• 1:30:57Jack Selby?

  Like, why did I grind so hard? Well, that could be the reality. You don't know how much these people, these money people that are like working with you are taking.

• 1:31:03Graham Stephan?

  Oh, the other thing.

• 1:31:04Jack Selby?

  Would you be able to say what percent they're taking?

• 1:31:07Jack Selby?

  That's the thing. You have like, and they could be taking some crazy percent where like, if you just spent a little bit more time finding someone else or seeing what they're investing in, what if they're investing in really bad stuff?

• 1:31:17Speaker 02

  I just like, I don't like, I see, I like, I don't know any of this.

• 1:31:19Graham Stephan?

  Just get a third-party fiduciary to look it over for you.

• 1:31:23Speaker 02

  Fiduciary?

• 1:31:23Graham Stephan?

  Yeah, someone who's on your side.

• 1:31:25Jack Selby?

  Or just a friend.

• 1:31:26Graham Stephan?

  A third-party.

• 1:31:26Speaker 02

  Okay.

• 1:31:27Graham Stephan?

  Yeah, who has no financial interest in how you're doing.

• 1:31:30Speaker 02

  Okay.

• 1:31:30Graham Stephan?

  Just to look it over and say, hey, thumbs up, this is good. Or, hey, these things are questionable. Like, we had on another person who had a very successful career, thought they made all this money, and then realized, wait a second, the person I trusted with my money ended up squandering all of it. And I owe taxes that I don't have.

• 1:31:50Jack Selby?

  He was actually negative net worth after, it was RJ Mitty who was on Breaking Bad, like a main star on Breaking Bad. And he was.

• 1:31:57Speaker 02

  And he was negative?

• 1:31:58Graham Stephan?

  Negative.

• 1:31:58Jack Selby?

  Yeah, he was like in severe financial duress.

• 1:32:02Speaker 02

  So I definitely, I need to open a book or something.

• 1:32:04Jack Selby?

  Well, someone needs, you don't need to open a book. It's so simple. It's actually so simple.

• 1:32:08Speaker 02

  It's like, it's not, though. Like, you guys are saying it's simple because you know it.

• 1:32:11Jack Selby?

  I will explain to you in two, in five minutes. Not now, after the podcast, or maybe we could, yeah, we should just do it after the podcast.

• 1:32:17Graham Stephan?

  We'll do it after.

• 1:32:17Jack Selby?

  But anyways, it would be so worth it to spend just a small percentage of your time instead of working to just understand your finances.

• 1:32:24Graham Stephan?

  And once you understand it, you're good. You're good for like the next month.

• 1:32:27Jack Selby?

  It's a few basic principles.

• 1:32:28Speaker 02

  I feel like I'm like 50/50 with it, like I kind of understand it.

• 1:32:30Jack Selby?

  It really sounds like you're like 595.

• 1:32:33Graham Stephan?

  Yeah.

• 1:32:34Jack Selby?

  When it's 5 to 20.

• 1:32:35Graham Stephan?

  A 5 to 20, I could see like 15 to 20, okay, fine. Because market fluctuations and maybe valuations, but 5 to 20 is big. When you're making this much money, it shouldn't be less than 25. If it were less than 25.

• 1:32:49Jack Selby?

  You'd have some serious concerns.

• 1:32:51Graham Stephan?

  I would say we actually got to figure out like, where's it going?

• 1:32:54Speaker 02

  Yeah, see, like, I just, I don't know.

• 1:32:55Graham Stephan?

  Who's controlling it and what are they doing with it?

• 1:33:00Speaker 02

  I don't know. I obviously, like, I don't want to, like, talk about it too heavily on the podcast.

• 1:33:03Graham Stephan?

  Yeah, we'll discuss more later. Yeah. What would winning look like to you in 10 years?

• 1:33:07Speaker 02

  Winning to me look like in 10 years, I want to

• 1:33:13Speaker 02

  be on my farm still. Like, I want to take care of my animals. Like, that's what I want to do. I eventually want to have, like, horses. I want to have a big cattle herd and that's what I want to do. I want to wake up every day and, like, kind of be a farmer, I guess. Like, that's what my grandparents did. That's what my grandpa did. I grew up watching him do that. He raised pigs his entire life. And like, that's just kind of what I want to do. I love, I love being, you know, in the southern, I guess you could say.

• 1:33:37Graham Stephan?

  You should get fish.

• 1:33:38Speaker 02

  I love fishing.

• 1:33:39Graham Stephan?

  Koi.

• 1:33:40Speaker 02

  I have koi, actually.

• 1:33:41Graham Stephan?

  Really?

• 1:33:41Speaker 02

  I do. I have, they're not koi, they're koi goldfish. I probably have, like, 50 of them in my pond out front.

• 1:33:47Graham Stephan?

  So what you should do, go to Japan, and they have these entire koi farms, and you could go there and actually pick out your koi.

• 1:33:53Speaker 02

  And aren't they, like, $100,000?

• 1:33:55Graham Stephan?

  They can be.

• 1:33:56Speaker 02

  I was gonna say, aren't they, like, super expensive?

• 1:33:57Graham Stephan?

  It depends on the, it depends on the size and the type of koi.

• 1:34:01Speaker 02

  Jake Paul, he bought koi fish?

• 1:34:02Graham Stephan?

  He did.

• 1:34:03Speaker 02

  I saw that.

• 1:34:03Graham Stephan?

  Yeah.

• 1:34:04Speaker 02

  Like, a big, gold one or something?

• 1:34:05Graham Stephan?

  Yeah. So I've seen the fish that were there, and I've seen them at, like, $50,000 to $100,000. But honestly, the ones that are, like, 5 to 10, look 90% the same thing.

• 1:34:15Speaker 02

  Okay.

• 1:34:16Graham Stephan?

  And it comes down to all, it's like, the scales and the marbling.

• 1:34:19Speaker 02

  It's crazy. Like, it's, like, who has, I don't know, who has time to count the scales on a fish? It's just insane.

• 1:34:23Graham Stephan?

  And it's the lines. They want, they want really distinct lines and colorations that don't bleed into one another. Because once they bleed into one another, the value goes down.

• 1:34:32Speaker 02

  You've done your research on that.

• 1:34:33Graham Stephan?

  Oh, he loves fish. I spent, I spent a whole day with the koi farmers in Japan, and they taught me everything about koi. It's actually really sad. I'll tell you. Go ahead. Now that I gotta say it. The amount of fish that they kill.

• 1:34:46Speaker 02

  Oh.

• 1:34:47Graham Stephan?

  To get, because they only want the ones that have certain colorations.

• 1:34:50Speaker 02

  Right.

• 1:34:51Graham Stephan?

  And that's like, a small percentage of the fish that they breed. So they breed hundreds of thousands of fish, but they might only keep a few hundred of them.

• 1:35:00Speaker 02

  It's kind of like Pokemon cards.

• 1:35:00Graham Stephan?

  So they've killed, like, 100,000? They call them calling. They call the fish. They don't kill. It's calling.

• 1:35:07Jack Selby?

  Why do they call it that?

• 1:35:09Graham Stephan?

  Less harsh than killing fish? No, in fairness, I think, I think some of them are ground up. And I think they're reused for something. But it's still, but to get that one fish, that one fish is probably one in a hundred thousand. When you really think of like, that is the show fish. And then those fish will end up breeding. But the offspring, they could be any color. And so it's only a small, but, but you see them in different sizes and apparently. When they start off small. When they start off small, they'll change coloration as they get bigger. So there's also a chance you spend $5,000 on a fish. And then by the time it's. Three times the size, it's color changed and it's worthless.

• 1:35:50Jack Selby?

  Hold on a sec. We have to understand this private jet.

• 1:35:52Speaker 02

  Okay, yes.

• 1:35:53Jack Selby?

  Okay. Cause your manager chimed in and he said, the amount you spend on private jets is unacceptable.

• 1:35:58Speaker 02

  I guess, I guess. I don't like, I don't know. Whenever I travel, like, I don't. I don't count it, I guess, just because I love traveling.

• 1:36:06Graham Stephan?

  That doesn't count. That's girl math.

• 1:36:07Jack Selby?

  That's girl.

• 1:36:08Speaker 02

  I guess, that's girl math. It's girl math, but I did spend.

• 1:36:15Speaker 02

  Like, I don't even want to say this because it's so embarrassing. I spent $78,000 on a private jet to bring my entire family onto a vacation. And I think that that was valid. That's something I wanted to do.

• 1:36:25Graham Stephan?

  You could afford it. I think if anyone could get a private jet, it's you. And actually justify it.

• 1:36:30Speaker 02

  Thank you.

• 1:36:31Jack Selby?

  If anyone could, anybody in the entire world, yes, it would, it would have to be. It's good because the, the safety is increased. Also, if you are spending your money in any way. Taking your family on a vacation is the best.

• 1:36:42Speaker 02

  Yeah, it was in it. We had so much fun. Like they've. I think my, like the last time my mom has flown anywhere was years prior to that. So like her first experience back flying was on a PJ. Like it was just so much fun. That's all I want to do is like, I just want to spoil them. That's seriously all I want to do. But. I'm slowing down on my PJ spending.

• 1:37:03Speaker 02

  Yeah. The one here was AK.

• 1:37:06Graham Stephan?

  How, how often do people ask you for money? It's like, hey, could you just buy me this thing?

• 1:37:11Speaker 02

  Quite often, actually, quite often.

• 1:37:14Graham Stephan?

  What's the most ridiculous request you've seen?

• 1:37:17Speaker 02

  A house.

• 1:37:18Graham Stephan?

  How much?

• 1:37:20Speaker 02

  A million?

• 1:37:22Speaker 00

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• 1:38:22Jack Selby?

  That's not even like a cheap house.

• 1:38:23Speaker 02

  I know, but it was like someone that I'm not close with.

• 1:38:25Jack Selby?

  I feel like if you're gonna ask for a house from someone, you're not just gonna go to like a million. You're gonna be like, oh, can I have like a condo?

• 1:38:31Speaker 02

  Yeah, exactly.

• 1:38:32Jack Selby?

  You know, like $250,000.

• 1:38:33Speaker 02

  This is like someone that I like used to talk to and like they're a family friend. And like, we were really close, whatever. But like, I don't talk to you anymore. You're asking me for a million dollars?

• 1:38:42Jack Selby?

  Did you cut it off with your day ones?

• 1:38:44Speaker 02

  Um, no, I still talk to a lot of them, honestly. I still do. They're all very, they're all very nice and supportive. There's been a couple of people that like, obviously, I should have just said no way back then, but I just, I hate saying no to people. I don't know. I've, I spend a lot of my money on giving money to other people. Like my, one of my old coworkers, I bought her a house. I did actually buy her a house. It was 300,000 and I just bought her a new car. And my friend, who I used to, you know, go to school with, I send him money every other week just because, you know, me and him were, me and him were tight, you know? Like he was, he was there for me whenever I didn't have any friend in high school. And a shout out.

• 1:39:28Jack Selby?

  Why didn't you have any friends in high school?

• 1:39:30Speaker 02

  Oh my God, are you kidding? Cause like,

• 1:39:31Jack Selby?

  No.

• 1:39:32Speaker 02

  I was, I don't know. I was just so. Like this and like I was a weirdo like I really was like one of the weirdo kids. I wore I don't let me just show you a picture of me. Let me just show you a picture of me from high school. I just like I didn't talk to anyone. I didn't have friends. I didn't like I wasn't interested in things that people were interested in. I was interested in Pokemon like that's all I did was like I had like a little Pokemon backpack and I got made fun of it in middle school like. I like I like that kind of stuff.

• 1:39:58Graham Stephan?

  Are you gonna show up to your high school reunion?

• 1:40:01Speaker 02

  Probably not. Probably not. Who would I go see?

• 1:40:05Graham Stephan?

  Did you? No, I was out of town. Would you have? Yeah, I would have. I see a lot of the people on Facebook. I like keeping tabs of people and just like when they post a photo, I'm like you. Grandma always goes, oh, this person really went downhill. That's what Grandma always says. It's insane because you see two types of people.

• 1:40:24Speaker 02

  This was me and my friend in high school.

• 1:40:26Graham Stephan?

  No way.

• 1:40:27Speaker 02

  Yeah, that's me.

• 1:40:28Graham Stephan?

  No way.

• 1:40:29Speaker 02

  That's me.

• 1:40:31Graham Stephan?

  How did you lose all your weight?

• 1:40:33Speaker 02

  Um, I started eating a lot better.

• 1:40:35Graham Stephan?

  Do you take Ozempic?

• 1:40:36Speaker 02

  No, never taken.

• 1:40:37Graham Stephan?

  You never took any?

• 1:40:38Speaker 02

  I don't like needles.

• 1:40:39Graham Stephan?

  Oh, people were curious. Unrecognizable.

• 1:40:41Speaker 02

  I know, isn't it insane? Isn't it actually like genuinely insane?

• 1:40:44Graham Stephan?

  About this before?

• 1:40:45Speaker 02

  Not really. No, but there's pictures of me like from high school like people that go to my high school now currently they go in the yearbook and take photos of me.

• 1:40:53Graham Stephan?

  What motivated you and like how did you do it? Like where did it start?

• 1:40:57Speaker 02

  I think it started after high school serving. I was putting in step serving. I would um. I couldn't say no to people. I'd always pull doubles. I'd always say yes if someone was calling out and they'd come to me and like, can you work for this person? I'd always say yes. So I was like working like thirty eight hour weeks every single week. And I really genuinely think it was just walking so much because before then I I didn't do anything in high school. I didn't like have any extracurricular activities. I was never on a team. I never did anything. I was just there, you know?

• 1:41:27Graham Stephan?

  And what about diet?

• 1:41:29Speaker 02

  Um, McDonald's was my favorite place to eat at. I love.

• 1:41:32Graham Stephan?

  What would you order?

• 1:41:34Speaker 02

  Chicken nuggets, 20 chicken nuggets was my OG order, but now I don't eat McDonald's. And fries and a Coke and an apple pie, because I like the apple pie in McDonald's, it's so good. But um, I had a really bad diet. I loved fast food. And now I have a way better diet, obviously. I don't eat fast food 24/7, because that's what I used to eat 24/7. But yeah, I just, and it's been, this photo was taken in 2017.

• 1:42:01Graham Stephan?

  Wow. This is honestly shocking.

• 1:42:04Jack Selby?

  Yeah, it's honestly, it's just impressive. Yeah.

• 1:42:06Graham Stephan?

  That is, yeah, it really is.

• 1:42:08Jack Selby?

  Like from a holistic view of your life, it seems like you kind of have everything dialed down. Like you came with two people that you're very close to and, and that's really nice and.

• 1:42:17Speaker 02

  It takes a village. Surrounding yourself with people is like the number one thing I recommend. Like surround yourself with people you know are going to support you.

• 1:42:23Jack Selby?

  And you're being generous with the people that have been generous to you, which is really cool. You're not like spending your money on lavish things. The only thing would be like figuring out where you're at financially. Because that would be like a better use of your time than honestly even working at this point. But yeah, I mean, you seem like a pretty well-rounded person. Yeah.

• 1:42:38Speaker 02

  Thank you. I appreciate it.

• 1:42:39Graham Stephan?

  I feel, I feel honestly, I feel bad for the amount of hate that I just see in the comments.

• 1:42:43Speaker 02

  It's okay.

• 1:42:43Graham Stephan?

  But because it doesn't make any sense to me.

• 1:42:45Speaker 02

  It doesn't make sense, but like.

• 1:42:46Jack Selby?

  People are gonna hate on is the fact that like they see the whole OF sphere as something that's very unethical. And so like, that's where the hate's coming from.

• 1:42:55Graham Stephan?

  Then hate the people who buy it. That's what I think. It wouldn't exist if people weren't buying it.

• 1:43:02Speaker 02

  That is true. I guess you got a point there. I think it goes both ways.

• 1:43:06Graham Stephan?

  I don't know. I think if they put half of the attention they put on that into their own life.

• 1:43:11Speaker 02

  I think that if I get.

• 1:43:12Graham Stephan?

  It would be beneficial for them.

• 1:43:13Speaker 02

  I think that if I get, you know, if James Fishback becomes governor and if I get taxed 50%, I also think that the consumer should be taxed 50%. I think that.

• 1:43:23Jack Selby?

  Well, if the consumer, it would.

• 1:43:23Graham Stephan?

  Yeah.

• 1:43:24Jack Selby?

  Yeah.

• 1:43:24Graham Stephan?

  Well.

• 1:43:25Jack Selby?

  It would probably go back to them, right?

• 1:43:27Graham Stephan?

  No, I don't know how that would work.

• 1:43:28Jack Selby?

  It could be a sale tax.

• 1:43:29Graham Stephan?

  Because like an alcohol tax, cigarette tax, gas tax is paid by the consumer. And then of course they bake it into the price, but it's really the consumer that ends up paying.

• 1:43:39Jack Selby?

  Either way.

• 1:43:39Speaker 02

  Either way.

• 1:43:40Jack Selby?

  Uh, it sounds like you're doing a great job. The only thing is the finance stuff and definitely work on your pool game. That needs, honestly, it's, it's really.

• 1:43:48Speaker 02

  What'd y'all say? Do this hand? Like this?

• 1:43:50Jack Selby?

  Yeah, you were, you, you go and you start playing pool and the very first shot, this is your, your pool cue. This is the ball and you, and you go like this, you go. Like you twinked it. Like it like went over the top.

• 1:44:01Speaker 02

  Does it make sense now though?

• 1:44:03Jack Selby?

  I don't know. It just it made a twink sound.

• 1:44:04Speaker 02

  I've never played sports. I'm not athletic. I've never been to the gym. Like I'm not like I don't do I don't know. I don't.

• 1:44:11Graham Stephan?

  You don't go to the gym either?

• 1:44:12Speaker 02

  I've never been to the gym a day in my life.

• 1:44:14Graham Stephan?

  Why?

• 1:44:14Speaker 02

  I think I went. Actually, this is really funny. I went once and I was trying to best bench press. Is that what this is called? Just the bar and I threw out my shoulder. So I've never been.

• 1:44:23Jack Selby?

  The bar is pretty heavy. It's 45 pounds.

• 1:44:25Speaker 02

  It's really heavy.

• 1:44:26Graham Stephan?

  Honestly, you would do really well. Go to the gym with Togi.

• 1:44:28Speaker 02

  I don't know who that is.

• 1:44:29Jack Selby?

  Okay.

• 1:44:30Graham Stephan?

  That video would do so well.

• 1:44:33Jack Selby?

  I, yeah, sure.

• 1:44:35Graham Stephan?

  It would do crazy.

• 1:44:36Speaker 02

  I was supposed to go to.

• 1:44:37Graham Stephan?

  Or Steve will do it.

• 1:44:38Jack Selby?

  Oh, Ilya's gym?

• 1:44:39Speaker 02

  No, LA something?

• 1:44:41Jack Selby?

  LA Fitness?

• 1:44:42Graham Stephan?

  LA Fitness.

• 1:44:44Speaker 02

  Ryan Garcia.

• 1:44:45Jack Selby?

  Young LA.

• 1:44:46Speaker 02

  Young LA. Is that what it's called?

• 1:44:48Jack Selby?

  Yeah.

• 1:44:48Speaker 02

  Is that a gym?

• 1:44:48Jack Selby?

  Yeah. Well, I think it's like a brand. Honestly, I have no. Okay, yeah, the brand of the gym.

• 1:44:53Speaker 02

  That was gonna be my first official time in a gym.

• 1:44:55Jack Selby?

  Yeah.

• 1:44:55Graham Stephan?

  Wow.

• 1:44:56Speaker 02

  I don't work out. Um, I'm not athletic. I never played sports in high school.

• 1:45:00Graham Stephan?

  But why not work out? You just don't like it?

• 1:45:02Jack Selby?

  It seems like it'd be high ROI.

• 1:45:03Graham Stephan?

  It seems like that would be one of the best things that you could do for like an hour a day to work out.

• 1:45:07Speaker 02

  I've been telling myself for three years to get into the gym and workouts because I do want to like tone. But I don't know. I'm just I'm comfortable where I am. Like I'm happy with myself.

• 1:45:16Jack Selby?

  Diet is much more important. A lot of people spend. They spend a lot of time working out in the gym, but not very much on the diet.

• 1:45:21Speaker 02

  Yes, diet.

• 1:45:22Jack Selby?

  It's more important, I would say.

• 1:45:23Speaker 02

  Was 100% more important. I mean, I I haven't worked out and you saw I've lost so much weight just from eating better. So, yeah.

• 1:45:30Jack Selby?

  All right. Well, that's it, guys.

• 1:45:32Graham Stephan?

  Thank you.

• 1:45:32Jack Selby?

  Thank you so much for watching. Thank you for being available and for making this happen. Thank you guys very much for joining over there. Thank you, Brandon, for listening in.

• 1:45:41Graham Stephan?

  And also.

• 1:45:42Speaker 02

  Oh, sorry. I was shouting out Brandon for listening in.

• 1:45:44Jack Selby?

  Shout out Brandon.

• 1:45:45Graham Stephan?

  Shout out Brandon. And also, if you want to see the members edition, the full thing, click the join button. Really helps support the channel.

• 1:45:52Jack Selby?

  Thank you guys so much for watching. Until next time.

• 1:45:54Speaker 02

  See ya.

• 1:46:05Speaker 06

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