Fraud Fridays: The Multilevel Marketing Mom with Lizz Adams

In this week's Fraud Friday, actress Lizz Adams (Netflix’s Dead To Me) joins Laci to break down the nightmare that is multilevel marketing schemes. Watch your back! Plus, on scammer of the week, meet the bank robber who’s all bark and no bite. (Originally Released 4/21/2020) CONgregation, catch Laci's TV Show, Scam Goddess, now on Freeform and Hulu! Did you miss out on a custom signed Scam Goddess: Lessons from a Life of Cons, Grifts and Schemes book? Look no more, nab your copy here on PODSWAG. Follow on Instagram: Scam Goddess Pod: @scamgoddesspod Laci Mosley: @divalaci Lizz Adams : @lizzparty Research by Sharilyn Vera Sources: https://www.wtvm.com/2019/11/07/this-is-robbery-columbus-suntrust-bank-robbery-reportedly-barking-walls-during-interview-court-appearance-reveals/ https://mashable.com/article/multi-level-marketing-mlm-scam-avoid/ https://listverse.com/2015/11/26/10-shocking-facts-about-multilevel-marketing-schemes/ https://www.cs.cmu.edu/~dst/Amway/AUS/index.htm https://ournextlife.com/2019/04/01/multilevel-marketing-scam

Speaker names marked ? are inferred from speaking time and the show’s known hosts — they are not voice-verified.

• 0:00Speaker 00

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• 0:30Speaker 01

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• 0:45Speaker 02

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• 1:01Speaker 03

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• 1:30Speaker 04

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• 2:05Laci Mosley?

  What's poppin', congregation? It's your girl, Lacey Mosley, AKA Scam Goddess. Welcome to an episode of Fraud Fridays, where we release older episodes from the Scam Goddess Vault. That's right, Fraud Fridays is where we bring back your favorite episodes from behind the paywall. Enjoy this episode from behind the paywall, and as always, stay schemin'.

• 2:47Laci Mosley?

  What is up, congregation? It's your girl, Lacey Mosley, AKA Scam Goddess, and we're back every week. Honey, y'all know how it goes. I'm super excited because I have one of my friends in the building. She's an actress. You can catch her in the next season of Dead to Me on Netflix, which is pretty much all about scams, that show. And also, you can follow her on Instagram at LizParty. She is a beauty influencer. Liz Adam.

• 3:16Speaker 06

  Hi. Hello.

• 3:19Laci Mosley?

  I've actually gone to a beauty influencer party with you.

• 3:23Speaker 06

  Yeah, that's right. We scammed hard that night.

• 3:24Laci Mosley?

  We did. I pretended I was a beauty influencer.

• 3:28Speaker 06

  We got a really good grab bag, a lot of good merch.

• 3:30Laci Mosley?

  A lot of good merch, like fully-sized products, too. I was like, yes, I'll share this with my many beauty followers.

• 3:37Speaker 06

  I mean, that's the only reason to become an influencer is for the free stuff, truly.

• 3:40Laci Mosley?

  Right. Although I will say there's so much hate for influencers right now.

• 3:44Speaker 06

  Yeah.

• 3:44Laci Mosley?

  And people think it's a scam job, but as someone who does scam jobs, I'm gonna say that it's not.

• 3:49Speaker 06

  I mean, it is actually a lot of work. People very much underestimate how much work goes into crafting the perfect Instagram post.

• 3:55Laci Mosley?

  Right.

• 3:55Speaker 06

  But I also don't take myself that seriously. I don't love the term influencer because it is so loaded, but... I got a bunch of creepy dudes following me on Instagram and sometimes brands give me stuff or pay me money to post things.

• 4:09Laci Mosley?

  As we all do.

• 4:10Speaker 06

  Basically all it is, you know?

• 4:11Laci Mosley?

  We all have a, I love my creepy Instagram man following.

• 4:14Speaker 06

  Oh, they are the most loyal followers.

• 4:15Laci Mosley?

  The most loyal, honey.

• 4:17Speaker 06

  Every photo, they're like, "So sexy, beautiful." And I'm like, "Thank you."

• 4:23Laci Mosley?

  Not "so sexy, beautiful."

• 4:25Speaker 06

  It never makes sense. The grammar is always terrible, but you know what?

• 4:29Laci Mosley?

  We know the sentiment, which is love.

• 4:31Speaker 06

  Yeah, it's love.

• 4:33Laci Mosley?

  Uh, cuz like, I don't know, uh, we record these in advance, they're evergreen, but currently, I won't share the date with you, but there is some talk about destroying, or not destroying, I say destroying because it's generally my loaded opinion.

• 4:46Speaker 06

  Oh, the likes.

• 4:46Laci Mosley?

  But the likes, taking the likes off the gram has been like a big thing for a while. And here's my issue with it. When I look in the comments, it's all the haters in the comments, like, "Oh, well now these fucking Instagrammers won't be able to have, pay rent. Why don't you want them to be able to pay rent, bitch?" Like, let's stop acting like we ain't seen some on Instagram or seen some on a fucking blog and been like, "I wanna do that," and then you go and do that. And that's some shit you never even would've fucking known about if somebody hadn't have posted about the shit. Like, we all get joy from it. And it's always the motherfuckers who don't get no likes anyway. Like, "I'm sorry you posted a picture that was a bad angle of you on a platoon boat, a web, the fuck, and it got one like." Like, that's not my fault.

• 5:24Speaker 06

  I definitely see both sides to it because there are like studies that say that social media, Instagram in particular, especially for young people, makes them depressed and sad, especially if they're like comparing how many likes they get to like the cool kids at school or whatever.

• 5:38Laci Mosley?

  Young people was already depressed and sad. Being young is a fucking scam.

• 5:41Speaker 06

  That's true. Young people are gonna be sad no matter what.

• 5:43Laci Mosley?

  Right. Because when you're young, you never know how fucking hot you are. You don't, you don't know that you should be out here running scams and games on all these niggas. I got lucky. My mom told me, she was like, "You gotta realize, like, if you, if you really knew how beautiful you were, you would be a monster."

• 5:56Speaker 06

  Mine is the opposite. I thought I was way hotter than I was when I was young, when I was like in high school. And I look back on pictures and I was like, "Oh my god, I thought I was such hot shit."

• 6:05Laci Mosley?

  But you were, though. Cuz like, you also gotta realize, like, the timing, like, you're around all these other kids who are just as awkward in their awkward phases as you are. And you was the cute one, so you were the hot one, you know what I mean?

• 6:16Speaker 06

  I don't know, I'll show you some pictures. I wasn't that cute.

• 6:20Laci Mosley?

  It's levels to this shit. But I will say that like, I think kids were already fucking depressed. We don't know how hot we are. We don't realize that one day you're gonna have to pay bills. We don't understand that we live, most of us, not all kids, you know, some of y'all had jobs and shit, shout out to y'all. But most of us, you know, we're getting a free roof over our head, meals three times a day.

• 6:38Speaker 06

  Jobs, uh, congrats.

• 6:40Laci Mosley?

  Well, you know, shout out to work ethic, you know what I mean? We all don't, everybody has a different story.

• 6:44Speaker 06

  That's true.

• 6:44Laci Mosley?

  But I think that maybe it is making people a little more depressed. I could see that just like going on.

• 6:49Speaker 06

  I think just that comparison, or I think it's like we all show only our best faces on, on social media.

• 6:54Laci Mosley?

  Except for some people don't. You gotta follow some sad people, then balance it out.

• 6:58Speaker 06

  It's like sometimes with the sad people, they get too sad. You gotta find like the Goldilocks zone of being a real human on Instagram.

• 7:04Laci Mosley?

  I like unhinged people. I follow unhinged people on Instagram that I know just in my personal life.

• 7:10Speaker 06

  That are just super messy.

• 7:12Laci Mosley?

  Girl, and we have it full, like out here like, and bitch, another thing, let me tell y'all about like cussing out their friends.

• 7:19Speaker 06

  Drama. I live for other people's drama.

• 7:21Laci Mosley?

  So good.

• 7:21Speaker 06

  As long as it doesn't touch my, like, nearby vicinity, then I'm very happy too.

• 7:25Laci Mosley?

  Yeah, these are like acquaintances from college or acquaintances from high school. People that if they came to LA, they'd know not to ask to hang out with me, like, you know? But we follow each other on Instagram because I wanna see the mess. I want it.

• 7:35Speaker 06

  Oh, that's good.

• 7:36Laci Mosley?

  Yeah, but so, I just want you guys to know that the reason that Instagram is purporting that they're taking away likes is because they're saying like, oh, um, we wanna make sure that people can have a positive experience on here and we wanna stop cyberbullying. We also wanna stop shitposting where people are just posting things that they know are gonna garner attention that are offensive or racist or homophobic or, you know, xenophobic or whatever, but that's not true.

• 7:57Speaker 06

  I mean, it, you can still see how many likes you get.

• 8:00Laci Mosley?

  Yeah, but I think the reason that they're doing this is because advertisers target specific influencers based on their like count. Because you can't do it based on followers because you can buy followers.

• 8:11Speaker 06

  You can buy likes too.

• 8:12Laci Mosley?

  Yeah, that's true. That's true. That's a real scam. You can buy them both. But you can tell when, right, they are very cheap, actually.

• 8:18Speaker 06

  It's like three bucks for 500 likes or something crazy.

• 8:21Laci Mosley?

  When I started my, um, Instagram page for comedy, I considered like buying some followers or some likes and I like when I looked it up and I was like

• 8:29Speaker 06

  There's no shame in the game as far as I'm concerned. As long as everybody like knows what's going on and you're not taking yourself too seriously, I'm just like, you know, you do what you gotta do. You can tell, you can always tell, especially if it's like somebody who has like 20,000 followers and they get like a hundred likes max. And you're like, hmm.

• 8:45Laci Mosley?

  Some may end up, because the ratio is that you're supposed to get 20% of your followers' likes on each post.

• 8:50Speaker 06

  No, that's high. I would say 10%.

• 8:52Laci Mosley?

  Really? Maybe it is 10, maybe it is 10. Yeah, and then if it's a good post, you might get upwards of that, but it is low.

• 8:59Speaker 06

  Well, I mean, these days, and the reason everyone's been complaining about Instagram in general is because the algorithm has changed and it's been slashing likes a lot. And what people are saying is it's because they want to get people to pay for promoted posts.

• 9:11Laci Mosley?

  Yes.

• 9:12Speaker 06

  Because Instagram's trying to make that money too. Instagram's on that scam.

• 9:14Laci Mosley?

  And that's exactly why this is happening. It's because they want you to pay for promoted posts. They want, and like now there's promoted posts in your stories as well. They change all the algorithms so that the people that they want you to see on the explore page come up first.

• 9:26Speaker 06

  Yeah.

• 9:27Laci Mosley?

  Like it's all about them making more money and taking control away from the users. Because before it was like, you know, some people were getting 10 cents a like on a post, you know, that all changes with this infrastructure. So it's like, fuck Facebook, fuck Mark Zuckerberg. And his, had his serial killer haircut and his eyes that don't blink.

• 9:45Speaker 06

  Is so upsetting to me. There are a lot of things that are upsetting about that man.

• 9:49Laci Mosley?

  I've never seen the back of his eyelids. I don't know what it looks like. Then the eyes always open.

• 9:55Speaker 06

  He looks like a lizard person for sure. Like he'd be a good candidate for, you know, if lizard people were a real thing.

• 10:03Laci Mosley?

  I feel like he married his wife and he was just like, teach me how to be human.

• 10:08Laci Mosley?

  Like his wife's whole job is just like instructing him on how to be a human being.

• 10:11Speaker 06

  Oh my gosh.

• 10:12Laci Mosley?

  He's like, I have everything else going for me.

• 10:15Speaker 06

  Hello, wife.

• 10:17Laci Mosley?

  Would you like to make sex?

• 10:18Speaker 06

  With your human husband?

• 10:21Laci Mosley?

  And the eyes, he, oh my god, imagine those eyes on top of you, just never close.

• 10:24Speaker 06

  No.

• 10:25Laci Mosley?

  Oh, no.

• 10:27Speaker 06

  I don't want to. Everyone strike that from your memories.

• 10:32Laci Mosley?

  I'll remember it. And that's what I, honestly, I'll look at a dating app and I'll be laying on my back.

• 10:37Speaker 06

  And you imagine that?

• 10:38Laci Mosley?

  I imagine them on top of me. And sometimes I'm like, ah! And then I swipe no.

• 10:43Speaker 06

  No.

• 10:44Laci Mosley?

  Yeah, you gotta know, you gotta look.

• 10:45Speaker 06

  I mean, I guess that's proactive, that's proactive.

• 10:48Laci Mosley?

  Yes.

• 10:48Speaker 06

  Thinking into the future.

• 10:50Laci Mosley?

  All right, guys, that wasn't even the first segment.

• 10:52Speaker 06

  I know.

• 10:53Laci Mosley?

  This is what happens when my friends come in. Because I go on tangents. But let's get into it, what's hot in fraud. So this is where we warn our listeners about scams that are afoot. Because we don't want you to get scammed on the show unless it involves us. Like, if you have a scam that you'd like to promote.

• 11:08Speaker 06

  Right, yeah.

• 11:08Laci Mosley?

  If I have a scam, do it.

• 11:09Speaker 06

  Yeah, like, follow my Instagram and, you know, send me free things.

• 11:14Laci Mosley?

  Wonderful. Makes sense.

• 11:16Speaker 06

  Brands listening, hi, I'm available.

• 11:19Laci Mosley?

  Right, available to post for you.

• 11:21Speaker 06

  Yes.

• 11:21Laci Mosley?

  Um, in the most earnest way possible, like, definitely telling the truth about every brand that I represent.

• 11:26Speaker 06

  Of course.

• 11:27Laci Mosley?

  I actually do try to only rep brands that I like, though.

• 11:29Speaker 06

  Yeah, same.

• 11:29Laci Mosley?

  Um, but, so, this is, this, uh, what's hot in fraud actually comes from a listener. Um, I'm gonna call you Tino.

• 11:39Speaker 06

  Tino?

• 11:40Laci Mosley?

  Tino.

• 11:40Speaker 06

  Love it.

• 11:41Laci Mosley?

  It's not his name, but that's what I'm gonna call him.

• 11:43Speaker 06

  It's a good name.

• 11:43Laci Mosley?

  Okay, so the background is, from 2002 to 2005, I worked at a Pizza Hut to live, as a delivery driver in a small town. One of the ones with, like, a buffet and dining areas, like, a good one. As a driver, we're tasked with, like, distributing coupon door hangers during our regular slow hours. One of the coupons on the hanger was a $5 off delivery coupon. So I just wanna say, I know kinda Pizza Hut that he's talking about. Cause I, the last time I was at this Pizza Hut, Michael Jackson had just died. I don't know why this is such a significant memory to me. It was 2009, Michael Jackson had died, and me and my sister had just gotten out of school. My mom took us to Pizza Hut.

• 12:23Speaker 06

  To mourn.

• 12:23Laci Mosley?

  To mourn Michael Jackson being dead.

• 12:26Speaker 06

  We didn't know about him yet, so it's okay.

• 12:28Laci Mosley?

  Listen, we ain't had no, we ain't had no about the little boys. Um, we just knew about off the wall.

• 12:33Speaker 06

  We didn't know.

• 12:34Laci Mosley?

  Listen, I I was a smart child, so I feel like I probably had my suspicions, but

• 12:40Laci Mosley?

  So I was sad, we went to the Pizza Hut. Um, so I know what kind of Pizza Hut this is, like they got the little bread, like they have like the little chee- the cheesy sticks and then they have like Yeah, those are good. Sticks that just stick in the cream. Frosting, yeah, that's good. Delicious. So I know what he's talking about. So he said, scam part one. I love the third parts. Ooh. I would take the discarded buffet pizza during the aforementioned downtime and I would sell it to skater boys at the skate park for cheap, like five, ten dollars a box. I said, he said, see you later, boy.

• 13:14Laci Mosley?

  I'm coming buying counterfeit pizza. Person's name Avril Lavigne. Tell me the truth. Avril got her start. Uh, slanging pizza at the skate park. He was like, hey, done with that half-pipe? You want this pizza? You don't know where it came from? Also, it's not a full circle. He was probably putting the pieces back together. Yeah, yeah. This one is special because it has all the flavors.

• 13:36Laci Mosley?

  This, I I like this because one, I'm down for food not being wasted. Yeah, that's true. That's not actually that terrible. That's not a terrible. And the pizza's probably not bad. And their kids, and like, they can't have it. Eat anything. Right, exactly. And also, this pizza's not bad. We all done had cold pizza from the night before or some shit like that. Like, this is fine. So, and I love that he's selling it for five to ten dol- dollars a box, which is pure profit. Yeah. Cause he stole it. Scam part two. This was, and this was a little more like ingenuity. Okay. I would clip the door hanger coupons, specifically the five dollar off delivery ones. Then, after a cash tip or a no tip delivery, I'd bring back one of those coupons and say that the fu- the customer forgot to mention it on the original order.

• 14:22Laci Mosley?

  My manager would then alter the order and pull five dollars from the till and give it to me as a tip. Really?

• 14:32Speaker 06

  That is a scam.

• 14:33Laci Mosley?

  Right. I love that the manager didn't want to cut. He wasn't like, I take two fifty, you take two fifty. Cause I feel like we could have made a good amount of change just doing that alone. So he said, the prestige, this had the added benefit of making corporate yum brands think that door hanger coupons worked.

• 14:50Speaker 06

  Oh no, he was scamming the corporation. He was scamming Pizza Hut in general.

• 14:55Laci Mosley?

  From the top down. Um, and while not taking advantage of my locally owned store, because they're reimbursed for every coupon, I have made a lot of money off of this homegrown scam and never felt bad about it for one second. Anyway, cool podcast. Fuck corporate. Tino, you got it. Fuck corporate. Fuck corporate, Tino. You're a king. We stand. I'm standing right now as I do the podcast.

• 15:17Speaker 06

  We have no choice.

• 15:18Laci Mosley?

  We have no choice but to stand. I like this because it's simple.

• 15:22Speaker 06

  That's damn the man, save the empire right there.

• 15:24Laci Mosley?

  Right. There's no way to, there's no way to really get caught with this because even if he keeps redeeming these five dollar coupons, the corporation wants them to be redeemed because it says that you're, this is how we're drawing business. Our advertisement is working. And the manager was the one who gave him the five dollars from the till. So it ain't even like he went and stole the five dollars. And what we gonna do? Knock on the door and be like,

• 15:45Speaker 06

  Excuse me.

• 15:45Laci Mosley?

  Hey, um, I'm from Pizza Hut, uh, up the street. I just want to know, um, did you get a door hanger for five dollars off?

• 15:52Speaker 06

  Leave my home, please.

• 15:54Laci Mosley?

  You're not gonna tell me?

• 15:56Speaker 06

  Uh, I'm going to call the police.

• 15:57Laci Mosley?

  I got on the red shirt.

• 15:58Speaker 06

  I'm going to call the police.

• 15:59Laci Mosley?

  I'm doing an investigation.

• 16:02Laci Mosley?

  No one's gonna look into this.

• 16:04Speaker 06

  No, that's never gonna happen.

• 16:06Laci Mosley?

  Yeah, so I think.

• 16:07Speaker 06

  Small scams add up over time and those are the, the most efficient scams because that's when people don't miss five dollars here and there.

• 16:14Laci Mosley?

  Right, exactly. And also this wasn't anybody's five dollars. It was a discount, right? I mean, honestly, the only way that this scam could be better for me is that if it was happening to Papa John's.

• 16:26Laci Mosley?

  Fuck Papa John's and that racist ass, sweet ass pizza. Fuck y'all. That garlic sauce is kind of good, but listen, we can get that anywhere.

• 16:33Speaker 06

  That's true. That's true. That's garlic sauce is good.

• 16:35Laci Mosley?

  So if you work at Papa John's and they giving out coupons, go ahead.

• 16:38Speaker 06

  Scam them, scam them.

• 16:39Laci Mosley?

  Go get them scams popping.

• 16:41Speaker 06

  We give you permission. Use this scam. Fuck Papa John.

• 16:45Laci Mosley?

  Fuck them.

• 16:46Speaker 06

  Fuck them.

• 16:49Laci Mosley?

  Alright guys, we'll be back after a break with some non-scam advertisements.

• 16:56Speaker 07

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• 17:24Speaker 08

  I'm Malcolm Gladwell, host of Smart Talks with IBM. I spoke with Dr. Laura Jayhai of Cleveland Clinic about how advanced computing is helping shorten the path from medical discovery to treatment.

• 17:37Speaker 09

  The moment that there is a compound that someone in a lab thinks it would be effective to treat a certain disease, it takes about 10 to 13 years from that moment to when that drug is on a shelf for a patient. A big part of that gap could be computationally solved. Better simulation of compounds, designing drug trials that are more efficient, that would finish faster. That was the motivation to bring computational tools and technology closer to biomedical researchers.

• 18:12Speaker 08

  Learn more about how Cleveland Clinic and IBM are using AI and quantum computing to revolutionize biomedical research at ibm.com/smarttalks.

• 18:24Speaker 10

  Hi, I'm Jenna Oshkowitz. You might know me from Glee. This is At the Table, the food allergy podcast, a show about food, connection, and what it really looks like to live with food allergies. Each episode, we hear stories from real people like Daniel.

• 18:39Speaker 11

  People would always think I was lactose intolerant, so I just kind of shortened my explanation to I'm deathly allergic, in a big way that defined a lot of my childhood.

• 18:50Speaker 10

  And while there are challenges, there are moments that remind you you're not alone.

• 18:55Speaker 12

  One of the best guys that I dated, he made a point to memorize all my food allergies.

• 19:01Speaker 10

  So join us and hear their stories and more, because living with food allergies isn't just about what you can't eat, it's about still having your seat at the table. Brought to you by Genentech and Novartis. Listen to At the Table, the food allergy podcast, on America's number one podcast network, iHeart. Follow At the Table and start listening on the free iHeartRadio app today.

• 19:25Laci Mosley?

  Alright guys, and we are back. This is my favorite segment of the show.

• 19:31Speaker 06

  Ooh.

• 19:32Laci Mosley?

  Historic hoodwinks.

• 19:34Speaker 06

  Mmm.

• 19:34Laci Mosley?

  It's where I will regale you Liz with a hoodwink that you may or may not be familiar with. In this case, you are familiar with this because you were the one who sent me this article.

• 19:44Laci Mosley?

  Which is awesome. We did a little more research in some different sectors. So we got some information that I'm sure still might surprise you, maybe not.

• 19:51Speaker 06

  Okay, let's give it to me, give it to me.

• 19:52Laci Mosley?

  So this is the multi-level marketing scam.

• 19:57Speaker 06

  I have a feeling right now this is going to be a controversial episode because this is...

• 20:02Laci Mosley?

  So many of these exist and thrive.

• 20:06Speaker 06

  They're everywhere.

• 20:07Laci Mosley?

  And some of them, it's like, there is some kind of benefit maybe, but they're low-key cults.

• 20:12Speaker 06

  Well, they're pyramid schemes.

• 20:13Laci Mosley?

  Yeah.

• 20:14Speaker 06

  Is what they are.

• 20:14Laci Mosley?

  But they're sexier.

• 20:15Speaker 06

  A little sexier, yeah.

• 20:16Laci Mosley?

  With like better branding.

• 20:17Speaker 06

  Like MLM.

• 20:19Laci Mosley?

  Right, they already have a name, yeah, multi-level.

• 20:22Speaker 06

  Doesn't have scheme in the name.

• 20:23Laci Mosley?

  It doesn't.

• 20:24Speaker 06

  It's not like, hey, join my scheme.

• 20:27Laci Mosley?

  Yeah, because pyramid scheme, it's all in the title.

• 20:29Speaker 06

  Yeah, yeah.

• 20:30Laci Mosley?

  They said it's a pyramid and it's a scheme. But multi-level marketing is, first of all, multi-level is a motherfucking pyramid. This is just a rebrand.

• 20:39Speaker 06

  Yeah.

• 20:40Laci Mosley?

  And scheme is the marketing. You scheme on people to market it.

• 20:43Speaker 06

  Marketing sounds sexy, you know, it sounds like, oh, it's official, you know?

• 20:46Laci Mosley?

  Honestly, anytime I'm on a dating app, I don't know, I keep bringing up dating apps, but I think I'm like really on the hunt right now. And I see somebody got a marketing job. I'm like, marketing, you ain't got a real job. People say they're in advertising, that ain't no real job.

• 21:01Speaker 06

  Just professional liars.

• 21:02Laci Mosley?

  Right, just tell me what your job is.

• 21:04Speaker 06

  I used to work in marketing. Marketing is actually what I tell my...

• 21:07Laci Mosley?

  It's such a broad phrase.

• 21:09Speaker 06

  It's what I tell strangers when I don't want to tell them I'm an actress. They ask me what I do and I say, "marketing." Because I don't want to tell them what I do.

• 21:15Laci Mosley?

  I have a degree in marketing.

• 21:16Speaker 06

  I, I did communications, technically.

• 21:19Laci Mosley?

  I don't want to tell them what I do either. Like, because when you tell people what you do as an actor, then either...

• 21:23Speaker 06

  Oh, have I seen you in anything?

• 21:24Laci Mosley?

  Yeah, first of all, bitch, if you seen me, you would've knew you had saw me. We would have this conversation, huh? Like, you don't, you obviously don't, I'm not famous, so leave me alone. I hate it. It's like, oh, hold on, I'm gonna pull my IMDB, I guess, chat. Alright, you wanna?

• 21:41Speaker 06

  Especially when you first start and you're like, I did like a web series that my friend wrote. It's on YouTube. You can find, also, I did a commercial for dog food.

• 21:54Laci Mosley?

  Literally, like, do you have, do you like Purina One?

• 21:59Laci Mosley?

  Do moms like YouTube GIF?

• 22:02Laci Mosley?

  Like, maybe you've seen me. I fucking hate that shit. And we live in LA, so it happens a lot. And especially on dates, like, men are so fucking jaded. I remember going on a date a few years back, and I wasn't really acting professionally at the time. But I had just moved to Los Angeles and was taking classes at UCB. And I went on a date with this guy, and he was a financial analyst at a bank. He was thirty-five.

• 22:26Laci Mosley?

  I have a marketing degree, so I went to business school. I know that at thirty-five, if you're a fucking financial analyst, no shade, if y'all are, but that means you have made no movement in this, in the bank, in the corporate ladder, at all. Either that, you started real, real fucking late. And so, but he's trying to flex on me this whole time, like, so how's this working out? So, so you wait tables, huh? Like, this is so, like, shitty. So, marketing. We gotta say, marketing. This is actually from someone speaking in first person about their own experience as being a child in a multi-level marketing scam. So it says, "I'm telling this story today not because it has anything to do with early retirement, but because I'm financially processing, all these years later, how the experience colored the ways that I think about money and those who give financial advice,

• 23:11Laci Mosley?

  and perhaps my worldview overall. If you're born in a scam or a cult, I can imagine that's shifted how you think about people. If you're vulnerable financially, there are a lot of ways and means for people to exploit you." We say it all the time, the Despo meter, how desperate are you? You know what I mean? If you got a little coin in the bank, you're not as likely to, you know, give up your social security and your PIN for...

• 23:33Speaker 06

  Yeah, that's what they prey on. They're like, "Do you need money? I can give you money."

• 23:37Laci Mosley?

  And you're like, "Okay."

• 23:40Speaker 06

  I guess.

• 23:42Laci Mosley?

  So the first paycheck I ever received was from a multi-level marketing scheme. The employer, my mom, who'd hired an 11-year-old me as a tax write-off. Ooh, shout out to your mom. A scammer.

• 23:55Speaker 06

  That's a different level of scam when you're scamming your own children. Like all those parents that steal their kids' social security numbers and stuff.

• 24:00Laci Mosley?

  That is trash.

• 24:02Speaker 06

  That's so messed up.

• 24:02Laci Mosley?

  I feel for y'all. If your mom or your daddy ruined your credit, ooh, put them in a home.

• 24:08Laci Mosley?

  But yeah, so you never know. Put them in a home, uh, I don't know, maybe pinch them a little bit when they're old. If they ruined your credit, pinch them a lot, okay? And then, and then make them feel crazy, gaslight them after you pinch them. And be like, mama, I told you, that's all in your head.

• 24:21Speaker 06

  Elder abuse. That's what we're advocating here, advocating here.

• 24:25Laci Mosley?

  But only if your parents ruined your credit.

• 24:27Speaker 06

  Only if they ruined your credit, yeah.

• 24:28Laci Mosley?

  Okay, and you don't gotta do a lot. I just say a pinch in, you know, light things.

• 24:31Speaker 06

  Yeah.

• 24:32Laci Mosley?

  They'll live, you know, give them their medication, but pinch them. Under the arms is very sensitive.

• 24:40Laci Mosley?

  Alright. So, she put her on as a tax write-off. One of the secrets to wealth in this program she'd been sucked into. And now she's selling it for a living. So her mother was like doing this secrets to wealth program. Now she's out here, you know, each one reach one, can tell three people. That's how the pyramid schemes work. So spoiler, she's not now, nor ever was, wealthy as a result of living by this program. Of course not. When I was in elementary school in the eighties and my parents' marriage was still amiable, they attended a seminar by a bestselling author and self-appointed wealth guru, Charles Givens. A mustachioed Floridian, oop, Flor- Florida.

• 25:21Speaker 06

  Mustachioed Floridian is the best way to describe a man, truly.

• 25:26Laci Mosley?

  And I know exactly what this man looks like now.

• 25:27Speaker 06

  Yes.

• 25:28Laci Mosley?

  He's a little sweaty.

• 25:30Speaker 06

  Always.

• 25:30Laci Mosley?

  You know, but he's got on a suit. It's cheap, though.

• 25:33Speaker 06

  He's inside, the air conditioning's on, but he is sweating.

• 25:35Laci Mosley?

  It's a little dewy.

• 25:36Speaker 06

  Just a, just a little always.

• 25:39Laci Mosley?

  And so he promised to share the many tax loopholes he had discovered that could make an ordinary person a millionaire if you paid several hundred dollars and later a few thousand dollars to attend his seminar and become a member of his organization.

• 25:53Speaker 06

  Oh, boy.

• 25:53Laci Mosley?

  Wow. So one, he starts off low. He's like, okay, it's a couple hundred dollars. Okay, now I'm not my couple thousand dollars. If you really invest.

• 26:01Speaker 06

  Mm-hmm.

• 26:02Laci Mosley?

  And I mean, honestly, I would believe this though, because I'm assuming this man is white. Um, can we look up this man and see if Charles Givens is white? But I'm assuming that he's a rich white man. And I do believe that rich white people know, we all know, that they know how to get out of paying taxes.

• 26:16Speaker 06

  Oh, yeah.

• 26:17Laci Mosley?

  So this seems legitimate to me so far. I'm like, is a rich white man about to tell us how he's evading taxes? Because then I would be sitting in this damn seminar, because I'm paying all my taxes right now, and I'm upset. I'm giving the government everything they owed, and it's upsetting.

• 26:29Speaker 06

  It's too much.

• 26:29Laci Mosley?

  I hate it. I asked my accountant, I said, can we get around this? He said, no, it's the law. I said, I gotta fire your ass. I mean, you better call Saul, shady lawyer.

• 26:36Speaker 06

  Yeah, I, I have a, I used to have an accountant that was real shady. But, uh, now we're paying back taxes.

• 26:45Laci Mosley?

  Look behind you, that's Charles J. Givens.

• 26:47Speaker 06

  Oh, he, oh, my gosh.

• 26:49Laci Mosley?

  Damn, he looks exactly like we thought he would.

• 26:51Speaker 06

  In my mind, he was a little more overweight, but...

• 26:54Laci Mosley?

  Oh, no, I didn't think he was gonna be overweight. He got the hair with the, first of all, he got the hair with the part. He's got a thick head of hair, you know, it looks like a winner. He looks like a quintessential

• 27:04Speaker 06

  That's like a-

• 27:04Laci Mosley?

  rich white man who has evaded every tax.

• 27:06Speaker 06

  And that mustache is like a cop mustache, too. It's like very thick and very like police officer-y.

• 27:12Laci Mosley?

  I enjoy racism, but it's like, I'm not at the Klan rally, but I don't-

• 27:16Speaker 06

  But I don't mind it. It's okay.

• 27:20Laci Mosley?

  Right. It's like, look, you'll never catch me there, but hey, the work they do benefits me. Uh, so here's some books. I'm gonna read off his book titles. One is called Super Self: Doubling Your Personal Effectiveness. Another one is called Wealth Without Risk. That, that's not a thing, Charles.

• 27:40Speaker 06

  Wealth Without Risk.

• 27:41Laci Mosley?

  I don't think anything good comes without a little bit of risk, Charles. So Charles Givens has another one that's called Financial Self-Defense. What does that even mean? He says how to win the fight for financial freedom.

• 27:55Speaker 06

  These are great titles, I'm not gonna lie. That's where the, he puts the marketing in M-L-M.

• 28:00Laci Mosley?

  And he is marketing. And they also look like self-help books, like it's, he's on the book, there's a lot of fucking writing.

• 28:08Speaker 06

  Like free to rent on Amazon Kindle.

• 28:10Laci Mosley?

  Right.

• 28:11Speaker 06

  Like, all of these kind of books are always free to get on your Kindle.

• 28:14Laci Mosley?

  Yeah. Um, so it's understandable how this would be appealing. And then also, he's on these books. So.

• 28:22Laci Mosley?

  My parents found this information that they learned compelling and motivating, and went home and made some changes to their finances and taxes as a result. So they went to one seminar and then they were like, yes, honey. A few weeks later, they got a call from someone in the Charles Givens organization, who asked if they'd be interested in helping spread the word about the program. "I wasn't interested," my dad told me recently. "It seemed a little bit like a multi-level marketing scheme." It was not like an MLM scheme. It was a multi-level marketing scheme.

• 28:51Speaker 06

  Spoiler.

• 28:52Laci Mosley?

  But my dad later realized there was, what looked like to him, a loophole in their system. So the dad is already a scammer.

• 28:59Speaker 06

  Yeah, yeah, everyone involved in this story.

• 29:01Laci Mosley?

  Is a scammer. Because if you're pulling up to the joint, you're looking for a way to scam the system. You're not about to just be out here doing old-fashioned hard work. And to be quite honest, a lot of successful people are fucking scammers.

• 29:11Speaker 06

  Oh, yeah.

• 29:11Laci Mosley?

  Because that old-fashioned bootstraps shit, that's a fucking lie.

• 29:14Speaker 06

  It is.

• 29:14Laci Mosley?

  You know what I mean? So get out here and get your con on.

• 29:18Laci Mosley?

  Get your con on. Get your con on.

• 29:20Speaker 06

  Get, get, get, get.

• 29:21Laci Mosley?

  Get your con on. Yes. So he sees this loophole in the system, and they didn't prohibit piggybacking off of the organization's own marketing. So basically, he goes to this event and he's like, "Instead of trying to be like Charles, maybe I could just be Charles."

• 29:42Speaker 06

  Okay.

• 29:43Laci Mosley?

  I'm fucking with it.

• 29:43Speaker 06

  Yeah, all right, I'm following so far.

• 29:46Laci Mosley?

  So the pyramid scheme journey. So my parents began their pyramid scheme journey by following where seminars would be held, calling the TV stations in those markets to find out if the organization was running ads, and then placing their own ads immediately after the official ads with their phone number to call for more info about the seminar.

• 30:07Speaker 06

  No.

• 30:09Laci Mosley?

  This is brilliant.

• 30:10Speaker 06

  That is so crazy.

• 30:12Laci Mosley?

  Imagine if you're looking at an ad and it's like, "Charles Givens Financial Freedom Workshop. Call 877-592 today." And then the ad right after is like, "Charles Givens, again, that number is 214-995-6672." I'm gonna go with the number I heard last.

• 30:34Speaker 06

  That first number we gave you was wrong. Here's the better one to call.

• 30:39Laci Mosley?

  Actually, if you're really interested and would like discounts, call the other number.

• 30:44Speaker 06

  This is the cheaper number. You'll pay a little less.

• 30:50Laci Mosley?

  Brilliant.

• 30:52Speaker 06

  I'm calling that number right now.

• 30:53Laci Mosley?

  Right, I'm calling.

• 30:54Speaker 06

  Give me my landline.

• 30:56Laci Mosley?

  Give me my landline. Pull the cord over here. Oh, my gosh, that's so brilliant. So they collected the names and turned them in. And if any of those people showed up to the seminar, my parents got the commission. They said, so my dad.

• 31:11Speaker 06

  Wow.

• 31:12Laci Mosley?

  So my dad says he didn't want to push the program, which he did not actually think anyone could do, but just wanted to get a cut of the fees paid by those already interested in attending. So they were basically being like, sending their own ad out and then saying like, these are the numbers that we collected, give us commission on the numbers. So you're still going to Charles Givens workshop, but if you call our number, we gonna get a cut of your fee.

• 31:40Speaker 06

  That's brilliant.

• 31:41Laci Mosley?

  Like, it's just, oh, God, gorgeous. So, of course, at the time, there was heavy pressure to attend Evermore seminars and buy every new program themselves. And our house had gradually filled with slip cases full of VHS tapes. VHS tapes. Of the Wealth Guru himself sharing his secrets. It quickly became clear to me that this felt more like financial advice to them. So now she's like, okay, I thought we were scamming the scammers, but y'all seem to also still be buying into the scam.

• 32:12Speaker 06

  Yeah.

• 32:14Laci Mosley?

  Givens was clearly a motivational pitchman, selling a whole lifestyle, promising anyone could be their best if they tried to achieve it. As my parents' marriage went south, my mom took sole possession of the work, and she was thinking bigger.

• 32:26Speaker 06

  Oh.

• 32:27Laci Mosley?

  We'd spend evenings.

• 32:28Speaker 06

  She's the mastermind. This is a mom that like.

• 32:30Laci Mosley?

  Like, put her daughter on the taxes. Yeah.

• 32:32Speaker 06

  So she's been, this whole time, I feel like she's been the mastermind behind all these scams.

• 32:37Laci Mosley?

  Although I will say that dad had a good.

• 32:39Speaker 06

  He took initiative. He took initiative for sure.

• 32:41Laci Mosley?

  Yeah. So, it says that we would spend evenings and weekends going to bookstores in town and putting postage-paid response cards into every book by Charles Givens.

• 32:51Speaker 06

  Oh, my gosh, this is like.

• 32:53Laci Mosley?

  This is wild.

• 32:54Speaker 06

  This is like grassroots scam.

• 32:57Laci Mosley?

  Like, y'all gotta be like, Mom, how many more Barnes and Nobles today?

• 33:01Speaker 06

  Oh, my gosh.

• 33:02Laci Mosley?

  Come on, I just want to go to bed.

• 33:05Speaker 06

  This is so wild.

• 33:06Laci Mosley?

  Look, mommy's got a few more Barnes and Nobles to hit, okay? Now you do the, do the dance that I told you to distract the people at the bookstore. Well, I put these cards in, okay? Oh, my gosh. I love it. So she began to do the actual multi-level part of this thing, recruiting others to work below her. So she'd get a portion of all their sales. We'd attend the Givens seminars all over the Midwest and set up a table outside of them, encouraging people to sign up to sell the program. So this is not like Givens told them to start this table. They're leeching themselves onto an already established multi-level marketing scheme. Wow. Why haven't I thought of that? Right. I'm like, maybe I need to be Herbalife adjacent. Yeah.

• 33:51Laci Mosley?

  We're Herbaliving, honey, okay? Oh, my gosh. Yeah, this Herbalife, but we not trying to make Herbalife your life. We trying to make Herbaliving, okay? Call this number. Right after all the Herbalife commercials. This other number. This the one you want to call.

• 34:09Laci Mosley?

  So all of that work gave my parents and later my mom some modest but steady income. And my mom often ranked on the list of top performers for the organization when they posted quarterly. Of course she did. And she relished this, right? And it motivated her more than actual money. So now she's getting a little bit of power and status. And people want status. They want to walk into a room and, you know, be like. Everybody wants to hear that they're the best at whatever they're doing. Right. Even if it's scamming. You're the best scammer ever. It's like, thank you so much. Yeah, she scammed. Scam awards. Forty-five thousand families this year. No. Yeah, she's the best. No. Yeah, a lot of them are bankrupt. Some of them are dead. Oh, she's amazing. She got every last penny until they died. So like, yeah, I could get that. I could get the allure.

• 34:55Laci Mosley?

  So she says, it sent my mom, the scam organization, Charles is, sent me and my mom on a free cruise. We went when I was in eighth grade and on it I tasted my first alcohol. Bought for me by a much older man.

• 35:10Speaker 06

  Ew.

• 35:11Laci Mosley?

  Okay, I don't know why this isn't here. But nothing else happened, nothing else bad happened. It was just like she got somebody, an old creep bought her a drink. Uh, but that's it, that's it. There's no bad story there. But she just said, "An old creep bought me a drink." I don't know why she felt like she needed to include that.

• 35:23Speaker 06

  Eighth grade, what was you in, eighth grade?

• 35:25Laci Mosley?

  Thirteen.

• 35:26Speaker 06

  Thirteen, that's.

• 35:28Laci Mosley?

  No, I did illegal shit on cruise ships, but, uh, because it's international waters.

• 35:32Speaker 06

  I was just gonna say, it doesn't matter if you're on a ship, right?

• 35:35Laci Mosley?

  That's true. I was gambling though. Yeah, I was gambling, but creepy old.

• 35:40Speaker 06

  Of course you were.

• 35:40Laci Mosley?

  Yeah. It was so fun. Uh, they never checked my ID. They love to gamble. I made a lot of money. At least for a sixteen year old.

• 35:47Speaker 06

  When I was sixteen, I, uh, I grew up around Detroit and so we would go to Canada all the time because the drinking age in Ontario was nineteen. And, uh, spoil, like, uh, you probably haven't figured this out just from listening from me because I have a white ass name, but I am Asian and.

• 36:01Laci Mosley?

  I have a white name too.

• 36:03Speaker 06

  Yeah.

• 36:03Laci Mosley?

  So I'm constantly being like, "I'm black." Even though it's in the photo.

• 36:06Speaker 06

  I'm Asian. I know I sound like I just popped off the Mayflower, Elizabeth Adams over here, but, uh, I am very Asian and so when I was sixteen, I had my other, uh, Korean girlfriend's ID who was nineteen and because like everybody's racist and thinks Asian looks alike, so they, they just, uh, didn't, didn't look twice, so I was nineteen.

• 36:24Laci Mosley?

  It helps.

• 36:25Speaker 06

  Yeah, sometimes it helps. You know, you gotta scam the racist.

• 36:27Laci Mosley?

  Yeah.

• 36:27Speaker 06

  And that's what I was all about.

• 36:28Laci Mosley?

  I've talked about on this podcast, I had this girl's ID and she had a way bigger nose than I did and I would just show it to people and flare my nostrils.

• 36:35Laci Mosley?

  That shit worked every time.

• 36:36Speaker 06

  Flare your nostrils.

• 36:37Laci Mosley?

  Sometimes racism's really just, they help.

• 36:40Speaker 06

  Oh my god.

• 36:41Laci Mosley?

  Like you can't tell black people.

• 36:42Speaker 06

  They're like, "Wait a minute, this doesn't look like you." Oh wait, now it does.

• 36:46Laci Mosley?

  Oh wait, hold on, hold on.

• 36:46Speaker 06

  Oh, you got those big nose holes? I see you.

• 36:49Laci Mosley?

  Yeah, but it checks out. You're black, you're a woman, big nose holes.

• 36:53Speaker 06

  Nose holes. I think that's what people should call nostrils from now on. Just truly nose holes, that's where it's at.

• 36:58Laci Mosley?

  Kind of be like, it sounds erotic to me. I don't know why.

• 37:01Speaker 06

  I'm really into those.

• 37:02Laci Mosley?

  Nose holes.

• 37:03Speaker 06

  Nose holes.

• 37:04Laci Mosley?

  I'm so sorry about this, guys.

• 37:08Laci Mosley?

  So the cruise was also where I played my first slot machine and won my first money in gambling. Makes sense. It's what I did on cruise.

• 37:15Speaker 06

  You have a lot in common.

• 37:16Laci Mosley?

  So when we went to those seminars, especially on the cruise, we were always around these people that I now recognize as lost souls.

• 37:24Speaker 06

  Oh, so dramatic.

• 37:26Laci Mosley?

  Those who got in deep were clearly seeking something and being a member of the organization felt like belonging to something big and important. Yeah. So that's like the culty aspect of it.

• 37:35Speaker 06

  So culty.

• 37:36Laci Mosley?

  My dad insists that they made enough off the organization to justify the effort and expense, which is different from most participants in multi-level marketing schemes who spend more than they earn and are continually pressured to buy things to get started or to move up, which is true. Like normally they make you invest, buy the products yourself.

• 37:54Speaker 06

  You're gonna change your life. You just need to spend $5,000 first, but then I swear you're gonna change your life.

• 38:02Laci Mosley?

  Like immediately after you write the check and it cashes?

• 38:05Speaker 06

  Then you're gonna be rich.

• 38:07Laci Mosley?

  Life is about to be lit.

• 38:08Speaker 06

  Yeah, but first pay me.

• 38:14Speaker 13

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• 38:43Speaker 08

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• 38:54Speaker 14

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• 39:10Speaker 08

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• 39:14Speaker 10

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• 39:29Speaker 11

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• 39:40Speaker 10

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• 39:45Speaker 12

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• 39:51Speaker 10

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• 40:12Laci Mosley?

  And from... So some of the stories of people who later sued this organization are kind of heartbreaking. The woman whose husband died after canceling his life insurance to save money at the behest of Givens.

• 40:27Speaker 10

  So that man was like, hey, I got an idea. Why don't you cancel your life insurance policy to save some money? And then he died.

• 40:33Laci Mosley?

  But here's the thing, that's not bad for the man, that's bad for the woman.

• 40:36Speaker 10

  I know, poor woman.

• 40:37Laci Mosley?

  That mean when he died, she was left holding the bag.

• 40:41Speaker 10

  Probably all his debt, too.

• 40:42Laci Mosley?

  Ooh, that's rough. I don't like this scam, I'm gonna say it now. I do like the scam we've been talking about, though, which is the scammers who leached onto the scam.

• 40:51Speaker 10

  Right.

• 40:51Laci Mosley?

  I like them.

• 40:52Speaker 10

  But the mustachioed Floridian.

• 40:55Laci Mosley?

  Oh, fuck him.

• 40:56Speaker 10

  Fuck him.

• 40:57Laci Mosley?

  Fuck him.

• 40:57Speaker 10

  And his mustache he rode in on.

• 40:59Laci Mosley?

  So someone said, I fell for it. Non-toxic cleaning and no chemicals. My kids got into a spray bottle fight, and my oldest got sprayed with a diluted blue diamond from Norwex. The allergic reaction was over the top.

• 41:12Speaker 10

  I'm sorry, my kids got into a spray bottle fight with cleaning supplies?

• 41:17Laci Mosley?

  So I guess this is like another MLM. So now we're kind of just talking general MLMs. The first one, though, is from Givens. But this one...

• 41:26Speaker 10

  Like, um...

• 41:27Laci Mosley?

  So it says, uh, my upline had to give me detailed directions on how to find ingredients to share with the doctor. I demanded that the upline, okay, so upline is supposed to be like someone who's up the chain of you.

• 41:41Speaker 06

  So the way that MLMs work, uh, is you get into it and then you're incentivized to recruit other people. And that's how pyramid schemes are actually defined by like the FTC by if the way that you make money is through recruiting more than through product sales. And so MLMs, like the really bad ones, um, say you recruit three people and then they recruit three people and then all those three people recruit. So it goes on and on and on until you're at the top of the pyramid and you make commission out of all the inventory that all these salespeople or they're called, I think distributor, distributors usually are buying. And then you're considered the upline. If you're like, you've recruited someone, you're the upline.

• 42:25Laci Mosley?

  Right. And they're the downline. Yeah. Okay. So that makes perfect sense here. So apparently this is like a chemical free, like whatever kind of product. Um, sis, why your kids getting in a spray bottle fight?

• 42:38Speaker 06

  I mean, lock that shit away. That's like parenting 101. I'm sorry. We are judging this parenting, but.

• 42:43Laci Mosley?

  But you know what? I'm not going to judge this parenting because kids are fucking dumb. You know, like kids will be like bleach fight. What are y'all doing?

• 42:51Speaker 06

  What's this? Poison? Let's eat it.

• 42:54Laci Mosley?

  Literally. Like I remember, I'll never forget, I almost had a heart attack. I don't, I think I told my mom about this. I don't know if I did.

• 43:00Speaker 06

  She's gonna find out now.

• 43:01Laci Mosley?

  She'll find out now. But it don't matter because my sister's alive. But, um, I babysat my sister all of her youth. Um, and it's crazy because I had nannies and then when my sister was born, they're like, we don't want you to get pregnant. So watch your sister.

• 43:12Speaker 06

  Effective for control.

• 43:14Laci Mosley?

  And so I came into the bedroom and I think I went to like get something out of the oven or something real quick in the kitchen. I come into the bedroom and I think my sister may have been to at the time. And there was a spilled bottle of Advil in front of her.

• 43:30Speaker 06

  Oh, no.

• 43:31Laci Mosley?

  And she was licking the coating off of the, I called poison control. I literally like freaked the fuck out and like she hadn't eaten any of them. Thank God.

• 43:45Speaker 06

  What up? You know, only a two-year-old would do this. Like, children are crazy. I used to work at preschool when I was in college, and truly, my job was just to keep all the children from killing themselves.

• 43:55Laci Mosley?

  Yeah, that's literally your job as a parent.

• 43:58Speaker 06

  Do anything.

• 43:58Laci Mosley?

  It's like, don't let them kill themselves.

• 44:00Speaker 06

  Constantly, like, think I'll jump off this, you know, four-story balcony. What do you think, Mom? And you're like, "No!"

• 44:07Laci Mosley?

  Right. When I was a kid, we jumped off of our balcony in our, in our, um, house. We moved a couch to the wall so that it would be right underneath where the balcony was. And then we all just jumped off of this, like, 12, 14-foot balcony. Why? Because children are dumb. And my mom saw footprints on the wall that were so high up. And she was like, "How the, how the fuck are there footprints up there?" And I was like, "Ooh, I don't know, Mommy, you know. Uh, ask the cleaner later, I'm a child, I don't know."

• 44:35Laci Mosley?

  He's gonna find out now. But that's what we were doing. So, kids are fucking dumb, so I get this. But the kids got really, really sick. And when she did the upline, and she called the upline, and she was like, "What are the chemicals? I need to tell the doctor." They were like, "Ooh, actually, um, it's not chemical-free. It's actually chemical, uh, full."

• 44:54Speaker 06

  Chemical full.

• 44:54Laci Mosley?

  It's chemical full. So, you and your kid might die.

• 44:57Speaker 06

  Oh, no.

• 44:58Laci Mosley?

  Um, and then another MLM scheme, it says, "It nearly caused me to get divorced." So, this is Lululemon. Lululemon markets their products to customers.

• 45:05Speaker 06

  Lululemon?

• 45:06Laci Mosley?

  Lululemon.

• 45:06Speaker 06

  Lula?

• 45:07Laci Mosley?

  Lululemon.

• 45:08Speaker 06

  Lululemon.

• 45:09Laci Mosley?

  I can't even say that shit.

• 45:10Speaker 06

  Lululemon. This is leggings.

• 45:12Laci Mosley?

  That's how you know this is-

• 45:13Speaker 06

  Like-

• 45:13Laci Mosley?

  So, it's supposed to be like Lululemon, but they Lululemon?

• 45:15Speaker 06

  Yeah. Shorter.

• 45:17Laci Mosley?

  I hate everybody.

• 45:18Speaker 06

  I hate everybody.

• 45:20Laci Mosley?

  No, we're not Lululemon, we Lululemon.

• 45:22Speaker 06

  Well, they're not like workout ones. They're like fashion leggings, so they've got like crazy prints all over them.

• 45:26Laci Mosley?

  They do have crazy prints. I'm like, what am I looking at? Mad Hatter pants?

• 45:30Speaker 06

  They're big in, uh, so they're big in like, middle America, Midwest, you know?

• 45:34Laci Mosley?

  They look like trash, y'all, give that up. So, they market their products to customers like a garage sale. So, you had better buy it when you see it, because if you don't, it's gone before you know it. And it's addictive. And it creates like, a culture of friends that you're buying them from.

• 45:49Speaker 06

  Yeah.

• 45:49Laci Mosley?

  So, I'm not well off, but I spent in excess of $5,000 to $8,000 over the last three to four years buying shoddy clothing. I bought right into their BS story that was helping the small business succeed. My first purchase was a pair of leggings. They were really soft, and I was hooked. I bought the items, won items, traded, sold. This bitch was on Lululemon all the time.

• 46:13Laci Mosley?

  It just came up automatically in her social history, like, did you mean Lululelululel? Yes, girl, you know where I'm going. And she said she searched for her own unicorn skirt for weeks. I spent so much time and money on Lululelou and it caused me to get divorced.

• 46:28Speaker 06

  Oh, oh, honey, I feel like there were also, I don't think the leggings were the problem, honey.

• 46:34Laci Mosley?

  If you were a victim of this scam, sweetie, your husband was like, babe, are you gonna make dinner tonight?

• 46:41Speaker 06

  She's like, I got leggings.

• 46:44Laci Mosley?

  Baby, I'm horny, can you get off the legging site for once? Can we have sex?

• 46:48Speaker 06

  I'm looking for my unicorn skirt. That's crazy.

• 46:52Laci Mosley?

  Sweetheart.

• 46:53Speaker 06

  So the thing about Lululelululelou is, um, like, okay, so I'm very into MLMs. I think they're very fascinating. I think that it is like a total cult-like, uh, like appeal. Because they target vulnerable women in particular who are like stay-at-home moms. Or, you know, there's like, they're single, uh, single income family, but like, they wanna do something to help.

• 47:18Laci Mosley?

  They need a little thrill if they leave.

• 47:20Speaker 06

  Well, it's not even thrill they target, like the good, uh, intentions of women. And so women who wanna help their family and then they prey on that and they're like, you can help your family. You can reach financial independence, you know, like, your husband doesn't have to work so hard. You can take care of your kids.

• 47:38Laci Mosley?

  And it's also a control thing that I think you're bringing up that's great, which I forget about that. When I lived in Texas, all of the women in my neighborhood, except for my mother, really, didn't work.

• 47:49Speaker 06

  Yeah.

• 47:50Laci Mosley?

  And so that was like always a big brag, is all the men would be like, our wives don't work. But then when you don't work, you have way less financial control over what happens in the house. You have a lot of allowance.

• 47:58Speaker 06

  Spending money of your own, you know, you don't have to ask your like, you know, working partner.

• 48:03Laci Mosley?

  You wanna be able to leave that nigga whenever you want.

• 48:05Speaker 06

  Exactly.

• 48:06Laci Mosley?

  That's what it's about. You gotta be able to up and leave. You gotta keep your body tight so you can go get you a new man. And you gotta have enough change in the bank so you can leave his ass.

• 48:13Speaker 06

  Truly. So the Lululelou, um, like, model is, uh, if you're one of their distributors, they make you buy like a certain.

• 48:22Speaker 06

  Certain amount of inventory, but it's blind inventory, meaning that like you don't get to pick. So you get like a random assortment and some of the leggings are so ugly. Like Cody, Google ugly Lularoe and bring them up because some of them are fucking crazy.

• 48:39Laci Mosley?

  I can't believe that.

• 48:40Speaker 06

  It's really hard to get rid of that stock if it's like really ugly. Some of them are cute, sure, and those are the ones you sell out of. But if you have stock left over from like your ugly leggings that nobody wants to get, you still have to keep getting more. In order to like maintain your status that you reach and some of that.

• 48:54Laci Mosley?

  So now you're sitting with inventory that won't move. And you're having to bulk up and when you're bulking up, you don't know if you're purchasing something that's gonna be sellable. Or if you're purchasing something that's gonna also go into that pile of stuff that's not moving.

• 49:07Speaker 06

  Yes. So that it's like such a scam on all these poor women that are just trying to make a living or trying to help their families, right?

• 49:15Laci Mosley?

  Oh my god in heaven, these ugly.

• 49:18Speaker 06

  Right? Like some of them are so ugly.

• 49:20Laci Mosley?

  With the teal and the blue, like that's cute. That probably make your booty look fat. Damn, these are some ugly, like come on now, what is on those pants?

• 49:28Speaker 06

  Is that a clown one? Go back. Was that a clown?

• 49:31Laci Mosley?

  Clown one? Oh, who want clowns on their ass? We already got men. That's enough. That's too many clowns on my ass right now.

• 49:39Speaker 06

  Just a, my leggings are just pictures of my ex-boyfriend.

• 49:43Laci Mosley?

  Right, clowns on my ass.

• 49:46Speaker 06

  So they really, they really do though. They prey on these poor women. They have all this inventory left over. They've taken out lines of credit in order to afford all of this. And then what happened with Lularoe in particular is there were so many women that were being recruited. And like, that's math, you know, you run out of people to recruit after a certain amount of time. And then also the, the

• 50:06Laci Mosley?

  Market is saturated.

• 50:07Speaker 06

  Is so flooded with people who sell them. And so now, like, you've got a million places to buy them. So you don't buy them from just one person anymore.

• 50:17Laci Mosley?

  Stuff competitively.

• 50:18Speaker 06

  Yeah.

• 50:18Laci Mosley?

  Now you gotta undercut other people who are already in the scam with you.

• 50:23Speaker 06

  Yes. So Lularoe actually, it like, I think they just laid off like a bunch of factory workers, actually. People who are not involved in this scam. They were just like employees receiving paychecks. And that's really shitty for them because they like. I think they kept getting, I think there was a class action lawsuit against them, actually, from all these people that were, uh, fucked by this pyramid scheme system.

• 50:49Laci Mosley?

  So now we're gonna read off some pyramid schemes, guys.

• 50:51Speaker 06

  Yes.

• 50:52Laci Mosley?

  Okay? This is for your scam knowledge, your scam warnings. So we talk about Lululemon. Lululemon, women's apparel. Rodin and Fields.

• 51:02Speaker 06

  Oh.

• 51:02Laci Mosley?

  Skincare.

• 51:03Speaker 06

  Yes.

• 51:04Laci Mosley?

  Advocare, that's for dieting. Herbalife.

• 51:08Speaker 06

  That's a big one.

• 51:09Laci Mosley?

  That's for nutrition. That's a big one.

• 51:11Speaker 06

  Mm-hmm.

• 51:11Laci Mosley?

  Narium, that's for skincare. Monat, that's for hair care.

• 51:16Speaker 06

  That's the one that had people's hair falling out, right?

• 51:18Laci Mosley?

  Mm-hmm. Damn, no. Can I just say, like, these names, Monat, Narium.

• 51:24Speaker 06

  They all sound like drugs to help you get it up.

• 51:26Laci Mosley?

  Ev, don't care. They really do. Because, you know, drugs for, like, women when they're periods, they're always just, like, women's names, like, Julissa, Orvilleissa, you know, like, Jane and June, and like...

• 51:37Speaker 06

  I think mine is Nikki, actually.

• 51:39Laci Mosley?

  Right? It's always a woman's name. I just think about being at brunch and I'm like, oh, my God, y'all don't invite Julissa, you know that hoe drinks too much, okay? Listen, listen here, uh... What was mine? There was Juneal. I remember Juneal.

• 51:53Speaker 06

  Because it's like, that's like, oh, yeah, my, my, you know, my Aunt Flo's visiting this month.

• 51:58Laci Mosley?

  Right.

• 51:59Speaker 06

  All the euphemisms you use for describing your lady thing.

• 52:02Laci Mosley?

  I gotta take my bestie or Alyssa.

• 52:04Speaker 06

  Or Alyssa.

• 52:06Laci Mosley?

  So, Monat, hair care. And then Junees, which is skincare.

• 52:12Laci Mosley?

  It Works, which is for fat loss.

• 52:14Speaker 06

  It works.

• 52:15Laci Mosley?

  This one's gonna hurt you guys. DoTERRA, essential oils.

• 52:19Speaker 06

  Oh, essential oils.

• 52:21Laci Mosley?

  Mm.

• 52:21Speaker 06

  Well, okay, so the essential oils one, too, is like, people are always claiming that they do all these miraculous things, like, I, I dabbed a little bit of essential oil on my wrist and it cured my cancer.

• 52:33Laci Mosley?

  Like, no, girl, it did not. Modern medicine probably did. And good vibes, don't forget about the good vibes. I want to start selling, like, something called, like, um, Healthy Cocaine.

• 52:46Speaker 06

  A working title, working title.

• 52:48Laci Mosley?

  Yeah, I'll get it. I'll get it right. But I think I sometimes will like huff mint essential oil. And it wakes me up.

• 52:58Laci Mosley?

  I'm not huffing it. I just put it on my wrist and I smell it and it invigorates me.

• 53:03Speaker 06

  All these things are like they're starting with a thing that is good or helpful and then they're taking it too far. You know, like sure, essential oils are cool. Like lavender is supposed to calm you and stuff, but.

• 53:14Laci Mosley?

  But mint, like smelling mint really does wake me up a little bit. So I'm just saying it might wake other people up.

• 53:20Speaker 06

  Healthy cocaine, you guys.

• 53:21Laci Mosley?

  Don't steal my idea.

• 53:23Speaker 06

  Don't take this idea. She's gonna trademark this. Healthy cocaine, HC, coming at you.

• 53:29Laci Mosley?

  You're right. I do need a different title.

• 53:33Laci Mosley?

  But I'm gonna, I'm working on it. It's in workshop, it's in beta. Yeah. Amway.

• 53:38Speaker 06

  Oh, Amway's a big one.

• 53:40Laci Mosley?

  Yeah. And they branched out. They got health, they got beauty, they got home care. Like Scamway is out here.

• 53:46Speaker 06

  Scamway?

• 53:47Laci Mosley?

  Scamway.

• 53:48Speaker 06

  I've never even thought of that. That's so.

• 53:52Laci Mosley?

  So just so you guys know, these are things that exist and they are multi-level marketing schemes. And even if you like the products, just know that the way that the business is set up, it is to con you.

• 54:03Speaker 06

  It's super predatory, the way the business models are. And sometimes they're good things. Like Rodan and Fields has like this eyelash serum that's apparently amazing. And like, sure, sometimes the products work.

• 54:14Laci Mosley?

  Right.

• 54:14Speaker 06

  But.

• 54:16Laci Mosley?

  And then there's also ten shocking facts about multi-level marketing schemes. And I'm just gonna let you guys know a couple of these. Cause like this is like, if this industry was so illegal, it would not still be able to exist, right? You think it would.

• 54:30Speaker 06

  Well, here's the thing. Okay, I'm gonna, I'm gonna tell you something. There is, there are multi-level marketing company lobbyists in Congress. And so that is part of the reason why the FTC has such a hard time actually taking these things down. They start with, so one of the ones you listed, Nierium, I think, was, that was a skincare company.

• 54:50Laci Mosley?

  Yeah.

• 54:51Speaker 06

  I think.

• 54:53Speaker 06

  Or was it, well, one of them on the list was taken down by the FTC because they made really like ridiculous claims that it cured like Alzheimer's and stuff like that. And so that's where you can get it if you're making false claims like that, that like medically are disproven. And so I think the FTC is trying to take down, this is me, just conjecture here, so don't quote me, I don't know anything about government either, but.

• 55:16Laci Mosley?

  No one does.

• 55:17Speaker 06

  No one does.

• 55:18Laci Mosley?

  It's a scam.

• 55:19Speaker 06

  Uh, government is totally a scam, you guys. Um, but they can get them on stuff like that, but like, the, since they're lobbyists and there are people in Congress, there's like one congressman that used to be like the head of, he like used to work for one of those big companies for a long time, for like 10 years or something like that. And so like, it's corrupt, our government is corrupt and they're supporting these companies, which is why they're not getting shut down, even though they're super predatory.

• 55:46Laci Mosley?

  Right. And that makes sense because there's so many things like, I mean, we always talk about the NRA, which is one of the biggest scammiest organizations ever, and they have all of our government in their pockets. And that's why we gotta worry about getting shot when we go to see a movie, you know? So it's just really kind of fucked. So there's a few, so there are legal loopholes that allow these scams to exist. Um, and basically, MLM is almost identical to a pyramid scheme, but the emphasis on selling products rather than recruiting members keeps it from being classified as a pyramid scheme. Um, also, MLMs are unsustainable, which makes sense because like you were saying before, even with like lululuru, like, once you have, once it's too lululuru, once it's too saturated,

• 56:30Laci Mosley?

  it's hard to maintain. Amway has almost a hilarious rate of failure. The Amway failure rate stands at 99%.

• 56:40Speaker 06

  Oh, no.

• 56:42Laci Mosley?

  There is a 1% chance that you will go into Amway.

• 56:46Speaker 06

  You're, you have better odds just gambling.

• 56:48Laci Mosley?

  Right, just get it.

• 56:49Speaker 06

  Go to Vegas.

• 56:50Laci Mosley?

  Tickets every week.

• 56:51Speaker 06

  Yeah.

• 56:51Laci Mosley?

  Shit, like.

• 56:52Speaker 06

  Just go to, just go.

• 56:53Laci Mosley?

  Odds on Amway are bad. Uh, also, MLMs, like we talked about a lot, target the most vulnerable people in society. So, sorry about that. But guys, that's the Despo meter. Like, when you are thinking something's a little shifty. Gauge yourself, take a moment with yourself and be like, am I desperate? Do I need money? Do I need attention? Do I need validation? Like, really think about yourself and, and how you feel in that moment before you say yes to anything that gives you pause, because it does always give us a little pause. Hell, I've participated in some things that I was like, this could be a scam or this could be a great opportunity. And sometimes it turns out to be a great opportunity. So it's like, maybe I'll roll the dice.

• 57:30Speaker 06

  I feel like I, I'm naturally fairly suspicious person, but occasionally I'll do something and I'll be like, like there was one time that I, I agreed to do this, um, like short film with someone that I had just met in one of my improv classes. And they were filming like at her parents' house in like Newport and like I agreed to go and film there. And then I realized like, I don't know any of these people. What did I just agree to do? Turned out it was great. They're still my great friends today. But before I went, I was like, am I gonna get murdered? Like, I don't even know these people.

• 58:03Laci Mosley?

  But also Newport, I know.

• 58:05Speaker 06

  I'm gonna go. I know, but I don't know. It could have been not Newport is what I'm saying though. Like, I just trusted that this was like legit.

• 58:11Laci Mosley?

  Yeah, I've talked about that. I've done jobs where as an actor, sometimes you get a freelance job offer and like, I was like, I could get murdered today. And I was like, or I could be a lot of money.

• 58:19Speaker 06

  You just show up somewhere expecting, you know?

• 58:22Laci Mosley?

  I'm dropping pins to all my friends. You know what I mean?

• 58:24Speaker 06

  Yeah.

• 58:25Laci Mosley?

  Um, and then here's a little tip on how to avoid multi-level marketing scams. So if someone says the word toxins and can't name anything specific, they are trying to swindle you.

• 58:35Speaker 06

  Um, yeah, you should try this new product. It just gets rid of all your toxins. Just gets rid of them.

• 58:42Laci Mosley?

  Which ones?

• 58:42Speaker 06

  All the, all of them, the bad ones.

• 58:44Laci Mosley?

  Oh, okay. Well, like which specific bad ones?

• 58:46Speaker 06

  Uh, you know, like the ones that make you toxic. Uh, the toxins, you know?

• 58:51Laci Mosley?

  In what way?

• 58:52Speaker 06

  We're not looking at toxouts, we're looking at toxins, you know? So, uh, just gets rid of them, just melts right off.

• 58:57Laci Mosley?

  No, listen to my partner, she's absolutely right. Like, if the taste of your lips, I wanna ride, you're toxic. Um, it comes with, you know what I mean? The taste of the boys from paradise, that's what we're getting rid of. That's a Britney Spears song. No, no, no.

• 59:09Speaker 06

  No, no, no, no, no, no. Uh, she got that from me. She got that from me.

• 59:11Laci Mosley?

  Yeah, she got it from us. And she honestly, she was a part of our organization. And then she was.

• 59:16Speaker 06

  Call this number.

• 59:18Laci Mosley?

  Inspired to write Toxic. So, there you go.

• 59:22Laci Mosley?

  If you have to invest money, money to join, don't.

• 59:25Speaker 06

  That's like for anything. I feel like if they're asking you for money, that was like the first thing. Like, I learned when I got into this industry too, is like a actress model, like you never should have to pay upfront to do anything. If an agent is asking you to pay them, they scamming you. If a modeling agency, Barbizon, have you talked about Barbizon ever? You need to talk about Barbizon.

• 59:43Laci Mosley?

  Yeah, we, we've glazed over the mall scams, but we will one day just hop in real deep with good old Barbizon paying for those photos.

• 59:50Speaker 06

  They tried to recruit me when I was a teen, when I was little, I was living in the suburbs around Detroit. They tried to recruit me and my mom was like, no, you're not doing that. Sorry, bye. Don't talk to my child.

• 1:00:03Laci Mosley?

  That is a real scam. Barbizon, all of those where it's like, pay us and then we'll make you a star. And the crazy thing is, is that. Acting and performing in general, there's no blueprint.

• 1:00:13Speaker 06

  No.

• 1:00:13Laci Mosley?

  So we're all throwing shit at the wall. We've all been scammed a little bit. I've had some horrible fucking headshots of some. Some photographer who once shot Jesse Tyler Ferguson, like shot me in his New York apartment, had me looking like old ass Michelle Obama when I was 21. Like, not even like Michelle Obama now. He had me looking like the old Michelle Obama at 21. And they were horrible photos. And I can't use them, they're a joke. I'll post them sometime.

• 1:00:34Speaker 06

  Please.

• 1:00:35Laci Mosley?

  But they were very expensive. And just because he shot Jesse Tyler Ferguson, I thought like, oh my, right. And I, I can't wait for the people who have shot me to scam people with my photos and be like, look, I shot Lacy Bosley.

• 1:00:45Speaker 06

  The gift that keeps on giving.

• 1:00:46Laci Mosley?

  I can't wait until I'm a part of people's scams. Please tell me if you're running a scam with my name in it. I will be happy for you. I won't sue you. I mean, I might out you, but I won't sue you.

• 1:00:57Laci Mosley?

  But, so it's like in acting, there's always so many scams and you're kind of just throwing shit at a wall and hoping that something sticks. And sometimes something that's scammy ends up working out for you. So it's like with Barbizon and shit like that, like they'll get people who. Maybe fell for their scam, but then became successful after that because they truly were talented. But then they'll be like, look at this girl.

• 1:01:15Speaker 06

  Yeah, yeah, yeah.

• 1:01:15Laci Mosley?

  She went through Barbizon.

• 1:01:16Speaker 06

  We did that. That was no one else. That was us. That was all me.

• 1:01:21Laci Mosley?

  So, and also, just look it up. If you get an offer that sounds too good to be true, hit a smooth Google.

• 1:01:29Speaker 06

  Yeah.

• 1:01:29Laci Mosley?

  Cause that's the thing about people who get scammed, they're gonna hop on the internet and they're gonna talk about it.

• 1:01:34Speaker 06

  Mm-hmm.

• 1:01:35Laci Mosley?

  So.

• 1:01:35Speaker 06

  Google anything and scam.

• 1:01:38Laci Mosley?

  Google, guys, if you get a weird phone call, Google, cause I promise you, you're probably not the first person that they've done it to.

• 1:01:44Speaker 06

  Friend.

• 1:01:45Laci Mosley?

  It's free.

• 1:01:46Speaker 06

  Until it becomes sentient.

• 1:01:48Laci Mosley?

  Yeah, and betrays you, yeah, which it eventually will.

• 1:01:51Speaker 06

  Google is Skynet.

• 1:01:52Laci Mosley?

  We will all be murdered by technology, honestly, the way I wanna die.

• 1:01:57Speaker 06

  Yeah. It seems like a good way to go.

• 1:02:00Laci Mosley?

  Right, when the technology takes over. So, and this is the saddest part of the show, scammer of the week.

• 1:02:05Speaker 06

  Ooh.

• 1:02:06Laci Mosley?

  So this is when we honor. I would never out you for your scams, Liz.

• 1:02:13Speaker 06

  Just know they're happening.

• 1:02:15Laci Mosley?

  Yeah, they are, they are, they're pertinent and they're, they're fantastic, they're percolating. But this is what we honor, a charlatan who we really just feel is worthy of our praise, and this week, it's Don Trail Scott.

• 1:02:26Speaker 06

  Oh, that is a scammer name if I ever heard one.

• 1:02:28Laci Mosley?

  And Don Trail Scott has got an iconic catchphrase.

• 1:02:31Speaker 06

  What is it?

• 1:02:32Laci Mosley?

  This is a robbery.

• 1:02:35Speaker 06

  Oh, is this the person who was wearing like the, um.

• 1:02:38Laci Mosley?

  With the shaking going?

• 1:02:39Speaker 06

  Yes, yes. Oh, my gosh.

• 1:02:41Laci Mosley?

  A king, dressed like a queen.

• 1:02:45Laci Mosley?

  So Don Trail Scott was arrested following a Tuesday afternoon robbery at Sun Trust on 13th Avenue, um, of Blue's in North Carolina. So he also apparently has many wigs and 16 different mug shots. Police say that Scott was believed to have a camouflage bag and a bottle of Powerade when he walked into the counter and asked for a withdrawal slip. I love he had Powerade.

• 1:03:08Speaker 06

  I love the camouflage bag though, because do you think that he, he picked the bag, cause he was like, if I wear camouflage, they won't see it.

• 1:03:16Laci Mosley?

  I truly don't know, and I love that he's a hydrated king, just staying hydrated while he's out here doing robberies.

• 1:03:22Speaker 06

  I mean, he's got a sprint, you know, he's, he needs those electrolytes.

• 1:03:26Laci Mosley?

  Right.

• 1:03:26Speaker 06

  Oh my gosh, this image of all of his wig.

• 1:03:29Laci Mosley?

  All of his wig.

• 1:03:30Speaker 06

  He's serving these looks, though. Like, look at his face. He is, he even did his makeup for the blonde wig. Look at that. He's wearing hot pink lipstick for the blonde lady wig, because he's like, doing Caucasian crimes with his blonde lady wig.

• 1:03:43Laci Mosley?

  Right, with his blonde lady wig. So he was like, I'm gonna give y'all Mattel Barbie. Like, I love it.

• 1:03:48Speaker 06

  Oh my gosh, this is too good.

• 1:03:52Laci Mosley?

  Okay, so then there was a funny joke that I was seeing on Twitter that I love, which was like, if you look at the rows of his 16 mug shots, somebody was like, we had Marina, Selena, Karina, Sabrina, about three Kims, Latoya, and Tina.

• 1:04:09Speaker 06

  What's that one song that's like, Sabrina, LaShaw?

• 1:04:12Laci Mosley?

  That's, oh, that's Frinkling. That's Frinkling. He also has all the crystal, Yolanda.

• 1:04:18Speaker 06

  He's all those women.

• 1:04:19Laci Mosley?

  And somebody mixed them, they were like, and Cookie. I met her robbing an ice cream parlor.

• 1:04:26Speaker 06

  How many times has this person gotten picked up?

• 1:04:28Laci Mosley?

  And it's not in jail.

• 1:04:30Speaker 06

  Yeah, they're just like, ah, slap on the wrist, you, oh, you silly.

• 1:04:34Laci Mosley?

  They must be entertaining, right?

• 1:04:36Speaker 06

  Get out of here.

• 1:04:36Laci Mosley?

  They're like, get out of here. Yeah, you can keep the wig, girl.

• 1:04:38Speaker 06

  Well, if he was never violent, then I guess it's just kind of more of a nuisance than anything.

• 1:04:42Laci Mosley?

  Well, also, I don't think that he's been armed. I think that people have assumed he's been armed, and he hasn't been armed.

• 1:04:49Speaker 06

  He's just out there shooting a shot. He's like, hey, give me some money?

• 1:04:52Laci Mosley?

  This is a robbery?

• 1:04:54Speaker 06

  This is robbery.

• 1:04:56Laci Mosley?

  You know, and so he reportedly.

• 1:04:59Speaker 06

  That song.

• 1:05:00Laci Mosley?

  So he told the teller that she was pretty.

• 1:05:03Speaker 06

  Aww.

• 1:05:04Laci Mosley?

  So he goes, hey, girl, you are very beautiful. This is a robbery. I don't know if I know how to feel. I'm like, thank you. Oh, no. Like, how do you receive that? So he left the Powerade bottle on the counter and now it's being sent for testing. And I'm kind of bummed that he did that. That's sloppy. Like, take the Powerade with you. He probably just got too hyped because he was like, that worked? You believe me?

• 1:05:27Speaker 06

  Just gotta say, you're pretty. This is a robbery.

• 1:05:30Laci Mosley?

  So Scott had reportedly rented a room at the Colonial Inn. Upon searching the room, police found a black notebook that said, "This is a robbery."

• 1:05:39Speaker 06

  Well, he wrote it down, like he had to memorize his line. He was like, I gotta get this right.

• 1:05:43Laci Mosley?

  Okay.

• 1:05:44Speaker 06

  This is robberies. No, fuck, fuck, fuck. Okay. This is the robbery. Fuck!

• 1:05:49Laci Mosley?

  Okay, uh, you are robbed. No, no, no, that's past tense.

• 1:05:52Speaker 06

  Oh, God, I'll never get this.

• 1:05:54Laci Mosley?

  Right. Or he, maybe he was sliding it under the counter because sometimes you don't want to make it hot.

• 1:05:58Speaker 06

  Like the Ocean's Eleven style, like, uh, communicate via note.

• 1:06:02Laci Mosley?

  So Phoenix City Police say that Scott was barking at the wall while they conducted an interview with him before bringing him back to Columbus. So this all happened in Columbus.

• 1:06:11Speaker 06

  Barking? Like a dog?

• 1:06:13Laci Mosley?

  It said he was barking at the wall.

• 1:06:14Speaker 06

  Okay.

• 1:06:15Laci Mosley?

  I mean, it's like, look, we need to question you. Like, that's some wild shit. It would be very difficult to get answers. Like, if you're not snitching, I guess you might as well be barking, like. It's entertaining. If I were a cop, I'd let this man go. He seems so fun.

• 1:06:31Speaker 06

  He seems stable.

• 1:06:32Laci Mosley?

  Definitely not that.

• 1:06:33Speaker 06

  Barking? Yeah, fine.

• 1:06:35Laci Mosley?

  But also just like someone has the gumption to just be so crazy. I love it.

• 1:06:39Speaker 06

  Yeah, truly, it, it's inspiring because it's like, you know what? We could all be a little more crazy.

• 1:06:44Laci Mosley?

  Right? We're always trying to hide it. We always show it to people we trust, but what if we just, we're just barking out here, you know? Why not? So the teller said that she did not see a weapon during the robbery, but feared that he had one.

• 1:06:55Speaker 06

  Sure.

• 1:06:56Laci Mosley?

  But if he didn't have one, like, it's not armed robbery. Honestly, I just asked you to give me money and you gave it to me.

• 1:07:02Speaker 06

  Yeah, he just tried it. She gave it to him.

• 1:07:04Laci Mosley?

  He was like, can I have some money in your register? This is a robbery.

• 1:07:08Speaker 06

  You're very pretty.

• 1:07:09Laci Mosley?

  Are you beautiful? Come here, you sexy bitch. When the cops come, you so sexy, beautiful.

• 1:07:16Speaker 06

  My comments.

• 1:07:16Laci Mosley?

  Give me all the money in you too.

• 1:07:18Speaker 06

  So sexy, beautiful robbery. Please.

• 1:07:22Laci Mosley?

  So a significant amount of money was not reportedly taken during the robbery. So he didn't get away with a lot. Um, that probably also lowers the degree of felony that he's dealing with.

• 1:07:32Speaker 06

  Like a million. He's got what? Like fifteen dollars?

• 1:07:34Laci Mosley?

  He walked out with like a hundred and eighty dollars.

• 1:07:36Speaker 06

  Laundry.

• 1:07:38Laci Mosley?

  So police say that Scott had a small amount of methamphetamine on him at the time of his arrest.

• 1:07:43Speaker 06

  Oh, this explains very, very much.

• 1:07:44Laci Mosley?

  It explains the barking for sure. Um, and Scott has sixteen different mug shots and we saw these mug shots and they're honestly like these wigs. Like they know him at the beauty supply store.

• 1:07:55Speaker 06

  Some of these are good wigs. These are not just like a Halloween store wigs.

• 1:08:00Laci Mosley?

  Now, they're not Halloween store wigs, but I, they're struggle wigs.

• 1:08:03Speaker 06

  Well, you gotta, you gotta judge them a little, you know, you gotta work with them to make them work.

• 1:08:07Laci Mosley?

  He's got a middle part where I'm like, that could probably be, now some of them do look synthetic. I would.

• 1:08:12Speaker 06

  Yeah, they all, they're definitely all synthetic. I don't see any lace, so they're probably not lace fronts.

• 1:08:18Laci Mosley?

  Yeah, he not doing frontals, but you know, you gotta keep cost low. But also he's giving us different hairstyles.

• 1:08:22Speaker 06

  He's got different eye colors in some of these too. He's going like all out with the disguises.

• 1:08:26Laci Mosley?

  Yes. What's crazy is, is that he looks the same in every photo.

• 1:08:31Speaker 06

  Truly.

• 1:08:31Laci Mosley?

  Just in a different wig.

• 1:08:33Speaker 06

  Wearing a different wig.

• 1:08:34Laci Mosley?

  Like wigs, he doesn't have one of those faces that you can camouflage because some people you see them and they look different.

• 1:08:39Speaker 06

  Strong jawline.

• 1:08:40Laci Mosley?

  Yes. Cause some people you can see, who's somebody who's like a chameleon, who you can see them, they look completely different all the time.

• 1:08:46Speaker 06

  Gary Oldman. He looks different in every movie that he's in. Truly, I'm like, oh, that's Gary Oldman?

• 1:08:51Laci Mosley?

  Yeah, I feel like Charlize Theron can pull that off too.

• 1:08:53Speaker 06

  Oh, yeah.

• 1:08:54Laci Mosley?

  Like, so those people, it's like they can change their weight or change their face a little bit or makeup.

• 1:08:59Speaker 06

  Though.

• 1:09:00Laci Mosley?

  Is it? I feel like I always know Meryl Streep and she be doing the most. That's, Meryl Streep's scam is, is that in most movies where she takes on a character, she also takes on different hair. Sometimes she puts in teeth.

• 1:09:11Speaker 06

  She looks real different ages all the time too. Cause some movies I'm like, she looks so good. And some, and I'm like.

• 1:09:17Laci Mosley?

  Yeah, cuz it's like the makeup. I think a part of her character process is like putting on shit. Uh, cuz I was like, damn, she's such a good actress. And she is, but also there's the smoke and mirrors of like false tea and like, you know, all the shit that she's doing. So, but he looks like the same dude in every photo with just like a wig.

• 1:09:34Speaker 06

  Please Google this man.

• 1:09:35Laci Mosley?

  Please Google this man.

• 1:09:37Speaker 06

  It will make your day, truly.

• 1:09:39Laci Mosley?

  Oh, gosh. Alright, Liz, we've come to the conclusion of the show. Where do you wanna be found? I never ask people where they can find you. Just where you wanna be.

• 1:09:48Speaker 06

  Um, I wanna be found, you know, everywhere. I'm on Instagram. I'm Liz Party, L I Z Z Y Party. I spell it with two Z's. That is a scam. Um, I'm on Twitter, and this is my, this is my best scam. My Twitter handle is just Liz. And, uh, you know, you don't need to know how I got that, but I did get that.

• 1:10:07Laci Mosley?

  How did you get Liz?

• 1:10:09Speaker 06

  I scammed. I scammed Twitter for that handle.

• 1:10:12Laci Mosley?

  That's crazy. I love it.

• 1:10:13Speaker 06

  I took it from someone. This is, this is real. I took that Twitter handle from someone.

• 1:10:17Laci Mosley?

  Wait, what?

• 1:10:18Speaker 06

  Okay, so I knew somebody who-

• 1:10:19Laci Mosley?

  Did you walk up to them like, this is a robbery?

• 1:10:22Speaker 06

  This is robberies.

• 1:10:23Laci Mosley?

  But you are very pretty.

• 1:10:25Speaker 06

  That's exactly what happened.

• 1:10:27Laci Mosley?

  Wait, what happened?

• 1:10:28Speaker 06

  Oh, okay. So I knew somebody who worked for Twitter, and back in the day, this was, I was a quote-unquote, early adopter. Uh, if somebody wasn't using a Twitter account, if it was inactive, no logins or anything, uh, Twitter employees could repurpose that, or they could basically. So I got someone at Twitter to give me that handle cuz no one had logged in for years.

• 1:10:48Laci Mosley?

  Damn, that's smart. I wanna snatch handles from people who've been logged in for years.

• 1:10:52Speaker 06

  Yeah, so.

• 1:10:54Laci Mosley?

  Suddenly I'm running, um-

• 1:10:56Speaker 06

  People are constantly trying to get into my account, though, because I have such a short handle. And so I had to turn on all the like, um, you know, six-factor authentication things because people were constantly trying to reset my password and stuff.

• 1:11:09Laci Mosley?

  Damn.

• 1:11:09Speaker 06

  Yeah, people try to scam me after I scam Twitter.

• 1:11:11Laci Mosley?

  You know what I mean? But that's, that's a part of the game. It's a part of the game. Uh, and guys, you can always find us, as we always say, if you have any retired scams that you don't mind us laughing about or inspiring people to do to Papa John's.

• 1:11:24Speaker 06

  Scam Papa John's.

• 1:11:25Laci Mosley?

  Scam Papa John's.

• 1:11:26Speaker 06

  This is- Scam Papa John's for all they're worth.

• 1:11:28Laci Mosley?

  I steal from them, scam them, they're a bad company by a bad man. Fuss Papa and John.

• 1:11:34Speaker 06

  Um.

• 1:11:35Laci Mosley?

  Bosos. Both of them, I'm assuming it's two different people. But you can email those scams into us at [email protected]. Also, you can follow us at scamgoddispod on Instagram and Twitter. And you can follow me, Lacey Mosley, at D I V A L A C I, Diva Lacey, on all platforms. All right, congregation, stay scheming. Scam Goddess. This has been an Earwolf Production in association with Team Coco. Scam Goddess stars and is hosted by me, Lacey Mosley, AKA Scam Goddess. Our producer is Jessica Cisneros. And our audio engineer is Rich Garcia. Research for the show is conducted by Kate Doyle. Stay scheming.

• 1:12:33Speaker 13

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• 1:13:04Speaker 15

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• 1:13:17Speaker 16

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• 1:14:00Speaker 16

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• 1:14:03Speaker 17

  In business, there's the easy way with Staples or the hard way. Hard means- Jen, did you get the weekend specials menus from the printer by any chance?

• 1:14:10Laci Mosley?

  No, they said they'll be done on Monday.

• 1:14:12Speaker 17

  But they're weekend specials. Easy means Staples same-day custom printing, where same day means same day. Hard means- Our new brochures are back from the print place.

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• 1:14:22Speaker 17

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• 1:14:26Speaker 17

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