Pod Insights On Purpose with Jay Shetty 8 Ways We Waste Money and 8 Ways to Manage it Better About this episode This week, we're talking money. Do you feel you manage your money well or is there room for improvement? Whether it's skipping the Starbucks in the morning or learning how to invest, there are many ways to go about it. Listen to my 8 practical tips to help you save money and all the habits you can implement in order to improve your relationship with money.
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0:00 Jay Shetty? This episode is brought to you by AG1. Are you feeling September reset too? Shorter days, longer to-do lists, earlier alarms, all those routines you promised yourself you'd pick back up. It can feel like your whole life is recalibrating. And when everything around you is changing, it helps to have a few things you can rely on. AG1 Next Gen is one of those easy habits to keep. It's the clinically-backed, comprehensive daily health drink that supports your gut health, energy production, and foundational nutrition all in one scoop. AG1's ingredients are sourced from quality partners for absorption, potency, and nutrient density to deliver the foundational nutrition your body needs. And alongside a proper diet,
0:44 Jay Shetty? AG1 Next Gen meets 94% of nutrient requirements and it's clinically shown to enrich the gut microbiome. For a limited time, save 20% on your first subscription order of AG1 Next Gen or AG1 Pro at drinkag1.com/onpurpose. That's drinkag1.com/onpurpose. This episode is brought to you by Vinted. Value can be found anywhere, even in the clothes sitting untouched in our closets. That's where Vinted comes in. Vinted is a secondhand marketplace app where you can sell clothes you no longer want and get more value out of them. Whether you're running out of space, moving, or simply updating your wardrobe. Listing items is a quick and simple process, and once something sells,
1:30 Jay Shetty? Vinted creates a prepaid shipping label for you. And the best part, there are no seller fees, so you keep what you earn. It's a simple way to clear out your closet, be less wasteful, and maybe make some extra money along the way. And if you've been thinking about a wardrobe refresh, this can make it feel a little more worthwhile. You're not just letting go of clothes, you're getting more value from what you already have. Give your clothes a second life with Vinted. Download the Vinted app for free to start selling with no seller fees, so you keep every dollar you earn. This episode is brought to you by AG1. Are you feeling September reset too? Shorter days, longer to-do lists, earlier alarms, all those routines you promised yourself you'd pick back up. It can feel like your whole life is recalibrating.
2:16 Jay Shetty? And when everything around you is changing, it helps to have a few things you can rely on. AG1 Next Gen is one of those easy habits to keep. It's the clinically backed, comprehensive daily health drink that supports your gut health, energy production, and foundational nutrition all in one scoop. AG1's ingredients are sourced from quality partners for absorption, potency, and nutrient density to deliver the foundational nutrition your body needs. And alongside a proper diet, AG1 Next Gen meets 94% of nutrient requirements and is clinically shown to enrich the gut microbiome. For a limited time, save 20% on your first subscription order of AG1 Next Gen or AG1
2:59 Jay Shetty? Pro at drinkag1.com/onpurpose. That's drinkag1.com/onpurpose. Money can't buy you happiness, but poverty can't buy us anything.
3:20 Jay Shetty? Hello everyone, welcome back to On Purpose. I am so happy, so grateful that you're here every single week to learn, to grow, to make a difference in your life and in the lives of others. We're building a conscious community of change makers. All of you want to change your own life and change the lives of others and make impact in this world. You're definitely in exactly the right place. Thank you for sharing your insights, your takeaways, the principles you're learning from these episodes on Instagram, on Twitter, on Facebook. I'm always looking out to learn from what you're learning. And make sure you've subscribed and rated this podcast. We now have thousands of five star reviews, which means so, so much to me.
4:05 Jay Shetty? And today's episode is going to be incredible. It's going to be super tactical, practical, and applicable to each and every one of our lives. Because it's all about the eight ways we waste money and eight ways to manage it better.
4:24 Jay Shetty? Now, I know what you're thinking. Don't turn off right now. We've all wasted money, me too. In my life, I've made so many bad money decisions. And that's why I thought it was important to put this at the forefront of our minds. The incredible thing is, I'm sure you've got something lying around in your house. Maybe an object, maybe an item of clothing, maybe a gadget, maybe some sort of tech that cost a lot of money. And it's still sitting there gathering dust. You've never worn it, you've never used it. You couldn't return it for whatever reason. And you look at it and it pains you as to how much money was wasted on it. It might even be an embarrassing piece of clothing that once upon a time you thought was the coolest thing to have.
5:08 Jay Shetty? And now you wouldn't even get near. The truth is, we all have money habits, good or bad. We all have money habits. We all have a relationship with money. What we feel about money, what we think about money, builds our relationship with money. If our belief is always, "I don't have enough", or if our belief is always, "I'm always struggling for money", that becomes our relationship with money, just as we have a relationship with other people. And so today, I want to share with you the eight ways we all manage to waste money and eight things we can actually do about it. Now, I want you to think about this. I'm asking you this question. Do you feel you manage your money well?
5:52 Jay Shetty? Or is there room for improvement? And I want you to think about it, yes or no. Do you manage your money well? Or is there room for improvement? Now, the truth is, there's room for improvement for each and every one of us. So what I'm about to share with you is based on research from the financially successful and the financially weak. You will be able to spot, learn and grow based on the numbers and statistics I share, where your biggest money weaknesses are and how you can transform them into your strengths. I want this to be super reflective, introspective and a safe space for you to really think about your money challenges. See, it's hard to talk about money. You can't just bring it up with a friend. And if you are, it's just maybe complaining. It's not getting good advice.
6:37 Jay Shetty? So here are eight principles that I think will make a big difference. Now, number one.
6:46 Jay Shetty? This is super, super, super important. It took me years to start thinking in this way. And I wish I started a lot earlier. Make sure you save before you spend, not the other way around. Make sure you save before you spend, not the other way around. When you get your paycheck, what's the first thing you think of? Now, for most of us, it's knowing that thing we want to buy. Maybe you want to go for a weekend away. Maybe we've got an evening out planned. Maybe you've got dinner planned. And every month with spending before we save.
7:27 Jay Shetty? Knowing how much you want to save every month and making that the first decision with your paycheck is the most proactive and powerful thing you can do for a financially successful future. And this was the quote from Warren Buffett. Do not save what is left after spending. Spend what is left after saving. I'll repeat that from Warren Buffett. Do not save what is left after spending. Spend what is left after saving. It sounds so basic. It sounds so obvious, but so many of us don't do it. It's something that so many of us ignore because we think, yeah, I'm going to have something left at the end of the day and I'll save whatever I save after I've spent what I need for the month.
8:13 Jay Shetty? Even if you think it's a small insignificant amount, everything adds up. Over years, everything adds up. It all makes a difference. People who are happy with their money habits save 20% of their net income. That's one thing to think about. Are you saving 20% of your net income, up to 20%? You may have started by saving 5%. You may have started by saving 10%. You may have started by saving 15%. But the people who are extremely happy with their money habits are saving 20% of their net income and 80% is being spent. Really think about your finances and see how that number works for you. Again, it's something to work towards.
8:58 Jay Shetty? This is an ideal. It's not where you need to be right now. It's something that we're working towards. There was a time in my life where I was working and I was saving far less than that, probably 1% of my net income. And so there were times in my life where it just wasn't possible. Things were harder, things were tougher, but I always knew I was working towards that. So Business Insider wrote this great piece about how you can build a million dollar retirement account by the age of sixty five. And for simplicity, all the calculations assume a twelve percent annual return and don't take taxes into account. But starting age twenty, you want to daily save two dollars a day. That's sixty one dollars a month and that's seven hundred and thirty dollars a year.
9:42 Jay Shetty? Then at twenty five, you want to save three dollars fifty seven a day and monthly savings of a hundred and nine dollars and then yearly saving of one thousand three hundred and four dollars. It's small amounts. At thirty, you want to start saving six dollars thirty five a day. At thirty five, you want to save eleven dollars thirty five a day. At forty, you want to save twenty dollars fifty five a day. At forty five, you want to save thirty eight dollars a day. At fifty, you want to save seventy three dollars forty nine a day. And at fifty five, you want to save a hundred and fifty six dollars twelve every single day. And if you think about it, it's natural in that time for your salary to rise. It's natural for that time for your business to grow.
10:23 Jay Shetty? So this becomes very normal to exponentially start increasing the amount that you're saving. Test it out, think about it and go and search it online and you'll find the graphic that I'm talking about. It doesn't matter how much you save, just that you start doing it. You start the process. Because even if you right now think, oh, it's only roughly three pounds a day. It's only three dollars a day. That's not a lot of money. Even if I saved thirty dollars a month, what, you know, how would that make any impact? You know, over the year, that's not a lot of money, right? How's that going to make a big difference in my life? Well, well, listen to this about what it can do the other way around. One of the biggest ways we waste money,
11:06 Jay Shetty? one of the biggest ways that we spend money before saving it, is random coffees add up. How many of us are waiting in queues? Or maybe now you're cool and you have the app and you order your Starbucks in advance. How many of us are wasting a significant amount of money daily on coffees? Now, listen to this really, really carefully. Millennials are spending more money on coffee than their retirement plans. Now, listen to this. According to reports from Acorns Money Matters, forty-one percent of nearly 2,000 millennials surveyed admitted to spending more on their morning brew than contributing to work. And it's not just coffee where us millennials are making poor financial decisions.
11:48 Jay Shetty? The survey says that just 5% of young millennials are saving at all. And according to the report, the average American spends approximately $1,100 a year or $3 a day on coffee. Just think about that. Just the expense of $3 a day on coffee in a year would be $1,100. Now, I'm not telling you to give up your coffee. The point I'm trying to make is saving $3 a day is impactful.
12:21 Jay Shetty? This episode is brought to you by Indeed. I know how important every hire is for a business. If you need to make the right hire, this is a job for sponsored jobs. Indeed Sponsored Jobs helps find quality candidates when you need them most. You can reach who you need based on whatever criteria you're looking for, like skills, certifications, or location. In fact, people are finding quality hires on Indeed right now. In the minute I've been talking to you, companies like yours made 27 hires on Indeed, according to Indeed data worldwide. Spend less time searching and more time actually interviewing candidates who check all your boxes. Listeners of this show will get a $75 sponsored job credit at indeed.com/podcast.
13:04 Jay Shetty? That's indeed.com/podcast. Terms and conditions apply. Need to hire? This is a job for Indeed Sponsored Jobs. This episode is brought to you by State Farm. We talk a lot about intentional decision making, and that extends to the practical stuff too, like making sure your coverage actually works for your life. State Farm is there to meet you where you are, and they know how sweet it is to feel good about your decisions. Talk to a State Farm agent today to learn how you can choose to bundle and save with a personal price plan. Like a good neighbor, State Farm is there. Prices are based on rating plans that vary by state. Coverage options are selected by the customer. Availability, amount of discounts and savings and eligibility vary by state.
13:47 Jay Shetty? This episode is brought to you by Whole Foods Market. If you're talking about quality food, you can't forget Whole Foods Market, who've been holding themselves to the highest standards since they opened in 1980. That means you'll see thousands of organic products across their stores, from the produce department to the aisles. It also means you'll never see certain ingredients. They've banned artificial sweeteners and colors, high fructose corn syrup and more, so you can shop with peace of mind. Shop Whole Foods Market in-store or online. How amazing would it be to have an extra $1,100 at the end of the year if you just save $3 a day? So don't think about saving big or saving small.
14:30 Jay Shetty? Too many people say to themselves, "I'll save when I make more money." "When I'm making a bigger salary, that's when I'll save more money." It doesn't work like that. When you save the little you have, you will save when you have more. When we take care of what we're given, we get more to take care of. When we're grateful for what we have, we receive more to be grateful for. So principle number one is do not save what is left after spending, spend what is left after saving. That's point number one. Point number two, this can be a challenging one and I've often really struggled with one.
15:11 Jay Shetty? But people who are happy with their money habits are spending no more than 25% on rent. Now, if you live in a big city, I know how tough this is. When I first moved to New York, I was probably spending over 50% of my net income on rent. Right? It was an extortionate amount. So I've been in that position where I've been way off this number. I was double this number. But again, it's something to work towards. One of the things we can recognize, and I do believe this is important. We need to live in places and spaces that are inspiring. But that doesn't mean that we're living in our dream home on day one. It could mean that we get a smaller place, but actually have access to purchase more things that make us excited in this space.
15:55 Jay Shetty? It could be possible that you're able to create an environment inside this space that's inspiring and uplifting. So I know that this number isn't going to be a number that we're going to get to straight away. It's taken me a long time to get to this number. But I would say that it's something to aim for. It's an ideal. So many of us are spending an extortionate amount on rent. And I get it. It's just the way the market is. But it's something to think about. It's something to be aware of. Ask yourself, is this space right now making a big difference to your emotional, mental health? If it is, incredible. But if it's causing you pain financially and that's creating more stress and more anxiety, think about that balance.
16:37 Jay Shetty? So I've been in places sometimes where the space I've lived in has been good for my mental health. And even though it's expensive, I'm okay with it. But there have been times when actually that balance is tipped. And now that financial commitment creates an anxiety and a stress and a pressure. Know where you are on that spectrum. Remember, these are averages and ideals, but everyone is different. And I want you to find the one that works for you. That was point number two. Now, point number three. People who are happy with their money habits spend no more than 15% on food. Now, I've got to throw something out here.
17:20 Jay Shetty? I truly believe that your health and wellness is one of the biggest investments that you can make. Your health and wellness, based on your food, what you put into your body, your exercise, your activity, your movement, this is one of the best paying investments. It's one of the best focuses for your long-term growth. And remember this, wellness can be expensive, but it's a lot cheaper than illness. And investment in your wellbeing is far more important. If you don't spend money on your wellness, you'll have to spend money on your illness.
17:59 Jay Shetty? Now, food is actually becoming a big cost point for so many people because we're eating out. And eating out isn't necessarily the most healthiest way of eating either. So it's still a place that we can cut our cost. The average spending on eating out from millennials aged 25 to 34 is around $3,500. Right? Under 25s are spending around $2,362 a year on eating out. Gen X actually spend a lot more, $4,249 aged 35 to 44. And those aged 45 to 54 are spending about just over $4,000. The theme here is still critical.
18:43 Jay Shetty? If you're spending money on healthy, organic produce that's having a big impact on your mental and physical health, that's amazing. That's the best investment you can make. It's something that I remember learning from my mom. We didn't have a lot growing up, but my mom would always tell me, "Do not compromise on eating healthy food. Do not compromise on your health." And I think those values have really stayed with me and made a big difference. So even at times when I was struggling financially or things weren't going in the right direction, my health was something I tried to never compromise on because your health... Health is the only way anything else is going to happen. Make sure you focus on spending that money on the right type of food.
19:27 Jay Shetty? If you're eating out fast food every day, junk food, any sort of food that's been sitting around for days reheated, that's not the kind of food you want to be consuming. Remember wellness can be expensive, but it's a lot cheaper than illness. Point number four, spend no more than 10% on entertainment. The research shows that financially successful people spend no more than 10% of their net income on entertainment. And that's because of point number eight, which I'll share with you shortly. Point number five is spend no more than 5% on vacations. Now again, if your vacations are your way of growing, your way of learning,
20:10 Jay Shetty? your way of feeling like you're experiencing life, that's amazing. But there are so many great deals out there. There are so many great ways of saving money out there on incredible experiences. So definitely think about how you can save in other areas if this is an area you want to increase. You may say to me, Jay, I really want to travel. I really want to explore the world. Well, then this is something worth saving for. This is something worth putting money aside for. Now, the sixth one is not necessarily a money habit, but it's something that I think will affect your money mindset. This one is give a few hours a week of your time in charity.
20:52 Jay Shetty? It may be one hour, it may be three hours, it may be five hours. And you may be saying, Jay, I could be spending that time making more money. Well, actually, investing this time will give you more gratitude. It will give you more perspective. It will boost your mental health. It will give you lots more confidence. It will uncover your passions, potentially your purpose. Giving your time and more importantly, your energy and your skills to serve others in need can potentially be the best investment of your life.
21:25 Jay Shetty? When we invest our time and energy in helping others, we uncover our skills, we uncover our strengths, we uncover our passions. That's how I found mine. When I was organising events to share wisdom with people, when I was organising food distribution programmes to serve people who were homeless and didn't have access to food, or young children who didn't have access to education, I started to uncover my passion. "We find ourselves when we lose ourselves in the service of others", is what Gandhi said, I'll repeat that. "We find ourselves when we lose ourselves in the service of others." This can be an incredible mindset tip to change our money mindset, to grow our money mindset, and to uncover strengths, skills, and service opportunities
22:08 Jay Shetty? that will help us in the long run.
22:13 Jay Shetty? This episode is brought to you by Wayfair. Home should be a place that feels like a sanctuary, a space that truly reflects who you are. But it can be challenging to balance style, budget, and endless options. I was looking to create a dedicated, calm space for my morning meditation and reading, but I was struggling to find pieces that felt grounding but could also stand up to daily use. I went on Wayfair and found a beautiful, solid wood accent chair and a bookshelf. Now that corner is my favourite place to anchor my day. The quality is incredible, it's built to last, and it completely shifted the energy of the room. Plus, you can shop with Wayfair Verified, where product specialists carefully vet items for quality and functionality, so you can shop with more confidence. And if putting it all together sounds like a headache,
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23:17 Speaker 01 Now, more than ever, we need someone on our side. But Rob Whitman? Whitman's votes drove up costs, cut Medicaid, and risked 350,000 Virginians' health care to pay for tax breaks for himself and his donors. He's not on our side. Shannon Taylor will fight corruption, cut taxes, and bring down costs. This November, vote for Shannon Taylor. She's for us. Paid for by HMP, the HouseMajorityPac.com. Not authorized by any candidate or candidate's committee.
23:46 Speaker 02 Mr. President? My company tore me of the explosion on our rig.
23:50 Speaker 03 On October 2nd.
23:51 Speaker 02 Causing massive water displacement and triggering a tsunami. They all heap the blame on me.
23:56 Speaker 03 Tom Cruise is. Digger got us into this mess, and Digger's gonna dig us up. From the director of Birdman and The Revenant.
24:03 Speaker 04 What would happen if I stopped drilling? You stall, you freeze to death, that's what.
24:07 Speaker 03 With great power comes great deniability.
24:11 Speaker 04 I'm not the first then.
24:12 Speaker 03 Digger. See the trailer online. Only in theaters October 2nd. Rated R. Under 17. Not admitted without parent.
24:17 Jay Shetty? Number seven. This is really, really important. Don't gamble. Seventy-seven percent of those who struggle financially are gambling. The truth is, statistics show poor people gamble much more than others. Multiple studies show, including from Florida Family Policy Council, as well as University of Buffalo Research Institute on Addictions, that very low-income households have an almost 100% higher rate of gambling than the general population. They tend to use the Lotto much more, go to casinos a little more frequently, and wager money in other ways. The rate of addiction to gambling is so much higher. Now, it's obvious why.
25:03 Jay Shetty? The desire to get out of pain quickly, the desire for an instant relief, the desire for a quick breakthrough. But the truth is, what it's slowly doing is making you poorer and poorer and poorer. What it's slowly doing is taking away your wealth. It's not a good financial investment. And gambling has been shown to be addictive, just like taking drugs. 70% of people feel that they want to stop gambling or taking part in the lottery, but it should be a lot higher because that same addictive drug-like feeling is making you do it again and again and again, despite the fact that you're losing again and again
25:43 Jay Shetty? and again. It's only a path to losing more and more wealth, mental stability and confidence. It doesn't come with anything. Now, it may give you a tribe, it may give you a group of people that like to do the same thing. Apart from that false sense of community, it can be an extremely damaging thing for your family, for your children, for so many people around you. Seventy-seven percent of those who struggle financially are gambling. Stop that habit, start investing. Now, one of the biggest reasons why people struggle to invest in that scenario is a lack of role models. That's one of the biggest reasons why the people who gamble keep gambling. So, all of us, this applies to all of us, even if you're sitting here listening, Jay,
26:28 Jay Shetty? I don't gamble, this is something for you as well. We have to start finding role models who use their money well. Guess what? There's plenty of rich people who've gone completely bankrupt and broke as well because they spent it all on penthouses, parties, cars and all the rest of it, right? There's plenty of stories of people who are multimillionaires who wasted it all. This is not about spending time with rich people. This isn't about spending time with people who drive fancy cars. This is about spending time with people who have positive money habits. Just as if you want to be mindful, meditative, balanced and centered, you have to spend time with people who operate on a higher frequency. If you want to manage
27:11 Jay Shetty? money effectively, you have to spend time with people who spend money wisely. If you want to spend your money well, spend your time with people who spend money well. If you want to invest your money well, invest your time with those who invest money well. You may not have money to invest yet, but you have time and energy to invest and where you place that can make a huge difference. And that's why, point number eight, the last one that I waited to share with you, is so, so powerful.
27:47 Jay Shetty? The people who are happy with their financial and money habits, spend 10 to 25% of their net income on personal growth, books, courses, coaching programs, mentoring, training, skills. This is what the financially happy and successful are spending their money on. They did this on the way up and they've maintained it. And 69% of people who struggle financially are bad communicators, have low emotional intelligence and are bad at persuasion and negotiation. These again are great skills of people who are going to be happy with their money habits. So investing 10 to 25% of your net income on personal growth,
28:32 Jay Shetty? on education, however you see it, can help you continue to grow your financial goals. And see, here's the thing. I'm really clear about this. Money can't buy you happiness. But poverty can't buy us anything. Right? Money can't buy us happiness, but poverty can't buy us anything. And therefore, it's important that we have our finances in order. They aren't the be all and end all of everything. Finances will not buy you meaning. Finances will not buy you purpose. But they give you a strong foundation to move forward on. And that doesn't mean you have to be a millionaire or a billionaire. It just means being good with your money.
29:15 Jay Shetty? And this is the important consideration that the financially happy and financially successful make. They are spending more time on reading, listening to audiobooks, reading education-related material, more on personal development, the biographies of successful people, surrounding themselves by those role models. It's so, so significant. So I just want to give you a quick recap on my eight ways to manage money better. Number one, make sure you save before you spend, not the other way around. Remember Warren Buffett, do not save what is left after spending, spend what is left after saving. What's those little expenses like? Coffee's and day-to-day tickets.
29:58 Jay Shetty? The number two piece of advice is spend no more than twenty-five percent on rent. Remember I said that's an ideal, that's a metric. I was doubled that at one point in my life. It's something to aim towards. Number three, no more than fifteen percent on food with the caveat. Wellness can be expensive, but it's a lot cheaper than illness. Your health and wellness is probably the best investment you can make. Physical and mental, trust me on that one. Number four, spend no more than ten percent on entertainment because of point number eight. Number five, spend no more than five percent on vacations. But if you want experiences and exploring, save for this. Number six, five hours of your time every week to give to charity for growth, for gratitude, for perspective.
30:41 Jay Shetty? Number seven, don't gamble, it's addictive, it can take you down the wrong road. And number eight, ten percent to twenty-five percent of your net income on personal growth. Courses, coaching and ways to make yourself better. Why? Because that's going to help you grow every other area of your life. That includes going to the gym, that includes having a therapist, that includes having a coach, includes being a part of a community that's helping you grow. That has to be a huge priority for every single one of us. And these things are so easy to forget. We get so lost and dealing with our money seems scary. We get scared of thinking about money, we get scared of looking at money. It can be a point of anxiety for all of us.
31:25 Jay Shetty? But it has to stop being anxiety and start being a priority. Move your money mindset from anxiety to priority with these eight principles today. Share the ones that really stuck out for you, test them this week, test them this month, test them this year. Feel the difference in your life when you start taking a control of your financial situation. I really, really hope that this has been useful. I really hope it's been practical and applicable to each and every one of you. There are so many great books out there as well. Go and find the ones that make a big difference in your life and figure out how you can build this foundation. Thank you so much for listening to this episode of On Purpose. Make sure you share it. Share what you've learned. Share what made you grow.
32:09 Jay Shetty? And share what you're experimenting with. Remember, these are ideas that I want you to experiment with, play with, and learn from. This is your journey. I'm just facilitating it. I'm helping you grow. Thank you for trusting me. Thanks for being here. I'm so, so grateful. I'll see you very, very soon on the next episode of On Purpose. Thank you so much for listening.
32:36 Jay Shetty? Thank you so much for listening through to the end of that episode. I hope you're gonna share this all across social media. Let people know that you're subscribed to On Purpose. Let me know. Post it. Tell me what a difference it's making in your life. I would love to see your thoughts. I can't wait for this incredibly conscious community we're creating of purposeful people. You're now a part of the tribe, a part of the squad. Thank you for being here. I can't wait to share the next episode with you.
33:20 Speaker 01 Now, more than ever, we need someone on our side. But Rob Whitman? Whitman's votes drove up costs, cut Medicaid, and risked 350,000 Virginians' health care to pay for tax breaks for himself and his donors. He's not on our side. Shannon Taylor will fight corruption, cut taxes, and bring down costs. This November, vote for Shannon Taylor. She's for us. Paid for by HMP, the House Majority PAC dot com. Not authorized by any candidate or candidate's committee.
33:50 Speaker 02 Mr. President, my company told me of the explosion on our rig on October 2nd. Causing massive water displacement and triggering a tsunami. They all heap the blame on me. Tom Cruise is.
34:00 Speaker 03 Digger got us into this mess, and Digger's gonna dig us up. From the director of Birdman and the Ravennet.
34:06 Speaker 04 What would happen if I stopped brewing? You start, you freeze in there, that's what.
34:11 Speaker 03 With great power comes great deniability.
34:14 Speaker 04 I'm not the first daddy.
34:15 Speaker 03 Digger. See the trailer online. Only in theaters October 2nd. Rated R. Under 17. Not a minute without parent.
Previous Payal Kadakia Pujji: ON the Self Discipline Needed to Become an Entrepreneur Next Dr. Daniel Amen: ON Training Your Brain for Optimal Performance Page updated September 29, 2026 · transcript and summary are machine-generated
